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Chris Nero Meeting-November 16-2025

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[Chris Nero] 18:12:32

Mm-hmm.

[Chris Nero] 18:12:36

I don't know what more to tell you. Either you know what a pro is or a con is, or you don't.

[Chris Nero] 18:12:43

So, if you go in, and you expect to get something from a con,

[Chris Nero] 18:12:50

You're gonna get conned!

[Chris Nero] 18:12:52

The point I'm trying to make is that they're going to deny you, because

[Chris Nero] 18:12:56

It's not about getting emotional, it's that that's what they're gonna do.

[Chris Nero] 18:13:04

Hence, the codes in the Bible.

[Chris Nero] 18:13:06

He was denied 3 times in the public.

[Chris Nero] 18:13:09

A notice, a fault, and a default.

[Chris Nero] 18:13:17

And then, he was able to do the private process.

[Chris Nero] 18:13:22

He redeemed everybody from the sin.

[Chris Nero] 18:13:26

The CUSAP identification number.

[Chris Nero] 18:13:29

The CIN.

[Jason] 18:13:34

Ooh, without the S. So…

[Jason] 18:13:37

So, then, going back, I don't want to stop you if you… you're going to keep going, but I wanted to go back to my original question just to see…

[Jason] 18:13:45

Did you… were you gonna keep going?

[Chris Nero] 18:13:48

Yes.

[Jason] 18:13:49

Okay, sorry, I'm gonna… I'll go back.

[Chris Nero] 18:13:51

So, so when you become a…

[Chris Nero] 18:13:56

a Christ-like…

[Chris Nero] 18:13:58

Your mind.

[Chris Nero] 18:14:01

becomes open.

[Chris Nero] 18:14:03

And you… you began to get information that's warranted that'll come to you.

[Chris Nero] 18:14:09

Because you're seeking it out, and anytime you seek something, it'll come to you.

[Chris Nero] 18:14:15

So,

[Chris Nero] 18:14:17

when you're in the public,

[Chris Nero] 18:14:22

You can't beat these people, because it's fiction.

[Chris Nero] 18:14:27

You'd think that they're wrong.

[Chris Nero] 18:14:30

It's only a lie when they believe it's a lie. If you believe it's a lie.

[Chris Nero] 18:14:36

I showed you in the Cornell Law the presumptions.

[Chris Nero] 18:14:40

They presume that they are right until proven wrong.

[Chris Nero] 18:14:46

Because they're broke.

[Chris Nero] 18:14:49

These are the children that you created, and I created.

[Chris Nero] 18:14:54

They're called corporations!

[Chris Nero] 18:14:57

We need a dry cleaner, we need to eat, fast food, we need…

[Chris Nero] 18:15:01

Um, we need somebody to deliver our clothes, our food, and trucks.

[Chris Nero] 18:15:07

These are all children that we created.

[Chris Nero] 18:15:13

And unfortunately, they're dead.

[Chris Nero] 18:15:18

But they think they're alive.

[Chris Nero] 18:15:21

No different than when you're… you have a small child saying,

[Chris Nero] 18:15:25

Can you play teacup with me? And then they pour the imaginary tea in there.

[Chris Nero] 18:15:30

And it's all real fun and games, and all of a sudden, there's 16, 17 years old, and they don't know how to play that game, and they're like, look,

[Chris Nero] 18:15:40

These are my keys, Dad.

[Chris Nero] 18:15:43

I know what you're… I know you think it's your car.

[Chris Nero] 18:15:47

But let's just keep… continue playing this imaginary game.

[Chris Nero] 18:15:51

I'm gonna take your car, because it's my car.

[Chris Nero] 18:15:55

And by the way,

[Chris Nero] 18:15:58

I got your credit cards, because those are mine, too.

[Chris Nero] 18:16:04

I would say that at some point, you're going to say enough's enough.

[Chris Nero] 18:16:08

But because you've been programmed by this child,

[Chris Nero] 18:16:14

called the… con…

[Chris Nero] 18:16:17

grass…

[Chris Nero] 18:16:21

that's legislating…

[Chris Nero] 18:16:23

under a de facto government.

[Chris Nero] 18:16:29

How do you expect to get remedy in the public?

[Chris Nero] 18:16:33

It's all a big casino.

[Chris Nero] 18:16:36

If you get lucky, you'll win.

[Chris Nero] 18:16:39

But once you know who you are, then you can come in,

[Chris Nero] 18:16:43

And you know that you're the first, you're gonna play the adapter. That's why, in the Bible, he would always say, I am the Son.

[Chris Nero] 18:16:52

My father and I are one, and I speak for my father. He was the purr son.

[Chris Nero] 18:16:58

The person in the public.

[Chris Nero] 18:17:01

And that's how he said, I'm not from this world!

[Chris Nero] 18:17:05

What belongs to Caesar belongs… he was right, because…

[Chris Nero] 18:17:08

We don't care about the Federal Reserve notes. We don't need them.

[Chris Nero] 18:17:16

What we need to focus on is that

[Chris Nero] 18:17:18

We sit down,

[Chris Nero] 18:17:20

And we…

[Chris Nero] 18:17:22

We humble ourselves low,

[Chris Nero] 18:17:24

We sign with a banker's signature,

[Chris Nero] 18:17:30

And we are humbling ourselves.

[Chris Nero] 18:17:33

So that these…

[Chris Nero] 18:17:36

Trustees take our…

[Chris Nero] 18:17:38

Note.

[Chris Nero] 18:17:41

They pass it through the charter, because

[Chris Nero] 18:17:45

Everything!

[Chris Nero] 18:17:48

In the United States as a charter.

[Chris Nero] 18:17:53

The states are charters,

[Chris Nero] 18:17:55

Inside municipals, inside counties, all these are just…

[Chris Nero] 18:17:59

show within a show within a shell within a shell, you don't know whether you're coming, you're going.

[Chris Nero] 18:18:08

Why do you think you can't go to your bank and take your electric company voucher?

[Chris Nero] 18:18:14

and deposited in there.

[Chris Nero] 18:18:16

Can you imagine?

[Chris Nero] 18:18:19

But you can.

[Chris Nero] 18:18:23

Those of us that are a little bit older, we used to go in and we would take coupons.

[Chris Nero] 18:18:28

Double coupons, triple coupons.

[Chris Nero] 18:18:31

It's no different today.

[Chris Nero] 18:18:34

We'd have green stabs, gold stamps, and you'd load them up, and you'd go and get something.

[Chris Nero] 18:18:39

You know?

[Chris Nero] 18:18:42

It's just that we forgot who we are.

[Chris Nero] 18:18:46

You can't lose in the public.

[Chris Nero] 18:18:49

If you know that you're operating from the private, because we…

[Chris Nero] 18:18:54

are the people that created

[Chris Nero] 18:18:57

Article 1, Article 2, Article 3, we are Article 4.

[Chris Nero] 18:19:01

And that's why it states, those who are last will be first, and those who are first will be last.

[Chris Nero] 18:19:07

But I got news for you.

[Chris Nero] 18:19:12

They don't have bonds.

[Chris Nero] 18:19:15

At least not here in Arizona.

[Chris Nero] 18:19:20

They don't have oaths of office.

[Chris Nero] 18:19:23

I will tell you right now,

[Chris Nero] 18:19:31

I've been at this for so long.

[Chris Nero] 18:19:34

that when I went in there the first time, the loyalty oath of Brendan Griffin…

[Chris Nero] 18:19:40

There's nothing on there.

[Chris Nero] 18:19:49

So, what did they do?

[Chris Nero] 18:19:54

They panicked!

[Chris Nero] 18:19:57

And then they created this one.

[Chris Nero] 18:20:04

But you can't have another oath without…

[Chris Nero] 18:20:07

being elected, or there was something that happened. Well, that's not enough!

[Chris Nero] 18:20:11

They know I'm on them!

[Chris Nero] 18:20:15

So they went in there on the 24th of December.

[Chris Nero] 18:20:21

We got 3 different oats, 3 different signatures…

[Chris Nero] 18:20:25

Three different Secretary of states,

[Chris Nero] 18:20:31

Excuse me, I'm fighting some camtrail bugs.

[Chris Nero] 18:20:36

And then it says right here at the top,

[Chris Nero] 18:20:39

Please read Arizona Revised Statutes on the reverse side of this form. Well, this is the reverse side. Do you guys see anything?

[Chris Nero] 18:20:45

Interesting? Anybody?

[Jason] 18:20:47

Beautiful. Blank.

[Chris Nero] 18:20:49

These are not real oats.

[Chris Nero] 18:20:54

And there's anomalies.

[Chris Nero] 18:20:57

One says he's a Superior Court judge.

[Chris Nero] 18:21:00

The other one says he's a court judge for Superior Court!

[Chris Nero] 18:21:05

Judge, and then this one says, judge of the Superior Court!

[Chris Nero] 18:21:08

I mean, who is he?

[Chris Nero] 18:21:13

One is support the Constitution. The other one is, you know, he's supporting, uh…

[Chris Nero] 18:21:19

In the county.

[Chris Nero] 18:21:22

We got problems. That's just one.

[Chris Nero] 18:21:26

I got 10 more over here.

[Chris Nero] 18:21:30

And I haven't even begun with the sheriffs.

[Chris Nero] 18:21:34

And then they gave me a blanket bond.

[Chris Nero] 18:21:37

They said…

[Chris Nero] 18:21:57

They said, here you go, Nero!

[Chris Nero] 18:21:59

Come on, kid.

[Chris Nero] 18:22:01

We know… we know you… we know you'll know what… that this covers everything. These are blanket bonds, baby.

[Chris Nero] 18:22:10

Come on! We're not foolish!

[Chris Nero] 18:22:13

And then I run this through,

[Chris Nero] 18:22:17

And this only covers the state!

[Chris Nero] 18:22:19

It doesn't cover the people!

[Chris Nero] 18:22:24

covers them, doesn't cover us. So there's no fiduciary bonds.

[Chris Nero] 18:22:29

There's no commercial bonds.

[Chris Nero] 18:22:33

We got vacant offices.

[Chris Nero] 18:22:38

Katie Hobbs, bacon.

[Chris Nero] 18:22:41

Secretary of State Fontes, vacant.

[Chris Nero] 18:22:46

defective.

[Chris Nero] 18:22:47

It's not a real loyalty oath. They're doing word sauce, they're mixing it up.

[Chris Nero] 18:22:51

And they think we're stupid.

[Chris Nero] 18:22:56

So, what does all this mean?

[Chris Nero] 18:23:02

I would never be here if I didn't have my credentials.

[Chris Nero] 18:23:07

Because I never got all this attention.

[Chris Nero] 18:23:09

Until I started spamming out my credentials, walking in,

[Chris Nero] 18:23:13

Even before I had the badge, they'd bifurcated the jurisdiction of the Superior Court, which I thought was a big, big change.

[Chris Nero] 18:23:20

And what I thought was the biggest change… this is the next biggest change in my chapter.

[Chris Nero] 18:23:25

Because now I have…

[Chris Nero] 18:23:27

Marion Hernberg at the Secretary of State, who's the director over there, feeding me all this.

[Chris Nero] 18:23:33

And they don't have hazard bonds or fiduciary bonds for us,

[Chris Nero] 18:23:40

They're done.

[Chris Nero] 18:23:43

There will be a big scandal.

[Chris Nero] 18:23:46

Because every court case that they've done is void abonicio.

[Chris Nero] 18:23:52

It is void.

[Chris Nero] 18:23:55

And I have my own…

[Chris Nero] 18:23:58

personal reasons, because they fucked with me.

[Chris Nero] 18:24:02

on my properties,

[Chris Nero] 18:24:04

wasting my time.

[Chris Nero] 18:24:08

trying to steal from me.

[Chris Nero] 18:24:12

they thought I would never find out, but here's the beautiful thing. Anything that they've been doing now,

[Chris Nero] 18:24:17

It's shaky. It's crumbling.

[Chris Nero] 18:24:21

The point that I want to make today is that

[Chris Nero] 18:24:25

It is so important that you continue on your path to get your credentials.

[Chris Nero] 18:24:30

I believe there will come a time

[Chris Nero] 18:24:34

You will need these papers.

[Chris Nero] 18:24:39

I really do.

[Chris Nero] 18:24:43

And… if you're gonna get…

[Chris Nero] 18:24:46

the governor, and I go… and I know there's some people here that I think, you know, maybe the longevity of, like, you know, maybe

[Chris Nero] 18:24:54

Jason, you've seen me go into the governor's office.

[Chris Nero] 18:24:58

Um, many times.

[Chris Nero] 18:25:01

And, um…

[Chris Nero] 18:25:05

I go into the risk management.

[Chris Nero] 18:25:08

They've already tried to stop me from going into Division II appeals court.

[Chris Nero] 18:25:12

And I'm… I'm filing claims on them, like I did in the beginning with the Supreme Court.

[Chris Nero] 18:25:18

What you folks need to do…

[Chris Nero] 18:25:21

is get your credentials in order,

[Chris Nero] 18:25:25

Continue to educate,

[Chris Nero] 18:25:27

I'm gonna start showing…

[Chris Nero] 18:25:31

Um, like…

[Chris Nero] 18:25:33

I know with Damon, I did 187,000

[Chris Nero] 18:25:36

for his taxes.

[Chris Nero] 18:25:40

I'd like to… I want to start showing how you folks can do…

[Chris Nero] 18:25:45

Um, 1099s,

[Chris Nero] 18:25:49

for your, uh…

[Chris Nero] 18:25:51

your bills or… or your, uh, credit cards and whatnot.

[Chris Nero] 18:25:55

Now, or how to use it with your credit report.

[Chris Nero] 18:26:02

I know a lot of you are gonna be like, when am I gonna get that money back from if I do and I discharge it? Here's what I just finished telling somebody else that I'm helping.

[Chris Nero] 18:26:11

saving her house, is that…

[Chris Nero] 18:26:13

Can we focus on…

[Chris Nero] 18:26:16

taking care of that debt first.

[Chris Nero] 18:26:20

Can we focus on saving your house first?

[Chris Nero] 18:26:25

And then, when I get transcripts, because you guys…

[Chris Nero] 18:26:28

You guys think it's like a bank, it's not a bank. What it is, it's like…

[Chris Nero] 18:26:32

the transcripts that come in, that's where your credits are going to be. That's the most beautiful thing.

[Chris Nero] 18:26:37

I got so many credits in there that I can do what I'm doing,

[Chris Nero] 18:26:43

And we get the responses back.

[Chris Nero] 18:26:46

And I have them all here. I mean, I think I may have shown you…

[Chris Nero] 18:27:09

Let's see if I can find it here.

[Chris Nero] 18:27:34

So, all these, uh, judges…

[Chris Nero] 18:27:36

And I got all their oats are…

[Chris Nero] 18:27:41

are, uh, not… not really, uh, in office.

[Chris Nero] 18:27:59

Once you guys get your credentials in order…

[Chris Nero] 18:28:03

And I will tell you now, a lot of the stuff that I'm teaching you, you could probably do.

[Chris Nero] 18:28:08

If you just did what I'm doing, and I think we're gonna, at some point,

[Chris Nero] 18:28:12

start bringing that out. Uh, Kimberly and Raina.

[Chris Nero] 18:28:17

on the cases that I'm doing with you.

[Chris Nero] 18:28:19

Right?

[Chris Nero] 18:28:21

So, we could show…

[Chris Nero] 18:28:27

how to get it done.

[Chris Nero] 18:28:32

So that you folks are independent.

[Chris Nero] 18:28:39

Because the last thing you want is some, you know, me holding…

[Chris Nero] 18:28:43

your hand holding you up, and…

[Chris Nero] 18:28:44

And doing all the things that you want to be doing.

[Chris Nero] 18:29:07

This is one where I have

[Chris Nero] 18:29:09

I'll just let you read the number, because it's ridiculous. These are credits that I have.

[Chris Nero] 18:29:16

And a lot of you that I've done business for,

[Chris Nero] 18:29:21

Your stuff is in there.

[Chris Nero] 18:29:22

And I have transcripts.

[Chris Nero] 18:29:28

And the transcripts…

[Chris Nero] 18:29:33

There are so many.

[Chris Nero] 18:29:36

that…

[Chris Nero] 18:29:42

I have to order them to come in,

[Chris Nero] 18:29:46

through the mail.

[Chris Nero] 18:29:48

That's why I tell you guys, always check your transcripts every 2 weeks.

[Chris Nero] 18:29:54

Uh…

[Chris Nero] 18:29:56

you don't know what's in there.

[Chris Nero] 18:30:02

Durkan?

[Chris Nero] 18:30:06

So everybody, pretty much, that I have…

[Chris Nero] 18:30:10

As the fiduciary here,

[Chris Nero] 18:30:12

I'm going to get…

[Chris Nero] 18:30:15

those credits back,

[Chris Nero] 18:30:18

But they have to be done in increments.

[Chris Nero] 18:30:22

You can't just go on there and pull 89, you know, billion dollars out. I will tell you, though, that a lot of these CEOs…

[Chris Nero] 18:30:29

R. That's why you hear about them making, uh…

[Chris Nero] 18:30:34

all those, uh, what do they call them? Bonuses.

[Chris Nero] 18:30:37

Right? Those bonuses…

[Chris Nero] 18:30:42

R.

[Chris Nero] 18:30:45

what they're signing.

[Chris Nero] 18:30:48

But sooner or later, they become a fall guy.

[Chris Nero] 18:30:54

I got one more I want to show you.

[Chris Nero] 18:31:15

I can find it.

[Chris Nero] 18:31:33

And the way I was telling, um…

[Chris Nero] 18:31:36

you know, Luke wants to go in there, and he wants to…

[Chris Nero] 18:31:39

you know, we're gonna get… he wants to get a… what is it, Luke? A $600,000 home?

[luke ] 18:31:46

Yep, right in there.

[Chris Nero] 18:31:49

And I've already gone through a plan with him.

[Chris Nero] 18:31:54

of how we're going to execute it.

[Chris Nero] 18:32:02

And then we'll go from there.

[Chris Nero] 18:32:15

Well, I'll have to…

[Chris Nero] 18:32:18

I might have it somewhere under my…

[Chris Nero] 18:32:20

I got so much stuff around here, but…

[Chris Nero] 18:32:25

Basically, when we're doing private banking, guys, it's not like, you know, we have a bank that we just go…

[Chris Nero] 18:32:31

And we just pull it out. There's a process.

[Chris Nero] 18:32:35

If you have money, credits.

[Chris Nero] 18:32:38

Because that's all we're applying for, is credit.

[Chris Nero] 18:32:41

That's why it's like a big casino, because all you're getting is credits. There's an… it's debits and credits.

[Chris Nero] 18:32:48

You think that it's just been like that now, it's under the new world order, and that, you know…

[Chris Nero] 18:32:52

We're barely getting into the coin.

[Chris Nero] 18:32:55

And, you know, with the coin, uh, you know, we're changing…

[Chris Nero] 18:33:00

Uh, I got news for you.

[Chris Nero] 18:33:05

We've been in… we've been under, uh…

[Chris Nero] 18:33:08

Credits and debits?

[Chris Nero] 18:33:10

Probably since they took away the checks from…

[Chris Nero] 18:33:13

You remember they used to give us the paper checks back in the day, and you'd get them, and you'd put them in a rubber band, and then you'd fill them out, and you'd send them out to the IRS?

[Chris Nero] 18:33:21

Those days are gone, because we've been under that system for a long time.

[Chris Nero] 18:33:26

And…

[Chris Nero] 18:33:29

The system is based on that.

[Chris Nero] 18:33:32

But to get back to when you're… let's say you're buying a house.

[Chris Nero] 18:33:36

they can't deny you credit.

[Chris Nero] 18:33:39

It's impossible.

[Chris Nero] 18:33:41

They have laws that protect us under the Equal Opportunity Act.

[Chris Nero] 18:33:46

Because we have an unlimited amount… an unlimited law to contract, an unlimited credit.

[Chris Nero] 18:33:52

But what you don't know about is when they deny you that credit, you have to give them a

[Chris Nero] 18:33:58

A notice…

[Chris Nero] 18:34:00

And it has language on there, which I gave you guys.

[Chris Nero] 18:34:03

And then, right after that, you give them the letter to resend.

[Chris Nero] 18:34:08

That will pull it back.

[Chris Nero] 18:34:10

and settle, and close.

[Chris Nero] 18:34:13

and adjust.

[Chris Nero] 18:34:15

Because when you rescind it, you're telling it to come back.

[Chris Nero] 18:34:19

That's within 3 days under the Truth in Lending Act.

[Chris Nero] 18:34:24

And that's how you will end up

[Chris Nero] 18:34:26

Winning.

[Chris Nero] 18:34:28

Uh, is it always going to be, you know, smooth?

[Chris Nero] 18:34:34

It can be, but you have to be prepared to also go in there.

[Chris Nero] 18:34:39

And you take them down in United States District Court, because they're monopolizing under the anti-Sherman Act.

[Chris Nero] 18:34:45

they're told to find your commercial instrument.

[Chris Nero] 18:34:50

Because you're the creditor!

[Chris Nero] 18:34:52

And guess what, guys?

[Chris Nero] 18:34:55

you're gonna win every single time. You know why? Because they used your Social Security credit card.

[Chris Nero] 18:35:01

As soon as you see it hit your credit report, boom! That means they… if… let's just say, for instance, Luke was buying that $600,000 home,

[Chris Nero] 18:35:10

They're gonna say, look,

[Chris Nero] 18:35:13

Sign here, we need your social security number, the name of your mother, you don't want to know, you know, because we want security. Your mother gets… because she's on the birth certificate.

[Chris Nero] 18:35:22

And she's the grantor,

[Chris Nero] 18:35:26

And because they want your credit, because they're gonna step in your shoes.

[Chris Nero] 18:35:34

But you're going to be smarter.

[Chris Nero] 18:35:38

Because you're gonna give them that letter.

[Chris Nero] 18:35:40

of the laws to the underwriter.

[Chris Nero] 18:35:42

The underwriter doesn't want to go to jail or prison.

[Chris Nero] 18:35:46

And because they took

[Chris Nero] 18:35:48

That's $600,000?

[Chris Nero] 18:35:51

And they said, Luke,

[Chris Nero] 18:35:53

We can't give you that $600,000, baby!

[Chris Nero] 18:35:58

Because we want it.

[Chris Nero] 18:36:02

And we need it.

[Chris Nero] 18:36:06

But you're gonna say, that's my credit?

[Chris Nero] 18:36:09

Under the Equal Opportunity Act, you're being prejudicial because I'm a creditor.

[Chris Nero] 18:36:14

And you're not giving me that credit!

[Chris Nero] 18:36:17

But it's deeper than that, guys. They already took it.

[Chris Nero] 18:36:22

Whether they give you, the credit or not? They took it.

[Chris Nero] 18:36:25

That's why you're missing the main ingredient is the second letter.

[Chris Nero] 18:36:30

The letter to rescind within 72 hours.

[Chris Nero] 18:36:35

Everything in this world is about settling and closing.

[Chris Nero] 18:36:39

That's it. That's all the courts want.

[Chris Nero] 18:36:43

If you know how to do it. But the courts really want you to argue. What's the first thing that the…

[Chris Nero] 18:36:48

The other side comes up with, when you're… when you see a court action, argument.

[Chris Nero] 18:36:53

argument.

[Chris Nero] 18:36:57

Conditionally accept the argument,

[Chris Nero] 18:37:00

on the performance of an affidavit with negative amberance, and you will never lose.

[Chris Nero] 18:37:06

I'm doing it right now.

[Chris Nero] 18:37:08

on everything. Because it's all about settlement and closure. Even what we're gonna do with you, Jim,

[Chris Nero] 18:37:15

Because we know now,

[Chris Nero] 18:37:18

that they're holding funds of yours in that… in bunk, at that court.

[Chris Nero] 18:37:24

And so what we do is we accept it.

[Chris Nero] 18:37:27

And we put a notice of liability.

[Chris Nero] 18:37:31

And we're gonna go behind…

[Chris Nero] 18:37:33

the corporate veil.

[Chris Nero] 18:37:35

And we're gonna tell them we want their bonds,

[Chris Nero] 18:37:39

It's not that we're asking them, that's the law. They have to give it to us.

[Chris Nero] 18:37:45

And if they don't, then we put what's called UCC1 liens,

[Chris Nero] 18:37:50

Run an ad in the newspaper, and then we're gonna take everything they have.

[Chris Nero] 18:37:54

like, they do with us.

[Chris Nero] 18:37:57

Do you think the judge gives the order? No, they go and record that at the county recorder's office. They wait 90 days, and then they come after you.

[Chris Nero] 18:38:04

That's why they give you 90 days to appeal!

[Chris Nero] 18:38:07

Because it's becoming cemented!

[Chris Nero] 18:38:10

On that notice at the County Recorder's Office.

[Chris Nero] 18:38:13

That's how they get you out of a house after a foreclosure, even though they don't have a contract. They run an ad in the newspaper.

[Chris Nero] 18:38:28

But, you know, we're gonna be showing some big wins here real soon.

[Chris Nero] 18:38:36

And I hope you folks understand that

[Chris Nero] 18:38:41

we're in a battle, but we've already won.

[Chris Nero] 18:38:45

And…

[Chris Nero] 18:38:47

I know everybody wants fast food,

[Chris Nero] 18:38:51

But we are all here individually as men and women so that we can take responsibility, and we can all work

[Chris Nero] 18:38:59

And… and, um, circuit with each other.

[Chris Nero] 18:39:04

and apply ourselves?

[Chris Nero] 18:39:08

In one way or the other, this is all… this is the whole…

[Chris Nero] 18:39:11

This is it. I saw this a long time ago. I always said, and I've been saying it, I don't care if I have a 5, 3, 2, 1…

[Chris Nero] 18:39:20

I don't care. I want the best.

[Chris Nero] 18:39:23

people, men and women,

[Chris Nero] 18:39:26

that…

[Chris Nero] 18:39:29

want change in their lives.

[Chris Nero] 18:39:31

And it's much more than here, guys.

[Chris Nero] 18:39:35

This is… this… we're fighting for much more.

[Chris Nero] 18:39:37

Believe me.

[Chris Nero] 18:39:41

And I'm excited about this group.

[Chris Nero] 18:39:46

Each one of you has value.

[Chris Nero] 18:39:50

Each one of you have been through hell.

[Chris Nero] 18:39:55

And maybe still going through hell.

[Chris Nero] 18:40:00

But it's gonna get better.

[Chris Nero] 18:40:04

It's gonna get better, guys.

[Chris Nero] 18:40:08

And we're going to start seeing remedy.

[Chris Nero] 18:40:12

I know I've seen it. I want consistent remedy.

[Chris Nero] 18:40:16

I'm not just looking at remedy, because I got Remedy, you know,

[Chris Nero] 18:40:20

7 times, 10 times.

[Chris Nero] 18:40:21

So I can show some leprechauns,

[Chris Nero] 18:40:27

What good does it do if I can show you what I've done, but you can't do it? I mean…

[Chris Nero] 18:40:31

Glory be! Glory be! I've done it, yeah, great.

[Chris Nero] 18:40:37

If I can do it, you can do it. The only pattern I can say is…

[Chris Nero] 18:40:42

that we have to get

[Chris Nero] 18:40:44

I've seen, and through my mistakes, is the credentials.

[Chris Nero] 18:40:48

You're 56, you're 56F.

[Chris Nero] 18:40:50

Uh, your 2848, your TCC, your CAV,

[Chris Nero] 18:40:54

All that's great. Your three EINs, that's great.

[Chris Nero] 18:40:59

The state individual banker, foreign trust,

[Chris Nero] 18:41:02

Get your birth certificate back.

[Chris Nero] 18:41:04

to yell… to… I don't know, whoever's the Secretary of Treasury today.

[Chris Nero] 18:41:08

And now, you're in the system.

[Chris Nero] 18:41:11

They know who you are. You're… you're now a…

[Chris Nero] 18:41:15

come back from C, they know you're alive.

[Chris Nero] 18:41:22

And you're doing…

[Chris Nero] 18:41:24

what you're supposed to be doing, breaking the curse.

[Chris Nero] 18:41:28

And did you know your birth certificate is towards so much money when you reverse it and do a chargeback and a charge-off?

[Chris Nero] 18:41:34

All that goes against the national deficit?

[Chris Nero] 18:41:40

You just changed so much.

[Chris Nero] 18:41:42

Can you imagine all seven of you?

[Chris Nero] 18:41:45

with me. Well, we just knocked off who knows how.

[Chris Nero] 18:41:49

Freakin' much.

[Chris Nero] 18:41:53

That's why I believe you're starting to see judges getting arrested.

[Chris Nero] 18:41:56

City Councilmen getting arrested.

[Chris Nero] 18:41:59

You could just do your own Google.

[Chris Nero] 18:42:02

People are… things are changing out here.

[Chris Nero] 18:42:08

And I'm very, very, uh, hopeful because…

[Chris Nero] 18:42:17

I don't know why I'm in this battle.

[Chris Nero] 18:42:22

I don't know why I have to go against sheriffs and judges.

[Chris Nero] 18:42:27

and bankers…

[Chris Nero] 18:42:29

But what I do know…

[Chris Nero] 18:42:33

is I don't like to be stolen from.

[Chris Nero] 18:42:37

And I don't like to be told what to do.

[Chris Nero] 18:42:41

And what my family should do, and I should wear a seatbelt if I don't want to wear a seatbelt.

[Chris Nero] 18:42:47

That's not rebellion.

[Chris Nero] 18:42:50

That's being free.

[Chris Nero] 18:42:52

how I want to be free.

[Chris Nero] 18:42:56

The simplest law is don't hurt anyone.

[Chris Nero] 18:43:00

Just doing to others as you would have done to you, and then, you know, go live your life!

[Chris Nero] 18:43:08

So, I just wanna…

[Chris Nero] 18:43:10

I want to go into some questions that everybody…

[Chris Nero] 18:43:15

Individually, you may have.

[Chris Nero] 18:43:17

And I'd like to see, collectively,

[Chris Nero] 18:43:22

what would be on…

[Chris Nero] 18:43:24

the main agenda

[Chris Nero] 18:43:29

that is… and there's nothing that you should hold back.

[Chris Nero] 18:43:38

I… and I want to say this before going in. I know that everybody, look,

[Chris Nero] 18:43:42

Everybody needs to…

[Chris Nero] 18:43:44

And I'm gonna direct this with Raina and Kim.

[Chris Nero] 18:43:47

We need to spread…

[Chris Nero] 18:43:49

more of the…

[Chris Nero] 18:43:51

the duties out.

[Chris Nero] 18:43:53

Even if it's one or two things.

[Chris Nero] 18:43:57

Um, because I think it's important…

[Chris Nero] 18:44:01

that we, uh…

[Chris Nero] 18:44:05

We educate ourselves for what we're doing.

[Chris Nero] 18:44:08

Uh, whether it's the website,

[Chris Nero] 18:44:14

This… this whole collective souls is for you guys.

[Chris Nero] 18:44:18

If I put something out there, and in this case, there's, you know, Raina helped create a book, which I'm very grateful for, and she's doing e-books and all that.

[Chris Nero] 18:44:26

And Kim. But, you know,

[Chris Nero] 18:44:29

This is for the people that are out there. I mean, I… honestly, I could just go out, and I'll be okay.

[Chris Nero] 18:44:41

But, uh, you know, Kim, do you wanna…

[Chris Nero] 18:44:44

You want to go into a little bit of what we've been doing, so that we give an idea of…

[Chris Nero] 18:44:50

the mortgage type of issues that…

[Chris Nero] 18:44:53

you know, we've seen, we've done, and maybe just give a little…

[Chris Nero] 18:44:56

taste of it?

[Kimberly Byrd] 18:44:57

Um, take somebody else first, because I gotta go get my, um, gloves off my hands. I was doing… you know I'm ad-libbing, doing more than one thing when I'm doing this, so somebody else go first, and then come back to me.

[Chris Nero] 18:45:07

Come on, what are you juggling?

[Chris Nero] 18:45:09

All right, so…

[Chris Nero] 18:45:11

Uh, Raina?

[Reina Martha Cornelio Martinez] 18:45:16

Yes, um…

[Chris Nero] 18:45:17

Right now? You want to give a little bit of what we've seen, of what we've done?

[Chris Nero] 18:45:22

Uh, you can start off for right now with your mortgage, since, you know, that's…

[Chris Nero] 18:45:27

a big issue with a lot of people that we've… we've discovered, because

[Chris Nero] 18:45:31

Even if you own your home,

[Chris Nero] 18:45:33

free and clear.

[Chris Nero] 18:45:36

You're still paying taxes.

[Chris Nero] 18:45:41

Uh, and that's… that's a problem.

[Chris Nero] 18:45:43

But… not a big problem, but it's still a problem.

[Chris Nero] 18:45:47

Uh, but Raina, you want to discuss, like, you know,

[Chris Nero] 18:45:51

the beginning part of that, and all the things that we've done a little bit, and then what you've seen.

[Reina Martha Cornelio Martinez] 18:45:58

Uh, it's a beautiful process, I can say it's a… it's a journey that teaches you

[Reina Martha Cornelio Martinez] 18:46:05

things that you can't… you never imagined.

[Reina Martha Cornelio Martinez] 18:46:08

Um, we've been through a lot of discoveries.

[Reina Martha Cornelio Martinez] 18:46:12

Um, especially on the wording.

[Reina Martha Cornelio Martinez] 18:46:15

When they send you mails.

[Reina Martha Cornelio Martinez] 18:46:17

Uh, you might think…

[Reina Martha Cornelio Martinez] 18:46:19

at least I was, uh, oh, this is…

[Reina Martha Cornelio Martinez] 18:46:22

a normal letter.

[Reina Martha Cornelio Martinez] 18:46:24

they trying to tell me something, and to Chris point out, hey,

[Reina Martha Cornelio Martinez] 18:46:29

Puesamo, yes, say, hey, that Chris told me, hey, there was a barcode.

[Reina Martha Cornelio Martinez] 18:46:33

on one of the letters that I got, and then…

[Reina Martha Cornelio Martinez] 18:46:35

Chris told me, did you scan it? I was like, no. He's like, scan it!

[Reina Martha Cornelio Martinez] 18:46:40

then it was just, like, when I scanned it, they were just like…

[Reina Martha Cornelio Martinez] 18:46:45

different type of payments.

[Reina Martha Cornelio Martinez] 18:46:46

that I can do. And then, right there, Chris pointed out, hey, they're trying to re-contract with you.

[Reina Martha Cornelio Martinez] 18:46:53

And for me, that was mind-blowing, because I never thought about that.

[Reina Martha Cornelio Martinez] 18:46:57

You know? It just, like, the learning lesson throughout the process. I think for me, that's the biggest thing that I can take off, you know, it's beautiful.

[Chris Nero] 18:47:05

What about the payoff?

[Reina Martha Cornelio Martinez] 18:47:07

The payoff letter, yes. Uh, we got an initial payoff letter.

[Reina Martha Cornelio Martinez] 18:47:12

And I will say about 2 months.

[Reina Martha Cornelio Martinez] 18:47:15

And… we have a totally different amount, over $1,000 more.

[Reina Martha Cornelio Martinez] 18:47:21

of the first payoff letter, which…

[Reina Martha Cornelio Martinez] 18:47:25

it's not supposed to be, supposed to be, I don't know.

[Reina Martha Cornelio Martinez] 18:47:28

Even the sand, well, we had 2 months, we don't pay the mortgage already, so…

[Reina Martha Cornelio Martinez] 18:47:33

those two months should have been included.

[Reina Martha Cornelio Martinez] 18:47:36

And the updated…

[Reina Martha Cornelio Martinez] 18:47:38

version of the payoff letter they sent without us even requesting it, because we never request another payoff letter.

[Reina Martha Cornelio Martinez] 18:47:45

And they extended it to another month.

[Reina Martha Cornelio Martinez] 18:47:48

So, like Chris says, that's the case winning right there.

[Chris Nero] 18:47:53

Yes, because what they're doing is they're contracting, and they're not… they're telling you…

[Chris Nero] 18:47:59

But they're not telling you. Like, that QR code…

[Chris Nero] 18:48:03

you're not thinking.

[Chris Nero] 18:48:06

And they would have said, in their minds,

[Chris Nero] 18:48:09

Well, we showed them.

[Chris Nero] 18:48:11

It's their job to know.

[Chris Nero] 18:48:14

It says right there,

[Reina Martha Cornelio Martinez] 18:48:14

Yeah.

[Chris Nero] 18:48:16

And then the majority of the people would have just let time go by.

[Reina Martha Cornelio Martinez] 18:48:21

Mm-hmm.

[Chris Nero] 18:48:23

So now…

[Chris Nero] 18:48:25

They've already been defaulted, we're going to go into United States District Court.

[Chris Nero] 18:48:29

And most likely, they're not going to show up, because they can show up, because they don't have any of the disclosures that we asked for.

[Chris Nero] 18:48:36

And we have a right to, um…

[Chris Nero] 18:48:39

a disposition of the node.

[Chris Nero] 18:48:43

Uh, we have a right to, uh,

[Chris Nero] 18:48:48

a letter for valuation and consideration.

[Chris Nero] 18:48:52

That validation, and we could go on and on.

[Chris Nero] 18:48:55

Uh, and again, when I tell people that they have… that we're using the consumer,

[Chris Nero] 18:49:00

the Consumer Financial Protection Bureau,

[Chris Nero] 18:49:03

But we're using the FDCPA, or RESPA, or FTC, the federal, or the FCA Federal Credit Act, all these companies

[Chris Nero] 18:49:11

You think that they're there to protect you.

[Chris Nero] 18:49:17

But they're there to protect them.

[Chris Nero] 18:49:19

Because they're the borrowers.

[Chris Nero] 18:49:22

And they're the consumer.

[Chris Nero] 18:49:27

As Christian Walters would say,

[Chris Nero] 18:49:31

He was a master of trust.

[Chris Nero] 18:49:34

He's the one that I learned from the Gilbert Law Summaries.

[Chris Nero] 18:49:38

He would say,

[Chris Nero] 18:49:40

In order for you to learn white law, trust law,

[Chris Nero] 18:49:47

You have to study…

[Chris Nero] 18:49:50

their trust law.

[Chris Nero] 18:49:51

And then mirror it back at them.

[Chris Nero] 18:49:56

And then he would say, now you have a 3,000-pound gorilla.

[Chris Nero] 18:50:00

that you can ride his back.

[Chris Nero] 18:50:03

And you can go anywhere.

[Chris Nero] 18:50:06

And that 3,000…

[Chris Nero] 18:50:08

pound gorilla will…

[Chris Nero] 18:50:11

protect you, because you are now…

[Chris Nero] 18:50:14

have just discovered you're in a trust.

[Chris Nero] 18:50:18

And they created a trust

[Chris Nero] 18:50:20

with your name,

[Chris Nero] 18:50:23

And they gave you…

[Chris Nero] 18:50:27

a trust, and you can come in as a grantor.

[Chris Nero] 18:50:31

You can switch and make them a trustee.

[Chris Nero] 18:50:36

Because there's no contract. It's a con.

[Chris Nero] 18:50:40

You'd think it's a contract. Why do you think immediately they change it?

[Chris Nero] 18:50:44

into a REIT, a real estate investment trust, or

[Chris Nero] 18:50:47

They go into a private, uh, uh, the credit card, you find out is behind a trust.

[Chris Nero] 18:50:54

Go to the sec.gov and pull up Chase.

[Chris Nero] 18:50:57

They got a letter of credit with no signature on there. It's like billions.

[Chris Nero] 18:51:03

Those are our credits, because those vehicles are prepaid.

[Chris Nero] 18:51:06

So, when you go inside there and you sign that piece of paper, that's your car already!

[Chris Nero] 18:51:15

You don't need to go inside there begging.

[Chris Nero] 18:51:19

I just won the G63-2025.

[Chris Nero] 18:51:23

Mercedes-Benz, by the way.

[Chris Nero] 18:51:27

at the auction.

[Chris Nero] 18:51:30

Like, I don't have enough time.

[Chris Nero] 18:51:34

But… there's only $223,000. I mean…

[Chris Nero] 18:51:39

credits.

[Chris Nero] 18:51:42

I even… I even tipped him.

[Chris Nero] 18:51:48

I'll keep you informed, you guys.

[Chris Nero] 18:51:51

Anyways, I digress.

[Reina Martha Cornelio Martinez] 18:51:54

And…

[Chris Nero] 18:51:54

See, we need to start doing the fun things.

[Chris Nero] 18:51:57

Who's that, Kim? Kim, are you back?

[Reina Martha Cornelio Martinez] 18:51:57

No, that was me. Um, no, that I was…

[Chris Nero] 18:51:59

Marina?

[Kimberly Byrd] 18:52:00

Well,

[Reina Martha Cornelio Martinez] 18:52:01

I want to say one more… one more thing about my home.

[Reina Martha Cornelio Martinez] 18:52:05

Um, and that is that…

[Reina Martha Cornelio Martinez] 18:52:08

They are mailing you, uh, Chris, uh…

[Reina Martha Cornelio Martinez] 18:52:12

mail to your trust, for you trust to my home.

[Reina Martha Cornelio Martinez] 18:52:16

to my address. That was, like, the most crazy thing.

[Chris Nero] 18:52:16

Yes, yes.

[Chris Nero] 18:52:21

Yes, very well. I'm glad you brought that up.

[Chris Nero] 18:52:23

Because what Raina just stated,

[Chris Nero] 18:52:28

is very similar

[Chris Nero] 18:52:32

to what I went through with, um…

[Chris Nero] 18:52:35

Kimberly…

[Chris Nero] 18:52:37

And what I went through with, uh, Veronica, she's in Georgia,

[Chris Nero] 18:52:43

They would only talk to me.

[Chris Nero] 18:52:47

Uh, because they have recognized that I've come in, and I've…

[Chris Nero] 18:52:51

extinguish the debt with a 1099 process.

[Chris Nero] 18:52:56

So, they have to include me in there.

[Chris Nero] 18:53:01

Because they are in second position.

[Chris Nero] 18:53:10

So, I love going into the court.

[Chris Nero] 18:53:13

Because I can get quicker remedy.

[Chris Nero] 18:53:16

And then the 1099s on the OIDs.

[Chris Nero] 18:53:20

I could just do a 1041 amended.

[Chris Nero] 18:53:22

And once I see the transcripts, because I have a whole bunch of transcripts that I've already sent out,

[Chris Nero] 18:53:28

1.3 million, 1.7 million, and 11 million.

[Chris Nero] 18:53:33

And I've already showed you the letters that I've gotten back, and of course, they're always going to test you. That's… that's just it.

[Chris Nero] 18:53:40

It's no different than if you go into your bank and they're like,

[Chris Nero] 18:53:43

Um, you know, Luke, you just got in 1,007 inside here. We want to make sure that it…

[Chris Nero] 18:53:49

You know, we wanted to call you, and we wanted to let you know, I mean, I know it's…

[Chris Nero] 18:53:53

you know, we just want to make sure this isn't any type of illegal stuff, or whatever.

[Chris Nero] 18:53:58

And we thought we'd call you, and I'd be like, look…

[Chris Nero] 18:54:01

First of all, I appreciate it, but

[Chris Nero] 18:54:04

This is a private account.

[Chris Nero] 18:54:07

This is not concern you.

[Chris Nero] 18:54:10

I'm the only one that has authority on this.

[Chris Nero] 18:54:13

It's my trust. It's private.

[Chris Nero] 18:54:17

That's the same thing when you go to the IRS.

[Chris Nero] 18:54:22

Excuse me.

[Chris Nero] 18:54:24

And you go to the IRS,

[Chris Nero] 18:54:28

And you tell the IRS,

[Chris Nero] 18:54:34

Except they don't talk… everything's in writing, so it's a little slower.

[Chris Nero] 18:54:40

And you tell them, look,

[Chris Nero] 18:54:43

Stop fucking with me.

[Chris Nero] 18:54:46

What are you doing looking into my account?

[Chris Nero] 18:54:51

I didn't ask for that service.

[Chris Nero] 18:54:53

I'm the only one that has authority. I have the 56 fiduciary, I have the 56F receiver.

[Chris Nero] 18:54:59

I got the power of attorney, I'm the one that's doing it with the TCC.

[Chris Nero] 18:55:04

account, I got the cab number, who in the hell are you to be telling me what to do and how to get my money out of my trust, and it's on my transcripts!

[Chris Nero] 18:55:16

And that's how you gotta talk to them. Now…

[Chris Nero] 18:55:21

We will get that… we'll get that money. We're gonna get it.

[Chris Nero] 18:55:25

That's what you have CID?

[Chris Nero] 18:55:28

Inspector General?

[Chris Nero] 18:55:29

The Treasury Inspector General, that's why I have all these agencies.

[Chris Nero] 18:55:35

And the last thing I did was put a UCC1 against it.

[Chris Nero] 18:55:40

I'm pretty confident I'm gonna get

[Chris Nero] 18:55:42

those credits, because…

[Chris Nero] 18:55:45

I've seen it.

[Chris Nero] 18:55:49

And I start saying to you folks, get all your bank accounts,

[Chris Nero] 18:55:54

Together. Maybe we can do this together now.

[Chris Nero] 18:55:59

And we'll do some 1099s.

[Chris Nero] 18:56:02

And we'll get all your banking…

[Chris Nero] 18:56:04

credits back.

[Chris Nero] 18:56:06

Maybe that's what we should do together.

[Chris Nero] 18:56:08

Because I'm gonna be doing mine, so maybe that's the next meeting we're gonna have is gonna be that.

[Chris Nero] 18:56:14

Get all your 12 months.

[Chris Nero] 18:56:18

We're 24 months.

[Chris Nero] 18:56:19

And then we're gonna…

[Chris Nero] 18:56:22

Add all those together,

[Chris Nero] 18:56:24

We're gonna… I'm gonna show you how to fill out the 1041.

[Chris Nero] 18:56:28

I'm gonna show you how to do the modification, I'm gonna show you how to get it back the negative amounts,

[Chris Nero] 18:56:34

And you're gonna put all those, not the originals, because all that that you get from the bank,

[Chris Nero] 18:56:40

our credits.

[Chris Nero] 18:56:44

shows it. And that's the value that you created. You're the originator.

[Chris Nero] 18:56:50

So you gotta get all that back, that's your energy.

[Chris Nero] 18:56:55

Now, I'm not the only one that brought this up. There was Gene Keaton.

[Chris Nero] 18:57:00

And there was Patrick Devine.

[james] 18:57:05

Hey, Chris. Um…

[Chris Nero] 18:57:06

Yes.

[james] 18:57:08

Would that also apply to, like, a Fidelity account, which is not a regular bank, it's a fiduciary?

[james] 18:57:14

It would?

[Chris Nero] 18:57:14

Yes, yes it would.

[james] 18:57:16

So would Schwab, then?

[Chris Nero] 18:57:18

Yes, and then it would also apply to your mortgage if you paid your mortgage off.

[james] 18:57:24

Right, I did.

[Chris Nero] 18:57:25

Or your car. Because if you don't… if you don't report that, Jim, what you…

[Chris Nero] 18:57:30

paid off, then that money's floating out. Those credits are floating out there.

[Chris Nero] 18:57:36

And those credits could be, you know, paying for…

[Chris Nero] 18:57:39

Child trafficking!

[Chris Nero] 18:57:42

Now, you're not there because a lot of people are like, oh, I saw they're making billions. All you're getting is what you paid for it. That's what you're responsible for.

[Chris Nero] 18:57:51

Then that's when they go and investigate.

[Chris Nero] 18:57:55

them, whoever they are.

[Chris Nero] 18:57:57

Because now you claimed…

[Chris Nero] 18:57:59

those credits.

[Chris Nero] 18:58:01

You canceled the credits,

[Chris Nero] 18:58:03

So you don't have to owe it?

[Chris Nero] 18:58:06

And you… you helped the national deficit go down,

[Chris Nero] 18:58:11

So you're not an enemy of the state,

[Chris Nero] 18:58:14

And, most importantly,

[Chris Nero] 18:58:16

You can get those credits back!

[Chris Nero] 18:58:22

Because you created them.

[Chris Nero] 18:58:24

You're the originator.

[Chris Nero] 18:58:26

And the noID is the original. You're the original. It's an interest. Whose interest? Your interest.

[Chris Nero] 18:58:33

It's to be…

[Chris Nero] 18:58:35

derived back to you.

[Chris Nero] 18:58:40

So you have to get it

[Chris Nero] 18:58:44

derived, directed back to you.

[Chris Nero] 18:58:47

And people are not doing that today.

[Chris Nero] 18:58:50

They teach you to do the opposite, man. I don't want to file that, man. I filed $11 million, I had to pay back 4, I discharged it.

[Chris Nero] 18:58:58

You know how good that looks when you go to the bank?

[Chris Nero] 18:59:04

We gotta think.

[Chris Nero] 18:59:06

Because that is good.

[Chris Nero] 18:59:09

We gotta create debt, create…

[Chris Nero] 18:59:12

events out here, because everything out here, it's just a big game!

[Chris Nero] 18:59:17

Why do you think Donald Trump filed for bankruptcy six times? And he said, I didn't do it.

[Chris Nero] 18:59:22

Because his uppercase did it.

[Chris Nero] 18:59:25

Corporations did it.

[Chris Nero] 18:59:29

We have to start claiming and taking responsibility, because folks, we're the ones that are creating the national deficit. I hate to tell you.

[Chris Nero] 18:59:38

You know, we're creating the money.

[Chris Nero] 18:59:40

the so-called money. We're doing it.

[Chris Nero] 18:59:43

We are the guilty parties.

[Chris Nero] 18:59:46

You should hear Patrick Devine when he talks, he's yelling at you.

[Chris Nero] 18:59:53

Breaking with yourself.

[Chris Nero] 18:59:54

You're the one that's creating all the debt.

[Chris Nero] 18:59:57

You're making the money, he says it like this, you're making the money because you're so happy to get the house and the credit.

[Chris Nero] 19:00:03

that he'll do anything and sign it right away!

[Chris Nero] 19:00:06

And then you get your house, and you walk away, and then later on, they know they're gonna take it from you, because you were

[Chris Nero] 19:00:11

You're the one that did it to yourself.

[Chris Nero] 19:00:15

Instead of just going inside, they're signing the damn note and saying, what's…

[Chris Nero] 19:00:19

It's over, baby!

[Chris Nero] 19:00:24

Many ways to skin a cat, but…

[Chris Nero] 19:00:27

we gotta continue to educate ourselves.

[Chris Nero] 19:00:30

And we have to stay very focused, very razor-focused in this…

[Chris Nero] 19:00:36

in this industry, because we can't get emotional.

[Chris Nero] 19:00:39

And I'm… I'm a very emotional guy.

[Chris Nero] 19:00:42

But I've learned.

[Chris Nero] 19:00:44

that…

[Chris Nero] 19:00:46

Guess I'm a big William Shatner Captain Kirk earlier 60s Star Trek guy. He was always cool.

[Chris Nero] 19:00:53

He was on the deck, they would swing back and forth.

[Chris Nero] 19:00:56

Hold steady!

[Chris Nero] 19:00:58

And he was not emotional.

[Chris Nero] 19:01:01

I like that.

[Chris Nero] 19:01:04

But I'm a work in progress.

[Chris Nero] 19:01:07

I'm a work in progress, man.

[Chris Nero] 19:01:10

You guys know what you hear me sometimes? I'm screaming, I'm doing this.

[Chris Nero] 19:01:14

I get frustrated by the courts, but you know what?

[Chris Nero] 19:01:18

I'm working.

[Chris Nero] 19:01:20

so that I'm not getting emotional, because I believe that the frequency…

[Chris Nero] 19:01:26

matters. If your frequency is always up in the air,

[Chris Nero] 19:01:31

You may not be able to do the things, and I've had this conversation with many people, because

[Chris Nero] 19:01:37

you're hard and your mind are not there.

[Chris Nero] 19:01:39

I don't know why some people can do it and some people can't. I don't know, maybe why sometimes I send something out and it takes longer.

[Chris Nero] 19:01:48

So, anyways, I think the next meeting we should have is, you know, we should do, uh…

[Chris Nero] 19:01:55

bank statements for the last… if you have

[Chris Nero] 19:01:57

You can go up to 3 years if you want. I would just try to go 2 years, get all… get them all together.

[Chris Nero] 19:02:04

And I'm gonna… I'm gonna start showing…

[Chris Nero] 19:02:06

how to get those credits back. And here's the beautiful thing.

[Chris Nero] 19:02:10

You couldn't have said those credits!

[Chris Nero] 19:02:13

In that package, it's prima facie.

[Chris Nero] 19:02:16

And, uh,

[Chris Nero] 19:02:20

You guys, uh, it would be… it would be great to do that.

[Kimberly Byrd] 19:02:26

All right, I'm up.

[Chris Nero] 19:02:28

Hey, I'm sorry, let me see what I got here, I got something.

[Kimberly Byrd] 19:02:30

No, no, no, no worries. So,

[Chris Nero] 19:02:31

One second.

[Kimberly Byrd] 19:02:32

Oh, okay.

[Chris Nero] 19:02:37

Let's see, I just… if you did not capture, deposit your check…

[Chris Nero] 19:02:44

something from…

[Chris Nero] 19:02:47

Experian.

[Chris Nero] 19:02:49

I'll look at that later. Anyhow, Kim, go ahead.

[Kimberly Byrd] 19:02:51

Okay, so this past Thursday, I don't know if everyone knows, but we've been going round and round with PNC Bank, and…

[Kimberly Byrd] 19:03:00

Finally, we got, uh, one of the client

[Kimberly Byrd] 19:03:04

client, uh, what do they call it? Client customer service people.

[Kimberly Byrd] 19:03:07

Um, which her name was Ms. Martinez.

[Kimberly Byrd] 19:03:10

Raina, I don't know if she's a relative of yours, but she's called an executive client relations officer.

[Kimberly Byrd] 19:03:16

specialists. So it was… I thought it was good to just be able to speak with a person, and she was very personable and very professional.

[Kimberly Byrd] 19:03:24

Uh, Chris and I spoke to her, and the bottom line came down to Chris,

[Kimberly Byrd] 19:03:29

stating to her that he would provide her

[Kimberly Byrd] 19:03:32

with a notice, um, for settlement and closure.

[Kimberly Byrd] 19:03:35

So, he sent that to her, felt real good about it, and she was responding back to Chris and myself.

[Kimberly Byrd] 19:03:41

Well, after he sent the Notice for Settlement Disclosure, um, he sent the notice of liability.

[Kimberly Byrd] 19:03:48

And at that point, after he sent that to her,

[Kimberly Byrd] 19:03:52

Um, she stated that she would have a response from me, and I asked her to have it in writing, or… because she sent it to me by…

[Kimberly Byrd] 19:03:59

email. So she sends it both.

[Kimberly Byrd] 19:04:02

She sent me the email, and the email stated simply that they had done nothing wrong.

[Kimberly Byrd] 19:04:08

So, in response to that,

[Kimberly Byrd] 19:04:10

Uh, Chris had me ask her if she would be available, um, to discuss an amicable resolution, and I know some of you are asking, why would he want to discuss a MICO resolution? I asked him the same thing, because I said if we

[Kimberly Byrd] 19:04:23

We gave her the bonds, um, what resolution would we be trying to discuss with her? But he made all the sense in the world.

[Kimberly Byrd] 19:04:30

Um, because they got that money, so I'm saying they got paid, why do we have to have a discussion

[Kimberly Byrd] 19:04:36

Um, he stated that

[Kimberly Byrd] 19:04:38

It's good when you take them to court for the judge to see that you tried to resolve this.

[Kimberly Byrd] 19:04:44

And that is very important. You know, I don't know how I missed that, but…

[Kimberly Byrd] 19:04:48

Anyway, we had a conversation, we asked her for a meeting by, um, phone, us three,

[Kimberly Byrd] 19:04:54

And she was firm. She was like, we've done nothing wrong, and she was not budging on trying to come up with a resolution. Chris…

[Kimberly Byrd] 19:05:03

Gave her all kinds of outs, uh, told her how great he was, and still…

[Kimberly Byrd] 19:05:08

she just didn't budge, so…

[Kimberly Byrd] 19:05:11

Now we're in court.

[Kimberly Byrd] 19:05:13

Because she took her orders from the top, and that was that. They didn't do anything wrong.

[Kimberly Byrd] 19:05:20

And… I'm sure she told them that we said we were going to take him to court, but I guess they didn't care about that either.

[Kimberly Byrd] 19:05:26

So now…

[Chris Nero] 19:05:26

Well, yeah, the whole point, and thank you, Kim.

[Chris Nero] 19:05:29

The whole point of doing that is because you have to be, like, playing chess, but, you know,

[Kimberly Byrd] 19:05:29

Mm-hmm.

[Chris Nero] 19:05:36

Um, even higher…

[Chris Nero] 19:05:37

you know, it has to be…

[Chris Nero] 19:05:39

so far advanced, because…

[Chris Nero] 19:05:42

When you go to court and the judge says, well, we're gonna… let's take this into mediation.

[Chris Nero] 19:05:47

There's no mediation. We gave her…

[Chris Nero] 19:05:52

A plea agreement.

[Chris Nero] 19:05:53

to mediate.

[Chris Nero] 19:05:56

When she said I didn't… we've done nothing wrong, I said… I said, Ms. Martinez,

[Chris Nero] 19:06:01

We're not saying you did anything wrong.

[Chris Nero] 19:06:05

But what we're saying is that…

[Chris Nero] 19:06:09

You have a bill of exchange that you never sent back.

[Chris Nero] 19:06:12

You have a debt validation with several consumer violations under…

[Chris Nero] 19:06:17

all these agencies, you never responded to anything.

[Chris Nero] 19:06:21

I said, what do you think the court's gonna say?

[Chris Nero] 19:06:26

I said, we're not gonna lose.

[Chris Nero] 19:06:29

But I know she's the fall girl.

[Chris Nero] 19:06:33

So, there are two things that are going to happen in that courtroom.

[Chris Nero] 19:06:37

One of them is that they don't show up, and we win.

[Chris Nero] 19:06:41

The other one is they show up,

[Chris Nero] 19:06:44

And they try to dance around the issue.

[Chris Nero] 19:06:48

And…

[Chris Nero] 19:06:50

we'll beat them in 90 days.

[Chris Nero] 19:06:54

Maybe sooner.

[Chris Nero] 19:06:56

And then… and then, uh, you know, right now, when there's a freeze with a debt validation, they're not allowed

[Chris Nero] 19:07:04

to collect anything.

[Chris Nero] 19:07:07

Whether it's a credit card, a car, whatever.

[Chris Nero] 19:07:10

And if they cross that line, it's over for them.

[Chris Nero] 19:07:14

they take your car,

[Chris Nero] 19:07:16

It's over. They're gonna lose, because…

[Chris Nero] 19:07:20

Debt validation strictly states

[Chris Nero] 19:07:22

that it freezes everything.

[Chris Nero] 19:07:27

A cease and desist says you cannot report anything.

[Chris Nero] 19:07:31

to the sheriffs.

[Chris Nero] 19:07:33

To the credit report agencies, and they do, that's also…

[Chris Nero] 19:07:38

monetary value.

[Chris Nero] 19:07:39

Now…

[Chris Nero] 19:07:43

I'm not going to tell you that…

[Chris Nero] 19:07:45

it's not gonna be easy, it's gonna be easy for me, but it would be harder for other people, because

[Chris Nero] 19:07:51

You can't go inside there.

[Chris Nero] 19:07:55

Unless you know how to play the game.

[Chris Nero] 19:07:58

And again, this is why we're having these

[Chris Nero] 19:08:01

you know, uh, all the information that I put out there that you should be reading.

[Chris Nero] 19:08:08

I know, man, I'm gonna tell you…

[Chris Nero] 19:08:11

I get it. I don't know where the hell the time goes.

[Chris Nero] 19:08:17

It's a bunch of bullshit.

[Chris Nero] 19:08:20

But, you know…

[Chris Nero] 19:08:22

I mean, this morning, that's all I did, was get caught up in my paperwork.

[Chris Nero] 19:08:29

Because I'm doing something for each one of you.

[Chris Nero] 19:08:35

And I want to win.

[Chris Nero] 19:08:39

I want to win.

[Chris Nero] 19:08:41

And I'm not trying to be cocky, but I'm gonna win.

[Chris Nero] 19:08:44

we're gonna win.

[Chris Nero] 19:08:48

So…

[Chris Nero] 19:08:50

We are at a very exciting…

[Chris Nero] 19:08:53

part of a group like no other group out there, I will tell you that.

[Chris Nero] 19:08:58

There ain't nobody doing the shit we're doing. There ain't nobody taking down judges.

[Chris Nero] 19:09:03

Um, governors…

[Chris Nero] 19:09:06

Sheriffs,

[Chris Nero] 19:09:08

Nobody doing what we're doing, you know, with cars,

[Chris Nero] 19:09:12

All you hear about people is talking shit out there.

[Chris Nero] 19:09:15

But we're gonna… we're doing it.

[Chris Nero] 19:09:17

And, uh, I'm excited, you know, Luke… Luke, you're gonna be that…

[Chris Nero] 19:09:22

Trailblazer in the group.

[Chris Nero] 19:09:24

With the house?

[Chris Nero] 19:09:28

Um, we need to get, you know, Allie a little bit more involved, okay?

[Chris Nero] 19:09:33

Um, and…

[Chris Nero] 19:09:35

a need for everybody to stay in touch with each other, like Nicole and…

[Chris Nero] 19:09:40

Everybody here has something that…

[Chris Nero] 19:09:43

Everybody struggles with something.

[Chris Nero] 19:09:46

None of us are perfect.

[Chris Nero] 19:09:49

I just… for me, I want to see everybody…

[Chris Nero] 19:09:54

Prosper?

[Chris Nero] 19:09:56

And every single possible way,

[Chris Nero] 19:09:58

Maybe I'm overzealous, and maybe overly ambition, because I have so much that I want to

[Chris Nero] 19:10:05

I want to share and help you guys, you know, do the things that I'm doing.

[Chris Nero] 19:10:12

One way or the other capacity.

[Chris Nero] 19:10:16

But we have a really strong group here.

[Chris Nero] 19:10:21

Um…

[Chris Nero] 19:10:22

I know, um…

[Chris Nero] 19:10:24

Jason, you wanted to say something?

[Chris Nero] 19:10:26

Earlier, you want to jump in?

[Chris Nero] 19:10:29

You borrow?

[Jason] 19:10:32

Yeah, I was just gonna say about the Supreme Court. Um, so, how does it flip to where, like, such an important case like Taylor versus…

[Jason] 19:10:40

Okay, Inter, um…

[Jason] 19:10:42

gives us so much validity with the whole Private Bounty Hunter and the…

[Jason] 19:10:46

You know, how are you… how are you enforce things if…

[Chris Nero] 19:10:49

Right. I get what you're saying.

[Jason] 19:10:50

Yep. Okay.

[Chris Nero] 19:10:51

Okay, then that's a really… that's a really good question.

[Chris Nero] 19:10:54

Okay, folks.

[Chris Nero] 19:10:58

your brother or your sister.

[Chris Nero] 19:11:02

in the public.

[Chris Nero] 19:11:03

AKA your uppercase.

[Chris Nero] 19:11:07

He has…

[Chris Nero] 19:11:10

rights.

[Chris Nero] 19:11:12

He has 14th Amendment rights. He's under the Baby Act.

[Chris Nero] 19:11:15

All these laws are not for us in the private.

[Chris Nero] 19:11:21

Our soul is the captain.

[Chris Nero] 19:11:24

playing the role of the private bounty hunter.

[Chris Nero] 19:11:28

I'm stepping now into the shoes of the uppercase.

[Chris Nero] 19:11:32

I can be the trustee, I can be the grantor, I can be the beneficiary.

[Chris Nero] 19:11:37

I can be the private Attorney General. I can be the private…

[Chris Nero] 19:11:41

Um, Postmaster Judge.

[Chris Nero] 19:11:45

What did I just tell you earlier about the girl… the little girl with the teacup?

[Chris Nero] 19:11:49

We are in a fictional world!

[Chris Nero] 19:11:55

Somebody asked me today about perjury. I go, what… how are you going to perjury yourself?

[Chris Nero] 19:12:00

It's fiction!

[Jason] 19:12:03

Uh-huh.

[Chris Nero] 19:12:03

Only corporations can get injured.

[Chris Nero] 19:12:09

We can get injured.

[Chris Nero] 19:12:11

We cannot lie, because we're not here!

[Chris Nero] 19:12:14

in the public.

[Chris Nero] 19:12:19

I even said something, I think, to Kim the other day. I said, you know,

[Chris Nero] 19:12:22

Uh, we were talking about if two people are… and… and this is

[Chris Nero] 19:12:26

given from Patrick Devine, he would say,

[Chris Nero] 19:12:29

If you have…

[Chris Nero] 19:12:31

They like to change things to, like, accidents.

[Chris Nero] 19:12:35

But in reality, accident came from ACT.

[Chris Nero] 19:12:38

of God.

[Chris Nero] 19:12:41

people start going, stop acting like that!

[Chris Nero] 19:12:44

Oh, okay.

[Chris Nero] 19:12:46

We have bad actors in Congress.

[Chris Nero] 19:12:49

Today reported, you know, the acting governor.

[Chris Nero] 19:12:53

They tell you to your face!

[Chris Nero] 19:12:55

But if I have one… if there's somebody coming,

[Chris Nero] 19:12:59

And I'm going one way, and there's another way, and then we kind of scrape each other, because we're both…

[Chris Nero] 19:13:04

That's… that's an act of God.

[Chris Nero] 19:13:07

That's two gods hitting each other.

[Chris Nero] 19:13:10

going the same way, it's a crossing.

[Jason] 19:13:13

6, sorry. That was it.

[Chris Nero] 19:13:13

Now, if I run a red light, and I'm drunk, and I hit somebody else,

[Chris Nero] 19:13:18

I'm responsible for that.

[Chris Nero] 19:13:23

That's why they changed it immediately to vehicular.

[Chris Nero] 19:13:28

Man slaughter.

[Chris Nero] 19:13:30

All of a sudden, it's not person, it's not individual, it's not a car, it's not an automobile, it's

[Jason] 19:13:37

They said, I sound dear,

[Chris Nero] 19:13:37

Vehicular manslaughter.

[Chris Nero] 19:13:40

Now we can use, man,

[Chris Nero] 19:13:42

Now we can use vehicle.

[Chris Nero] 19:13:44

Because every inclusion is an exclusion.

[Chris Nero] 19:13:48

And every exclusion is an inclusion.

[Chris Nero] 19:13:50

If they wanted to be in there, they will have it. If it's not in there, they didn't want it.

[Chris Nero] 19:14:01

Anything else, Jason?

[Chris Nero] 19:14:04

Does that make sense to you?

[Jason] 19:14:06

Um, yeah, it makes sense.

[Jason] 19:14:09

You're saying vehicular manslaughter benefits them because…

[Jason] 19:14:12

there's an actual hurt, injured party.

[Chris Nero] 19:14:15

There's an actual man.

[Chris Nero] 19:14:17

They're bringing it to the state. It's now common law.

[Jason] 19:14:17

Right.

[Jason] 19:14:21

Mm-hmm.

[Chris Nero] 19:14:22

But your question you asked earlier is how can you come in as a…

[Chris Nero] 19:14:25

Taylor versus Tainter, if none of that makes any sense.

[Chris Nero] 19:14:30

or matters.

[Chris Nero] 19:14:32

It only matters in the game.

[Chris Nero] 19:14:36

You gotta emulate the Romans. You gotta use their own…

[Chris Nero] 19:14:40

statutes against them, their own public policy. The public policy is what?

[Chris Nero] 19:14:45

You got a policy, what's it called?

[Chris Nero] 19:14:47

Oh, it's an insurance policy, oh.

[Chris Nero] 19:14:49

Okay. So you have an insurance policy. What are you insuring?

[Chris Nero] 19:14:55

Oh, you're here to protect the public! Oh!

[Chris Nero] 19:14:58

That would be… me?

[Jason] 19:15:01

are the state.

[Chris Nero] 19:15:02

Because I'm an actor,

[Jason] 19:15:04

poverty.

[Chris Nero] 19:15:04

I'm acting as…

[Chris Nero] 19:15:06

the private attorney general, or the trustee, or I'm being the person,

[Jason] 19:15:10

It's chaos.

[Chris Nero] 19:15:13

So public policy is an insurance policy.

[Chris Nero] 19:15:19

You can be anything you want out here.

[Chris Nero] 19:15:22

To my point.

[Jason] 19:15:23

Mm-hmm.

[Chris Nero] 19:15:24

I think in the last year, with this woke movement,

[Chris Nero] 19:15:28

If we haven't…

[Jason] 19:15:29

Yeah.

[Chris Nero] 19:15:30

come to that conclusion.

[Chris Nero] 19:15:34

that, you know, kids are now giraffes and trucks.

[Jason] 19:15:37

to get stones

[Chris Nero] 19:15:38

A woman can be a man, and a man can be a woman.

[Chris Nero] 19:15:43

Does that convince you of what I'm saying?

[Chris Nero] 19:15:48

Right?

[Jason] 19:15:50

Yeah.

[Chris Nero] 19:15:51

So, why can't I be a private Attorney General? And it's under their own law, Taylor v. Tainter!

[Chris Nero] 19:16:00

Play the game, come on.

[Chris Nero] 19:16:02

There's tea in my cup.

[Chris Nero] 19:16:05

You see my cup?

[Chris Nero] 19:16:08

You don't see my cup, Jason?

[Jason] 19:16:12

I see it.

[Chris Nero] 19:16:13

Yeah, but there's tea inside it. Watch.

[Chris Nero] 19:16:16

Yum, yum, yum, yum.

[Jason] 19:16:17

6 lap to go.

[Jason] 19:16:19

This is the point they've started on the season.

[Chris Nero] 19:16:19

It's… it's only true

[Chris Nero] 19:16:23

If you believe it.

[Kimberly Byrd] 19:16:26

I didn't

[Chris Nero] 19:16:27

You ever see that money, and you're holding your hand?

[Kimberly Byrd] 19:16:29

One of the passengers.

[Chris Nero] 19:16:31

And God, we trust. And what God do you trust?

[Chris Nero] 19:16:34

And what makes that piece of paper valuable?

[Chris Nero] 19:16:37

your belief.

[Chris Nero] 19:16:42

So…

[Chris Nero] 19:16:44

I'm a private attorney general, I'm a private… as long as I say private,

[Chris Nero] 19:16:52

That's why they call it special needs.

[Jason] 19:16:55

Let's make so much.

[Chris Nero] 19:16:57

Special education.

[Chris Nero] 19:16:58

Because those young minds are special, they're in a different world.

[Chris Nero] 19:17:04

They're private.

[Chris Nero] 19:17:07

Okay?

[Chris Nero] 19:17:09

Anybody else have anything?

[Kimberly Byrd] 19:17:09

So,

[Kimberly Byrd] 19:17:12

One eye, one eye.

[Reina Martha Cornelio Martinez] 19:17:13

Mo yourself, Kim!

[luke ] 19:17:13

Chris, oh.

[Kimberly Byrd] 19:17:14

Sorry

[luke ] 19:17:17

Chris, question.

[Chris Nero] 19:17:18

Yes.

[luke ] 19:17:19

just because I haven't been through the court, uh…

[Chris Nero] 19:17:20

Yes.

[luke ] 19:17:22

Um, when we have, like, an unsecured debt, and we… all the information you shared with us on the notices…

[Chris Nero] 19:17:28

Mm-hmm.

[luke ] 19:17:29

We follow through with the…

[luke ] 19:17:31

you know, the conditionally accept and default, then they…

[Chris Nero] 19:17:34

Yep.

[luke ] 19:17:35

So we have all that, we have affidavits.

[luke ] 19:17:39

all, you know, the green cards.

[Chris Nero] 19:17:40

Do you have the UCC one lien?

[luke ] 19:17:42

So that would be the next step, is that correct? After the final?

[Chris Nero] 19:17:44

Yes, because how… how will you compel performance without leverage?

[luke ] 19:17:49

Okay. And then at…

[Chris Nero] 19:17:51

Do you think… these pirates aren't gonna be… oh, look at that, we got a notice of default protest here!

[Chris Nero] 19:17:58

Yeah, he'll never figure out what to do next.

[Chris Nero] 19:18:00

Uh-oh, hey, you spoke too soon.

[Chris Nero] 19:18:04

He's got a UCC1 lien against the…

[Chris Nero] 19:18:06

the whole building.

[Chris Nero] 19:18:08

And… and… against all my house,

[Chris Nero] 19:18:13

What the hell?

[Chris Nero] 19:18:15

My credit rating just dropped.

[Chris Nero] 19:18:19

We just went to Dun & Bradstreet. He even reported it there!

[luke ] 19:18:27

So then, if they did follow through, Chris, and sue, does that…

[luke ] 19:18:31

Do they actually go to court and do all that, or… after you submit all that to the judge, or, you know, as evidence in the court?

[Chris Nero] 19:18:39

Many… I would say about 80% of the time,

[Chris Nero] 19:18:42

They just… they default. I can… I can attest to that, because I can tell you…

[luke ] 19:18:46

Okay.

[Chris Nero] 19:18:48

that Judge Hinderraker from the United States District Court here in Arizona,

[Chris Nero] 19:18:52

did not show up for court.

[Chris Nero] 19:18:54

And he's a judge! A senior judge, mind you!

[Chris Nero] 19:18:59

Now he's crying.

[Chris Nero] 19:19:01

Because his credit rating dropped.

[Chris Nero] 19:19:06

And he hired the Arizona, United States District Attorney to…

[Chris Nero] 19:19:10

to come and, you know,

[Chris Nero] 19:19:12

protect him against me. Little ol' me.

[Chris Nero] 19:19:16

Because he's hurt.

[Chris Nero] 19:19:18

And all the other little reindeer judges are…

[Chris Nero] 19:19:21

talking down the hall. Did you hear that about…

[Chris Nero] 19:19:24

Mr. Judge Henderringer, the senior judge, got taken down!

[Chris Nero] 19:19:30

Oh, I, you know, so sad.

[Chris Nero] 19:19:32

Why don't… why not just give us the oath of office?

[Chris Nero] 19:19:35

be done with it, right?

[Chris Nero] 19:19:38

Anyhow, Luke, you'll have to get with me for the next stage.

[luke ] 19:19:42

Yep, I appreciate you, Chris, so much. Thank you so, so much. Your wisdom is…

[Chris Nero] 19:19:43

Yep, you bet. You bet.

[luke ] 19:19:46

Thanks for sharing it.

[Chris Nero] 19:19:48

Yes, sir. Anybody else?

[Chris Nero] 19:19:53

Okay, so are we in agreement that the next meeting…

[Chris Nero] 19:19:58

we'll get all… any bank statements together.

[Chris Nero] 19:20:03

And then I'll have the process ready.

[Chris Nero] 19:20:07

you will get that back.

[Jason] 19:20:11

Chris? Yeah, the bank statements, you said you were… you made a comment 3 years, but

[Chris Nero] 19:20:12

Yes.

[Jason] 19:20:17

We can go away farther back than that, don't you think?

[Chris Nero] 19:20:20

Yes, yes, you can.

[Jason] 19:20:23

Because I was going to tell you, I got Bank of America on the phone

[Jason] 19:20:27

They said, um, they're only required to do 5 years, but they're like, we'll get you 7… we do 2 extra years.

[Jason] 19:20:34

So I said, okay, great.

[Chris Nero] 19:20:35

Get him! Get him!

[Jason] 19:20:36

Yeah, so I think they're supposed to be mailing them, and then I was like, well, wait a second.

[Jason] 19:20:41

How the hell do I get the other 17 years?

[Jason] 19:20:44

of the 24, right? So, I started doing, um, some research, and I got into, um,

[Jason] 19:20:50

I found out about early warning.

[Jason] 19:20:53

the 10 major banks, or 7 major banks,

[Jason] 19:20:57

own early warning,

[Jason] 19:20:58

And they are… and the early warning gets all your data behind the scenes of the bank data,

[Jason] 19:21:04

I'm like, and trust accounts?

[Jason] 19:21:07

I'm like, what the hell is this?

[Chris Nero] 19:21:11

That's what we call Big Brother.

[Jason] 19:21:15

Early warning.

[Chris Nero] 19:21:16

It's a nerdy warning, baby, big brothers!

[Jason] 19:21:19

Yeah.

[Chris Nero] 19:21:20

Always there, looking over you.

[Jason] 19:21:21

if they… if you got… if you're, like, a prop… if you, like…

[Jason] 19:21:24

It's… in the public, it's supposedly, like, if you write bad checks and stuff like that?

[Jason] 19:21:29

Like, you'd be considered, like, a red flag account, but…

[Chris Nero] 19:21:32

Yes, wherever you go, you go to a grocery store, they…

[Chris Nero] 19:21:35

They used to have what's called checks systems.

[Jason] 19:21:39

Right, but…

[Chris Nero] 19:21:40

But now, that early warning is, like, on steroids.

[Jason] 19:21:44

Right, so now… so then I was thinking, okay, well…

[Jason] 19:21:48

That's… they gotta have my data for the other 17 years, so you can do a FOIA.

[Jason] 19:21:54

requests with them. I'm kind of looking into it a little bit. I was just kind of…

[Jason] 19:21:58

I was just… interesting, because I was listening to the lady on the phone,

[Jason] 19:22:03

And it just… her answers were so, like, shallow.

[Jason] 19:22:06

And I'm like, wait a second, you're giving me 2 plus years,

[Jason] 19:22:10

Because you think that's gonna…

[Jason] 19:22:12

Okay, great. You know, it's gonna shut me up, but…

[Jason] 19:22:15

That data is housed somewhere.

[Jason] 19:22:20

So, anyway…

[Chris Nero] 19:22:20

What I would suggest…

[Chris Nero] 19:22:23

Just get what's immediate.

[Jason] 19:22:25

Right.

[Chris Nero] 19:22:26

If you have… if you want to do a car, we can do the car, it's the same thing. If you want to do a house that you paid off, you could do… we could do that, too.

[Chris Nero] 19:22:34

The only reason I like the bank statements is because it's something that's tangible.

[Chris Nero] 19:22:40

it's on bank statements.

[Chris Nero] 19:22:44

It goes through every itemization,

[Chris Nero] 19:22:47

And at the very end, it shows how much she had of that year that you spent. I mean, each month.

[Jason] 19:22:53

Well, okay.

[Chris Nero] 19:22:53

Now, if you're… if you're… if you look at each month in your check,

[Chris Nero] 19:22:59

And it ends in a credit,

[Chris Nero] 19:23:02

Is that a credit, or is that a negative?

[Jason] 19:23:06

Um… no, it's a negative.

[Chris Nero] 19:23:09

So, if your bank statement says it's negative,

[Chris Nero] 19:23:13

$30,000 for that month, that's negative.

[Chris Nero] 19:23:16

But if it says you spent $30,000,

[Chris Nero] 19:23:18

And it's just credits, that's a credit.

[Jason] 19:23:19

That's… oh, it's positive.

[Jason] 19:23:21

That's a positive.

[Chris Nero] 19:23:22

to credit. So all your bank statements are credits!

[Jason] 19:23:26

Right. So, okay, so you make a good…

[Chris Nero] 19:23:28

That's your public… that's your public transcripts.

[Reina Martha Cornelio Martinez] 19:23:34

So, Chris, even though if your bank account is closed, you still can get it?

[Reina Martha Cornelio Martinez] 19:23:39

your bank statements?

[Jason] 19:23:39

Yeah.

[Chris Nero] 19:23:39

Yes. Yes.

[Chris Nero] 19:23:42

Your bank account never closes, by the way. It's… you always have a private, like what you just did with your 1099A and Bs.

[Chris Nero] 19:23:49

It's private. Money's flowing through the back.

[Chris Nero] 19:23:54

Even on your own? Yes.

[Jason] 19:23:55

Well…

[james] 19:23:55

Hey, Chris?

[james] 19:23:56

Yeah, uh, like, in my situation with the, uh, Treasury check I got,

[james] 19:24:01

That went into Wells Fargo, but…

[james] 19:24:05

relatively quick, I'd put it in Fidelity.

[james] 19:24:07

Would I be able to go after both of them, or just one of them?

[james] 19:24:11

Because it's the same money.

[Chris Nero] 19:24:12

Did you do it before 72 hours?

[james] 19:24:16

Uh, no, it was, like, right on the border.

[Chris Nero] 19:24:19

So, obviously, you got away with it.

[james] 19:24:22

Yeah.

[Chris Nero] 19:24:22

So it hadn't have been at that time, or you wouldn't be talking to us here right now.

[james] 19:24:25

Maybe not.

[Chris Nero] 19:24:28

So that's a yes.

[Chris Nero] 19:24:30

here's what I would suggest for everybody here.

[Jason] 19:24:32

I don't think that's

[Chris Nero] 19:24:34

go after something

[Chris Nero] 19:24:36

that is going to be…

[Chris Nero] 19:24:41

Um,

[Jason] 19:24:42

26, I was just…

[Chris Nero] 19:24:43

normal on its face.

[Chris Nero] 19:24:45

If it's a car, you pay it off,

[Chris Nero] 19:24:47

let's say you paid off $35,000. Go get that $35,000.

[Chris Nero] 19:24:52

If you paid off a house,

[Chris Nero] 19:24:54

You can show…

[Chris Nero] 19:24:56

where you paid it. You can get that back.

[Chris Nero] 19:25:00

If it's your bank statements and everybody wants to do bank statements and just stay on bank statements,

[Jason] 19:25:05

just takes away the later stages of this game's play.

[Chris Nero] 19:25:06

We'll do bank statements, because it's all credits.

[Kimberly Byrd] 19:25:09

So, I have a question.

[Chris Nero] 19:25:09

Those are credits. Yes.

[Kimberly Byrd] 19:25:11

Okay. Sorry to interrupt you. So, my car has been paid off for…

[Chris Nero] 19:25:15

Right.

[Kimberly Byrd] 19:25:17

20 years.

[Kimberly Byrd] 19:25:20

Would I be able to go back to the car dealership that I paid it? I bought the car with cash. Would I be able to go back to that car dealership?

[Chris Nero] 19:25:27

Yes, yes, yes you could, but here's what I want to ask you.

[Chris Nero] 19:25:30

Everyone here.

[Chris Nero] 19:25:35

I will tell you, I have a whole…

[Chris Nero] 19:25:39

cabinet here of people I want to take down.

[Chris Nero] 19:25:43

Utility companies, people that piss me off.

[Chris Nero] 19:25:46

But the value of the time I'm gonna spend…

[Chris Nero] 19:25:51

chasing them.

[Chris Nero] 19:25:54

And I will… we will win, but get what… I guess what I'm trying to say is,

[Chris Nero] 19:26:00

Pick something out.

[Chris Nero] 19:26:02

That's very simple.

[Chris Nero] 19:26:05

Something you can digest.

[Chris Nero] 19:26:07

Something that if the IRS comes back, you can say,

[Chris Nero] 19:26:10

Yeah, I paid this car off, and I had to claim it, it's… I'm exempt.

[Chris Nero] 19:26:16

I have to get the credits back. We're gonna study all that.

[Kimberly Byrd] 19:26:16

Got it.

[Chris Nero] 19:26:20

I paid my house off! That's… I'm the one that gave the value on that note, and I paid it once, I paid it twice!

[Chris Nero] 19:26:27

I gotta get that back! I'm exempt!

[Chris Nero] 19:26:32

Hey, here right here, I got 12 months of bank statements.

[Chris Nero] 19:26:36

I'm gonna get back, you know, whatever that amount is for the year.

[Chris Nero] 19:26:39

You can show…

[Chris Nero] 19:26:41

The credits! In other words, you can explain it!

[Chris Nero] 19:26:47

And have your frequency understand it, because I can explain it to you.

[Chris Nero] 19:26:51

So that you can comprehend, so that if they come back for whatever reason,

[Chris Nero] 19:26:56

You know what to say!

[Chris Nero] 19:26:59

Which they never do!

[Chris Nero] 19:27:01

Because it's a normal event, a house, a car, bank statements.

[Chris Nero] 19:27:06

You could get all 12 months of your utilities!

[Chris Nero] 19:27:09

But if you have your bank statements and you pay everything like I do,

[Jason] 19:27:13

Yes, he's covered.

[luke ] 19:27:15

Let's talk.

[Chris Nero] 19:27:16

do your bank statements, man. Look, pigs get fat, hogs get slaughtered.

[Jason] 19:27:16

It's all over.

[Jason] 19:27:19

He's so sticky out there.

[luke ] 19:27:19

difficulty in the life. It's huge to be that person.

[Reina Martha Cornelio Martinez] 19:27:21

Uh, look, mute yourself, look…

[luke ] 19:27:22

Chris?

[Reina Martha Cornelio Martinez] 19:27:24

Oh, go ahead, sorry.

[Chris Nero] 19:27:24

Yes.

[luke ] 19:27:26

Chris, is that just for our trust checking account, or is it for this…

[Chris Nero] 19:27:30

No, no, but it will go into your trust.

[luke ] 19:27:34

Okay, thank you.

[Chris Nero] 19:27:35

Yep.

[Reina Martha Cornelio Martinez] 19:27:36

I do have one more question, Chris.

[Chris Nero] 19:27:38

Yes.

[Reina Martha Cornelio Martinez] 19:27:39

Would that include also, um, like, your W-2 job, like,

[Reina Martha Cornelio Martinez] 19:27:44

For example, my job?

[Reina Martha Cornelio Martinez] 19:27:45

And I see paying TAS, or they're still taking TASS out of…

[Chris Nero] 19:27:45

Yes!

[Chris Nero] 19:27:48

Yes, yes.

[Chris Nero] 19:27:50

Yes.

[Chris Nero] 19:27:54

Yes.

[Chris Nero] 19:27:58

But, you know, you have to…

[Chris Nero] 19:28:05

Be real simple.

[Chris Nero] 19:28:08

Think of something that…

[Chris Nero] 19:28:10

And you can digest in your mind and your heart.

[Chris Nero] 19:28:15

If it's your 12 months of bank statements, if it's your car, if it's your house,

[Chris Nero] 19:28:20

Whatever you think.

[Chris Nero] 19:28:22

We can do that.

[Chris Nero] 19:28:24

You could do it because… you could do it under your social, even.

[Chris Nero] 19:28:29

And pay it to your estate.

[Chris Nero] 19:28:32

or to your trust.

[Chris Nero] 19:28:35

So, I'm gonna figure out…

[Chris Nero] 19:28:39

I'm gonna do the method, because I was going to do it anyways.

[Chris Nero] 19:28:45

And since you, you know, you all have your trust, you can do it.

[Chris Nero] 19:28:51

And you'll… you'll… you'll just get, like, the, um…

[Chris Nero] 19:28:55

If you have a loan, you'll do the loan number, um…

[Chris Nero] 19:28:59

for it. If it's a car…

[Chris Nero] 19:29:03

You'll just do…

[Chris Nero] 19:29:05

Whatever you paid off,

[Chris Nero] 19:29:07

It's called a car dealership, they have all that.

[Chris Nero] 19:29:10

or put your VIN inside there?

[Chris Nero] 19:29:12

It's all gonna come back to your social.

[Chris Nero] 19:29:18

Uh, there's a lot of people that, you know, have success doing that, but there's a lot of people that…

[Chris Nero] 19:29:24

I think it… they get greedy.

[Chris Nero] 19:29:27

And uh… if you train the system,

[Chris Nero] 19:29:32

was something that's…

[Chris Nero] 19:29:34

digestible and normal on its face, you'll get it.

[Chris Nero] 19:29:38

So, I would suggest that, you know, you pick out something

[Chris Nero] 19:29:43

that's tangible, that you can comprehend in your mind. Again,

[Chris Nero] 19:29:47

a car that you paid off, or your mortgage, or whatever.

[Chris Nero] 19:29:52

Just get your bank statements, that's the… the bank statements are the easiest things to do.

[Chris Nero] 19:29:56

Believe me, they go with that.

[Chris Nero] 19:30:00

And uh… we'll do that. So, so I'm gonna…

[Chris Nero] 19:30:04

I'm gonna be sending, um…

[Chris Nero] 19:30:07

some pre-instructions as the week continues until we get into the next Sunday?

[Chris Nero] 19:30:11

And then, uh, that's going to be our next project, guys.

[Chris Nero] 19:30:15

Could you go with that?

[Chris Nero] 19:30:17

Everybody?

[Reina Martha Cornelio Martinez] 19:30:18

Yes, awesome.

[Jason] 19:30:19

Yeah, that'd be it. Yes.

[luke ] 19:30:21

Oh, uh, yes, thank you, Chris.

[Chris Nero] 19:30:23

Yep. Okay, so, uh, anybody have any questions before I leave to go…

[Jason] 19:30:28

There's over here.

[Chris Nero] 19:30:28

do my…

[Chris Nero] 19:30:30

hopefully my good workout.

[Chris Nero] 19:30:34

sit down and stretch for a while, and…

[Chris Nero] 19:30:37

trying to act like I'm convincing.

[james] 19:30:37

Yeah, Chris, I'm just gonna do the bank account.

[Kimberly Byrd] 19:30:37

Thank you, Chris.

[james] 19:30:41

Um, from when I got that check, when it was transferred to Fidelity.

[Jason] 19:30:43

276. guilty to the touchdown.

[Chris Nero] 19:30:45

Yeah.

[james] 19:30:45

You've already got the, uh, house that I paid off.

[james] 19:30:48

we're already working on that, so… I'll just keep it simple with that. That's the big item.

[Jason] 19:30:48

This touchdown catch in this fourth quarter. 1919.

[Chris Nero] 19:30:50

Yeah, yeah.

[Chris Nero] 19:30:55

Okay, all right, so, um…

[Chris Nero] 19:30:57

I got… I got… I got business with everybody. I'll be talking to everybody, uh, sometime tomorrow.

[Jason] 19:30:57

Kansas City. Here's a handful.

[Chris Nero] 19:31:03

Uh, you guys have a good evening, and I appreciate all of you.

[Chris Nero] 19:31:08

And I hope that…

[Chris Nero] 19:31:10

Everybody's working together,

[Chris Nero] 19:31:12

to get their credentials, and if anybody needs help from me, for whatever reason,

[Chris Nero] 19:31:18

My suggestion to everybody is just do one or two things. One or two things, then take a breather.

[Chris Nero] 19:31:24

Rest for… skip a day.

[Chris Nero] 19:31:27

go back in…

[Chris Nero] 19:31:29

Bask in the glory of doing those two things.

[Chris Nero] 19:31:32

Go get another two things.

[Chris Nero] 19:31:35

And before you know it,

[Chris Nero] 19:31:37

you'll be done and ready. And if you have questions…

[Jason] 19:31:38

Okay.

[Chris Nero] 19:31:41

All of you reached into each other.

[Chris Nero] 19:31:45

It doesn't… you… you all have so much knowledge already,

[Chris Nero] 19:31:51

And if you guys continue to…

[Chris Nero] 19:31:55

educate yourselves from within.

[Chris Nero] 19:32:00

If there's things that you don't understand, I mean, I'm sure you guys can just pick up the phone and call me.

[Chris Nero] 19:32:05

Uh, because I always answer.

[Chris Nero] 19:32:07

You guys know that. I'm on the phone with you guys almost every day.

[Chris Nero] 19:32:11

Alright, with Ali, I mean, I am not on the phone with you a lot, but I do enjoy the last conversation I had with you, because, you know, I know you needed to get that.

[Chris Nero] 19:32:20

Um, question for your… your… your peace of mind.

[Chris Nero] 19:32:25

Right.

[Chris Nero] 19:32:27

Luke, be talking to you tomorrow.

[Chris Nero] 19:32:29

James, I gotta talk to you tomorrow, too. Kimberly, I got a certificate. Rain, I gotta talk to everybody tomorrow, so…

[Chris Nero] 19:32:37

I'll be in touch. You guys have a good one.

[james] 19:32:39

Thanks, Chris. Good night, everybody.

[Kimberly Byrd] 19:32:39

You too. Thank you, Chris.

[Reina Martha Cornelio Martinez] 19:32:40

You too, Chris. Thank you.

[luke ] 19:32:41

Stay safe