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CREDITORS AND THEIR BONDS
PLUS
THE HIDDEN COMMERCIAL COURT PROCESS
CREDITORS AND THEIR BONDS    PLUS   THE HIDDEN COMMERCIAL COURT PROCESS
P a g e  1

CREDITORS AND THEIR BONDS
Bond.  In every case a bond represents debt – its holder is a creditor of
the corporation and not a part owner as is the shareholder.
The word “bond” is sometimes used more broadly to refer also to 
unsecured debt instruments.
[Definitions used here are generally from Black’s 6th]
1)Bond supporting credit authorizations
This bond is the debt side of the implied contract that resulted when your grandparents took all their gold to the 
Federal Reserve Banks by May 1, 1933.
A bond is always evidence of a debt.
It can be a liability to the deb tor or an asset to the creditor. 
This bond is also the implied debt that resulted when you applied for a birth certificate for new entities  (straw 
men) you requested that the States create when you had your babies.  You put a description of your baby on the 
application.  This tied the baby and the straw man together as long as  the described baby man lived.  When the 
man dies, the straw man is terminated by the State with a Death Certificate.  It has no commercial energy 
without the man.
 Straw man:    A “front”; a third party who is  put up in name only to take part in a transaction. Nominal 
party to a transaction; one (JOHN) who acts as an agent for another (John) for the purposes of taking title to real 
property and executing whatever documents and instruments the principal (John) may direct respecting the 
property.  Person (JOHN) who purchases  property for another (John) to conceal identity or real purchaser or to 
accomplish something that is otherwise not allowed.  [Can’t mix public and private!]
Implied Partnership:  One which is not a real partnership but which is recognized by the court as such 
because of the conduct of the parties [the defendant trust you as trustee, as the defendant’s surety];
In effect, the parties are estopped from denying the existence of a partnership.  [That is a dishonor.]
This bond is also the implied debt that resulted when you applied for a title to a car, a mortgage, or any other
Loan that resulted in collateral being registered with the State.
You cannot be required to pledge your substance, but you can voluntarily pledge it to help the UD through its 
bankruptcy status.
 Pledge:  A bailment
Bailment:  A delivery of goods or personal property, by one person (bailor) [strawman] to another 
(bailee) [State or UD], in trust for the execution of a special object [exemption] upon or in relation to such goods.
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If you do not volunteer, you may be given “choices” to make it easier for you to volunteer, but you must always 
do this voluntarily.  You are not asked to GIVE your substance, only to pledge it, while you keep possession of 
the substance.  In return, you get the implied bond.  The straw man received a social security number.  The 
correlating private side number is the exemption identifier number – same digits, just no dashes.
 Public debt number = 123-45-6789  Strawman / Debtor / agent of US or State
 Private exemption number = 123456789  Creditor
The straw man is a creation of the debtor corporation, so it is presumed to be an officer, agent, or employee of 
the debtor corporation.  It must file tax returns and must follow all the corporate rules and regulation (public 
laws).
The man, on the other hand, is  not a creation of the debtor corporation, but is  the presumed representative of the 
straw man.  The man is also the one who had the creditor side of the debt the US owes.  This is the national debt 
– at least part of it.  Part of the national debt is owed to the people who pledge their substance in return for an 
exemption from “paying” public debts.  The US runs on credit.  It does not have its own credit.  Everything is 
backed by the full faith and credit of the people.  We have to have faith the US will honor its debts, and we have 
to know how to use our credit.  The straw man cannot use your credit on its own, but it can use it if you authorize 
it.  Our authorization is backed by the implied contract and the resulting bond (debt) the US has to the people.  
As long as the people are not acting like debtors and victims, they can use their credit.  When the people start 
acting like debtors (straw man), they dishonor their own heritage and rights.
Your private instruments are backed by the bond.  The number on the bond is 123456789 for John Doe.
2)Bond for discharge
This is the creditor / holder’s side of the bond (evidence of a debt).  When you use a bond for discharge, you are 
using your credit backed by the implied bond (debt) resulting from your pledges to help the US through its 
bankruptcy.  There is no value limit to this  bond, as you voluntarily agree to pledge every bit of substance you 
ever get until the money is put back into circulation.  All the substance you have (cars, dirt, shoes, food, 
toothbrushes) was acquired by giving the merchants Federal Reserve notes.
You can never get title to things unless you pay for them.  Since there is no money in the US, only debt paper, 
every time you get a pair of shoes, you are exchanging a debt for the shoes.  In the US, since 1933, That is an 
acceptable practice.  Outside the US and its States, in the states, that is not acceptable.  If you tried to get shoes 
without paying for them in the states, you would be put in jail for stealing, but in the jurisdiction of the US, you 
can get possession of the shoes by giving the merchant debt paper.  You just can’t get title.  If you want the title, 
you will have to give the merchant a real asset from the private side (substance).  The only substance that is 
yours is your exemption.  That equates to credit in admiralty and equity.
March 9, 1933 73rd Congress
MR PATMAN:  “Under the new law the money is issued to the banks in return for Government obligations, 
bills of exchange drafts, notes, trade acceptances, and banker’s acceptances.  The money will be worth 
100cents on the dollar, because it is backed by the credit of the Nation.  It will represent a mortgage on all the 
homes and other property of all the people in the Nation.”
MR PATMAN:  “The money so issued will not have one penny of gold coverage behind it, because it is really not 
needed.”
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The bills of exchange are government obligations and to the private investors.
The banker’s acceptances are government obligations.  When you accept a presentment for value and 
sign it, you have just done a banker’s acceptance.  Public banks can also do a banker’s acceptance.  It is not 
designated to just one side or the other.
Have you asked who is ISSUING the new money to the banks?  Can the Government issue money to the 
banks?  Can other banks  issue money to the banks?  Where is  this new money that is going to be issued to 
banks?  Where does the bank go when it wants to be issued more money?  The people have been always been 
private bankers  in the states in America.  Now we also have public bankers.  The people used to dig the gold and 
silver out of the ground, have it minted, and then put it into circulation.  Now the people sign notes, and give
them to the banks to turn into “debt money”, and the banks  put the debt into circulation “as money”.  It would be 
against the law for the people to do that.  They have to issue their credit (money) to the bank to do through the 
straw men.  When you use the US bond (even though it is an implied bond), to discharge a public debt, the debt 
is discharged.  House Joint Resolution 192 is the written public (insurance) policy guaranteeing this can be done.  
The people are still issuing new money to the banks by signing notes and giving them to the banks.
 Implied:  This word is used in law in contrast to “express”;i.e., where the intention in regard to the
subject matter is not manifested by explicit and direct words, but is gathered by implication or necessary  
action from the circumstances, the general language, or the conduct of the parties.
Using the bond (debt) to discharge another debt is common in the US.  Mr. Patman said the new money 
represented a mortgage on all the homes and other property of all the people in the Nation.  He used the word
nation” with an expansive intent.  There were and are no people in the nation.  The nation is a political creation.  
But, there are people behind all the straw men, which are in the nation.  On a mortgage there is always a debtor 
and a creditor.  The new money was issued based on the people and US corporations turning in their gold.  The 
corporations were controlled by the US, but the people were not.  The corporations  had no substance, but the 
people did.  The people volunteered to enter an implied contract with the US.  The New Deal was announced in 
Congress in March 1933.  The executive order was given in April.  The gold had to be deposited in the Federal 
Reserve Banks by May 1.  The congress proclaimed its public policy in House Joint resolution 192 in June.  The 
new public policy was that no creditor on this new mortgage could require payment in any particular form of US 
coin or currency.  As creditors, the people could not require payment for any new mortgage in gold.  Neither 
could any other creditor.  That New Deal made the people who participated in the salvation of the US 
corporation, creditors.  It also made debtors of the US corporations their officers, agents, and employee – 
including all the straw men.
This is an example of set-off and adjustment of mutual debts.  The straw man owes  debt to a US corporation 
agency, and the US owes a debt through an implied promise to the man.  The US can never pay the man, 
because there is no money, but the US can give the straw man debt money it can use in commerce in the US to 
use to get possession of products and services  for you.  You get to use the products or services.  When you use 
a bond to discharge a public debt, you have used your exemption (credit), which is the only title you can have on 
the private side.  You are an investor in the US corporations.  That does  not make you an owner.  It makes you a 
creditor.
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3) Appearance bond
This is a bond that assures you will appear in a court proceeding.  It is not a catchall bond that covers  everything 
that will come up in the case.  To get the appearance bond you have to give your word (bond) that you will 
appear to finish settling the accounting.  It is issued by the hearing officer, if it is requested and if there is  no 
controversy.  If you are honorable enough not to start arguing with the hearing officer or the Complainant, or the 
prosecuting attorney, you can get this bond.  
There must be no controversy.  That fact is established by your voluntary act of accepting the charging 
Instrument for value and returning it.  In doing so, you are exchanging your exemption (credit) for the discharge 
of the charge(s).  You are bonding your pledge to appear and settle.  If it were not voluntary, that would be 
bondage.  You must tell the hearing officer that you are not disputing any of the facts.  
 Dispute: A conflict or controversy; an assertion of a right, claim, or demand on one side, met by contrary 
claims  or allegations on the other.  The subject of litigation; the matter for which a suit is  brought and upon which 
issue us joined, and in relation to which jurors are called and witnesses examined.
When you enter a dispute, you join the issue and confirm the existence of what was just an idea, making it 
materialize and give subject matter that can be tested by a jury or witnesses.
Once you ask for the bond, it is yours.  If you ask for it again, it will appear that you do not know you already 
have it, and the hearing officer will proceed as though he is talking to a debtor/straw man.  A debtor/straw man 
does not automatically get an appearance bond.  It may be required to pay for a bail bond. An appearance bond 
with conditions incorporates a cost to you.
If you have requested the appearance bond at no cost to you, there will be no conditions to the release.  If 
you do not ask for it that way, there may be conditions – like drug testing, required meetings with court
officers, or required daily or weekly phone calls.  Those are a cost to you, as they take your time and your 
property. 
If you don’t appear AND settle the accounting, you will be in dishonor of your word (your bond), and the
appearance bond will be revoked.  They will not tell you it has been revoked.  Your dishonor will then be
used to carry out the presumption that you are representing the straw man in a fiduciary capacity, and that
you are in breach of your fiduciary duty.  That is not allowed in equity.  Then the debt of the straw man will be put 
on you.  If there is not enough property held in the name of the straw man to cover the dishonor, or if
you as trustee refuse to turn over the trust property to settle the debt. They will take your body as surety for
the debt.  It is the trustee’s body being taken.  You volunteered to be the trustee.
 Charging order:  A statutorily created means for a creditor [Plaintiff] of a judgment debtor
[Defendant] who is a partner of others [you] to reach the debtor’s beneficial interest in the partnership [your
Credit], without risking dissolution of the partnership.  Uniform Partnership Act, ss 28.
The purpose of the court case is for the judge to test the facts of an accounting.  He is the auditor in a
possible dispute between a creditor and a debtor.  The creditor always wins.  It is a matter of how much the
debtor will pay that is being determined in a court case.
 Audit:  Systematic inspection of accounting records involving analysis, tests, and confirmations.  The
hearing and investigation had before an auditor.  A formal or official examination and authentication of
accounts, with witness, vouchers, etc.  [L audit he hears, a hearing, from audio – to hear]
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 Auditor: An officer of the court, assigned to state the items of debit and credit between the parties in
a suite where accounts are in question, and exhibit the balance.  Under Rules of Civil Procedure in many
states, the term “master” is used to describe those persons formerly known as auditors;
 Magistrate: [L. magister – a master, from magia - sorcery, from Greek mageia – the theology of
Magicians]
 Vouch:  To give personal assurance or serve as a guarantee.
 Voucher:  A receipt, acquittance, or release, which may serve as evidence of payment or discharge of
a debt, or to certify the correctness of accounts.
4)Surety bond
The surety bond is used to subrogate liability from one party to another.  It is similar to an indemnity bond.
you can issue a surety bond to relieve someone, who is in dishonor, of potential financial damage.  You can
indemnify an honorable party who may have made a mistake, by volunteering to b e his surety.  This is often
the case with a judge.  If you do this, you are moving into a creditor position because you are taking
responsibility for the actions of another.  Three parties are requested; 1) the one who is volunteering to be the 
surety, 2) the debtor, and 3) the creditor.  There can be more than one creditor and more than one debtor.
Creditor status can change during the case.  When you become the creditor, someone has to be the debtor,
the prosecuting attorney signed the complaint, and there is not bond in the case file, and there is no signed 
security agreement, he is going to be the debtor.  If he acts honorably and tells the judge he wants to settle or 
have the case dismissed, he stays in honor.  You may have to authorize him to sign the check to settle the
accounting.  If he acts in dishonor, he is the one who will be left holding the bag.  You can bond the parties
and/or bond the case. [See  6 Case Bond]  
Suretyship:  The relationship among three parties whereby one person (the surety) [you] guarantees
payment of debtor’s [Defendant] debt owed to a creditor [Plaintiff] or acts as a co-debtor [co-defendant]. 
generally speaking, “the relation which exists where one person [you] has undertaken an obligation, and another 
person [Defendant] is also under an obligation or other duty [to give energy/credit] to the oblige [Plaintiff], who is 
entitled to but one performance, and as between the two who are bound [you and the Defendant], one rather 
than the other should perform.”
Suretyship bond:  A contractual arrangement [created by your mother’s signature on the application
for the birth certificate] between the surety [you], the principal [Defendant] and the oblige [Plaintiff] whereby the 
surety [you] agrees to protect the oblige [Plaintiff] if the principal {Defendant] defaults  in performing the principal’s 
contractual obligations [discharging debt, or in anyway dishonors the Plaintiff]. The bond [your written word] is 
the instrument which binds the surety [you].
The surety bond is delivered to the one who dishonored you.  It is wise to have evidence of the dishonor before 
you issue a surety bond.  Satisfactory evidence could be a certificate from a notary after an administrative 
process has been completed to assure there really is a dishonor.  You might just think you were dishonored.
If you are in dishonor yourself, and have not corrected the mistake, you are not in a position to be claiming you 
have been dishonored.  This is a very narrow window.  You must always approach equity with clean hands.
The surety bond is also delivered to the bonding company if the one in dishonor is a public officer with a bond.  It 
is also delivered to the clerk of court, if there is a court case in process.  Always get a certified copy of the surety 
bond from the clerk after it is filed.
6) Case bond
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This bond is in the nature of a replevin bond.  A replevin bond was formerly used in common law (equity) when 
there was  a dispute and one party chose to file a claim in court against another party in possession of property in 
dispute.   The moving party was  required to bond his charge (claim) before he could get temporary possession of 
the subject property.  The replevin bond was double the value of the subject property.  Part of it was  to indemnify 
the sheriff who seized the subject property from the defendant in possession.  The order part was  to guarantee 
the defendant would be reimbursed at least for the value of the seized property if it were not returned to him in 
the event he won the case.
In equity all charges need to be bonded.  You have heard: “Put your money where your mouth is.”  That is what 
is happening when charges  are brought in court and the moving party bonds  the case.  This policy assures the 
defendant will not be damaged by a unsupported complaint.  Charges are rarely bonded in modern court 
procedures, until after the case is decided.  By that time, the defendant is almost always in dishonor, so the 
prosecuting attorney can use the defendant’s dishonor to bond the case.  It is really the defendant’s 
representative that is bonding the case.  Again it is the man’s credit that gives life to the bond.  If the defendant is 
in dishonor because of what its representative (trustee) said or did or did not say or did not do, it is the trustee’s 
credit that is used to satisfy the debt – discharge the bond.
You can voluntarily bond the case if there is no bond already in the clerk’s file.  Be sure to get a certified copy of 
the docket sheet as evidence there is no bond in the case, before you issue your bond.  When you Bond the 
case, you are the creditor and creditors  win.  If you bond the case, become the creditor, and then dishonor the 
judge, the attorneys, or the process in any way, you will lose your position as a creditor and go back to 
representing the defendant.  All the dishonors are pinned on the defendant even if you are the one who went into 
dishonor through your words or your actions.  The defendant cannot talk or act.  It all comes from you.
If you bond the case and underwrite all the obligations/loss/cost/ of the honorable citizens of the State of
_______________, that would include the attorney, as long he is honorable. If he is not, he refuses the 
Indemnification and volunteers to have his dishonor give the commercial energy to the settlement.  It is up to 
him.  The judge will go along with what he requests.  Usually, the attorney will tell the judge that the
Plaintiff moves for dismissal.
7)Performance bond
Performance bonds guarantee that parties to a contract will not be damaged by the conduct or lack of conduct of 
an officer.  This could include an executor, trustee, officer of a court, officer of a corporation, guardian,
etc.  Wherever there is a fiduciary duty, there may be a need for a performance bond.  An oath is a performance 
bond in common law.  In the modern States and integrated court system, bonds are backed by
insurance companies.  They are actually insurance policies.
 Performance bond:  Type of contract bond, which protects against loss due to the inability or refusal
of a contractor to perform his contract.  Such are normally required on public construction projects.
Official bond:  A bond given by a public officer, conditioned that he shall well and faithfully
perform all the duties of the office.
Contractor:  One who in pursuit of independent business undertakes to perform a job or piece of
Work, retaining in himself control of means, method and manner of accomplishing the desired result. 
Construction:  Interpretation of statute, regulation, court decision or other legal authority.  The
process, or the art, of determining the sense, real meaning, or proper explanation of obscure, complex or 
ambiguous terms or provision in a statute, written instrument, or oral agreement, or the application of such
subject to the case in question, by reasoning in the light derived from extraneous connected circumstances or
CREDITORS AND THEIR BONDS    PLUS   THE HIDDEN COMMERCIAL COURT PROCESS
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actions or writings bearing upon the same or a connected matter.  Or by seeking and applying the probably aim 
or purpose of the provision.  Drawing conclusions respecting subjects that lie beyond the direct expression of
the term.
Refusal:  The act of one who has, by law, a right and power of having or doing something of
advantage, and declines it.   …a refusal implies the positive denial of an application or command, or at least
evidential determination not to comply.   
Power:  Authority to do any act which the grantor (you) might himself lawfully perform.
 The following is taken from In Search of Liberty in America (one of Byron’s books)
Why do officers of government hold positions called “trust or profit”?  Look at some constitutions to find the
phrase.  References to the Constitution for the Unites States of America are provided below.
Any Office of honor, Trust or Profit under the United States”  Article I, Section 3
Any Office of honor, Trust or Profit under the United States” Article I, Section 9
Any Senator or Representative, or Person holding an Office of Trust or Profit under the United
States” Article II, section 1
Any Office or public Trust under the United States” Article VI, clause 3
Suffice it to say, trillions of dollars in assets are being held in these Trusts in America today.  You can
verify this if you study the Comprehensive Annual Financial Reports that each corporate entity within the
Unites States empire is required to have.
The Trust transfers possession of trust assets to another, the trustee can make rules and regulations for the use
of the Trust property and also rules for the conduct of those “persons” accepting protection or receiving
property.  Trust property may remain in the so-called public forum held directly by the Trust or its partners or 
corporations, or it may be conveyed into the private domain.  It is all effectively Trust property,
public and private, until it is taken out of the protection of Trust.
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RULES OF THE GAME
RULE #1:  The fiction and real cannot mix.  The public and the private cannot mix.
You cannot create a public debt.
That is against the law.
A creditor can issue a bond (evidence of a public debt) and use the bond to discharge other public debts.
You cannot use the public federal reserve routing numbers on the private credit instruments you issue.
Those routing numbers are public.
Your credit instruments use your private routing number (EIN) with the closed account number.
You are a private banker.
The closed account number was accepted and put on a UCC-1.
Your acceptance of the account number takes it to the private side for adjustment and setoff.
You gave notice to John Snow, or his predecessor, that you had accepted the account as collateral.
Your secured party collateral rights are private.
You are a secured party on the private side even without filing a UCC-1
The UCC-1 is to give notice on the public side of your collateral rights.
That is why you can use the account for adjustment and setoff of public debts.
There is no money on the private side.
Debt is used on the public side to discharge other public debts.
There is no money on the public side either, but debt is accepted “as money”.
The debts that are owed to you by the public, can be used to discharge public debts.
A debt is a liability to the debtor and an asset, a bond, each time you use your credit.
You can bond your bill of exchange, or use a bond.
Either way, it is a bond (evidence of a public debt owed to you) that discharges the public debt.
If the State cannot file a claim against you, because it is a fictitious entity and you are a real man, then it
must file a claim against s straw man to get to you.  What is it trying to get?  Does it want your body in jail?
The money in your bank account? Your house? Your business?
The answer is NO.  It wants your credit.  It already has the rest of it, because everything is either registered
or found on registered property.  The state does not want the things that are held in the name of the straw 
man, but it has no compunction against taking those things, if you dishonor it in any way.  All those things,
except your body, belong to the straw man, which is an officer, agent, or employee of the US or one of its
States.  They do not belong to you.  The “money” (FRN’s) belongs to the Federal Reserve, because it is the
entity that created it.  The straw man just gets to use it as long as if follows the federal reserve rules.  The 
title to the real property associated with your house is held by the straw man.  The business license for your
business was issued to the straw man.  The registration for the car names the straw man as the owner.  The
driver’s license was issued to the straw man.  None of those assets belong to you.  They are all pieces of
paper that belong to the straw man, UNLESS it fails to follow the rules.
 
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Presentment has a complaint – a moving party.  What is it trying to move?  What is its complaint?  It
Is usually using a statute as the grounds for the complaint.  If public and private can’t mix, the complaint
Must be against the public straw man – not you.  Why would the State care if a piece of paper violated a 
(fictitious)  law?  What is the motivation?
State is trying to move you to let it use your credit.  If you refuse, the State can move the court to grant
the use from your dishonor.  Does the State really have a complaint, or is it just asking for your help?  Maybe
the complaint is that it is out of “money”.  There is no money.  None on the private side (gold and silver).
None on the public side (except your credit).
Does the office manager do when it needs more money for paperclips?  It requisitions the guys on the top floor 
for money to buy more paperclips.  Do the bosses say, “No Way!”?  Of course not!  That would be
counter-productive to the purpose of the business.  Think of the State as your business.  You need to be sure 
there are enough paperclips, or the business may fail.  Why would you refuse to honor the requisition?  Why
you argue about whether or not the requisition form was filled out properly?  Why would you deny
you are the proper party to fulfill the requisition?  Why would you ignore the requisition?  Why would
get mad and start charging the messenger with fraud?  If you ignore the requisitions and spend all your
boss’s money trying not to fulfill the requisitions, the business will fail.  Where would that leave you?
Your business is down the tubes.  You might be in jail for breach of contract.  Your property has been taken
by the corporate attorneys.  Your money is gone.  All the people who depended on your business have to use
other sources of your products and services.  You are a very irresponsible business man.  If you had just
signed the requisition, you would still be on the top floor.  Instead, the trust assets are gone and you are
making license plates.
The State has no substance.  It has no money.  It has no inherent right to anything, except what it has created 
which is the straw man.  It has a very important function.  It has been charged with providing for the means by
Which you can go into grocery stores, gas stations, libraries, shopping malls, airports, car dealerships, and
marts.  It is does not get “money” from somewhere, it cannot continue to provide the infrastructure you
find so convenient.  The only source it has is taxes.  License, permit, and registration fees are a source of
revenue for the State, but that is not sufficient for the giant octopus feeding machine we have grown to love
and depend on. It needs to feed off your credit, and if you don’t voluntarily let the State use it, the State will
use your dishonor to take it.
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If you have filed a claim against the straw man, the State doesn’t even control that anymore.  If you have
named the Secretary of State as the secured party, it has additional expenses as trustee of the property held in
the name of that straw man.  The situation is getting worse for the State.  Where will it get the money it
needs to continue supplying all the services you expect from it?  It has to go to you and ask you for your 
credit.
Have you ever had to ask your dad for financial help after you left his house and were out on your own?  It is
embarrassing!  The State does not want to just ask if it can use your credit.  It will have to find creative ways
to ask for it, get it, and save face in the process.
The trick is for the State to ask for your help without the un-enlightened person/US citizens being able to
see it.  The State must have your credit, AND it is going to get it one way or the other.  It is going to get it
the easy way or the hard way.  It is all up to you.
So the only thing the State can’t take is your body and other substance in your possession, UNLESS you
voluntarily authorized the State to use it.  You always have a choice to retain possession of your substance,
or let the State take possession of it.  Remember, possession is 9/10 of the law.  What is the other 1/10 then?
HONOR
RULE #2:  Stay in honor at all costs.
Your mission should you decide to accept it, is to honor the State when it asks you (in its aggressive way), to
let it use your credit (exemption).  The State is raising you up as a creditor every time it gives you a 
presentment.  It is your choice.  You can honor the State by accepting its presentment and issuing an 
authorization VOLUNTARILY for it to get enough of your credits to equal the value of its presentment –
dollar for dollar, OR You can VOLUNTARILY dishonor the State by refusing, arguing, making it prove its
claim, or defending the straw man, pretending the State has no right to make its claim.
Wow! That is a hard choice,  You can voluntarily authorize the State’s use of your exemption, or you can 
voluntarily dishonor the State, at which time it will use your dishonor to take property from the straw man or take 
your body and collect rent while you sit in jail.  Gee- What should I do?  What should I do?
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There is an easy way and a hard way.  The choice is always yours.  The State is only following your lead.  If you 
argue or defend, it gets to use your exemption AND maybe take some of your possessions besides.  If you 
accept and authorize the State to use your exemption, it is required to accept it.  What do you have to lose? Is 
your exemption limited?  Can it be depleted?  No! What difference does it make if the State gets to use your 
exemption?  The difference is, the grocery stores and Wal-Mart’s stay open.  The fire department responds to fire 
calls.  The garbage trucks pick up your garbage, and the streets are repaired.
When you understand how to stay in honor, it is a win / win situation.  If you do not know how to stay in honor,
It might be  a win / lose situation, with you losing.  The State will get what it wants either way.
RULE #3:  there is no money.
What do you use to pay your bills?  If there is no money, what does the State use to pay its bills?  Do you
really have any bills?  Who’s name is on the contract with the electric company, the mortgage, the credit card, or 
the student loan?  It isn’t your name.  It is the straw man’s name.
The constitution says … no state shall make anything but gold or silver coin a tender in payment of debts.
Well, there it is – a prohibition against the states.  Does it say the United States or its agents can’t use
something other than gold or silver for payment of debts?  No!  Since there is no gold or silver coin in circulation 
in the United States, and all the businesses you have grown to love are in the United States, it is a
good thing the United States has created a straw man for you to control and federal reserve notes for it to use
or you would use money, if you had some.
The Straw man is able to pay all its bills with federal reserve notes.  You can’t, but the straw man can.  Isn’t
It neat that you control a straw man/person?  The trouble is – the straw man can’t get a real title to anything
 with federal reserve notes.  You can get possession of the substance, but you only get to retain
possession as long as you stay in honor.  The straw man stays in equity honor, and you fulfill your fiduciary
duties as the presumed trustee.  If you choose to go into dishonor , you voluntarily give up possession of 
whatever property the State wants to take to get the credits it needs to keep its business ventures going.
nothing personal – Just business!
 
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RULE #5:  Do not participate in public plays.
When the state invites the straw man to participate in one of its revenue events, you have options.  The
Presumption is that you will volunteer to represent the accused straw man.  They are pretty sure you will do
That because you always have before.  Think of the event as a play.  The play has actors with scripts.  Each
Actor knows the plot, his lines, and the outcome.  Their play has been practiced over and over in every county
In every state.  The outcome is almost always the same.  A man (not one of the scheduled actors) crashes into
Their party, and carries out the plot.  Without the man, the whole plot changes, The outcome changes,  They
Need the man to get the same ending as they always have before.  When the man does not participate in their 
play, there is confusion and chaos.  The planned script does not work without the man.
The usual scenario includes the man volunteering to represent the accused straw man, as a trustee.  Each time
a straw man is charged a new trust is created.  It is even possible that each time the straw man’s name is
spelled in a slightly different way in the complaining presentment, a different trust is created.  There might
be 2 or 4 different trusts referenced in the same presentment.  Each trust is going to produce income for the
plaintiff, if the script is followed as planned.
It all has to do with trusts.
Everywhere you look, there are trusts.  The straw man is a trust when it is named on a complaint, indictment,
or traffic ticket.  Sometimes it is a cestu que trust when it is the beneficiary of another trust.  Sometimes it is
the trustor or another trust.  Sometimes it is a corporation sole.  Sometimes it is a defendant.  Sometimes it is
a plaintiff.  Sometimes it is a debtor.  Sometimes it is a creditor.  Sometimes it is a secured party.  It is a very
versatile vehicle or tool. 
There are always at least three parties to a trust.  No one OWNs a trust on the private side; but on the public
side, there is always a “responsible party”, who is deemed to be the owner to the trust.  This is a fallacy that
is often used by the State in relation to trusts that have real property as the trust corpus.  They always want to
know who the owner of the trust is.  A trust is just an agreement among three or more parties.  The trustee
holds the legal title to the trust corpus, and is the one deemed to be owner of the public trust.  It is useless
to argue with public property or is involved with federal reserve notes, it qualifies as a public trust.  The
beneficiary holds the equitable title to the trust corpus.  The title is bifurcated.
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Trust:  A legal entity created by a grantor for the benefit of designated beneficiaries under the laws of
the state and the valid trust instrument.
Indenture:  The document which contains the terms and conditions which govern the conduct of the
trustee and the rights of the beneficiaries.
Exchanger:  (exchange) to part with, give or transfer for an equivalent.
Trustor:  One who creates a trust.  Also called settlor.
Settlor:  The grantor or donor in a deed of settlement.  Also, one who creates a trust.
Trust corpus:  [trust property] the property which is the subject matter of the trust.  The trust res.
Creator:  One who creates.
Trustee:  Person holding property in trust.  One who holds  legal title to property “in trust” for the benefit of 
another person (beneficiary) and who must carry out specific duties with regard to the property.
Legal title:  One which is complete and perfect so far as regards the apparent right of ownership and 
possession, but which carries no beneficial interest in the property, another person being equitably entitled 
thereto.
Beneficiary:  One who benefits from act of another.
Equitable title:  A right in the party to whom it belongs to have the legal title transferred to him, or
the beneficial interest of one person whom equity regards as the real owner.
Surety:  A person who is primarily liable for payment of debt or performance of obligation of another.
Creditor:  One to whom money is due, and, in ordinary acceptation, has reference to financial or
business transctions.
The original straw man trust, Mom was the Exchanger / Trustor / Settlor
Mother applied to the State of _________________for the creation of a trust.  She chose the date of birth for it.
She chose its name.  She requested evidence that it had been created = a birth certificate.  She was the
Informant.  She delivered the paper description of the original property to the trust Creator.  It was a
description of the real substance.  The paper description was the original trust corpus.  More trust property
be added later.
State of _______________was the Creator of the original trust. 
State complied with mom’s request and created a straw man with the name and date of birth your mother
requested.  She applied for a Social Security number for it.  She put it into commerce by getting it medical
numbers, a day care center matriculation number, a public school matriculation number, a little league ID
number, a library card number, etc., etc., etc.  Sometimes the Creator is also the original Exchanger, Trustor, 
Settlor.
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 Who is the beneficiary of the original trust?
The beneficiary changes each time a new trust is created.  You re the original beneficiary though, If you
choose to use your beneficial interest.  If you choose not to use it, the citizens of the state that created it are
the beneficiaries.  This is part of the Highest and Best Use principle.  If the property is not being put to its highest 
and best use, it can be “borrowed” for a time and put to better use.  You have not been using it.  You have not 
filed any claims against it, so why should it just sit there not being used?  This first trust was
created for your benefit, it you choose to use it.  Remember, the reason the first party (creator) creates a trust, is 
for the second party (trustee) to manage the trust corpus for the benefit of a third party (beneficiary).
What is the trust corpus?
The State complied with mom’s request and created a straw man with the name and date of birth she requested.  
Mom is the one who put your physical description on the application for the certificate / evidence that the trust 
had been created.  She “delivered” the description (7 pounds 11 ounces, 19 1/2 inches long, and a
footprint). All of this was on paper.  The paper is the trust corpus.  That was the consideration that was 
exchanged into the original trust.  Exchanged for what? --- the ability to gain possession (not title) of houses, 
cars, shoes, books, etc. without paying for them.
She applied for a Social Security number for it.  She put it into commerce by getting it medical records, a day 
care center matriculation number, a public school matriculation number, a league ID number, a library card, etc., 
etc., etc. All of these paper contracts between the trust and agencies of municipal corporations are trust assets.  
These are all part of the trust corpus – the trust property.  They are all property that can be used 
as evidence to contractual obligations the trust has OR as collateral for debts the trust owns.  It appears the trust 
is using your description and your credit to gain assets.  It has an obligation to you.  Maybe these assets can be 
considered benefits for which you owe an obligation because of your close relationship with the trust, OR these 
assets can be considered collateral for the debt the trust owes to you.
Who is the trustee?
On the private side, if an appointed trustee resigns or dies, the trust corpus reverts to the beneficiaries or back to 
the trustor.  It is useless to create a trust without appointing a trustee. The trustee created by the state upon 
mom’s request must also have a trustee. The problem is, depending on how it is going to be used; the 
creation of the trust is a matter of construction and operation of law.  This is constructive trust.
 Constructive trust:  Trust created by operation of law against one who by actual or constructive
fraud, by duress or by abuse or confidence, or by commission of wrong, or by any form of 
unconscionable conduct, or other questionable means, has obtained or holds legal right to property 
which he should not, in equity and good conscience, hold and enjoy.
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Construction:  Drawing conclusions respecting subjects that i.e. beyond the direct expression of the 
term.
Operation of law:  This term expresses the manner in which rights, and sometimes liabilities, devolve 
upon a person by the mere application to the particular transaction of the established rules of law, 
without the act or co-operation of the party himself.
Default:  An omission of that which ought to be done.  Specifically, the omission or failure to perform a 
legal or contractual duty. 
There can be more than one trustee for a trust.  One trustee may have the duty of performing certain
actions of the trust. Another trustee may perform different functions.  The identity of the trustee or
trustees of these “individual” trusts is often not expressed, as there is no requirement for there to even be a
written trust indenture.  On the public side, there must always be a default trustee, if no one volunteers to
fill the duties of the trustee.  When a corporation or limited liability company is created, the statutory
default managing is the Secretary of State of the state where the entity is being created.  In some 
States the SOS would be the logical default trustee.  In other cases, the lack of a trustee may result in a
presumption that you re the trustee., 
Trustees have a fiduciary duty to manage the trust honorably and for the benefit of the beneficiary.  A trustee may 
not use the trust for personal gain.  A trustee that is acting outside his duty or not performing at all is in
breach of his fiduciary duty.  That is not tolerated on the private side or the public side.  Trustees in breach of
fiduciary duty are held personally responsible for the breach and take on the financial penalties for their
actions (malfeasance) or lack of action (nonfeasance).
Here is an example of a typical court scenario when a man participates:
Investigator from ABC agency or a municipal corporation has filed an information with a prosecuting
attorney.  On the public side, affidavits are not required. The informant is not required to sign an affidavit submit it 
to the attorney to commence a public action against the individual being investigated.
Affidavits were required in equity when someone wanted to file a claim in court.  In admiralty in the public
affidavits are no longer required.  They have been replaced with what is called an information.  An
affidavit is signed under oath.  The statements made in an affidavit are the signor’s bond.  His word is his bond.
The affidavit formerly bonded the case.  Now that there are no affidavits, there are no bonds to bond
cases.
The prosecuting attorney has to decide whether or not to commence an action. The informant may have
completed an administrative process (IRS –m 90 day letter, 30 day letter, 10 day letter) for the attorney
as the basis for bringing the action.  It may not have started an administrative process.  Nine
 
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times out of ten, the administrative process is not needed, because they are almost sure you will agree 
(without knowing it) to represent the accused individual (the trust) by volunteering to act as its trustee.  The
Attorney is going to create a new trust to be the accused on the complaint or indictment.  If you go into contempt 
for defending and not taking responsibility for the new trust, you will either pay with the trust
Corpus, OR you will go to jail, and your credit (exemption) will be tapped during the time they are housing and 
feeding you and giving you medical treatment.  The trust corpus might include the balance in a bank
Account, a title to real property or a car, or any other public asset.
Creator
The attorney is the creator of the accused trust.  It might be JOHN HENRY DOE.  Notice that they never put your 
name on a complaint, indictment, or traffic  ticket.  Even if it is written in upper case and lower case
Letters, it is still a fiction and a trust.  We cannot mix public and private.
Trust name
The name of the trust is JOHN HENRY DOE.  In the body of the complaint, a reference may be made to
JOHN HENRY DOE or JOHN DOE or John Doe.  This is how the judgment can be multiplied. These might all be
new trusts against which the final judgment can be applied, and for which it is presumed you will volunteer
to be the trustee, and through which you will be presumed to be surety.  The trust is expected to be the 
defendant.  The question is --- who is the trustee and who is taking responsibility for the trust activities?
Trustor
The attorney is also the trustor.  He is putting the trust corpus into the trust.  That is the charge.  It is a debt 
(liability) on the public side, and a credit (asset) on the private side.  We have always presumed a charge is
a bad thing.  It is only bad if the man is found in contempt of the process, or of the attorney, or of the judge,
or of a number of other possibilities.  It is very easy to go into contempt.  If you don’t agree to take
responsibility, you will be in contempt of our presumed fiduciary duty.  Creditors do not go into contempt.
Beneficiary
The beneficiary is the State of ___________, which is also the plaintiff in this case.  It is the person that stands to
gain from the charges (trust corpus), but it only has the equitable interest in the trust corpus.  That way, the
beneficiary is not help responsible for bringing a claim without a bond (evidence of a debt).  The attorney
does it instead.  The beneficiary has to hold onto its creditor position, and can’t if it brings unfounded claims.
The plaintiff seldom signs the complaint.  The attorney’s signature is usually the only one on it.
Trustee
This the trust position that carries all the liability.  The trustee has a fiduciary duty to manage this trust
property for the benefit of the State of ___________,.  It it does not, the trustee accepts the responsibility for the
losses suffered by the beneficiary, the State.
there is no appointed trustee.  There is a presumption that there will be a trustee when it is needed.  The
attorney has the complaint served on the original trust with a name like the accused individual (the defendant
trust).  Someone has to represent the defendant.
At this point the only representative for the trust is its creator, the prosecuting attorney.  Which has made a
commitment to the beneficiary.  Once the charge is signed by the attorney and delivered to someone who
might volunteer to be the trustee, the attorney does not even have the option of withdrawing the charge
without the defendant’s agreement (Rule of Court).  Since the complaint was delivered into your hands, as 
the presumed trustee and surety, you have to agree to the withdrawal of the charges before they can be
withdrawn.
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soon as you hire a good attorney or decide to defend the trust yourself, the liability has moved from the
prosecuting attorney to you.  The fact that you are defending, all by itself, is a dishonor.  Anything other than 
all-out acceptance is a dishonor.  Your dishonor is what gives the prosecuting attorney the energy to bond the
case.  All cases have to be bonded.  Whoever bonds the case is the creditor.  Whoever is in dishonor is the 
debtor.  They need you to dishonor the process, the attorneys, or the judge to have the standard script result
the standard outcome.  If you fail to immediately go into dishonor, there will be plenty of opportunities in the
script for you to carry out the plot to get you into dishonor.
You can plead Not Guilty, testify, defend, call witnesses, question witnesses, file motions, file a counter suit, 
answer questions, or not respond at all --- just to name a few ways to volunteer to be the trustee and to be in
Honor.  Your voluntary dishonor will authorize the use of your credit to bond the case.  Since you did not 
voluntarily bond the case, you are in dishonor.  
Surety
Since the standard script will be used for the court event, it is likely the man who has volunteered to be the
trustee for the accused trust, will defend the trust.  That will guarantee the standard outcome.  The defendant will 
be found guilty and the trust corpus will be liquidated enough to “pay” the judgment debt.  If the event 
involves criminal charges, the man’s body will be jailed so the state can RE-VENUE the man’s credit from private 
into the public state.  This is what keeps the public machine running.  REVENUE.  The man will
be the surety for the judgment debtor once the trust is found guilty.
   
Plaintiff
State (beneficiary) is the plaintiff and presumed creditor, as long as the man plays by the standard script.
Defendant
The prosecuting attorney needs to have a volunteer to defend the trust, or he will be stuck representing the
accused trust himself.  He is the defendant, but does not plan on holding the position very long.  With the
help of the judge and the defense attorney, the prosecuting attorney will be able to pass the liability on to the
trust and its representative and surety – you – but you have to go into dishonor for this to happen.
All charges, arguments, and testimony is dangerous in the public court.
Remember it is not your court.  They can only see fictions, so if you are testifying, you are recognized only as a 
fiction as you are a piece of paper, but if you are talking to him, he presumes you are the trustee for the trust
er).  In that capacity, he can talk to you.  He is expecting you to breach your fiduciary duties by going
into dishonor.  Then they win – you lose.  You want a win / win situation.
Be careful even with the copyright.  If you can bring the copyright into the case without testifying (through third 
party witnesses), you may be able to stave off a demand for trust property.  If you have already given
The right to use the now-copyrighted name to a corporation, you cannot revoke it that authorization after the fact.
You may have done that by applying for a loan.  You gave them the use of the name on the
application.  You can give the use of the name on a driver’s license application.  You are the one who tells
what name to put on the license. You can’t come back later and charge them for using the name you
previously gave them.  If there is no driver’s license application, you my be able to give notice of the
copyright to the officer, and then enforce the copyright violation because he had notice of your restrictions to
use of the name.  Even if the car is registered with the State, you may be able to use the copyright in this
action, if you know how and do not dishonor your own claim to being the private owner of the name.
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Here is a different scenario when the man does NOT participate:
An investigator from ABC agency of a municipal corporation has filed an information with a prosecuting
attorney.  Before things get this far, you should have completed your administrative procedure on the 
activity that is the subject matter of the court case.  [See the section on Administrative Process]
The prosecuting attorney has decided to commence an action.  The attorney creates a new trust to be the
accused on the complaint or indictment, which is delivered into your hands.
This time you accept the presentment for value, return it, and authorize the use of your credit, and bond the
case.  You give notice to the public of these private actions you have taken.  You use third parties to testify 
to the agreement of the parties of the dishonor of the plaintiff, if necessary.  You do not get involved in the issues 
of the case other than the agreement of the parties.  You can bond the case.  You do not have to be the
trustee and represent the accused trust to take responsibility for the presumed violations of the State’s statutes.
You are one of the people.  You are a creditor with priority over fictions.  You are the One – the One who
has the power to create a Win / Win situation for all parties.
Creator
The prosecuting attorney is still the creator.
Trust name
The name of the trust is still JOHN HENRY DOE.
Trustor
The prosecuting attorney is still putting the charge into the trust as a corpus.
Beneficiary
The beneficiary is still the State of ___________.
Trustee
Since you have not volunteered to be the trustee, the prosecuting attorney is still the responsible party.  You are 
the one who accepted delivery of the complaint that was sent to the trust over which you are presumed to
be the trustee.  If you can stay in honor while you take on the obligations of the trust, by using your
exemption and your credit as surety for the trust, you will be fine.  You can argue with the attorneys and the 
judge and the witnesses and the clerk, showing how bad a trustee you are.  Or You can accept the State’s
request for revenue and authorize the use of your exemption (credit).  It is your choice.
Surety
The suretyship on this case can be shared.  Suretyship is a voluntary act.  You can volunteer to be the surety
Using your exemption (credit).  Someone else can volunteer to dishonor someone or to dishonor the process,
Thereby becoming the surety.  Free will is always a factor here.  The big question is --- who will be the
Surety?  Since there seldom is a bond in the case until after the trial is over, you can present your bond to 
Bond the case.
Plaintiff
Whoever bonds the case is the plaintiff.  Charges cannot be brought unless there is a bond.  If the man
Supplies the bond, the man is the creditor. The tables can turn.  You can do a counterclaim by removing the case 
into another court for judicial review of your administrative process and get an estoppel on their case.
Defendant
The prosecuting attorney is the defendant, unless there is a defense attorney who has put a notice of 
appearance into the case. If, so, then the defense attorney is the defendant.  As the creditor, you can authorize 
the prosecuting attorney or defense attorney if he has filed his notice of appearance, to write the check to 
Settle the account.  The check is backed by your bond.
 
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Administrative Process
Hypothetical Situation:
A few months ago ABC agency sent the JOHN H DOE trust an administrative presentment with
a charge (energy) of $5000.  It wants or needs $5000.  You are the source  --  the banker.  If you
don’t give it to them, they will use your dishonor to support a claim to $5000 worth of trust
property.  You accepted it for access value ($5000), returned it, gave them an authorization to
use your credit, exchanged your exemption for the discharge of the charge.  Your acceptance is
the return of the energy.  They received your authorization, which may have been a bill of
exchange, bond for discharge, or other instrument you chose to use.  Now ABC Agency has hired 
an attorney to bring charges in the public court against JOHN H. DOE.  A summons and
complaint were delivered into your hands today.  What do you do?
One
Realize this first:  You are in the courtroom on your case.  JOHN H DOE may have removed ABC’s case to a 
different court by filing an amendment complaint requesting judicial review of your administrative process. The 
purpose of this case is to get a public order that will overcome the claims being made in ABC Agency’s against 
JOHN H DOE.  You have to introduce evidence into the judge’s file to give him facts upon which he can base his 
decision.  If you are asking for findings to facts, he must have some facts in the evidence file.  You don’t want the 
respondent to enter evidence and have his  be the only evidence upon which the judge will base his  decision.  If 
you want conclusions of law, he must have some law in the evidence file.  The only way facts and law get in 
evidence file (the one the judge keeps in his  possession  the clerk’s file), you have to introduce it in open court, 
county recorder, county assessor, notary public, or other public  officer) to the bailiff or judge’s clerk, who will then 
hand it to the judge.  Have a copy for the attorney also.  You do not do this if there is a public defender.  You 
have to introduce some law that supports your request into the record to give him something which to make 
conclusions of law. Putting this  into the complaint as an exhibit and filing it with the clerk and giving notice of it to 
the Respondent does not get it to the judge’s file.  More on this part of the administrative process later in the
this section.
You need evidence and facts and law.  What do you want the judge to do?  This is the time (before you even do 
your administrative process) to decide what you want and what evidence you will need to support what you want 
the judge in ABC’s case or the judge in your removed case to review the administrative process and issue an 
order confirming the facts contained in the notary’s Certificate of Dishonor, or Certificate of Breach, or certificate 
of Non-response, whichever is appropriate for the situation.  Even you do not quote statutes; the notary’s 
certificate is recognized as prima facie evidence of the facts contained therein.  Look at the commercial statutes 
for your state.  The UCC source is 1-202 (O.C.G.A. §11-1-202).  Since your administrative process will result in a 
certificate, this is the time to decide what you want from the one that sent the presentment to the straw man.  Put 
the horse in front of the cart, or you may find that your certificate did not contain the exact wording you want to 
use in the certificate.  It cannot be changed after the fact because the notary could be accused of making legal 
determinations or practicing law.
DO NOT PUT YOUR NOTARIES IN JEOPARDY!!
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Step Two
3)  Prepare the Certificate of Non-Response.  This is the notary’s certificate.  It is not yours.  The notary will
issue it to you.  You will then be the holder of the certificate.  It is like a bond in that it is evidence of the
debt owed to you by the respondent who dishonored you by not responding or not complying with a duty.
This Certificate is 3 because it will be issued after the respondent has had two opportunities to honor you
by complying with your request or performing a duty that us required of his office.  His communication is not
a response to your notice of acceptance and request, or to a notary’s Notice of Non-Response, if it addresses
some other issue.  If his response is an argument or testimony, he is in dishonor. 
What do you want this certificate to say?
[If you used a bill of exchange…]
 Name of notary
 Name of presenter
 Name of accepter
 Description of presentment
 Name of accused
 State commercial statute regarding notary’s certificate  [ARS 47-3505 and 47-1202 in Arizona]
 Certificate statement
 Notice that presentment was accepted and returned with attachments with a request
To the presenter at his company at its address by cert mail with return receipt and cert of service
Notice of non-response with a second request
To the presenter at his company at its address by cert mail with return receipt and cert of service
Presenter refused requests
Presenter did not send notice of dishonor
Presenter did not cure his dishonor
Presenter agreed:
 He dishonored the acceptor
 The acceptor accepted the presentment
 The acceptor returned the presentment
 The acceptor exchanged his exemption for a discharge
 The acceptor presented authorization to use his exemption for court charges
 The acceptor sent processing instructions with the authorization
 The acceptor sent a statement of account showing a zero balance
 His refusal to send the confirmation or notice of dishonor did not negate settlement
 He and his agency have no capacity to pursue collection
 Further collection makes him and his agency liable for $5000 to straw man
 Straw man can secure its $5000 claim
Date
Notary signature
Notary seal
Notary stamp
Notary address
Administrative process number
[See Sample 1]
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Three
Prepare your Notice of Acceptance.  This is your acceptance notice (cover letter to your acceptance of the
Presentment).  You sign it.  The notary mails it and gives you a Certificate of Service with her stamp and
[See Sample 2]  [See Sample 3 standard certificate of service]
T do you want to say?
Certified Mail #
Name of notary
Name of presenter
Principal – agent notice
Date
Reference note
Type of notice
Facts:
     The accepter has accepted the presentment
     The accepter is returning the presentment
     The acceptor is exchanging his exemption for a discharge
     The acceptor is presenting authorization to use his exemption for court charges
     The acceptor is sending processing instructions with the authorization
     The acceptor is sending a statement of account showing a zero balance     
     The presenter’s refusal to send the confirmation or notice of dishonor will not negate settlement
     The presenter and his agency will have no capacity to pursue collection
     Further collection makes the presenter and his agency liable for $5000 to straw man
     Straw man can secure its $5000 claim
     Signature of accepter
     Administrative process number
Four
pare the Notice of Non-response for the Notary.  [See Sample 4]  This is the notary’s notice.  The
is your third party public witness.  What do you want it say?
Certified Mail #
Name of Notary
Name of presenter
Principal – agent notice
Date
Reference note
Facts:
 Notary sent notice and request
   By certified mail, return receipt requested, and certificate of service
 Presentment was dishonored
 Notary is attaching copy of first presentment to this notice of non-response
 Notary is making a second request for same thing
 Performance or statement is expected in ten days
 Caveat: failure to cure breach will be agreement of parties to statements in first notice
Notary’s signature
Notary’s seal
Notary’s stamp
Administrative process number
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This completes the Administrative Process.  You now have the certificate establishing:
a)That you accepted and returned and exchanged your exemption for a discharge
b)That your acceptance was received and accepted by the respondent – twice
c)That the respondent refused to respond or comply with your request
d)That there is an agreement of the parties
e)That the respondent has no commercial energy to pursue collection
f)That you have all the commercial energy regarding the subject account
g)That you are in honor
h)That the respondent is in dishonor
THE COURT PRESENTMENT …
The State, or City, or County, or an agency has just honored you with a court presentment.  It is a verified
complaint or grand jury indictment or traffic ticket.  Do you feel honored?  No?  Why not?  Do you feel
Fear? Anger? Confidence you can defend your position?  Let’s analyze this situation:
State – is used in this writing generically as a general tern representing any corporate quai-government
organization and its agencies.
You – is used in this writing to represent the reader, the living soul.
Straw man – is used in this writing o represent an individual US citizen, but not a State as defined above.
What is this presentment?  What are its components?
It has your name on it!  It does NOT have your name on it.  It has a straw man’s name on it.  The
moving party has named a straw man as a violator of a statute and has asked you to take responsibility for the
violation.  The State, City, County or IRS cannot file a claim against you.
It is charging this straw man with a violation.  STOP! It is establishing a value through an index associated
With statute violations.  This is ingenious!  If you honor the presenter with an acceptance and return, the
index established the amount of credit you will provide to the state.  If you dishonor, the index establishes the
amount of property the state will take to get the credits it needs.  The presumption is that you are in partnership 
with that straw man.  In some cases, the index establishes how many months the state will hold
your body for breach of fiduciary duty, while it collects your credits.
It suggests a time period for you to answer.  STOP! Don’t trust this one.  It establishes a time period for the
straw man to answer on the public side – usually 20 days.  If you don’t accept in 72 hours from the private 
side, you will be in dishonor.  The presentment is designed to help you into a dishonor.  You don’t have to go 
that way, if you don’t want to.
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It as the name of the party bringing the claim.  Someone has to approach you and ask you for your kelp.  That 
person is taking a big chance.  By signing his name, he could end up owing the amount the state is asking
to provide.  This is usually an attorney.  He signs his name to it and becomes the attorney of record for plaintiff.
State, through an attorney or other officer, has given you a court presentment – a request for your help.
Options:
You have options:
   Defend it
   Argue about it
   Conditionally accept it
   Ignore it
   Accept it
 You already know the right choice.  You only have one good choice – accept.  If you defend, you are 
refusing to take responsibility for managing the affairs of your business – the United States.  Whether you
want to admit it or not, the US is your creation.  It continues in business because you authorized it.  If you
argue, you are in a controversy with your own business managers.  If you conditionally accept, you are
requiring the United States to prove it has a claim, when it is in receivership and cannot have a valid claim
against you without your permission.  If you ignore the presentment, you are acting like an irresponsible
creditor and will lose our status as creditor.  Your only choice is to accept.  That by itself is not enough
though.  If you accept it and return it, you have not carried out the promise you made when you accept it.
Its like signing the requisition form but not instructing anyone who write a check.  You have accepted the
presentments/charges, but you have not given them what they need – your credit.  It is like promising to pay the 
electric bill but never getting around to it.  If you do this, they will turn off the electricity.
When you accept the presentment for value, you have to follow through with some type of instrument.  If
do not authorize the State to use your credit to settle the account after you have accepted, you are in
dishonor.  If you do not authorize the attorney to use your credit to settle the court account after you have
accepted, you are in dishonor.  The State and attorney will use your dishonors to charge their agents with
authority to take the straw man’s property (sheriff) and/or your body (baliff).  Either way, the State and the
court will get the use of your credit.  The Unites States and its States are in receivership, so they have no
credit of their own.  They need your credit, and they will get it.  The corporate counties and the cities are in this
dysfunctional situation.  They all need your credit.  When they ask for it, give it to them!  Follow
through with your promise of acceptance AND GIVE THEM THE USE OF YOUR CREDIT to cover (bond) 
the charges!  Be the creditor you can be!  Take responsibility!
 
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COURT
Remedy:
4)Accept and Return the court presentment.
If there is an assessed value on the presentment use:
        Accepted for assessed value and returned in exchange
        For closure and settlement of this accounting.
       [ d a t e ]
             [signature] 
       [EIN]
If there is no assessed value on the presentment use:
       Accepted for value and returned in exchange
       For closure and settlement of this accounting.  
       [ d a t e ]
             [signature] 
       [EIN]
The presentment is like a check.  It is 
sent to you with a request for some kind 
of payment.  If you endorse it and return 
it, they know you have approved the use 
of your credit.  They can then use your 
endorsement, since they did not send a 
check made out to the straw man, to 
settle the debt (account) with an 
offsetting credit.  They just need your 
authorizing signature to
Get the credit to enter on the books.
REMEMBER
THERE IS NO MONEY
4)Attach an asset – an authorization for the State to use your credit.
A bill of exchange is one of the instruments you can use to authorize the use of your credit.  It is a writing (bill) 
that you are giving he claimant in exchange for the discharge of the claim/debt/charges.  It settles the immediate 
charge (requisition).
It needs:
 a  d a t e
 an account number
 a value
 the name of the person who is to receive the credits
 the name of the public creditor (Secretary of the Treasury)
 the name of the public pass-through (your straw man)
 instructions
 an instruction number
 your name (the private creditor)
 your exemption number (creditor ID number)
 your signature (this is the endorsement
Instructions are important.  Non-cash items require instructions.  If you do not understand them, don’t send 
them with your instrument, or do anything else until you understand what you are doing.  Using other 
people’s paperwork can be very very detrimental to your success.  Keep the instructions in plain English.  
These instructions are a great topic for discussion with your study groups!  This is where the Treasury Tax 
and Loan Department (TT&L) of the bank is incorporated into the process; and where the electronic fund
transfer instructions are found.  Be careful about putting information in boxes.  It doesn’t appear if it is in a 
box.  Clerical information can be in boxes, but keep the substantial information outside the boxes.
It is absolutely imperative that you understand there is NOTHING that is going to be transferred from the US
Treasury to the holder’s bank.  There is no funds transfer.  There is no money transfer.  There is no credit
Transfer.
The credits are in your instrument with your signature on it with a $ followed by digits greater than 0.
When it is endorsed by the recipient and delivered to its bank, the credits are already there.  They just need to
E added to the account intended to receive them, AND the use of the exemption needs to be approved by the
Secretary of the Treasury.
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s approval is done through the TT&L Department at the bank where the instrument is delivered the electronic 
transfer is not a transfer money, credit, or funds.  It is a transfer of digital information from the Federal Reserve 
Bank, through the federal window, to the treasury, where it can be approved or refused by the one who currently 
holds the office of Secretary of the Treasury of the United States.  That is Timothy Geithner at time.  He is also 
the one who keeps track of the national debt, which is partially owed to the people of American states, who have 
funded the United States with their credit since 1933.  He is the trustee on the Chapter 11 bankruptcy of the  
UNITED STATES.  All bookkeeping in the US is done through him.  When you use your exemption, the national 
debt is reduced in equal proportion.  Timothy Geithner (Secretary of Treasury) has to keep track of the debits and 
credits on the national debt.  You cannot leave him out of the equation.
Letter of Credit
When you authorize the use not your credit, you must arrange for that credit to be approved by a third party in
public --- Timothy Geithner --- when the presenter processes your instrument.  If you don’t do this, it is like writing 
a check on an open bank account that has no balance or balance insufficient to cover the check.
The private side, when you use our exemption to bond your acceptance of a presentment, the public auditor 
must receive notice of your intent.  That is Timothy Geithner.  The US is not bankrupt; it is  just in receivership. It 
can’t make valid claims without an existing debt, State so it can get your credit anyway.  The choice is yours.
When the presentment is delivered into your hands, you become the holder.  The State has honored you with
presentment, because you are in a position to help the State.  When you indorse it as a holder, you are assigning 
the property (interest in some associated substance = your credit) related to the presentment, to someone else.  
If the presentment is signed by Jim Black, it should be returned to Jim Black.  If the signature on the presentment 
is only a logo, and there is no other signature, the presentment should be returned to the name and address on 
the logo or letterhead.  In that case, no man has accepted the commercial liability for the presentment.  That 
does not really, matter.  You are not doing a conditional acceptance.  You are doing an all-out acceptance.  You 
don’t care about anyone else’ liability, because you are agreeing to be fully responsible. 
UNITED STATES (and all its officers, agents, employees) had no commercial capacity to really make claims
without evidence of an existing debt.  That does not mean the State will not make it look like it is making claims.  
It needs your credit, so it is going to go through the motions of making claims.  Do not embarrass the agents and 
point out that it has no commercial energy.  It is your job to use your commercial capacity to fulfill the requisition 
without making it too obvious to the public.  You are coming in from the private side provide your credit for the 
public’s use.  Most of the public do not know the State has no commercial capacity to bring claims.  Keep your 
superior knowledge to yourself.  The public is not ready for full disclosure of this yet.
Recap:
    Private Administrative Process:
1.  The notary sent your Notice of Acceptance with your acceptance and return
2. The notary sent a Notice of Non-response or Notice of Breach (if there is a contract involved)
3. The notary issued a Certificate of Non-response or Certificate of Breach to you
The certificate establishes:
a.that you accepted and returned and exchanged your exemption for a discharge
b.that your acceptance was received and accepted by the respondent – twice
c.that the respondent refused to respond or comply with your request
d.that there is an agreement of the parties
e.that the respondent has no commercial energy to pursue collection
f. that you have all the commercial energy regarding the subject matter
g.that you are in honor
h.that the respondent is in dishonor
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Court Process:  [Some of it is private and some of it is public]
 
1.Accept for value and return the court presentment to the signing attorney
2.Attach a credit authorization with instructions, for the attorney to use to settle the court accounting
3.Send a letter of credit to the treasury
4.Get a certified copy of the judge’s oath and accept it for value
5.Get a certified copy of the judge’s bond and accept it for value
6.Give notice of your acceptance by a private mailing to the man or woman doing business as a judge
7.File a notice of acceptance on the public side
8.Get a copy of the court order appointing the attorney and accept it for value
9.Prepare a letter of instructions to be mailed to the appointe4d (defense) attorney and to request bond
10.Check the clerk’s file for a bond
11.Prepare your bond to bond the case
12.Remove the case to another court if necessary for judicial review of your administrative process
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That you have done on the private side has not appeared on the public side yet.  Remember Rule #1.  If you not 
let the public know what you are doing on the private side, it will appear you are ignoring the presentment.  That 
will result in a default judgment due to your dishonor of the State’s presentment.
Get a certified copy of the judge’s oath of office and accept it for value .  That is evidence of the man’s 
contract with the people (you) on the private side.  You want him to take judicial notice of his contract with you.  
Filing it with a copy of the oath with the clerk will not accomplish that end, but it will give them notice that you 
expect the terms of that contract to be followed.  You will have to enter the certified copy of the oath into 
evidence file in open court to actually have it make any difference.
Get a certified copy of the judge’s  bond and accept it for value. That is evidence of the limited liability the judge 
(person) has  in public when dealing with citizens and residents that are either owned or controlled by the 
corporations.  It does  not limit the private liability that the man has  when dealing with the people (you) on the 
private side.  Since there is no money to pay you if you are damaged by the actions of the judge, you will have to 
be satisfied with possible payment to the straw man (JOHN), but that is not the reason you are bringing the bond 
into this issue.  The reason is to notify risk management if necessary that you have been damaged by one of its 
insured persons.  This is not the bond for the man, but a bond for the judge. The man is doing business as judge 
for the public from time to time, but he can also come under the private rules of equity, which is  broadly defined 
as “what is right”.  It is right for this man to recognize you as a creditor, but only IF you perform like a creditor and 
avoid going into dishonor.  If you dishonor anyone, you will fit the profile of a debtor/straw man, and he can 
ignore the private side.
Give notice of your acceptance by a private mailing to the man or woman doing business as a 
Judge – not for filing to the clerk.  Mark the envelope – Private.  Have a notary mail it by certified mail RRR
Give you a Certificate of Service.  The return address is the notary’s address.
 The components of the letter are:
  You have accepted the presentment for value and returned it
  You have exchanged your exemption for the discharge of the charge
  You want settlement and closure
  You are requesting an appearance bond at no cost to you
  You are not disputing the facts
  The parties have reached an agreement – there is no controversy
  You have accepted the judge’s oath and bond for value
Include a photocopy of the notary’s Certificate of Non-response from your administrative process to confirm
There is no controversy [See sample #5].
File a notice of acceptance on the public side.  This will let the public know that you are doing
Something on the private side to settle the account.  If you do not give notice to the public, it will be assumed
You are standing mute.  That is a dishonor.  It results in default judgment or summary judgment.  What 
Would this notice say:
 It is your intent to settle and close the accounting immediately
 You have accepted and returned the presentment
 You have exchanged your exemption for the discharge of the charges
 You are requesting an appearance bond at no cost to you
 You do not dispute the facts
 You will enter a plea for the defendant
 You want to be advised of the details of the hearing to receive the bond and enter the plea
 You are bringing the argument of the parties and the judge’s oath and bond into the case.
[See sample #6].
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Public Defender
If there is a court involved, the judge may appoint a public  defender for the defendant.  You are NOT the 
Defendant.  The straw man named on the presentment was  chosen to be the defendant.  Remember Rule #1. 
The public and the private can never be mixed.  They can’t do it, and you can’t do it.  They don’t ever mix them, 
so be careful that you don’t either.  If the defendant has a public defender, this is good.
When the prosecutor signs the complaint, verifying it, and his signature is notarized, he is taking on the liability 
that may follow in the event it is discovered the complaint is not valid.  He is taking a chance, because at that 
point, he is the only attorney or record.  He has filed a form of notice of appearance by filing the complaint or 
filing the grand jury indictment.  He technically represents the defendant until someone takes his  place.  He is 
counting on someone appearing in the case to defend against his complaint.  If that doesn’t happen, he is the 
responsible party and liable for all the costs prayed for in the complaint or associated with the statute violation.  If 
that does happen, he is off the hook.  Almost 100% of the time, that is what happens.  He is pretty safe taking the 
chance.  Usually, the straw man named on the complaint gets a “good attorney” to defend him.  That means  the 
defense attorney has taken on the liability – right?  Not so fast.  He does not take on the liability until he signs a 
Notice of Appearance and files it in the clerk’s file for that case.  Once he is the attorney of record FOR THE 
DEFENSE, he is on the hook.
**********Here is an example in the State of Georgia that has codified the liability that the prosecutor could possibly take on. Read it very carefully:*********
O.C.G.A. 17-11-4 (2010)
17-11-4. Imposition of costs and jail fees upon prosecutor or complainant 
(a) The prosecutor's name shall be endorsed on every indictment, and he shall be compelled to pay all costs and jail fees upon the acquittal or discharge of the 
person accused when:
(1) The grand jury, by its foreman, on returning "no bill," expresses as its opinion that the prosecution was unfounded or malicious;
(2) A jury on the trial of the prosecution finds it to be malicious; or
(3) The prosecution is abandoned before trial. When it is thus abandoned, the officer who issued the warrant shall enter a judgment against the prosecutor for all 
the costs and enforce it by an execution in the name of the state or by an attachment for contempt.
(b) A magistrate may, in his discretion, assess costs and jail fees against the person who instigated the prosecution when, at a committal hearing, the action is 
dismissed for want of probable cause and the magistrate finds that the complaint was unfounded and malicious. This subsection shall not apply to law 
enforcement personnel.
Now, he has to get someone to take his place.  The likely taker on the position is the straw man named in the
complaint, indictment, or traffic ticket.  The straw man can’t talk, so someone has to represent it.  Usually,
that is you, because you have a point to make, or a lesson to teach, or testimony that will prove your case.
WRONG CHOICE!!!!  This is almost always the losing proposition.  Really good OFF POINT paperwork
has been put into court for decades with a very low success rate.  The only way to win is to let the State win.
I love win / win situations!
How can you win and the State win at the same time?  If you accept and return the presentment and exchange 
your exemption for the discharge of the charges, the State gets the credit from your exemption and you get the 
discharge when you bond the case.  Well, that sounds easy -- right?
If the defense attorney can get you to act as the trustee for the straw man (trust) named on the complaint, the 
defense attorney is off the hook  too.  It is just a series of passing the buck – a hot potato game.  The one who 
ends up with it has to pay the bill.  The prosecuting attorney starts with it.  It goes on to the defense attorney (if 
he files a Notice of Appearance), and then on to the straw man (if you volunteer to defend, argue, testify, or join 
in the action in any way).  It eventually ends up in your lap.  You are stuck with the public  liability, UNLESS you 
accept and discharge it from the private side.
 Hot Potato Game
  Prosecuting attorney
  Defense attorney
  Straw man
  Y o u
If there is no defense attorney, it just passes to the defending straw man.  If you accept, it stays with the
prosecuting attorney.  He has the power to settle the accounting if you authorize him to do so.
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Get a copy of the court order appointing the attorney and accept it for value.  This only if the Judge
appoints at public defender.  Do not dishonor the court by refusing this privilege.  The privilege is for the
straw man. Not for you.  You can accept his services (offered by the court) and instruct him on how he will
handle the case.  You can do this because you are the creditor through your acceptance.  You are in honor.
is point the court, the prosecuting attorney, the clerk, and the appointed defense attorney are also in
honor.
Prepare a letter of instructions to be mailed to the appointed (defense) attorney.  This letter to the
attorney is your contract with him.  If you do not establish the terms of your contract with him, the
presumption will be that his is a “defense” attorney and is defending the defendant as an officer of the court.
Get a certified copy of the letter to the lawyer from the notary before it is mailed to the lawyer.  If time is
crucial, fax it to the lawyer with a notation that it is also being mailed by certified mail RRR.  Have the
notary mail it be certified mail RRR and give you a Certificate of Service.  What should this letter say?
You are claiming an interest in the subject matter of this case   Intervening
Your property rights may not be protected by the existing parties
You are accepting the public defender appointment offer and returning it
You are requesting that the public defender put his BAR card away during this case
You are requesting that the public defender act as your counsel instead of acting as an attorney
There is not controversy over the facts
He cannot start or join and argument
He is not authorized to defend the Defendant
You are asking that he read this entire letter into the record in open court and file it with the clerk
You already have an agreement of the parties   Copy of certificate is attached
You are asking him to check the clerk’s file for a bond and bond the charges
You are not disputing the facts
You want the prosecuting attorney to write the check to close the account
You will accept the prosecuting attorney’s bond to bond the charges
You will start bankruptcy if necessary to locate your remedy
You want settlement and closure
You may require the defense attorney to file a notice of appearance in the case
[See sample #7]
Check the clerk’s file for a bond.  There has to be a bond in every case in the event the complaint is a
fraudulent claim.  The presumption is that the prosecuting attorney’s bar number is bonding the case, but
there is no written evidence of a bond in the file.  If there is no written bond, you can bond the case.  The
presumed attorney’s bond is superseded by a written and signed bond.  Get a certified copy of the docket sheet
at the clerk of court, which will document that there is no bond in the case.  A pre-dated bond might just
show up in the file later and minimize the effect of your bond.  You can bond the case.
The Bond falls into the category of a replevin bond.  It is not a replevin bond, because they were used in
common law before the court systems (law and equity) were integrated.  Now it has to be a bond that is in
the Nature of a replevin bond that is used as a replevin bond was used.
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(14)   Prepare your bond to bond the case.  This is the bond that completes the accounting for the court.  It
has the charge on the books, but it does not have the offsetting bookkeeping entry.  The missing bond is what
has the books out of balance.  When you put your bond into the case file by filing it with the clerk of court, it
balances the books.  Attach a photocopy of the docket sheet to your bond to verify the lack of a bond in the
case.  [I do not know why it is not notarized, but my guess is that it is coming from the private side and not 
the public side.  If you have a notary PUBLIC notarize your signature, you may be mixing private and 
public, and there are no prothonotaries to be found anymore.  Even if we had protonotaries, that may cause
a conflict, since we are totally under admiralty law now.  The bonds that have been used already were not
[notarized.]  If there is no defense attorney, you can enter your certificate of non-response into evidence and
request judicial review of the administrative process. [See Sample #8]
(15)   Remove the case.  If the judge does not dismiss the charges by discharging the bond, you can remove
the case into another court with an amendment complaint for judicial review, using the original case filing fee
to cover the filings fees in the court to which it is being removed.  This might mean removing the case from 
justice court to county court, or from county court to federal court, or from civil to criminal, or from criminal 
to civil.  Sometimes the same judge can be on the original case and on the removed case.
It is important to understand that you are not asking for a default judgment from the new court.  You are 
asking for judicial review.  You want a judgment in estoppel – not default judgment.  The default judgment 
is already finished.  The notary did that.  The respondent was in dishonor.  He defaulted on his duty to
respond.  When the notary issued the certificate of non-response, she was certifying the default.
[See Sample #9]
Sit back and observe the play.  You have done all your preparation work.  Stay alert, but do not participate 
If there is an appointed public defender.  Let him be your mouthpiece.  Do not hire an attorney though if they
Do not appoint a public defender.  You may have to participate enough to get your third party witnesses as to
The agreement of the parties and your status as the creditor on the record.  Don’t screw it up by dishonoring
Your own status as the creditor on the cases.  They will try everything to get you to:
-    testify
-    argue
-    call witnesses
-    file an answer
-    explain your private process
-    dishonor the judge
-    dishonor the prosecutor
-    dishonor your lawyer
-    join the commercial process
-    hire an attorney
You can ask their witnesses questions about the certificate(s) issued by the notary.
       -    Did you respond to my notice of acceptance and request for confirmation?
       -    Did you send me a copy of a notice of dishonor from a qualified third party?
       -    Did you cure your breach? 
 
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If there is a problem with the judge or the other actors accepting your acceptance, there is always a
Wonderful question to ask:
 “Your Honor, will your bond withstand the 
commercial liability of the charges this court 
is entering today?”
Do not participate in the courtroom drama.
The court appointed public defender speaks for the Defendant.  If there is no public defender, you can make
Your own points, but you are limited to very few issues.
 There is no controversy
 You want settlement and closure
 You have accepted the judge’s oath and have a contract with him
 You have bonded the case
 You do NOT do any of the things listed above
There is a public defender, he is the only one who can speak from your side of the courtroom.  As long as
there is a “defense attorney, the judge cannot see you or hear you.  If you try to talk (out of frustration or
e or for clarification), you will lose your position as creditor.  Debtors testify, argue, call witnesses, file
ers, and dishonor.  You are not a debtor.
when the judge asks how the defendant pleads, it is your counselor who will answer.  His answer
ld be that he has a statement to read into the record.  That statement should be your letter to the
counselor.
Everything in your letter to the counselor is designed to have him act in his capacity as a lawyer for his  client ), 
while he protects your private interests and negotiates closure and settlement for you.  He is not permitted to 
defend the defendant (the straw man).  He is not permitted to argue any of the facts.  He is not permitted to 
engage in any controversy at all regarding this  case.  His job is to be your mouthpiece in the proceeding.   He is 
an officer of the court and has capacity to speak in that court.  If there is a public defendant, you NEVER speak 
in court. If you do, you will negate the relationship you have with him by dishonoring him.    You will not be acting 
like a creditor.  You will be acting as  though he is  incompetent to represent your creditor position and bring 
closure to the case.  Remember Rule #2.  Stay in honor.
You are authorizing the counselor to negotiate the settlement for you.  Stay out of his way so he can do that. 
Keep your mouth shut in court.  You are not going to testify EVER!  Debtors testify, Debtors defend themselves.  
Debtors dishonor.  The term might be that the straw man pleads  guilty.  This is for the public show.  It should be 
problem for you to enter a plea of guilty to the to the facts for the defendant.  You are not disputing the facts. It 
should be a problem for the defendant tot plead guilty to the charges.  Once you have the appearance bond, 
AND UPON THE ISSUANCE OF THE APPERANCE BOND, the lawyer can enter a plea of guilty for the 
defendant, because your exemption is  bonding the whole case.   When you accepted and returned the 
presentment, and attached an instrument to discharge all the charges, and sent your letter of credit to the 
secretary, and gave notice to the public that you had accepted the presentment, you became the creditor
in the case.
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The first time you are in court, the lawyer will read the Lawyer Letter into the record.  The lawyer will
almost always say he cannot or will not read the letter in court.  He will whine and imply that you are silly
and maybe even stupid, but he will read the letter, because the judge knows he has it and has been instructed
to read it.  He knows this because you asked him to file it with the clerk in the file.  If he does not have it in
the clerk’s file before the hearing, you can put it in there on your way into the hearing.  Get a certified copy
of it to show him when you sit down next to him at the defendant’s table in the courtroom.
Also, be prepared to give him cues as to what you want him to do.  You might want to prepare cards with
large font messages for him to read if he gets off track and away from your instructions:
DO NOT ARGUE ANY OF THE FACTS
ENTER THE JUDGE’S OATH INTO THE EVIDENCE FILE
READ MY LETTER INTO THE RECORD
ENTER MU BOND INTO THE EVIDENCE FILE
WE ARE HERE FOR SETTLEMENT 
GO FOR CLOSURE
ASK JUDGE TO DISCHARGE THE BOND
THERE IS NO CONTROVERSY
DO NOT CALL ANY WITNESSES
DO NOT CROSS EXAMINE EXCEPT REGARDING THE NOTARY’S CERTIFICATE
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Administrative Process – Certificate    Sample # A!
CERTIFICATE OF NON-RESPONSE
RE: Acceptance by John Henry Doe of complaint on case #12121212  JOHN H DOE
Susan Smith, am the notary who verified Dave Brown’s dishonor of John Henry Doe’s Notice of
Acceptance, for JOHN H DOE, pursuant to state law regarding evidence of dishonor O.C.G.A. §11-3-505 and
§11-1-202.  I certify the following:
____________, the record shows I mailed a NOTICE OF BREACH to Dave Brown at ABC Agency at
[ADDRESS}, by certified mail package # {CERT #} RRR, as verified by Certificate of Service.
After acceptance of both mailings, Dave Brown, for ABC Agency, refused to send the confirmation that
the account for case # 121212212 has been adjusted and settled, nor a notice of dishonor from a qualified
third party excusing his refusal, in the ten (10) days following the second mailing.
Dave Brown, for ABC Agency, did not cure his dishonor.  He gave no reason for his refusal to confirm
the adjustment and settlement of the account or send a notice of dishonor.
Therefore, based on the foregoing facts, I certify that Dave Brown, for ABC Agency, dishonored John Henry Doe 
and me through his non-response, and did thereby agree that John Henry Doe accepted the subject complaint 
for case # 12121212, returned the complaint, exchanged his exemption for the discharge of the associated 
charges, presented an authorization for the use of his credit to set off all associated court charges, included 
processing instructions, included a statement of account showing a zero balance, sent a letter of credit to 
Timothy Geithner as notice that exemption # 123456789 was being used to settle account #12121212.
Further Dave Brown agree that his refusal to send the written confirmation of the settlement of account # 
12121212, or notice of dishonor from a qualified third party, in no way negates the fact that said account settled 
and closed, that he and the agency he represents have no capacity to pursue collection on said account, and 
that further pursuit of collection is agreement that Dave Brown and ABC Agency collectively and severably owe 
JOHN H DOE $5000 for expenses of handling Dave Brown’s presentment and that JOHN H DOE may take all 
necessary steps to secure its claim to the debt owed to it and to collect.
Dated: ______________       (seal)
       _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
       Notary Public
       (stamp)
Susan Smith, Notary Public
[Address}
[Address}
9898    Void Where Prohibited by Law 
  
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Admin Process – Notice of Acceptance  Sample # A2
    Certified Mail # ---- ---- ---- ---- 9898 RRR
Mailed by:    Susan Smith, Notary Public
  [Address]
  [Address]
To:  Dave Brown  NOTICE TO AGENT IS NOTICE TO PRINCIPAL
  At ABC Agency  NOTICE TO PRINCIPAL IS NOTICE TO AGENT
  [Address]
  [Address]
Date: _________________
Re:  complaint on case $12121212 JOHN H DOE
Notice of Acceptance
     Please be advised that I have accepted your presentment to  JOHN H DOE for assessed value
and am returning it to you in exchange for closure and settlement to account # 12121212.
Please send the confirmation that the account for case # 12121212 has been adjusted and settled,
to the address shown above, or send a notice of dishonor from a qualified third party.
I am also enclosing an authorization for you to facilitate the use of my credit to discharge all
court charges that may apply.  The instructions and statement of account are attached for your
convenience.  John Snow is also being notified that I have using my credit for this purpose.
     Your refusal to send the confirmation or notice of dishonor will in no way negate this
settlement, and will be your agreement that you and your agency have no capacity to pursue
collection, further collection efforts confirm your agreement that you and your agency,
collectively and severably owe JOHN H DOE $5000, and the JOHN H DOE may take all
necessary steps to secure its claim to the debt owed to it and to collect.
     Thank you for your immediate attention to this matter.
       Sincerely,
       _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
No: 9898      John Henry Doe
CREDITORS AND THEIR BONDS    PLUS   THE HIDDEN COMMERCIAL COURT PROCESS
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Admin Process – Certificate of Service  Sample # A3
CERTIFICATE OF SERVICE
On _____________________ I mailed to:
    [Name of Respondent]
    [Address]  
    [Address]
The papers identified as:
 1)  Notice of Acceptance
 2)  Accepted presentment
by mailing them in a pre-paid envelope, addressed to the recipient named above, bearing 
Certified Mail #  ---- ---- ---- ---- 9898 Return Receipt Requested.
Dated _______________
________________________________________    ______________________________________
Notary Public         My commission expires 
Susan Smith, Notary Public
[Notary’s Address]
[Notary’s Address]
           Seal 
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Admin Process – Notice of Non-Response  Sample # A4
    
Mailed by:    Susan Smith, Notary Public  Certified Mail # ---- ---- ---- ---- 9898 RRR
  [Address]
  [Address]
To:  Dave Brown  NOTICE TO AGENT IS NOTICE TO PRINCIPAL
  At ABC Agency  NOTICE TO PRINCIPAL IS NOTICE TO AGENT
  [Address]
  [Address]
Date: ________________
RE:   complaint on case #12121212  JOHN H DOE
On ___________________ I sent you a notice of acceptance and a request that you send confirmation 
that the account for case # 12121212 has been adjusted and settled, or send a notice of dishonor from a
qualified third party.  It was sent by certified mail # _____________________9899 return receipt requested with
a certificate of service. 
In the event your dishonor through nonperformance and non-response was unintentional or due
To reasonable neglect or impossibility, I am attaching a copy of the same presentment to this notice of
non-response.
 Please send confirmation that the account for case # 12121212 has been adjusted and settled to
the address shown above, or send a notice of dishonor from a qualified third party.  If you have an
excuse for not performing as requested, please mail your particular statement to me at the address noted
above.  Your specific performance or statement is expected no later than ten (10) days from the date this
notice is postmarked.
Thank you for your prompt attention to this matter.  If you fail to cure the breach, your refusal 
Will be your agreement to all statements made in the notice of acceptance.
           (seal)
 
     _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
     Notary Public
     (stamp)
No: 9898
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Court Process – Notice of acceptance to judge  Sample # A5
    
Mailed by:    Susan Smith, Notary Public  Certified Mail # ____________________ RRR
  [Address]
  [Address]
To:  Dave Brown  NOTICE TO AGENT IS NOTICE TO PRINCIPAL
  At ABC Agency  NOTICE TO PRINCIPAL IS NOTICE TO AGENT
  [Address]
  [Address]
Date: _____________________
RE:   complaint on case # 12121212 [PLAINTIFF] vs. JOHN H DOE
Dear [Judge’s name ex: James, Jones],
 Please take notice that I have accepted the presentment made by [name of prosecuting attorney] to
JOHN H DOE for assess value and returned it to the presenter in exchange for closure and
settlement of account #12121212.  I have exchanged my exemption for a discharge of the charges.  I
enclosed an authorization for him to use my credit to discharge all court charges that may apply.  The
instructions and a statement of account were attached.  The Treasury has also been notified that I am
using my credit for this purpose.
I request an appearance bond at no cost to me so I can enter a plea for the Defendant.  I do not dispute
any of the facts in the charging instrument.  Based upon the issuance of the appearance bond and the absence 
of an assessment and findings of fact and conclusions of law I will enter a plea for the defendant exchanging my
exemption for full settlement of the account, both civil and criminal.  I have requested that I be
notified through the notary named above with the place, date, and time I should appear to receive the 
appearance bond.  I expect that will also be when I will enter the plea for the defendant into the
record.
The opposing parties have previously reached an agreement on the issues in the complaint.  There is no
controversy.  A copy of the relevant certificate is attached.  I want settlement and closure of this
account immediately.
     Sincerely,
     _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
     John Henry Doe
No. 9898
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Court Process – Notice of the court (clerk) of acceptance and private process  Sample # 6
 
John Henry Doe
 Contact address:
Susan Smith, Notary Public
[Address]
[Address]
    [NAME OF COURT]
STATE OF _________________   )   Case # _______________
 Plaintiff,     )
       )
vs.       )
       )    NOTICE OF ACCEPTANCE  
JOHN HENRY DOE    )         and
 Defendant.     )   REQUEST FOR APPEARANCE BOND
       )
     ___________________________________ )
Please be advised it is my intent to expedite this process to reach settlement and closure on this 
accounting immediately. I have accepted complaint # 12121212 for value and returned it to Mr.
______________, who appears to be the charging party on behalf of the STATE OF ARIZONA. 
I have exchanged my exemption (#123456789) for the discharge of the charges. I hereby request an 
appearance bond at no cost to me so I can enter a plea for the Defendant. I do not dispute the facts. Based upon 
the issuance of the appearance bond and the absence of an assessment and findings of fact and conclusions of 
law, I will plead guilty to the charges  and exchange my exemption for full settlement of the account, both civil and 
criminal. Please notify me at the address shown above with the place, date, and time I should appear to receive 
the appearance bond. I expect that will also be when I will enter the plea into the record.
I have attached a copy of the certificate relevant to the existing agreement and copies 
of James Jones’ oath of office and bond.  I have retained the originals for introduction in open court.
Submitted this _______day of__________________2012
   
                                                                        
                                                                             ______________________________
                                                                             Name
cc
A copy of the foregoing was mailed on the
_____ day of ________________, 2012 to
________________, attorney for Plaintiff
__________________________________
__________________________________
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Court Process – Letter to Counselor      Sample #7
Date: 03/30/12
: Greta Jones – Counselor
M: John Henry Doe
: case # 12121212 [PLAINTIFF] vs. JOHN H DOE
U.S. District Court, Southern District of Some State
Dear Mrs. Jones,
Please take note that I am claiming an interest relating to the property which is the subject of this action
in rem. I am so situated that the disposition of the action may as  practical matter impair or impede my
ability to protect that interest, which is not adequately represented by existing parties.  I accept the kind
order of the U.S. District Court, Southern District of Some State on 09/19/02 by John Black to appoint you
attorney for the Defendant. I accept this offer for value and am returning it with this notice to you.  I now
request that you escrow your BAR certificate during the course of this case, and serve as my counsel
in the following manner and only in the following manner.
As there is no controversy in this matter, I do not want you to argue any facts or public issues
as they apply to the Defendant.  YOU ARE NOT AUTHORIZED TO FOSTER AN ARGUMENT
OR TO JOIN AN ARGUMENT on my behalf or on behalf of the Defendant.  You are not authorized
to defend the Defendant.
 
For you to stay in honor, I want you to enter the notice into the record by filing it with the
clerk of court and by reading it into the record in open court.  This is notice that I have accepted for
value and returned all public offers associated with this matter, and notice that I have made every 
effort to reach settlement through exchange of my exemption for adjustment and setoff of the public
charges against the Defendant.  Ask the judge to take mandatory judicial notice of the private
agreement that has been reached through offer and acceptance.  A copy of the relevant certificate is
attached.
I want you to get a copy of the band that bonds the charges in this matter.  If there is no bond
In the file, I will provide my bond in its stead.
NOTICE OF ACCEPTANCE OF OFFER.  RETURN OF OFFER & INSTRUCTIONS
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4. I want you to request an appearance bond at no cost to me so i can be released on my own
recognizance.  When the bond has been issued, I will enter a plea of guilty to the facts for the for the
Defendant.  I will not dispute any of the facts in this matter, but I do not agree to be held personally
liable with no protection.
5. After acquiring the appearance bond, I authorize you to use my exemption to bring the
accounting on this matter to closure.  Request that the prosecuting write a check to close the
account and release the bond to the Defendant.
6. If for some reason my request for an appearance bond is dishonored, I want you to give notice
of my intent to accept John Brown’s bond for value and to use it to bond the charges using his bond
as surety.  His signature is the only one on record as a responsible party.
7. If necessary, I also want you to give notice of my intent to accept John Brown’s bond for value
and to use it to charge a Chapter 7 involuntary liquidation and start discovery under 11 USC 1126(b).
If the dishonor is not cured within 72 hours, I want you to file the bankruptcy petition in the Federal
Bankruptcy Court naming the Defendant as the Debtor and John Brown as a delinquent creditor,
along with others who have already or may dishonor me.  You are authorized to distribute B10
(Proof of Claim) forms to the dish honoring parties, should there be any at the next hearing.  This
bankruptcy discovery process will locate my remedy and release it to me through liquidation of the
delinquent creditor’s assets. 
8. In the event you, as my fiduciary, dishonor me by not following my instructions, I request that
you file a Mandatory Judicial Notice of your refusal with the court and file a written appearance in
this case.
Thank you for your understanding and cooperation.
      _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
      John Henry Doe
NOTICE OF APPEARANCE OF OFFER.  RETURN OF OFFER & INSTRUCTIONS
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Bond the Case         Sample # 8
John Henry Doe
[Address]
[Address]
Superior Court in and for the County of _________________
   [or wherever]
UNITED STATES OF AMERICA   ) Case No. 00000000
      )
  v .     )
      )  Bond
JOHN HENRY DOE    ) 
There appearing no bond of record to initiate the matter regarding Case # 00000000 and Warrant #
000000 [if applicable] and associated account(s), I , John Doe Smith, undertake as follows:
In consideration of the fact that no lawful money of account exists in circulation, and in
consideration of the fact that I have suffered dishonor regarding the matter of Case # 00000000 and
Warrant # 000000 and associated account(s), I underwrite with my private exemption
#123456789, any and all obligations of performance/loss/costs sustained by the United States of
America / State of [name of state] and the respectful citizens regarding said matter.
Done at [name of county] county, [state], this _______ day of ________________,2012.
      _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
      John Henry Doe
 
    
 
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Bond the Case         Sample # 9
John Henry Doe
Susan Smith
[Notary Address]
[Notary Address]
UNITED STATES DISTRICT COURT
[City], [State]
JOHN HENRY DOE   ) AMENDED COMPLAINT
  Plaintiff  ) BILL IN EQUITY
vs.     )
     )
ABC Agency    ) Case No. _____________
  D e f e n d a n t
 _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
___________ County  )
     )  ss
[State]     )
JURISDICTION AND VENUE
1.  Jurisdiction in this matter is hereby granted by John Henry Doe, authorized representative for
 JOHN HENRY DOE by way of sufficiency of pleadings (see Affidavit in Support of
 AMENDED COMPLAINT BILL IN EQUITY).
2. The venue of thid court is correct as JOHN HENRY DOE does business in the STATE OF
 __________, AND john henry die is diverse from ABC Agency, doing business in STATE
 OF ___________, and the amount in controversy exceeds Seventy-five thousand ($75,000.00)
 Dollars.
PARTIES
3. JOHN HENRY DOE has established a residency in STATE OF ______________ for over one year.
4. ABC Agency demonstrates a residency in the jurisdiction of the UNITED STATES and does
 Business in STATE OF ____________.
FACTS
5. Plaintiff has exhausted administrative remedy and comes to this court of equity with clean
 Hands and in good faith (see exhibits A,B,C)
6. Plaintiff has established “judgment in estoppel” against Defendant as evidenced by attached the
 Certificate of Non-response, certified by Susan Smith, a notary public for __________________
 C o u n t y ,  _ _ _ _ _ _ _ _ _ _ _ _ _ .
7. Plaintiff’s administrative remedy is res judicata.
8. Failure of Defendant to respond in this matter is stare decisis
CREDITORS AND THEIR BONDS    PLUS   THE HIDDEN COMMERCIAL COURT PROCESS
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9. Plaintiff’s administrative remedy is ripe for judicial review, and there are no facts in controversy.
CREDITORS AND THEIR BONDS    PLUS   THE HIDDEN COMMERCIAL COURT PROCESS
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LEGAL CLAIMS
10.  Plaintiff is entitled to relief in this equitable claim.
11. Defendant is estopped for failure to respond to original administrative process.
12. Plaintiff has placed the facts and law before this honorable court.
RELIEF SOUGHT
13. Plaintiff requests judicial review of his administrative process and remedy.
14. Plaintiff requests this court to find the facts and execute on the law of the contract before this 
 Court.
15. Plaintiff requests summary judgement on his administrative remedy.
16. Plaintiff requests the court to order Defendant to pay the sum certain $1,000,??? over to
 Plaintiff.
17. Plaintiff requests the court to release the Order of the Court to JOHN HENRY DOE.
     Respectfully submitted by order of JOHN HENRY DOE
     _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
     John Henry Doe, authorized representative
      Of JOHN HENRY DOE
[State]    )
    )
[County]   )
On this _______ day of ____________________2012, I, ________________________, a notary public for
The county and state noted above, did upon proper identification by   John Henry Doe  received his oath 
Sworn and subscribed, and did witness his signature on the foregoing.
_____________________________________  __________________________________
Notary Public   My commission expires
Service:
A copy of the foregoing was mailed by
First class mail on this
_____ day of _______________, 2012 to:
ABC Agency
[Address]
[Address]
Dave Brown
[Address]
[Address] 
CREDITORS AND THEIR BONDS    PLUS   THE HIDDEN COMMERCIAL COURT PROCESS
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CREDITORS AND THEIR BONDS
           A4
1) Bond supporting credit authorizations
2) Bond for discharge
3) Appearance bond
4) Surety Bond
5) Case bond
6) Performance bond
RULES OF THE GAME
RULE #1:  The fiction and the real cannot mix.  The public and the private cannot mix.
RULE #2:  Stay in honor at all costs.
RULE #3:  There is no money.
RULE #5:  Dom not participate in public plays.  [I am not a math teacher]
It all has to do with trusts.
Here is an example of a typical court scenario when the man participates:
Here is a different scenario when the man does NOT participate: 
Administrative Process
Step One: Visualize this first:  You are in the courtroom on your case.
Step Two: Prepare the Certificate of Non-response.
Step Three: Prepare your Notice of Acceptance.
Step Four: Prepare the Notice of Non-response for the Notary.
4)    Accept and return the court presentment.
5)    Attach an asset – an authorization for the State to use your credit.
6)    Letter of credit
7)    Get a certified copy of the judge’s oath of office and accept it for value.
8)    Get a certified copy of the judge’s bond and accept it for value.
9)    Give notice of your acceptance by a private mailing to the man or woman doing business as a judge.
10)  File a notice of acceptance on the public side.
Public Defender
Hot Potato Game
11)   Get a copy of the court order appointing the attorney and accept it for value.
12)   Prepare a letter of instructions to be mailed to the appointed (defense) attorney.
13)   Check the clerk’s file for a bond.
14)   Prepare your bond to bond the case.
15)   Remove the case
Sit back and observe the play.
Do not participate in the courtroom drama.
CREDITORS AND THEIR BONDS    PLUS   THE HIDDEN COMMERCIAL COURT PROCESS
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That’s it, will read again after your 
updates.
CREDITORS AND THEIR BONDS
Plus
THE HIDDEN COMMERCIAL COURT PROCESS
 
CREDITORS AND THEIR BONDS    PLUS   THE HIDDEN COMMERCIAL COURT PROCESS
P a g e  47

Law-Redemption In Court.doc  Page 1 of 51 
13 June 2008 
PRESENTMENTS 
 
This is private expression of personal perspective and is neither public disclosure nor a public offering. The material set forth herewith is for educational 
purposes only. Nothing stated herein is intended as constituting legal advice and is not provided with any warrantees, express or implied. The content set for 
herein constitute the opinions and understanding of the author. Accountability for the actions of anyone who utilizes any material set forth herein, in part or in 
whole, resides entirely with the user and are neither the actions nor responsibility of the author.  
Acknowledgment. This work is the product of the dedication, intelligence, and above all courage/risk, of many people. 
Some have paid, are paying, and are threatened with paying, with their property, freedom, and their very lives. It now 
appears that the numbers of such casualties in the cause of truth, freedom, justice, and peace are rapidly increasing. 
This work is dedicated to all those who share these values, in whatever way they perceive and think of them. Note: This 
article, such as every treatise of this type, must be regarded as “work in progress” that is subject to change without 
notice at any instant based upon the acquisition of new knowledge, information, insights, and experience.  
Dealing With Presentments  
Part I—Background, Context, and Underpinnings  
Whenever you receive a presentment of any kind, from a traffic ticket to a bill to a summons or 
indictment, there are two basic and diametrically opposite ways to think about the matter. I.e., 
you can think of receiving a presentment as an event that:  
1. Will cost you, be a loss to you;  
2. Is a gift that can enrich you.  
Everything in life is a matter of perception. Our challenges are usually the result of ignoring 
what we are confronted with rather than endeavoring to discern how best to act with more 
adequate knowledge and understanding. We assume rather than know. Consequently, if we 
would have any chance of succeeding vis-à-vis a presentment, we must first have some basic 
understanding of the system within which the issuance, interpretation, and enforcement of 
presentments occur. The following mini-analysis of the legal system may be helpful in this 
regard.  
In The I Ching is a remarkable statement: “The Superior Man goes only into his own domain.” 
As Frederic Bastiat said in a similar vein, “Minding one’s own business is the only moral law.” 
The conundrum, of course, is how to live in peace and freedom in a world in which we are 
besieged by exercises of the interminable, relentless, longstanding, and incredibly brilliant 
schemes of rulership, slavery, and exploitation that have plagued mankind throughout history 
and that aggressively intrude themselves unilaterally into all areas of our lives—spiritual, 
emotional, mental, social, and economic. This renders living in a “live-and-let-live” manner on 
this planet difficult, and impossible without sufficient knowledge.  
The fact that law consists of rules revolving around the use of deadly force is a powerful 
incentive to become as clear as possible concerning the nature of the legal/commercial system 
governing the world. We must remember that “To ‘assume’ makes an ‘ass’ out of ‘u’ and ‘me.’” 
In the case of law, acting on false knowledge, i.e., in ignorance, can be fatal. This is 
enormously complicated by the fact that the legal system is “colorable,” i.e., “phony.” It may 
appear real, but nothing is as it appears, just as in Alice in Wonderland.
1 To assume that the 
appearance is genuine and dependable is to act on illusion instead of truth.  
One cannot have peace with those who hold aggression in their hearts and are not interested in 
love, freedom, harmony, truth, or any of the other higher values of man that most people 
revere and would cherish seeing established in the community of man.  
1 Alice in Wonderland was written as a satire on the legal system, where things are an ever-changing 
mirage and nothing is as it appears.  
The state of the heart is what counts in this equation. “As a man thinketh in his heart, so is he.” 
Good people are disarmed in advance by an inability to comprehend the mentality of deliberate 

Law-Redemption In Court.doc  Page 2 of 51 
13 June 2008 
predators, usually regarding problems in dealing with such aggressors as misunderstandings 
that can be cleared up through sufficient communication. It is often not easy for good people to 
understand that there are those who know the difference between “good” and “evil” and 
deliberately choose the latter.  
The significance of this in law is profound. If your adversary is sincere, truthful, fair, and 
honorable about what he is doing, i.e. interested in uncovering and dealing justly with the 
truth, then you are probably operating on parallel tracks. In such case the discord or conflict is 
the result of misunderstanding or lack of communication, and disappears when both sides 
realize what is happening. If, however, your adversary is operating from a covert stance with 
deliberate deceit, concealment, misrepresentation, bad faith, and aggression in his heart, the 
dispute is real, will not be resolved amicably, and requires exposure of the facts to the light of 
day by providing sufficient evidence. Further significance of the importance of subjective 
condition and intent of the heart is that all law is contract, and the essence and core of any 
contract is agreement. Without a genuine agreement, consisting of a true meeting of the minds 
and mutual understanding by all parties of all terms and conditions to which the parties are 
agreeing, there is no contract.  
Derivatives and the Nature of the Legal System
  
The Powers-That-Be turn everything into a tool and a weapon to be used in their unceasing 
attempt to triumph by playing win/lose games against their fellow man. One of the most 
powerful, magical, and difficult to detect tools and weapons used against mankind by 
aggressors and exploiters is language. Allegedly the word “phonetics” derives from “phoen-
etics,” purportedly stemming from the Phoenicians, who gave us “lan-goo-ag,” a word 
referencing a substance that, when fired from the canon of a ship, tore the sails and mast and 
left the opponent “dead in the water.” Obviously words are extremely powerful weapons, and 
using them for conquest and rulership purposes is what the legal system is about. Ideas 
concerning the nature and use of language in law are set forth, inter alia, in a discourse entitled 
Legal Fictions, by Lon L. Fuller, 1967, Stanford University Press, Stanford, California:  
The Fiction as a Linguistic Phenomenon – page 9-10 
Ihering once said that the History of the Law could write as a motto over her first chapter the 
sentence, "In the beginning was the Word."26 Students of the legal fiction might also take this 
motto to heart. For certainly it is a truth commonly overlooked that the fiction is “a disease or 
affection of language."  
26 Ihering expresses in this fashion the exaggerated respect shown by early law for the written and 
spoken word. "Among all primitive peoples the word appears as something mysterious; a naive faith 
ascribes to the word a supernatural Power" (II2,441). 
Anyone who has thought about the legal fiction must be aware that it presents an illustration of 
the all-pervading power of the word. That a statement which is disbelieved by both its author 
and his audience can have any significance at all is evidence enough that we are here in 
contact with the mysterious influence exercised by names and symbols. In that sense 
the fiction is a linguistic phenomenon.  
What Is a Legal Fiction? - Pages 4-5 
The influence of the fiction extends to every department of the jurist's activities.  
Yet it cannot be said that this circumstance has ever caused the legal profession much 
embarrassment. Laymen frequently complain of the law: they very seldom complain 
that it is founded upon fictions. They are more apt to express discontent when the law has 
refused to adopt what they regard as an expedient and desirable fiction. Perhaps, too, the 
fiction has played its part in making the law "uncognizable" to the layman. The very 
strangeness and boldness of the legal fiction has tended to stifle his criticisms, and has no 
doubt often led him to agree modestly with the writer of Sheppard's Touchstone, that "the 
subject matter of law is somewhat transcendent, and too high for ordinary capacities."
2  

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2 Preface (6th ed., 1791), p. xiii. 
At another place the only defense he can find is the doubtful one of recrimination, when he 
points out that the common-law fictions were no worse than the numerous fictions of the 
Roman law.13  
13 Ibid., III, *107. 
A Fiction Distinguished from a Lie - Page 7 
Maine's classical definition of the historical fiction as "any assumption which conceals, or affects 
to conceal, the fact that a rule of law has undergone alteration…remains unchanged, its 
operation being modified,"19 seems to leave room for the intent to deceive. The English courts 
were in the habit of pretending that a chattel, which might in fact have been taken from the 
plaintiff by force, had been found by the defendant.20 Why? In order to allow an action which 
otherwise would not have lain. If this fiction does not deceive, of what purpose is it?  
19 Maine, Ancient Law (1861; Beacon Press ed., 1963), p.25. Cf. "the authorities... distinctly admit that 
fiction is frequently resorted to in the attempt to conceal the fact that the law is undergoing alteration in 
the hands of the judges." J. Smith, "Surviving Fictions," 27 Yale L. Jour. (1917), 147, 150.  
20 Blackstone, III, * 152.  
It is easy to conclude uncharitably that the judge who enlarges his jurisdiction or who changes 
a rule of law under cover of a fiction is very coolly and calculatingly choosing to hide from the 
public the fact that he is legislating.  
A Fiction Distinguished from an Erroneous Conclusion – page 8 
A fiction is generally distinguished from an erroneous conclusion (or in scientific fields, from a 
false hypothesis) by the fact that it is adopted by its author with knowledge of its falsity. A 
fiction is an "expedient, but consciously false, assumption."
21  
21 Vaihinger, Die Philosophie des Als Ob, 4th ed., 1920, p.130. 
As living, physical, biological, sentient beings we are real—we exist as aspects of existence. The 
system, on the other hand, is an abstract creation of the mind. It is in the realm of words, 
symbols, ideas, laws, contracts, etc., where the circuit exists through which the current 
(currency) flows in accordance with the rules of law and commerce.  
Manifest existence emerges into form and substance out of the nothingness of the unmanifest. 
All creation, therefore, is derivative; the created is derived from the creator. Creator and 
created are different “meta-levels,” or “logical types,” from each other. The eternal absolute 
has no finite properties. From any relative perspective, the absolute is neither cognizable nor 
perceivable, and must be described in accordance with what it is not, such as “the void,” 
“unbounded,” “changeless,” etc.  
While the unmanifest is changeless, manifest existence is endless, non-repeating, unique, and 
non-repeatable change. It is not possible that any configuration of anything in creation is ever 
exactly the same as it ever was, or ever will be, or will be a split fraction of a second later, or 
ever could be. As Heraclites noted, “No man can walk twice into the same river.” Everything is 
process in pattern, energy in motion in particular forms, orbits, paths, and circuitries that are at 
every infinitesimal instant unique. Furthermore, the further removed manifest creation is from 
the source, the more derivative and impotent it is. That which the mind, through sensory 
experience and all other relative processes, regards as “physical reality” that is solid, real, and 
substantive, is in actuality the most illusory. The more subtle, insubstantial, and elusive the 
level of manifestation one accesses, the more real and potent it is, since it is less derivative and 
closer to the Source. This can be illustrated by observing the history of science, perhaps most 
dramatically exemplified by the development of weapons. As man has gone from weaponry 
involving the gross physical (clubs, spears, catapults, etc.), to more subtle strata (such as the 

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chemical level where gunpowder operates), towards the atomic and sub-atomic domains 
(atomic bomb and hydrogen bomb), toward the unmanifest field, the more energy is liberated.  
Although neither the Absolute nor the Relative is actually cognizable by the mind, that does not 
stop just about everyone from engaging in the popular game of thinking otherwise. The mind 
forms concepts about the Source—none of which is either remotely a faithful map nor the 
territory that it is purportedly mapping—as well as aspects of the Relative. To satisfy the mind’s 
“need to know,” man lives by the foolish idea that his conceptions of existence (whether of the 
Absolute or Relative) are true and that the fixed pictures, patterns, or conclusions derived from 
some finite vantage point (largely through acquired experience and sensory perceptions) have 
captured the thing itself. This is as silly as taking progressive snapshots of the ocean and its 
waves and thereby thinking that one has cognized and captured the ocean, or speculating from 
outside the door what is inside a room in which one is not present and living on the basis of 
one’s speculations as if they were absolute. This state of man’s development we call an “ego-
conscious” state (as opposed to “unconscious” in which life is simply lived, or “Self-conscious,” 
in which man lives in conscious awareness of the Absolute and Relative as they actually are 
rather than as his mind thinks about or cognizes them).  
The ego-conscious state, or mistaking abstract constructions of the mind for reality, and 
thereafter building careers, institutions, “security,” and governments thereon is idolatry. It is 
idol worship, i.e., Baal worship. By giving credence and superiority to concepts about something 
(such as God), rather than the reality of the thing itself, one worships (pays homage to, 
reveres, and depends upon) graven images. Graven images of the mind are as much idols as, 
and indeed necessarily precede the construction of, any idols of wood or stone. Man’s penchant 
to think that he has cognized the un-cognizable, and, worse yet, mistake his own cognitions for 
that which he thinks he has cognized but has not, is not only idolatry but may be responsible 
for more discord, carnage, suffering, and wars than any other single aspect of human life. It 
might well be said that “God (eternal Source) created man in His own image (as a conscious, 
spiritual being with power to create), and man returned the complement.” As Pascal quipped, 
“To die for an ideal is a pretty high price to place on conjecture.”  
The goal of any Zen master, for instance, is to bring people to a conscious state where they no 
longer, in the words of Gregory Bateson, “eat the menu and leave the dinner.” Until one sees 
and lives reality as it actually is, he is mistaking what he regards
 as “reality,” i.e., what his 
mind (through the senses) perceives and thinks about existence, for reality itself. He mistakes 
the map for the territory.2 Since the senses are enormously limited, conclusions about reality 
reached by the mind are fantasy. The senses are liars and deceivers. We would perceive reality 
in a vastly different manner, for instance, if we could view existence throughout the entire 
electromagnetic spectrum instead of the extremely narrow range in which what we see as 
colors exist.  
2 The central axiom of semantics is that “The map is not the territory; the name is not the thing 
named.”  
The practical consequences of all this is that in man’s ego-conscious state he lives a fraudulent 
and fictitious life. It is one of illusions and delusions by living in accordance with the 
preposterous belief that his conceptualizations are both accurate and real, when they are 
neither. Man’s not only lives, but relates with others (often dogmatically and violently), on the 
basis of believing that the imposter is genuine. Inasmuch as law itself is a subset of the 
workings of man’s mind, what else can law be other than that of which it is an expression, i.e., 
fictions and frauds? Moreover, since all of this occurs within and as derivative expressions of 
the ever-changing Relative, law cannot be other than ever-changing.  
A summary of the points and consequences of the above include the following:  
1. Language has power and magic because of man’s ego-conscious state.  
2. The Powers-That-Be deliberately utilize language and man’s ego-conscious condition 
for administering power and exploitation. The entire legal system is a word game, 
played by the designers and operators of the system for purposes of power, plunder, 

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exploitation, and enslavement, with unending exercises of destructive physical force 
applied against living beings on the basis of meanings artificially imparted to the words 
used.  
3. Mistaking the different meta-levels of existence itself, i.e., mistaking the map for the 
territory, is not only delusion, but when it comes to law, it is disaster. “Authority” for 
using deadly legalized violence against one’s person is attached to the results of the 
error.  
4. Our difficulties often arise from our acting in a manner that results in people enforcing 
the fictions and frauds by systematic and ruthless application of legalized violence, 
damaging the real us. Then whatever is happening in the system becomes substantive in 
our physical lives.  
5. Everything in existence can be viewed, perceived, and thought about in an infinite 
number of ways, by an infinite number of beings, for an infinite number of possible 
reasons. Not only are no two of any of those things the same, but could not be identical 
even if anyone so wished. Concepts (maps) can be fixed; creation (the territory) cannot.  
6. It is impossible in the ever-changing realm of creation for any subset thereof, such as 
a man, even remotely to fathom, comprehend, and know (let alone verbalize) “the truth, 
whole truth, and nothing but the truth.” We might define “Truth” (capital “T”) as the 
actual way things are, i.e., the “thing in itself,” to use Kant’s term, or in their 
“suchness,” to use a Buddhist characterization. This totality and actuality is not finitely 
knowable, both because of its unimaginable vastness and because no two split instants 
are ever the same. The same word designated as “truth” (lower-case “t”) might be 
defined as an accurate abstract mapping of some thing or event, such as if one is given 
a map that allegedly shows where a treasure is buried and digs at the spot indicated, he 
will either find, or not find, the treasure. If it is found, we say the map is “accurate” and 
the author thereof told the “truth.” If the treasure is not found, we say that the map was 
false or inaccurate and the author was either in error or lied (or someone removed the 
treasure subsequent to the making of the map).  
7. Man’s capacity for mapping reality through creation of abstract symbols, such as 
numbers and words, is likewise derivative. Anyone can observe or think about anything 
and create/concoct whatever designation of letters, symbols, and sounds he may wish 
for classifying, categorizing, or identifying the particular thing and referencing it in his 
own mind and/or communicating it to others by speech, writing, or some other means.  
8. The legal system, like reality, likewise consists of the flow of energy in accordance 
with the patterns of its design. In the case of the legal system, both the designer of the 
circuitries and the current that flows therein are different than that of given existence. 
With respect to the universe, the designer is the Creator (however anyone may think of 
the ineffable Source of all that exists) and the current that flows is universal energy that 
is ultimately unknowable and indefinable by any relative means. Concerning the legal 
system, the designer is man and the current that flows in the circuits of the system is 
called “currency,” i.e., “money.” There are very few types of legal entities existing 
today. They are fundamentally corporations, trusts, partnerships, and sole 
proprietorships. The IRS Code at 26 USC 7701.01(a) lists seven classes of legal persons, 
the additional three to the four fundamental ones being an association, estate, and 
company. What defines each of these and distinguishes each from the other as well as 
determines how the system deals with them, is the schematic defining how the currency 
flows in the circuitry. Money embodies more laws and commercial principles than any 
other single thing, whereby insofar as the world is concerned it may reasonably be 
characterized as the measure of all things.  
9. Legal terms and phrases are artificially imbued with the particular meaning and 
significance of those who define them. Legal terms have considerably different meanings 
than the same words do in ordinary parlance. The system, in short, is a word game. 
Words in law are artificially assigned meanings that are completely different than the 

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meanings attributed to the same words in normal speech. Examples of this are legion, 
one of the most prominent of which is the word “person,” which in law refers to a legal 
fiction and does not, and cannot, pertain to a real being. This is why we need law 
dictionaries in addition to regular ones. The result is the legal system is its own 
language, concerning which we allegedly need translators and mouthpieces, called 
“attorneys,” for using the esoteric language that is not spoken by laymen when in a 
forum (such as a court) wherein legal language is spoken.  
10. When language, symbols, and ideas are usurped by those who would play win/lose 
games they are wielded as weapons. This phenomenon has grown to such gargantuan 
proportions that it is a scourge on mankind and a blight on the planet that is destroying 
civilization and wrecking havoc on the Earth. Some of the reason things have gotten so 
far out of hand is that the capacity to create and use new derivatives is unending. There 
are derivatives of derivatives of derivatives, all freely utilized for exploitation, legal 
plunder, and power. Use of creating endless new derivatives at will is ever-increasing. 
The situation is akin to an Internet site within which clicking to delete a current window 
causes several new pop-ups to occur until one’s open file is overburdened with open 
windows.  
11. A few concrete examples of derivatives with respect to the legal system are as 
follows:  
a. The system invents and uses contrived (derived) names, such as a host of 
variations of one’s all-caps name, all of which are legal fictions and each of which 
is a different entity, instead of one’s full appellation consisting of all lower-case, 
or upper- and lower-case, letters (symbolizing the real being). Therefore, 
whenever one receives a presentment, such as a summons or complaint, the 
document is not addressed, and does not pertain, to you, but to a legal entity, 
ens legis, that is some bastardization of your name in all-capital letters. In this 
manner the system is freed from the requirement to deal with actual facts and 
real beings and can operate on presumptions, unsupported allegations, non-
existent debts, stipulations in contractual interactions between legal fictions, and 
endless concoctions of the mind.  
b. New case numbers are often created from the same case, such as by changing 
numbers or letters in the case, thereby enabling matters that you might submit 
in the original case, as well as any prior derivatives thereof, from needing to be 
addressed since they do not pertain to what you thought they did. It is also likely 
that the system uses each newly derived case to make yet more money.  
c. Laws and administrative agencies multiply endlessly, with each new derivative 
used to make more money for those in the system while increasing the scope and 
severity of their power, and increasingly difficult to comprehend or counter. 
12. In the 2002 Berkshire Hathaway (the company of Warren E. Buffet) annual report, 
on pages 13-15, appear the following words: “We view them [derivatives] as time 
bombs both for the parties that deal in them and the economic system….In our 
view…derivatives are financial weapons of mass destruction, carrying dangers that, while 
now latent, are potentially lethal.”
3 If those in the system can create endless new 
derivatives out of all most anything, at any time, and use them for exploitation, 
enslavement, and moneymaking at the expense of those who are victimized by the 
monopolistic use of power under color or law, Warren Buffet’s statement is self-evident. 
Further, those who act in this way may be regarded as terrorists using weapons of mass 
destruction. They are raping and pillaging with ever-increasing profligacy and blatancy.  
One can download the entire Berkshire Hathaway annual report in an Adobe Acrobat pdf format 
by going to 
http://www.berkshirehathaway.com/2002ar/impnote02.html. 3.  

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In addition to inventing, using, profiting from, and destroying lives wholesale by the unchecked 
use of derivatives, the system rules without revealing the rules of the game. By means of 
undisclosed presumptions the Elite have structured a scheme that is full of catch-22’s so that if 
we do not act we lose and if we do act we lose. It is in the presumptions — not the “law” and 
the “facts”—where the power lies. The designers and owners of the system concocted it for the 
purpose of bettering themselves vis-à-vis others. The result is a monstrous beast of cosmic 
proportions, a ravenous and insatiable Moloch, that is an expression of a single—and simple—
ethical choice, which is whether one chooses to play win/win games or win/lose games when 
interacting with others. The features of these two kinds of games are summarized as follows:  
1. A win/win interaction is an expression of peace, dignity, love, unity-harmony, mutual 
good faith, absence of malice, deceit, and presence of all of the other elements of 
contract law required to formulate a genuine contract. Free consent of all parties is 
essential.  
2. A win/lose interaction is an expression of separation, conflict, and disharmony, and 
never results in the contract the “winner” claims exists. In actuality, a “win/lose” 
interaction is non-existent, since even the “winner” loses. Such an apparent victor 
causes harm to others, creation, and himself. He may think
 he wins, but in accordance 
with the inexorable laws of existence he “reaps what he sows,” incurs the corresponding 
karma (action/reaction or cause/effect act and their exact consequences) by harmful 
acts. The “Golden Rule” in existential terms might be expressed: “One who harms others 
harms himself,” or “That which one does unto others else shall be done unto him.” “He 
who lives by the sword dies by the sword.” A win/lose interaction in terms of nature is 
called the food chain—“law of the jungle,” “dog eat dog.” This characterizes law and 
governments today, in which is called the “law of necessity.” The law of necessity is 
actually no law (law is suspended to deal with the “emergency,” which the government 
itself causes to use as an excuse to abolish rights and increase its own discretionary 
power—witness the host of laws being passed these days, such as the “Patriot Acts”). In 
win/lose games there is no morality, nor ethics, and only one rule: just eat, baby. 
Anything goes, since “the end (increased power and commercial enrichment of the 
perpetrators) justifies the means.” As a result, no win/lose interaction results in a valid 
contract enforceable at law. The involvement does not contain even one of the essential 
ingredients (all of which must exist in the interaction) of contract law to form a genuine 
contract.  
It is because the inner intent of the heart of those who have designed and masterminded this 
system over the ages is malevolent in some manner that the resulting Moloch is loosed to run 
amuck on the planet, devouring living beings, the rights, freedom, and ability to live in peace 
and harmony between people, and the Earth’s resources and ecological integrity. Indeed, the 
same gang has, throughout the ages, built up and destroyed at least seven (7) civilizations, or 
“Zions,” and is now in the midst of destroying the eighth, i.e., our civilization today. This is 
transpiring in the United States, for instance, at an accelerated rate. Among many other 
aspects of this are that through the use of zip codes the world’s nations with postal codes are 
divided up into quarter-acre lots (inventory) for liquidation. The world belongs to the ruthless, 
i.e., those who deliberately play win/lose power/exploitation games through interminable uses 
of legalized violence. The cardinal nature of the system today is that “everything skates unless 
you bust it.” I.e., the undisclosed presumptions on the basis of which power is exercised are 
free to operate against you unchecked unless you neutralize them. As the maxim of law says, 
“When the law presumes the affirmative (existence and supremacy of the undisclosed 
presumptions), the negative (absence of any operational undisclosed presumptions) is to be 
proved.” 1 Roll. R. 83; 3 Bouv. Inst. n. 3063, 3090. Some examples of undisclosed 
presumptions of the system are:  
1. (Foundational presumption) Everyone is a free-will, sovereign being responsible for 
his or her own acts, thereby enabling law to exist at all. Without this presumption, no 
one could be held accountable for anything and no basis would exist for any rules or 
rectitude.  
2. The system always wins and the people always lose.  

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3. The system can change the law, invent new laws, and alter interpretations of law and 
words at will (since it is all presumed to be their property).  
4. Those in the system are not under any compulsion to reveal the presumptions on the 
basis of which they function.  
It is impossible to play a game when one does not know the rules. If playing a game with those 
who not only know the rules thoroughly, but have carte blanche to change them at will, when 
one does not know what is going on, the result is a slaughter. It belies the quotation found in a 
law review:  
We hear of tyrants, and the cruel ones: But whatever we may have felt, we have never 
heard of any tyrant in such sort cruel, as to punish men for disobedience to laws or 
order which he had kept them from the knowledge. Harvard Law Review, Volume 48 
1934-1935, p. 198. 
Synopsis of the Problem  
Our challenges when dealing with the system include the following:  
1. The law is unlimited and no one can know it all. 4  
2. Law is always changing, so that at any point, something that previously was legal, 
recognized, and upheld might no longer be so.  
3. The system does not belong to us, and changes perpetually without notice by those 
who own it.  
4. There are an infinite number of ways to interpret any event and essentially any law 
(as those with experience in court can attest).  
5. It is impossible to be assured that we know all the undisclosed presumptions on the 
basis of which law functions.  
6. The Powers-That-Be study and exploit every aspect of man’s nature, good and bad, 
with malevolent intent. Perhaps what they do, and the way they subjectively feel about 
what they are doing, is regarded by them as legitimate—or even worthy—or, even more, 
divinely mandated. In any case, when governed by this win/lose mentality the world 
becomes a nightmare. The dominating climate is not one of “live and let live,” peaceful 
and honorable intent, and harmony between people, but a perpetual war zone involving 
the need to live under a legalized-violence system that acts in accordance with the 
mentality that “the end (their self-aggrandizement and power) justifies the means 
(nothing is not permitted).”  
4. This foundational presumption may be the only presumption underlying the entire legal 
system that is existentially and ethically valid. The rest are fictions and frauds used for 
nefarious purposes.  
 
 
Part II—Attitudes and Actions  
 
Presentments Index  
 
 

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Part II 
Attitudes and Actions 
 
Now that we have some idea of the challenge we face just by living in the world today, we can 
use the understanding to help formulate solutions. Ideally, success involves four (4) elements, 
which are, in largely chronological sequence:  
1. Knowing and living who you are—your true self, convictions, and creed.  
2. Articulating properly in documents that define who and what you are, with a witness 
(notary).  
3. Noticing and securing confirmation from those who you would like to acknowledge 
your true self and standing.  
4. Defending your position in adversarial encounters with the system—both in the field 
and in court.  
The following are some practical ideas concerning actualizing effective strategy:  
1. The most important thing is knowledge and understanding of what is happening. 
Therefore, the first priority is: Get Educated. There is no substitute for this, especially in 
the climate in which we now live. In the celebrated words of Thomas Jefferson, “If a 
nation expects to be ignorant and free, it expects what never was and never can be.” 
First and foremost getting educated requires knowing yourself, who and what you are, 
and becoming clear, confident, and established in yourself, your real being.  
2. The nature of the times is escalating the timeless imperative to make one’s spiritual 
life paramount. Increasingly the state of the world is communicating the message that 
the only way “out” is “in.” Living in accordance with the understanding that cultivating 
and realizing our inner being, i.e., spiritual awakening and realization, is more 
important, enduring, and conducive to providing us with the happiness, peace, and 
fulfillment that alone will satisfy the heart and soul than anything we can see, do, 
experience, or have in the outside world. We all have two wars to win and opponents 
with which to deal: 1) ourselves (i.e., obtaining self-mastery) and 2) a hostile, deceitful, 
and treacherous world. If we do not win the internal battle and become clear about what 
we are and how/why we want to live, relate to others, and deal with the system, we 
have no hope of winning in encounters with the ruthless aggression to which we are 
relentlessly subjected.  
3. In the absence of self-realization, we live at the expense of life. We expend time, 
effort, and energy attempting to acquire things in the outside world the essence and 
origin of which we do not possess in our own being and consciousness. In such case we 
“lose the roots and cling to the tree-tops,” where our platform of operation is 
ungrounded and ephemeral.  
4. Live to be free of blame, where blame is defined as blocking someone’s way without 
just ethical cause. As it is said, “For blocking no one’s way, no one blames him.” If you 
do not interfere in people’s lives you will not incur the repercussions for doing so, 
thereby immunizing yourself from having to deal with the entangling and undesirable 
consequences of your actions.  
5. Stay in your own domain. If you do not traverse into your adversary’s turf you do not 
create a nexus between you and them that allows the system to engulf you. 
Accomplishing this includes becoming clear about the nature of private and public and 
when/how you are acting in which domain. If you leave your ground of substance, 
reality, and sovereignty and go into their domain of illusion, treachery, and deceit, your 

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situation is hopeless. By so doing you abandon a position where you have clout and they 
have none, in favor of going into a realm where they have all the power and you have 
none. The public side is their game and property, not yours, so you have no standing, 
rights, and power there. Your body is real and came first into the world before any 
fictitious version of your given, private name, or any birth certificate or other document, 
could be derived by the system to use for its betterment and your detriment.  
6. Be careful never to reach a point where you think you know enough or you “have it all 
figured out.” As soon as you think you have it, you’ve had it.  
7. Understand as much of the law and the practice thereof as possible in terms of 
universal principles that transcend and are more fundamental than the system’s 
concoctions. Man’s law is a subset of and derives from principles that are more 
fundamental than, and endure beyond, all human imaginings. The further removed from 
universal principles we are, the more unstable and unreliable is our position. The 
observation of Emerson is apt:  
As to methods there may be a million and then some. 
But the principles are few. 
The man who grasps principles can successfully select his own methods. The man 
who tries methods, ignoring principles, is sure to have trouble.  
8. Change your thinking. If the thinking/perceiving ruts in which you have been confined 
and alter/revise/expand them. “Cast you nets on the other side of the boat” if you’re not 
catching any fish on the side where you have heretofore been fishing. (See below.)  
9. Never assume. Don’t take anything they say or do at face value. Dig for the facts and 
substantiation in law for what you do. In the words of Gilbert and Sullivan, “Things 
aren’t always what they seem. Skim milk masquerades as cream.”  
10. Create a paper trail and public record concerning as many aspects of your position 
as possible. This includes executing documents that articulate and declare your rights, 
identity, and standing, thereby shifting the burden of proof onto those who would 
deprive you of them. Establish and notice the proper parties of your position, sending 
color copies of your documents, preferably dispatched by a notary with a notarial 
certificate of service.  
11. Whenever you are out and about, carry correctly colored pens with you, as well as 
postage stamps, rubber stamps, texts of various things to say in emergency contexts, 
and notarized, color copies of crucial rights-asserting documents. Be prepared.  
12. Collect dictionaries, perhaps all you can, both regular and law. Words are the 
weapons of this game. By understanding the meaning and legal significance of words 
you not only have revealed to you what your strategy and tactics can be to win when 
writing your documents (all legal documents are “paper soldiers” for fighting win/lose 
battles in a legal setting), but communicate in their language. The official dictionary in 
the US is Bouvier’s
 (they won’t tell you this because of so many options available to you 
revealed in that law dictionary). Also, get the Oxford unabridged dictionary (available in 
diamond print with magnifying glass) for the extensive etymology of words.  
13. Understand as much about the nature of the system as possible so you can use it to 
your advantage. This should include spending time in court observing diverse 
proceedings, paying attention to the interaction between attorneys and judges so you 
can perceive more clearly how the system functions to baffle the people.  
14. Capitalize on the mentality of bureaucrats and what they understand, feel 
comfortable with, and offer you in the way of procedural options. If you relate to them in 
this manner you do not act outside the bounds of their job description and do not put 
them in the wrong. At the same time you secure their cooperation and let them do what 

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they are familiar with, such as sending you documents or clarification to which you are 
statutorily entitled (which they often tell you in their correspondence, such as under this 
or that act you are entitled to such and so). Don’t confront them with anything hostile or 
outside of their niche and mentality,5 and certainly don’t require them to think.6  
15. Since to bureaucrats reality is what exists on their computers, don’t fill out any more 
forms than you have to, and don’t answer and return questionnaires. Your answers get 
cross-referenced in innumerable computers, can be used to assemble a profile on you 
and everything about you, are often sold to marketing agencies so that you are flooded 
with unwanted offers, and fed into the system’s data base as more food for the Beast to 
consume and use against you. What is advisable to do is live your life as privately and 
off the radar as possible, and put out information you want bureaucrats to believe (and 
hence act on) as the truth about you and your activities (including information on your 
computers that leads them on rabbit trails away from you and your freedom).7  
16. Play different agencies and aspects of the system against each other. The system is 
not homogeneous. Most agencies and departments are very territorial, desiring to have 
as much exclusivity of power as possible to themselves without having to share power 
with other aspects of the system so as to compromise their ability to function as 
autonomous as possible.  
17. Accept and return for value all presentments. When you can, use autographed 
postage stamps on your documents and have them sent to their destination by your 
notary.  
5 As Dorothy Parker quipped, “You can lead a whore to culture but you can’t make her think.” 
6 Bureaucrats write memoranda both because they appear to be busy when they are writing 
and because the memos, once written, immediately become proof they were busy. –Charles 
Peters, How Washington Really Works, 1980. 
7 The nature of bureaucratic mentality was humorously exemplified in the May 3, 2003 edition 
of Bizarre News (an e-mail newsletter): “SACREMENTO, Calif. – The Sacramento jury 
commissioner’s office warned that if Lucille Marie Gordon did not show up to her allotted jury 
duty date, there would be a bench warrant out for her arrest. Caryn Gordon thought this was 
hilarious. Why? Because Lucile, or Lucy, is her dog. Last year, the chocolate Labrador retriever 
received a summons for jury duty in Sacramento Superior Court. Caryn read the summons and 
sent the form back in, writing where it reads, ‘affidavit for disqualification,’ she put, ‘Lucy is a 
dog,’ and sent it in. Earlier this month, Lucy got another summons. When Caryn called the 
office, the employee claimed they had heard every excuse imaginable. Caryn ended up having 
to show proof that Lucy might not serve too well on the jury, especially if a cat was the 
defendant.”
  
18. Every time you ever mail anything, including having a notary mail things on your 
behalf, put postage stamps on the envelope. DO NOT MAIL BY USE OF THE RED METER 
POSTAGE. Whenever you take an item into a post office that needs postage, and ask the 
teller to put the postage on, they run it through their meter stamp. Do not allow this. 
You need the cancelled stamp for the clout it has (as a binding obligation on the US 
Government), and not the red-ink meter, the use of which means the item is not 
cancelled and mail fraud is involved.  
19. In addition to use of a notary, such things as embassy seals can work wonders. 
Perception is reality. Many bureaucrats and officials, upon seeing embassy seals, 
apostilles, etc., back off immediately (possibly because they think that they might be 
tampering with matters beyond their knowledge and jurisdiction and thereby risking 
some kind of problem for themselves).  
20. Place all documents you execute, as well as all paperwork from adverse parties in 
the system that you receive and accept and return for value, and/or file in court, directly 
under the Universal Postal Union, i.e., “UPU,” by the proper use of postage stamps. This 
matter is discussed below under “Postal Power.”  
21. Whenever you have serious subpoenas to serve, such as on the mayor of a 
municipality or some high government official, have them served by the sheriff—or, 

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better yet, the Provost Marshal. Call the US Marshal’s office and see what is involved in 
having it done.  
22. If you are in prison, either ask, or have someone on the outside ask on your behalf, 
for the prison form for reporting irregularities. A prison is a federal project. Inmates can 
report irregularities and call in county, state, and federal auditors. This form is used for 
reporting irregularities in accounting of federal projects to the Army Corp of Engineers 
under the military accounting manual, ER37210. Almost all prisons keep false books. 
When they are audited, upon the first irregularity (which usually does not take long for 
auditors to find), things hit the fan. One might ask the prison administrator for the form, 
or the prison case officer.  
23. Ask for your SID number and file from every state in which you have ever been for 
any period of time. While the SS No. is federal, the SID No. is state. Through this 
tracking number the states keep track of everything about you (i.e., your strawman), 
such as licenses, liens, arrests, etc. SID numbers are either seven (7) digits followed by 
a letter suffix, or eight (8) digits without the letter. All, however, are preceded by the 
two-character US Postal identification of the State (CA, NY, TX, etc.). One probably must 
make a Freedom of Information Act, “FOIA,” request, or the State equivalent (in 
California, for instance, one might use the Information Practices Act, “IPA”) for procuring 
your SID file.  
24. Send off a FOIA to the FBI for your FBI rap sheet, which not only contains the record 
of every arrest or “detention” (alienation) to which your strawman has ever been 
subjected, but allegedly can be used legally to provide conclusive and indisputable proof 
that the strawman is a separate and distinct legal entity in the nature of a corporation, 
and created by the state. It references an organizational ID No. just like the corporate 
police agencies have, etc. This is prima facie evidence for diversity of citizenship. In 
addition, the FBI rap sheet is invaluable if you are trying to clear your record or restore 
your rights or attack an agency legally. In addition to obtaining it by making a FOIA 
request to the FBI, if you are a guest of the Bureau of Prisons, “BOP,” you can get it by 
written request to your Case Manager, since it is in your file. BOP guests take note: The 
FBI rap sheet does not contain info on the dispositions of cases, so it does not come 
under the recent “snitch protection” ban on paperwork. That means they cannot refuse 
to give it to you.  
25. Emulate success. As people who fundamentally simply wish to live in peace and be 
left alone study, interact, and engage in using approaches that their best research and 
judgment indicates might succeed, their experiences and the understanding that often 
ensue are not only invaluable, but add to the knowledge and tools available to the rest 
of us. Therefore, networking is invaluable.  
26. Those of us involved in this quest for truth, freedom, and peace would be well-
advised to abandon the petty bickering, fault-finding, and snap out of our stupor. There 
is no room left for indulging in such counter-productive luxuries. The good ship US long 
ago hit the iceberg. It is not the time to be arguing about who gets what space for a 
deck chair or who can play the next round of shuffleboard.  
Change your thinking
  
As we have discussed, if we would be enriched instead of diminished when dealing with 
presentments (or anything else in the system), we must replace false and inadequate 
ideas with true and effective ones. We must be more conscious of our thinking and why 
we think as we do. A humorous quote by Sidgwick punctuates the matter:  
We think so because other people all think so; 
Or because—or because—after all, we do think so; 
Or because we were told so, and think we must think so; 
Or because we once thought so, and think we still think so; 
Or because having thought so, we think we will
 think so.8  

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8 Henry Sidgwick, "Lines Composed in His Sleep." Quoted by William Osler, South Pacific 
Magazine, 1907.  
Consequently, if our dealings with the legal system have not been successful in 
accordance with our priorities, it may be in large measure because we have not thought 
adequately about (and therefore not acted properly concerning) that with which we are 
interacting. We must re-evaluate our thinking and change it, and therefore the way we 
act, accordingly. In the words of a fellow named Dayle Mahoney:  
If you continue to think as you always thought, 
Then you'll continue to get what you always got.  
Is it enough?  
On its face, a presentment is a demand either to pay something, engage in specific 
performance (such as coming to court and answering a summons and complaint), or 
both. It is important to understand that all presentments issued by/within the colorable 
legal/commercial system today are expressions of the Wizard’s light show. That show 
appears dazzling, and is often terrifying, but is in actuality an insubstantial chimera. It 
becomes concrete only when we treat it in a manner that, by the rules of the game, 
authorizes its being enforced against us in physical reality. Someone provides you with a 
presentment because he expects to make money off of you by doing so. The point of 
this discourse is to elucidate how we can act concerning what has heretofore been 
damaging to us because of our ignorance and proceed in a manner that can turn the 
tables to enable us to use the same system and its rules for our betterment.  
To begin with, we must realize that adopting the ostrich approach of hiding our head in 
the sand does not eliminate what we might wish we did not have to deal with. Emulating 
the ostrich merely exposes our rear end blindly; it does not stop our butt from being 
kicked (or worse).  
The second thing to realize is that everything that happens to us is the result of our own 
creating, either by having caused it expressly or because we placed ourselves in the 
context where the event we have to deal with is allowed to be in our space. In either 
case, what we have control over is our free-will choice as to how to deal with a particular 
event. In the case of receiving a presentment, we can basically pursue one of the 
following courses of action:  
1. We can comply with the demands stated on the face of the presentment; 
2. We can deny, fight, try to run from it, etc., or, 
3. We can accept it, and thereby neutralize and offset it by allowing the current 
to flow in a way that discharges the obligation without trying to block or resist 
the force directed against us.  
Acting in accordance with either of the first two ways results in automatic loss. The first 
way consists of meek compliance, which is a dead loss to us. We just simply pay or 
perform as they have instructed us to do, like good little slaves. The second way 
constitutes a dishonor, enjoining the issues offered to our strawman that can then be 
enforced by the courts and imposed on us. We give substance and credibility to the 
Wizard’s light show. This is also a dead loss, because our dishonor ensures that we lose. 
The third approach involves staying in honor and retaining a posture where we are free 
to act in a way that redounds to our benefit.  
If what we experience is the result of our direct creation in the past, acceptance must 
occur to close the circle on the process involved in our creating by thought and then, 
sooner or later, experiencing back upon ourselves the results of our own 
thought/creation. We must complete the cause/effect cycle and discharge the 
imbalanced build-up of charge that remains until the action/reaction account is balanced 
and the imbalance, i.e., the charge, is discharged. If what we experience is the result of 
the actions of others, we need to do a kind of legal/commercial jujitsu that returns the 

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force of their actions back to them without injuring us. All injury we experience in 
legal/commercial matters is the result of essentially two (2) things:  
1. Failure to establish on the record and correctly notice the proper parties of our 
position as the living principal, creditor, and authorized representative for, our 
strawman (all-caps name). All law functions on the basis of presumptions. A 
major presumption on the basis of which mankind is enslaved is the presumption 
that our failure to clarify and establish on the record who we regard ourselves as 
being and in what capacity we are functioning signifies the system’s right to act 
against us as it wishes. As per the maxim of law, “He who fails to assert his 
rights has none.” The 7th Commercial Maxim is apt: “A matter must be 
expressed to be resolved.” If we do not provide notice of our position, no one 
else can, nor does anyone in the system have any motivation to try to assert our 
position for us (especially vis-à-vis them). If we want our position noticed, we 
and we alone must do it.  
If we fail to notify appropriate officials and agencies of our position there is no 
basis upon which anyone in the system can relate to us other than in accordance 
with the system’s rules and presumptions, which operate with impunity unless 
properly controverted by us. Their position is the only one on the table because 
we have not introduced our own into the equation. A gold prospector must drive 
a stake in each corner of a plot he is staking his claim on if he wants to have 
others recognize his claim. Without doing so, nothing exists to communicate his 
intent or be treated as if the plot of ground is his as opposed to anyone else’s. He 
has not acted in accordance with the rules of the game that must be followed for 
him to achieve his objective.  
2. Acting in dishonor, and thereby engaging in resistance that disallows pass-
through of the current that enables us to retain our freedom and autonomy 
without being damaged. Resistance in a circuit creates heat. By resisting we bear 
the burden in our own biological circuitry, which remains until discharged. This 
absence of discharge can weaken, exhaust, burn up, or in some way debilitate 
us.  
It is a cardinal spiritual maxim that victory is achieved through surrender. To understand 
this statement we must define the meaning of the operative words: “victory” and 
“surrender.” By “victory” we do not mean physical conquest and domination, which is 
futility borne of acting on, attempting to render durable in some manner, the illusion of 
separation and superiority of one aspect of the One over another. In this situation an 
ego imagines not only that it is separate from others, all, and everything, but is superior 
to other expressions of the same Oneness. This delusion is a major source of sorrow and 
suffering that has plagued mankind throughout history. Using force and artifice is an 
attempt to get reality to conform to a flawed and vain abstraction of it is foregone futility 
that leaves carnage and suffering in its wake.  
The term “surrender” is intended to convey the concept of expanded receptivity rather 
than outward-directed action without first obtaining the benefit of more thought, insight, 
and information than one has at the time. Receptivity involves opening one’s mind, 
letting go of the attitude that one already knows the truth, releasing pre-conceived ideas 
about what one is experiencing, and inwardly expanding the vessel of one’s being not 
only for the purpose of perceiving matters more fully, clearly, and wholly (free of 
distorting, deluded, and pre-conceived biases), but providing the conscious mind with 
more comprehension than had previously been the limits of one’s thinking and 
consciousness. Depth always absorbs. And as a Zen master once said, “It is impossible 
to discover when preoccupied with the familiar.” There are no limits or bounds to the 
size, scope, and depth of our vessel, nor to the nature of the content we can consciously 
contain. This is akin to a take-off on an old rhyme:  
Little forms have bigger forms 
On their backs to bite ‘em; 

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And bigger forms have bigger forms, 
And so on ad infinitum. 
Further significance of surrender inheres in realizing that we see things far more as we 
ourselves are than what something is in itself. A moment’s reflection reveals that 
anything can be viewed, perceived, thought about, and acted upon in an infinite number 
of possible ways by an infinite number of possible beings. Everyone observes and 
experiences life from his/her unique nature and position in space-time. No two 
perspectives are the same, nor can be. As someone once quipped, “When you hear two 
accounts of the same automobile accident it makes you wonder about history.” The Bible 
is full of admonitions against acting in violation of this truth vis-à-vis others, such as 
“Thou shalt not bear false witness,” and “Judge not, that ye be not judged.” What 
certainty, after all, does anyone possess about the “truth, whole truth, and nothing but 
the truth” that might justify slandering or judging someone?  
Therefore, “surrender” really means giving up one’s entrenched position in favor of 
allowing clearer and more holistic understandings to emerge. The ultimate end of this 
approach is to perceive existence as it is, rather than how we might think or believe it is. 
Two further quotes of Zen masters come to mind: “Do not seek the truth; merely cease 
to cherish opinions”; and, “If you understand, things are such as they are. If you don’t 
understand, things are such as they are.” The actual truth of anything is the “such-as-it-
is” nature of its existence. The more we live in this manner the more grounded in 
happiness and integrity our life can become.  
In court
  
Why do we lose in court? It is not because it is a military or maritime court (which it is), 
often evidenced by the gold fringe on the flag. It is not that we are under implied or 
adhesion contracts to some municipal corporation (if so we could raise the issues of 
contract law). It is not a plethora of other reasons advocated by innumerable “patriots,” 
all of which “reasons” are rabbit trails. So, the short answer to why we lose in court is 
that we lose if:  
1. We dishonor any of the people and processes that impinge on us, thereby 
enjoining the issues described in the presentment so that we become bound by 
the matter. We have no right to deny or speak to anyone else’s utterances, and 
doing so lands us in the middle of their novel.  
2. We traverse and therefore contractually amalgamate ourselves and our 
strawman into the court’s jurisdiction so that we endure in the flesh the results of 
whatever trial or hearing might occur dealing with our strawman. It is the 
strawman
 that appears, is tried, and sentenced, not us. By traversing, however, 
the real us gets to go along for the ride and experience in reality the judgment 
against the strawman.  
3. We fail to discharge the charges, thereby authorizing the system to enforce 
commensurate consequences on us.  
4. We have no facts in evidence substantiating our position placed by a 
competent witness on the court record of the case. This crucial matter is 
discussed below in greater detail.  
5. We have not bonded the case.  
Let us briefly discuss these issues:  
1. We avoid acting in dishonor by accepting and returning for value whatever 
presentment or charging instrument we are provided with and by not arguing, 
fighting, denying, or ignoring.  

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2. We do not join the dispute by traversing, by which we leave our own ground 
and tacitly give reality and credibility to the opponent’s claims and allegations 
that are not facts but only presumptions and assumptions until we stipulate 
(expressly or by dishonor). Enjoining the issues in a presentment, such as 
denying allegations or charges, or saying that we don’t owe an alleged debt, is a 
dishonor that enjoins us with the court’s jurisdiction and our own strawman and 
creates a dispute that grants a court subject matter jurisdiction. It sucks us up 
into the made-up game of imaginary disputes between fictitious entities. The 
definition of “traverser” in Black’s Law Dictionary confirms the point succinctly:  
Traverser. In pleading, one who traverses or denies. A prisoner or party indicted; 
so called from his traversing the indictment. Black’s Law Dictionary, 5th Edition, 
page 1345.  
3. Whenever we (i.e., our strawman) are “charged” with something, that charge 
is a bookkeeping entry of liability on the ledger and must be “discharged” by 
entering a balancing, offsetting asset. Filling in the asset side usually occurs by 
the loser parting with public funds of some kind, such as a check or FRNs, or 
doing “community service,” or being bonded and incarcerated as the surety. 
When we discharge the charges by acceptance for value, which is a Banker’s 
Acceptance, we end the controversy and become the owner of the contract. Each 
of us is a private banker. Under banking our acceptance and return for value 
establishes the facts and makes us owner of the transaction. We then own both 
sides of the deal, i.e., both the creditor and debtor side. By accepting from the 
private side and providing the value from the private, i.e., substance, side we 
end the dispute and remove from the equation any controversy for a court to 
resolve.  
4. It is imperative to understand that the admiralty/equity courts of the system 
do not deal with reality, substance, and facts in evidence. They deal in 
assumptions (such as unsupported claims and charges), and presumptions 
(unexpressed rules by which the system operates), and stipulations (agreements 
that create the “facts”). Because they are strawmen and cannot be competent 
witnesses through sworn testimony, neither attorneys nor officials can place 
actual facts in evidence on the record that a judge can judicially notice, such as 
claims supported by sworn testimony, either through an affidavit sworn true, 
correct, and complete, or testimony under oath on the witness stand in open 
court, or deposition.
9  
9 In the celebrated “voter punch cards” incident in Florida in the Al Gore dispute with 
George Bush in the last election, Gore’s attorneys introduced a batch of “voter punch 
cards” as evidence for the purpose of proving that the election was flawed. The judge 
never even looked at the evidence and threw Gore’s attorneys out of court. Although 
the press and public were not aware of the rationale for the action, the judge’s basis for 
doing what he did was that the cards were never presented to the court by a 
competent witness. There had to be a witness to state that the cards came from such 
and such a precinct and that the one testifying witnessed the cards being gathered up, 
boxed, and transported and was stating such matters under oath. Without such 
competent witness, there was nothing on which the judge could rely to substantiate 
any claim that there had been tampering with the cards during the gathering and 
transporting thereof. Attorneys can neither be competent witnesses nor can any 
statements they make be considered testimony. They deal in assumptions, hearsay, 
and dishonor. So much for high-priced lawyers!
 
5. Recently some people in Nebraska allegedly avoided having to go to prison for 
some time by posting—at the last minute—a single-page bond. The text of this 
bond, along with some explanation and comments, accompany this article.  
A presumption is defined as follows:  
"A presumption is a deduction which the law expressly directs to be made from 
particular facts." (Evidence Code, § 600.) And "a presumption (unless declared 

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13 June 2008 
by law to be conclusive) may be controverted by other evidence, direct or 
indirect: but unless controverted, the jury is bound to find according to the 
presumption." (Evidence Code, § 602 et seq. In re Bauer (1889), 79 Cal. 304, 
307.  
The bottom line is that whenever we receive any kind of presentment, from a tax bill to 
a summons/complaint, indictment, etc., our proper course of action is to accept and 
return the offer for value, served by a notary on our behalf. Discharge of the obligation 
occurs at the moment the offerror receives our communication. Contractual ratification 
has occurred through offer and acceptance. The circuitry closes on itself, the + and – 
polarities discharge, and nothing remains upon which anyone can act.  
A charging instrument (presentment) is an offer, an obligation created on the public side 
by inventing a new borrowing against the creditor (source of the credit) on the private 
side. Your strawman is offered the opportunity to assume the obligation. What we must 
understand is that:  
1. Any presentment is a concocted debt on the public side created by the party 
responsible for issuing the presentment;  
2. Whenever you (i.e., your strawman) receive a presentment, through your 
acceptance and return for value of the presentment, you can perform a 
legal/commercial jujitsu by diverting the force of the presentment back on the 
issuer;  
3. The fabricated obligation constitutes a new borrowing, i.e., creation of more 
public debt, which they wish your strawman to assume, and which you—at the 
expense of your body/labor—must discharge;  
4. Any presentment can be discharged by providing the offerror with the charging 
instrument accepted and returned for value and utilizing your exemption as the 
source of credit for discharging the obligation;  
5. A presentment is not an obligation that attaches to you unless you dishonor 
and do not discharge it;  
6. When you proceed correctly the charging instrument constitutes funds that can 
be used to make you money;  
7. If the offerror does not honor your acceptance and return for value, then he
 is 
the one in dishonor and can be made the party obligated to pay you for costs, 
fees, and damages on the basis of his dishonor.  
Understanding the above scenario serves greatly to remove fear10 (“False Evidence 
Appearing Real”) from the equation, especially when we realize not only that the 
presentment can be neutralized but that it can be turned to our advantage. The 
advantages can occur not only by what might ensue from the offerror’s dishonor of our 
acceptance and return for value, but by other means also.  
10 So long as one is ungrounded in his own existential/spiritual position, and ignorant of what 
the system is and how to deal with it effectively, fear is inevitable. This is because the system is 
one of endless applications of legalized violence on the basis of fictions and frauds promulgated 
by other beings. None of these paper assaults (presentments) is our creation or our 
property/province concerning which we have authority to speak. They are all the “truth” and 
actions of the originator, and therefore the originator’s property and domain. Unless we 
understand what is happening we are in the dark having to deal with things that can destroy us 
without possessing any ability to fathom and disarm them.  
The catch-22 of the system is that both traversing (enjoining the issues in any manner) and 
ignoring (doing nothing) constitute a dishonor guaranteeing our loss. The way out of this 
“damned-if-you-do, damned-if-you don’t” double bind is to comment on the paradox. Problems 

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13 June 2008 
are not solved on the level of problems; they are solved by operating from another domain, or 
“meta level,” which in this case is our ground and truth for which we have exclusive knowledge 
and authority to speak and concerning which they have none. Now they must deal with our 
world (which they cannot address and cannot enter) and from that position we require them to 
“put up or shut up.” Since they cannot substantiate the truth and validity in our domain, which 
is more powerful and fundamental than where they are operating, we can by so doing turn the 
tables on them.
 
Officials, attorneys, and banks do not want to honor this process for a number of 
reasons, largely because they have been making money by usurping and using our 
exemption and do not wish either to be estopped from doing so or seeing us regain our 
sovereignty and autonomy by asserting our standing as creditor and using our 
exemption for our benefit and not theirs.  
Standing and status  
Whenever you receive a bill, citation, summons, complaint, indictment, etc., what you 
receive is an original issue presentment. It is also an assumption—a concoction 
contrived in the mind of the living being who dreamt it up—since there is no bona fide 
assessment11 for the obligation. There is no commercial paperwork to support the 
contractual basis upon which the alleged obligation is based.12 Remember that the entire 
(colorable) system functions by fictions and frauds. There is only presumption of 
assessment, i.e., color of assessment. Since the presenter of the presentment did not 
attach anything of value to substantiate and support his position (hence the phrase in 
some accepted-for-value documents “I did not find your check enclosed”), the document 
is grounded in the imaginary. Nevertheless, it can be traced to the author of the 
document and whatever strawman on behalf of which he acted to create the new debt 
currency. The presenter is giving you something created by inventing a debt, and can be 
transformed into something of advantage to you if you treat it correctly.  
11 Any genuine assessment involves a valid contract, bearing the authorized signatures of all 
involved parties, plus proof of breach of the contract by the one who is then rendered a 
“debtor,” plus an accounting of the sum-certain amount owed based on a true bill that itemizes 
the particular dollar amounts owed for what specific things (such as goods and services 
received and not paid for, or specific performance promised and not performed), plus proof of 
the authority for those trying to collect from the debtor to operate as third-party debt 
collectors, plus a statement of commercial liability staked by every alleging party (anyone who 
makes any bookkeeping entry or acts in the matter) to back up his claims by indemnifying 
those harmed in case he is in error. Those acting in the system, such as attorneys and 
government officials, have none of these prerequisites. They have only assumptions, which 
become actualized in our lives by making the assumptions real through our traversing or 
dishonoring.  
12 The foundation of every record is the commercial paperwork, consisting of two (2) essential 
elements:  
1. A ledger of accounting, consisting of an itemized list of goods and services provided 
by whom to whom, with corresponding monetary values indicated for each entry 
backed by the contracts and records that substantiate the validity of each ledger entry;  
2. Record of accountability identifying the party who takes commercial liability and 
responsibility for the accuracy, relevance, and verifiability of each bookkeeping entry.  
Although technically every document in commerce must be executed by/under affidavit sworn 
true, correct, and complete, the commerce of the world consists of billions of people engaging 
in countless commercial transactions a day. Obviously, it is impractical for the trillions of 
documents involved in actual commerce to be done by taking each one to a notary to be 
certified and sworn as being true, correct, and complete. Commerce, to be practical, must be 
efficient, streamlined, and minimalist. The force and effect of every document, however, is 
ultimately its accuracy, relevance, and verifiability combined with the sworn statement of some 
living, sentient being that he takes responsibility for the validity of the document and whatever 
information it contains. This must be so because every legal and commercial document involves 
someone paying and someone receiving gain. Since every such document involves a potential 
loss to somebody, accuracy and responsibility/accountability/liability must be inherent in all 
legal/commercial instruments. Therefore, although not in actuality
 sworn true, correct, and 
complete, all commercial documents may be enforced as if they were. Reality cannot be 

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cheated. No matter how fantastic and removed from reality and sanity matters become in the 
phantasmagorical public domain of assumptions, derivatives, fictions, and fraud, ultimately 
everything must be grounded in, and be able to be traced back to, the ground level, which is 
the combination of accuracy (truth) and individual responsibility/accountability. Documents do 
not write themselves—some living being writes them.  
When you accept and return an offer for value, it must be remembered that the “value” 
is that which you, as the real being, give to the transaction. Only the private side, such 
as you, your labor, and your private accrual account—Private Treasury UCC Contract 
Trust Account—which is your “exemption” as the creditor from which the credit that 
creates the “currency” on the public side is derived, can have and give value. The public 
side is imaginary, created in the mind, and possesses neither value, nor substance, nor 
sovereignty, nor life. Public entities, such as corporations, trusts, partnerships, 
businesses, estates, and everyone’s all-caps name, etc., are persons, which are legal 
entities, ens legis. They are not real beings. By being creatures of the state, persons 
have status
, which is fictitious and legal, not standing, which pertains to real beings and 
what is lawful. You, as the reality, are the substance and the source of all the public side 
reflects and from which it is derived.13  
Any presentment you receive from the public side is a notice of the creation of a 
“charge” (open account), which remains un-neutralized unless you “discharge” it. You 
discharge the charge by performing a banker’s acceptance that provides the asset/credit 
that balances the liability/debit cross on the accounting ledger. You want to use your 
exemption (which is inexhaustible) for this purpose. In such case you can discharge any 
obligation. Anything that can be charged by creating debt against credit can be 
discharged by performing an accounting offset by using the same credit.  
When you accept an offer and return it for value in your real, sovereign capacity, as 
creditor, you have accord and satisfaction. The fact is your autograph. You, as the 
real being, are a “lawful man,” capable of bearing a bond. You possess “rectus in 
curiae,” meaning “right in court,” or “standi in judicio,” meaning “standing in law.” That 
means that you are capable of bearing a note. Only a lawful man can do that. So the 
lawful man puts his autograph on the line, establishing the fact. Private men and women 
use autographs
 (self-generated marks), public side employees use signatures (signs of 
their juristic persona).  
To understand more of the “money system” operating in the world today, we must make 
a short digression into history. The Legislative Act of February 21, 1871, Forty-first 
Congress, Session III, Chapter 62, page 419, chartered a Federal corporation entitled 
“United States,” a/k/a “US Inc.,” a “Commercial Agency” of what was originally 
designated as “Washington, D.C.” US Inc. is a corporation of the international bankers, 
et al., and outside the Constitution.14 The jurisdiction of the US incorporation is private, 
commercial, international, and military admiralty/maritime. Every “citizen of the United 
States” is a “citizen” of US Inc. (which is a corporation, not a country), and bereft of 
standing in law as well as access to genuine law (meaning “common law”) that was 
accessible to Americans under their contract with the parent corporation, USA. Every 
“citizen of the Untied States” is also an enemy of the state, i.e., the United States 
Government, as codified in the Amendatory Act of 1933 to the original 1917 Trading 
With the Enemy Act. This is codified, inter alia, at 12 USC 95.  
13 A reflection may appear as real as that which it reflects, just as the reflection of a candle 
gives light. We cannot, however, feel any heat from, nor burn out, the reflected flame, nor can 
we grasp the reflection of the candle and walk away with it.  
14 The 1871 “Constitution of the United States” of the private corporation, US Inc., is identical 
to that of the 1787 “Constitution for the United States of America” except for the difference in 
the 13th Amendment. In the USA Constitution the 13th Amendment is one forbidding attorneys 
from holding public office. In the US Constitution the 13th Amendment is a prohibition against 
slavery and indentured servitude. 
In 1933 US Inc. declared bankruptcy, as publicly noticed, inter alia, by House Joint 
Resolution 192 of June 5, 1933; Public Law 73-10; Perry v. U.S. (1935), 294 U.S. 330-

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381, 79 L Ed 912; and 31 USC 5112, 5119. The result is that there is no money, i.e., 
real money, which is substance, such as gold and silver coin, that pays debts and is the 
coin of sovereigns. There is now only the representation or symbol of money consisting 
of debt created against credit (appropriate for bankrupt citizens devoid of capacity). The 
credit used to create and back the debt currency is provided by us through having given 
our gold in the 1930’s, and our labor ever since, to back the failed corporation. Among 
many significant consequences of this are that there are now only bills of exchange, 
notes, and other evidences of debt to circulate as money. All currency today is created 
by signature.  
When we accept and return a presentment for value, we discharge an obligation and 
render the offerror devoid of claim. This Banker’s Acceptance (“BA”) utilizes our standing 
in law as the creditor—the source of the credit—to discharge the obligation by using our 
exemption for offset and adjustment. We become established as creditor and owner of 
both sides of the transaction.  
In the past we have usually sent the presentment back to the issuer ourselves. Now we 
realize that it is far superior to use a notary to send it to them. The notary does not care 
what is on a presentment or our paperwork, or the amount involved, i.e., whether a 
document says $1.00 or $10 Billion. The only thing the notary cares about is whether 
the document has a place for endorsement and a jurat, thereby justifying taking your 
fee, putting your document in an envelope, and serving it on the other party, saying, 
“Respond in ten (10) days.” This time period is in accord with Regulation Z, Federal 
Truth in Lending, 15 USC 1601 et seq., consisting of three (3) days for mailing, three (3) 
days for the issuer of the presentment to decide what he’s going to do about your 
acceptance and return for value, three (3) days for return mail, plus one (1) for the day 
of service, which does not count on the time clock. The total time is therefore ten (10) 
days.  
When we have the notary serve our acceptance and return of the presentment to the 
offerror, the notary’s address is given for the respondent to send the check, remedy, or 
reply to. When a respondent does not respond to the notary within the required ten (10) 
days with a notice of discharge of the obligation he is in dishonor on our acceptance for 
value. He has not adjusted the account and is keeping the account open and the charge 
in place, continuing to cause trouble for us and make money by stealing our exemption. 
When no response from the original presenter is received by the notary within the 
required ten (10) days, we have the notary issue a certificate of non-response, which is 
a certificate of dishonor. At this point the dishonor of the issuer of the presentment is 
established on the commercial record. A notary’s logbook is an irrefutable substantiation 
of the facts and admissible as evidence in any court.  
The key to the notarial process is that a certificate of non-response issued by a notary is 
a judgment in estoppel. The first certificate of non-response is a judgment in estoppel 
on the law. The second judgment in estoppel is on the facts/money. Ideally we should 
do both when dealing with a presentment, since we wish not only to discharge the 
obligation but use the process to better us commercially.  
We must remember who and what a notary is. Historically, the notary wrote the king’s 
papers. He issued the writs. A public notary is higher than a judge. In addition, notaries 
have had from inception two (2) primary functions: 1) to protest international bills of 
exchange, and 2) be a bonded, neutral party who holds the commercial record and can 
place evidence into a court of any jurisdiction. Thus, the notary—as the ultimate holder 
of the commercial record—is higher than any judge inasmuch as no judge can act 
without the record. The great value to us is that through the notary we can place 
unimpeachable evidence into a court case for the record.  
It is crucial to understand the following:  
1. The commercial tribunals (courts) of the US and the States are in the private 
equity/admiralty jurisdiction of the alleged creditors in bankruptcy, the IMF, et al.  

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2. As admiralty courts the tribunals deal in matters of contract in which the 
defendant is presumed to have contracted (on land) to be “on the ship” where 
“the captain’s word is law,” one is “presumed guilty unless proven innocent,” and 
the burden of proof is on the defendant to prove that he is not guilty (i.e., prove 
a negative).  
3. As equity courts, the ultimate arbiter of a matter is the “conscience of the 
court,” which is how the judge happens to feel that day, and is not anything 
accessible by a defendant. There is no “conclusions of law and findings of fact” 
issued (since it is in equity, not law), nor are there any facts, nor does any 
documentary material evidence exist established on the record of a case (an 
attorney, as we have discussed, cannot be a competent witness).  
4. Since these commercial tribunals function in a private admiralty/equity 
jurisdiction that does not have any capacity to access law. It cannot deal in facts 
(reality). It must deal on color
 of those things, i.e., assumptions (color of facts). 
The assumptions become “facts” when both parties agree—stipulate—that they 
are true.  
5. You cannot invalidate one assumption with another assumption; you can 
invalidate an assumption only by placing facts in evidence on the record.  
6. Anyone in dishonor in any legal proceeding has forfeited his capacity to state a 
claim upon which relief can be granted, and must legally/commercially lose if the 
other side remains in honor and proceeds correctly.  
7. If both sides of a dispute are in dishonor (which is normally the case, since all 
attorneys argue and dispute, as do most pro se litigants), whoever is ruled as the 
winner is a function of the judge’s discretion, concerning which he has carte 
blanche to proceed as he wishes.  
8. If we can enter documentary material evidence as facts on the record and 
require the judge to take judicial notice of that evidence, we have a platform 
from which we can win, because without stipulations the other side has no 
evidence (facts) to support their claims.  
9. As a result of the above, it is logical to conclude that not only must we place 
our evidence into court in any case in which we are involved, have the judge 
judicially notice it, and act on it in a way that provides us with a win, but placing 
evidence on the record and causing its existence to ensure that we prevail is the 
only reason we should ever go to court or even deal with a court.  
10. We must act from the beginning, and ever and always, for the purpose of 
setting our evidence on the record in any case in which we might have to be 
involved so that we can not only win, but—if we act correctly—make money 
(perhaps a considerable amount) from the situation.  
The next logical question is: How can we place evidence on the record in a case? The 
following means may be deployed for entering evidence on the record:  
1. Deposition;  
2. Testimony in open court;  
3. Affidavit (not as good as the first two unless one can cross-examine the affiant 
on the witness stand);  
4. Entry of evidence into the record by a notary.  

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Of all of the above-cited methods for entering evidence into a case, the fourth method, 
the notarial process, may be the most desirable. By so doing one may enter the 
evidence one chooses by a means that must be admitted as evidence on the record, 
which no court can refuse to enter, and do so preferably without having to endure the 
time, effort, and expense of depositions and attending court proceedings.  
We must always remember the following:  
1. Stay in honor and never dishonor anything or anyone (including policemen, 
officials, judges, and even attorneys). Your opponents must go into dishonor on 
their own, of their own volition.  
2. Put the issuer of a presentment in a position of having to “put up or shut up.” 
I.e., place the burden of proof on him.  
3. Establish all documents substantiating our claims on the record of the notary 
and the evidentiary record of any court case involved with the transaction.  
4. Relate properly with everyone involved, especially the court and judge, so that 
you can make the best use of your situation, i.e., prevail and also make money.  
5. Do not talk for any reason that does not serve your interests, and be prepared 
as much as possible to know what you wish to accomplish, what not to allow to 
happen, and the proper way to say what can succeed in achieving the results you 
desire. They must have your words, your admissions, and even your legal 
determinations, to hang you.  
6. Never make an offer (a supplicant, dependent position). Be an acceptor 
instead. The power is in acceptance, and without acceptance we cannot win.  
So the tangible steps/processes/documents involved in dealing with any presentment 
consist of several phases:  
1. Execution, filing, and notice of foundational documents stating rights, 
standing, and capacity;  
2. Administrative actions concerning a presentment, both pre-court and non-
court;  
3. Documents and dialogue in court;  
4. (If the issue is a mortgage, securing both legal and equitable title to the 
property as well as right of possession must all be done);  
5. Collecting on the money.
15  
15 Collecting from dishonoring persons can and has been done, but a discussion of the 
process is beyond the scope of this article. It is enough at this point to master the 
essentials, execute necessary paperwork, and remain free of debt and incarceration.  
In the event they ignore everything we do, we can proceed to collect from them by a 
number of possible means, including “non-judicial strict foreclosure,” as outlined in 
Chapter 9 of the UCC. We can also instigate a bankruptcy proceeding in which we are 
“debtor in possession” (and thereby able to accept or reject all offers), they are 
delinquent creditors, and we can request that an offset be performed that results in our 
collecting against their bonds, equity, or risk management department.  

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Part III—Civil and Criminal Charges  
 
Presentments Index  
 
 
Part III 
Civil and Criminal Charges 
 
Whenever you receive a traffic ticket (citation), summons, complaint, indictment, etc., what 
you receive is a public offer. It is an offer of indebtedness to your strawman. It is conclusive 
presumption, i.e., “fact,” that your strawman is obligated to provide the funds if you act in 
dishonor. In commerce the penalty for being in dishonor is losing one’s equity. Remember that 
no court in the system—since they are all in the public realm—can see, address, or deal with 
the real you. Public courts can deal only with assumptions and fictions in their colorable (phony) 
system. As such, there are no facts other than what is stipulated (agreed) to by the parties. If 
an adversary says the sky is green and you agree, that agreement constitutes a “fact.” The 
commercial tribunals of the system are all contract courts, and your stipulation is contractual 
ratification, which is the law of the matter. People lose in the courts because they try to counter 
or neutralize one assumption with another.  
If you are in dishonor you will be forced to provide, through your strawman
, public funds (FRNs 
or equivalent), one way or the other, to satisfy the obligation. This can be by simply parting 
with FRNs, doing “community service,” or by being incarcerated as the surety for the 
obligations of your strawman. In the latter case they create the bond by further borrowing 
against your strawman. This generates funds that are used to balance the books and also make 
considerable additional money for the courts, judges, attorneys, etc. Given the immensity of 
the money made (per CAFR and LAFR), which is several times the total amount of the entire 
economy of the private sector, the mania in the United States for charging, prosecuting, and 
incarcerating is understandable.  
The following are important considerations in the equation:  
1. As investors in the bankrupt corporation called the United States, as well as the USA, 
the parent corporation, we, as real people, are the true creditors of the country and 
source of the wealth, as discussed above. As such, we are exempt from taxation from 
the public side. The creditor and sovereign cannot be taxed by a system that functions 
by using the credit of the creditor. The public side is debt, operating by borrowing 
against us. Being derivative and dependent, the tail cannot wag the dog; the reflection 
cannot dominate the reality it reflects. The system does not deal with us as real beings; 
it deals with a fiction—a symbol—which is not us and therefore does not require the 
system to deal with us as the creditor and sovereign. Moreover, the public domain can 
tax and regulate only what is created in and belongs to the system, which can be only 
strawmen and never real beings.  
2. As creditors, sovereigns, and true owners (preferred stockholders) of the country, we 
have authority to offset any obligation imposed on our strawman by the public side by 
making our exemption (which is unlimited) available to discharge the charges. The 
source from which the obligation was derived is our own credit, which can therefore be 
used as the asset to offset the obligation created by borrowing against that credit.  
3. The size of the purported obligation, as well as its severity, is technically irrelevant.16 
That which can be invented in the form of an alleged obligation can be offset, i.e., 
discharged, with the same ease as the obligation was created. All public debt is nothing 
but numbers—digits in the matrix. Promissory notes (creating currency by signature) got 
us into this mess, promissory notes can get us out.  

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16 It is often considerably more difficult using the acceptance-for-value process for dealing with matters 
involving a mala in se crime than a mala prohibita offense, although all “crimes” in the system today are 
“commercial crimes,” see 27 USC 72.11.  
4. The only way we can discharge and offset such charges completely—neutralize and 
eliminate them totally and close the accounting—is through an acceptance and return for 
value through the use of our exemption, which we make available to be used for 
exchange as the funds for discharging the obligations/charges. Per the maxim of law, 
“As a thing is bound, so it is unbound.”  
5. When we, as the creditor and sovereign, proceed as above, we are functioning as the 
king. The colorable public side is rendered dependent upon and subservient to our acts. 
By law, public officers are fiduciaries, and have no discretion. Compliance is mandatory. 
It is unrealistic, of course, to think that those who structure and operate the system for 
commercial enrichment and power will “go gently into that goodnight” when we use the 
system for our protection and betterment. In addition, and of crucial importance, is to 
neutralize the unrevealed presumption on which the system operates that we, the real 
us, have agreed to be united with and treated the same as our strawman. We remove 
that presumption by noticing the proper parties of the foundational documents 
referenced below. Many times when these documents are placed on the record in a court 
case, the case disappears. If they cannot access the real you (and your body, labor, and 
property), they are left hanging out to dry in their cloud-cuckoo-land. 
Upon receiving a presentment  
Receipt of an offer (presentment) will occur in one (1) of the following ways:  
1) by mail; 2) in person; or 3) after arrest and being placed in custody. Herewith below we will 
concern ourselves with the first two (2) modes of receiving a presentment.  
1) As soon as you receive an offer (such as a bill or statement you wish to discharge), make a 
copy (preferably color copy, certified as a true and exact copy by a notary) of the offer and 
keep that copy in a safe place. If you are already in court, go to the court and obtain at least 
two (2) copies certified by the court clerk of the documents filed in a case by the other party. 
Then use these as you would an ordinary presentment, following the procedure set forth 
hereunder.  
1. After making a copy of the essential documents issued by the other side, imprint over 
the first page of the original of each document the following text (there are numerous 
versions of this and opinions as to which is best): 
This presentment is accepted for assessed value and returned in exchange for 
settlement and closure of this accounting, certified and sworn on the 
commercial liability of the authorized representative as true, correct, and 
complete, with all related endorsements front and back. Pre-paid; exempt from 
levy. Adjust the account and release the orders to the authorized 
representative immediately.  
[Autographed Postage Stamp 
(Two-cents US is OK)]--------------- Date:_______________________  
2. If you have had your bullet stamp made, which includes your full name in upper- 
and lower-case (some people use all lower-case letters in their documents for ancient 
linguistic reasons
17 ), as well as your EIN# and the terms stating that you are operating 
in capacity of being the “living principal” and “authorized representative,” stamp your 
bullet stamp in gold ink so that it is over part of your Accepted and Returned for 
Value, i.e., “ARFV,” stamp (above) and also across the upper left hand portion of the 
postage stamp.  

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3. Autograph your name at a diagonal across the postage stamp so that your autograph 
is done over a part of the ARFV text, across the postage stamp, and on the 
presentment itself. Use blue or purple ink.18 Put in the date by hand.  
17 There appear to be four alphabets in English: print including upper-case letters (in whole or part), 
print in all lower-case letters, upper-case cursive, and lower-case cursive. Allegedly cursive 
(handwriting) joins phonetic symbols in a way that removes their individuality and therefore does not 
verify/certify the pronunciation of your name, voiding capacity for your autograph to state a claim. This 
is why one should always also print his name, thereby having a double witness and removing ambiguity 
(which may be construed as fraud in law that may require a third party, i.e., judge, to adjudicate). Also, 
language (multiple languages, i.e., babal—as in the “Tower of Babal”) came from the ancient 
Phoenicians and was, among other things, developed as a weapon. Writing in all lower-case letters was 
allegedly the mode of writing used by the elite, whereas use of all capital letters was reserved for ships, 
dead fictions, and slaves. One may review the term, “capitas diminutia maxima” in Black’s Law 
Dictionary, 6th edition, concerning this matter.  
18 A long-standing concern about what color ink is best to use for such things as signing a document 
with an accepted-for-value stamp has been recently resolved for this author, who has now concluded 
that red is not good; blue or purple is optimum. Rather than indicating blood and the living being as we 
had thought, the significance in the color scheme of the system indicates that red expresses deficiency, 
such as “being in the red.”  
4. If you do not have your bullet stamp, use the postage stamp as above, autographing 
on a diagonal across the stamp, filling in the date, and also printing your EIN#, as per 
the following:  
This presentment is accepted for assessed value and returned in exchange for 
settlement and closure of this accounting, certified and sworn on the 
commercial liability of the authorized party as true, correct, and complete, with 
all related endorsements front and back. Pre-paid; exempt from levy. Adjust 
the account and release the orders to the authorized representative 
immediately.  
[Autographed  
Postage Stamp 
(Two-cents US is OK)] Account No.[EIN#]  
__________________________  
Date: 
________________________  
[Name],authorized representative 
_________________________  
5. Your package to the offerror will consist of:  
a. Verified notice (by affidavit, notarized) that informs the presenter of what 
the documents are that are attached/enclosed, what is required of the presenter, 
notice that the notary retaining a copy of the documents being sent and is acting 
as a disinterested third party, and that if the presenter does not respond to the 
notary within the required time (ten (10) days in most cases) with notice that he 
has adjusted the account and the obligation is discharged, a Certificate of Non-
Response will be forthcoming from the notary that constitutes a notice of 
dishonor and judgment in estoppel on the law;  
b. Your accepted-and-returned-for-value presentment, signed and dated by 
you in blue or purple ink and bearing your Private Treasury UCC Contract Trust 
Account number [SS# w/o dashes]; 

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6. If the notary does not hear from the offerror within ten (10) days that the discharge 
has occurred and the accounting is closed, have the notary send the offerror a 
Certificate of Non-Response. This constitutes a certificate of dishonor and a judgment in 
estoppel on the law, which bars the offerror, and everyone else, from ever coming after 
you again concerning the issues in the offer. 
If a court case is involved, have your notary also notarize such things as the following:  
1. Certified copy of the Oath of Office of whatever judge is involved (if the identity of 
the judge is known at that point), as obtained from the secretary of state of the State, 
or the county recorder, or whatever office is holding it.  
2. Notice of Waiver of Protest. This documents requests the court to waive any fee, 
fine, cost, or charge the court is looking for. A default position by the court is automatic 
record of INVOLUNTARY BANKRUPTCY if the court dishonors your request (as the living 
principal and authorized representative for your strawman). Your notice informs them 
that their dishonor constitutes a waiver of right to protest the matter (or anything 
connected therewith) henceforth.  
3. Notice of Acceptance, Standing, and Status; Request for Remedy. This 
pleading-format document instructs the court to discharge all charges and dismiss the 
case (based upon your acceptance and return for value of the charging instruments and 
all court documents, along with filing the bond) or, in the alternative, produce the 
assessment for the charges (whether the charging instrument is a citation, complaint, 
information, statement, or indictment). (See “Instructions for Executing and Using 
Employer ID,” B) 3), supra.)  
It is an automatic dishonor/forfeit position if the court does not provide the assessment 
for the charges if you require it. Substantiation of the bona fide nature of the 
assessment consists of providing the commercial paperwork that reveals the origin, 
nature, particulars, and legitimacy of the assessment which, to be genuine, must be 
executed by the responsible party under affidavit sworn true, correct, and complete, 
with stated commercial liability risked by the responsible party in case he is found to be 
in error, and swearing to the accuracy, relevance, contractual validity, and verifiability of 
all allegations made and the exactitude of the sum-certain amount of the assessment. 
Failure to “put up or shut up” in this regard signifies the court’s stipulation that it is 
continuing to entertain prosecution of non-existent charges.  
4. Bond (2 options):  
a. Single-page bond (on court pleading format). This bond is filed in the 
court on court-pleading format. Such format renders the document more familiar 
in appearance (and therefore more easily filed) than trying to file papers that are 
not in pleading format. Elaboration on the bond, its use, and history of success 
are discussed hereunder.  
Or,  
b. Request for Appearance Bond. This document is a court brief that instructs 
the court to have an appearance bond issued (at no cost to you) in order to 
underwrite the case and the appearance of your strawman at scheduled court 
hearings. The court’s failure to issue the bond allows you to utilize their 
dishonor/obstruction as a grant of their signature by accommodation to be used 
in a subrogation surety bond. You notice the court that you are requesting an 
appearance bond, backed by your exemption (on the private side), at no cost to 
you. Technically the granting by the court of your request discharges all 
obligations connected with the case, ends the dispute, and makes you the owner 
of the matter. At this time we are awaiting final outcome of using this process.  

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If the matter is a commercial bill such as a credit card statement or other invoice, and they 
ignore what you have done and continue sending you more invoices, treat each new bill as an 
original presentment. Each statement is another offer on which you can do the same process. 
This is true of any matter, such as mortgages, credit cards, etc. The offerror’s non-response 
signifies his tacit stipulation that he owes you the amount on your bill. He has implicitly agreed 
that he owes you the funds by not responding; he has invoked the doctrine of acquiescence and 
estoppel by silence.  
As valuable as a judgment in estoppel on the law is, it is not the best we can make of a 
situation. We would like to make money from the event. For this we need a second judgment in 
estoppel—one on the facts/money. When you do this you establish on the record the amount 
that the offerror owes you in costs, fees, and damages. The amount can be anything you 
choose, since only you can decide what you think the matter is worth to you. Besides, it is all 
nothing but digits in the matrix.  
If a court procedure is involved, as soon as possible file a court brief in standard court pleading 
format entitled “NOTICE OF ACCEPTANCE,” by which you notice the court of the following:  
1. You have accepted the charging instrument for value Banker’s Acceptance and 
returned it in exchange for settlement and closure of the accounting concerning the 
matter.  
2. Settlement of the account has been done privately by exchanging your exemption for 
discharge of the obligation by use of your Private Treasury UCC Contract Trust Account, 
No. [SS# w/o dashes].  
3. You are operating in capacity of being the living principal, authorized representative 
and attorney in fact for the strawman.  
As exhibits/attachments to your notice of acceptance, include color copies (preferably certified 
by a notary as true copies) of the following foundational documents:  
1. Employer Identification I;  
2. Private Agreement;  
3. Security Agreement-Pains and Penalties;  
4. SPA-IHHA.  
Also file:  
1. Notice of Request for Waiver.  
2. Notice of Request for Remedy.  
Put an autographed and bulled-stamped postage stamp on the back, lower right hand side of 
every page of every court brief you file. Obtain multiple copies of your documents to the court 
and have the clerk file stamp them all.  
If the case is not dismissed (which it usually is), file the Court Bond.  
B. Explanation of the process involved in accusation and prosecution  
The situation involved in having to appear in court is as follows:  
Private/Substance/Fact
  

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Existential Event -> Subjective Interpretation by Accuser, with alleged Injured Party and Claim 
of Mens rea (criminal intent)  
Public/Reflection/Interpretation  
Statutory Criminal Charges -> Civil Resolution by agreement of the parties  
The sequence is this:  
1. You commit some actual act (such as writing a check on a closed account), which is 
simply an event in reality. You inscribed something on a piece of paper. So what? You 
also walked to the grocery store, ran into a friend, and planned a dinner party; all are 
simple happenings, with no legal charge attached.  
2. Someone (some living being, the complainant) has considered what you did to be a 
crime you committed with criminal intent (mens rea). In other words, out of an infinite 
number of possible subjective, inner motivations you might have had for doing 
something, and an infinite number of possible ways anyone can think about what he 
perceives of your action, the accuser chose to adopt the perspective that what you did 
was a crime that you committed with criminal intent. The first is a value judgment; the 
second, regardless of substance, is nothing for which anyone but you possesses 
authority to speak. The accuser can neither know your intent nor does he have any right 
to speak for it. He can observe your outer behavior, not your inner motivation.  
3. The interpretation that what you did is a “crime,” as well as what that “crime” is, what 
statutes you allegedly violated, the basis of prosecution, etc., are all applications of the 
facts to the accuser’s presumptions/assumptions/priorities/interpretations/motivations.  
4. The complainant swears out a complaint under affidavit that you did what he says you 
did and submits it to the prosecuting authorities for them, as “public servants” (serving 
the system, not you), to investigate, and thereafter prosecute, your strawman (with you 
attached unless you rebut the presumption of the contrived union).  
5. The first thing across the mirror (the bar) onto the right hand side of the bar, i.e., 
public/debt/bankruptcy mirage-land, is the criminal charges, which is what the public 
side indicts you for. Since the public side is debt, reflection, and bankruptcy, nothing of 
substance and reality can originate there. The public side must reflect something real on 
the private/substance side and then adjudicate the imaginary dispute concerning the 
arbitrary interpretation of the actual event, calling it a “crime,” and saying it violated 
one or more of their statutes. The event itself is nothing other than an occurrence in 
reality, a thing-in-itself that is completely neutral. If someone calls it a crime that is his 
projection/interpretation of his mental processes and priorities. What he makes of what 
you allegedly did is his
 business, not yours. What do his mental processes have to do 
with you? He is manufacturing fiction and projecting it on you, attempting to lure you 
into traversing into his imaginary, let’s-pretend world and deal with what goes on there. 
You receive a complaint that says, “On or about June 5, 2001, John P. Smith (you) did 
willfully do blah, blah, blah.” So you read this, blush, and say to yourself, angered and 
fearful inside, “That dirty rat, I did not!” If you join his game and try to disprove his 
fiction you have left your domain, departed from solid ground, and ensconced yourself 
firmly into a swirling mirage of your accuser’s fertile imagination. Why write yourself into 
his novel?  
6. In a criminal case the system functions by getting people to plead to the criminal 
statutes on the public side. Then the matter shifts from criminal to the civil (agreement 
of the parties) for resolution. If you take this route you are down the drain. The proper 
way is to obtain a civil (meaning money) resolution on the private side so that the 
dispute is ended at its source and there is no controversy for any tribunal to resolve. 
This resolution occurs by stipulation between the parties as real beings. Once that 
agreement is reached on the private side (the origin), the possibility for any public 

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action is eliminated. There is no longer anything to drag across the bar and into the 
public domain.  
7. For securing the stipulation between the parties that ends the dispute on the spot, 
admit to the facts in the charging instrument (after having accepted everything for 
value, of course). This can be accomplished by a statement such as, “I have no problem 
with pleading guilty to the facts stated in the charges.” The prosecution says you wrote 
a check on a closed account. OK, you did. That is a fact, not a charge, so agree with the 
statement. By so doing you are not agreeing that what you did was a crime, or violated 
any statute, or can be any basis for prosecuting you. You have merely agreed to a fact 
in reality, thereby reaching a stipulation with the prosecutor that end the negotiations. 
Because there is stipulation between the parties, there is no longer any controversy for a 
court to hear and entertain. The agreement between the two of you ends the matter. 
When there is agreement on the private/substance side the subject matter can never 
get to the public side, because no dispute exists.  
8. Concerning the bonding of the case, your discharge of the matter by use of your 
exemption makes you owner of the transaction.  
9. Keep in mind that if you follow their lure, what they present to you as the way to go, 
you’re dead. They want you to plead to the statutes, not the facts. The statutes are their 
property, their “truth” (i.e., fiction), and jurisdiction concerning which you have no 
authority to deal. You own yourself on the substance side but have no claim on 
interpretation of facts that someone alleges on the private side (out of his belfry) that he 
wants you to deal with on the colorable, public side. If a matter is ended at its source 
(the private domain) there is nothing to bring into the public arena.  
10. By pleading guilty to the facts on the private side you are demurring. “Who says I 
can’t write a check on my own closed account? I placed some ink on a piece of paper, 
but so what?”  
11. Remember that no one on the public side can charge anyone with a crime on the 
private side. Only people
 act; strawmen do not and cannot act. Therefore, deal with 
matters between you and your adversaries privately, forming private contract (usually 
by their tacit consent through non-response) between you and them. The terms and 
conditions of the contract include the fact, established on the notarial record, that that 
they stipulate that the matter is resolved, so no dispute exists. Sic transit case.  
12. Someone invoking the system must post a bond to invoke the services of a court. 
The authorities cannot arrest you without an order (warrant, which is a check) from a 
court, and the only way a court can obtain the jurisdiction to issue a warrant is by 
someone having posted a bond indemnifying the court and granting the court subject 
matter jurisdiction (funds against which to execute the warrant/check) to adjudicate the 
matters you are being accused of. You must require that they provide the audit trail of 
the accounting on that bond that allegedly bonds the case.  
13. If you are presented with a warrant, accept it for value, write “exempt from levy” on 
it, sign, date, and return it to the court. This grants the court authority to use your 
exemption in exchange for release of the property, i.e., return of the bond to you (as 
the creditor and insurer).  
14. The Court Bond gives the court subject matter jurisdiction. If you are the creditor—
paying with substance and not liability funds—it is your court. The court serves the 
creditor. When you have title to the bond behind the criminal prosecution there is no 
way you can go to jail because you have discharged the bond that would otherwise 
result in your being seized and incarcerated as the surety for your strawman that they 
treat as a debtor (defendant, loser) in a dispute.  
15. If you enter a plea when no bond has been posted, you have broken the law by 
pleading to non-existent charges (i.e., color of charges). Also, you have granted the 

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court subject matter jurisdiction to prosecute your strawman on the public side as the 
debtor. Posting a Court Bond removes all basis for continuing; the matter is resolved by 
your discharge on the private side.  
16. Having a hearing in an admiralty court is not a common-law right; it requires posting 
a bond so that the court can have in rem jurisdiction. The property at stake in the 
proceeding is the bond. You must secure title to the bond behind a criminal prosecution 
if you wish to be immune from conviction. How do you get title? There must be an 
agreement between the parties concerning the identity of the creditor on the bond. The 
court will probably try to secure title by asking you to pay a small fee for filing the bond. 
This is a trap.19 One way or another you must provide the asset that balances the books. 
The issue is not whether you discharge the obligation, but what kind of funds, i.e., in 
asset funds or liability funds you use for doing so. If you use your exemption you secure 
title; if you use FRNs you forfeit title. Therefore, you suggest that either the court waive 
the public administration fee for registering the bond or secure the fee by performing an 
adjustment and offset through use of your Private Treasury UCC Contract Trust Account 
(EIN#). If the court does not do either it is in dishonor of you, as the king/creditor, 
authorizing you to discharge the matter by bringing involuntary bankruptcy against the 
court to discharge the bond because you have established yourself as the owner by your 
acceptance for value and willingness to allow your exemption to be used for discharging 
the obligation.  
C. Strategy concerning court  
One of the most difficult positions to be in when inside a courtroom is sitting down. It is best to 
wait outside—or in the back of the courtroom—until the strawman’s name is called. Then walk 
towards the bar to speak and don’t sit down. Sitting is inferior to standing, and if you go 
through the drill of being in court before the judge enters, standing up upon hearing the bailiff 
announce, “All rise,” and then sitting down when instructed to do so, you are signaling by your 
behavior that you are an obedient serf and subject of the court and within its jurisdiction. This 
is not a desirable position. A maxim of law concerning this states: “It is immaterial whether a 
man gives his assent by words or by acts and deeds.” 10 Co. 52.  
When your strawman’s name is called, when spoken it sounds the same as your upper- and 
lower-case name (see “idem sonens,” meaning “same sound,” in Black’s Law Dictionary, 4
th 
Edition). When this happens, do not say “here.” As soon as you give your name you testify that 
you are in the public side. You testify that the real you is the strawman/Defendant on the 
paperwork at which the judge is looking. You form a contract with the court by which you agree 
that the real you may be treated in accordance with the way they treat the 
strawman/Defendant. You surrender to the court’s jurisdiction. You agree to leave your own 
ground and domain and go join them on the school yard in their let’s-pretend cops-and-robbers 
game.  
The crucial points to keep in mind in any court interaction are as follows:  
1. The courts are equity/admiralty/probate/trust courts, not courts of law. In such courts 
there is neither law, nor substance, nor facts, nor evidence, nor charges. There are 
assumptions, presumptions, color of law, color of substance, color of facts, color of 
evidence, and color of charges. Officials and attorneys execute the paperwork and 
pleadings as if (let’s pretend presumption) your strawman is the trustee (Defendant, 
actually co-trustee of the public, cestui que trust created by the 14
th Amendment ) with 
a duty and the State (Plaintiff) is the beneficiary (i.e., co-beneficiary of the public, cestui 
que trust created by the 14th Amendment20) who has allegedly been deprived of his trust 
benefits by the delinquent trustee. Trustees are always outside common law.  
19 Even the use of the word “pay” is a trap. We are better off not using it in interacting with the system. 
Since there is no money, but only debt currency derived from borrowing against the people, there is no 
way to pay a debt. We discharge obligations, not pay debts.  

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20 The cestui que trust is a “public charitable (collective) trust,” or “PCT,” that is constructive and not 
express. “Constructive” means that the trust is constructed (created, manufactured, concocted) by 
“operation of law,” i.e., out of nothing, as just another of an uncountable number of legal fictions of 
which the entire system consists, by the whim and fiat of those who own the particular law forum in 
which the trust is indentured and domiciled. In the case of the United States, this jurisdiction is the 
private, commercial, international, military jurisdiction of the original incorporation of US Inc. in 1871, 
within the 14
th Amendment and emergency war powers implemented at the advent of the civil war that 
suspended law and terminated thereafter operation of the “de jure” government under the original 
charter, the 1787 Constitution.  
A “citizen of the United States” was created by/within the 14th Amendment as a corporate, civilly dead 
entity operating as a co-trustee of the PCT. The 14th Amendment upholds the debt of the USA and US 
Inc. in Section 4 of the Amendment, which states that the “debt shall not be questioned.” That is part of 
the terms and conditions of your co-trustee position. If you question the debt you are in violation of 
your own contractual obligations. Endeavoring to find fault with the system or any of those operating on 
its behalf is considered as arguing against yourself, which every judge immediately dismisses as self-
evident error, if not insanity. No wonder judges are so fond of ordering psychiatric evaluations for those 
who appear in court these days.  
It is presumed that everyone who states that he is a “citizen of the United States (Inc.),” or acts as if he 
were, has knowingly, intentionally, and voluntarily contracted into the private, military, international, 
commercial admiralty/equity law forum of the 14
th Amendment PCT, surrendered all rights, and agreed 
to be bound by the alleged resulting contract. One is now “on the ship,” where the captain’s word is law 
and trying to protect your rights, find the system in error, or walk off the job is walking off the plank.  
In the PCT, every citizen of the United States acts in a dual capacity: as co-trustee and co-beneficiary. 
This means that as a “citizen” you have on the one hand (as co-trustee) obligations and duties, such as 
the requirement to comply with all the system’s codes, rules, regulations, laws, statutes, and public 
policy, and on the other hand (wearing the hat of co-beneficiary) you can receive benefits, such as 
welfare and other rob-Peter-to-pay-Paul token benefits such as “retirement benefits,” “unemployment 
insurance,” and other trinkets doled out in exchange for having, like Esau, sold your birthright for a bowl 
of porridge. There is no grantor or trustor (although there is a creator) to a PCT because it is an implied 
trust, i.e. constructed, and not formed by express, written, bilateral contract.  
Once you are in the PCT, you can contract into Social Security, which is a reversionary, revocable trust 
in the New Deal, a socialist/communist scheme in which all participants are “tort feasors” who secure, 
by membership, benefits to which they are not entitled by having been extracted at legal gunpoint from 
other people. Accepting SS (or any other government) benefits is accepting stolen goods, providing the 
system with an excuse to consider you “guilty until proven innocent.”  
Therefore, in any court case, the action is being brought by the allegedly offended beneficiary, the 
Plaintiff, as (implied) co-beneficiary of the PCT, against Defendant, the (implied) co-trustee. This is why 
the “law” and “facts” are all completely irrelevant. If you go into court trying to argue either, you must 
necessarily lose since the only issue is whether your strawman faithfully performed its duty as trustee of 
the trust, such as to obey the statutes, pay the taxes, or whatever else is required in accordance with 
the ever-increasing ocean of by-laws of US Inc. If you raise objections of “law” or “facts,” you not only 
traverse and dishonor (by arguing), and therefore automatically lose, but you give witness/testimony 
against yourself that you are a bad (delinquent) trustee trying to escape your duties as a co-trustee of 
the PCT. You are thereby presumed guilty. Your fatal error is not first and foremost that you argued, 
denied, rebutted, traversed, dishonored, and tried to avoid your contractual and fiduciary obligations (of 
a contract you ratified countless times by accepting innumerable government “benefits,” such as Social 
Security, obtaining a driver license, getting a passport, etc., etc., etc.) as co-trustee, but that you failed 
to rebut the presumption that you are the co-trustee, i.e., the same as the Defendant/strawman/citizen. 
This is why there is only one issue and all the rest is so much irrelevant froth. The issue is whether or 
not you rebut the operational presumption. If you do not, nothing else matters; the presumption (where 
the power and teeth are) stands and you lose.  
2. You, as the living principal, are real and exist on the substance/private side. The 
strawman, all-caps name, Defendant, is fictitious and exists on the imaginary/public 
side. The living principal cannot be seen, addressed, or dealt with by the public side, 
which is a refection in the mirror and a chimera. The Defendant cannot enter or access 
the private side just as the living principal cannot enter the public domain.  
3. It is essential to neutralize the presumption by which the system operates against us, 
which is that the living principal is presumed to be attached to and united with the 
strawman so that whatever is done to the strawman is imposed in the flesh on the living 
principal. It is the unrebutted presumption of the union of the real and fictitious that 

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enables the court to access the real you. This is why it is crucial to neutralize that 
presumption and render it inoperable.  
4. You must not traverse or dishonor. You cannot win by arguing in let’s pretend mirage-
land.  
5. You must end the controversy, i.e., terminate the presumption of the existence of a 
dispute, on both the private and the public sides. The obligations/charges must be 
discharged so that the books balance and you have complied with the law in both 
domains.  
6. The public side is bankrupt, has no capacity to execute a sentence, and cannot charge 
you in common law. The charges are “in the nature of” (meaning colorable) civil or 
criminal charges in common law, meaning they are in form only without any of the 
substance. This is also (among other reasons) why you cannot lien public officials: doing 
so is a common-law (substance) process, and as bankrupt entities they cannot provide 
you with a remedy. Trying to lien public officials is a dishonor and crime by endeavoring 
to impose a common-law remedy in a sphere that cannot access common law.  
Several possibilities (in lieu of or in addition to the Three Questions approach, below) for 
dealing with the name issue come to mind. These statements are intended as satisfying all of 
the above essential elements. When your strawman’s name is called or the judge asks you your 
name, you could say one of the following (whatever you are comfortable with):  
 “I am here concerning that matter.” Or,  
 “I am here as a third-party intervener
21 in that matter appearing as authorized 
representative for my client.”  
21 The third-party intervener is you, the living principal, acting in your own interests because 
you have a pre-existing claim against the Defendant that precludes them from acting against 
any version of your all-caps name based on your prior contract therewith (such as your UCC, 
Specific Power of Attorney and Indemnity and Hold Harmless Agreement, your Employer ID, 
etc.)." 
Then continue:  
 “I accept for value and return for value all of the charging instruments in this matter 
and make my exemption available [not “offer,” since we never make offers] for 
discharge of all obligations and charges connected with this case. I do not dispute any of 
the facts in the charging instruments.”  
We must remember that problems are not solved on the level of problems: we cannot resolve 
the imaginary dispute in the imaginary domain. We must not try to pay with public funds; we 
must not try to prove ourselves innocent; and we must not plead “not guilty” (which is arguing, 
traversing, dishonoring, and telling them that you are joining the imaginary game and treating 
it is if it were real). All attempts to do these things are traversing and dishonoring, breaking the 
law, and committing treason against the equity court by trying to deal with the dispute as if it 
were substantive, private, real, and in common law. The court then convicts us for contempt of 
court and imposes the common-law sentence.  
We must also remember that they need us, as the living principal, to be a witness against 
ourselves, testify, and make the legal determination for them that we are the one they are 
looking for in their let’s-pretend game and want to prosecute, convict, and punish. They need 
us to volunteer into contracting with them in their public domain. They cannot make the legal 
determination that the Defendant has anything to do with us; it is up to us to hang ourselves. 
The above statement satisfies all of the essential criteria, as follows:  
1. The catch-22 of the matter is that under common law you are presumed innocent 
until proven guilty, whereas in their admiralty/equity courts you are presumed guilty 

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until you prove yourself innocent (which is impossible in their let’s pretend/presumption 
game). If you try to prove yourself innocent you are in dishonor and are charged with a 
breach of trust to the beneficiary, the State. By so doing you commit treason against the 
court by trying to secure a common-law remedy where none is possible, and you do not 
neutralize the presumption (and indeed, ratify it’s force and effect) while admitting that 
you have been a delinquent trustee and acted in violation of your fiduciary duty.
22  
2. You, as the living principal on the substance/private side, are speaking on behalf of, 
but not as, your strawman/Defendant. Ideally you have filed before ever going to court 
your Court Bond and Notice of Acceptance, Standing, and Status; Request for Remedy, 
wherein you have attached your accepted-and-returned-for-value documents and your 
standing/status documents that define and clarify your standing as living principal and 
authorized representative for your juristic person, ens legis, strawman.  
3. By proceeding in this manner, especially when supported by your notary-witnessed 
documents, you neutralize the presumption that you are attached to and united with 
your strawman.  
4. You do not traverse or dishonor, thereby disarming and defusing the matter.  
5. You end the controversy by your acceptance and return for value, filing the bond, and 
stating that you are not disputing the facts in the charging instruments. By not disputing 
the facts (on the private side) you remove the dispute at its origin and leave nothing to 
resolve in the public arena. By making your exemption available to discharge the 
charges you are in harmony with the law, leaving no violation to prosecute. Technically 
you could say, “As the living principal I do not dispute the facts on the private, 
substance side and my client pleads guilty to the charges on the public side.”23 The point 
is that if you end the controversy on both the private and public side there is no dispute 
for a court to hear and entertain. There is no one and nothing to prosecute. Then, if they 
wish to convict your strawman of something, let them find the strawman guilty on their 
own (leaving them exposed). They are welcome to put a piece of paper with the 
Defendant’s all-caps name on it on the electric chair, throw the switch, and discharge 
the charges through the paper while you are out having dinner with your girlfriend.  
22 An interesting property of their equity courts is revealed by remembering the maxim of law 
that “Anything inside a box is not there.” Consequently, the following persons/players are not 
there: 1) the jury, which sits in the “jury box”; 2) the witness, who gives “testimony” in the 
“witness box”; and 3) the judge, who sits on a platform, which is also a box. Only the trustee 
(Defendant) and beneficiary (State) are there and relevant to the proceedings; all the rest are 
part of the Wizard’s smoke-and-mirrors light show of diversion and misdirection.  
23 The authors have never heard of this being done, so cannot vouch for the results that might 
accrue from doing so. Since this statement is accurate, explicit, and addresses both sides of the 
bar, it theoretically should be effective. 
 
6. By not traversing into the game, and by not trying to defend yourself or your 
strawman against the charges, you do not enjoin the substantive, private, common-law 
side with the civil or criminal charges and thereby become the victim of sentencing as a 
result.  
The intent of using the above approach is to truncate the time, effort, and dialogue involved in 
dealing with giving one’s name in court. If you are this situation and it looks as if it is not 
getting the job done and getting you the closure you desire, you can at any time go to the 
Three Questions approach (discussed below).  
Placing evidence in court  
In the meantime, if you are in a court proceeding, although no one and nothing operating from 
the public side (i.e., all attorneys and government officials) can place actual evidence on the 
record, you, as the real being (especially with a notarial witness) can! People and documents 
you can subpoena for deposition and evidence in your favor include the following:  

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A. In both civil and criminal cases, subpoena persons for deposition and/or bringing in 
documents you require as evidence in the case. These parties can include the mayor of 
the municipality, as well as the risk management accountant of the municipality, with 
documentary proof that the insurance books on the case have been adjusted and a bona 
fide assessment has been made of the bond (the original complaint filed in the court). 
The voucher that must be issued (by/in the department of risk management of the 
municipality in which the court is located) is to monetize the complaint that created the 
funds by utilizing the derivative name (the all-caps name of the DEFENDANT), supported 
by municipal bonds.  
Serving a subpoena duces tecum, hereinafter “SDT,” whether or not you depose anyone 
for direct questions, is appropriate in both state and federal cases. Obtain several 
official, stamped subpoenas from the court in advance. In the section asking for 
documents subpoenaed, print, “See attached SCHEDULE OF DOCUMENTS SUBPOENAED, 
SET I.” You can have the SDTs served by a process server, sheriff, or US Marshal, and 
serve the prosecuting attorneys, and perhaps also the mayor of the municipality in 
which the court is located, and the head of the department (or accounting department) 
of the municipality department of risk management. The documents you should 
subpoena and require them to provide you with are as follows:  
(A) Civil.  
1. Basis upon which prosecution concerning Case No. [Case #] Case No. 
[Case #]may continue after Authorized Representative has accepted and 
returned the charging instruments and Case for value and posted a bond 
secured by and through Authorized Representative’s exemption (and 
therefore discharged the obligation and ended the controversy);  
2. Certified copy of the assessment in fact on which the charges re Case 
No. [Case #] are based;  
3. Certified, true copy of the order from the Secretary of the Treasury to 
collect the debt obligation of the Defendant re Case No. [Case #];  
4. Certified audit trail of the voucher for monetizing the complaint/bond 
on the case.  
(B) Criminal. All of the above items for civil, plus:  
1. The detainer authorizing incarceration of [DEFENDANT] and the 
accompanying physical body of [Name] re Case No. [Case #].  
Their failure to provide any of these items is a tort and grounds for habeas. As for the 
evidence you wish to establish on the record, first file what you want judicially noticed 
as evidence. This should include your Court Bond. As soon as your documents are filed, 
obtain at least two (2) certified copies from the clerk of the court. Keep one set in a safe 
place. Take the other set with you to place into evidence in open court. Once you serve 
the evidence on the court it cannot be denied. You give your documents to the bailiff, 
who serves the judge, and even if the judge throws everything back at you it does not 
matter. What you want to put into evidence has been served. The documents for you to 
file in the case and serve on the judge in open court should include the following:  
1. The judge’s oath of office that you received from the secretary of state (or 
whatever official source provided it to you);  
2. Your Court Bond that bonds the case;  
3. Proof that you have accepted the case and all charging instruments for value 
and returned them for value;  

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4. Your judgment in estoppel on the law (first certificate of non-response) that 
the notary served on the opposing parties;  
5. Your judgment in estoppel on the facts/money (second notarial certificate of 
non-response).  
Part IV—Redemption in Court  
 
Presentments Index  
 
 
 
Part IV 
Redemption in Court 
 
The following are points (allegedly derived from Roger E material) on the “Redemption,” or 
“Three Questions,” approach to functioning in court:  
Background  
1. The word “law” comes from "llall." The "l" was originally a double-"ll," which came 
from hieroglyphs signifying "two legs walking." "Law," however, is an obstruction 
because the "two legs" walking around show that law is constantly changing. In the 
United States, for example, Americans get to live under approximately 150,000 new 
laws every year passed by combined federal, state, and municipal legislatures. In 1984 
there were over 200,000 such new “laws.” We have been informed by attorneys, as well 
as West Law, Lexus, and Nexus, etc., that the law changes so rapidly that in many cases 
an attorney must check to see what the law is today before he goes to court. (My retort 
each time I was informed of that was, “What if natural law behaved in so unstable a 
manner?”)  
2. A court is a “place where a contract or agreement is made.” A court is a "commercial 
register.” One consequence of this is that all courts are “courts of record.” Indeed, there 
is nothing with which a judge can deal except the record. How can a judge act in the 
absence of paperwork in his possession that inform him what a case is?  
3. In accordance with the principle of agreements, if someone fails to respond in protest 
you in essence have an agreement that includes his stipulation that he is in dishonor.  
4. When you are formulating an agreement, the first thing you need is the name of the 
second party. This is why in court you first ask the judge if you may have his name. 
Note: the Court is working on an assumption of contract, not an agreement in fact.  
Procedure/Dialogue
 
The Redemption dialogue makes the court proceeding into a deposition that you are conducting 
for the purpose of establishing on the record who the claimant is in the case. You are there 
under threat, duress, and coercion, since guaranteed harmful repercussions are inevitable if 
you do not appear when/as commanded. You are also there because someone, somewhere, has 
made a claim—or color of claim (implying, or calling what they allege without foundation a 
“claim”—against you that allegedly justifies enforcing the claim against you by using the legal-
violence system. By engaging in this deposition you are actualizing the maxim of law that “the 
burden of proof resides on him who asserts, not him who denies.” You want them to prove the 
nature and cause of their alleged or implied claim. In other words, you—as the creditor, owner 
of the court and both sides of the transaction—are requiring them to “put up or shut up.” When 

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you go into court like this you are exercising your rights under public international law to 
determine what kind of business these people are trying to do with you.  
In any interchange between you and the judge, whether it is you requesting that the judge 
answer something you are asking him, or him asking you a question, you must persist until the 
judge sees that you are not going to give in. This is perhaps especially important if/when a 
judge asks you to state your name, or asks if you are so-and-so. He may ask at least three (3) 
times, since the system functions in threes. The judge needs to know that you are clear and 
secure about what you are doing and will not cave in under the psychological pressure that he 
is so well-trained in applying on those who are before him in court. Likewise, you may have to 
state your requests three (3) times until you receive either an answer, or a non-answer (which 
stands as an admission on the record of your position in the matter).  
1. The first thing you do is ask the judge for his name so the record is set concerning 
the parties entering into an agreement. Therefore, when your name is called, you say, "I 
am here concerning that matter. May I have your name please?” Request number 1.  
2. Pay attention to the fact that most Judges/Justices prefer to give their title, NOT 
THEIR NAME.  
3. If the judge gives his name, request: “Would you please spell that for me.”  
4. If the judge gives his title (such as “Judge Smith”), request: “Your offer of 
communication is accepted for value and your dishonor is returned. Please state your 
name, NOT YOUR TITLE.”  
5. If the judges states that it is a TITLE/NAME, you can ask: “Is that TITLE/NAME (such 
as JUDGE SMITH) the same TITLE/NAME that is registered with the Secretary of State?” 
If not, it is fraud and the entire matter is void because the judge is doing business as a 
name (and therefore as a different entity) than that by which is registered as authorized 
to do business (another derivative).  
6. Now if the judge won't give his name, then go ahead with your second request 
anyway. If someone with whom you are dealing in court fails to respond or is standing 
mute it means you are in control and he is waving his rights. Request number 2: "Do 
you have a claim against me?" He will either stand mute or he will decline to answer, 
signifying his intent to demur to the matter.  
7. When you receive a “no” answer, or no response, or a non-responsive response, go 
on to Request number 3. "Do you know anyone who does have a claim against me?" 
Note that you do not say any "person" or "anybody that" has a claim. It is anyone "who" 
has a claim against me, i.e., a living principal who is alive and breathing in the real 
world. You are not pleading into a fiction or a legislative venue, which is the major 
legislative premise (presumption) on which the court functions. This presumption stands 
unless neutralized.  
8. If the prosecutor answers you by saying something like “The State of California has a 
claim against you,” you can say either “Your honor, would you please direct the 
prosecutor to produce the assessment for the charges,” or, “I call the claimant to the 
witness stand,” or, “I call the State of California to the witness stand.”  
9. Now if you receive a "No" answer or non-responsive reply to your request for the 
judge to inform you whether he knows anyone who has a claim against you, and the 
prosecutor also says “no,” then continue by directing the Judge, 1st position as a 
request statement: “I request that TITLE/NAME please direct the prosecutor to answer 
whether there are any more charges.” Asking the judge this cuts down on any more 
assumed charges. On a good day the prosecutor will refuse to answer and the Judge will 
dismiss the case on the spot!!!!  

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10. At this point you can direct the Judge, 2nd position as a request statement: “I 
request that TITLE/NAME please direct the prosecutor to answer whether the 
assessment for the charges is in his/her possession.” Making this request of the judge 
forecloses the system from acting on the otherwise un-neutralized assumption that you 
are not concerned whether there is a civil assessment to justify the charges. Without 
an assessment there can be no charges (see §§ 18 & 19, below). Asking this 
questions puts the prosecutor in trouble, as if he does not immediately drop the charges 
he is practicing law without a license, which is a felony!  
11. At this point you can direct the Judge, 3rd position as a request statement: “I 
request that TITLE/NAME direct the prosecutor to provide the assessment for the 
charges along with the certified audit trail of all transactions (held by the mayor of the 
municipality and the applicable risk management department) including the voucher and 
all disbursement documents and receipts.”  
12. At this point you direct the Judge, 4th position as a request statement: “I request 
that TITLE/NAME please direct the prosecutor to provide the serial placement number of 
his/her bar card.” NOTE: many times the prosecutor is not qualified even to be there 
(which is often the situation in federal court), and the bar card, which is an OMB 
number, can be used as the number for a surety bond.  
13. At this point you direct the Judge: 5TH position as a request statement: “I request 
that TITLE/NAME please state for the record if you have subject matter jurisdiction.” 
NOTE – if there are no further charges, no assessment for the current charges, and no 
subject matter jurisdiction, the court is in a forfeit position.  
14. If you elect to utilize the appearance bond matter within this Redemption approach, 
this would be the place to bring the matter up [as of this writing requesting an 
appearance bond may be eclipsed by the single-page Court Bond on court-pleading 
paper]. Then your 6th position consists of your request for the appearance bond. Making 
this request in effect puts your name on the account and thereby charges the account so 
that when the appearance bond is discharged (by appearance) the operators of the 
account are put into immediate INVOLUNTARY BANKRUPTCY. If there is no assessment 
for the charges, more than likely they will not issue an appearance bond and you can 
therefore issue a subrogation surety bond.  
15. Should anyone hand you any piece of paper, in particular a paper in which they want 
you to read the assumed “charges,” scan the front and back of each page and say, “I 
cannot see any charges.” Hand the paperwork back to the one who gave it to you and 
then direct/request the Judge to have the prosecutor read the charges.  
16. DO NOT LET THEM WAIVE THE READING OF THE CHARGES. Once more repeat the 
request for the assessment for the charges. Persist on this point. Once that point is 
resolved, state that you are not disputing any of the facts in the matter and admit to the 
facts in the charging document. The point is that the system wants you to accept the 
face appearance of their documents and statements as gospel, so that you self-assess 
and testify as a witness against yourself. Do not waive the right to require them to 
provide you with the civil assessment. They never have any valid criminal charges, nor 
any assessment to support the civil charges (all actions today, both civil and criminal, 
are actually civil, i.e., commercial). Do not let them off the hook and hang yourself. 
Require that they substantiate the charges.  
17. USE YOUR INTUITION AND WHETHER TO USE next phrase after the gavel fallen (the 
discharge)! "I request that the order of the court be released to me immediately."  
18. This is not a question, it is a request. You do not move the court because doing so is 
asking for a benefit. By making the request, you are in essence saying, "If there is no 
firsthand witness or claimant present, on what are you operating? Give me your 
marching orders." You are demanding to see the order of the court.  

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19. When you say/ask/request these three things you create a small claims court. A 
small claims court has different rules and procedures than a commercial 
admiralty/equity court. In a small claims court there are no Titles of Nobility; attorneys 
cannot be present.  
20. The parties themselves state the claims in small claims court, so we will know who 
has a claim and who does not.  
21. If there are no claims then there is a default to investigate.  
22. This Three Questions process also constitutes an inquest hearing on a 'show 
cause.' You are doing a coroner's inquest or a probate into the matter of any 
claims against you. In this inquest, only those who have firsthand information 
concerning the claims may testify.  
23. If you are conducting a public inquest into the matter concerning any claims that 
may be brought against you, and no claims are brought, the matter is concluded, the 
public inquest is over and you are out of there. 24. Now, there are some variations that 
can happen with this. The judge or the prosecutor might say, "The 
State/Province/Department of ______ has a claim against you.” No, they do not. They 
may have charges (i.e., what they call “charges” but which are actually only a 
presumption of charges, i.e., color of charges, since there is no assessment), but not a 
claim. Charges are not claims.  
25. Some judges get cute, saying things like, "My name is judge so and so." Well, that's 
a fiction. That designation does not pertain to a real party, and is not a name that can 
be entered in the "commercial register." "Judge So and So" is an unregistered fiction, 
i.e., doing business under an unauthorized and unregistered name.  
26. At that stage of the game, you should alter your questions somewhat. 27. "Is there 
anyone present to press the claim against me in any alleged name other than his own?"  
28. If the prosecutor wants to stand up and press that claim (of which there is miniscule 
chance), then you demand that he be sworn in to testify under oath as to the damages 
creating and validating the claim concerning which he is testifying. Now you have your 
inquest.  
29. He is not going to swear in
24, so you say, "There being no claimants who have sworn 
in under penalty of perjury today with a firsthand damage claim, it would appear as 
though there is no more public business concerning me. I am withdrawing." There is no 
credible witness, and therefore no admissible evidence. No one will swear with 
responsibility and firsthand knowledge that there is a claim because it does not exist. 
Even if they have evidence, it is rendered hearsay and presumption for want of any 
credible witness to substantiate the validity of the evidence. Prosecutors are attorneys, 
and no attorney is a credible witness who can testify under oath on the witness stand 
that the evidence he places on the record is valid.  
24 Attorney’s statements are arguments, not evidence. That is a double fault, since such behavior is 
both dishonor and presumption. To be evidence, whatever documents are filed would have to be 
substantiated as valid and verifiable by testimony under oath. No attorney can do this, i.e., take the 
witness stand and swear in, because he is not speaking for/as himself, with firsthand knowledge and 
defined commercial responsibility. He represents, i.e., “re-presents,” by derivative re-invention, what he 
has been told (hearsay) or thinks would be expedient to say (fiction).  
30. Don't allow the Judge to hoodwink you into allegiance.  
31. Do not follow the orders of the judge or the judge becomes the head and you 
become the tail.  

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32. It is either the judge's private business that's going to go on in there, which is the 
business of the corporate state, or your private rights under public law.  
33. If you traverse into his business you abandon your claim. Don’t traverse, make 
requests instead. Avoid even the appearance of dishonor. Politely requesting, rather 
than engaging in behavior that might be interpreted as confrontational, can work 
wonders.  
34. What is an "order"? Public people are acting under the premise of legislative 
jurisdiction. They MUST have delegation orders that give them authority to do what they 
are doing. Once you have gone through the first 3 questions: The name, the claim, know 
anyone who has a claim, if there is no response, then nobody has come forward with a 
claim against the one asking the questions, i.e., you. In such case there is no cause of 
action and your adversary has “failed to state a claim upon which relief can be granted.”  
35. Where would an order of the court come from? The order would have to come from 
the Secretary of the Treasury, because he is liable for all the books and is the one that 
appraised the security instrument. So, if they don't have an order going back to the 
Secretary of the Treasury, they don't have any authority to collect the debt. Remember 
the universal operating premise on which the legal system functions: Unrebutted 
presumptions rule.  
36. When they issue a citation, complaint, information, or indictment, somebody has 
already established a commercial value on that instrument. Although there might be a 
set of papers in the administrative process, like the court documents, we know (and 
reason, logic, and common sense tell us) that there is a set of commercial (banking) 
documents and accounts paralleling the legal. Commerce is more fundamental than law. 
Commerce can function without the legal system, but not vice versa. Law is a subset 
and derivative of commerce. There is an equivalent commercial world and universe in 
bookkeeping that parallels and underlies the legal judicial bookkeeping.  
37. If an indictment is issued, such as on tax evasion, there must be an appraisal that 
says that the appraised value of this indictment is $100,000.00.  
38. So, in the Treasury, whenever an indictment goes out it claims an asset by way of 
the security instrument in the sum certain amount of $100,000.00. Then there is a 
corresponding side to the ledger sheet which is an accounts receivable of $100,000.00 
to back up the asset. Is this not DOUBLE ENTRY BOOKKEEPING?  
39. If you don't address the commercial aspects of the citation, complaint, information, 
or indictment, then they have an asset on their books that remains. If it is not 
adjudicated they have an accounts receivable that is aging.  
40. If you dishonor the asset—the indictment—then, their books are out of whack 
because a dispute exists as to the asset, and the accounts receivable of $100,000.00 
that they are looking for remains uncollected.  
41. If the prosecutors have no order from the Secretary of the Treasury to collect the 
alleged debt against the Defendant in the case, they are acting as rogue agents. 
Obviously the order is an item that one could subpoena the prosecutors to produce by 
subpoena duces tecum.  
42. Remember, you (i.e., your strawman) are there in your "public capacity." Under 
public international law, private rights are recognized, authorizing you, as the living 
principal appearing as authorized representative and attorney in fact for your client 
(your strawman). The real you can be damaged by the proceedings, and, in addition, 
you have a pre-existing claim against the debtor, the alleged Defendant (your 
strawman), such as is noticed by your UCC Financing Statements. But as soon as you 
engage in a co-business venture in their private business (by traversing, dishonoring, or 

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not accepting for value, posting bond, and discharging the charges), you are in their 
court in a business contract.  
43. By requesting that the order of the court be released to you immediately, you are 
demanding that if you are there on public business involving you, then you want to know 
who is behind the claim. That request constitutes a public verbal demand for a Bill of 
Particulars! This removes any assumptions/presumptions around the agreement in 
question. You are trying to determine the nature and cause of the claim—what it is and 
who made it.  
44. If you receive no response from anyone you are entitled to make the following 
statement, "It would appear as though I have completed my public business here today. 
There being no further public business to carry on, I'm withdrawing." Now you're giving 
your equitable notice to the parties present. You turn and walk out. If anyone tries to 
stop you, start the Three Question process all over again with him.  
45. You don’t care what the judge says, you just go on, and you just go through the 
routine and direct it at him. Usually they will give their name to start with. Anybody who 
addresses anything in there is doing so in your court if you have not traversed, not 
dishonored, and have posted a bond. By bonding the action through your exemption you 
discharge the charges and end the controversy on the private side, thereby owning the 
transaction and the court. They are now your employees and, without any reality on the 
private side to reflect, the public side is left in an untenable position. If, however, you 
start acknowledging any of their procedures in there, then they are going to assume you 
are in their court and not yours. They want you to recognize, i.e., make the legal 
determination concerning the identity of, the accuser, either by body language, 
testimony, or otherwise so you become a witness against yourself. If you accuse 
yourself, no one else is required to do so.  
Further considerations on all of this are set forth as follows:  
1. “Circuit courts” are geared to track the circuitry of the human body or the human 
mind, which determines, structures, and operates the circuitry through which the 
current (currency) flows.  
2. A direct examination is examining the "conscious mind"; a cross-examination 
examines the "subconscious mind."  
3. Your subconscious mind is totally innocent of everything. It believes everything your 
conscious mind tells it. That is why people have to stay in "good standing" with their 
own consciences. What they are trying to get you to do is to alter the agreement 
between your "conscious" mind and your “subconscious" mind. When that happens, your 
immune system breaks down. You must be totally honest to keep your immune system 
together.  
4. When we press them for this kind of testimony concerning their affairs they back 
away. We continue to the point that they must compromise their conscience when we 
bring the fact of the matter to them.  
5. The “law” knows only two types of persons; “employees” and “employers” as 
identified by the “Tax Identification Number (S.I.N./S.S.N.).  
6. The “employer” is the Preferred Stockholder, while the “employee” is the Common 
Stockholder, of the “Corporate Government” (bankrupt US Inc.).  
7. The Preferred Stockholder has this position via the “Birth Certificate.”  
8. The Preferred Stockholder holds both the “debit” and the “credit” side of the account.  

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9. A "traffic ticket," for instance, represents "common stock."  
10. What the Judge is doing here is attempting to get you to agree with the operational 
assumptions, such as agreeing to be the collateral on whatever the charge is, i.e. Ticket, 
Non-Filing, etc., thereby stipulating that the charge is valid.  
11. When you tender currency, which is the "public exchange," you do not pay any debt. 
You cannot reduce a negative (public charge) with another negative (public money).  
12. If you are faced with a fine involving a serious criminal charge, and you pay with 
"public money," it is a bribe.  
13. When you request that the court release the order to you, what you are asking them 
to give you the "common stock." Release the stock ("order of the court") to me 
immediately.  
14. The "order" represents the One World Order, for one thing. It is also a "money 
order," or possibly a "work order."  
15. Whoever has presented the “charge(s)” is the one with the “claim”; the one with the 
claim is the payee.  
16. When you accept the account for value, they must bring the amount into existence 
from your private account, at which point they have a "tax obligation" on their hands.  
17. When you accept the property for value, they are the payees because they are in 
possession. We're saying, "I accept that claim," because they are holding a "lien" on the 
"claim," and they have it in their possession, so they are the payees in fact. The payee 
in fact has to answer to the Internal Revenue for the funds.  
18. Accepting a charging instrument for value means that you accept the claim. I accept 
the claim, and I am the taxpayer in fact, because I allow them to pass through "my 
account" to discharge the charges.  
19. They have to release the order of the court to you. They have to release the "claim," 
i.e., the money, the account. The account, however, is already prepaid, because you are 
the principle. They obtained the money from you in the first place, since where that is 
where all the currency in circulation today derives from. You already paid the claim, and 
you are asking them to release the claim that you have already paid.  
20. So what you do is interrogate the witness. You ask the three magic questions and 
don’t go beyond that.  
21. When you are interrogating a judge you don’t care what he says because anything 
he says can and will be used against him. He
 is testifying, not you! That is the essence 
of taking testimony because when you enter it into their courts the situation inverts. The 
Miranda warning says “anything you say can and will be used against you.” It does not 
say “might.”  
The jurisdiction of courts today is international. All commerce occurs in international 
admiralty/maritime. That means that you and I, as the owners of the account, do not do 
any of the work. We are the sovereigns, so our employees (public officials) do the work. 
When there is a credit and a debit, we have two employees involved: one state and one 
federal. These employees handle the matching funds.  
Part V—Court Bond  
 
Presentments Index  

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13 June 2008 
 
 
Part V - Court Bond 
 
Just recently, long after the writing of this article commenced, we were provided with the text 
of, and explanation about, a single-page document (on standard court-pleading format, so that 
it looks like a normal court brief) that has allegedly had dramatic success when used. The bond, 
i.e.,” Court Bond,” (revised by several people from the original version), plus the explanation 
we received concerning the instrument (essentially intact as we received it), accompany this 
article.  
The Court Bond is not a pleading or motion needing determination from the court. It is not an 
argument, opinion, or point of law, nor is it a negotiation. It is just a bond! Who could object? 
The Court Bond is a special bond as described in Rule E of the Supplemental Admiralty 
Rules in the Federal Rules of Civil Procedure in 28 USC. Admiralty is the only place 
mentioned in the rules where bonds apply. A bond seems to be appropriate only on an 
admiralty proceeding. This includes bail bonds, general bonds, special bonds, etc. 
Anything that has bonding involved is admiralty or some degree of admiralty. Since all 
commerce is international, and international commerce exists in admiralty/maritime 
jurisdiction, and every legal matter is commercial, in any court case in which you are 
involved, always put in a bond.  
Since the bond you file becomes a permanent part of the record, if anyone tries to remove the 
filed bond, you have a file-stamped copy that substantiates the filing.  
Since the public side is a reflection in a mirror of content in the private side, if there is no 
private side/ledger, there can be no public side/ledger. Without any reality, a mirror has 
nothing to reflect. The books/ledgers must balance—pubic and private.  
Filing the bond removes you from the controversy. You cannot be required to pay any claim for 
losses or costs because you have covered any and all of them by providing a bond backed by 
your exemption, which is unlimited. You have covered every outcome by your good-faith effort. 
A court exists to resolve disputes, which requires adverse parties. The bond removes you from 
the arena by ending the controversy and discharging any obligation there might be via the 
bond, whether or not there is any assessment in fact.  
Strategically, it might be wise to file your bond at the last minute, just before going to court, to 
foreclose them from sufficient time to study it and brainstorm on how they can get around it. 
Use of a notary and autographed stamp renders dishonoring the bond considerably more 
difficult. So does sending a copy to the court administrator, mayor of the municipality, the 
municipality risk management department, and perhaps even the Army Corps of Engineers.  
The judge is holding the original books, which is OK with us. Let him own the account and make 
the adjustments. Then he is responsible. Since the judge is not going to go to jail, if anyone has 
to take the fall for the charges it must be the attorneys.  
All admiralty courts require posting a bond to initiate a cause of action. A case commences and 
is bonded when the prosecuting attorney files the complaint. The complaint is the bond, and is 
signed by the prosecuting attorneys. It is a firm offer, an original issue, offered to the clerk, 
who buys the contract. That is the original money, which is brought under the Bar Numbers of 
the fling attorneys (prosecutors). The clerk buys it because of the attorneys’ guarantee that 
they will produce someone to pay the fines and go to jail. The clerk takes the complaint to the 
court, which is the bank, and issues a voucher. The voucher is a security. The commercial bank 
credits the court’s account in the commercial bank and then monetizes the voucher by sending 
it to Freddie Mac or Fanny Mae, making the instrument an insured government security.  
We believe that this process creates the public funds by the charges made against the 
strawman, for which the real being ends up paying as the surety if the presumption that the 

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real you may be treated as, and is therefore liable for the obligation of, the 
strawman/Defendant, is not eliminated from the equation. We further think that these public 
funds are credited (possibly by going through the commercial bank’s TT&L account) to the 
customer’s (i.e., the court’s) account. In other words, when your strawman is charged as a 
Defendant in an action, it appears that what happens is that the public funds are created by 
using your exemption to create the public money that covers the check the commercial bank 
writes to deposit in the court’s account.  
Let’s say you, i.e., your strawman, are indicted. You go to court, you get an attorney, you go 
through a trial, and the jury finds your strawman guilty. At the sentencing hearing, the judge 
says openly, as if addressing no one in particular, “Will the defendant please rise.” The terms 
“Defendant,” and “the defendant” are different. Until sentencing, all attorneys, officials, judges, 
etc., have been engaged in prosecuting your all-caps name strawman/Defendant, not you. At 
sentencing, in order to procure enforcement of the judgment, you must provide the legal 
determination that the real you and the fictitious you are contractually united—married. Then 
you go along for the ride concerning anything the system wants to do to your strawman, such 
as fining or imprisoning you, or both.  
The term designated as "the defendant" is not identified in a case until either someone pleads 
guilty or pays a fine and goes to prison. In court paperwork the one accused or indicted is 
designated as “Defendant.” The real you is simply a being/body waiting to be placed into the 
slot of “the defendant,” who must pay with dollars and incarceration time for the alleged crime, 
after the strawman/Defendant has been found guilty. Anyone who makes an appearance in the 
case (every attorney) could also fall into the category “the defendant” or “the plaintiff,” 
including any “Defendant” or “Plaintiff” named or identified. This dance is a dynamic scam that 
can change at any time during the proceedings, including long after you have been convicted, 
sentenced, and incarcerated.  
Maxims of law that pertain to this include:  
 Once a fraud, always a fraud. 13 Vin. Abr. 530.  
 Things invalid from the beginning cannot be made valid by subsequent act. Trayner, 
Max. 482.  
 A thing void in the beginning does not become valid by lapse of time. 1 S. & R. 58.  
 Time cannot render valid an act void in its origin. Dig. 50, 17, 29; Broom, Max. 178.  
Because both the private and public set of books are involved, what gets sent to prison is an 
amalgamation: JOHN DOE SMITH/Body/John Doe Smith. The interesting thing is that at the 
time you go into prison, and your body is admitted, your all-caps name is placed on the ID tag. 
When you receive a discharge from the Department of Corrections the paperwork issued has 
your name in proper English, upper- and lower-case letters. Why? Speculation is that any time 
up to and including discharge you could be freed for some other reason than serving your time, 
such as on appeal, habeas corpus, the real criminal having been discovered, etc. In other 
words, the contract formed by the union/marriage of the strawman, private name, and body is 
not fulfilled until the terms and conditions of the bond filed by the attorney in the form of a 
complaint are fulfilled. The case was bonded “on the come” by the attorney’s guarantee (by 
staking his bar/bonding number) that a Defendant would pay the penalty in fines and/or 
incarceration to cover the bond, thereby getting the attorney off the hook.  
To use the automobile situation as an example, when you purchase a new car, one of the 
documents in the “9-Pack” is one the dealership glosses over and does not elaborate on. Most 
people are so busy signing their name on all the paperwork that they don’t questions 
everything anyway. What this document does is gift title of the automobile to the State 
(Department of Motor Vehicles), to whom the Manufacturer’s Certificate of Origin (MCO) is sent. 
The MCO is title, i.e., equitable (substance) title. You, as the user, have “legal title,” meaning 
they get the elevator (substance) and you get the shaft (legal liability). You receive a “pink slip” 

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at the end of your payments, which is a “certificate of title.” A certificate of title is not title; it is 
simply a document stating that title exists somewhere.  
So if the gendarmes give you a ticket and impound your car, it is incarcerated until you have 
paid the ransom to get it out.  
In the case of a conviction/prison situation, you (body/car) are impounded, sitting in jail under 
control of the jailer (user, your strawman) on the basis of a charge by a prosecutor (owner, 
i.e., State) having made a complaint (citation, bonded by his bar number). It matters not what 
the complaint is as it is all a smokescreen and misdirection to divert attention away from what 
is really going on. They have put your name on an account and are using your body during the 
time of their impounding your body (in accordance with the terms of the bond/complaint filed 
by the prosecuting attorneys). Suddenly, you ask them for the bond that was posted that 
allows them to do this. No reply! Hmmm!!!  
It appears that the private books, dealing with body/John Doe Smith, are held privately in the 
office of the trial judge, which is where the commercial action of record happens. No one goes 
to jail or pays a fine in any case unless and until the private accounting books are in 
conformance with the public record. In other words, there is a credit/debit accounting cross on 
the private side and an equivalent (mirror image) of that cross on the public side. If you end 
and own the matter on the private side by using your exemption to discharge the obligation, 
the private books have been balanced, both asset and liability sides have been filled in, and 
discharge (and therefore termination of controversy) has occurred.  
As a result of filing the Court Bond, your proper English name must be removed from their title. 
They can no longer use your private name because you have posted the Court Bond for record 
and paid for everything with your private exemption. This discharges the obligation 
(charge/imbalance) on the private side ends the controversy and fulfills the obligation on the 
private side, thereby ending the possibility for any public dispute resolution to occur. When 
there is nothing on the private books for the public side to mirror, and the private side 
establishes your ownership of the matter, the illusory public side is left hanging out to dry. By 
discharging the matter on the private side by use of your exemption, you not only end the 
dispute and become owner of the transaction, but owner of any court in which the matter may 
remain for resolution of the non-existent claim.  
Consequences and ramifications of the foregoing include the following:  
1. By the private man posting a bond, through his private exemption, into the public 
record with the clerk, a separation has occurred between the version criminally charged 
(ALL CAPS) and the version they want to put on the books in the back office, which is 
upper- and lower-case (private) name. If the private version is not available then they 
can't take the body because the account is no longer whole. You can’t put half a body in 
jail. They need your ALL-CAPS name in the public record, and your lower-case name on 
their private books held by the judge, in order to make the accounting whole and take 
your body. The bond made with your lower-case name and placed into the public record 
with the clerk splits the account into two disjoined halves. By losing one side of the 
account they lose both. They cannot admit “JOHN DOE SMITH/body” to jail if there is no 
longer any “body/John Doe Smith” to discharge at the end of the sentence.  
2. Since the imbalance still remains on the un-discharged public side that must be 
discharged, the attorney no longer has a Defendant/body to fulfill the terms of the bond 
filed in the form of the original complaint. The result is that within seventy-two (72) 
hours they must either dismiss the case, find another Defendant/body to satisfy the 
pledge in the attorney’s on-the-come bond, or the attorney(s) who filed the complaint 
must be held liable.  
The history of the use of this bond thus far appears to be that all incarcerated users were 
released. Not all of them, however, remained free. It seems that the ones who stayed out 
permanently were those who had filed documents (such as a UCC Financing Statement, 
Employer Identification—with jurat, if possible—and other documents that clarify that the real 

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being and the strawman are two different things and that the real being is the “living principal” 
who autographs instruments and operates in capacity of being the authorized representative, 
attorney in fact, and secured party for the strawman. Those who did not put in any paperwork 
that states and declares this were re-incarcerated after a few weeks, since they never rebutted 
the rebuttable presumption (which is where the power is) that the real being is united and 
amalgamated with the strawman (presumed to be the property of the system), so that 
whatever the system wants to do with its property (the strawman) gets enforced on the real 
being.  
Also of supreme importance is not giving one’s name in court when asked, and not saying “yes” 
in any form when the judge asks “Are you so-and-so?” to act as discussed herein-above.  
Further, whenever possible have your documents notarized with the acknowledgment/jurat. 
Although the notary text is labeled “acknowledgment,” which is it, since the text contains the 
words “subscribed and sworn,” it is also a jurat. Notarial acknowledgment is mandatory 
admissibility in court, and a jurat is an oath, the strongest use of a notary, and is regarded as 
an apostille. The fact that the text contains the use of your name three (3) times, and that your 
name as set forth, i.e., [Name]©®TM[Birth Year], is intended as referring to the real you as 
living principal operating in the matter as the authorized representative and attorney in fact for 
your strawman, is express, witnessed notice of your standing. One should put several variations 
in the spelling of the strawman, i.e. “JOHN HENRY DOE,” the all-caps name of the Defendant, 
and “DOE, JOHN HENRY.” The latter is the military designation of the strawman’s name, and all 
legal/commercial matters today are military and function under military accounting (as per the 
military accounting manual, ER 37210).  
Lastly, always (if at all possible) put a postage stamp (two-cent stamps in US are fine) on the 
lower right-hand corner on the back of every page in any document you file into court. 
Autograph (sign your full name in longhand) diagonally across the stamp in purple (royalty) or 
blue (source of the bond) ink. Also, if you have had your bullet stamp made, stamp it (gold ink) 
on the upper left hand part of the postage stamp in addition to inscribing your autograph by 
hand. This escalates the seriousness of your instrument by making you the postmaster of the 
transaction and placing the matter under the UPU, a jurisdiction in international law formed by 
treaty that is higher than, and untouchable by, the courts. It provides you with what might well 
be an insurmountable position vis-à-vis those in the system acting against you, notwithstanding 
any other considerations. By use of the postage stamps in this manner you are posting your 
document to them through the mail, making you an official mail carrier delivering your 
document. They cannot interfere or tamper with the mail or the carrier thereof (you)!!!  
It is our understanding that the reason a court has seventy-two (72) hours to deal with the 
Court Bond from the time it is filed is the requirement to adjust the books on the international 
stock/bond exchange within that time frame. What has occurred in actual cases seems to 
confirm this, since people who filed the Court Bond have been brought into court the following 
morning, if not sooner. Their time frame within which they can act to take themselves off the 
hook is very short.  
See JAILS, PRISONS, BONDS
  
 
Part VI—Postal Power  
 
Presentments Index  
 
 
Part VI - Postal Power 
 
The UPU (Universal Postal Union) in Berne, Switzerland, is an extremely significant organization in 
today’s world. It is formulated by treaty. No nation can be recognized as a nation without being in 
international admiralty in order to have a forum common to all nations for engaging in commerce and 

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resolving disputes. That is why the USA under the Articles of Confederation could not be 
recognized as a country. Every state (colony) was sovereign, with its own common law, which 
foreclosed other countries from interacting with the USA as a nation in international commerce. Today, 
international admiralty is the private jurisdiction of the IMF, et al., the creditor in the bankruptcy of 
essentially every government on Earth.  
The UPU operates under the authority of treaties with every country in the world. It is, as it were, the 
overlord or overseer over the common interaction of all countries in international commerce. Every 
nation has a postal system, and also has reciprocal banking and commercial relationships, whereby all 
are within and under the UPU. The UPU is the number one military (international admiralty is also 
military) contract mover on the planet.  
For this reason one should send all important legal and commercial documents through the 
post office rather than private carriers, which are firewalls. We want direct access to the 
authority—and corresponding availability of remedy and recourse—of the UPU. For instance, 
if you post through the US Post Office and the US Postmaster does not provide you with the 
remedy you request within twenty-one (21) days, you can take the matter to the UPU.  
Involving the authority of the UPU is automatically invoked by the use of postage stamps. Utilization 
of stamps includes putting stamps on any documents (for clout purposes, not mailing) we wish 
to introduce into the system. As long as you use a stamp (of any kind) you are in the game. If you 
have time, resources, and the luxury of dealing with something well before expiration of a given time 
frame, you can use stamps that you consider ideal. The most preferable stamps are ones that are both 
large and contain the most colors. In an emergency situation, or simply if economy is a consideration, 
any stamp will do. Using a postage stamp and autograph on it makes you the postmaster for that 
contract.  
Whenever you put a stamp on a document, inscribe your full name over the stamp at an angle. The 
color ink you use for this is a function of what color will show up best against the colors in the stamp. 
Ideal colors for doing this are purple (royalty), blue (origin of the bond), and gold (king’s edict). Avoid 
red at all cost. Obviously, if you have a dark, multi-colored stamp you do not want to use purple or 
blue ink, since your autograph on it would not stand out as well if you used lighter color ink. Ideally 
one could decide on the best color for his autograph and then obtain stamps that best suit one’s 
criteria and taste. Although a dollar stamp is best, it is a luxury unless one is well off financially. 
Otherwise, reserve the use of dollar stamps for crucial instruments, such as travel documents. The 
rationale for using two-cent stamps is that in the 19
th Century the official postage rate for the de jure 
Post Office of the United States of America was fixed at two (2) cents. For stamps to carry on one’s 
person for any kind of unexpected encounter or emergency use, this denomination might be ideal.  
Use stamps on important documents, such as a check, travel documents, paperwork you put in court, 
etc. Where to put the stamp and how many stamps to use depend on the document. On foundational 
documents and checks, for instance, put a stamp on the right hand corner of the instrument, both on 
the front and on the back. The bottom right hand corner of the face of a check, note, or bill of 
exchange signifies the liability. Furthermore, the bottom right hand corner of the reverse of the 
document is the final position on the page, so no one can endorse anything (using a restricted 
endorsement or otherwise) after that. You want to have the last word. If you have only one stamp, put 
it where you are expected to sign and autograph over it cross-wise. In the case of a traffic ticket, for 
instance, put a stamp on the lower right hand corner where you are supposed to sign and autograph 
across the stamp at an angle.  
Autographing a stamp not only establishes you as the postmaster of the contract but 
constitutes a cross-claim. Using the stamp process on documents presents your adversaries with a 
problem because their jurisdiction is subordinate to that of the UPU, which you have now 
invoked for your benefit. The result in practice of doing this is that whenever those who know what 
you are doing are recipients of your documents with autographed stamps they back off. If they do 
not, take the matter to the US Postmaster to deal with. If he will not provide you with your 
remedy, take the matter to the UPU for them to clean up.  
The countries whose stamps would be most effective to use are China, Japan, United States, 
and Great Britain. Utilizing these countries covers both East and West. However, since the US seems 
to be the point man in implementing the New World Order, one might most advisably use US stamps.  
If you put stamps on documents you submit into court, put a stamp on the back of each page, at 
the bottom right hand corner. Do not place any stamps on the front of court paperwork since doing 
so alarms the clerk. By placing your autographed stamp on the reverse right hand corner you prevent 

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being damaged by one of the tricks of judges these days. A judge might have your paperwork on his 
bench, but turned over so only the back side, which is ordinarily blank on every page, is visible. Then if 
you ask about your paperwork he might say something like, “Yes, I have your paperwork in front of 
me but I don’t find anything.” He can’t see anything on the blank side of a page. If you place an 
autographed stamp on the lower right hand corner you foreclose a judge from engaging in this trick.  
In addition, when it comes to court documents, one side is criminal and the other is civil. Using the 
autographed stamp that you rubber-stamp with your seal (bullet stamp) on the back side of your court 
documents is evidence that you possess the cancelled obligation on the civil side. Since there can be 
no assessment for criminal charges, and you show that you are the holder of the civil 
assessment, there is no way out for the court.  
Also, in any court document you put in, handwrite your EIN number [SS# w.o. dashes] in 
gold on the top right corner of every page, with the autographed stamp on the back side.  
Use of a notary combined with the postage stamp (and sometime Embassy stamps) gives you a 
priority mechanism. Everything is commerce, and all commerce is contract. The master of the 
contract is the post office, and the UPU is the supreme overlord of the commerce, banking, 
and postal systems of the world. Use of these stamps in this manner gets the attention of those in 
the system to whom you provide your paperwork. It makes you the master of that post office. Use of 
the stamp is especially important when dealing with the major players, such as the FBI, CIA, Secret 
Service, Treasury, etc. They understand the significance of what you are doing. Many times they hand 
documents back to someone using this approach and say, “Have a good day, sir.” They don’t want any 
untoward repercussions coming back on them.  
If anyone asks you why you are doing what you are doing, suggest that they consult their legal 
counsel for the significance. It is not your job to explain the law, nor explain such things as your 
exemption or Setoff Account. The system hangs us by our own words. We have to give them the 
evidence, information, contacts, and legal determinations they require to convict us. The wise words of 
Calvin Coolidge, the most taciturn president in US history, are apt. When asked why he spoke so little, 
he replied, “I have never been hurt by anything I didn’t say.”  
The bottom line is that whenever you need to sign any legal/commercial document, put a stamp (even 
a one (1) cent stamp) over where you sign and sign at an angle across it. Let the recipient
 deal with 
the significance and consequences of your actions. If you are in a court case, or at any stage of a 
proceeding (such as an indictment, summons, complaint, or any other hostile encounter with the 
system), immediately do the following:  
1. Make a color copy of whatever documents you receive, or scan them in color into your 
computer;  
2. Stamp the original of the first page of every document with the ARFV stamp, put a postage 
stamp in the signature space, and autograph across it at an angle with your full name, using 
purple or blue ink, handwritten with upper- and lower-case, with your gold-ink bullet stamp 
(seal) on the upper left-hand portion of the postage stamp;  
Make a color copy of the stamped, autographed pages and/or scan into your computer;  
3. Put a stamp on the lower right-hand-corner of the back of every page and bullet-stamp and 
autograph it;  
4. Have a notary send each document back to the sender, with a notarial certificate of service, 
with or without an accompanying/supporting affidavit by you;  
5. If you have an affidavit, put an autographed stamp on the upper right hand corner of the 
first page and the lower right hand corner of the back of every page. 
People who have engaged in this process report that when any knowledgeable judge, attorney, or 
official sees this, matters change dramatically. All of these personages know what mail fraud is. Since 
autographing the stamp makes you the postmaster of the contract, anyone who interferes is 
tampering with the mail and engaging in mail fraud. You can then subpoena the postmaster (either of 
the post office from which the letter was mailed, or the US Postmaster General, or both), and have 
them explain what the rules are, under deposition or testimony on the witness stand in open court.  
In addition, most of the time when you get official communication it has a red-meter postage mark on 
the envelope rather than a cancelled stamp. This act is mail fraud. If the envelope has a red-meter 
postage mark on it, they are the ones who have engaged in mail fraud, because there is no cancelled 

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13 June 2008 
stamp. It is the cancelled stamp that has the power; an un-cancelled stamp has nothing. A red-meter 
postage mark is an uncancelled stamp. If it is not cancelled, it is not paid. One researcher has scanned 
everything into his computer, and has more red-meter postage marks than he “can shake a stick at.” 
Officials sending things out by cancelled stamp is a rarity—perhaps at most 2%.  
With the red-metered postage you can trace each communication back to the PO from which it was 
sent, so you can get the postmaster for that PO, as well as the postmaster general for the US, to 
investigate the mail fraud involved. It is reasonable to conclude that canceling a stamp both registers 
the matter and forms a contract between the party that cancels the stamp and the UPU. Using a stamp 
for postage without canceling it is prima facie evidence that the postmaster of the local PO is 
committing mail fraud by taking a customer’s money and not providing the paid-for service and 
providing you with the power of a cancelled stamp, as required under the provisions of the UPU. 
When you place an autographed stamp on a document you place that document and the contract 
underlying it under international law and treaty, with which the courts have no jurisdiction to deal. The 
system cannot deal with the real you, the living principle (as evidenced and witnessed by jurat). Nor 
can officials, attorneys, judges, et al., go against the UPU, international law, and treaty. In addition, 
they have no authority/jurisdiction to impair a contract between you (as the living principal) and the 
UPU (overseer of all world commerce).  
You cancelled the stamp by sealing it and autographing across it. You did so in capacity of being the 
living principal, as acknowledged by your seal and the Jurat on your documents.  
If you are in a court case, bring in your red-metered envelopes in court and request the judge to direct 
the prosecutor to explain the red-meter postage stamp. Then watch their jaws drop. Doing this is 
especially potent if you also have asked the prosecutor to provide his bar number, since most 
attorneys in court—especially in US—are not qualified. An attorney in federal court had better 
have a six-digit bar card or he committed a felony just by walking in and giving his name.  
Lastly, if you are charged with mail fraud, subpoena the prosecutor(s) to bring in the evidence on 
which mail fraud is being alleged, as well as the originals of all envelopes used for mailing any item 
connected with the case. Then the mail fraud involved was committed by the postmaster of the 
PO in which the envelope was stamped.  
Part VII—Esoteric knowledge  
 
Presentments Index  
 
 
http://www.wealth4freedom.com/law/Presentments-I.htm 
 
 
Part VII - Esoteric knowledge 
 
As is common knowledge, the “world system,” i.e., the system by which the world is governed, 
is the product of millennia of development and use. This system functions on the basis of an 
integrated utilization of four (4) of the major cons that have successfully exploited mankind 
throughout history. These four (4) major cons are:  
1. The science/technology con, whereby a scientific priesthood attains power and 
essentially a monopolistic position to dictate what the laws of physics, chemistry, etc., 
are. Some of the consequences of this phenomenon include foreclosing exploration of 
deeper, more powerful, and more universal knowledge, as well as alternative “outside-
the-box” ways of looking at things, and, most importantly, fostering external 
dependency at the expense of people’s realizing their own true nature and actualizing its 
potential. One who is awake and empowered cannot be exploited. The esoteric heart of 
the con is that all of the technological development and manipulation that occurs in the 
realm of science, including the design, engineering, and manufacture of all industrial 
products involving scientific knowledge (essentially everything produced today), are 
accomplished by projecting into the outer world things that we, as spiritual beings, are 
inwardly capable of knowing, being, and doing in, by, and through ourselves. Examples 

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13 June 2008 
of this are various yogis and masters who possess such “supernatural,” or at least 
extraordinary, powers (“siddhis,” in Sanskrit) as invisibility, transporting one’s body 
anywhere instantly at the speed of thought, being multiple places at the same time, etc.  
2. The religious con, in which the doctrine and dogma of some religion are promulgated 
as truth (perhaps the best, or at least most important, truth), and if you want to get to 
God you must go through that religion’s priesthood and live your life in accordance with 
the teachings of the religion. Fostering fear, such as by invoking “hell” and the “devil,” is 
often a part of the control mechanism utilized.  
3. The law/government con, consisting of instilling as deeply, securely, pervasively, and 
unquestioningly as possible the belief that man must have governments, i.e., that some 
people must be governed by other people. It could be considered a remarkable 
phenomenon that people who are otherwise incredibly intelligent and discerning never 
think about questioning this premise, living their lives without ever addressing such a 
seminal idea. As Socrates purportedly said, “The unexamined life is not worth living.” 
Ideas govern man’s life, whether or not those ideas are consciously held, and, in the 
words of Spinoza, “Nature abhors a vacuum.” Something will control one’s life. If one 
does not analyze the ideas that govern his thinking and acting, his life will be controlled 
by random ideas and ideas deliberately instilled in him by others.  
The operational consequences of this con are that the overwhelming percentage of 
mankind implicitly and unthinkingly believes, as if it were an unshakeable aspect of 
existence itself, that man must have human governments. One may openly question and 
analyze what kind
 of government might be best, but if one questions the implicit 
premise of the necessity and propriety of the existence of government in the first place, 
all hell breaks loose. Such a doubter is instantly ridiculed and derided (powerful 
weapons), and labeled (another powerful weapon) as an “anarchist,” or “anti-social,” or 
“a rebel,” or other such opprobrium, as if that resolved the matter and eliminated the 
need to evaluate the ideas of someone espousing so radical (meaning “of or from the 
roots”) a concept.  
This unshakeable and unassailable premise of the necessity of governments is 
immediately rendered questionable by pondering a few elementary considerations: 
“What does ‘governing’ mean?” “Does man, with the sublime attribute of free will, exist 
to be ruled by other men?” “If so, which men are supposed to rule what other men? i.e., 
Who should govern whom?” “Am I to govern you or are you to govern me?” “Who 
decides who governs whom?” “What source of authority authorizes structuring society 
on the premise that some men must rule others?” “Who is to be entitled to act in what 
manner to dominate what areas of what other people’s lives?” “What are the mechanics 
that should be used for governing?” Etc., etc., etc.  
The problem with governments, when thought about clearly and with an open mind, is 
that the institution itself is hopelessly, irredeemably, and fatally flawed and cannot be 
rendered sound and legitimate by any variations in the institution whatsoever. These 
flaws are: 1) Absence of valid ethical authority for one free-will being to dominate the 
life of another free-will being, whom he did not create, cannot fathom, does not own, 
and who is innately possessed of the inherent right/responsibility to live his own life; 2) 
Absence of adequate knowledge, i.e., no one is omniscient, and everyone has his hands 
full in ascertaining how best to live and fulfill his own life without meddling in the lives of 
others—especially masses of people—whom he cannot comprehend, and has neither the 
right, nor the ability, to try to impose such knowledge even if he knew it; 3) No effective 
mechanics, since the only operational tool of power available to governments is endless 
applications of deadly physical force, i.e., legalized violence, which needless to say does 
not enlighten and uplift people, transform their inner natures so that the deficiencies 
that created the alleged problems (who defines anything as a “problem,” and why?) 
simply are not there, or even bring about existential rectitude (true justice).  
As a result of this fundamental premise being rendered operational by those who would 
rule others, the history of man on this planet is the monotonously endless replay of the 

Law-Redemption In Court.doc  Page 50 of 51 
13 June 2008 
same dreary earth dramas: civilizations form, grow and expand, reach a zenith, and 
then decline, disintegrate, and disappear—either suddenly and violently or gradually. As 
Lao-tzu observed concerning this foregone inevitability, “Most people who miss after 
almost winning should have known the end from the beginning.”  
4. The last, and in many ways the most important, con is the money (paper-money 
banking swindle) con, consisting of exchanging symbols of wealth (e.g., pieces of paper 
that cost the issuer nothing) for real wealth (i.e., people’s labor, property, freedom, and 
rights, which cost the people their life force and freedom to fulfill their destinies). When 
one has achieved a monopoly on the implementation of this con (as exists today), one is 
essentially at the pinnacle of the attainment of the objective of all cons, since mastery of 
this con enables purchasing all the other cons.  
The knowledge of these cons and how to effectuate them has been transmitted through the 
ages through various “secret societies,” i.e., groups of people who not only learn the knowledge 
and feel justified in using it for their own advantage vis-à-vis the “masses,” but function in a 
manner that seeks to foreclose the general populace from knowing and implementing the 
knowledge.  
Today, in accordance with the inherent operational nature of life that “Truth will out,” more and 
more esoteric knowledge and the use thereof is being revealed. One reason for this is that 
“mankind will not be reasoned out of the feelings of humanity,” and one of the profoundest 
feelings of humanity is for freedom and knowledge of the truth.  
The main reason for this mini-discourse on the four (4) cons is that those who have structured, 
transmitted, and continue to perpetrate the cons for their own self-aggrandizement vis-à-vis 
others have sought to anchor their system in aspects of understandings of existence that they 
consider the most profound, accurate, and powerful possible. The result is that law and 
commerce function in accordance with esoteric knowledge that has been sought and pondered 
by innumerable people throughout history, such as Confucius, Pythagoras, Euclid, DaVinci, etc., 
and has been implemented by countless other people in power over extended periods of time. 
The result is that law and commerce are structured to function on a number of universal things 
that most people do not know anything about. Chief among these is how to create and sustain 
power and magic through use of language, symbols, colors, and codes.  
Based on the foregoing, findings of a number of intelligent and tenacious researchers are now 
emerging. Such knowledge includes ever-increasing understanding of the significance and use 
of numerology, the colors used for the paper that are intended as being sent where and 
accomplishing what results, the substances of which the paper is made, the colors used in 
printing particular texts, the dimensions of the paper, etc.  
In order to achieve the successful results we all desire when dealing with/in the system we 
must actualize this deeper knowledge, which is not only vast and extensive, but only partially 
known because finding and understanding it is an on-going process. By way of providing 
examples of the applied esoteric knowledge of which we speak we cite the following:  
1. The color of the paper used in particular documents, or duplicates of documents, is a 
function of where the documents are to be sent and what they are supposed to 
accomplish. These colors are white, blue, yellow, goldenrod, pink, green, and violet.  
2. A different weight of paper (20 lb., 40 lb., etc.) is appropriate for different 
documents.  
3. The content of the paper is important, such as whether the paper should be made of 
cotton, linen, hemp, a mixture of linen and hemp, and whether the paper should have 
such things as threads of gold and silver interwoven into it.  
4. The dimensions of the paper are also important, i.e., whether one should use 8½ X 
11 or 8½ X 14.  

Law-Redemption In Court.doc  Page 51 of 51 
13 June 2008 
5. It is also useful to have an imprint of one’s footprint on the paper used for some 
documents, preferably watermarked (and of course reduced in size). A footprint (more 
than fingerprints) constitutes supreme forensic evidence of one’s identity as a living, 
biological being. Having it on the paper not only identifies you in such capacity, but 
symbolically informs the recipients of your documents that you are standing on the 
ground (even holy ground) and are not “up in the air” where the public, fictitious side 
operates.  
The merits of much of the above can be substantiated by observing documents involved in 
commerce, such as shipping. In the case of legal documents (which are also in commerce), 
such as a traffic ticket, the original is white, your copy is blue, the pink copy (ownership) goes 
to the court, the green (constituting the money) goes to the administration of the court.  
As of the time of this writing we are receiving immense amounts of material elaborating on, 
confirming, and exemplifying the use of this esoteric knowledge, to which we have merely 
alluded here. Obviously any extensive discourse on the subject is beyond the scope of this 
article, which is intended as outlining fundamental concepts and processes. As a result of 
exposure to this deeper understanding of how the system is structured and why it was 
formulated as it is, we are drafting our documents as fully in accord with the information as 
possible.  
Finally, a practical consideration perpetually concerns anyone dealing with the system. Given 
the obvious facts that we can never know everything, that we are perpetually growing in 
knowledge, experience, and understanding, and that we want to do what succeeds, how can we 
know at what point to act? The answer is often determined by the seriousness of a matter and 
the time frames involved in having to deal with it. This conundrum is a major incentive not only 
for studying for and by oneself, but networking with as many others as possible who are 
likewise engaged in ascertaining truth and securing freedom on the basis thereof. The 
knowledge resulting from synergistic interaction, and the feedback gained from learning the 
result the actions of people when attempting to succeed vis-à-vis the system, are 
incomparable. One thing is certain: remaining ignorant and doing nothing ensures losing from 
the outset. In the words of Bob Dylan, “He who is not busy being born is busy dying.”  
 
Presentments Index
  
 

 
Free Reference Material You Should Read 
 
 
 
 
 
 
What Does  
Accepted for Value  
Mean? 
 
 
 
 
 
Millions of people use the phrase “accepted for value” 
everyday without knowing what it means and why it is so 
powerful.  You have the righ t to make personal choices 
that affect your commercial affairs.  You can be in 
control, or you can be controlled.  Acceptance for value is 
one means of being in control.   
 
 
 
 
This is a free publication offered to those who seek the truth by  
The American Connection 
 

 Page II of VI 
 
 
 
 
 
 
 
 
 
 
 
 
 
Copyrighted © 2007 by The Ameri can Connection.  All rights are 
reserved, except the contents of this book may be reproduced, stored in a 
retrieval system, and transcribed in any form or by any means without 
express permission, but may not be sold.   
 
The author of this book does not give legal advice.  Remedies are 
available if you know where to look for them.  The purpose of this book 
is to reveal and compile the sources of some of these remedies that can 
be found in millions of pages of case law, statutes, codes, laws, rules, 
and regulations.  This book is intended to decrease the time it takes to 
discover the components of your remedies and their application.  It is the 
responsibility of the readers to understand their remedies, to seek 
assistance if necessary, and to apply proper and complete concepts to 
reach a successful conclusion to a dis pute.  This book does not exhaust 
the information that might be needed to successfully settle a dispute. 
 
 

 Page III of VI 
 
 
Table of Contents 
 
 
 
 
 
Introduction .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 
Value – UCC 1-201 .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .   
Constitutional Oaths .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .   
Acceptance .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 
Offer and Acceptance and Counteroffer .  .  .  .  .  .  .  .  .  .  .  .  .  .  .   
Acceptance for Value = Taken for Value  .  .  .  .  .  .  .  .  .  .  .  .  .  .    
Negotiability .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 
Without Recourse  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  
Issued or Transferred for Value – UCC 3-303 .  .  .  .  .  .  .  .  .  .  .  .   
Interest in Property .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 
Settlement  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 
A4V Recap .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  . 
 
 
 
 
 
 
 
 
 
 
 
 
 
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Other writings from The American Connection on related topics that can be found 
at www.lulu.com.   Do a search by title or by authority - __________. 
 
 
Books 
 
 
America – National or Federal? (97 pages) 
Each state, in ratifying the Constitution, is considered a sovereign body, 
independent of all others, and only to be bound by its own voluntary act.  In this 
relation, the new Constitution will, if established, be a federal and not a national 
Constitution.  The Federalist, No. 39, James Madison 
 
In Search of Liberty     (112 pages) 
Liberty, sir, is the primary object, …the battles of the Revolution were fought, not 
to make ‘a great and mighty empire’, but ‘for liberty’.  Patrick Henry 
 
 
 
 
Booklets 
 
 
Superior Law, Higher Law, My Law   FREE        
You have rights antecedent to all earthl y governments’ rights that cannot be 
repealed or restrained by human laws; rights derived from the Great Legislator of 
the Universe.   John Adams 
 
Introduction to Corporate Political Societies  FREE        
Finally, be strong in the Lord and in the strength of his might.  Put on the whole 
armor of God, that you may be able to stand against the wiles of the devil.  For we 
are not contending against flesh and blood, but against principalities, against the 
powers, against the world rulers of this present darkness, against the spiritual hosts 
of wickedness in heavenly places.  Ephesians 6:10-12 
 
Introduction to Law Merchant  FREE        
Stand fast, therefore, in the liberty with wh ich Christ hath made us free, and be not 
entangled again with the yoke of bondage.  Galatians 5:1 
 
 
Society of Slaves and Freedmen          FREE        
If men, through fear, fraud, or mistake should in terms renounce or give up any 
natural right, the eternal law of reas on and the grand end of society would 
absolutely vacate such renunciation.  The right to freedom  being a gift of 
ALMIGHTY GOD, it is not in the power of man to alienate this gift and voluntarily 
become a slave.  Samuel Adams 1772 

 Page V of VI 
Sovereignty      FREE        
Even in almost every nation, which has been denominated free, the state has 
assumed a supercilious pre-eminence above the people who have formed it.  Hence, 
the haughty notions of state independence, state sovereignty, and state supremacy.  
Justice Wilson, Chisholm v. Georgia, 2 Dal. (U.S.) 419, 458 (1792) 
 
The Legal System for Sovereign Rulers  FREE        
The Lord shall judge the people with equity.  Psalms 98:9 
  
The Negative Side of Positive Law      FREE        
Therefore, one must be wise and attentive, since there are those among us who 
make kings and set up princes outside His law.  Hosea 8:4.               
                                  
Liberty        FREE        
Now the Lord is that Spirit: and where the Spirit of the Lord is, there is Liberty.   
II Corinthians 3:17 
 
When There is No Money     FREE       
For thus saith the Lord, Ye have sold yourselves for nothing, and ye shall be 
redeemed without money.  Isaiah 52:3 
 
The Natural Order of Things        FREE        
Owe no one anything, except to love one another; for he who loves his neighbor has 
fulfilled the law.  Romans 13:8 
 
Resident/Minister          FREE       
You may also buy some of the temporary residents living among you and members 
of their clans born in your country, and they will become your property.  Leviticus 
25:45 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

 Page VI of VI 
Agree with thine adversary quickly, while thou art in the way 
with him; lest at any time the adversary deliver thee to the 
judge, and the judge deliver thee to the officer, and thou be 
cast into prison.  Verily I sa y unto thee, Thou shalt by no 
means come out thence, till t hou hast paid the uttermost 
farthing.  Matthew 5:25-26 

 Page 1 of 50 
What Does Accepted for Value Mean? 
 
 Accepted for Value (A4V) is at the foundation of remedies available for 
commercial demands made by the United States, so many people have attempted to 
use it to close accounts in the United Stat es.  Even so, no one has had a good 
explanation of what A4V means.  Here is an attempt to clarify.  
 
Introduction 
 The Uniform Commercial Code in Article 3 that deals with negotiable 
instruments is one source of explanation.  Article 8 deals with investment securities, 
and Article 9 deals with secured transactio ns.  In addition to opinions written by 
judges to shed light on our remedies, all three of these articles hold a key to 
understanding commercial setoff.  The UCC had an overhaul in 2000, but the major 
principles remain the same.  The changes appe ar to be to the sections that deal with 
secured transactions (Article 9) and some with investment securities (Article 8), but 
negotiable instruments are what  lead to those securities.   The phrase “accepted for 
value” has little coverage in the code books or in court opinions.  A better 
understanding of the commercial terms “acceptance” and “value” and how they relate 
to instruments in general would be a good place to start.  
 
Acceptance  1. An agreement, either by express act or by implication from 
conduct, to the terms of an offer so that a binding contract is formed. * If an 
acceptance modifies the terms or adds new ones, it generally operates as a 
counteroffer.  Black’s 7th 
Accept. To receive with approval or satisfaction; to receive with intent to 
retain.  Black’s 4th  
Acceptance.  The taking and receiving of anything in good part, and as it were 
a tacit agreement to a preceding act, which might have been defeated or 
avoided if such acceptance had not been made.  Black’s 4th  
 
 A naked acceptance waives remedies that are available by waiving defects in 
the instrument  (agreement) that is being offered and accepted.  Receiving an 
instrument is an acceptance and a taking.  Retention is the basis for a binding contract 
if there is a preceding act like a pledge to the United States.  Altering the terms of the 
instrument and returning it operates as a counteroffer.   
 
UCC 1-201. General definitions 
44. “ Value”. Except as otherwise provided  with respect to negotiable 
instruments and bank collections (sections 3-303, 4-210 and 4-211) a person 
gives “value” for rights if he acquires them: 
(a)  In return for a binding commitment to extend credit or for the extension 
of immediately available credit  whether or not drawn upon and whether or 
not a charge-back is provided for in the event of difficulties in collection; or 
(b)  As security for or in total or partial satisfaction  of a preexisting claim ; 
or 
(c)  By accepting delivery pursuant to a preexisting contract for purchase; or 

 Page 2 of 50 
(d) Generally, in return for any consideration  sufficient to support a simple 
contract. 
 
 UCC 1-201(44) generally says that a person gives value.  He gives value to get 
rights.  If one person is giving value, another person is asked to give rights in 
exchange.  Both giving value and giving rights meet the element of consideration.  
The question has to be - What constitutes value? In today’s commercial system where 
ownership is not the prime focus, intere st (rights) in things takes the place of 
ownership as the goal.  A security interest constitutes a right to seize control of a 
pledged thing if the one giving the security interest fails to perform as agreed.  The 
one giving a security interest retains possession of the thing that secures the right of 
another party to seize possession of the thing that backs the security interest that was 
given.  The one receiving a security interest becomes a secured party, especially if the 
instrument establishing the security interest is registered.  He has rights, which are 
remedies and defenses that he can use to en force an agreement if the other party fails 
to perform as agreed.    
 
UCC 1-201. General definitions 
36. "Rights" includes remedies. 
 
 A remedy is a commercial right  for those who acquire that right through an 
instrument.  In corporate United States, there must be a written record of everything.  
Nothing is supposed to be assumed or presumed, but that does not mean assumptions 
and presumptions are not used everyday to acquire rights and enforce them.  If the 
right that is being enforced is a security interest in a tangible or intangible thing, it 
usually comes from an instrument that is actually supported by the thing.  This is 
usually, but not always, a pledge or a promise to relinquish possession of a thing if 
there is a breach of an agreement.   
 
 Because enforcement of a contract ba sed on an implied promise is weak, an 
instrument demanding performance on it is an offer to initiate a new contract based on 
an old (antecedent) and maybe implied or une nforceable contact.  If an instrument is 
based on an intentional written promise to  perform and an intentional pledge to 
relinquish property, it does not have to be issued for value.  It is just issued, and the 
original contract with the offeror’s right to the pledged property is the consideration 
that supports the demand.  A copy of the written promise and pledge can be attached 
to the instrument, or the instrument can just refer to the contract by its title, number, 
or date, etc.  The issuer of the instrument demanding performance supported by a 
written promise has defenses if the debtor files a complaint against the issuer for 
making the demand.  The issuer can produce the antecedent contract that contains the 
intentional promise to perform and the intentional pledge to use tangible or intangible 
property to secure that performance.  If the debtor is aware that he had previously 
signed a promise and pledged his right to a thing to guarantee his performance, he 
would not have to see the contract.  The demand instrument is issued to get 
performance already promised, or in the alternative to get the thing already pledged. 
 
 In some cases, there is no pledge to su pport an instrument, so  it must be issued 
and transferred for value (with implied consideration).  There is no debtor.  The issuer 

 Page 3 of 50 
does not have a written instrument to back his demand instrument.  If he decides to 
issue the demand instrument in spite of his lack of authority, he is risking liability on 
the instrument.  If the transferee (the one who the issuer directs the demand to) calls 
the issuer’s bluff, the issuer could be made to pay the tran sferee.  The issuer 
(transferor) has no defenses.  He has no ant ecedent contract to attach as 
consideration for the demand he is sending to the transferee.  If the issuer has no 
written pledge but still decides to issue a demand, the demand instrument must be 
issued for value, because there is no evidence of pledge to attach to it.  There is no 
written antecedent contract oblig ation that requires the transferee to perform, but he 
still has to do something with the demand.    
 
 The transferee is the one wh o receives the instrument by mail, by process server, 
or by warrant.   The transferee is a target.  The issuer is shooting the instrument at the 
target, hoping the target will just take the shot and agree to become liable on the new 
offer.  The issuer is bluffing.  If the tr ansferee recognizes the demand instrument as a 
bluff, he can call the issuer on the bluff and require the issuer to pay.  The transferee 
actually gains a security interest in the instrument if he recognizes it.  If the 
instrument is issued and transferred fo r value (with implied consideration), the 
transferee acquires a security interest or other lien on the instrument if it was not 
obtained by judicial proceeding.  See UCC 3-303 below.   
 
 If you properly endorse an instrument issued and transferred for value, you 
acquire a right to enforce the instrument  against the issuer.  You become the creditor 
by returning it to the issuer, who becomes the debtor.  By accepting the instrument 
(an offer) for value, you are altering the terms of the offer, and it becomes a 
counteroffer.    
 
Acceptance  If an acceptance modifies the terms or adds new ones, it 
generally operates as a counteroffer.  Black’s 7th 
 
 The right to be the creditor is what you get when you A4V an instrument that is 
issued and transferred for value, like a tax bill, penal action “indictment,” or speeding 
ticket.  These issues are all based on violations of statutes.  Dishonor has value in 
the public.  Violation of stat utes has value in the public.   The violation of the 
statute is the presumed basis (consideration)  for issuing the instrument, but if you 
have not promised to perform under those statutes, you are not obligated, and the 
issuer has no way of supporting his demand instrument.  It is issued without 
consideration.  It is issued based on a presumption that every U.S. citizen has pledged 
allegiance to the United States and to its priv ate laws – statutes.  It is a bluff.  The 
river card has already been turned.  You have the winning hand.  You can call the 
issuer’s bluff.  You can check.  You can rais e.  You can fold.  It is your choice.  You 
have the button. 
 
 The commercial system of the United States is based on the Law Merchant.  That 
law is not neutral; it is not set up to be fair.  It is set up to facilitate collection for 
creditors, especially foreign creditors.  It d eals with debtors and creditors, even when 
there is no debtor/creditor relationship.  The only thing that has to be determined in 
most situations is - who is the debtor and who is the creditor.  Once that is 

 Page 4 of 50 
determined, additional facts are usually irrelevant and immaterial.  In the United 
States, every man is deemed to be a U.S. ci tizen, and every U.S. citizen is deemed to 
a debtor.  A4V is one way of establishing that you are a creditor and not a debtor.  If 
you are going to use the Law Merchant to settle disputes with the United States, a 
firm understanding of the Law Merchant is necessary.  If you have commercial rights, 
the trier of facts in a commercial dispute will proceed cautiously to avoid denying you 
commercial due process.   
 
 Commercial due process is not much more than time and opportunity to complete 
an administrative remedy and produce a counterclaim.  If you don’t know what your 
administrative remedies are, you probably don’t have any commercial rights to 
exercise.  As one who represents a person in the United States, ie. a U.S. citizen, you 
have due process rights through the sovereign’s statutes.  As a man in the several 
states, you have due process rights through your Creator’s natural order of things.  
Properly applied, commercial remedies inco rporate the natural order of things.  You 
can choose to use a sovereign’s statutes or commercial remedies, but they should 
not be used simultaneously.  They are like oil and water.  They do not mix.  If you are 
going to use commercial remedies, injection of statutory rights will kill your 
commercial due process remedies.   The te rms of the offer and acceptance make the 
law that will be enforced.  
 
 Even though you might choose to use commercial remedies, you still need to use 
the person you represent in the public to acc ess the commercial remedies.  They have 
been statutized in State law.   You can use them, but you cannot cite the source.  The 
statutes use the natural order of things as the basis for their code sections, and then 
incorporate the private policy code sections into the same set of published statutes.  If 
you use the cite (UCC _ - _ _ _ or __ USC § _ _ _ _), you have reverted back to being 
a U.S. citizen taking a benefit from the stat utes.  If you demonstrate the principle in 
the code section without citing it, you maintain your separation.  The person you 
represent in the public acquires the commercial rights, but you interject your rights 
through the natural order of things , and maintain your unalienable rights.  You get 
to use the person, instead of it using you. 
 
 A person can acquire commercial rights through several means.  According to the 
definition of “value” above, he can acquire them – 
a) in return for credit,  
b) as security,  
c) through a delivery pursuant to a contract, or  
d) in return for any consideration.   
Each of subsections (a) through (d) deals with a different scenario.  The last one (d) is 
a general catchall that covers anything that might not have been addressed by the first 
three.  This definition is one of the most confusing in the commercial code, and is one 
of the most important to understand.   
 
 A right is defined as a remedy .  Debtors’ remedies often include defenses 
against foreclosure on the express or implied terms of an express or implied 
agreement for which security was given.  Defenses are often given to debtors as 

 Page 5 of 50 
consideration by creditors, and defenses are often given to creditors as consideration 
by debtors.   
 
 Money and things are not needed under this commercial system where interest in 
things like real estate, bank accounts, and bodies serve as consideration.  For 
example, a creditor may sign an agreement gi ving possession of a product to a debtor 
before the debtor has paid for the product.  In that case, the debtor has defenses if his 
creditor later accuses him of taking the pro duct without paying for it.  In the same 
transaction, the debtor may give defenses th rough the agreement to his creditor, if the 
debtor later claims the product he receive d was not what he ordered.  The written 
agreement identifies what the debtor actually ordered.  The agreement will specify the 
terms of the agreement and the defenses each party gives to the other.  Those defenses 
are rights that will result in a remedy if one of the parties is later wrongly accused of a 
breach.  The people have commercial reme dies if they are accused of a breach of 
some unknown contract.  The accuser might cl aim a security interest in an antecedent 
claim against property supposedly pledged as security in exchange for value that was 
supposedly given by the accuser.  That kind of claim would have to be issued for 
value, because the accuser would have no written agreement as the basis for his claim.  
His claim would be a new offer.  He would be trying to get you to join in a new 
contract by implying that an antecedent cont ract existed.  Since it does not exist, the 
issuer of the new offer has to be bluffing. 
 
 A4V is based on contract law.  If you think there is a presumption of a 
preexisting contract through which you ar e presumed to be a debtor that has 
supposedly pledged property and your liberty as security for some presumed value 
given by the United States, it might be very important for you to negotiate some better 
terms in a counteroffer.  If the issuer of the instrument for value does not counter 
your counteroffer, you are in a much better position .  If you have a record of a 
valid contract that contains terms in your favor and can be enforced in commerce, you 
have remedies.  If you don’t, the United States may be entitled to enforce a different 
agreement.  Even if you ha ve an agreement advantageous to you, your actions may 
imply a waiver and your consent to abide by a less advantageous agreement. 
 
 Preexisting or antecedent claims can be  created by agreement between the actual 
parties, but when the United States is a party, all agreements incorporate an 
attachment to the national debt – an antecedent claim other creditors have against the 
United States.  It is like a program running in the background on your computer.  The 
presumption that all U.S. citizens have ple dged allegiance to the United States and its 
statutes, is enough to establish an antecedent claim in favor of the United States.  U.S. 
citizens cannot question the national debt.  They are called upon to be sureties for that 
debt, and they usually lose when a court proceeding is initiated against them for 
violation of statutes.  This is done on the principle that the United States is more 
likely to pay its debt if it can collect from its debtors.   
 
 United States courts take jurisdiction of cases where a debtor to the United States 
is being charged with violation of United Stat es statutes.  Even though a U.S. citizen 
does not have a direct obligation to the creditors of the United States, through the 
principle of novation, U.S. citizen generally  agree to be liable without knowing they 

 Page 6 of 50 
have done so.  A person can transfer his rights and obligations to another party 
through agreement.  A owes B.  A or B can ask C to take on A’s obligation.  If C 
agrees, and A and B are given notice that C has agreed to owe B what A owes B, the 
novation is complete, and A is relieved of the obligation of paying B.  The U.S. 
citizen is C in this example.  A is the Un ited States, and B is the creditors of the 
United States.  
 
 The commercial code is first and foremost concerned about repayment of the 
national debt as a preexisting contract w ith an antecedent clai m.  The secondary 
function of the commercial code is to provide an orderly method of dealings between 
other debtors and creditors.  United States Code (statutes) violations are claims used 
by creditors of the United States to collect  internal revenue from U.S. citizens to pay 
the national debt.  There can be claims stacked on claims.  It is not uncommon for a 
totally discharged debt to be renewed by a creditor without the knowledge of the 
debtor.  United States statutes are designed to transfer private rights from the private 
to the public for public use – to pay the national debt.  Every evidence of debt in the 
United States has value.  Persons in the United States carry on commercial 
transactions by giving and receiving value.  Value has nothing to do with things, until 
there is a breach of an agreem ent, when an interest in a thing is transferred from the 
debtor to the creditor.  On the private side, a thing is an object that casts a shadow.  
On the public side, only the shadow can be seen.  On the public side, the shadow is 
given value.  Interest in the thing is the value.  It is not the thing. 
 
Value – UCC 1-201 
UCC 1-201. General definitions 
44. “Value”. Except as otherwise provided with respect to negotiable 
instruments and bank collections (sections 3-303, 4-210 and 4-211) a person 
gives “value” for rights if he acquires them: 
(a)  In return for a binding commitment to extend credit
 or for the extension 
of immediately available credit whether or not drawn upon and whether or 
not a charge-back is provided for in the event of difficulties in collection; or 
(b)  As security
 for or in total or partial satisfaction of a preexisting claim; or 
(c)  By accepting delivery pursuant to a preexisting contract for purchase; or 
(d)  Generally, in return for any consideration sufficient to support a simple 
contract. 
 
 Subsection (a) of 1-201(44) can be read from the perspective of either a lender or 
a borrower as the one extending credit.  Both parties receive rights from the 
agreement.  Only the people  have the energy needed to  create money in the United 
States, and in today’s system, credit and security interests circulate as  money.  
Creation of money remains in the same place it always was – with the people.  Before 
1933, the people dug the gold and silver out of the earth, took it to an assayer to have 
it coined by authorized agents of the United States, and spent or loaned their coins 
into circulation.  Since 1933, the people sign notes on their own credit, have that 
credit converted into currency by authorized agents of the United States, and spend it 
into circulation.  After signing notes on their own credit, the people usually get into 
another unintended contract and agree to give a security interest in something as value 
on a contract they don’t need and don’t even want to enter.  Article 1 Section 8 Clause 

 Page 7 of 50 
2 authorizes the Congress to borrow mone y on the credit of the United States.  The 
“United States” in that clau se necessarily must reference the several states, as the 
government has no means of securing credit on its own.  The people compose the 
several states.  That clause authorizes th e Congress to borrow money on the credit of 
the people.   
 
 Both parties receive value in a transaction, and both parties receive rights.  Both 
parties give value, and both parties give rights.  Value usually means some kind of 
consideration.  Article 3 of  the commercial code furt her clarifies “value” when 
negotiable instruments are involved, but the more general definition is in Article 1-
201. The next section contains many examples of exchanges of value for rights; and 
conversely exchanges of rights for value.   “Value” is a complicated concept, so 
several examples are given to help to cl arify.  “Value” is subtle, so notice the 
subtleties of the examples.  The specific value for each example is bolded.  The 
following interpretations for subsections (a) through (d) deal with persons and credit 
under public policy through the Law Merchant.   
 
UCC 1-201. General definitions 
44. “ Value”. Except as otherwise provided  with respect to negotiable 
instruments and bank collections (sections 3-303, 4-210 and 4-211) a person 
gives “value” for rights if he acquires them: 
(a)  In return for a binding commitment to extend credit
 or for the extension 
of immediately available credit whether or not drawn upon and whether or 
not a charge-back is provided for in the event of difficulties in collection; 
 
 A person gives value to another party in exchange for interest in the other party’s 
property.  He acquires rights (interest) in return for giving a binding commitment to 
extend credit, or giving a binding commitment for the availability of credit to the 
party giving the person the rights.  Those rights might be in the title to real property, 
or for capacity to sue to get the title to real property through court order.  Those rights 
might be in benefits provided by the United States.  They might be in a distribution 
from the trust created by the Constitution.  It does not matter if the party giving the 
rights draws on that commitment to extend cr edit.  It does not matter if a charge-back 
is provided if the party r eceiving the credit and giving the rights has difficulty in 
collecting the credit.  The whole money sy stem of the United States is based on 
extensions of credit.  Almost every thing tr ansaction in the public is based on credit. 
There is constantly an exchange of value for rights, and rights for value happening in 
the United States.  This results in transfers of digits from one account to another. 
 
[public to public] 
 (a)  A person (“borrower”) gives value ( right to foreclose ) ( asset on the 
bank’s books ) for rights (from creditor ) (use of public credit ) if he (borrower) 
gets those rights ( use of public credit ) in return for his (borrower) commitment to 
extend credit (promissory note). 
(a)  A person (“lender” = creditor) gives value (use of public credit) (to debtor) for 
rights (from debtor ) (to foreclose ) if he (lender = creditor) gets those rights ( to 
foreclose) in return for his (lender = creditor) commitment to extend ( public) credit 
(to a borrower = debtor). 

 Page 8 of 50 
 
 
 
 
  Person         gives Value         for Rights         in Return for 
 
Borrower      right to foreclose          use of public credit    promissory note 
Lender       use of public credit       righ t to foreclose       extension of public credit 
 
[private to public] 
 (a)  A person (“borrower”) gives value (private man’s credit via signature on a 
note) for rights (from creditor ) (use of currency ) if he (borrower) gets those rights 
(use of currency) in return for his (borrower) commitment to extend ( private) credit 
(to the lender from the man who represents the borrower). 
(a)  A person (“lender” = debtor) gives value ( liability on its books ) for rights 
(use of private credit ) if he (lender) gets those rights ( use of private credit ) in 
return for his (lender) commitment to extend (public) credit (to the debtor). 
 
[private to public] 
  Person         gives Value         for Rights               in Return for 
Borrower     man’s signature            use of currency          extension of private credit 
Lender         liability on its books     use of private credit   extension of public credit 
 
 There are two different actions happening in these scenarios.  One is public to 
public, and the other is private to public.  Nothing can happen on the public side until 
someone on the private side signs something.  The signature can be advantageous to 
the man or not.  It is up to him.  Th e man is an accommodating party who receives 
nothing for lending his name or credit to the public event, unless he negotiates terms 
that are favorable to him.  If the United States presents the terms and they are 
accepted without renegotiation, the man is  just an accommodating party and can 
expect to receive no rights in return for the value he gives by lending his name and 
credit to the United States. 
 
 A bank cannot lend its own credit.  When a bank “extends” credit, it has to use 
someone else’s credit and “extend” it to a third party.  It is not a loan (B to C); it is a 
lengthening of the process (A to B to C).  The credit comes from A (a man - lender) in 
the private, through C (U.S. citizen – agent for A), to B (bank - lender) in the public, 
to C (U.S. citizen - borrower) in the public.  The borrower is both a debtor and a 
creditor on the same transaction.  The man cannot go into the public, so the U.S. 
citizen has to represent the man in the public.  The U.S. citizen needs hands to sign 
instruments, so the man has to represent the U.S. citizen and supply the energy.  The 
man will be presumed to be an accommodating party unless he negotiates a contract 
that has terms more favorable to him.  If the man permits his signature to be used with 
no terms for payment to him, he just waives his rights.  The U.S. citizen is both the 
transferor and the transferee on instruments in the public.  Instruments that are issued 
and transferred for value are requests for a man’s private credit.   They are credit 
applications.  He can endorse them properly and be a creditor, or stand silent and be a 
debtor.  It is up to him. 
 

 Page 9 of 50 
 The public to public value on the previous interpretations is the right to foreclose 
(an asset on the bank’s books) and the use of public credit, in return for a promissory 
note and the extension of public credit.  Th e private to public value on the previous 
interpretations is the man’s signature on the note and the liability on the bank’s books, 
in return for an extension of private credit to  facilitate the extension of public credit.  
There can be no public credit without getting credit from the private side first.  The 
people in the several states  are the only ones who have credit, because they are the 
only ones with energy that does not belong to someone else.  Fictions have no energy 
of their own.  Since money of exchange is not used in the modern commercial system, 
credit is the medium of exchange throug h money of account.  Money of account is 
digits on accounting ledgers.  All loans in the public necessarily must be made on the 
private credit of the people.  The people ha ve to supply private credit that public 
lenders extend
 to borrowers in the public.  No wonder the lenders always say they are 
“extending” credit.  They are extending the people’s credit from the private side into 
the public and returning it to a fiction represented by one of the people.  Value is 
given on both sides.  Value is accepted on bo th sides.  This 1-201 definition is in 
Article 1 of the commercial code, so it does not apply to Article 3 negotiable 
instruments, but it is necessa ry to understand the duplicity  of value to understand 
A4V. 
 
 The following interpretations of 1-201(a) deal with a public person created by the 
United States as the debtor and the United States as the creditor, as well as the United 
States as the debtor and a private man as  the ultimate creditor through the public 
person he represents.  These are still dealing with persons and credit under public 
policy. 
 
[public to public] 
 (a)  A person (United States) gives value ( certificated security = birth 
certificate = U.S. citizenship ) for rights ( to use U.S. citizen as surety ) if he 
(United States) gets those rights ( to use U.S. citizen as surety ) in return for his 
(United States ) commitment to extend ( public) credit ( and benefits) ( to the U.S. 
citizen).   
(a)  A person (U.S. citizen) gives value ( pledge to United States ) for rights ( to 
operate in commerce in United States ) if he (U.S. citizen) gets those rights ( to 
operate in commerce in United States) in return for his (U.S. citizen) commitment 
to extend (public) credit (to be a surety) (to United States). 
 
[public to public] 
  Person             gives Value         for Rights               in Return for 
 
United States   birth certificate        use of private credit      public credit and benefits 
U.S. citizen      pledge to the U.S.   commerce in the U.S.    being a surety for the U.S. 
 
 [private to public] 
(a)  A person (United States) gives value ( certificated security = birth 
certificate = U.S. citizenship) for rights (get private credit) if he (United States) 
gets those rights (to use private credit) in return for his (United States) commitment 
to extend (public) credit (distribution from trust to the man through the U.S. citizen).   
(a)  A person (U.S. citizen) gives value ( man’s private credit ) (to United States) 
for rights (to operate in commerce in United States) if he (U.S. citizen) gets those 

 Page 10 of 50 
rights (to operate in commerce in United States ) in return for his ( U.S. citizen) 
commitment to extend ( private) credit (of the man who repr esents the U.S. citizen) 
(to United States). 
 
 
[private to public] 
  Person               gives Value         for Rights               in Return for 
United States   birth certificate          get private credit          extension of public credit 
U.S. citizen     man’s private credit   commerce in the U.S.   extension of private credit 
 
 On the public side, the birth certificat e represents value as security for a 
preexisting claim the United States has against a U.S. citizen.  On the private side it is 
security for a preexisting claim the man has against the political State for using his 
description without paying for it.  It is an antecedent claim the man can present as a 
counterclaim when the United States bri ngs a claim against the person the man 
represents.  The birth certificate secures th e obligation the State, as an agent for the 
United States, has to the man, since no paym ent has ever been made to the man, and 
technically cannot be made.  The inches and pounds description of the baby on the 
application for the birth certificate constituted a symbolic delivery of the baby into the 
United States.  What happens in the United States … stays in the United States.  The 
baby and the man cannot go into the United States, but the person named on the birth 
certificate can.  The United States cannot go  into the private states, but the man 
representing the person named on the birth certificate can.  The baby grew into a man, 
and the rights the baby had to payment for use of his description carry on to the man.  
If the man does not do something with that certificated security (birth certificate), it is 
considered abandoned.  Abandonment is waste, so the United States will use the birth 
certificate to prevent waste, until the man decides to use it. 
 
 Subsection (b) can also be read from several different perspectives.  Both parties 
in each scenario give value and rights, and receive value and rights through the 
agreement.  The following interpretations deal with individuals and corporations. 
 
UCC 1-201. General definitions 
44. “ Value”. Except as otherwise provided  with respect to negotiable 
instruments and bank collections (sections 3-303, 4-210 and 4-211) a person 
gives “value” for rights if he acquires them: 
(b) As security
 for or in total or partial satisfaction of a preexisting claim; 
  
 Usually a person gives value when he is exchanging them for rights he is 
acquiring as security for that one transaction.  Those rights might be in the title to real 
property, or capacity to sue, or for performance.  According to subsection (b), a 
person (United States) can give value (benefits) for rights (pledge) he (United States) 
is acquiring from a U.S. citizen, as security  for satisfaction of a claim that already 
exists (national debt).  The rights the United States gets from the U.S. citizen secure 
payment or performance on that preexisting claim the international bankers have 
against the United States and its sureties.  The person giving the value (United States) 
has supposedly already received a promise of  some sort from the U.S. citizen.  Now, 
the person (United States) is giving value again to get more rights that he will acquire 

 Page 11 of 50 
as more security for total or partial satisfaction of that preexisting claim (national 
debt).  A tax bill is considered value, as is  a libel of information for a quasi-criminal 
case against a U.S. citizen for violation of United States statutes.  The United States is 
giving value by issuing an instrument for value.  That instrument carries a security 
interest in the instrument that is issued.  That can be considered to be value.  In 
exchange for giving the U.S. citizen a secur ity interest in the instrument, the United 
States is looking for rights in the property  owned by the U.S. citizen.  It is also 
looking for a right to seize the body.  All of this is done to collect revenue from the 
U.S. citizen as a surety.  If the man who represents the U.S. citizen does not recognize 
the value that is being given, that waiver does not negate the rights the United States 
is acquiring in the transaction. 
 
 In a normal situation, the party givi ng the rights receives value through the 
transaction.  A right is a remedy.  If the party who gave the rights is later accused of 
not performing, the right he gave as secur ity when he received the value can be used 
to seize the property to satisfy the terms of the agreement.  In subsection (b) a 
“preexisting claim” makes an appearance.  The United States al ready promised to 
repay the international lenders, but if it doesn’t pay, the international lenders can use 
United States statutes to collect from U.S. citizens.  Both parties give value and both 
receive rights in each transaction.  The valu e given can be absolutely anything that is 
sufficient to support a simple contract in the jurisdiction where the agreement is 
made.  The rights given can be anything to secure the obligation incorporated in the 
agreement, including defenses against claims made by the parties against each other. 
 
[public to public] 
 (b)  A person (creditor = corporation) gives value ( use of credit “ mortgage”) for 
rights (to foreclose and defenses) if he (creditor) acquires the rights ( to foreclose 
and defenses) as security for satisfaction (payment) of a preexisting claim (national 
debt).  The debtor’s promise to return credit is a second promise.  The first promise is 
a pledge to not question the national debt. 
(b)  A person (debtor = U.S. citizen) gives value ( promise) for rights (use of credit 
and defenses) if he (U.S. citizen) acquires the rights ( use of credit and defenses) 
as security for satisfaction (extension of credit) of a preexisting claim (beneficial 
interest in the trust created by the Constitution).  The approval of credit application is 
a second promise.  The first promise is the constitutional oath the President took. 
 
[public to public] 
  Person                gives Value         for Rights                  as Security for 
 
corporation         use of credit       to foreclose and defenses      national debt 
U.S. citizen         promise             use of credit and defenses     beneficial interest 
 
[private to public] 
(b)  A person (creditor = U.S. citizen) gives value ( man’s signature on an 
application) for rights (to use public credit) if he (U.S. citizen) acquires the rights 
(to use public credit ) as security for satisfaction (dis tribution from the trust) of a 
preexisting claim (man’s beneficial interest in the trust).  
(b)  A person (debtor = corporation) gives value ( use of public credit ) for rights 
(defenses) if he (corporation) acquires the rights ( defenses) as security for 

 Page 12 of 50 
satisfaction (trust distribution) of a preexisti ng claim (man’s benefi cial interest in the 
trust). 
 
 
 
 
[private to public] 
  Person                gives Value         for Rights                  as Security for 
U.S. citizen     man’s signature          use of public credit      distribution from the trust 
corporation     use of public credit     defenses                       beneficial interest in trust 
 
 The following interpretations deal with creditors of the United States and the 
United States (backed by U.S. citizens as  sureties for the United States for the 
national debt). 
 
(b) A person (debtor = corporate United States) gives value ( new reorganization 
plan to pay) for rights (defenses against foreclosure) as security (promise not to 
foreclose now) for satisfaction (partial performance) of a preexisting claim 
(international bankers’ right to foreclose on the United States). 
(b)  A person (creditor = international bankers) gives value ( approval of a new 
reorganization plan for extension of time to pay ) for rights ( to foreclosure 
later) as security (promise not to foreclose now) for satisfaction (new payment plan) 
of a preexisting claim (terms of loan agreement = national debt). 
 
  Person                     gives Value              for Rights      as Security for 
United States          reorganization plan     defenses                    partial performance 
Creditors of U.S.    approval of plan          foreclose later           promise not to foreclose 
 
 “Satisfaction” in this subsection can refe r to the statutes the United States created 
for its creditors to use to more expeditiously collect through forfeiture actions.  It can 
also refer to United States courts created  for its creditors to use to summarily 
condemn property for confiscation to satisfy the terms of the reorganization plan the 
United States gave to its creditors promising performance on a preexisting claim 
(national debt).   
 
 The following interpretations deal with the United States as the agent and the 
people as the principals; and with the Unite d States as the trustee and the people as 
the beneficiaries.   
 
(b)  A person (corporate United States) gives value ( certificated security = birth 
certificate) for rights ( to create money on the signature of the man = borrow 
from the people) as security (promise not to deny or disparage rights of the people) 
for satisfaction (acknowledgement of obliga tion to people) of a preexisting claim 
(beneficial interest in the trust created by the Constitution). 
 
  Person                    gives Value          for Rights                  as Security for 
United States       birth certificate     borrow from people     9
th Article of Bill of Rights 
 

 Page 13 of 50 
(b)  A person (officer in the federal government) gives value ( Article VI oath ) for 
rights ( to hold an office ) as security (promise to support “this” constitution) for 
satisfaction (performance) of a preexisting cl aim (people’s beneficial interest in the 
trust created by the Constitution). 
 
  Person                    gives Value            for Rights                  as Security for 
officer                     Article VI oath           to hold office             beneficial interest 
 
(b)  A person (President) gives value (Article II oath) for rights (to be Commander 
in Chief ) as security (promise to preserve, protect and defend the Constitution) for 
satisfaction (performance) of a preexisting cl aim (people’s beneficial interest in the 
trust created by the Constitution). 
 
  Person                    gives Value            for Rights                  as Security for 
President                Article II oath             to hold office             beneficial interest 
 
(b)  A person (a state, ie. Ohio, etc .) gives value ( office in the federal 
government) for rights ( to be part of the union of American states = federal 
United States ) as security (promise to abide by terms of Constitution) for 
satisfaction (performance on terms of Constitution) of a preexisting claim (promise to 
pay creditors of the Confederacy). 
 
  Person                   gives Value          for Rights                  as Security for 
A state                    federal office         to be part of union       payment of national debt 
 
(b)  A person (a state, ie. Ohio, etc .) gives value ( Constitution) for rights ( to be 
recognized internationally ) as security (promise to pay creditors of the 
Confederacy) for satisfaction ( acknowledgment of international law) of a preexisting 
claim (need for a plan to pay international creditors). 
 
  Person                   gives Value          for Rights                  as Security for 
A state                    Constitution         recognition as a state         payment of debts 
 
(b)  A person (state citizen [by Mom]) gives value ( signature on application for 
birth certificate) for rights ( to be beneficiary on the trust ) as security (promise) 
for satisfaction (distribution from the trust)  of a preexisting claim (beneficial interest 
in the trust created by the Constitution). 
 
  Person                   gives Value          for Rights                  as Security for 
state citizen                signature            beneficial interest       distributions from trust 
 
 Subsection (c) deals with buyers and selle rs.  Notice that both subsection (b) and 
(c) refer to a preexisting arrangement.  (b) brings in a preexisting claim that 
necessarily results from a preexisting contract.  (c) addresses delivery on a preexisting 
contract.  On the public side, creditors on the national debt have a seemingly priority 
position in the commercial code.  The only right higher than that of the international 
creditors is that enjoyed by the people in the several states.  The people have the first 
and foremost position in equity in the United States.  As beneficiaries of the trust 

 Page 14 of 50 
created by the Constitution, and as benefi ciaries of the trust created by President 
Roosevelt in 1933, the people (through the persons they represent in the United 
States), have priority stock in corporate United States.  
 
UCC 1-201. General definitions 
44. “ Value”. Except as otherwise provided with respect to negotiable 
instruments and bank collections (sections 3-303, 4-210 and 4-211) a person 
gives “value” for rights if he acquires them: 
(c)  By accepting delivery
 pursuant to a preexisting contract for purchase;  
xxxxxxxxxxx 
(c)  A buyer (debtor) gives value (promise or actual payment) for rights (receipt 
= defenses) if he (debtor) acquires the rights ( receipt =  defenses) by accepting 
delivery (of product) on a preexisting contract for purchase. 
(c)  A seller (creditor) gives value (promise or actual delivery) for rights (receipt 
= defenses) if he (creditor) acquires the rights ( receipt = defenses) by accepting 
delivery (of promise or actual delivery) on a preexisting contract for purchase. 
 
  Person             gives Value               for Rights            by Accepting Delivery 
buyer       delivery of promise or payment        receipt                          of product 
 
  Person             gives Value               for Rights            by Accepting Delivery 
seller               delivery of product                    receipt               of promise or payment 
 
 The terms “buyer” and “seller” have a broad scope of application in the 
commercial code.   
(c)  A buyer (U.S. citizen) gives value ( pledge) for rights ( citizenship) if he (U.S. 
citizen) acquires the rights ( citizenship) by accepting delivery (of benefits ) on a 
preexisting contract for purchase (application for birth certificate). 
(c)  A seller (United States) gives value (citizenship) for rights (to use U.S. citizen 
as surety) if he (United States) acquires the rights ( to use U.S. citizen as surety)  
by accepting delivery (of pledge ) on a preexisting contract for purchase (application 
for birth certificate). 
 
  Person                 gives Value       for Rights            by Accepting Delivery 
U.S. citizen               pledge                  citizenship                    of benefits 
   
  Person                 gives Value       for Rights            by Accepting Delivery 
United States          citizenship         citizen to be surety           of pledge 
 
 In a forfeiture case, the defendant can  be deemed to be the buyer, and the 
prosecutor can be deemed to be the seller. 
 
(c)  A buyer (defendant) gives value ( plea & signature ) for rights ( civil liberty) if 
he (defendant) acquires the rights ( civil liberty) by accepting delivery (of charges on 
“indictment”) on a preexisting contract for purchase (application for citizenship and 
residency). 
(c)  A seller (United States) gives value ( civil liberty ) for rights ( to condemn 
defendant’s property ) if he (United States) acquires the rights ( to condemn 

 Page 15 of 50 
defendant’s property) by accepting delivery (of plea & signature ) on a preexisting 
contract for purchase (application for citizenship and residency). 
 
  Person                 gives Value       for Rights            by Accepting Delivery 
defendant           plea & signature         civil liberty                 of “indictment” 
   
  Person                 gives Value       for Rights            by Accepting Delivery 
United States         civil liberty       to condemn property       of plea & signature 
 
 In all penal actions for violations of statutes, the national debt is the preexisting 
contract for purchase that influences the conscience of the judge in making his 
decisions.  In those cases, the defendant is a U.S. citizen who cannot question the 
national debt.  He is deemed to be the surety for the buyer (United States), and the 
prosecutor represents the seller (international lenders).  A U.S. citizen who refuses to 
be a surety can be viewed as giving aid and comfort to enemies of the United States.  
That is the definition of treason.  Once the U. S. citizen is found to be in treason, he 
can be viewed as a resident.  Penal actions are against residents.  It is the property of 
residents that can be seized and condemned and forfeited (confiscated).  The book 39 
IRS Arguments that Don’t Work and Why  explains this process in much more detail.   
It can be found on www.lulu.com. 
 
(c)  A buyer (U.S. citizen = surety = defendant) gives value ( plea & signature) for 
rights (reimbursement) if he (U.S. citizen) acquires the rights ( reimbursement) by 
accepting delivery (of charges on “i ndictment” = bill for payment ) on a preexisting 
contract (national debt) for purchase (loan of credit to the United States). 
(c)  A seller (international lenders) gives value ( extension of credit to United 
States) for rights (to seize property of United States ) if he (international lenders) 
acquires the rights ( to seize property of United States)  by accepting delivery (of 
plea & signature of surety) on a preexisting contract (national debt) for purchase (loan 
of credit to the United States). 
 
  Person                       gives Value             for Rights          by Accepting Delivery 
U.S. citizen/surety     plea & signature     reimbursement          of “indictment” 
   
  Person                 gives Value       for Rights            by Accepting Delivery 
Int. lenders         extension of credit    to seize property    of plea & signature of surety 
 
 Subsection (d) deals with anything that is  not addressed in (a), (b), or (c).  
 
UCC 1-201. General definitions 
44. “Value”. Except as otherwise provided with respect to negotiable 
instruments and bank collections (sections 3-303, 4-210 and 4-211) a person 
gives “value” for rights if he acquires them: 
(d) Generally, in return for any consideration
 sufficient to support a simple 
contract. 
 
(d) A debtor/buyer or creditor/seller gives value (any consideration ) for rights 
(interest in property and defenses) if he acquires rights (interest in property and 

 Page 16 of 50 
defenses) in return for anything of value that constitutes consideration sufficient to 
support a simple contract requiring performance by one or both parties.  
 
  Person                     gives Value              for Rights                   in Return for 
Any person             any consideration      interest in property        any consideration 
 
 The definition of “value” in 1-201(44) does not actually define “value”.  It merely 
gives examples of what circumstances might incorporate value.  To recap from the 
above interpretations, value appears to be or to imply some kind of a promise to 
provide something or to do something: extension of credit, private man’s credit via 
signature on a note, asset on books, liability on books, pledge to United States, use of 
credit, payment, new reorganization plan to pay, approval of a new reorganization 
plan for extension of time to pay, Article VI  oath, Article II oath, office in the federal 
government, Constitution, promise or actual payment, promise or actual delivery, 
pledge, citizenship, security interest in property, civil liberty, plea and signature, 
extension of credit, any consideration sufficient to support a simple contract.  They 
are all beneficial to someone or something, and are therefore valuable.  This list is by 
no means exhaustive.   
 
Constitutional Oaths 
 The foundational agreement behind every commercial and political event in the 
United States is the Constitution.  It is prim arily an offer made by the states to those 
who want to be part of the federal or national governments, and secondarily an offer 
made by the states to those who want to do business with the federal or national 
governments.  This was a very dangerous document.  It created a potentially huge 
commercial machine that had the power to do untold harm to the people.  It had to 
provide a means to pay creditors so the stat es could be recognized internationally for 
commercial purposes.  At the same time, it had to secure the people’s rights, so the 
commercial machine would not eat the life out of the people.  The only offers made 
back to the people to secure their rights are the two oaths required by the Constitution.  
These two oaths are the condition put in the agreement ratified by the states, to assure 
the people who get to benefit from the Constitution by holding offices, keep their 
commercial machine away from the people in the several states.  One is the oath 
required in Article VI of members of the legislatures, and all executive and judicial 
officers of the United States and of the several states.  
 
Article 6 Section 1 Clause 3 
The Senators and Representatives before  mentioned, and the Members of the 
several State Legislatures, and all executiv e and judicial Officers, both of the 
United States and of the several States, shall be bound by Oath or Affirmation, 
to support this Constitution ; but no religious Test shall ever be required as a 
qualification to any Office or public Trust under the United States. 
 
 The other is the oath required in Article II of the President. 
 
Article 2 Section 1 Clause 8 
Before he enter on the Execution of his Office, he shall take the following Oath 
or Affirmation:  -- "I do solemnly swear (or a ffirm) that I will faithfully execute 

 Page 17 of 50 
the Office of President of the United States, and will to the best of my Ability, 
preserve, protect and defend the Constitution of the United States." 
 
 There are no Article VI oaths that can be found for any members of the 
legislatures (state or federal), or executive and judicial officers of the United States or 
of the several states.  They all have United States Code Title 5 oaths.  The President 
cannot take the Title 5 oath of office.  He already has another oath to the people.  He 
and others are deemed to be qualified “to hold and enjoy any Office of honor, Trust or 
Profit under the United States”.  Notice th at only individuals who are “elected or 
appointed to an office of honor or profit in  the civil service or uniformed services”, 
are required to have the Title 5 oath.  They do not hold offices of trust.  The President 
does.  Only members of the legislatures of the states and the United States, and 
executive and judicial officers, who are bound by the Article VI oath, can hold offices 
of trust.  Those who take the Title 5 oath of office can hold offices of honor or profit 
under the United States.  An oath is different than an oath of office. 
 
5 USC § 3331. Oath of office 
An individual, except the President
, elected or appointed to an office of honor 
or profit in the civil service or uniformed services, shall take the following 
oath: “I, AB, do solemnly swear (or affirm) that I will support and defend the 
Constitution of the United States against all enemies, foreign and domestic; 
that I will bear true faith and allegiance to the same; that I take this obligation 
freely, without any mental reservation or purpose of evasion; and that I will 
well and faithfully discharge the duties of the office on which I am about to 
enter. So help me God.” 
 
 Judges have the Title 5 oath of office, as well as another one found in Title 28. 
 
Title 28, Sec. 453 says –  
Each justice or judge of the United States shall take the following oath or 
affirmation before performing the duties of his office: “I, [NAME], do solemnly 
swear (or affirm) that I will administer  justice without respect to persons, and 
do equal right to the poor and to the rich, and that I will faithfully and 
impartially discharge and perform all the duties incumbent upon me as 
[OFFICER] under the Constitution and laws of the United States. So help me 
God.” 
 
 The only constitutional oath able to be found is the oath the President takes, 
which is word for word the same as the required text in the Constitution.  He does not 
take the oath of office in Title 5.  As long as there is one officer with an oath required 
by the Constitution (not an oath of office required by the Congress), the people still 
have a trustee for the trust on which the peop le are the beneficiaries.  That beneficial 
interest is what gives people the right to A4V instruments that are issued for value.  
They have an antecedent claim from a preexis ting contract.  Their claim is a right to 
enjoy freedom with liberty.  It is based on  Constitutional guarantees.  Since 1933, the 
people also have a right to a distribution from another trust created by President 
Franklin D. Roosevelt.  Since 1933, all proper ty is held by the state.  That means the 
state has the legal title to all substance in the states, but the people have equitable title 

 Page 18 of 50 
through their beneficial interest in that trust.  Taking control of the gold in 1933 
would have been unconstitutional if the new trust had not been created.  The 
President’s oath is an offer to the people in  the several states.  It might be prudent for 
people to accept his oath.  It is not an oath that is issued for value; it is an oath made 
in good faith by the man.  The principles of  offer and acceptance apply to this very 
critical premise.  If the people have not ac cepted that oath, how can they expect the 
man who made it to be working for their benefit?  As far as he is concerned, it may 
appear that none of the people wants him to be their trustee. 
 
 Since 1933 the only money in circulation in the United States is credit borrowed 
from the people.  The commercial code adopted by every political State of the United 
States provides for “value” to  be whatever consideration is  needed to support a mere 
simple contract.  The President’s oath is consideration sufficient to support the simple 
contract the President (executive trustee) has with the people (beneficiaries).  He does 
not have an oath of office.  That is different than an oath.  All legislative, executive, 
and judicial officers performi ng under him in his capacity  as Commander in Chief, 
have oaths of office.  He has a constitutional oath. 
 
 “Value” is anything recognized as a ple dge or the result of a pledge.  The birth 
certificate is the result of th e President’s oath.  Without that one oath, the birth 
certificate would just be evidence of the ob ligation every U.S. citizen owes to the 
United States.  Without that one oath, the birth certificate would not be evidence of 
the obligation the United States owes to the people.  On the public side, the birth 
certificate represents value, and is evidence  of a pledge by a U.S. citizen to be a 
surety for the United States.  On the public side, it is security for the pledge of 
allegiance to the United States and its statutes , made by U.S. citizens.  On the private 
side, it is a receipt, and is evidence of a pr omise made by the President to the people.  
On the private side, it is security for the promise of distributions from the trust to the 
people as beneficiaries.  It is a receipt for the use of the baby’s physical description 
that was symbolically delivered by an informant (Mom) to the United States.  The 
setoff resulting from accepting an instrument for value is a distribution from the trust.  
Setoff = distribution. 
 
Acceptance 
 When you accept for “value”, you ar e accepting whatever consideration the 
United States has offered to you as evidence of an obligation it has to you as a 
beneficiary; as well as whatever considera tion is offered on the instrument that is 
being transferred to you through the U.S. c itizen you represent.  The United States is 
humbling itself by asking you to give it assistance.  It is applying for credit on every 
instrument that is issued or  transferred for value.  If you just receive one of these 
instruments without accepting it for value and returning it for value, the presumption 
is that you intend to pay it.  You can pay it with a check, or you can pay it with your 
prepaid account.  It is up to you, but you have to pay it immediately, or you will be 
deemed to be in dishonor.  If you A4V, you can use a distribution from the trust to 
“pay” the instrument.  If you just retain it or argue about the existence or amount of 
the request, you will pay it with a check, tangible property, or your body. 
 

 Page 19 of 50 
 Did the United States offer a birth certif icate to you?  Did you receive it?  Did 
you accept it for value and return it as a security?  If you do not accept it for value and 
deposit it as an asset, you have voluntarily waived rights to a distribution that is 
available to you.  In a purely commercial system, rights are remedies.  Parties to a 
modern commercial transaction need remedi es in the event one of them breaches the 
terms of the agreement.  The birth certi ficate is a remedy, and represents an 
antecedent claim you have against the Unite d States.  It is also evidence of a 
preexisting contract.  It represents the pr epaid account you have available to you for 
setoffs.  Acceptance is an agreement and lead s to a binding contract.  If you don’t set 
the terms of that binding contract, the United States will. 
 
Acceptance.  Acceptance by silence .  Acceptance of an offer not by explicit 
words but through the lack of an offeree’s response in circumstances in which 
the relationship between the offeror and the offeree justifies both the offeror’s 
expectation of a reply and the offeror’s reasonable conclusion that the lack of 
one signals acceptance.  * Ordinarily , silence does not give rise to an 
acceptance of an offer, but this exception ar ises when the offeree has a duty to 
speak.  Black’s 7
th 
 
 If an offeree has a duty to speak through an existing relationship, his silence is 
acceptance.  Because of a presumption of th e existence of a relationship, the offeror 
has a right to expect a reply from the offeree.  When you send communications to 
officers of the United States, you are basing them on your presumption that they have 
a duty to respond.  They do not respond based upon their presumption that they are 
not required to respond, because you are presumed to also be an employee of the 
United States.  When they send communications to you, they are basing them on their 
presumption they you have a duty to respond, because you are the one representing 
that employee of the United States.  You generally do not respond properly based 
upon your presumption that you are not required to respond.  This is all a matter of 
perspective.   
 
 If you are acting like a U.S. citizen when you send your communications, they do 
not have to respond, and their silence is no t acceptance.  If you are acting like one of 
the people who are beneficiaries on the trus ts established by the Constitution and by 
President Roosevelt, they do have a duty to respond, and their silence is acceptance of 
the terms of the offer you make in your communication.  A man can refuse to approve 
the application for credit inherent in instruments issued for value by the United States, 
but that might imply the man is an enemy of the United States.  That is not good.  It 
might be better for the man to approve these credit applica tions through acceptance 
for value and return for value.  By signing and processing them properly, the man can 
avoid a trading with the enemy charge, and at the same time fulfill a presumed moral 
obligation to aid and assist the United States in its time of emergency.  Since 1933, 
the people have had a means by which they can have everything they want as 
beneficiaries of the trust created by Presid ent Roosevelt.  A4V is a means by which 
the people can earn that beneficial position, if they want to.  They are not required to 
earn it, but they can if they want to.  That is a personal choice.   
 
Offer and Acceptance and Counteroffer 

 Page 20 of 50 
 To form a binding contract  with the United States th rough offer and acceptance, 
someone must initiate the negotiations.  Either they will initiate, or you will.  The one 
who makes the offer is humbling himself and honoring the other party through the 
offer of something as consideration for the purpose of getting consideration from the 
other party.  Consideration can be money, interest in property, or performance 
(energy), or anything that will support a simple contract.  In modern commercial 
transactions, gold, silver, and things are no t “value”, but promises can be value.  
Interest in things is value.  The consideration on both sides must be equal for the 
transaction to be balanced.  Value on one side = value on the other side.   
 
 Your communication can establish by your actions (not your words) that you are 
one of the people.  It should contain the instrument that was issued and transferred to 
you for value, after you have accepted it for va lue.  It should say what consideration 
you are offering (A4V instrument) and what you are requesting as consideration in 
return (setoff = distribution from the trust).  Public and private do not mix, so a 
request for a distribution from the trust would be like asking for skdueodhs.  The 
public does not know anything about a distribution from the trust, but it does know 
about setoff, and securities, and entitlement holders, etc.  Your communication should 
contain the terms of an agreement that will be a win-win situation.  It should ask them 
to do something responsive to you as one of the people, not as a U.S. citizen; but it 
cannot contain too much truth.  It should not contain anything that connects you to 
benefits granted by the United States.  Those benefits might be use of United States 
statutes, use of United States courts, use of United States judges’ opinions, use of 
United States currency, use of  United States licenses, use of United States officers, 
use of United States civil rights, use of United States rules and regulations, use of 
United States forms, use of United States bo nds, or use of United States insurance, to 
name a few.   
 
 Since 1933 American common law is not available to the people through the 
courts, but commercial remedies are avai lable through the Po st Office.  Your 
communication should not contain anything that draws from common law remedies.  
The commercial remedies contain the principl es of the common law that is needed to 
settle the account.  The only system of comme rcial remedy available now is the law 
of nations, which is based on agreement using the Law Merchant.  United States 
courts enforce agreements using the Law Merchant.  You have the power to negotiate 
agreements that are advantages to you, or  you can let the United States set the terms 
of the agreements.  That is a personal choice. 
 
 Your communication should state the term s of the agreement you are offering to 
the other party, who must have a delegation of authority to represent the United 
States.  Your communication should be directed to someone who is authorized to bind 
the United States.  Low level employees of a corporation generally are not authorized 
to bind the corporation they represent; just as low level employees of the United 
States are not authorized to bind the United States.  The President can bind the United 
States, and he has first level agents who have delegations of authority to do that on his 
behalf.  They are the heads of at leas t three of the executive departments – 
Department of Homeland Security (legislative), Department of the Treasury 
(executive), and Department of Justice (judicial).  This is a mini-government within a 

 Page 21 of 50 
government corporation.  It governs under military rules using admiralty courts that 
implement the Law Merchant to satisfy the claims creditors have against debtors.  
Look for the Department of Homeland Security flag of jurisdiction at border 
crossings.  It has a dark blue background with the circular seal of that department in 
the center. 
 
 Since none of the members of the legislatur es or executive and judicial officers of 
the United States has the oath required by Article VI of the Constitution, the only way 
they would have a duty to you is through the oath of the President, the executive 
trustee on the trust created by the Cons titution and the trust created by President 
Roosevelt.  His position as President (Ar ticle 2 Section 1) comes in the Constitution 
before his position as Commander in Chief (Article 2 Section 2).  His oath is required 
in Section 1, not Section 2.  If you act like a surety for the United States instead of a 
beneficiary of the trust, his officers have no duty to speak, and their silence is not 
acceptance.  If you act like a surety for th e United States, you have a duty to speak, 
and your silence is considered to be accept ance.  When the United States targets you 
to give it a loan, you can 1) not respond immediately and pay later, 2) refuse the 
instrument because it is defective, or 3) use your setoff as a distribution from the trust.  
You cannot use the setoff if you are holding the birth certificate in a filing cabinet.  If 
all you have done is take
 the birth certificate, and have not paid (performed) when 
asked to pay, you have waived your beneficial  interest in the trust and have agreed to 
be liable as a surety.  That is a personal choice. 
 
Acceptance for Value = Taken for Value 
 Issuing an instrument is not the same as issuing an instrument for value.  
Accepting an instrument is not the same as accepting an instrument for value.  
Generally, the issuer of an instrument is the one who has the duty to pay.  If an 
instrument is issued for value, it appears its issuer is not actually a person entitled to 
enforce it, and may not even be a holder  in due course of another enforceable 
instrument.  He has no standing to demand payment or performance, but by issuing an 
instrument for value, he might be able to open a ne w account through the transferee’s 
unqualified taking of the instrument.  If th e issuer can get the transferee to take the 
instrument with no conditions on the taking, the transferee is waiving the defects in 
the instrument he is taking.  The main defect  is that there is no consideration attached 
to the offer to contract.  There is no value in it at the point it is issued.  The issuer is 
looking for the transferee to provide the value.  The issuer is looking for the transferee 
to provide the consideration for both sides of the transaction.  By merely taking 
(accepting) the instrument, the transferee becomes an accommodation party.  He 
receives no rights, no defenses, and no valu e for his agreement to lend his name and 
his credit to the transaction.  He does not realize that there is a hidden value in the 
instrument that he can use to his advantage if he accepts it for value and returns it. 
 
 If the issuer succeeds in creating a new acc ount (agreement) with the transferee, 
he might later be able to close that acco unt through a forced payment or collection 
through a penal action in an administrative proceeding.  The issuer has defenses if he 
issues the instrument for value, that he would not have if he had just issued the 
instrument.  He has no authority to issue the instrument, so he has to issue it for value.  
He is giving a subtle notice by issuing it for value that the transferee has no legal duty 

 Page 22 of 50 
to pay or to contract.  If the issuer were entitled to enforce the instrument, his 
instrument would refer to a preexisting contract in detail.  Since the preexisting 
contract presumed to support this new simple  contract is the application for the birth 
certificate, or a pledge of allegiance to the United States, or an application for a social 
security number, or an application for any number of other benefits granted by the 
United States, the new instrument must be issued for value.  If he issues it referring to 
a nonexistent contract as its basis, he w ould not have defenses  He would be acting 
outside his delegation of authority.  It appears “for value” may be translated into “to 
get value” or “to get consideration”.  Example: The child acted out for attention, ie. to 
get attention.  The man worked for money, ie. to get money.  The issuer issues the 
instrument for value, ie. to get value. 
 
 The Black’s 4
th definitions indicate another word for acceptance is “taking”.   
 
Acceptance.  The taking and receiving of anything in good part, and as it were 
a tacit agreement to a preceding act, which might have been defeated or 
avoided if such acceptance had not been made.  Black’s 4th  
 
 Acceptance is tricky.  No one is required to  contract if he does not want to.  Since 
there is a presumption that every man has previously agreed expressly or tacitly to be 
a surety for the United States, a naked accep tance appears to recognize that preceding 
act, whether it actually exists or not.  The presumption can be defeated or avoided by 
not accepting (or taking) the offer.  Not accepting is also tricky.  If the presumption of 
suretyship is allowed to stand unrebu tted, non-acceptance becomes acceptance.  
Acceptance puts the liability on  the surety.  A rebuttal must be through actions, not 
words.  Acceptance for value and return fo r value is a rebuttal that overcomes the 
presumption.  Refused for cause without dishonor does not overcome the 
presumption, but it does address defects in the instrument.  If an instrument is refused 
for cause, it must address the right points, or the communication will be seen as a 
dishonor.  It is an option, but it requires more understanding of statutes and rules of 
court than most people want to learn. 
  
 In 1966 the Oklahoma Supreme Court explained the importance of applying 
necessary elements to confirm that an instrument has been “taken for value”.   
 
The first requirement is that the instrument be taken “for value
.” It is clear that 
the defendant’s checks were ta ken by the plaintiff for value . … Section 3-303 
provides that a holder takes “for value ” when it acquires a security interest in 
the instrument otherwise than by legal process. … In this analysis of the 
evidence we have concluded that under the Commercial Code, supra, in 
Oklahoma the plaintiff took the checks “for value ” as a matter of law. … The 
jury should have been instru cted as to each of thes e elements, and should have 
been advised that plaintiff had satisfied the first element of taking “for value .” 
Some of the instructions given by the court indicated that taking for value was 
an issue, and the instructions went further and stated that the bank would be 
taker “for value ” to the extent it had a security interest in the checks. … The 
element of “taking for value” was very material to the plaintiff’s case.  Peoples 
Bank of Aurora v. Haar, 421 P.2d 817 (1966)   

 Page 23 of 50 
 
 This case was about negotiable instruments, so Article 3 of the commercial code 
controls the meaning of “value”.  The gene ral definition of “value” in Article 1 does 
not apply generally to Article 3 Negotiable Instruments.  A negotiable instrument can 
be a promise (a note) signed by a Maker, or it can be an order (a draft) signed by a 
Drawer.  The person who is entitled to enforce the instrument is the one who decides 
if it is a promise or an order, unless its terms require it to be one or the other.  This is 
a personal choice.  
 
UCC 3-104. Negotiable instrument 
E. An instrument is a "note" if it is a promise and is a "draft" if it is an order. If 
an instrument falls within the definition of both "note" and "draft", a person 
entitled to enforce the instrument may treat it as either. 
 
UCC 3-103. Definitions 
A. In this chapter: 
3. "Drawer" means a person who signs or is identified in a draft as a person 
ordering payment. 
5. "Maker" means a person who signs or is identified in a note as a person 
undertaking to pay. 
 
 The Oklahoma court referred to the Okla homa commercial code as its source for 
determining if the checks had been “taken for value”.  As with the general definition 
of “value” given at 1-201(44) of the comme rcial code, it will require close scrutiny to 
understand the various applications of 3-303.  A basic principle of the natural order of 
things is that contracts are not valid if consideration is lacking.  Before 1933 gold and 
silver, things, and promises of performance (energy) were consideration.  
Consideration was and still is anything suff icient to support a simple contract.  A 
simple contract does not have to be written, but can be.  If a contract is written and is 
not under seal, it is generally a simple contract.  A contract under seal, it is not a 
simple contract.  A signature is not required on a simple contract. If you take gold, 
silver, and things away from the list of what is consideration, the only thing left to be 
consideration for a modern-day contract is a promise.   
 
UCC 3-303 Official Comment 
The distinction between value and consideration in Article 3 is a very fine one.  
Whether an instrument is taken for value
 is relevant to the issue of whether a 
holder is a holder in due course.  If an instrument is not issued for 
consideration the issuer has a defense to the obligation to pay the instrument.  
Consideration is defined in subsection (b) as “any consideration sufficient to 
support a simple contract.”  The definition of value in Section 1-201(44), which 
doesn’t apply to Article 3, includes “any consideration sufficient to support a 
simple contract.”  Thus, outside Article 3, anything that is consideration is also 
value.  A different rule applies in Article 3.  Subsection (b) of Section 3-303 
states that if an instrument is issued for value it is also issued for consideration. 
 
 The Official Comment says – “If an instrument is not issued for consideration the 
issuer has a defense to the obligation to pay the instrument.”  The reverse of that 

 Page 24 of 50 
statement is – If an instrument IS issued for consideration the issuer has NO defense 
to the obligation to pay the instrument.   
 
Articles 1, 2, 4, 5, 6, 7, 8, 9       value = consideration 
Article 3           issued for value = issued for consideration 
 
 The issuer on a demand from the United St ates is acting as an agent of the United 
States.  The issuer on such an in strument is the United States.  If the United States 
issues an instrument for value, the United States has no defense to the obligation 
to pay the instrument.  That only applies, however, if the transferee properly 
endorses the instrument and returns it to the issuer.  The banker for the United States 
is the Secretary of the Treasury.  He or  his agent should receive the endorsed and 
returned instrument.  At that point, it is treated like a check and can be deposited to 
settle an account in the accrual bookkeeping system.   
 
 Acceptance and Acceptance for Value are not the same thing.  Accepting an 
instrument without a qualified endorsement waives all defects there may be in the 
instrument, including the value, or lack of value, that comes with it.  Remember - the 
Official Comments for 3-303 say – “If an instrument is not issued for consideration 
the issuer has a defense to the obligation to pay the instrument.”  The reverse of that 
statement is – If an instrument IS issued for consideration the issuer has NO defense 
to the obligation to pay the instrument.  If there is no value to support a demand 
instrument, it has to be issued to get value.  A general acceptance of such an 
instrument successfully tran sfers the liability th e instrument carries to the acceptor.  
Even if there is no value in the instrument  for the acceptor to rely on, the acceptor is 
still liable.  He has no defenses. He must pay it himself.  Is he going to pay it with a 
check, or pay it with his prepaid account?  
 
 If the acceptor can see that the value is the commitment of the issuer to pay the 
instrument, then there is value in the instrument ------ as long as the instrument is 
accepted for that value!!  Accepting an inst rument for value and returning it is notice 
to the issuer that the endorser is not providing new value, but is converting the 
issuer’s obligation to pay the instrument into the value, thereby making the instrument 
negotiable.  The instrument becomes the payment.   
 
 At the point the instrument is issued for value, it is not a negotiable instrument.  
At that point the definition of “value” in Article 1 applies.  After it is received by the 
target, it becomes negotiable.  At that point the definition of value changes to fit 
Article 3.  The instrument, being negotiable, can be enforced by either party 
depending on what the transferee does with it.  If he just holds it or argues about it, 
the issuer (United States) is entitled to enfo rce the instrument.  If he A4V, he is 
entitled to enforce the instrument.  That is a personal choice. 
 
It is better to be a holder in due course of an instrument than the liable party on an 
instrument.  A holder in due course is entitled to enforce the instrument.  One can be a 
holder of an instrument (a hot potato) without being a holder in due course.   An 
instrument issued for value is a hot potato to a holder.  A holder has liability.  A 
holder in due course has rights, but cannot acquire that position on an instrument 

 Page 25 of 50 
issued and transferred for value, unless he “t akes the instrument for value” as said in 
(3-302(A)(2)(a) below, and returns it for value.  It is still a hot potato.  To be a holder 
in due course, the holder must meet all the elements listed in 3-302. 
 
3-302. Holder in due course 
A. Subject to subsection C of this section and section 3-106, subsection D, 
"holder in due course" means the holder of an instrument if: 
1. The instrument when issued or negotiated to the holder does not bear such 
apparent evidence of forgery or alteration or is not otherwise so irregular or 
incomplete as to call into question its authenticity; and 
2. The holder took
 the instrument: 
(a) For value; 
(b) In good faith; 
(c) Without notice that the instrument is overdue or has been dishonored or 
that there is an uncured default with respect to payment of another instrument 
issued as part of the same series; 
(d) Without notice that the instrument contains an unauthorized signature or 
has been altered; 
(e) Without notice of any claim to the instrument described in section 3-306; 
and 
(f) Without notice that any party has a defense or claim in recoupment 
described in section 3-305, subsection A. 
  
Negotiability 
 An instrument is not necessarily negotiable when it is issued, and the one who is 
holding it is not necessarily a holder in due course.  All of the six requirements listed 
in 3-302(A)(2) must be met for one to be a holder in due course.  The first is that the 
instrument be “taken for value”.   According to the Oklahoma case, UCC 3-303 says a 
holder takes “for value” when it acquires a security interest in the instrument 
otherwise than through a judicial proceeding.   Make a note of this – It is the holder 
who acquires a security interest in the instrument, IF he takes the instrument for 
value.  It is not the issuer who has the security interest; it is the holder.  The issuer has 
the liability.  The holder can waive the security interest with a blank endorsement, or 
accept it with a qualified endo rsement.  With a qualified endorsement, the holder is 
accepting the security interest, not the liability.   
 
 Judicial court orders can transfer rights in property, creating a security interest in 
the title to the subject property, but that is not how it works with an instrument that is 
issued for value.  An order fo r a judicial court-created security interest is not the type 
of instrument that a transferee would take for value; but, an order for an executive 
court-created security interest is a type of  instrument that a transferee would take for 
value.  United States courts are not judicial courts; they are territorial courts and were 
created through Article 1 Section 8 Clause 9 by the power granted to the Congress to 
“constitute Tribunals inferior to the supreme Court”.  Their orders do not result in 
security interests through judicial proceedings.     
 
 A check is negotiable when it is transferre d to a payee.  It is a note because it is 
the Maker’s promise to pay the Payee.  It is also an order to a third party, so it is a 

 Page 26 of 50 
draft signed by a Drawer.  A named third party, the Payer, on a negotiable instrument 
has a duty to pay it if he is a party to a preexisting arrangement with the Drawer to do 
so.  On a normal check, a bank  is the Payer.  The Drawer is the party ordering the 
payment on a draft.  The Payee negotiates the check by endorsing it and presenting it 
to a bank for deposit.  If the Payee and the Drawer bank at the same bank, the bank 
where the check is deposited can also be the Payer.  The Payee is usually a holder in 
due course.  If the check is lost, a person who finds it is not a holder in due course and 
is not entitled to enforce the instrument.  The one who endorses it takes on the 
liability if the bank where it is deposited cann ot collect on it.  He has recourse against 
the Drawer.  A check is not an instrument that the Payee would take for value, but the 
bank where it is deposited might take it for value, in the event it believes there may be 
difficulty in collecting on it.  If you endorse a check “without recourse”, you are 
giving notice that you do not agree to take on the liability, but you may not be able to 
convince a bank to accep t it with that qualified endors ement.  If you endorse a check 
with just your signature and present it to a bank for deposit, you are giving your rights 
as holder in due course over to the bank.  You are also agreeing to take on the liability 
for the tax on that instrument.  
 
 An IOU is not negotiable, because there is no third party.  An IOU is a promise to 
pay, and is signed by a Maker.  The holder of an IOU can only present it for 
collection to the Maker.  Other instrume nts that are notes (promises) are not 
necessarily negotiable either.  United States Notes (promises) were originally 
negotiable because the holder could take them to any federal reserve bank (third 
party) and redeem them for gold or silver.  Federal Reserve Notes are obligations of 
the United States that are not negotiable.  They are promises to pay.  They are 
obligations that are not redeemable.  See 12 USC 411 as amended.   
 
 Federal Reserve Notes are considered to  be a benefit U.S. citizens get to use 
within the United States.  A promise can be value.  Suffering can be value.  A benefit 
can be consideration sufficient to support a simple contract.  Using Federal Reserve 
Notes is considered taking advantage of a benefit (consideration) in exchange for 
rights the United States has to enforce the terms of a pree xisting citizenship contract 
(a pledge).  That is the implied basis for its agents to issue bills (instruments) to U.S. 
citizens, but they have to be issued for value.  The terms of that pledge are the hidden 
basis for issuing instruments for value.  There is a default presumption that every U.S. 
citizen has made a pledge to the United States and its statutes.  Other than the issuer’s 
obligation to pay an instrument that is issued for value, there is no value in the 
instrument, when it is issued.  It is not negotiable when it is issued.  It is seeking a 
negotiable instrument.  An issuer has a defense for issuing instruments without 
consideration, if they  are issued for value, and a promise previously made by the 
transferee (U.S. citizen) is due and has not been performed.  The payment on the 
national debt is always due and has not been performed.   
 
 If an employee of the United States transfers a bill (instrument) for value to a 
U.S. citizen, the man who represents him might recognize that the bill has been issued 
for value so he can accept it for value and return it for value to close the account on 
behalf of the U.S. citizen.  The U.S. citizen has a legal duty to pay the bill, and the 
man has a moral duty to close the account.   He can close the account if he first 

 Page 27 of 50 
accepts for value the bill that was issued fo r value.  When he does that, he has 
provided sufficient consideration that is needed to balance the implied consideration 
that was provided by the issuer.  It is like for like.  He is actually providing the 
consideration for both sides of the transaction, ie. the accrual bookkeeping system.   
 
 The instrument that is issued for valu e is the debit side of an accrual account 
looking for the credit side.  Everything is backwards.  Usually you make a deposit 
(credit) to your checking account before you write a check (debit) against the account.  
You start with the credit and then you can authorize a debit by writing a check.  In the 
commercial system used in the United States , the debit appears to come first and you 
have to supply the credit to make the debit possible.  The instrument is the credit, and 
your endorsement makes it the debit.  If yo u accept that credit for value and return it 
with a proper endorsement, the instrument balances the account.  If you give it a 
blank endorsement by just holding it, you have to send the issuer another instrument 
as the credit.  To be safe, one who receive s an instrument that has been issued for 
value has to get rid of it as soon as possible.  Whoever is holding it, is liable for it.  It 
is a hot potato.   
 
 If the holder fails to recognize that it was issued for value and gives it a blank 
endorsement, he has become the responsible party replacing the issuer.  He becomes 
the issuer and transferor with the obliga tion, and the original  issuer becomes the 
transferee.  He has to supply the consider ation to fund the instrument and close the 
account.  He can do this by writing a chec k on an open bank account with sufficient 
funds and sending his check with the bill to the issuer.  He can minimize or eliminate 
that liability by giving the instrument a qualified endorsement (A4V) and giving 
notice that the one taking the instrument from him has no recourse against him if the 
instrument ends up being uncollectible.  It is uncollectible until he gives it some 
value.  It was issued for value, ie. to get value, and it does get value when it is 
properly endorsed.  The question is – who is entitled to enforce the instrument? – the 
original transferor or the original transferee?  This is a personal choice. 
 
Without Recourse   
 Mortgage companies endorse promissory notes issued by borrowers with the 
words – Without recourse pay to the order of ABC Mortgage Company  – above the 
endorsement signature.  That is a qualified endorsement.  If ABC can get a third party 
to accept that paper under the conditions of the endorsement, the third party cannot go 
to ABC to enforce the instrument.  Mortgage companies are almost always affiliated 
with a bank that will accept th is kind of paper.  “Without recourse” gives notice of 
non-acceptance of liability on the instrument.  If the third party ever wants to seize the 
security supporting the instrument, it must skip ABC and go to the borrower who 
issued the instrument to ABC, who took the instrument in good faith and transferred it 
to the third party, who also took it in good faith.  The security that backs the 
instrument stays attached to the instrument.  A4V is a qualified endorsement.  Adding 
the words – without recourse –  takes you out of the picture as a responsible party.  
You are not an accommodating party if you use without recourse  in your 
endorsement.   
 

 Page 28 of 50 
 When an instrument is issued for valu e and accepted for value without recourse 
and returned for settlement and closure of the account, the third party (the Secretary 
of the Treasury = banker) has no recourse against the endorser.  One might think that 
is good, but there is one more thing to consider.  The people in the several states 
formed a society built on service.  If you do not want to be part of that service plan, 
you can take yourself out of the tran saction through the without recourse 
endorsement.  If you want to be of service to the United States, and be seen as an ally, 
it might be good to agree to be responsible to aid and assist the United States in 
acquiring funds to pay its debt.  It is up to you, but be fully informed and know 
exactly who you want to be before you endorse an instrument that is issued or 
transferred for value.  This is a personal choice. 
 
UCC 
3-415. Obligation of indorser 
A. Subject to subsections B, C, D and E of this section and to section 3-419, 
subsection D, if an instrument is dishonored, an indorser is obliged to pay the 
amount due on the instrument according to the terms of the instrument at the 
time it was indorsed, or if the indorser indorsed an incomplete instrument, 
according to its terms when completed, to the extent stated in sections 3-115 
and 3-407. The obligation of the indorser is owed to a person entitled to 
enforce the instrument or to a subsequent indorser who paid the instrument 
under this section. 
B. If an indorsement states that it is made "without recourse" or otherwise 
disclaims liability of the indorser, the indorser is not liable under subsection A 
of this section to pay the instrument. 
 
47-3419.  Instrument Signed for Accommodation. 
(d) If the signature of a party to an instrument is accompanied by words 
indicating unambiguously that the party is guaranteeing collection rather than 
payment of the obligation of another party
 to the instrument, the signer is 
obliged to pay the amount due on the instrument to a person entitled to enforce 
the instrument only if (i) execution of judgment against the other party has 
been returned unsatisfied, (ii) the other party is insolvent or in an insolvency 
proceeding, (iii) the other party cannot be served with process, or (iv) it is 
otherwise apparent that payment cannot be obtained from the other party.  
 
 An accommodation party (U.S. citizen who accepts an instrument  that is issued 
and transferred for value) is presumed to guarantee collection, as well as payment of 
the obligation of another party to the instrument.  The accommodation party is only 
obligated to pay the instrument if one of the four criteria is met.  One of them is that 
the other party (the one obligated on the instrument = United States) is insolvent or in 
an insolvency proceeding.   
 
 The issuer usually has the obligation to pay the instrument.  Since he would be 
paying himself if the instrument is issued and transferred for value, and then accepted 
for value and returned for value, the circuity  of the transaction results in a debit and a 
credit.  That makes for a balanced ac count.  Without th e transferee’s blank 
endorsement, the project does not work.  Liability  is not transferred.  The issuer of an 
instrument that is issued for value has defenses; but if it is A4V and returned for 

 Page 29 of 50 
value, the issuer has no defenses.  The issu er does not need defenses, if he closes the 
account, but if he does not want to give up, he could issue a second instrument for 
value to see if the endorser on the first one might change his mind and agree to take 
liability on the second one.  An instrument issued for value could be a tax bill, or a 
complaint, or a penal action “indictment” on which the United States is the issuer and 
the liable party. 
 
Issued or Transferred for Value – UCC 3-303 
 Under the definition of “value” in 1-201(44), a person gives value for rights if he 
acquires rights through several means listed in the subsections.  A person gives value 
in return for any consideration sufficient to  support a simple contract.  Under Article 
3 dealing with negotiable instruments, an issuer does not have to give value if he 
issues an instrument for value.   
 
UCC 3-303 Official Comment 
Thus, outside Article 3, anything that is consideration is also value.  A different 
rule applies in Article 3.  Subsection (b) of Section 3-303 states that if an 
instrument is issued for value it is also issued for consideration. 
 
UCC 3-303. Value and consideration 
A. An instrument is issued or transferred for value if: 
1. The instrument is issued or transfe rred for a promise of performance, to the 
extent the promise
 has been performed; 
2. The transferee acquires a security interest  or other lien in the instrument 
other than a lien obtained by judicial proceeding; 
3. The instrument is issued  or transferred as payment
 of, or as security  for, an 
antecedent claim against any person, whether or not the claim is due; 
4. The instrument is issued or transferred in exchange for a negotiable 
instrument; or 
5. The instrument is issued or transfe rred in exchange for the incurring of an 
irrevocable obligation to a third party by the person taking the instrument. 
B. “Consideration” means any consideration sufficient to support a simple 
contract. The drawer or maker of an instrument has a defense if the instrument 
is issued without consideration. If an instrument is issued for a promise of 
performance, the issuer has a defense to the extent performance of the promise 
is due and the promise has not been performed. If an instrument is issued for 
value as stated in subsection A, the instrument is also issued for consideration.  
 
This section explains how an instrument is issued for value and transferred for value.  
There is no comma before the “or”, so “or” can mean “and” or “or”.  The issuer is the 
party who is liable on an instrument until he can transfer his liability to another party.   
 
UCC 3-105. Issue of instrument 
A. "Issue" means the first delivery of an instrument by the maker [on a note – 
promise] or drawer [on a draft-order] , whether to a holder or nonholder, for 
the purpose of giving rights on the instrument to any person. 
 

 Page 30 of 50 
 The issuer of an instrument intends to give rights on the instrument to another 
person.  That other person might be you if you endorse it properly.  UCC 3-303 
explains how the person you represent in commerce in the United States can start out 
being a target and end up being the one entitled to enforce the instrument. 
 
UCC 3-103. Definitions 
A. In this chapter: 
3. "Drawer" means a person who signs or is identified in a draft as a person 
ordering payment. 
5. "Maker" means a person who signs or is identified in a note as a person 
undertaking to pay. 
 
 An instrument can be issued and transferred for value to a holder by a drawer (if 
it is an order), or by a maker (if it is a pr omise).  The transferee has to decide if the 
instrument is an order or a promise.  If he understands his options, it would be better 
for him to make the instrument a promise.  Then the issuer has an obligation to pay.  
The currency of the United States is base d on promises, which are agreements.  
United States courts enforce agreements.  Both parties can  proceed on the basis of a 
simple contract.  A simple contract does not have to be written, and does not require a 
signature.  The transferee’s signature will be presumed if it is not actually given.   
 
 If you want to contract with someone, you can send him an offer to contract to 
see if he wants to contract with you and if he accepts your terms.  If he does not want 
to contract, he can return your offer and decline to contract.  That is called non-
assumpsit, or “I do not undertake”.  Assu mpsit is an implied agreement to contract; 
thus, a simple contract.  If he does want to contract with you but not on the terms you 
proposed, he can return the contract with different terms for your signature.  You can 
terminate the negotiation by non-assumpsit at  that point or propose different terms 
and return the contract for his signature.  If one party decides to terminate the 
negotiations, he just returns the contract with no signature.  That is the scenario if the 
parties do not already have an obligati on to contract.  If the transferee has an 
obligation based on a preexisting contract (signed or not), he has a duty to respond 
and may have a duty to respond in a certain way.  The lowest position is the one who 
has a duty to pay because of a preexisting agreement.   
 
 Through citizenship, you are presumed to be in that position as a surety for the 
United States on the national debt, through a presumed promise of performance on a 
simple contract.  A tax bill can be an instrument issued for value and delivered with 
the intent of transferring the liability of th e national debt to the transferee.  A civil 
complaint and a penal action “indictment” ar e also instruments that can be handled 
the same way.  They are all looking for someone to accept liability.  The following 
explains the first subsection of UCC 3-303. 
 
UCC 3-303. Value and consideration 
A. An instrument is issued or transferred for value if: 
1. The instrument is issued or transferred for a promise of performance, to 
the extent the promise has been performed; 

 Page 31 of 50 
B. … If an instrument is issued for a promise of performance [to a U.S. citizen], 
the issuer [United States]  has a defense to the extent performance of the 
promise is due and the promise has not been performed. 
If an instrument is issued for value as stated in subsection A, the instrument is 
also issued for consideration.  
 
 Subsection B says the issuer has a defense if he issues an instrument for value 
and the promise is due and has not been performed, but if he issues it for value and 
the promise has not been performed because it is not due, he has no defense.  If he 
issues an instrument and there is no promise, he has no defense.  If a stranger is sent 
an instrument that is issued for value, and he does not pay it, he is not in default 
because he has no duty to pay it.  If a surety is sent an instrument that is issued for 
value, and he does not pay it, he is in default and is in breach of his agreement to be 
surety.  If performance is due and has not been performed, the agent issuing and 
transferring the instrument for value has a right to pursue collection.  If you are 
presumed to be a surety for the United States through U.S. citizenship, and if an agent 
for the United States sends you a bill, what are your options?  If you act like a surety, 
you have to pay.  If you do not think you are a surety, you can refuse it for cause, but 
if you have done things in the past that make it look like you are a surety, refusal for 
cause is not the best option.  If you are a stranger and you pretend to be a surety and 
“pay” the instrument using a security you have registered  with a fiduciary in the 
United States, you are not in default.   
 
 3-303 says “An instrument is issued or transferred for value if the instrument is 
issued or transferred for a promise of performance, to the extent the promise has been 
performed.”  It sounds like th e instrument is a receipt for performance of a promise 
that has already been done.  Why would one argue about receiving a receipt?  This is 
a bifurcated statement.  The first part says th e instrument is issued for value, ie. to get 
value.  The value being sought is a new promise of performance.  The second part of 
the statement admits a promise has already been performed.  Under the fiction that 
you have previously set up the person you represent as a surety, the United States is 
putting the best construction on the instrument.  The issuer is assuming the promise of 
suretyship that has already been made will be performed on this new request.  Now it 
is time to put up or shut up.   
 
 The principle of suretyship is not difficult to understand.  Being a surety is not a 
one way street like being an accommodating party.  An accommodating party lends 
his name and his credit to another person, but gets nothing in return.  One who agrees 
to be a surety for another party would recei ve an asset from the one asking the surety 
for this service.  For example, an officer may need two sureties before he can 
commence his official duties.  He would find two people who agreed to be his 
sureties.  They would sign a document (perha ps a bond) as sureties for the officer.  
The officer would give the sureties an asset, like a deed of trust, as a security for them 
in the event they would be required at some time to pay a debt for the officer.  If the 
officer were a tax collector, and he died, all of his accounts would have to be settled.  
If there were no money in his accounts to payover the taxes he had collected, his 
personal property would be used to settle that debt.  The United States and its 
creditors do not want to spend the time or money to liquidate the dead officer’s 

 Page 32 of 50 
personal property, so they just go to the su reties to collect.  The sureties are required 
to pay immediately.  Then the sureties, as holders in due course of the deed of trust, 
have the right to enforce the deed.  They ca n sell the real property connected to that 
deed of trust, so they can be reimbursed.  The dead officer’s heirs cannot claim a right 
to that property, because the deed of trust the sure ties hold is an enforceable 
instrument. 
 
 Sureties for the United States have th e same options.  Since the sureties are 
fictions, the people who represent those sure ties can opt to use th eir pre-paid account 
to “pay” when they receive instruments that are issued and transferred to them for 
value.  They do not have to pay with th eir public deeds, accounts, and cash of the 
persons they represent.  If they do pay with public currency, they have the right to be 
reimbursed.  If they opt to use their pre- paid account, they use the Secretary of the 
Treasury to setoff the debt.  Either way, the surety stays in honor and performs 
according to his promise. 
 
 You have to make a choice.  No action is a choice to be a surety, and to pay with 
public deeds, accounts , or cash.  Do you want to tr y to prove you are not a U.S. 
citizen and a surety for the debt the United St ates owes its creditors?  “I am not that 
person,” is a defense many people have tried to use in the past with little success.  Do 
you want to try to prove (as a presumed U.S. citizen and surety for the national debt) 
that you don’t have to pay the instrument?  Would it be easier to help them close that 
account?  Suretyship is a fiction.  It is based on an implied promise.  If you were born 
on the land in Montana, you are one of the be neficiaries on the trusts created by the 
Constitution and President Roosevelt.  Do you want to try to prove that in one of their 
penal action courts?  That might be too much truth for a fiction court to deal with.  
That is also a defense that has been tried with little success.   
 
 The obligation the United States owes to you is based on a promise that is better 
than an implied promise.  You have a certified copy of the security that acknowledges 
the obligation the United States owes to you.  It evidences a promise even though the 
terms are implied and not actually expres sed on the face of the birth certificate.  
Would it be easier to use one implied promise to set off another implied promise?  If 
you accept their offer for value and return it for value, at least you have not given 
them an implied general acceptance of liability.  If you are going to accept their offer, 
would it be better to do it on your terms?  Fighting with them has not resulted in much 
success in the past.  Is it possible it will be  easier to close the account by going along 
with their implied contract (promise), bringing in another implied contract (promise), 
and letting them use you to close their books?  This is a personal choice. 
 
 The second subsection of 3-303 deals with a security interest that is inherent in 
every instrument that is issued and transferred for value.  
 
UCC 3-303. Value and consideration 
A. An instrument is issued or transferred for value if: 
2. The transferee acquires a security interest or other lien in the instrument 
other than a lien obtained by judicial proceeding; 
 

 Page 33 of 50 
 The transferee is the person to whom th e instrument is delivered.  It is the 
transferee who has the option of acquiring a s ecurity interest in the instrument that 
was delivered to him.  A hundred years ago if a man borrowed 200 dollars from a 
bank, he would receive 200 dollars of silver  or its equivalent in bank notes.  That 
would be the bank’s consideration.  The man would sign a note and give it to the 
bank.  That would be the man’s consideration.  The bank acquired a security interest 
in a thing – maybe the man’s farm, not through judicial proceeding, but through the 
intentional action of the man.  If the man did not repay the 200 dollars, his note would 
be evidence of the promise that he had breached.  The bank could send the man a 
demand for payment.  That demand for payment would NOT be an instrument issued 
for value, because the bank actually had the man’s written and intentional promise.  
The man did NOT acquire a security interest in the demand instrument from the bank.  
The man could NOT accept that demand for va lue and return it for value to settle the 
account.   
 
 In today’s commercial system, when Mr. Tax Man (an agent for the United 
States) sends a U.S. citizen a demand for payment, he does not have a man’s 
intentional written promise to pay.  He has to issue the instrument for value; and the 
transferee automatically acquires a security in terest in the instrument.  This security 
instrument is not obtained by judicial proceeding.  Assuming the transferee accepts 
the instrument and does not pay it, the United States becomes the transferee and 
acquires a security interest in the instrument.  The positions switch.  It is assumed the 
transferee has given it a blank endorsemen t via his unqualified acceptance (his 
silence) and then issued the instrument back  to the United States.  The new issuer is 
obligated to pay the instrument.  If he had recognized the instrument as one that was 
issued for value, he would have known he had to A4V and return it for value to give 
notice he intended to enforce his security interest in that instrument. 
 
 Even when the United States gets a judgment in its favor from a United States 
court, it does not acquire a security intere st through judicial proceeding.  United 
States courts are executive courts and have no authority to issue judicial orders.  If an 
appeal on an administrative order based on an instrument that had been issued for 
value and A4V were properly brought in an actual judicial court, the judicial court 
would have to rule in favor of the petitioner, but that will not happen.  There are 
administrative procedures to settle these cases before they get to a judicial court.  
Some CID offices are appeals offices, a nd the officers who work there have the 
authority to investigate the facts of a commercial settlement, and actually do the 
accrual bookkeeping and close th e accounts.  If the appeal s office does not close the 
account, or if it closes th e account but does not give notice to the parties and the 
public, there is a higher office that can handle an appeal from an appeals office action 
or inaction.  Every agency of the United States has an Inspector General who has a 
duty to detect and prevent fraud, waste, and abuse.  If the facts of your settlement get 
to his office, his position as a direct appoi ntee of the President requires him to assure 
there is no fraud, no waste, and no abuse.  The book 39 IRS Arguments that Don’t 
Work and Why  explains Inspector General functions in more detail.   It can be found 
on www.lulu.com. 
 

 Page 34 of 50 
 A corporation issuing a stoc k certificate, bond, or other security is obligated to 
pay the instrument.  The corporation (issuer) is liable to pay according to the terms of 
the certificate, bond, or other security, which are instruments that might be negotiable, 
or they might be non-negotiable, at the time they are issued.  If an instrument is 
intended to be negotiable, a third party must enter the process.  A promissory note for 
a mortgage is issued by a borrower, who is the maker.  It appears to be a two-party 
instrument, like an IOU.  The maker usually does not expect his note to be negotiated, 
but it is.  He is making a promise and giving the legal description of the land he is 
buying as security for his promise.  He nece ssarily must already have an interest in 
the legal description through the purchase agreement, for him to be able to pledge that 
legal description on a deed of trust, as security for his promissory note.  The deed of 
trust is an unnecessary component of the loan process, because the promissory note is 
sufficient to fund the loan.  The promissory note is given by the borrower to the 
“lender”, which becomes the transferee and acquires a security interest in the note and 
in the legal description pledged as security . The lender is not obtaining a security 
interest through judicial process.  It acquires the security interest in the instrument 
through voluntary transfer by the borrower.  The security interest is the value.  The 
promise is value.  The subsequent payments are value.  The subsequent seizure of the 
property in foreclosure is value.  The borr ower is supplying all the value.  The maker 
on the promissory note is expecting to receive value from the lender, and the lender is 
expecting to receive rights in the property being pledged as security for the loan.  The 
lender negotiates the note and transfers its rights and obligations in the note to a bank 
(a third party) that takes the note for value along with rights in the security.  The 
definition of value in Article 1 of the UCC used that process as one of the examples 
of “value”.   
 
UCC 1-201(44) … a person gives “value” for rights if he acquires them: 
(b) As security
 for or in total or partial satisfaction of a preexisting claim; 
 
 Both parties to an instrument give value and get rights.  A lender gives value to 
the borrower in the form of banking services, in exchange for rights the lender 
receives in the promissory note.  The borrower gives value to the lender in the form of 
a man’s signature, in exchange for rights to use currency in the public.  The birth 
certificate is an instrument that gives value in exchange for rights.  It is also an 
instrument that is issued based on value received, and represents rights that are given 
back in exchange.  Rights in the birth certif icate as a security are only available to the 
man on the public side, but he needs a fiduciary on the public side to hold the security 
for him.  The man cannot use the birth certificate on the public side.  He is substance, 
and the public side is fiction.  He cannot go there.   
 
 The birth certificate is an instrument that is seen from two different perspectives.  
From the public side, the birth certificate is a security interest in the labor of the U.S. 
citizen the certificate represents, based on the U.S. citizen’s pledge to the United 
States.  From the private side, the birth certif icate is a security interest in distributions 
from the trusts established by the Constitution and by President Roosevelt in 1933.  
On the public side, the United States ha s an antecedent clai m against the U.S. 
citizen’s labor through the preexisting contract (pledge).  On the private side, the man 

 Page 35 of 50 
has an antecedent claim against the United States through the preexisting contract 
(Constitution and the Article VI and Article II oaths).   
 
 Mortgage notes disclose the existence of  an antecedent claim with the words “For 
a loan I have received …” in the first lin e of the borrower’s written promise.  The 
borrower has not received a loan at that po int, but nonetheless he is promising to pay 
on some preexisting loan (national debt) on every mortgage note he signs.  A man 
gives value through his signature on a note, in exchange for rights to future setoff.  He 
acquires his right to future setoff as security for or in partial satisfaction of a 
preexisting claim he has through his position as beneficiary on the trusts created by 
the Constitution and President Roosevelt.  It  is this beneficiary position that you are 
using when you A4V.  There is no value in an instrument that is issued for value 
when it is issued.  It is issued to get value.  An instruments that are issued for value is 
very different than the kind of instrument you sign as a borrower.  You are providing 
value in your instrument at least twice.  You are giving the other party a written 
promise to pay and putting up security (legal description), and
 you are admitting you 
have already received a loan.  In an instru ment that is issued for value by the United 
States, there is no express promise to pay you, and there is no security given to you 
when you receive it.  The only way you can make that instrument payable to you is to 
A4V so you can enforce your security interest in that instrument. 
 
 When an instrument is issued by an ag ent of the United States based only on an 
implied promise, it has to be issued for value, or the issuer would have no defenses 
against a claim of fraud or abuse.  The transferee has a secur ity interest in the 
instrument if the issuer ca nnot produce an antecedent claim based on a preexisting 
contract, which the issuer cannot do.  If he could, it would not be issued for value.  If 
the instrument is not accepted for value, an d then returned for value, the transferee 
waives his security interest in the instrument and waives his position as holder in due 
course with the right to enforce the instrument.  The issuer has the liability until 
someone else takes on the liability.  That is  supposed to be th e transferee, if the 
agent’s plan works.   
 
 Transfer means moving something by a tran sferor to a transferee; from one place 
to another place.  In commerce, a transfer or is usually attempting to transfer his 
liability to the transferee, which is fine if he  is also transferring the security interest 
along with the liability.  In the United States, it is presumed the transferee (U.S. 
citizen) has an obligation on a preexisting contract (pledge) to pay an instrument as 
the result of another party (international bankers) having a direct or indirect 
antecedent claim against the tr ansferee.  It could even be a preexisting claim against 
the transferee’s (U.S. citizen’s) creditor (United States).   
 
 This is where “public” and “private” be come hazy.  When the United States is 
dealing with its sureties (U.S. citizens), you are looking at a public relationship 
controlled by public policy.  The people are not under public policy.  France is not 
under public policy of the United States either.  When the federal United States is 
dealing with the country of France, the relationship is governed by the laws of nature.  
It is by private agreement.  When corpor ate United States is dealing with corporate 
France, the relationship is governed by the Law Merchant.  That is also by private 

 Page 36 of 50 
agreement, but under a differen t set of laws.  When the United States is dealing with 
its creditors, you are looking at a private relationship between corporate United States 
and other corporate persons that supposedly made loans to corporate United States.  
The Law Merchant governs commercial actions among corporate nations.  It is public 
law, but the law of the individual contract s corporate United St ates has with those 
other corporate persons, is private law.  When the national United States is dealing 
with its corporate subdivisions (State of ___), that relationship is governed by public 
law.  The law of the contracts corporat e United States has with its corporate 
subdivisions is administered by public policy.  The law of the relationship the national 
United States has with its officers, agents, and employees is controlled by public law 
through statutes.  The law of the relationship between the federal government and the 
people in the several states is the Constitution.  This is a private arrangement.  The 
people cannot have public contracts with co rporate United States.  They already have 
a private arrangement th at puts the people as benefici aries, and the President as the 
executive trustee.  These are all relationships that are governed by some kind of law; 
often a law that is not even considered by one of the parties.        
 
People – people = private law (agreements) 
Several States – people = private law (state constitutions) 
Federal United States – people = private law (Article VI oaths) 
U.S. citizens – people = private law (agreements) 
Corporate United States – people = private law (agreements) 
International lenders – people = no relationship 
Federal United States – several states (Ohio) = private law (Constitution) 
Federal United States – other countries = private law (treaties) 
Corporate United States – international lenders = private law (agreements) 
Federal United States – foreigners = private law (law of nature and nature’s God) 
 
National United States – U.S. citizens = public law (statutes) 
National United States – members States (State of Ohio) = public law (statutes) 
Corporate United States – other nations = public law (international Law Merchant) 
National United States – foreigners = public law (international Law Merchant) 
 
 Technically, a U.S. citizen has no direct obl igation to the international bankers, so 
their presumed claim against the U.S. citizen is initially a failure.  If the United States 
can get its surety (U.S. citizen) to acknowledge the claim being made by the 
international creditors, through the process of novation, the objective can be 
accomplished; the objective being that the U.S. citizen has voluntarily taken on the 
liability of the national debt.  That is going to be in the capacity of 1) an 
accommodation party, or 2) a surety.  Su reties have rights; accommodating parties 
don’t.  That would be a political election, and only the person can make that choice.  
Since you are representing a U.S. citizen, it is your choice. 
 
 When the transferee receives an instrume nt issued and transferred for value, he 
has options.  He can 1) accept it and pay it, 2)  refuse it for cause an d return it, or 3) 
accept it for value and return it as payment.  The transferee gets an implied security 
interest (consideration) that he can enforce against the security the issuer is supposed 
to be passing on to the transferee.  By operation of law, the instrument must carry the 
issuer’s obligation to pay it.   

 Page 37 of 50 
 
UCC 3-303 Official Comment 
If an instrument is not issued for consideration the issuer has a defense to the 
obligation to pay the instrument.  
 
 
UCC 3-303 Official Comment 
Thus, outside Article 3, anything that is consideration is also value.  A different 
rule applies in Article 3.  Subsection (b) of Section 3-303 states that if an 
instrument is issued for value it is also issued for consideration. 
 
 To avoid fraud, the instrument has to be issued for value.  It gives the transferee 
(a U.S. citizen) a security interest in th e instrument.  The only piece of paper a man 
has the is proof of the security interest he has is the birth certificate.  It has no value 
on the private side, but it does on the public side if he deposits with an appropriate 
banker, who can then be the man’s securities intermediary, and the man can be the 
entitlement holder.  This is explained in UCC Article 8 in the 500 series.  The 
following insert is taken from Wikipedia, an online dictionary. 
 
Operation of law - The phrase "by operation of law" is a legal term that 
indicates that a right or liability has been created for a party, irrespective of 
the intent of that party, because it is dictated by existing legal principles. …  
Events that occur by operation of law do so because courts have determined 
over time that the rights thus created or transferred represent what the intent of 
the party would have been, had they thought about the situation in advance; or 
because the results fulfilled the settled expectations of parties with respect to 
their property; or because legal instruments of title provide for these transfers 
to occur automatically on certain named contingencies. 
Rights that arise by operation of law often arise by design of certain 
contingencies set forth in a legal instrument.  
Rights or liabilities created by operation of law can also be created 
involuntarily, because a contingency occurs for which a party has failed to 
plan (e.g. failure to write a will); or because a specific condition exists for a set 
period of time (e.g. adverse possession of property or creation of an easement; 
failure of a court to rule on a motion within a certain period automatically 
defeating the motion; failure of a party to act on a filed complaint within a 
certain time causing dismissal of the case); or because an existing legal 
relationship is invalidated, but the parties to that relationship still require a 
mechanism to distribute their rights (e.g. under the Uniform Commercial Code, 
where a contract for which both parties have performed partially is voided, the 
court will create a new contract based on the performance that has actually 
been rendered and containing reasonable terms to accommodate the 
expectations of the parties). 
Because title to property that arises by operation of law is usually contingent 
upon proof of certain contingencies, and title records may not contain evidence 
of those contingencies, legal proceedi ngs are sometimes required to turn title 
that arises by operation of law into marketable title. 
 

 Page 38 of 50 
 Your Order that the birth certificate be deposited by a securities intermediary 
makes it a security.  It appears that the birth certificate is not an actual security until it 
passes to a second holder, ie. from the issuer (State of ___) to the Department of 
Commerce of the United States.  The Unite d States uses the certificate until you 
decide you want to use it.  You have the priority right to it as a security for the 
obligation the United States has to you.  It was issued to you. 
 
UCC 8-102(a)(15) “Security,” except as otherwise provided in Section 8-103, 
means an obligation of an issuer or a share, participation, or other interest in 
an issuer or in property or an enterprise of an issuer: 
(i) which is represented by a security certificate in bearer or registered form, 
or the transfer of which may be registered upon books maintained for that 
purpose by or on behalf of the issuer; 
(ii) which is one of a class or series or by its terms is divisible into a class or 
series of shares, participation, interests, or obligations; and 
(iii) which: 
(A) is, or is of a type, dealt in or traded on securities exchanges or 
securities markets; or 
(B) is a medium for investment and by its terms expressly provides that it 
is a security governed by this Article. 
 
 Depositing the birth certificate (security ) makes the secretary of the treasury a 
securities intermediary. 
 
UCC 8-102(a)(14) “Securities intermediary” means  
(i) a clearing corporation: or 
(ii) a person, including a bank or broker, that in the ordinary course of its 
business maintains securities accounts for others and is acting in that 
capacity. 
 
 He is holding something of value (a financial asset = birth certificate = security) 
in a securities account for you. 
 
UCC 8-501 
(a) “Securities account ” means an account to which a financial asset is or 
may be credited in accordance with an agreement under which the person 
maintaining the account undertakes to treat the person for whom the 
account is maintained as  entitled to exercise the rights that comprise the 
financial asset. 
(b) Except as otherwise provided in subsection (d) and (e), a person acquires a 
security entitlement if a securities intermediary: 
(1) indicates by book entry that a financial asset has been credited to the 
person’s securities account; 
(2) receives a financial asset from the person or acquires a financial asset 
for the person and, in either case, accepts it for credit to the person’s 
securities account; or 
(3) becomes obligated under other law , regulation, or rule to credit a 
financial asset to the person’s securities account. 

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 His acceptance of your financial asset makes you an entitlement holder with a 
securities entitlement. 
 
UCC 8-102(a)(9) “ Financial asset,” except as otherwise provided in Section 
8-103, means: 
(i) a security; 
(ii) an obligation of a person or a share, participation, or other interest in a 
person or in property or an enterprise of a person, which is, or is of a type, 
dealt in or traded on financial markets, or which is recognized in any area 
in which it is issued or dealt in as a medium for investment; or 
(iii) any property that is held by a securities intermediary for another person in 
a securities account if the securities intermediary has expressly agreed 
with the other person that the property is to be treated as a financial asset 
under this Article. 
 
UCC 8-102(a)(17) “ Security entitlement ” means the rights and property 
interest of an entitlement holder with respect to a financial asset specified in 
Part 5. 
 
UCC 8-102(a)(7) “ Entitlement holder ” means a person identified in the 
records of a securities intermediary as the person having a security entitlement 
against the securities intermediary. 
Official Comment 
Because many of the rules of Part 5 impose duties on securities intermediaries 
in favor of entitlement holders, the definition of entitlement holder is, in most 
cases, limited to the person specifically designated as such on the records of 
the intermediary.  The last sentence of the definition covers the relatively 
unusual cases where a person may acquire a security entitlement under Section 
8-501 even though the pers on may not be specifically designated as an 
entitlement holder on the records of the securities intermediary.   
 
 You can give him another bond written against the security (bond = birth 
certificate) he is holding.  A promissory note can be written against the bond that is 
written against the security.  Such a promissory note would be an order from the 
entitlement holder to the securities intermediary to use the security he is maintaining 
for a specific purpose. 
 
UCC 8-102(a)(8) “Entitlement order ” means a notification communicated to 
a securities intermediary directing transfer or redemption of a financial asset 
to which the entitlement holder has a security entitlement. 
 
UCC 8-505.  Duty of Securities Intermediary with Respect to Payments and 
Distributions. 
(a) a securities intermediary shall take action to obtain a payment or 
distribution made by the issuer of a financial asset.  A securities intermediary 
satisfies the duty if:  

 Page 40 of 50 
(1) the securities intermediary acts with respect to the duty as agreed upon 
by the entitlement holder and the securities intermediary; or 
(2) in the absence of agreement, the se curities intermediary exercises due 
care in accordance with reasonable commercial standards to attempt to 
obtain the payment or distribution. 
(b) A securities intermediary is obligated to its entitlement holder
 for a 
payment or distribution made by the issuer of a financial asset if the payment 
or distribution is received by the securities intermediary. 
 
 Since securities intermediaries have obligations to entitlement holders, the 
securities intermediaries must have capacity to act.  That is done under the premise 
that a securities intermediary is declared in the commercial code to be a purchaser for 
value.  The indirect holding system of the United States would not function as 
expected if the securities intermediary did not have capacity to act.  Without the rights 
of an owner or a purchaser, the securities intermediary would be powerless to act in 
the intended manner. 
 
UCC 8-116 Securities Intermediary as Purchaser For Value 
A securities intermediary that receives a financial asset and establishes a 
security entitlement to the financial asset in favor of an entitlement holder is a 
purchaser for value of the financial asset. 
Official Comment 
This section is intended to make explicit two points that, which implicit in other 
provisions, are of sufficient importance to the operation of the indirect holding 
system that they warrant explicit statement.   
First, it makes clear that a securities intermediary that receives a financial 
asset and establishes a security entitlement in respect thereof in favor of an 
entitlement holder is a “purchaser” of the financial asset that the securities 
intermediary received.   
Second, it makes clear that by establishing a security entitlement in favor of an 
entitlement holder a securities intermediary gives value for any corresponding 
financial asset that the securities intermediary receives or acquires from 
another party, whether the intermediary holds directly or indirectly.  
…  
In many cases a securities intermediary that receives a financial asset will also 
be transferring value to the person from whom the financial asset was received. 
That, however, is not always the case. 
Payment may occur through a different system than settlement of the securities 
side of the transaction, or the securities might be transferred without a 
corresponding payment, as when a person moves an account from one 
securities intermediary to another. 
Even though the securities intermediary does not give value to the transferor, it 
does give value by incurring obligations to its own entitlement holder. 
Although the general definition of value in Section 1-201(44)(d) should be 
interpreted to cover the point, this section is included to make this point 
explicit. 
 

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 If the transferee actually is a party to a preexisting contract, he must pay it or 
refuse it for cause, due to some defect in the collection process.  Even if he is 
presumed to be a party to a preexisting contract, he has the option of renegotiating the 
terms of that contract, or introducing a new contract.  If he just accepts the instrument 
and does not timely 1) pay it or 2) refuse it for cause and return it, he is in default.  
The reason he can refuse it for cause and retu rn might be that there is some doubt as 
to whether the transferee is actually liabl e for an antecedent claim on a preexisting 
contract.  There is also some doubt that th e proper procedures were used to transfer 
the debt to the transferee.   
 
 Option 1 requires the transferee to part w ith possessions, such as cash, digits in a 
bank account, or titles to things.  Option 2 requires the transferee to understand a 
great deal about court procedures and the ability  to think on his feet if he participates 
in a court proceeding.  Option 2 is very  useful to those who have learned the 
mechanics of the administrative courts.  It is also useful if the transferee starts an 
immediate dialogue with the i ssuer as soon as the instrume nt is delivered.  The focus 
for this option must be on due process.  It cannot present arguments about the 
existence of the obligation or the amount of the obligation, but can present questions 
about proper collection procedures.  Option 3 requires knowledge of who you are and 
how to enforce your rights.   
 
 If the instrument is issued for value, it can be accepted for value because it comes 
with a security interest built into th e instrument.  If the transferee accepts the 
instrument for value and returns it for value, he is acknowledging the instrument was 
issued for value.  He is informing the issuer that he intends to renegotiate the terms of 
the implied simple contract (that he is a surety) or introduce terms for a new contract.  
On a new contract, the issuer can be made to acknowledge that he is liable for the 
instrument he issued.  If the issuer has defenses, he will be OK.  An issuer’s defenses 
normally would be the record of the antecedent claim on the preexisting contract, but 
he might have to produce it.  Since it is a simple contract, it will be difficult to 
produce.  The evidence of that simple contract is signed applications for the birth 
certificate, for the social security number, for licenses, for passports, for permits, for 
bank accounts, etc.  If the preexisting claim resulted from an implied contract that the 
transferee is a surety, the issuer will not want to produce it.  If the United States issues 
and transfers an instrument for value, it runs the risk of having it returned for value, 
putting the liability back on the United States, which has no choice but to close the 
account.  It has no actual antecedent claim based on a preexisting contract.   
 
 The issuance of an instrument with nothing to base it on, normally would be a 
violation of commercial principles and would be fraud, but under Article 3, an 
instrument can be issued for value to avoid the normal penalty for fraud.  It is the 
transferee’s choice as to how it will all turn out.  He determines if the instrument is a 
promise or an order, if it is negotiable or non-negotiable, and if it is a payment or a 
security for an antecedent claim he has agains t the issuer, or if it is a security for an 
antecedent claim the issuer ha s against him.  His endorsem ent will inform the issuer 
of what he intends to do.  He has the option of accepting it for value and settling the 
account to close the bo oks.  He can even send an add itional promissory note with the 
return of the instrument he has accepted for value.  It would not hurt for him to do 

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this, so the United States does not suffer because of the actions of one of its agents.  If 
he refuses the instrument for cause and retu rns it, it is possible one of those agents 
will cause the United States to suffer a financial loss.  It might be better to be seen as 
one who aids and assists the United States in its time of emergency, rather than one 
who does not. 
 
 Subsection 3 of 3-303 deals with options the transferee has when an instrument is 
issued for value and transferred for value to him. 
 
UCC 3-303. Value and consideration 
A. An instrument is issued or transferred for value if: 
3. The instrument is issued or transferred as payment of, or as security for, an 
antecedent claim against any person, whether or not the claim is due; 
 
 UCC 3-303 says an instrument is issued or  transferred for value if it is issued or 
transferred 1) as if it were a payment of, or 2) as if it were a security for, an 
antecedent claim against any person; and it does not matter if the claim is due.  The 
“antecedent claim against any person” can be  and usually is, the claim international 
lenders have against the United States.  U.S. citizens are sureties for that debt, and the 
United States is the principal.  When a surety is called upon to pay his principal’s 
debt, a demand for payment has already been made of the principal.  For whatever 
reason the principal did not pay when the demand was made, so the attention then 
turns to the sureties.  The sureties are re quired to pay immediately.  Since U.S. 
citizens have not expressly signed on as sureties for the United States, demand can 
only be made for value.  The United States acting for its creditors, can make demands 
for value, ie. for loans.  When the surety (transferee) receives a demand for value, the 
demand needs an endorsement to make it negotiable.  The issuer is looking for the 
transferee to supply the endorsement.  That can be a blank endorsement or a qualified 
endorsement.  The choice is yours.   
 
 The instrument can be issued or tran sferred for value as a payment or as a 
security.  The endorser decides which it is.  The antecedent claim can be against any 
person, not necessarily against the transfer ee.  That “any person” can be the United 
States for the national debt if the transferee  is a surety for the United States.  If the 
transferee agrees to be surety, he has an obligation to pay the instrument immediately.  
If the transferee gives the instrument to the man who represents him, he can use the 
commercial rules to A4V the instrument and return it for value and for closure of the 
account.   Either way, th e transferee has an obligatio n to do something with the 
instrument. 
 
 “Giving value” from 1-201 is not the same as “transferring for
 value” from 3-303.  
The transferor (issuer) in 303 usually wants to get a valuable consideration back for 
an instrument he issues for value, and he wants a new contract on which he or the 
person he represents is the creditor.  An issuer for value has no preexisting contract 
and no antecedent claim that authorizes him to  issue an instrument, so he issues it for 
value and delivers it to someone (the targ et) with the hope that the receiver will 
accept it without conditions.  The one who r eceives an instrument issued for value 
does not have to accept the liability attached  to it, unless he has an obligation to 

 Page 43 of 50 
accept the liability.  If there is no obligation, the transferee can view the instrument as 
a payment, and return it with a proper endor sement to pay the instrument and to close 
the account.  The instrument  pays the instrument! The issuer pays the issuer! 
Confusing, isn’t it?   
 
 The instrument can also be an offer to co ntract, and no one is required to contract 
if he does not choose to do so.  The pres umption that everyone is  obligated to enter 
these contracts is based on an implied simp le contract.  That is not a very strong 
position. 
 
 When an instrument issued for value is  received and retained, it is accepted as 
though the receiver has given it a blank endo rsement, and the transfer of liability has 
been successful.  A blank endorsement waives all the defects, and the main defect in 
an instrument issued for value is that there is  no security attached to it.  If it were not 
for the inherent security interest in the instrument itself, the whole project would be 
fraud.  The issuer is not giving
 value; he is seeking  value.  The issuer is not giving  
consideration; he is seeking  consideration.  Th ese abnormalities can be cured if the 
transferee gives it a qualified endorsement as a payment a nd returns the payment for 
closure of the account.  Af ter acceptance through a blank endorsement, the issuer’s 
consideration is presumed, and the endorser is liable on the instrument.  A 
commitment (implied or express) by the tr ansferee (to take on the liability) through a 
general acceptance would be a valuable cons ideration on his part, and would result in 
a binding contract.  He is then obligated on the instrument to make immediate 
payment.   
 
 Subsection 4 of 3-303 deals with negotiabl e instruments.  The issuer is seeking a 
negotiable instrument in return for the instrume nt he is transferring  to the transferee.  
In most cases, the transferee does not know that the instrument itself is going to be 
made negotiable.  The transferee is the only  one who can decide what endorsement is 
going to be one the instrument. 
 
UCC 3-303. Value and consideration 
A. An instrument is issued or transferred for value if: 
4. The instrument is issued or transferred in exchange for a negotiable 
instrument; or 
 
 UCC 3-303(A)(4) says an instrument is issued or transferred for value if it is 
issued or transferred in exchange for a ne gotiable instrument.  The issuer wants to 
exchange his instrument for a negotiable instrument.  You can send him a check, 
which is negotiable.  You can retain his instrument, which is an acceptance waiving 
the defects and giving it a blank endorsement, which makes the instrument negotiable.  
You can return his instrument as a payment with a proper endorsement, which makes 
it negotiable.  The issuer gets what he wants, sort of. 
 
 At the time an instrument is issued for value, it has no value until the transferee 
endorses it.  When you endo rse it with a blank endorsem ent by mere acceptance, you 
have turned it into a negotiable instrument, and you are the new issuer.  The initial 
issuer now has a security interest in your negotiable instrument, and he can negotiate 

 Page 44 of 50 
it for payment.  He is entitled to enforce the instrument, instead of you.  When an 
instrument is just issued (check or promi ssory note), it has value because it contains 
an order or a promise and is backed by a s ecurity, some sort of promise.  Checks are 
backed by digits in an account that re present Federal Reserve Notes, which are 
obligations of the United States.  Promissory notes are back by the promise of future 
labor.  In the case of a check, the value is the promise on the part of the issuer and the 
order to a third party to pay it.   If you canno t tell on the face of the instrument if it is 
a promise or an order, it can be treated as either.  When the payee receives a check, it 
is a promise.  When he negotiates it by e ndorsing it and delivering to a bank, it is an 
order.  If the check is negotiated at the bank on which it is written, and there are 
sufficient digits in the account to cover th e check, that bank can take the instrument, 
and does not have to take it for value.  If  the check is negotiated at a different bank, 
the bank can take the instrument for value,  because it does not kn ow if the check is 
good.  It does not know if it can collect on the check.  If the bank gives its depositor 
cash immediately upon deposit, the bank may not be able to collect from the maker’s 
bank.  It would then have to retrieve the value of the check from its depositor.  To 
avoid such problems, the bank will usually give notice that the funds will not be 
available to its depositor until the bank has collected on the check from the maker’s 
bank.  In that case, the bank would be taking the instrument for value.  It would be 
seeking value, and would not be making a commitment to honor the check 
unconditionally. 
 
 If someone just accepts an instrument issu ed by an agent of the United States for 
value and does not immediately pay it, he is  in default.  If he were to accept it for 
value and return it to the issuer’s banker (Secretary of the Treas ury) with a qualified 
endorsement (not a blank endorsement), the issuer would have no recourse against the 
one who endorsed and returned the instrument.  The qualified endorsement is – 
Accepted for Value    Exempt from Levy       signature   
     Date ____    Exemption 
Identification Number 123456789     Deposit to the U.S. Treasury and charge the 
same to _________ .    
  
 The value of the instrument can be charged to JOHN H DOE 123-45-6789 if it is 
the birth certificate.  The value can be charge d to a clerk of court for case # ____.  It 
can be charged to the Commissioner of Internal Revenue Service for account # 123-
45-6789 if it is a tax bill.  Electric bills have the bank routing numbers and amount of 
the voucher printed in magnetic ink right on the bottom of the bills.  The utility 
companies are actually sending you the voucher to pay the bill with the statement 
every month.  Even so, they might decide to turn off your service if you do not send 
them a “thank you” check in addition to returning the voucher with your proper 
endorsement.  IRS also sends the voucher on the final demand before lien or levy.  A 
voucher can be “a written record of expenditure, disbursement, or completed 
transaction, or it can be a written author ization or certificate, especially one 
exchangeable for cash or representing a cred it against future expenditures”.  It would 
need to be endorsed before submitting it as a credit.  A blank endorsement puts the 
liability on the endorser.  A qualified endorsement puts the liability on the issuer. 
 
 Until someone gives an endorsement, an instrument issued for value is not 
negotiable.  If the transferee makes the inst rument negotiable as a security with a 

 Page 45 of 50 
blank endorsement, the transferee must pay it.  He can give it a qualified endorsement 
by accepting it for value, to make it a payment.  When it is subsequently presented to 
a third party (banker), it is an order from the maker to the third party to pay it.  The 
instrument issued for value b ecomes the very payment that pa ys it.  If the transferee 
gives it a blank endorsement (by his silence) and does not return it with his check, he 
makes the instrument his promise and also makes the instrument negotiable as a 
security.  Whoever has a right to enforce it can negotiate it.  If the transferee has no 
idea what to do with it, he might inadvertently make it a security and commit himself 
to pay it.  It is his choice.  There is a price for ignorance.  Ignorance is not stupidity; it 
is lack of knowledge.  If an instrument is issued and transferred for value, the person 
who is the transferee can make it the issue r’s note (promise) and the transferee’s draft 
(order).  The transferee can be the one entitled to enforce the instrument if he gives it 
a proper endorsement.  If he does not, the transferor is the person entitled to enforce 
the instrument, and he will enforce it.   
 
 A case designed to seize property of a U.S. citizen is called a penal action.  It is 
not civil, and it is not criminal.  It is based on violation of statutes that were 
implemented to facilitate collections from U.S. citizens to pay the national debt.  
Libels of information are used to obtain ar rest warrants from the clerks of executive 
courts so the proceeding can be comme nced.  These are not cases; they are 
proceedings.  The book 39 IRS Arguments that Don’t Work and Why  explains this 
process in much more detail.  It can be found on www.lulu.com. 
 
 When an indictment (true bill), which is actually a libel of information, or other 
bill is presented to a U.S. citizen by the United States, an obligation on a preexisting 
claim against the United States (national de bt) is being transferred to the transferee 
(surety - defendant or debtor).  The bill is i ssued for value.  The endorser is expected 
to create the “money”, both for the payment or for the security.  The United States 
wants the U.S. citizen to su pply the value.  There is no actual security, antecedent 
claim, or preexisting contract behind it.  No  money is needed if the transferee treats it 
as a payment
 and sends it to the issuer’s banker with a qualified endorsement.  This 
puts the endorser in the driver’s seat a nd makes him the party entitled to enforce the 
instrument.  On the other hand, no money is needed if the tr ansferee treats it as a 
security by giving it a blank endorsement and keeping (holding) it.  This puts the 
issuer or his principal in the driver’s seat and entitles the principal to enforce the 
instrument.    
 
 Since 1933, the only money in circulation is money of account that is created on 
demand at the time it is needed to satisfy an immediate need.  If a bill is issued with 
nothing to secure it, it has to be issued for value, because the money to pay it 
(promise to back it) has not been created.  If the transferee receives a bill and does not 
pay it immediately, he is in default.  Some  say the reason it cannot be paid is because 
no check to pay it was included with the bill.  The instrument is the check if it is taken 
as a payment, made negotiable with a prop er endorsement, and turned into a draft 
(issuer’s order).  If the transferee accepts it for value and returns it to the issuer’s 
banker (Secretary of the Treasury) as pa yment to balance the books and close the 
account, he is not in default.  Since it was issued for value, and transferred for value, 

 Page 46 of 50 
it can be accepted for value.  To be a hold er in due court, the endorser must take 
(accept) the instrument for value.  See 3-302.  Holder in due course above.  
 
 Under Article 3, if an instrument is issued for value, it is also issued for 
consideration.  The issuer either gives the consideration through the instrument, or 
issues the instrument for value to receive the consideration from the transferee.  When 
an instrument is accepted (taken ) for value, it can be return ed to pay the bill, and the 
transaction is finished.  All the requ ired bookkeeping entries for an accrual 
bookkeeping system can be made based on the offer for value and the acceptance for 
value.  This bookkeeping cannot be done if the bill is not returned with an appropriate 
endorsement though.  If the bill is not re turned, the bookkeeper has an unbalanced 
account.  All accounts must be closed at the end of the business day in an accrual 
system.  An unbalanced account necessita tes entries into the accounts payable and 
accounts receivable ledgers.  If you are the cause of a payable, you are also 
responsible for the receivable, so your retention of the inst rument is deemed to be a 
blank endorsement.  If you do not balance th at account, an execu tive court will do it 
for you.  That usually results in a statutory penalty being applied against you through 
the U.S. citizen you represent. 
 
 Subsection 5 of 3-303 deals with irrevocable obligations.  The transferee is 
expected to enter that obligation voluntarily and take on the liability of both the 
instrument and the payment needed on the national debt. 
 
UCC 3-303. Value and consideration 
A. An instrument is issued or transferred for value if: 
5. The instrument is issued or transferred in exchange for the incurring of an 
irrevocable obligation to a third party by the person taking the instrument. 
 
 An instrument can be issued or transferred in exchange for the incurring of an 
irrevocable obligation to a third party by the person taking the instrument.  This is a 
very easy to understand section.  If the issu er (United States) issues or transfers an 
instrument for value on behalf of a third party (international creditors), and if he 
(United States) is fulfilling a promise (reorganization plan) on an antecedent claim 
(national debt) the third party (international creditors) has against the issuer (United 
States), his (United States) purpose is to exchange the instrument for an irrevocable 
obligation (the U.S. citizen’s) to that third party (international creditors) by the person 
taking the instrument (U.S. citizen).   
 
 If the transferee (U.S. citi zen) has an obligation to the issuer (United States), and 
the issuer (United States) can provide the third party (international creditors) with an 
irrevocable obligation by the transferee (U.S. citizen), the issuer (United States) has a 
defense because of the giving of value (U.S. citizen’s irrevocable obligation) to the 
third party (international creditors).  The transferee’s (U.S. citizen) obligation (value) 
to the issuer (United States) is transferred to the third party (international creditors) as 
value (payment on the national debt).  The issuer (United States) is entitled to enforce 
an instrument (pledge) it supposedly previo usly received from the U.S. citizen.  The 
transferee on an instrument issued and transferred for value is the one who decides if 

 Page 47 of 50 
the instrument is a payment or a security.  The definition of “negotiable instrument” 
says, “a person entitled to enforce the instrument may treat it as either”.   
 
UCC 3-104. Negotiable instrument 
E. An instrument is a "note" if it is a promise and is a "draft" if it is an order. If 
an instrument falls within the definition of both "note" and "draft", a person 
entitled to enforce the instrument may treat it as either. 
 
 When an issuer of a negotiable instrument  delivers it to a U.S. citizen represented 
by a knowledgeable man, it is the transfer ee (U.S. citizen) who is entitled to enforce 
the instrument.  Since he has been asked to take on the liability, he is the one who 
decides if the instrument is a promise (note) or an order (draft).  He is the one who 
has the right to endorse the instrument.  An issuer of an instrument for value is 
gambling when he delivers an instrument to a transferee.  If it gets in the hands of a 
knowledgeable man, the issuer  might end up being the liable party instead of the 
transferee.  Since agents of the United States  who have authority to issue and transfer 
instruments for value are bonded, their issuance of these bills will not affect their 
personal holdings; but if a knowledgeable man accepts it for value and returns it for 
closure and settlement of the account, and the agent is neg ligent or abusive, his bond 
may not cover his willful default.  His only recourse is to try to get you to change 
your mind and waive your settlement.  If you do not really know what you have done, 
it will be easy for him to help you waive your settlement and revert back to being 
liable on the instrument that you turned into a negotiable instrument.  That instrument 
(as a security) can then be transferred to a third party as a form of satisfaction by the 
United States, using you as the responsible party. 
 
 An instrument that is a promise or an or der can be issued for value by an agency 
or instrumentality of the United States, an individual, or a corporation and delivered 
to another person, who is presumed to have previously made a pledge to be liable for 
such instruments.  It is not the instrument that determines if it is a promise or an 
order, and a payment or a security.  Whether the instrument is a promise or an order is 
up to the one who endorses it.  Whether it is going to be used as a payment on a 
preexisting claim, or as a security for a pr eexisting claim is also up to the one who 
endorses it.  It is going to be negotiable, but when it is issued, it is not known who is 
going to be the liable party on it when it is negotiated.   
 
 Endorsing a check issued as a promise and as an order is not done for value.  
Only instruments that are i ssued and transferred for value can be accepted for value.  
A check does not fall into th at category, but the way it is endorsed does determine if 
the negotiation of the check will be a taxable event to the endorser, or not.  If it is 
endorsed in blank and deposited anywhere in the United States, a tax is owed.  The 
person receiving it creates a record of the creation of a new security at the bank where 
it was deposited.  That record confirms the person making the deposit has realized an 
undeniable ascension to wealth over which he has control, and that transaction is a 
taxable event.  A blank endorsement is one that only exhibits the signature of the 
endorser and does not contain special terms.  An instrument with a blank endorsement 
becomes a bearer instrument and can be enforced by anyone who has it.  If it is given 
to a bank through a deposit, the bank becomes the person entitled to enforce the 

 Page 48 of 50 
instrument.  Using a check as an example, if it is endorsed in blank and deposited, its 
value should be included as  income on a tax return.  That same check could be 
endorsed with a qualified endorsement indicating the check is exchanged for credit on 
account or is exchanged for Federal Reserv e Notes that have no redeemable value 
according to 12 USC 411.  The endorsement words are chosen by the endorser.  They 
might be – Deposited as credit on account or exchanged for Federal Reserve Notes 
with no redeemable value.   If the bank has a problem with that wording, it might be 
changed to – Deposited as credit on account or exchanged for Federal Reserve Notes 
pursuant to 12 USC 411 as amended.   The amendment that is important is the one 
that removed the redeemability from the statute.   
 
Interest in Property 
 Since the United States money system is based on interest in property rather than 
substance, the commercial goal is to get a security interest in something that has 
value; not to take possession of a thing.  Ownership carries liabilities.  Interest in 
property does not.  It is more efficient commercially to have a security interest in 
property than to own it.  A security intere st is not given unless there is an obligation 
that necessitates such an action.  That mean s there is a debt involved when there is a 
security interest.  When one applies for credit, he simultaneously gives a security 
interest in a thing that has value.  The thing can be a title to land or a car, title to a 
deposit account at a bank, a promise of future performance, or a commitment on 
future labor.  The security for the credit can be implied, and constitutes consideration.  
This implies the existence of a contract, ev en though it may be a simple contract and 
you may not have intended to enter a contract.  Default on implied contracts can result 
in consequences anywhere from seizure of pledged property (titles or even a body), to 
negative information on a credit report. 
 
 The blank endorsement of a transfer ee, who does not do anything with an 
instrument that was issued or transferred to him for value, is assumed.  At some point 
he is a holder and is liable, but the liability is not enforceable until there is an 
endorsement, which can be on another piece of  paper that is attached by a connective 
note, or can just be presumed according to  commercial law.  Someone other than the 
transferee can even sign it on behalf of the transferee.  This is not done unless the 
transferee is arguing or continually objec ting to being billed.  Technically, the 
transferee is in default, so his negligence or disobedience can be cured by someone 
else, but there is usually an additional price to pay at that point.  An actual 
endorsement that fits the commercial requirements might even be on a paper used in a 
penal action proceeding, called Terms and Conditions of Release.  It is a special bond 
used in penal action courts when the defendant still refuses to take responsibility to 
close the account. 
 
UCC 3-203 Transfer of instrument; rights acquired by transfer 
C. Unless otherwise agreed, if an instrument is transferred for value and the 
transferee does not become a holder because of lack of indorsement by the 
transferor, the transferee has a specifically enforceable right to the unqualified 
indorsement of the transferor, but negotiation of the instrument does not occur 
until the indorsement is made. 
 

 Page 49 of 50 
 This is a confusing section of the commercial code.  The positions of the 
transferor and the transferee switch when the original transferee fails to respond.  The 
mere act of retaining an instrument implies its general acceptance and its reissuance 
with a blank endorsement.  This turns the tabl es.  It turns the orig inal transferee into 
the new issuer/transferor and the Maker or Drawer on the instrument.    The original 
issuer becomes the transferee.  For example according to 3-203, the U.S. citizen who 
received the instrument and was originally the transferee with an  automatic security 
interest in the instrument that was issued and transferred for value, becomes the new 
issuer and the transferor if he just receive s it and retains it.  The United States agent 
that originally issued it for value and had the liability to pay it, becomes the new 
transferee with a security interest in the instrument.  The new transferee has a 
specifically enforceable right to the unqualified indorsement of the transferor.  All the 
United States has to do is get the U.S. citizen to sign something, anything, that is 
related to that instrument.  It could be the green card on a certified mail envelope, or a 
payment agreement with  the IRS, or a Terms and Conditions of Release bond in an 
executive court proceeding. 
 
Settlement 
 Handling negotiable instruments is just the first step of settling commercial 
accounts in the United States.  Article 3 of the commercial code is the guidebook for 
dealing with negotiable instruments of all kinds.  Registration and bonding through 
the Secretary of the Treasury as your fiduciary and securities intermediary and setting 
off commercial charges is needed to act ually settle the accounts.  Direction for 
registering a security interest is found in Article 9 and the duties and rights of parties 
to securities are covered in Article 8.  Knowing what A4V means is just the 
beginning. 
 
*******************************************************************  
 
A4V Recap 
Acceptance for value is purely a commercial remedy. 
It is not the only remedy. 
Acceptance for value is based on contract law and international law. 
Even simple contracts must have consideration from both sides to be valid. 
Bankruptcy law and insolvency law overshadow all commercial debts in the United 
States. 
The President is the only officer of the United States who has a constitutionally 
required oath. 
People are beneficiaries of the trust created by the Constitution. 
The President is the executive trustee of that trust. 
Acceptance for value is different than acceptance. 
Value can be -  
1) A commitment to extend credit 
2) As security for satisfaction of a preexisting claim 
3) Acceptance of deliver on a preexisting contract 
4) Any consideration sufficient to support a simple contract 
Mere acceptance waives defects. 
Accepting an instrument for value gives the acceptor options. 

 Page 50 of 50 
The issuer of an instrument has the liability on the instrument. 
An instrument issued or transferred for value is - 
1) for a promise of performance, to the extent the promise has been performed; 
2) to acquire a security interest or other lien in the instrument other than a lien 
obtained by judicial proceeding; 
3) as payment of, or as security for, an antecedent claim against any person, 
whether or not the claim is due; 
4) in exchange for a negotiable instrument; or 
5) in exchange for the incurring of an irrevocable obligation to a third party by 
the person taking the instrument. 
One of an acceptor’s options is to accept for value and return for value to the issuer’s 
banker. 
Article 8 of the commercial code directs the handling of securities in the United 
States. 
A securities intermediary has obligations to entitlement holders. 
Consideration means any consideration sufficient to support a simple contract.  
An issuer of an instrument for value has no defense to the obligation to pay the 
instrument. 
The issuer has a defense if performance of the promise is due and the promise has not 
been performed.  
An instrument issued or transferred for value is also issued for consideration.  
A person gives value to receive rights. 
He can acquire rights –  
(a) In return for a binding commitment to extend credit or for the extension of 
immediately credit 
(b) As security for or in total or par tial satisfaction of a preexisting claim; or 
(c) By accepting deliver y pursuant to a preexisting contract for purchase; or 
(d) Generally, in return for any consideration sufficient to support a simple 
contract. 
Acceptance for value is the same as taken for value. 
Instruments issued for value have no value in them until they are endorsed. 
A blank endorsement makes the endorser liable on the instrument. 
A proper qualified endorsement can make an endorser a holder in due course. 
An endorser is not required to take on the liability of the instrument. 
An endorser has the option of limiting or precluding recourse against himself. 
An endorser decides if an instrument is a promise or an order. 
An endorser decides if an instrument is negotiable or non-negotiable. 
An endorser decides if an instrument is a payment or a security. 
Interest in property establishes a claim that may be enforceable by a holder in due 
course. 
Interest in property does not carry liabilities of ownership of property.  
 
 
 

Keating I, II, III  Page 1 of 34 
Transcribed by 
Rockney Martineau 12/25/04 
 
Jean Keating 
Work Shop 
 ______________________ 
 
INTRODUCTION 
By: Michael Young 
 
 “Sorry about the confusion this morning,  this is exactly the reason why we try 
to coordinate this stuff ahead of time so we can get a clue on how many people are 
coming because we only heard from about 15 people so that room down there would 
have been plenty big enough. And not that  we didn’t want you to come but we’re 
glad that every one is here. I think you’re going to be blown away by the 
information that Jean has to share with you today, looks like we have people from 
all over the place. I’m Michael Young by the way. Did I get everyone’s information 
on the sheet? Anyone I didn’t? OK I’ve got yours. Ok well we’re going to go ahead 
and get started. There is one question...is there anyone here that has to go to lunch? 
I was going to say if you guys want to b oot and take a lunch break then we’ll take 
one if you don’t then we can get straight  through here that way we can make up 
some of the time that we lost and moving around here.” “How long will it take”? 
Probably 4:00 at least. Can everyone handle that? We have a couple of Black Law 
Dictionaries is you need them. 
 
Jean: “This should really be a 2 day seminar…really a 3 day, a 3 day 8 hour 
seminar. I’ve got some good stuff it’s unbelievable”. 
 
Michael: “Well let’s go ahead and get st arted. Are you going to have tapes and 
CD’s”? 
 
Jean: “Yes, I’m going to go into all that”. 

Keating I, II, III  Page 2 of 34 
 I always pray before we start so I’m going to say a prayer. Father we pray 
you will open out minds to the truth as we study this commercial law this 
Babylonian law that came out of Babylonian we pray that it edifies us enlightens us 
reinforces us. We ask for your blessing and not your cursing we pray that you open 
our minds to the truth as we study the truth. In the name of thy son, amen. 
 
Jean Keating 
 I want to start out by saying that to win in court you have to know what goes 
on in court. What goes on in the court rooms go back to Edward the First  - it’s 
called Statute Merchant and what it is, is a Bond of Merchant  or Bond of 
Record. The statutes themselves are the Bond and what they do is duplicate the  
statutes that they charge you under with what they call a Recognizance Bond 
and people sign the Recognizance Bond without reading what the Bond says. I 
brought this to Joe’s attention when he signed his Bond…and what it says is, is that 
you agree to pay back the debt . When you go into court on a criminal charge, it’s 
CIVIL NOT CRIMINAL . There’s a book out called the “ Jurisdiction and 
Practice of the Law of Admiralty ” by John E . Hall; it’s based on “ Clerk’s 
Praxis”. The Clerk’s Praxis  was a clerk of the court of registrar of the Court’s 
Arches under the King’s Bench. The Court of Arches is a court of Probate and 
John E. Hall is the one that wrote this b ook - this book was never intended for 
public viewing. We are going to try to repr int this book so that everyone can have a 
copy of it to read. If you want to underst and how Admiralty works, this is the book 
you need to read and the reason being; read the case of “ Waring v. Clark”, it talks 
about “Clerks Praxis” in there and they used it in the Vice Admiralty Courts in 
the Colonies during the American Revolution. This book caused the American 
Revolution. 
 
 What their doing is all about Bonds . When you go into the courtroom after 
you’re arrested they use two different se ts of Bonds. What they do when your 
arrested they fill out a “Bid Bond ”. The United States District Court uses 273, 
274 & 275. SF means “ Standard Form”. Standard Form 273, Standard Form 274 
& Standard Form 275. This is the United States District court. There is another set 

Keating I, II, III  Page 3 of 34 
of Bonds and they are all put out by GS A.; General Services Administration. I’m 
just talking off the top of my head becaus e I have all of this stuff memorized. GSA 
Form SF24 is the “ Bid Bond”, everyone should have a copy of the Bid Bond. The 
“Performance Bond” is SF25. The “Payment Bond” is SF25A and put out by the 
General Services Administration which is  abbreviated GSA. The GSA is under the 
“Comptroller of the Currency ” which is under the GAO,  the “General Accounting 
Office”. O.K. you have two sets of Bonds: SF24, SF25 & SF25A. At the Federal Level 
you have SF273, SF274 & SF275. 
 
 O.K. what are they doing with these Bonds? What’s going on in the courtroom 
is that they are suing you for a debt collection. What it is, is an action of 
“ASSUMPSIT” The word “ PRESUME” comes from the word “Assumpsit” which 
means “I agree or I presume to do”. An act of “Assumpsit” which means “ I agree to 
a collection of a debt ”. If you look at these Bonds…every one of these Bonds: The 
“Bid Bond”, “Performance Bond” & “Payment Bond” all have a “PENAL SUM” 
attached to it. The reason for the “Penal Sum” is if you don’t pay the Debt, you go 
into “Default Judgment”. That is what is going on in the courtroom. That is why 
all of these guys are sitting in prison wondering what’s going on . If you go 
in there and argue jurisdiction…Jack Smith is  exactly correct in what he is saying 
about the HONOR &  DISHONOR. If you go in and argue jurisdiction or refuse to 
answer questions that the judge or the court addresses to you, they will find you in 
contempt of court and they will put you in jail and if you read “ Clerks Praxis” 
that’s all they talk about is conte mpt. What they used to do back in Edward the 
1
st; if you owed a Debt they would send a Sheriff out with a Warrant to arrest you. 
This is ALL CIVIL, this is NOT CRIMINAL. It’s just a smoke screen to cover up 
what they are doing with Mercantile Civil Law and what they used to do when 
they arrest people with a warrant and brought the person into court and made them 
sign a Bond to release until the civil suit commenced. It actually says “Civil Suit ” 
in “Clerks Praxis”. 
 
 There’s some transcripts made of some of my thoughts and I’m going to write 
it on the board so that everybody knows how to spell. This is how you spell “ Clerk’s 

Keating I, II, III  Page 4 of 34 
Praxis”. Latin for “ Practice”, if you look up “Praxis” it means “ Practice”. This is 
the only book I have ever seen and I have seen about every Admiralty book in 
existence, that’s an actual ‘ Praxis’ book and it goes into everything that Jack 
teaches. It talks about “ Letters of Rogatory ”; it talks about the collection of the 
debt. What they do is arrest you, then they hold you…basically they hold you until 
the suit has been completed and when they get “ Default Judgment ” on you 
because of failure to pay the Debt , they put you in prison. Anyone who has been in 
jail or prison that knows me knows that I’m not wrong? Attorneys are there to cover 
up the smoke screen . What attorneys do, because no-one knows what’s going on, 
they lead you into “Dishonor ” or “Default Judgment ” and then the court puts 
you into prison then they sell your “Default Judgment”. Who do they sell it to? 
 
 Believe it or not, the U.S. District Court buys all of these State Court 
Judgments. Get on a search engine and type in U.S. Courts. I spent a whole 8 
hours getting in there. After you get to the US Courts, go to the 11th Circuit Court of 
the United States…Circuit 1 thru Circuit 11. Click on Circuit 7. That will take you 
into the various courts; Bankruptcy, District etc. Click on to the Northern Illinois 
District Court; that will take you to the Clerk’s office - there’s a box there, then 
scroll down and you’ll see “ Administrative Offices” where you’ll see “ Financial 
Department”. It will talk about the “Criminal Justice Act” and “Optional Bids” 
and this is all spelled out and their not trying to hide it. I don’t know why no-one 
has found this out before. Go down to “ List of Sureties”…now why do you suppose 
they have a list of “Sureties” in a Federal District Court? When you get into the 
“List of Sureties ” it will have “ FMS.Treas.gov”, this is the Department of 
Treasury. O.K. when you get into the Department  of Treasury you see on the left 
hand side of the screen you’ll see “ Admitted Reinsure” and underneath that will 
be a “ List of Sureties ” then under that, the word “ Forms”. From there you’ll see 
about 300 “reinsurance” companies, their all ‘insurance” companies. I downloaded 
the whole thing I have a complete list. I al so have a list of Surety Companies. There 
are two sets of companies: a list of “S urety” and “Reinsurance” companies. Under 
750 of the Department of Treasury, they have to be  certified so they can buy up 
these Bonds; these are the people that are buying these Bonds when you went into 

Keating I, II, III  Page 5 of 34 
“Default Judgment” and they can’t buy these Bonds unless they are Certified by 
the Secretary of the Treasury. Next, click onto the word “Forms”  and it will take 
you to the “ Miller Act” reinsurance and will list 3 diffe rent kinds of Bonds. They 
don’t use a “Bid Bond” in the District Cour t that’s why I gave you “Form 24”. All of 
these Forms come out of the GSA, the Ge neral Services Administration. Form 24, 
25, 25A and 273, 274 & 275. The 273, 274 & 275 Bond forms; the 273 is the 
Reinsurance with the United States. The 274 is the Miller Act reinsurance 
“Performance Bond ”. The 275 is your “Payment  Bond”, your Miller Act 
Reinsurance Payment Bond. What are they doing with these Bonds? They have 
regulations governing these Bonds; there’s 2000 regulations governing these Bonds. 
We are going to make these available; its $50 for the discs. The disc has 2000 
regulations on CD for people who want this . If you go into these regulations, what 
they are telling you is, they are buying up commercial items; they use the word 
commercial items and in 2.01 of these regulations…these regulations are divided up 
into 50 parts. There’s 1126 pages in volume I and 823 pages in volume II and their 
all on the disc and what they tell in there is 2.01 defines commercial items as non 
personal property. What is non personal property? Any property that is not real-
estate - it means immovable , real-estate is not movable. Go into your Uniform 
Commercial Code and look up the word movable and immovables. If you go 
into…and I’ll read it to you so you won’t think I’m making this stuff up. 
“Commercial Items are commercial paper . I recommend everybody…this is the 8 th 
Edition of Black’s Law Dictionary; I doubt if  anyone in the room has got one. This 
thing is really good…basically what it says is…” Commercial Paper; Negotiable 
Instruments…anything you put your signature on is a Negotiable 
Instrument under the Uniform Commercial Code which is the Lex 
Mercantorium. Its Merchantile Civil Law and the reason they use Lex  
Merchantorium in the court room is because  everyone of you are 
Merchant’s at Law and Merchants at Law is anyone whom hold themselves 
out to be an expert  because you use commercial  paper; because you use 
commercial paper on a day to day schedule;  you are considered to be an 
expert and this is why they are not telling you what is going on in the 
courtroom because you are presumed to know this because you hold 

Keating I, II, III  Page 6 of 34 
yourself out to be an expert because you use commercial paper all the 
time. Everytime you put your signature on a piece of paper, you are 
creating a Negotiable Instrument. Some  are Non-Negotiable and some are 
Negotiable. Everytime you endorse something your acting as an 
accommodation party or an acco mmodation maker under 3-419. An 
accommodation party is anyone who loans their signature to another 
party. Read UCC 3-419, it tells you what an accommodation maker is and 
what an accommodation party is. When you loan your signature to them 
they can re-write your signature on any document they want and that’s 
what they are doing. This is what is going on and what the Federal Courts 
are doing they are buying up these state court default judgments and 
these are called criminal cases, but are  actually civil cases and call them 
criminal to cover up what they are doing. If you read “Clerk’s Praxis” you 
find that what they call criminal is all civil, they just call it criminal to 
cover up what their doing. If you don’t pay the debt you go to prison 
bottom line , I know I’ve been there. I told them I wanted the C.U.S.I.P. # = 
Committee on Uniform Identification Process. CUSIP is in the DTC building on 55 
Water street. DTC is the Depository Trust Corporation . It’s also called the: GFCC; 
the DTCC: Depository Trust Clearing Corporation  the MSCC: Mutual Securities 
Clearing Corporation . NSCC: National Security Clearing Corporation . GSCC: 
Government Securities Clearing Corporation;  One Trillion dollars a day goes 
through the DTC. CUSIP is a trademark of Standard and Poors which is located on 
the bottom floor of the DTC of 55 Waterstr eet. CUSIP has what is called C.I.N.S. = 
CUSIP INTERNATIONAL NUMBERING SYSTEM . For domestic they have a 6 
digit numbering system and when they go international which is where CINS comes 
in and ISID = International Securities Identification Division. It’s called ISIDPLUS 
and they have a Global Networking System that includes Paine Webber which has 
10,000 corporations in it; they are the major stockholder in CCA which is Correction 
Corporations of America and they are in Nashville Tennessee. Everyone should 
have this list and what they have done is privatize the system; everything even 
real-estate; Ginny Mae, Fanny Mae all of HUD…all of your…this is international. 
EVERYBODY IS FEEDING OFF OF TH E PRISON SYSTEM; ALL OF THE 

Keating I, II, III  Page 7 of 34 
MAJOR CORPORATIONS ARE FEEDIN G OFF OF THE PRISON SYSTEM . 
How many of you have heard of REIT = Real Estate Investment Trust or PZN which 
means Prison Trust. What about all the real estate? They own all the real estate 
because they hold the Bonds on them. You haven’t redeemed your Bond so they 
didn’t close your account . Leman Brother’s Banking cartel just gave 6 million 
dollars to New York which had a deficit…you need to read this Treaties its 15 pages 
and lays it all out. They don’t call it Prison Facilities  they call them Credit 
Facilities. What does that tell you? Leman Br others are underwriting the prison 
system. 
 
 Here’s what goes on: A contractor come s in or any corporation could come in 
and what they do is tender a Bid Bond  to the US District Court  and they buy up 
these court judgments and anytime you issue a Bid Bond there has to be a reinsure ; 
they even have a Reinsurance Treaty…International Treaties. If you read the 
Constitution, Treaties are the Supreme Law of the land. So they get a 
Reinsurance Company to come in and act as Surety for the Bid Bond  then they 
bring in a Performance Bond. All of these Bonds; Bid, Payment & Performance 
are Surety Bonds  and anytime you issue a Bid Bond it has to have a Surety. 
Where is the Surety going? It’s guaranteeing or  reinsuring the Bid Bond by issuing 
a Performance Bond …that’s what these Performance Bonds are. Then they get an 
underwriter and that would be either an  Investment Broker or an Investment 
Banker; they come in and underwrite the Performance Bond which is reinsuring the 
Bid Bond. What does the underwriter do with  the Payment Bond? The underwriter 
takes the 3 Bonds and pools them and known as Mortgaged Backed Securities  
and when you pool these MBS their called BONDS and their sold to a company 
called TBA which is the Bond Market Associ ation - this is an actual Corporation. 
What they do is after the Payment Bond is issued to reinsure or underwrite the 
Performance Bond which reinsures the Bid Bond, they convert these Bonds to 
investment securities…the banks do and Brokerage houses and they sell these as 
investment securities and you are funding the whole enchilada because you 
got into Default Judgment when you went into court. 
 

Keating I, II, III  Page 8 of 34 
 Before you can do anything you have to know what’s going on and there are 
regulations which are at 48 CF R Code of Federal Regulations . This is where I’m 
getting all of this information from. If your  interested in getting the disc its $50 for 
the disc and there’s over 2000 pages of regulations on there. Part 12 deals with 
commercial items and commercial items are Negotiable Instruments and their 
selling these court judgments as Negotiable Instruments as commercial Items 
through these Bonds: The Bid Bond,
 the Performance Bond and the Payment Bond . 
What is a “Reinsure”? Anytime your deal ing in Bonds or “Risk Management” and 
what the “Reinsure” is doing is insuring pa rt of the risk of the Bid Bond. What they 
do is give him a portion of the original premium; this is all insurance. The original 
insurer gives him a part of the premium of the policy of the Bid Bond in exchange 
for being a “Reinsure” or indemnity or act as surety for the Bid Bond. Then the 
underwriter comes in and guarantees the resale of the Bonds back to the Public as 
investment securities. 
 In order to win in court you have to redeem the Bond . I went in and asked 
them for the Bond and everyone disappeared; nobody showed up…I went down 
there and asked them for the Bid Bond, I said I want the Bid Bond back  I asked for 
full settlement and closure of the account . I don’t think people are doing it right in 
court [indiscernible]. [Comment: Everything you described is pure Bottomry.] Ya, 
Hypothecation. I have a friend that works in Securities & Exchange and knows how 
to hypothecate these Bonds. It’s your mone y that they create; same thing going on 
in the Banks and with these Bonds; they monetize these Bonds. They take your 
Bond because you got into Default Judgment because you didn’t pay the debt and 
took your Bond and made an investment security out of it. Their making a 
fortune off you . This guy calls me up and said I read your treatise and said your 
100% correct…and I says who’s this and he  says well I’ve got my own commodities 
and Securities Company…he buys these Bo nds. They go international and when 
they go International they go as CINS and from CINS they go to ANNA = Annual  
Numerical Number Association  and located in Brussels Belgium and they have 
unlimited capital. How many of you have heard of Eurostream? This is where your 
Pound, Yen, and Sterling; everything came under the Prison System; everything is 
being funneled through it. Their all feeding o ff of it. That’s what was behind 9/11 so 

Keating I, II, III  Page 9 of 34 
they could get the state legislature to pa ss more statutes. Bond Statutes so they 
could arrest people for writing a threatening letter so they could arrest you for 
terrorist activity…paper terrorist they call it. ALEC is the think tank behind it = 
America Legislative Exchange Committee . Paul Warrick owns the Cognis 
Foundation (?) and what ALEC does is pr omoting privatization of Prison Systems 
and what they do is go to the National Congress of Commissioners which are made 
up of 72 Judges and Lawyers and 72 judges and Lawyers are the ones that drew up 
the Uniform Commercial Code which everything is operating under. Everything is 
under Lex Mercantoria. If you go into the State Statutes and I don’t care what code 
you go into it will say the principle of law and equity or law Merchant is the 
decision in all the courts ; everything is commercial. 7211 7 CFR says that all 
crimes are commercial . If you read that is says kidnapping, robbery, extortion, 
murder etc are commercial crimes and if yo u don’t do full settlement and closure of 
the account, they will put you in prison. Wh at they do is they sell the Bond both 
domestically and at the international level. They convert these Bonds to investment 
securities and sell them at the international level . CCA is the ticker on the Stock 
Exchange; they actually sell stock and sh ares on the New York Stock Exchange. 
CWX, CWD & CWG, when it goes to Frankf urt (CWG), when it goes to Berlin 
(CWD); I’m telling ya…people think I’m making this stuff up. Their not going to tell 
the Public. That is their Ticker symbol, their listed right on the New York Stock 
Exchange. You go buy USA Today or any Global paper that lists the Stocks on there 
and their on there on the New York Stock Exchange. Question : Answer : CCA 
Correction Corporation of America and they go international which means Berlin & 
Frankfurt Germany and they use a differe nt Sticker Symbol. Who owns CCA? Don 
Russell, he owns 64 Million shares of it. Jo hn Ferguson, he’s the vice president and 
owns about 35 Million shares. They are on the board of directors. There’s another 
corporation called Dillon Corrections owned by David Dillon and what they did was 
they merged with Trinity Vender Investments and Dillon and they became SD 
Warburg and their located in Chicago Illin ois and their hooked up with the EIS 
Bank which is the Bank of International Settlements located in Switzerland one of 
the largest banks in the world. 
 

Keating I, II, III  Page 10 of 34 
 All this stuff is in that Treatise; ther e’s a lot of information in that; you need 
to sit down and read that so you can understand what’s going on before you do 
anything. This is why people don’t win in court; if you don’t redeem the 
Bond….all this trial and presentencing is a dog and pony show.  Question  
[indiscernible] Answer : Don’t use a Bond use a Bid Bond . If you look at that Bid 
Bond it has the Principal up there…form 24; it’s got the word Principal up there; 
you’re the principal. Who is the Surety? Straw man is the Surety so you put the 
Straw man down as the Surety and you put yourself down as the Principal. Then 
you fill out a Performance Bond . The Performance Bond is the Reinsurance for the 
Bid Bond; put yourself down and the guarantor or reinsure .  The Performance Bond 
is 274. You have 3 different Bonds: Bid Bond; Performance Bond & Payment Bond. 
The Payment Bond is the underwriter of  the Performance Bond. You can do all 
three Bonds. You can underwrite the performance bond and underwrite the bid with 
the Performance Bond, that’s the reinsure. Their doing it for you because 
nobody knows this stuff.  You’re the one that created all of this mess. Question : 
Answer: If you have a case pending what you sh ould do is go to whatever District 
you’re in. I think Ohio is……go find the No rthern District Court and type in your 
case number and it will tell you about your Bond, who’s got your Bond . I’m going 
after my Bond. Question : Are you the reinsure on the Payment Bond also? Answer : 
Well your acting as the underwriter. To  tell you what’s going on with the 
Banks…the banks are all tied in with this. Every time you sign a check - a check is 
a Promissory Note
; the Banks made a derivative on it; the banks do not have any 
money at all. A check is a Promissory Note and what they do is endorse it on the 
back after you present it for payment and endorse it on the back ‘without Recourse” 
and then they sell it as a “Derivative”…they monetize it. They Monetize Debt under 
the Monetary Control Act of 1980 . They monetize it and sell it internationally. If 
you have a check for $100 you’ll have 20 or  30 international corporations using your 
check. Question: Is that why they never give you back the checks anymore? Answer : 
You got it. The question was for the audience: Why don’t you get your canceled 
checks back anymore after you present for payment?  The reason you don’t get them 
is that they sell them as a promissory note . All personal checks are promissory 
notes and the banks make derivatives out of them and sell them internationally. 

Keating I, II, III  Page 11 of 34 
Your actually loaning money to the bank…you talk about screwed up. Now you 
know why they have proctologists. You’ re loaning the money to the bank and the 
bank loans it to other people with derivatives into the Billions. Question: How much 
are they making? Answer : Trillion of dollars. When it goes internationally you’re 
getting into 9 & 12 digit figures. 9 digits is a billion etc. Let’s take a 10 minute 
break. 
END OF PART I 
________________________________________________________ 
PART II 
 
[Question: I have a court case coming up, if it’s already in default is that necessarily 
fatal?] Answer: You can cure the default. I use the Default Judgment in same terms 
of Dishonor. Jack is absolutely correct when you go  into Dishonor it looks like what 
their doing is suing you civilly , a civil suit for a collection of a Debt and if you go 
into default judgment if you have a claim and I’m taking a mandatory Rule 13 . Rule 
13 says that when a claim arises from th e same transaction or occurrence, it’s 
mandatory that you file a counterclaim . What is your counterclaim …post 
settlement and closure of the account  under Public Policy . Your entitled to a 
discharge of the debt  because number one you’re the principal  and you’re the 
Holder-In-Due-Course of the original account . You own  both sides of the account. 
You own the common stock, the preferred stock and you’re the principal on the 
account which means you’re the creditor. Everyone is acting like a Debtor instead of 
a Creditor. What does the Creditor do…he pays his Debts . You have to file the 
proper paperwork before you can do this; you have to be the secured party  you have 
to file a UCC 1 . [Comment: You have to do stuff before that.] You are the Principal 
upon which all money circulates , this is called the accrual method of  accounting . 
Accruals are the capital and interest from the Principal . Anytime you monetize 
Debt you have a principal.  You have to identify yourself as the principal and what 
they have to do is return all capital and interest back to you as the principal. This is 
called the accrual method of accounting . When you get into a courtroom and start 
arguing jurisdiction, what your saying is I’m not going to pay the debt . First of all 
let me say that the straw man, the all capital letter name, the one they have a claim 

Keating I, II, III  Page 12 of 34 
against; they have a claim against because your dear old mother signed a contract 
with the state creating the straw man and he did this through the birth certificate 
and what they do is  give him your name and use your name in all capital letters 
because you are the  fiduciary  trustee of the account  and what does the fiduciary 
trustee do with the account…he pays  all of his debts to honor the court . Now what 
these people are doing in the Redemption process is going into court and arguing 
and their getting into Default Judgment . If you argue jurisdiction or refuse to give 
the court your name….what you can do is a conditional acceptance. There’s one 
person here…she has no charging papers. If they don’t charge you then they don’t 
obviously have a claim against you , they don’t have a claim against the straw man  
as they don’t have the charging instrume nts, but you don’t want to start arguing 
with the court about it. With the conditional acceptance you can say that ....”I’m 
more than happy to give you my name if you can show that charging 
papers have been put into the court record. I have not seen any papers 
that show any charges exist .” That’s a “ Negative Averment ”. What you are 
doing is rebutting the presumption  that they have charges against you. They work 
by presumption, they don’t have to have anything…they work off presumption; 
assumpsit that you owe it until you rebut the presumption. Tell them I’ll be more 
than happy to give you my name. They are drafting you for 
performance…anytime the court asks you to do something and Jack will verify 
this; they are drafting you for performance and if you don’t perform you 
get into dishonor  by non acceptance . Their making a formal presentment  
under 3-501 of the uniform commercial code  so they can charge you and they USE 
the word charge. They use the same commercial words on your Indictment, 
Information and Complaint they use the word charge…the “following charges” …he 
has two counts of charges…RICO or they charged me with the same identical 
thing that they charged  Roger with. Roger has been to prison for 9…he hasn’t even 
been to trial yet. What he’s been doing in there is listening to people that tell him to 
argue. “Is this an Article III court under  the common law?” As soon as he said 
that…Richard Marcus who was the judge said you obviously don’t understand what 
venue and jurisdiction this court is op erating under. They had a business credit 
report right there in front of him. He said  “I’m going to do a psychiatric evaluation 

Keating I, II, III  Page 13 of 34 
on you to see if you’re competent  to stand trial”. When you start arguing when you 
put yourself out as an expert on commercial paper  and here you go arguing instead 
of paying and honor the court then you’re  in dishonor. He’s wondering why their 
drugging him and their drugging him beca use he’s constantly arguing with these 
people. You got to be a gentleman, gentile-man. You can’t go in there and start 
getting belligerent with these people. What do the scriptures say? Be as gentle as a 
dove and wise as a serpent . You can’t act like an insurgent or belligerent , if you 
do their going to treat you like one, they’ll beat you up. I’ve been in confrontations 
with these people and you don’t want to ge t into a confrontation with these people. 
What you want to do is settle the account …go to full settlement and closure; 
your running the account, you’re the Fiduciary Trustee over the account –  
tell them what to do. You’re the Principal and owner of the account, tell them 
what to do – tell them you want full settlement and closure of the account. You have 
to do this from the get-go . Here’s the wording you use: I ACCEPT YOUR 
CHARGE(S) FOR VALUE AN D CONSIDERATION [you have to use the words 
VALUE and CONSIDERATION] This is wh at I did…there’s different forms  that 
need to be used and that’s VAL UE & CONSIDERATION. I ACCEPT YOUR 
CHARGE FOR VALUE & CONSIDERATIO N IN RETURN FOR POST 
SETTLEMENT AND  CLOSURE…OF ACCOUNT  [put down your 9 digit social 
security number and put down CUSI P & AUTOTRIS No. AUTOTRIS means 
Automated Tracking Identification System . [Question: Is your social security 
number the same as your AUTOTRIS number?] Answer: Yes it is. Don’t put the 
dashes in there, just the 9 digit, that’s the CUSIP No. When I said that they didn’t 
even want to talk to me…when you say CUSIP & AUTOTRIS  they know exactly 
what you’re talking about. I had a judge say that “you could get out of this 
thing, but you will never figure it out . The COMMITTEE ON UNIFORM 
SECURITIES IDENTIFICATION PROCESSES . Did everybody get this? OK, 
CUSIP is spelled C-U-S-I-P. Their all lis ted in the Handbook called the Committee. 
COMMITTEE ON UNIFORM SECURITIES IDENTIFICATION PROCESSES. 
That’s what CUSIP is. CUSIP uses your So cial Security Number to identify you 
because the Birth Certificate is a Security …it is an investment security and they 
have all the original Birth Certificates wh ich are registered at the State level with 

Keating I, II, III  Page 14 of 34 
the Department of Human Recourses and then they go to the Department of 
Commerce and the Federal level and then  to the DTC. The Depository Trust 
Corporation at 55 Water Street which has all the Birth Certificates registered. 
CUSIP is a Trade Mark of Standard & Poor ’s. Who is Standard & Poor’s? Standard 
& Poor’s is located underneath in the DTC building underneath 55 Water Street 
New York City. If I’m going to fast let me  know. Is everybody getting this stuff? 
[Question: Do you use the 9 digit no. for the number for the Account, CUSIP & 
AUTOTRIS]. Answer: Yes they use it for ICID too. What you do is put down 
Acceptance For Value and Consideration and Return for full Settlement and 
Closure of the Account [number] then put your account CUSIP # & AUTOTRIS # 
and put your social security number after that and then put down your case 
number. The more you find it…[commen t: clarification on the acceptance] I 
ACCEPT YOUR CHARGES FOR VALUE  & CONSIDERATION IN RETURN 
AND POST SETTLMENT & CLOSURE [PUT CASE NUMBER] & AUTOTRIS 
& CUSIP ACCOUNT # & THEN PUT Y OUR SOCIAL SECURITY # AFTER 
IT. Then DATE it and ENDORSE it . That comes after the AUTOTRIS & 
POST SETTLEMENT you say… “PLEASE USE MY EXEMPTION FOR FULL 
SETTLEMENT & CLOSURE OF THIS ACCOUNT AS THIS ACCOUNT IS 
PRE-PAID AND EXEMPT FROM LEVY. 
 UNDER RULE 8 OF THE FRCP, I ACCEPT THE CHARGES FOR 
VALUE & CONSIDERATION IN RETURN PLEASE USE MY EXEMPTION 
AS PRINCIPAL FOR POST SETTLEMENT & CLOSURE OF CASE 
NUMBER & CUSIP & AUTOTRIS ACCOUNT NUMBERS [SS #] AS THIS 
ACCOUNT IS PRE-PAID & EXEMPT FORM  LEVY and you would date it 
and endorse it . Date down here and endorse down here. This is how to pre-pay 
and exempt from levy then date it and endorse it. You have to endorse it as the 
Authorized Representative, your going to assume liability yourself.  Any questions 
about this? What they do is they put your AUTOTRIS number which is the 
AUTOMATED TRACKING IDENTIFICAITON SYSTEM; they put it in a 
Manuel…it’s in a module and every Federal Agency and every State agency has 
your tracking number. They have it in the criminal task force that uses it and so do 
all of the courts and all of the police de partments the City, County Sheriff, FEMA, 

Keating I, II, III  Page 15 of 34 
HOMELAND SECURITY. They all use this. This was made in a forensic 
laboratory in Russia ; AUTOTRIS was, and is owned by AD&[S] ( hard to make 
out if ‘M’ then would be Archer Daniel Midland.)  Does everyone have it down? 
[Question regarding the signature indiscernibl e] My opinion on that is that you’re 
the Fiduciary Trustee and you’re assuming the responsibility for the straw man  as 
the authorized representative , you’re the authorized representative for the straw 
man. [My question…is if you use “By” and underneath the name put auth rep, what 
that is stating is some other person other than the straw man signed that paper.] 
Jean: yes so that doesn’t make you liable. [T he other way of doing it is using the 
real Christian Appellation there and you are the authorize representative] Under 3-
402(1)(a) it says if you sign in the capacity of the authorized representative your not 
incurring any liability on the signature. That is 3-402 of the UCC. [That’s why you 
want to use the straw man name and us e the word “by” as the authorized 
representative] Jean: By signing in the name of the representative person or the 
name of signer. It says ..” if a person is acting or purporting to act signs on 
instrument by signing the name of the representative person or the name of the 
signer, the representative is bound by the signature to the same extent the 
representative person is the bound by the simple contract1. If the form of the 
signature 
shows unambiguously that the signature is made on behalf of the 
represented person who is identified in the instrument, the representative is not 
liable on the instrument. 
2. Subject to subsection C, if the form of the signature does not show unambiguously 
that the signature is made in a representati ve capacity or the represented person is 
not identified in the instrument, the repres entative is liable on the instrument to a 
holder in due course that took the instrument without notice that the 
representative was not intended to be liable on the instrument. With respect to any 
other person, the representative is liable on the instrument unless the 
representative proves that the original parties did not intend the representative to 
be liable on the instrument 
Judges and lawyers don’t understand commercial law. They do not teach 
commercial law at law school. They have a special school for them and it’s on 

Keating I, II, III  Page 16 of 34 
a need to know basis . No-one uses this stuff…the problem is no-one knows this 
stuff, that’s why I’m up he re teaching this stuff. When you use commercial paper 
what does it mean ? It means that you understand what your doing . The law 
always assumes that you know…you were doing this since you were born  
until you reach the age of accountability which is 18 years of age or what they call 
adulthood. Your considered an adult at 18 in some states [some states its 21] your 
responsible for your actions . The problem with this country is that no-one wants 
any responsibility. If your holding yourself out and using commercial paper 
on a daily basis that lega l definition makes you an expert or you wouldn’t 
be using it so they presume that when you go into the courtroom you know 
all this stuff. Does everybody know this stuff…he ll no they don’t even judges don’t 
know. Here’s what your dealing with…I’m glad you brought that up. The question 
is: If you don’t show up in court with an attorney…..this is why they drill you about 
competency; mental capacity. This is why Roger Elvick is in a mental institution 
and drugging him in a stupor, he doesn’t ev en know what he’s doing because you go 
in there and start arguing with these people. When you’re in a commercial setting, 
you don’t want to argue with these people . What you want to do…the reason why 
you have to have an attorney and I can’ t emphasize this too strongly…the reason 
why you have to have an attorney in a court room is because their working on the 
public side and they can’t talk to you ex cept through an attorney because they are 
working on the public side and your working on the private side and what’s going on 
in the Public side is everyone is insolvent and bankrupt on the public side . Your 
dealing in…and I’m going to read this to you its out of Black’s Law Dictionary and 
you’ll see why you can’t go in their and argue jurisdiction. This is called a Fiction-
of-Law; this comes out of Black’s Law and what  they are referring you to when you 
look up “Fiction-of-Law ” is “ Legal Fiction”. Why do they call it “Legal Fiction”? 
OK, here’s the definition of what a “ Legal Fiction” is: Remember this is a “Fiction-
of-Law”. This is the reason why you can’t go in there and argue, you’re in a 
commercial court room, a commercial setting. Now there’s certain aspects of 
Admiralty where you can do that . But when you’re in a commercial setting, you 
cannot do that. Its says a “Legal Fiction”: “The subject or something that may be 
true even though it may be untrue m ade especially into judicial reasoning 

Keating I, II, III  Page 17 of 34 
to alter how a legal rule operates; specifically a devise by which a legal rule 
or institution is divergent from its original purpose to accomplish 
indirectly some other objects . The constructive trust  is an example of a legal 
fiction; also termed a “Fiction-of-Law ”. Fictio Juris is how they pronounce it. And 
they will not allow you to defeat this “Fiction-Of-Law ”. Why? Because this is what 
the rules of decisions that came out of the “ Erie v Thompkins” decision and all 
of the courts at every level are using it…there using FICTIONS OF LAW . Why? 
Because in Admiralty Maritime Law  everything is colorable; it has the 
appearance of being real but is not real . [ Or as Howard Freeman put it: 
“Appears to be Genuine, but is not”.]  It looks like its real but its not. I was 
involved in a case with George [Hainaman] and the Federal District Judge said you 
can get off this whole thing but you’ll never figure it out so I filed a Habeas Corpus 
and they through the Habeas Corpus out and in his opinion…his decision in the 
H.B. he said I failed to give  COLOR to my pleadings…I failed to state a colorable 
claim. And if you study Admiralty Maritime Law, that’s all they talk about is 
colorable claims . How do you get color to a  pleading? Confession and 
Avoidance. I did a lot of research in this ar ea. What is Confession and Avoidance?  
It’s a Common Law Remedy. Yes, you Confess…what it is, you confess that the 
Plaintiff has a Cause of action, but to Avoid the consequences of the action 
is by an Affirmative Defense. Confession and Avoidance  has been change to 
Rule 8 Federal Rules of Civil Procedure . What is an Affirmative Defense ? The 
Law Merchant; the Law of Principal & Equity ; The Law of Discharge ; The 
Law of Satisfaction ; Bankruptcy…are Affirmative Defenses? Are they 
Bankrupt? Sure they are. What you’re trying to do is rebut the presumption, but 
you don’t want to do that …what you want to do is go in there and settle the 
account as the Principal. Whenever they monetize debt, they always have 
a Principal from which they borrow all this money from . Since the United 
States declared….. James Traficant who is a congressman here said …”We are 
going through the biggest bankruptcy and reorganization in United States History”. 
James Traficant…very brave man, but he  doesn’t understand...he could have got 
out of this…we can get him out. O.K . when you go into these courts… all these 
judges know that there is no money ; what do I mean by money? There’s no gold 

Keating I, II, III  Page 18 of 34 
or…it depends on what jurisprudence you’re operating under. Under the Common 
Law, only Gold and/or Silver are money . Go read Title: 12 sections 211-212 it 
says “the lawful money in the United States  shall be construed to be Gold & Silver 
coin”. All Federal Reserve Notes are redeemable at any Treasury Department office 
or any Federal Reserve Bank for lawful money. It is against public policy that’s 
what House Joint Resolution 192 says…”is hereby declared to be”…. Title 31 section 
5118(2)(d) Does everyone understand confession and avoidance? Confession means 
you agree or accept; that’s your commerci al acceptance. “I ACCPET THE CHARGE 
FOR VALUE AND CONSIDERATION AND RETURN AND FOR FULL 
SETTLEMENT FOR CASE AND AC COUNT NUMBER. PLEASE USE MY 
EXEMPTION [ If that is the correct ruling in  these courts today it would be good to 
preclude that statement with…”Pursuant to Rule 8 FRCP “I Accept For Value”. 
Now your giving the Judge the Rule under  which you’re doing the acceptance and 
now can’t wiggle out and accept you’re acceptance. Rule 8 is for affirmative 
defense. Common Law Rule of confession and Avoidance under 
Affirmative Defenses . They have to give you an out . Whenever you create a 
liability, you always have to create a remedy. Every liability has a Remedy attached 
to it and Affirmative Defenses under Rule 8 is your Remedy from every commercial 
liability. What do I mean when I say thes e are “Pre-Paid Accounts”? What they do 
when the industrial society borrows mone y to manufacture product like when GMC 
manufactures automobiles, they borro w all money to manufacture these 
automobiles. Their on the Public side of the accounting ledger. What do I mean 
by Public side? Everything over here is pr ivate and everything over here is Public. 
This is where the principal is and this is where the Debtors are. Your straw man is 
over on the Public side he’s on the AUTOT RIS side and when your over on his side 
your in the Public…your in Bankruptcy. You’re the Principal and the owner
. 
You’re the Stockholder …you’re the Bank. This is not my opinion, this is what’s 
going on…I’ll take you in any bank…I own my own bank. [Private Banker: Black 
Law 6th] I draw up my own charges. Ya, you’re the lien holder. Holder-in-due-course; 
stockowner, owner and the principal; you own the preferred stock and the common 
stock. This is where the principal is. The straw man is the beneficiary...they cannot 
run…you’re the bridge between the private and the public side [as are Notaries]. 

Keating I, II, III  Page 19 of 34 
What is? Your exemption is that’s why th ey give you your exemption. This is the 
debits and this is the credits. Anyone understand intermediate accounting? Credits 
are liabilities and debits are assets . And if you look at these accounting books 
and I’ve seen them and everything is buil t up on the account ledger and they can’t 
pass it from the credit side to the debit side because they are constantly in 
Dishonor. Debits are private and credits are public . Most people are floundering 
around on the Public side of the accounting ledger. Their borrowing all of this money 
using your credit, but your responsible for the straw man. Who do they charge when 
you come into the court room? Whose name  is on the complaint? Straw man. Their 
charging him isn’t they? Is he liable? Sure he is. So he has to pay doesn’t he? So if 
he doesn’t pay what happens? YOU PAY FOR HIM AS YOU ASSUME THE 
RESPONSIBILITY OF THE FIDUCIARY TRUSTEE SO THEY PUT YOU IN 
PRISON AND SELL YOUR ACCOUNT.  All they have to do is create a 
presumption, remember it’s all colorable and what does colorable mean…its not 
real. So do they have to have a real complaint? No. Do they have to have a real 
warrant? No. What did I just read to you abo ut “Fiction-of-Law”? And they will not 
allow you to overcome this. What they do is if you go in there and start arguing with 
these people about jurisdiction or “I don’t owe this
” or “That’s not my name ” or “I’m 
not going to give you my name ”; your going to be found in contempt and their going 
to drive you into the ground;  they will jump on you and beat you into submission 
and you do not want this to happen. I’ve been there; I’ve done all this….you think I 
haven’t been there involved with the cops…you do not want to do it, you will get 
beat up and they will kill you and collect the insurance money.  You have an 
account and your account is a “Demand Deposit” account and your insured 
by the FDIA and the FDIC. The “Fed eral Depository Insurance Act” which 
insures the FDIC which is the Fed eral Depository Insurance Corporation 
under Title 12; they have a 10 Million Dollar Policy on you and YOUR 
WORTH MORE DEAD THAN YOU ARE ALIVE. And if you want to find out how 
correct I am just get into a confrontation with these people, they will kill you 
without reservation and won’t bat an eye lash over it. They just shot a young lady 
down there in Boston Massachusetts who was outside with fans celebrating the 
victory of the Red Socks over the Yankees and they shot her in the face with a pellet 

Keating I, II, III  Page 20 of 34 
rifle and killed her…she wasn’t even doing anything. The more people they 
kill…you have to understand what’s going on; I’m not BS’n you one bit. Roger was 
telling me about the cemetery in West Virginia they cancelled the contract on the 
straw man and charged this guy with first degree murder because he killed the 
straw man. If you don’t think this serious shit your going to be for a rude 
awakening. I can show you judges, lawyers that hired this guy in Texas to hire 
these Mexicans then put a contract on them and hired this guy to go in their to 
shoot them then they collected the insurance money on them. This is serious 
business. Any questions about this? 
 You are the Creditor. What does a creditor do…a creditor pays his 
debts…you’re the only one that’s got any money. The banks don’t have any 
money…everyone on the public side is bankrupt. That’s why they had to create the 
straw man so that they would have a reme dy and their doing everything right and 
we’re doing everything wrong. Everyone that goes into court does it all wrong…they 
go in there and argue with the judg e .  “ I  D O N ’ T  S P E L L  M Y  N A M E  I N  A L L  
CAPITAL LETTERS”. Question About going into court with a lawyer] Yes, they will 
appoint you one especially if it’s a felony. They’ll appoint counsel for you…what you 
do is a “ LETTER OF ROGATORY
” Its called a “Letter of Rogatory” [what’s that 
mean] A letter of Advice . What do you put into this “Letter of Rogatory”? You 
instruct the Attorney that you are doing an “Acceptance for Honor” and you want 
an accounting of the total amount of the Bill of the full settlement and closure of the 
account then you give your CUSIP and AUTOTIS number and your case 
number…you want to know what the total amount of the Bill is post settlement and 
closure of this account. What you want to do ….they can’t talk to you for the simple 
reason you don’t understand commercial law  and the attorney is on the public side. 
You need a mouth piece; a microphone…that’s what attorneys are a mouthpiece. If 
you don’t give him the proper instructions on what to do, their not going to do 
anything. Give them a “Letter Rogatory”. Th is is a letter of advice, this is out of 
“Clerk’s Praxis” page 80. What you say in the letter is …put your name in here and 
put “I appoint…put your attorneys name here and you write “I appoint 
attorney JOE BLOW as my fiduciary trustee…case number and AUTOTRIS 
and CUSIP [SS NO.] AND USE MY EXEMPTION AS PRINCIPAL FOR FULL 

Keating I, II, III  Page 21 of 34 
SETTLEMENT AND CLOSURE OF THIS CASE AND ACCOUNT and Date it 
and endorse it.  You’re actually creating all the money for the Bank…their using 
your money and going out and making depravities and fractionalizing making 
Trillions of dollars off you and everyone asks me if this stuff works. We need a 
reality check. I issued an International Bill of Exchange to my APO adult parole 
officer and they stopped billing me. What I want is my Bond. The Bid Bond, 
Performance Bond & Payment Bond.  Question: Yes, I’m the principal, I want 
my capital and interest back. What they di d is quit billing me. The reason why you 
have to use an International Bill of Exchange
 is that December 8, 1988 the 
United States became a party to [ UNICITROL this acronym is not correct ] 
convention. Has everyone got this? Let me kn ow if I’m going to fast. [So they quit 
billing when you were in prison when you tender IBOE] Yes they were sending me 
Bills every week and they arrested me beca use I drew it up on a computer and held 
me for 3 days and let me go. [Question indiscernible] You got that right. [Question 
indiscernible] Simple they pull a gun out and shoot you. They insert the shell into 
the revolver and shoot you. Because they have insurance on the straw man and 
since you got into dishonor and became an insurgent and belligerent. If go in….see I 
taught this in the other classes…this is  why this is really a one week seminar 
because there are two sides of an [ “AMICA” not sure if this is right ] Report. There’s 
the “Supply” side and the “Admiralty” side and if you read….there’s a 700 page 
treatise on the internet that goes into all of these “ War Powers” of the Executive 
Branch and anytime you’re under the War Powers Act and with the Trading 
with the Enemy , you’re subject to “ Catcher” &  “ Seizure” wherever they find 
y o u .  [ C o m m e n t :  W h a t  t h e y  d o  i s  s i n k  y o u r  s h i p  a n d  c o l l e c t  o n  i t ; ]  A :  Y a ,  t h e y  
torpedo your vessel then they collect on it  and if you don’t allow them to do full 
settlement and closure they will kill you in about an hour…if you think these people 
care about you your in for a rude awakenin g. I care about you otherwise I wouldn’t 
be standing here teaching. [Question about attorney] He’s acting as your Trustee 
and if he doesn’t, fire him…tell the judg e this man I’ve appointed this man as 
fiduciary trustee [indiscernible] People come in my courtroom….[indiscernible] If 
you do it right and do what I tell you to do you will not be found in contempt of 
court. I got myself out of prison; I got charged with 3 counts of RICO. Intimidation: 

Keating I, II, III  Page 22 of 34 
Felony III; Retaliation: Felony II. [One more count couldn’t make out] The only 
reason I spent anytime in prison is becaus e I couldn’t get my paperwork. A friend of 
mine Howard Griswald has all of my paperwork and he wouldn’t send me my 
paperwork and I had to make a deal…I served 5 months and they let me out. But I 
didn’t go in there and argue with them I asked them for full settlement and 
closure of this account. They dropped the first 2 counts… I didn’t go in there like 
Ron Lutz did and tell the judge “you’re sitting on the bench and you don’t know the 
law”? [Comment: There’s a lot of people I kn ow in Michigan that are being arrested 
in court because their shooting their mouth out; they have a partial understanding 
of what’s going on, but their being bellig erent and calling the judge ass hole] I did 
that when I first started, I called the ju dge asshole….laughter…He said “you can’t 
talk to me like that”. [More laughter indi scernible] Ya, I didn’t’ know all of this 
then. [Comment indiscernible] What they do is arrest you…. what you have to do 
is go after the  Bond. The Bond is the key to this ….the Bond I’m talking about is 
the Bid Bond. There’s two sets of Bonds…there’s GSA 25 (General Services 
Administration). It’s called ….SF means Standard Form [comment]…these are GSA 
Form Numbers….these are Federal Forms. There are two sets of Federal Forms. 
The GSA SF24, that’s your “ Bid Bond”,: GSA SF25 is your “ Performance Bond”: 
and the GSA SF25A is the “ Payment Bond”. [Question: something about the 
UNCITROL Treaty] The United States  became a party to the UNCITROL 
convention in December 8
th 1988 and it supercedes Article III of the UCC…if you go 
into the Master Text …the official text it says that. That’s where I got it from. We’re 
going to get into that…these International Bills of Exchange     Note: some of 
these acronyms may not be right: 
 
END OF PART II 
________________________________________ 
PART III 
 
This is the Bid Bond ; this is the Performance Bond  & this is the Payment 
Bond. This is the Reinsurance here…the Performance Bond is the Reinsurance. 
The Payment Bond is the Underwriter . Do you know how they do it in Admiralty? 

Keating I, II, III  Page 23 of 34 
They write your name under the name of someone else and that’s called the 
underwriter its all done with a signature . [Comment re: Bonds & ships on the sea] 
All Bonds are insurance …its all Admiralty . [Comment about seals] Well they 
usually have seals…all insurance companies  have seals. Make a seal on it…make 
your own seal  on it. If you’re the Principal  do you have to have somebody tell you 
what to do? If you’re the Creditor  then start acting like one. How does the Creditor 
act? Does he go after the Debt or the money? They come after you don’t they? 
What’s good for the goose is good for the gander [question] Yes; they guarantee the 
payment of the Bid Bond. The Payment Bond is the Underwriter. They get an 
Investment Broker
 and an Investment Banker  to underwrite these Bonds. The 
Performance Bond guarantees the Bid Bond. Either the Insurance company or the 
Broker underwrites the Performance Bond. If  you go into the Websites I gave you, 
US Dist courts, you’ll see a whole lis t of admitted reinsures and listed 
Sureties…there all listed in there. If I printed out all the stuff I have, we’d have a 
stack of papers like this. [Q uestion: If you go to court and have all these Bonds in 
place, will that settle the account?] Yes, fi ll them out and get someone to give them 
to you. 
 
This is the problem with getting arrested  because you don’t want to get belligerent 
with these people…if you get arrested then you can’t do anything. [Question: If you 
know of someone already in prison, how do you get them out?] Let me answer Joe’s 
question he asked a question. UNITED NATIONS CONVENTION ON 
INTERNATIONAL TRADE LAW. Spe lled: U-N-I-C-I-T-R-A-L. UNIT 
CONVENTION ON INTERNATIONA L BILL OF EXCHANGE. UNITIRAL 
CONVENTION ON TRADE LAW. Your Trade Law  is your International Bill of 
Exchange and International  Promissory Notes . You can use International 
Promissory Notes as well as International Bills of Exchange. I did an International 
Promissory Note with Wal-Mart and they accepted it. All these people being 
arrested….I’ll tell you what, their doing it wrong; their not going to full settlement  
and closure before they get to court. If you let these accounts stay open, the court 
will come after you [criminally] civilly. Wh y are they coming after you? There not 
coming after you for what you did; their coming after you because you didn’t do full 

Keating I, II, III  Page 24 of 34 
settlement and closure of the account. Your not going to go to prison for writing 
checks. Roger is not in prison because of the checks he wrote…they can charge him 
with anything. Ron Lutz got 17 years and he’s not in prison for what he did…he 
bought some cars and they cashed those checks; those checks were good. He wrote 
an $80K Sight Draft and it was good…they cashed it. CREDIT
!!! While he’s sitting 
in prison for 17 years. [Question: Why is  that?] What have I been saying? They 
charged him, go read UCC 3-501  if you want to know what a charge is. In order to 
make someone Liable on a commercial instrument you have to make a presentment. 
Have you ever read a Mortgage Note ? You waive Dishonor , you waive Presentment  
and you waive  Protest . It’s a confessed judgment  that’s why they go to collection. 
They seize the property and take you into  court. You waive everything, you waive 
Presentment, Dishonor & Protest . Did I answer your question Joe regarding 
UNICITRAL ? Yes. December 8, 1988, the Un ited States became a party to this 
Convention on International Bills of Exchange  and International Promissory Notes. 
I have 4 different copies on UNICITRAL. This one here has the document numbers 
on it…Benedict on Admiralty 7th Addition. There’s 90 articles in it and tells you the 
International Convention on Trade  Law.  It’s the United Nations Convention on 
Trade Law. What they are doing is making everything uniform because everyone is 
operating on International Law . They are not operating under Article III, they are 
operating under the UNICITRAL Convention because the United Nations and the 
Pentagon are running everything. Their owned by the Jesuits who own the Vatican 
who are owned by the Catholic Church and the Pentagon and the United Nation. 
Their operating under International Law and that’s why you have to use 
International Bills of Exchange  because it Supercedes Article III and what does 
that mean…you can’t use Drafts or anything because its been Superceded . 
Everything is International. When I did on e of these, they arrested me and kept me 
for 3 days and then let me go. They must have called the Comptroller of the 
Currency. I gave one of these to them. All these people going to jail and I gave them 
one. Where you get into trouble with these instruments is when you cut a 
draw on the Public side of the Accounting ledger.  There is no “Treasury 
Direct Account”. Where is the account? It’s your exemption where is the 
exemption? It’s on the Bill of Exchange . You’re the Drawer and the Drawee . 

Keating I, II, III  Page 25 of 34 
If you go into the UNICITRAL convention and read Articles 1 – 7, it tells you how to 
put one of these together…this is put together correctly. I’ve used it and it works. Q: 
The document number where did that come from? That came from “Benedict on 
Admiralty” that’s the only one that has the document number on it if you want 
proof of the International Bills of Exchange. If you go to Article 6 subsection 3 & 
Article 7 – 4C it talks about “As good as Aval”. What does “As good as Aval” mean? 
When you sign your signature, you put “As good as Aval” underneath it. This came 
from Australia and Canada. The Canadians use this and when the United States 
became a party to the UNICITRAL Conven tion, they adopted this into the 
convention on the International Bills of Exchange and these things work. I gave one 
to the ATA; these are the people that are arresting all of these people for using 
these instruments and they accepted it. Q: What does that mean…”Aval”? It’s a 
Surety-Ship contract
; that means your guaranteeing the payment . How can you 
guarantee the payment…because you ar e the Principal on the private side . You’re 
the Reinsure. You’re not only the Reinsure , you’re the Underwriter . Write your 
name underneath theirs, get them to get you a contract then write their name and 
give them a Bid Bond, Payment Bond and a Performance Bond. Ya, you should put 
the date on there. You’re the Principal  and that’s why they put the Principal on 
these Bonds. You’re the Principal and the Reinsure on the Surety. You’re also the 
Underwriter on the Payment Bond that guarantees the  Performance Bond that 
guarantees the Bid Bond.  Is there anybody that doesn’t understand that? Q: When 
you write that Bill of Exchange do you write that Bid Bond with it? Yes. You use the 
International Bill of Exchange with the 3 Bonds. The Bid Bond, the Performance 
Bond and the Payment Bond. The International Bill of Exchange is the guarantee of 
the Bonds. That’s the guarantee…that’s the Surety Contract and they have to 
accept it. It’s International Law. Their operating under the law. Their doing all of 
this stuff behind your backs, their doin g it in the banks…what do you think the 
banks are running on? They don’t have an y money. Everyone is Bankrupt. There 
isn’t a bank on this planet that hasn’t got any money. Their stealing your 
exemption number 1 , because you’re not using and the exemption is intellectual 
property under international law. All co mmercial property or items come under 
intellectual property under international law. Their stealing your identity …the 

Keating I, II, III  Page 26 of 34 
people on this planet are like a bunch of moon struck cows. Everyone is so 
disoriented they need a Geiger counter to fi nd their do do. Q: So all we do when we 
get a traffic ticket or something is write your acceptance statement; draw up the 3 
Bonds and BOE and send it in and that’s it? That’s it. What you do when you get 
arrested and you do the Acceptan ce and Return for Value and 
Consideration for full Settlement and Closure of the Account; the CUSIP & 
AUTORIS numbers using your Exem ption and Pre-Paid account and 
exempt from levy. Put that on the fr ont of the complaint for the amount of 
the bond they always have to set a Bond. That’s the Market Value of the 
Bind Bond. So what you’re doing is co ming in as a contractor and bidding 
on the default judgment.  You attach the Bid Bond…you’re the reinsure and the 
underwriter. Which means you’re the reinsure on the Performance Bond and the 
Underwriter on the Payment Bond. All the Payment Bond is an underwriter on an 
underwritten Bond and usually what an investment banker or investment broker is. 
Now let me ask you this…how can they underwrite a Payment Bond when they 
don’t have any money. You got to get real man…these banks are all Bankrupt. Ill 
liquid, insolvent. You’re creating all the money the banks are using. They’ll give you 
free checking a free dog…hahha. A Mexican bull. Q: Do you have to have a UCC-1 
filed? Ya, I would do it. Q: File one agai nst the trust? Well they say you have to 
redeem your straw man and file with th e Secretary of the Treasury…”to redeem 
your straw man”…I don’t think that is necessary. What I did is file a 12 page 
security agreement because I made the Se curity Agreement the collateral and all 
the collateral is listed in the Security Agreement and I attached it to the UCC-1 
financing statement and filed the whole thing, it’s about 19 pages. Q: Where did you 
get the Security Agreement? A: I had a law firm draw mine up. The biggest law firm 
in the United States, all they do is Security Agreements…they did mine and if you 
want help I’ll do one for you for a very sm all nominal fee. All the collateral is listed 
on this security agreement. It’s got an Indemnification Bond in it in case of default 
and what you’re doing is indemnifying all of the default of the straw man, it’s just 
like a Surety Bond. You have all of this power and you’re giving it all up. What do 
you think these people are doing? This is what their doing. We should be doing what 
their doing. They don’t have any money. Yo u’re creating all of the money. So where 

Keating I, II, III  Page 27 of 34 
does that leave us? That means that we don’t need banks do us? Q: Are we the only 
the country that knows this? Nope . I’ll tell you who knows this … Douglas Whaley 
you need to get his book. He’s a professor of the University of Ohio and he teaches 
commercial law to banks and I’m going to get his books there’s 3 volumes and their 
in print. I’ve got all 3 down at the other house or I had. [Some discussion on the 
security agreement] The reason I filed my  security agreement is to get down my 
collateral I didn’t put it on my UCC 1, I put it in the body of the security agreement. 
So I registered it …the security agreemen t and the ucc-1. [More discussion on the 
ucc-1 and security agreement] The corpor ations always deal with the fictions 
because their bankrupt. You have to be a lien holder to claim this is the way 
Admiralty works. If you’re not the lien holder then you can’t bring a claim in 
Admiralty. [the security agreement is an agreement between the straw man and 
you. The ucc-1 is a registered lien that is authorized by the security agreement. The 
human controls the lien on the straw man by  filing the lien on the ucc-1, prior to 
that you better have paperwork that do cuments the difference between the straw 
man and the human because if you don’t ha ve that you can’t breach the assumption 
of the straw man in court. There’s a proc ess that’s already been established that 
does the separation between the human and the straw man. The security 
agreement follows and the ucc-1 follows that. If you don’t have that before you know 
this process prioritizes each one of those filings and they can go backwards and nail 
your butt to the liability on the straw ma n] [some more discussion on the filings ] 
Don’t make assumptions…they are not going to change anything. [Questions on 
attorneys] You make him talk to the court an d if he doesn’t want to do it then fire 
him. Get someone that will…tell the judge that he’s not following your instructions. 
You’ve given him instructions for full settlement….get it on the record. Then you 
can go a Notaral Protest and a Notice of Pr otest which is your Default Judgment. If 
they refuse to close the account….and all these forms are in Pombino…I recommend 
you get Pombino Notarial Handbook. Pombinos. Somewhere in all of this paperwork 
I’ve got a Notary Handbook, I recommend you get one and here it is, here is the 
number…this is got all of the forms in it. Let me tell you that you can only do a 
Notarial Protest on an International Bill of Exchange.  What does that tell 
you? Q: A: You can do your own if you’re a Notary. This is called the National 

Keating I, II, III  Page 28 of 34 
Edition. I’m going to give you the phon e number, it’s an 800 number and you can 
call it and order it, its $24.95 plus shipping. This has got all the forms to do a 
Protest. You do a Notice of Protest and a Certificate of Protest. You ask for the 
National Edition . It’s got a Maritime Protest and a Marine Protest and a 
Certificate of Protest and a Notice of Protest . Notice of Protest is Notice of 
Dishonor…you have to give them Notice. Ask for the National Edition. Start doing 
things right and we’ll start getting our Re medy. This is somebody that knows what 
their talking about. I bet you have 100,000 people running around teaching 
Redemption and none of them know this stuff that I’m teaching here today…not one 
person in Redemption knows this stuff. Q: A: Notary Handbook. Its in the Cleveland 
Library…I have it at home…I’ve got all the forms here for doing a Notary 
Protest…all the forms are in this book; the Notice of Protest and the Certificate of 
Protest and have already filed it with the Secretary of State and they sent it back 
and said it was not authorized to be file d and I’m going to resend it back. Even in 
the statutes is authorizes them to file it. If  you’re going to do this stuff you’ve got to 
learn it. Everybody is running around getting everyone else to do their paperwork 
for them – all they end up doing is getting in trouble. Q: Seems to me this Protest 
get lost in this whole procedure, I’m not sure how it fits in. A: OK, when you go to 
full settlement and closure of the account, their in commercial dishonor. If you do 
Notice of Protest and a Certif icate of Protest…this is in Title 10 USC section 
4801, it’s called the Uniform Foreign Judgments Act. They’re foreign to you. Do 
they collect on you? How many people ar e in prison right now? The old Axiom “If 
you’re in Rome, do what the Romans do”. If you’re operating under Lex Mercantoria 
you got to learn Lex Mercantoria or Comme rcial Law. Q: A: Yes, under the Uniform 
Judgments Act. What do you think they’r e doing? Where do you think I’m getting 
all of this information from? I’m getting it  from them…this is th eir stuff not mine I 
didn’t make this stuff up, this is what their doing. The Federal District Court buy 
up the state court judgments with a Bid Bond from some contractor then some 
insurance company comes in their with a Performance Bond and underwrites the 
Performance Bond then they go to the Federal District court and enforce the 
judgment. The District court is buying a ll of these state court judgments and their 
selling them on the commodities and securities exchange. When you get an 

Keating I, II, III  Page 29 of 34 
underwriter in there the underwriter converts the Payment Bond into an 
investment security. They pool these mortgage backed securities and when they 
pool them they become a Bond. It’s all Bonds. If you go to 26 CFR, I think its 1-101. 
We’re talking about Bonds; you’re the Prin cipal on all these Bonds. Everyone is 
using your Bond except you . The Banks are buying Mortgages; all the real-estate 
and you’re sitting here like a big dummy wondering what’s going on. Your giving 
them all the money to do this…creating it. The banks can’t create anything because 
they are on the Public which is bankru pt. That’s why they open up all these 
account…these alleged freebees. We’ll give you a big 12 inch pop sickle if you come 
down and open up an account; we’ll give yo u an Aerobic Cube doll to play with or a 
Piñata; you know what a Piñata is? The little dummy that hangs from the strings. 
You give up all your power. I tried to teach this stuff in 1980 and nobody would 
listen. Now people are starting to listen. When the problem is always greater than 
the solution people always go to the solution. Q: If you’re paying back the loan what 
happens to that interest…how does that interest fit in? A: Well the interest is 
represented by Accruals on the principal th at’s what they make the derivatives on. 
Everything that is circulating as money is  capital and interest. Really what it is 
principal in circulation they don’t call it principal because its capital and interest in 
circulation. Federal Reserve Notes, Dema nd Deposit Account, Checkbook Money, 
International Bills of Exchange any kind of commercial paper are called Capital and 
Interest. “Letters of Stand-by Credit
”. How do you think a Bank issues a Letter 
of Stand-by Credit? What a bank does take their collateral which is all these 
checks from the checking account which are nothing but promissory notes 
used as collateral and are used as the Stand-by-Letters-of-Credit. If you ever 
looked at my Astrological chart, I’m doin g this under my chart; I’m dealing with 
international bankers…here I am. Ha ha ha. You guys have a lot of power you just 
got to use it. Q: Do you want to set up a st ep by step instruction for someone in jail. 
A: First thing I would do…I need help, I’ m trying to teach this stuff I’ll tell you 
everything I know, I’m not trying to hide anything. The number one thing you 
want to do is find out who has your bond. What bond am I talking 
about…the Bid Bond. Q: Does it make any difference on what charges you 
have? No. It doesn’t matter if you were wagging your @#$%. Everyone is 

Keating I, II, III  Page 30 of 34 
focused on what you did…it has nothing to do with what you did. When 
you get to the statute merchant, the statute itself is the bond…what does 
that bond represent…the public and national debt. That’s why they made 
this…why do you think they made a straw man a person of title if their not 
bankrupt? They had to have a fiction as they only deal with fictions. And 
everyone wants to go in there and s ay that’s not me or I spell my 
name…I’ve done all that. So to get your Bid Bond you go into the U.S. 
Court who buys all these Bid Bonds up. Find out what Circuit Court you’re 
in and click on it. All these instruction s are in that 15 page Treatise, you 
need to sit down and read the Treatise. This is why were going to have a 
follow up class on this stuff because your going to have questions on this 
stuff.  Find out who the holder of you Bid Bond is on the website of the 
Dist. Court your in by looking up your case #. Remember their not the 
Holder-In-Due-Course only the Holder. You’re the Holder-In-Due-Course
. 
Make sure the guy in prison has a UCC- 1 filed. Their doing the same thing 
with the mortgages…everyone is dipping into the prison 
system…everybody. There are 10,000 corporations in Paine Webber. I gave 
you the website, go into the website and go to Paine Webber and there’s 
10,000 corporations listed in their. I’ve got a file this thick on Fidelity 
management research that is supposed to be the assets of the prison 
system. [Comment: Actually the first step  is to get the person who is in jail 
to file a ucc-1] A: Right, the first thing you should do is file a ucc-1 with a 
security agreement. Q: Shouldn’t we separate our straw man via a 
“Declaration of Identity? A: The way my ucc-1 is setup it identifies the 
straw man. Number 3 is you find out who got your Bid Bond and all the 
instructions are in my Treatise on page 15. READ THE TREATISE!!! 
Educate yourself. I’m doing this for you r benefit. I’m up here teaching this 
stuff for everybody’s benefit. We can stop what these people are doing; this 
is very powerful stuff. Q: What about a priority lien? A: I think they know 
who you are, even though you’re sovereign because your operating in a 
commercial setting, you have to follow commercial procedures; I don’t 
think it has anything to do with status. People are getting in trouble in 

Keating I, II, III  Page 31 of 34 
courtroom not because their not sovereign, but because their getting into 
commercial dishonor. A default judgment applies to a sovereign. It doesn’t 
matter what your status is, if you go in to a courtroom and start testifying 
and go in their and telling them you ar e the debtor and get into dishonor 
and start arguing with these people. It’s the procedure that you follow in 
the courtroom that identifies what your status is. Q: A: That’s true; you have to 
make a “ special appearance ” and not a “general appearance”. A General 
Appearance is when you go in there and recognize that this case is in court . What 
you want to do is get full settlement and closure so get your ucc-1 first. If you want 
to do the “Status” thing…my Security Agreement does that. Because you’re in 
commercial law you want to establish yourself as the creditor . The first thing you 
should do when you go into a courtroom is go in a “Teratis” intervener…a 
3rd party intervener. Intervener means intervention. You’re coming in as a 
3rd party intervener under rule 24. What appears to be a dispute over title? 
The title holder is the lien holder. The ucc-1 financing statement is a 
statutory lien. So what you want to do is establish yourself as the lien 
holder by the secured party . You’re appearing as the 3 rd party intervener. 
Intervenus is Latin for intervener. Teritris means 3 rd party. Who are the other two 
parties? The Plaintiff & the Defendant. [some discussion on papers in court and how 
to act] A: If you act like a creditor you’ll be treated like a creditor. If you act like 
debtor you’ll be pounded right into the ground. Every time you open your mouth 
you’re testifying. You have to find out who’s holding your bond. Go to the District 
Court in your area and look up your case number where you were convicted and you 
find out who bought your Bid Bond. Who’s holding the Bond and go after it. The Bid 
Bond, the Performance Bond…it will all be revealed. It will tell you who the 
reinsure is, who the underwrit er is and who the contractor is who bought the Bid 
Bond. Q: How do I go after it, do I write a letter. A: Write a Letter Rogatory to them 
and tell them that you’ve done an acceptance and return for value and consideration 
and return and your asking for full settlement and closure of this account and 
CUSIP # and you want the Bond returned bac k to you. Q: Who do you send this to? 
A: Whoever is holding your Bond? You send it to the court too. I’ve already sent it to 
the court. They’ve closed the case and I want  my Bond back. I sent it to the Clerk of 

Keating I, II, III  Page 32 of 34 
the court, prosecutor and the judge. [Q: Can you have the fiduciary find you’re 
Bond?] A: Sure. This is after you’ve been convicted, dishonored and been to the 
cross-bar hotel and beat up and ganged banged…whatever and your out now and 
you want to get rid of all this….they still got your account open . [Q: So this is what 
you’re talking about…the “Certificate of Pr otest” & “Notice of Pr otest”] A: You have 
to lay a foundation for Default Judgment just like they did to you; that’s what they 
did to you. They got Default Judgment on  you and then they went to closure. The 
commitment order is the Default judgment.  Their committing you to a 
[Department of corrections is to correct the Debt as stated by Roger Elvick] or “credit” 
facility because they got you into a dishonor. These are called Credit facilities, these 
are not prisons. [Q: Can you issue a Bond wi th a Habeas Corpus?] A: Yes. A H.B. is 
a civil suit. If they don’t give you the Bond…what I’m gong to do is find out who is 
holding the Bond and send them a “Letter of Rogatory” and if they don’t give me the 
Bond back then what I’m going to do is a Habeas Corpus in Federal District .Court 
to Order them to forfeit the Bond on the grounds that they are in commercial 
dishonor. I’ve got evidence of the dishonor . I’ve got judgment on them already; the 
“Certificate of Protest” and the “N otice of Protest” IS YOUR JUDGMENT.
 
But you can only do this on an International Bill of Exchange.  I’ve already 
don’t the IBO. 
 
The only thing you haven’t done is close my account. They have not given me the 
proceeds or my Bond; the “Fixtures” “Pro ducts” & “Proceeds”. [Discussion about 
(Haridabus: not sure if spelled right) Habe as Corpus, Surety] Yes, what you can do 
is sue the Bond with a Inreqocadia in Admi ralty under Rule 9.8. Go after the Bond. 
Name the Bond in the suit what do you think their doing to you…their suing the 
Bond. Their not suing you, their suing the straw man. [Q: What happens once you 
get the Bond?] A: This is the only part that I don’t know; I’ve got someone that does 
know what to do. I know how to monetize these Bonds or hypothecated…what you 
do is get them hypothecated. [Q: How do you get someone out of jail?] A: You do full 
settlement and closure and release the Bond…Orders of the court and the Bond. [Q: 
Release the Bond, does that include the person that is in jail?] A: Yes. Once you 
redeem the Bond then they have to releas e the person. The reason their holding the 

Keating I, II, III  Page 33 of 34 
person is because the bond has not been  redeemed. [Some discussion can’t make 
out] And he’s doing it on the Public side. What I’m advocating is you do it on the 
private side. You Bond yourself. You’re trying to do it on the public side and you 
can’t redeem on the public side you have to do it on the private side. [Q: Basically 
what you’re saying is that you redeem th e Bond?] A: The reason their holding the 
person in prison is because of the Default Judgment. You got to redeem the 
Bond…there’s an outstanding Bond and their holding you as collateral against 
the Bond. Human chattel…you are goods in a warehouse. These prisons 
are crack facilities for warehouseman…they are baileys and bailers. If you 
read my Treaties, the Bailees are the ones that deliver the goods and the 
Baylor is the one that holds the goods and the bailment is the contractor 
that delivers the goods and you are goods under the Uniform Commercial 
Code. Chattle . [Q: Where can you go to get instruction for the documents for 
Habeas Corpus?] A: Go to Title 28 sect ion 2254…Habeas Corpus proceeding for a 
state prisoner and 2255 is for a Federal prisoner. You can get the forms from the 
Clerk of the District court. There are all kinds of form books in the law library for 
doing Habeas Corpuses. 
 
(Hard to understand discussion by the group) 
 
[some discussion on people in jails and va rious scenarios] discussion…..now if your 
trying to get someone else out of jail….h ow many people here have someone that 
they want to get out of jail? OK, I suggest we get together and figure out how the 
hell to do this and make it happen. Do these people have a ucc-1 they want to file? I 
think we need to start from scratch. Do they have an account with the US 
Treasury? That’s where they need to star t. Need their Social Security Number & 
Number on the back of the SS card and ge t their ucc-1 filed………your saying all of 
those numbers are needed in a ucc-1? Th at’s correct. That’s not true because I 
discharged a debt for my son from the IRS. How old is your son? 37. He doesn’t have 
any ucc-1 filed. Well here is what I’m going to recommend because there’s plenty of 
people in here that have situations like that…if your interested I suggest that we 
create some kind of a work group and figure out this process and start 

Keating I, II, III  Page 34 of 34 
implementing this. We can do it on line or we can get together on the weekend or 
whatever you want to do. First of all their seems to be some discrepancy of 
information on what needs to be filed on  the ucc-1…I didn’t put my ss # on it…ya 
but you can amend anytime you want to. 
 
Jean: I think the concept of your ss #, birth certificate # in setting up a Treasury 
Direct Account is the Secretary of the Tr easury is the fiduciary trustee of the 
bankruptcy [Note: I also heard it was the Secretary of the Transportation. 
Transcriber] He is the one that discharges all your debts and so you send everything 
to him. What you do is draw yourself an International Bill Exchange and make 
yourself the Payee and you use your exemption . The red number on the back of the 
ss card, that’s your exemption [aka Pre-Paid account no] the red numbers are on the 
new cards, they started doing that in the 50’s and 60’s. This is GAP the General 
Accounting Practices. [Also GAAP is Generally Accepted Accounting Principals] 
They give you two numbers: You have a private number and a public number. The 
ss # is for the debtor or st raw man and the red number is  for you the principal. Go 
get a 1099 OID  and I’ll prove to you that everyt hing I’m teaching is correct. 
Original Issue Discount they issue you as the principal and everyone else is listed 
as the Debtor and what they do is file a 1096 tax return which is a Pre-Pay  
interest…all corporations file that form to show pre-paid interest to get the 
deduction. If you read title 26 sections 163 it says al l pre-paid interest is tax 
deductible. Everybody is doing this thing differently. I’ve seen guys write checks 
and they register them as collateral on a ucc-1. [Some discussion] Well everybody 
wants to do something differently. I’ve filed the birth certificate as collateral; listed 
the social security card. The straw man is  a trust fund; I put it down as a trust 
fund…the Keating Jean Blane trust fund…that’s who the debtor is. Ya, they say the 
secured party and the debtor cannot be the same person. The secretary of state 
wouldn’t let me file it so I changed it to a trust fund and they let me file it.  
[They won’t accept the description that the straw man is a different. They’re using 
your name; your mother gave them permission to do that. We all get too soon old 
and too late smart . 1099 OID, that’s what they fi le when they buy these 
Bonds. Let’s take another break. END OF WORK SHOP 

JEAN KEATING'S PRISON TREATISE
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JEAN KEATING'S PRISON TREATISE
November 30, 2004
The courts are operating under Statute Law. A "Statute" is defined in Black's Law Dict ionary, Fourth
Edition revised as a kind of bond or obligation of record, being an abbreviation for "statute merchant"
or "statute staple".
Statute-merchant = is defined as a security for a debt acknowledged to be due, entered  into before
the chief magistrate of some trading town, pursuant to the statute 13 Edward I. De Me rcatoribus, by
which not only the body of the debtor might be imprisoned, and his goods seized in sa tisfaction of the
debt, but also his lands might be delivered to the creditor till out of the rents and  profits of them the
debt be satisfied. This was also called a Pocket Judgment.
Statute Staple = A 1353 statute establishing procedure for settling disputes among me rchants who
traded in staple towns. The statute helped merchants receive swift judgment for debt.  Cf. STATUTE
MERCHANT. 2. A bond for commercial debt. A statute staple gave the lender a possessor y right in
the land of a debtor who failed to repay a loan. See STAPLE.
"A popular form of security after 1285 . . . was the . . . 'statute staple' - whereby  the borrower could by
means of a registered contract charge his land and goods without giving up possession ; if he failed to
pay, the lender became a tenant of the land until satisfied . . . the borrower under a  statue or
recognizance remained in possession of his land, and it later became a common practic e under the
common-law forms of mortgage likewise to allow the mortgagor to remain in possession as a tenant
at will or at sufferance of the mortgage." J.H. Baker, An introduction to English Leg al History 354 (3d
edition 1990).
Recognizance = A bond or obligation of record binding a person to some act as to appe ar in court and
subject to forfeit money if obligation is not fulfilled. Fifa = Fifa, short for the La tin phrase fieri facias
("let it be made . . .") was a court (execution) to the sheriff to levy on ([a] Take of) the property of a
debtor in order to satisfy a judgment (see judgment and execution dockets, above). Th e sheriff might
typically keep track of fifas in a Sheriff's Fifa Docket Book. Usually written on a fil l-in-the blank form, a
fifa names the parties to the court judgment and the value of property to be taken to satisfy the
judgment. On the back, the sheriff or his deputies annotate their actions in carrying  out the order. The
fifas were to be returned to the court which issued them and the actions annotated on the Judgment
Docket. Theoretically, the docket books should contain everything that was noted on t he fifas.
I have been doing more research on our prison system via the internet and have found out some
interesting things, regarding what is really going on in the courtroom. The court is looking for an
acceptance and acceptor under 3-410 of the U.C.C. as the Principal has the primary ob ligation to pay
or discharge any instrument presented for acceptance. Since they are presenting a Bil l of Exchange
[indictment] for acceptance. This is called an acceptance for honor, which involves a  negotiable
instrument especially a bill of exchange [indictment] that has been accepted for paym ent. The
complaint, information, or indictment is a three party Draft, Commercial paper, or Bi ll of Exchange
under Article 3 of the U.C.C. The Grand Jury Foreman is the Drawer or Maker of the In dictment by his
signature, the Defendant/ Debtor or Straw man is the Drawee and the State is the Paye e and the live
man is the Payor. What they are doing in the courtroom is all commercial, this is in conformity to Title
27 CFR.
(a) Presentment for acceptance is necessary to charge the drawer and endorsers of a d raft where the
draft so provides, or is payable elsewhere than at the residence or place of business  of the Drawee,
or its date of payment depends upon such presentment. The holder may at his option pr esent for
acceptance any other draft payable at a stated date;
(b) Presentment for payment is necessary to charge any endorser;
(c) in the case of any drawer, the acceptor of a draft payable at a bank or the maker  of a note payable
at a bank, presentment for payment is necessary, but failure to make presentment disc harges such
drawer, acceptor or maker only as stated in section 3-502 (1)(B).
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If you don't accept the charge or presentment you are in dishonor for non acceptance under 3-505 of
the U.C.C. (c) and 3-501 (2) (a), (b). Acceptance is the drawer's signed engagement t o honor the
draft as presented. It must be written on the draft, and may consist of his signature  alone. It becomes
operative when completed by delivery or notification 3-410 of the U.C.C.
You are the fiduciary trustee of the straw man which is a Cesti Que Trust; in this cap acity you have
the responsibility to discharge all his debts, by operation of law. You are also the principal or asset
holder on the private side of the accounting ledger; you are holding the exemption ne cessary to
discharge the debt. When they monetize debt they must have a principal, capital and i nterest is what
circulates as principal and is called revenue or re-venue. Principal is where venue l ies. Revenue is a
Tax debt or Tax bills. All bills when presented represent revenue, interest, capitol,  or accruals
circulating from you as the principal, when it is returned back to you as capital or interest it is called
income or in-coming. This method of accounting is called the "Accrual Accounting Meth od" and is
represented by debits and credits. Debits are assets Credits are liabilities. The cre dits and liabilities
have to be in balance, this is accomplished through double bookkeeping entries
Corporations work on the Fiscal Accounting Cycle because they operate using commercia l debt, we
as owner principal's work on the General Calendar Accounting Year or Cycle. New York City has a $
6.6 billion dollar deficit, this deficit represents unredeemed debt on the credit side of the accrual
accounting system and cannot be executed to the debit side of accrual accounting ledg er, except
through the principal's exemption. New York has therefore put its bond underwriting b usiness up for
bid. This means that New York will issue $ 6.6 billion in bonds and pay underwriters over $30 million
in fees in the next fiscal year alone. Lehman Brothers Bank will underwrite New York's  $ 6.6 billion
dollar deficit. An underwriter is an Insurer or one who buys stock from the issuer wit h an intent to
resell it to the public or an entity or person, especially an investment banker, who guarantees the sale
of newly issued securities by purchasing all or part of the shares for resale to the public.
The Corrections Corporation of America owns most of your prison systems and sells its  stock and
shares on the New York Stock Exchange, the major stock holder is the Paine Webber Gro up. They
have a Dunn Bradstreet rating and are headquartered in Nashville, Tennessee at 10 Bur ton Hills Blvd
and can be reached at 1-800-624-2931. Their Ticker Symbol for their stock is CXW_pb o n the NYSE
and CXW under business services on the NYSE. In Berlin Germany there ticker symbol is  CXW.BE
and CXW.DE in Frankfurt, Germany.
CCA later merged into PRISON REALTY TRUST, a Real Estate Investment Trust that is exe mpt from
corporate taxes if it meets certain conditions. This was a $4 Billion Transaction; co mpanies acquire
U.S. Corrections Corporation. One important condition is that it distribute 95% of it s income to
shareholders, a provision making REITs attractive to investors. Prison Realty Trust f ailed to meet
those conditions of cash flow problems; it posted a $62,000,000 loss for 1999 and was in default on
the terms of its credit facility. Wall Street was unimpressed at the company's earlie r scheme to issue
junk bonds. Investors are angry that PZN lost its REIT status and the related dividen d; they are filing
class actions suits against Prison Realty Trust for false claims on Securities and Ex change
Commission documents. Specifically, they are concerned about the non-disclosure of pay ments by
PZN to CCA. Meanwhile Prison Realty just paid a dividend on their preferred stock (be longing to
executive
In April of 2000, company audits expressed doubt about the company's solvency. Shares  hit a new 52
week low of 2.12 each, down from the 52 week high of $22.37. In his book the Perpetua l Prisoner
Machine [see resources], Joel Dyer notes that outside one CCA facility, there is a pl acard with the
words "Yesterday's closing stock price". Imagine the legitimacy and confidence that ar e lost by people
driving by seeing the stock price plummet, or even seeing "Yesterday's Closing Stock Price: $2.12".
Together, CCA and its spin off Prison Realty Trust, lost $265 million: "It's a slim c hance, but
bankruptcy is a possibility," says an analyst for First Union Securities. Localities that have contracts
with the companies are concerned about whether guards will get paid, and how morale o r turnover
will effect daily operations, including prison security. The private prison was offer ed a $200,000,000
restricting plan from its current shareholder Pacific Life Insurance Co. The Private p rison's largest
shareholder, Dreman Value Management, was pleased at the offer: "We always maintained  that the
(prison) business was great, but this has been a financial engineering disaster."
Shareholder lawsuits still must be settled on satisfactory terms for the deal to be fi nalized, but the
other requirement was met when Lehman Brothers refinanced PZN's $ 1 billion credit lin e. At the
close of business 26 April, the price closed below $3 a share again after briefly hitt ing $3.50 the
previous week. Prices through the first half of may have generally been below $3 a sha re. On June 7,
the stock hit a new low of $2.00 and talks started on financial restructuring to remed y default on credit
line. During the next week, stock rose $1 a share on news that their $1 billion credi t line is
restructured and they receive a $780,000,000 federal contract.
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Instrumental in pulling off this contract was former Federal Bureau of Prisons head J . Michael
Quinlan, who is now on the Board of PZN. The Federal Contract, with guaranteed 95% oc cupancy
rate, provided financial resources to reject a restructuring offer from Pacific Life In surance, but a
Legg-Mason stock analyst declared PZN an UNDERPERFORM. Quinlan is now one of the top
executives in the company.
Because the stock has lost 75% of its value, two of the executives are leaving, but n ot without a $1.3
million severance. Of course, there's also been millions in attorney fees, class acti on lawsuits from
shareholders about the merger and management fees for restructuring. Share prices bot tomed out at
$0.18 -yes, 18 cents; that really inspires confidence in the justice system. They inst ituted a 10 for 1
split, which does not change the underlying financials of the company, but prevented t hem from being
removed from the New York Stock Exchange.
On February 23, 2000 Pacific Life Insurance Company submitted to the board of director s of Prison
Realty Trust a shareholder based proposal to invest in and restructure Prison Realty Trust
(NYSE:PZN). The shareholder proposal would involve additional value, less dilution an d potentially
higher returns for existing shareholders of Prison Realty Trust, than the agreement P rison Realty
Trust currently has with Fortress Investment Group LLC, the Blackstone Group and Bank  of America.
Fortress Investment Group is a global alternative investment and asset management firm  founded in
1998 with approximately $11 billion in equity capitol. They are located at 1251 Avenu e of the
Americas 16th floor New York, NY 10020 1-212-798-6100. Fortress just recently complete d the
acquisition of Germany's fourth largest residential housing company, GAGFAH, from the  German
Federal Government's social security and pension agency, Bundesversicherungsanstalt F uer
Angestellte (or BfA). The transaction, whi
Fortress on November 15, 2004 merged with Stelmar Shipping Ltd. Stelmar is an interna tional
provider of petroleum products and crude oil transportation services and is Headquart ered in Athens,
Greece. Stelmar operates one of the world's largest and most modern Handymax and Pana max
tanker fleets with an average age of approximately six years. Stelmar's 40 vessel fleet  consists of 24
Handymax, 13 Panamax and three Aframax tankers.
The Blackstone group is a private investment banking firm and describes itself as a le ading global
investment and advisory firm. The Blackstone Group was founded in 1985 by a group of f our,
including Peter G. Peterson and Stephen A. Schwarzman.
The Blackstone Group has ties to American International Group Inc. (AIG) and Kissinge r Associates,
Inc./Henry Kissinger. According to the Blackstone website, AIG acquired a 7 % non-vot ing interest in
the company in 1998 for $150 million" and committed to invest $1.2 billion in future Blackstone
sponsored funds."
Blackstone has developed strategic alliances with some of the largest and most sophis ticated
international financial institutions. In addition to AIG, they include Kissinger Assoc iates, Roland
Berger Partner, GmbH, and Scandinaviska Enskilda Banken," the website states [1]
( http://www.blackstone.com/company/bst_group.html ).
The company's Blackstone Alternative Asset Management unit handles $1 billion in hedg e funds for
pension giant CalPERS.
John Kerry Forbes 2004 campaign 'advisor' Roger C. Altman was Vice Chairman of the Bl ackstone
Group from 1987 through 1992 "where he led the firm's merger advisory business."
In December 2001, the Blackstone Group was appointed as Enron's principal financial ad visor with
regard to financial restructuring.
The Blackstone Group is also handling the restructuring of Global Crossing. The Black stone Group is
located at 345 Park Avenue New York, NY 10154 USA Phone; +1 212 583 5000 Fax: +1 212 583
5712. London location is the Blackstone Group International Limited, Stirling Square,  5-7 Carlton
Gardens, 4th Floor London, SW1Y 5AD U.K. Phone: +44 20 7451 4000 Fax: +44 20 7451 403 8.
In October 2004, Kissinger Associates and APCO Worldwide announced that they had form ed "a
strategic alliance". APCO Worldwide is located at 1615 L St. N.W., # 900, Washington,  D.C. phone #
1-202-778-1000. APCO worldwide was started by Margery Kraus in 1984 and she is active  on the
board of Group Menatep (chair, Advisory Board), the largest Russian holding company; Teuza Fund,
a Fairchild technology venture (Israel). Group MENATEP is an international diversified  holding
company and long-term Russian strategic and portfolio investor in international financ ial and capital
markets.
Kissinger Associates is located at 350 Park Avenue, New York. Other groups associated  with
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Kissinger are Kissinger McLarty Associates, Military-industrial complex and oil indus try. Henry
Kissinger's real name is Henry Stern, who started and trained the terrorist group the  Stern Gang in
Israel, which is now called the Mossad. He trains global terrorist groups for the FBI , CIA, and the
military, which are the groups running OUR government at every facet of its existence .
Pacific Life, a long term investor, beneficially owns approximately 4.5 million shares of Prison Realty
Trust. The shareholder proposal by Pacific Life provides for additional value in the f orm of Series C
Preferred Stock (approximately $2.20 per share) to be distributed to existing shareho lders, and
potentially higher future returns, along with generating between $45 to $123 million in additional cash
flow to Prison Realty Trust. Pacific Life was founded in 1868 and provides life and hea lth insurance
products, individual annuities and group employee benefits, and offers to individuals,  businesses and
pension plans a variety of investment products and services. The pacific life family o f companies
manages $300 billion in assets, making it one of the largest financial institutions in  America, and
currently counts 65 of the 100 largest U.S. companies as clients. Pacific Life Insuran ce Company is a
member of the fortune 500 group.
The Prison Realty Trust [PZN], which is a real estate investment trust [REIT] and is the world's largest
private sector owner and developer. A REIT is a company that buys, develops, manages and sells
real estate assets, REIT's allows participants to invest in a professionally managed portfolio of real
estate properties, REIT's qualify as pass through entities, companies who are able di stribute the
majority of income cash flows to investors without taxation at the corporate level (pr oviding that
certain conditions are met). As pass through entities, whose main function is to pass  profits on to
investors, a REIT's business activities are generally restricted to generation of pro perty rental income.
Another major advantage of REIT investment is its liquidity (ease of liquidation of a ssets into cash),
as compared to traditional private real estate ownership which are not very easy to l iquidate. One
reason for the liquid nature of REIT investments is that its shares are primarily tra d
The origins of the real estate investment trust, or REIT (pronounced "reet") date bac k to the 1880s. At
that time, investors could avoid double taxation because trusts were not taxed at the  corporate level if
income was distributed to beneficiaries. This tax advantage, however, was reversed in the 1930s, and
all passive investments were taxed first at the corporate level and later taxed as a p art of individual
incomes. Unlike stock and bond investment companies, REIT's were unable to secure leg islation to
overturn the 1930 decision until 30 years later. Following WWII, the demand for real estate funds
skyrocketed and President Eisenhower signed the 1960 real estate investment trust tax  provision
which reestablished the special tax considerations qualifying REIT's as pass through entities (thus
eliminating the double taxation). This law has remained relatively intact with minor improvements
since its inception.
REIT investment increased throughout the 1980s with the elimination of certain real e state tax
shelters. Investments in real estate provided investors with income and appreciation.  The Tax Reform
Act of 1986 allowed REIT's to manage their properties directly, and in 1993 REIT inve stment barriers
to pension funds were eliminated. This trend of reforms continued to increase the int erest in and
value of REIT investment.
Today, there are over 300 publicly traded REIT's operating in the United States their  assets total over
$300 billion. Approximately two-thirds of these trade on the national stock exchanges .
REIT's fall into three broad categories:
Equity REIT's: (96.1%)
Equity REITS invest and own properties (thus responsible for the equity or value of t heir real estate
assets). Their revenues come principally from their property rents.
Mortgage REITs: (1.6%)
Mortgage REITs deal in investment and ownership of property mortgages. These REITs lo an money
for mortgages to owners of real estate, or invest in (purchase) existing mortgages or  mortgage
backed securities. Their revenues are generated primarily by the interest that they e arn on the
mortgage loans.
Hybrid REITs: (2.3%)
Hybrid REITs combine the investment strategies of Equity REITs and Mortgage REITs by investing in
both properties and mortgages.
Individual REITs are able to distinguish themselves by specialization. REITs may focu s their
investments geographically (by region, state, or metropolitan area), or in property t ypes (such as retail
properties, industrial facilities, office buildings, apartments or healthcare faciliti es). Certain REITs
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choose a broader focus, investing in a variety of types of property and mortgage asse ts across a
wider spectrum of locations.
The current REIT industry's investment choices can be broken down by property:
Retail 20%
Residential 21.0%
Industrial/Office 33.1%
Specialty 2.3 %
Health Care 3.8%
Self Storage 3.6%
Diversified 8.5%
Mortgage Backed 1.5%
Lodging/Resort 6.1%
Federal Prison Industries, also known by its trade name UNICOR, founded in 1934, is o perated by
the Department of Justice (DOJ) and is a wholly owned government corporation which em ploys 25
percent of the Federal Bureau of Prisons' sentenced inmate population. Unicor is a su pplier to the
military during the current war in Iraq.
The government has also created the Prison Industrial Complex, which is composed of t he following
Agencies:
Biometric Consortium
border Research and Technology Center (BRTC)
Bureau of Alcohol, Tobacco, and Firearms (BATF)
Corrections Program Office (CPO)
Counter drug Technology Assessment Center (CTAC)
Drug Enforcement Administration (DEA)
Federal Bureau of Prisons (FBP)
Federal Prison Industries (operated by DOJ); also known as UNICOR
Immigration and Naturalization Service
National Institute of Corrections (NIC)
National Institute of Justice (NIJ)
National Law Enforcement and Corrections Technology Center (NLECTC)
National Technical Information Service (NTIS)
Office of Correctional Education (OVAE)
Office of Drug Control Policy (ODCP)
Office of Law Enforcement Standards (OLES)
Office of Law Enforcement Technology Commercialization (OLETC)
Office of National Drug Control Policy (ONDCP)
Office of Science and Technology (OST)
Space and Naval Warfare Systems Center, San Diego (Navy SSC San Diego)
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Southwest border High Intensity Drug Trafficking Area (HIDTA)
UNICOR
U.S. Customs Service
U.S. Department of Defense (DOD) / Biometric Management Office (BMO)
U.S. Department of Homeland Security / border and Transportation Security Directorate  (BTS)
U.S. Department of Justice (DOJ)
U.S. Parole Commission
Non-Governmental Entities
Alternative Monitoring Services
American Correctional Association
American Legislative Exchange Council (ALEC)
"Bed brokers"
BI Inc. (Biometric Systems)
The [Biometric Foundation]
Bobby Ross Group
Capital Correction Resources
Cornell Corrections
correctionalnews.com
corrections.com
Corrections Corporation of America (CCA)
Corrections yellow Pages
Dominion Management
Dove Development Corporation
Earl Warren Legal Institute
Federal Extradition Agency (private)
General Security Service
Government owned/contractor operated
Iridian Technologies, Inc. (formerly IriScan, Inc.)
Juvenile and Jail Facility Management Services
Justice Policy Institute (JPI)
Justice Technology Information Network (JTIN)
Law Enforcement and Corrections Technology Advisory Council (LECTAC)
Mace Security Inc.
Management and Training Corporation
Manhattan Institute
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Marriott Management Services
Misuse of labor
N-Group Securities
National Criminal Justice Commission
National Institute of Corrections (NIC)
Open Society Institute/Center on Crime, Communities and Culture
Premier Detention Services
Printrak (Motorola)
Prison Industries
The Prison Litigation Reform Act (1996)
Prison Realty Trust (merged with Corrections Corporation of America)
Prison telephone service (ATT the Authority; BellSouth MAX, MCI Maximum Security, Nor th American
In telecom)
RS Prisoner Transport
"Rent-a-call (see "bed brokers")
Scientific Applications and Research Associates (SARA)
The Sentencing Project
SENTRI/Secured Electronic Network for Travelers' Rapid Inspection
Serco Group, Inc.
Stun Tech Inc.
TRansCor America
Urban Development Corporation
U.S. Corrections Corporation purchased by Corrections Corporation of America
Wackenhut Corporation/Wackenhut Corrections
Other Related Disinfopedia Resources
Biometrics
Defense contractors
Eugenics
Federal contractors
Global detention system
Global economy
Globalization
Military-industrial complex
Surveillance-industrial complex
Population control
Prison labor
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Sustainable development
Timeline to global governance
External links
Wikipedia: carceral state
Wikipedia: retribution justice
Wikipedia: prison-industrial complex
Disinfopedia is an encyclopedia of people, issues and groups shaping the public agend a. It is a
project of the Center for Media Democracy; email bob AT Disinfopedia.
American Legislative Exchange Council is owned by Paul Weyrich of the Free Congress F oundation
and receives financial support from all of your major corporations. They are the movin g force and
promoter of the National Council of State Legislatures who privatize criminal statute s for financial gain
and profit. They are promoting public policy in regard to prize and capture law under the War Powers
Acts. The Reason Foundation is run by David Nott, the president and is a think tank p romoting
privatization of penal institutions for financial gain they are located at 3415 S. Sep ulveda Blvd. Suite
400 Los Angeles California 90034 1-310-391-2245. The Wackenhut Corporation is a U.S. based
division of Group 4 Falck A/S, the world's second largest provider of Security Servic es and is based in
Copenhagen, Denmark and is the premier U.S. provider of contract services to the busi ness,
commercial, and government markets. The types and techniques of Privatization are:
1. Contracting Out [also called Outsourcing]
2. Management Contracts
3. Public-Private Competition [also called managed competition or market testing]
4. Franchise
5. Internal Markets
6. Vouchers
7. Commercialization [also referred to as service shedding]
8. Self Help [also referred to as transfer to non-profit organization]
9. Volunteers
10. Corporatization
11. Asset Sale or Long-Term Lease
12. Private Infrastructure Development and Operation
Cornell Corrections Inc. [NYSE:CRN] is chaired by DAVID M. CORNELL and their Company' s
concept began December 7, 1990, it was a rough business plan, yet the Dillon Read Ven ture Capitol
became there first investor on February 21, 1991. [They are also called Trinity Ventur e Capital and
Shane Reihill is the Chairman and founder.] They built correctional facilities in Ply mouth,
Massachusetts, the other in Central Falls, Rhode Island. They have grown 33-fold in r evenues and
offenders under contract since that time. They have diversified and are now dependent upon
development and have diversified into the three sectors of the business- secure instit utional, they go
up to maximum security; juvenile; and pre-release. They are the only company really i n the business
of aggressively growing in each of these three sectors. There institutional revenues are around 42
percent, juvenile revenues approximate 40 percent and prerelease revenues are around 18 percent.
These factors represent t
Privatization is the transfer of assets or service delivery from the government secto r. Prisons are
nothing but warehouses for the storage of goods and chattel under commercial law. The  Warden is a
Bailee or Warehouseman [before the term admiral was used He was called Custos Maris " Warden of
the Sea"] [In some ancient records He was called Capitanus Maritimarum or "Captain or  Tenant in
Chief of the Maritime"] who receives personal property from another as Bailment. The Bailer is one
who provides bail as a surety for a criminal defendant's release. Also spelled Bailor . Bailment is the
delivery of personal property by one person [the Bailor] to another [the Bailee] who holds the property
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for a certain purpose under an expressed or implied-in-fact contract. Goods are tangi ble or movable
property other than money; especially articles of trade or items of merchandize. The sale of goods is
governed by Article 2 of the U.C.C. "Goods means all things, including specially manu factured
Everything is being run under the Law Merchant under U.C.C. 1-103. Section 1775.04 of  Title 17
Corporations: Partnerships of the Ohio Revised Code says "Rules of Law and Equity, in cluding the
Law Merchant, to govern." UCC 1-103 is quoted in the Administrative Manual of the Int ernal Revenue
Service, put out by CCH and says that the law of the Merchant governs all sections in  the Internal
Revenue Code. Based on the above information it looks like GSA and GAO are heavily in volved in
the accounting aspect of the Prison System, which explains why they are supplying all  the Bond
forms respecting the Bid, Performance, and Payment. When your dishonor is sold within  the United
States it has a six digit accounting # and is called a Cardinal number, when it is so ld at the
International Level it goes Ordinance or Military and uses a nine digit accounting nu mber. This is
where AutoTRIS and CUSIP come in. AutoTRIS is the Automated Forensic Traces Investiga tion
System and was designed in the Rities [Ed. Note: error in original.] [Mortgage Backed  Securities is
ownership position in a group, or pool, of mortgage loans. It is Bonds in which inter est and principal
received from this pool of mortgage loans are passed through to the Bondholders]. TBA  and CUSIPs
incorporate within the number itself, a security's mortgage type [Ginnie Mae, Fannie Mae, Sally Mae,
and Freddie Mac], coupon, maturity, and settlement month. For financial instruments ac tively traded
on an International basis, which are either underwritten debt issues or domiciled equ ities outside the
United States and Canada, the financial instruments will be identified by a CINS [CUSIP  International
Numbering System] number. The CINS number was developed in 1988 by Standard Poor's an d
Telekurs [USA] in response to the North American Securities industries need for 9 cha racter identifier
for International Financial Instruments. CINS numbers appear in the International Sec urities
Identification Directory [ISID Plus Services] which is co-produce[Ed. Note: error in o riginal.]
To show how massive this system is ISID plus contains over 500,000 global financial in struments and
cross references all major national numbering systems... ISID Plus has been designed to minimize
the impact on back-office systems and operations, while facilitating cross-border comm unications
among global custodians, depositories, banks, securities organizations, and exchanges . CINS
numbers employ the same issuer [6 characters] Issue [2 characters check digit] concep t espoused by
the CUSIP Numbering System. The first position of a CINS code is always represented by  an alpha
character, signifying the Issuer's country code [domicile] or Geographic region. The National
Association of Insurance Commissioners [NAIC] in October 1988 mandated the use by iss uers of a
uniform private placement number [PPN] to identify investments in their annual statem ents filed with
the State Regulatory Authorities. Standard Poor's CUSIP Service was selected by the N AIC to create,
assign, and administ
I have the Articles of Incorporation of THE ASSOCIATION of NATIONAL NUMBERING AGENCIE S or
[ANNA SC]. The registered office is located and established at 6, avenue de Schiphol-1 140 Brussels -
Belgium. The object of ANNA is to maintain and promote the standards of International  Standard ISO
6166, as amended from time to time [hereafter "the Standard"]. I bet that this standa rd # 6166 is the
number of a man and His number is 666 and is talked about in Revelations 13; 18 and w hose
purpose under Article 3 is to carry out any commercial, financial, or civil transactio ns directly or
indirectly related to the objects of ANNA. Under Article 5 ANNA has unlimited Capital  through BIS
[Bank for International Settlements], CCA, ALEC, WACKENHUT, CORNELL CORRECTIONS,
REASON FOUNDATION, DILLION READ VENTURE CAPITOL, SG WARBURG, UBS WARBURG,
WARBURG DILLON READ and the PAINE WEBBER GROUP. Under Article 29 ANNA has a list of a ll
public finds, shares, stocks, bonds, and other securities composin
The Bank for International Settlements is at the apex of all of the world's central b anks, since they
control and dictate monetary policy worldwide. In the late 1990's they set up a new s tructure called
the Financial Stability Forum. Which brought together the G 7 Central Bank ministers,  G 7 Finance
Ministers, their respective Securities and Exchange Commissions, the Comptroller of t he Currency
and FDIC, along with the IMF and World Bank. This represents a further integration of  the economies,
policies and movement of monies and investments. Furthermore, in addition to the Cent ral Banks,
there is the Group of Eight which is comprised of the heads of state from the United States, Canada,
Germany, Japan, Italy, France, Great Britain, and Russia. They have been meeting sinc e 1975 when
there were only five countries. Russia is the most recent country to join. They partic ipate fully in every
area with the exception of finance where they only participate in financial terrorism. For
Also contributing to the new financial architecture is the rise of multi-national and transnational
corporations, mergers and acquisitions, country privatization of its assets such as r ailroads,
agriculture, banks, airlines, telephone companies, etc. Furthermore, the rise of publ ic-private
partnerships which is a merger between government and business, also known as fascism , has
contributed to a changed financial landscape. In addition, there is the move towards a  global stock
exchange, the establishment of a World's Customs Organization and "open skies" betwee n countries.
Why is privatizing prisons so appealing to federal, state, and local governments? As the Nation put it:
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"The selling point was simple: Private companies could build and run prisons cheaper that the
governments. Unfettered American Capitalism would produce a better fetter, saving cas h-strapped
states millions of dollars each year" while simultaneously generating huge profits. Th e Nation explains
how this miracle would be accomplished. "Private prisons receive a guaranteed [per di em] fee for
each prisoner, regardless of the actual costs. Each dime they don't spend on food or medical care [for
prisoners] or on wages and training for the guards is a dime they can pocket." Most g uards in public
prisons belong to the LEOU, which is part of the American Federation of State, County , and Municipal
Employees AFSCME. I have a pointed question for you, why aren't we as principals on t he Private
side of the accounting cycle using our Exemption Priority to discharge all this Publi c Debt
By legal definition, all of your Federal and State "Statutes" are Bonds or Obligations  of Record and
are represented in the courtroom by the Recognizance Bond, which is a Bond of Record or Obligation
for the payment of debt.
A condensed version of what is going on is that the CCA as a corporation, creates or issues stock
certificates based on prison population, goods or chattel as they are called in commer cial law. The
underwriter is the one who buys the stock from the Issuer the CCA with intent to rese ll it to the public
or an entity or person, which is usually an investment banker. The investment banker purchases all or
part of the shares of the stock for resale to the public in the form of newly issued investment securities
based on the shares of the stock. Brokerage Houses and Insurance Companies Bid on the
Investment Securities with a Bid Bond issued by the GSA. The Bid Bond is then indemni fied by a
surety company through Performance and Payment Bonds. The Bid, Performance, and Payme nt
Bonds are then underwritten by the Banks as Investment Securities for resale to the p ublic. The
Institutional Holders who own most of the Shares are:
1. FMR [Fidelity Management Research Corporation 3, 084,024 shares at a value of $109 ,791,254
dollars.
2. Legg Mason Inc. 1,235,563 shares valued at $43,986,042 dollars.
3. Barclays Bank Pic 1, 041,671 shares valued at $37,083,487.
There are seventeen more corporations owning various amounts of shares at varying dol lar values.
These can be viewed by going to http://finance.yahoo.com/q/mh?s=CXW .
The Top Insider Rule 144 Holders are:
1. Russell, Joseph V. / 64,450 shares as of 2-May-03
2. Ferguson, John D. / 40,340 shares as of 2-May-03
3. Quinlan, J. Michael / 28,575 shares as of 10-Sep-02
4. Turner, Jimmy / 13,817 shares as of 23-May-03
5. Horne, John R. / 5,751 shares as of 29-Jun-04
As you can see by the above information, this system permeates every fabric of our so ciety. This
treatise represents about 40 hours of brainstorming. Currently global terrorism is be ing funded by the
prison system and the State's Retirement Fund go to www.DivestTerror.Org  this is a 115 page treatise
on the Terrorism Investments of the 50 States.
Go to a search engine and type in U.S Courts. Go to court links and click, which show s a map of the
circuit courts, click on 7th circuit, a list of the 7th and 8th circuit courts will a ppear, click on Illinois
Northern District Court, then click on Clerk's Office, then go to administrative servi ces, then to
Financial Department, you will see Criminal Justice Act, Post Judgment Interest Rates , and list of
sureties, click on sureties it will take you to FMS.TREAS.GOV, there on left side you  will see sureties
listing, admitted reinsurers and forms, click on forms and you will see Reinsurance A greement for a
Miller Act Performance Bond SF 273, and a SF274 Payment Bond and a Reinsurance Agreem ent in
Favor of the United States SF 275 and a list of Admitted Reinsurers, Pools and Associ ations, and
Lloyds' Syndicates, you will also see a list of the Department of the Treasury's List ing of Approved
Sureties [Department Circular 570].
U.S. District Courts are buying up the State Court default judgments, when you refuse  to pay or
dishonor the debt. Contractors and Insurance Companies are bidding on the default jud gments with a
Bid Bond, then a Reinsurance Company comes in and purchases a Performance Bond as a s urety for
the Bid Bond. The Performance Bond is then under written by a Payment Bond, this is u sually done
by an investment company or investment banker. When these Bonds are pooled they becom e
mortgage backed securities or surety bonds. They are then put on the bond market thro ugh TBA [The
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Bond Association]. These bonds are also sold as investment securities through brokera ge houses or
insurance companies. Securicor is one of your biggest international securities compan ies and is
located in South Africa and have acquired Gray Security Services. Securicor was forme d from the
merger between Securicor pic and Group 4 Falk, which was completed in July 2004. Secu ricor
operates in 50 different countries.
Reinsurance is defined as insurance of all or part of one insurer's risk by a second i nsurer, who
accepts the risk in exchange for a percentage of the original premium; this is all ad miralty maritime at
its finest. Also termed reassurance. The term 'reinsurance' has been used by courts, a ttorneys, and
text writers with so little discrimination that such confusion has arisen as to what that term actually
connotes. Thus it has so often been used in connection with transferred risks, assume d risks,
consolidations and mergers, excess insurance, and in other connections that it now la cks a clear-cut
field of operation. Reinsurance, to an insurance lawyer means one thing only - the ced ing by one
insurance company to another of all or a portion of its risks for a stipulated portio n of the premium, in
which the liability of the reinsurer is solely to the reinsured, which is the ceding company , and in
which contract the ceding company retains all contact with the original insured, and ha
The laying off of risk by means of reinsurance traditionally serves three basic purpo ses. First,
reinsurance can increase the capacity of the insurer to accept risk. The insurer may be enabled to
take on larger individual risks, or a larger number of smaller risks, or a combinatio n of both .
Secondly, reinsurance can promote financial stability by ameliorating [improving] the adverse
consequences of an unexpected accumulation of losses or of a single catastrophic loss es, because
these will, at least in part, be absorbed by reinsurers. Thirdly, reinsurance can str engthen the
solvency of an insurer from the point of view of any regulations under which the insu rer must operate
which provide for a minimum 'solvency margin', generally expressed as a ratio of net premium income
over capital and free reserves. P.T. O'Neill J.W. Woloniecki, the Law of Reinsurance in England and
Bermuda 4 [1998].
All of the performance and payment bonds are regulated and controlled by FAR [Federal  Acquisition
Regulations] which is under [48 CFR] 28.202-1 and 53.228(h). These bonds are being us ed in cases
where it is desired to cover the excess of a Direct Writing Company's underwriting li mitation by
reinsurance instead of co-insurers on Miller act performance bonds running to the Uni ted States.
These FAR regulations come in two volumes, volume 1 is approximately 1,326 pages volu me 2 is 823
pages long. These should be consulted and read before these bonds are used.
The Miller Act is found in Title 40 U.S.C.A. sections 270 a - 270d-1 and is federal l aw requiring the
posting of performance and payment bonds before an award is made for a contract for c onstruction,
alteration, or repair of a public work or building. The surety company issuing these bonds must be
listed as a qualified surety on the Treasury List, which the U.S. Department of the Tr easury issues
each year.
I believe that the prisons are repository institutions or facilities for securities [ prisoners] as collateral
for the public and national debt. The prisoners represent asset or repository money f or the Bid,
Performance and Payment Bonds. The prisons are referred to as credit facilities, inst itutions or
repositories. They function essentially the same way that a Depository Bank does unde r 17 CFR
section 450. The Prisons are acting in the capacity of a fiduciary or custodian over G overnment
Securities or otherwise for the account of a customer, and that are not government se curities brokers
or dealers, as defined in sections 3 (a)(44) of the Securities Exchange Act of 1934 (1 5U.S.C. 78 c (a)
(43)-(44). The regulations in subchapter B are promulgated by the Assistant Secretary  (Domestic
Finance) pursuant to a delegation of Authority from the Secretary of The Treasury. Th e office
responsible for the regulations is the Office of the Commissioner, Bureau of the Publi c Debt.
Sureties and Surety Bonds are covered in Title 31 sections 9301-9309. The Bid, Perfor mance, and
Payment Bonds fall in the category of surety bonds under these provisions. Under sect ion 9303
Government Obligations may be substituted for Surety Bonds. Government Obligations ar e defined
as public debt obligations of the United States Government and an obligation whose pr incipal and
interest is unconditionally guaranteed by the Government.
The bid, performance and payment bonds in addition to being sold on the commodities a nd securities
exchange as pooled mortgaged backed securities and cleared for settlement through the  FICC [Fixed
Income Clearing Corporation], who is the holder until the Bonds are sold, are also be ing pledged as
collateral for funds and a line of credit at the discount window or the open-market t rading desk of
Freddie Mac, Fannie Mae, Sally Mae, Ginnie Mae, or your local Federal Reserve Bank. A ll discount
Window advances must be secured by collateral acceptable to the Reserve Bank. The fol lowing types
of assets are most commonly pledged to secure discount window advances.
1. Obligations of the United States Treasury
2. Obligations of U.S. government agencies and government sponsored enterprises
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3. Obligations of states or political subdivisions of the U.S.
4. Collaterized Mortgage Obligations
5. Asset backed securities
6. Corporate bonds
7. Money market instruments
8. Residential real estate loans
9. Commercial, industrial, or agricultural loans
10. Commercial real estate loans
11. Consumer loans
Check with your local Reserve Bank if you have any questions about other types of col lateral
++++++++++++++++++++++++++++++++++++++++++++++++++
The Federal Reserve System Discount Window Collateral Margins Table includes valuatio n margins
for the most commonly pledged asset types. Assets accepted as collateral are assigned  a lend able
value [market or face value multiplied by the margin] deemed appropriate by the Feder al Reserve
Bank. [see the attached schedules]
The Treasury Department issues certificates of authority to insurance companies who su bmit a
financial statement to the Department of the Treasury. The reinsurance company's limit ation on
liability is determined and predicated on 10% of the Policy Holders surplus retained by earnings from
capitol surplus. The published underwriting limitation is on a per bond basis but doe s not limit the
amount of a bond that a company may write. Companies are allowed to write bonds with a penal sum
over their underwriting limitation as long as they protect the excess amount with rei nsurance,
coinsurance or other methods as specified in Treasury Circular 297, Revised September 1, 1978 [31
CFR 223.10-11.]. Treasury refers to a bond of this type as an Excess Risk. When Exces s Risks on
bonds in favor of the United States are protected by reinsurance, such reinsurance is  to be effected
by use of a Federal reinsurance form to be filed with the bond or within 45 days there after. In
protecting such e
Charles Townshend who passed The Townshend Act in 1767 and who was the Lord High Admi ral on
the British Board of Trade caused the American Revolution due to the high Tariffs, Du ties, Imposts
and Excises imposed on the Colonists on imports from London, England.
By talking with a broker named Jim McFadden for AG Edwards I found out that the Bond Register and
paying agent for the County of Cuyahoga is Frank Lamb a Trustee for Huntington Nation al Bank at
917 Euclid Avenue Cleveland, Ohio 44115 telephone # 1-216-515-6662. I also found out that Lisa
Jennings of J.P. Morgan Bank in Cleveland, Ohio is the transfer agent for bonds her t elephone #
1-216-274-1606 and Holly Pattison of National City Bank is also a transfer agent. Her  Telephone #
1-216-222-2552. I spent 30 minutes on the phone with Robert Duke, who is the director  of
underwriting for the Surety Association of America under circular 570 for the Departm ent of the
Treasury whose telephone # is 1-202-463-0600. His address is 1101 Connecticut Avenue,  N.W. Suite
800, Washington, D.C. 20036.
I went through circular 570 of the Department of Treasury and called several of the a dmitted
reinsurance companies through their underwriting department and found out they knew a bsolutely
nothing about reinsurance relative to bid, performance and payment bonds. This fact l eads me to
believe that in addition to being a Repository Bank with prisoners being the assets, collateral, or
securities for the bid, performance and payment bonds, the prisoners are the actual r einsurance or
surety and their sentence represents the valued and marketable risk involved with the  materials,
supplies and cost factors involved with the guaranteed performance, and payment relat ive to the
bonds. This is termed assumed risk in insurance and represents a present peril, hazar d, or danger of
loss, due to their dishonor and default judgment in court. That is why there is a pen al sum or clause
attached to each bond for non performance and payment of the bonds.
Since everybody on the public or debt side is bankrupt or insolvent how can they assu me a liability or
risk? They can't that is why they have to look to the exempt priority private asset s ide of the
accounting ledger to assume reinsurance or risk. You can't pay a debt or assume a ris k with a debt
instrument. This can only be done with Asset Collateral through goods [prisoners] und er mercantile
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civil and commercial law.
When a corporation wants to build or perform construction, he receives bids from a co ntractor, if the
contractor is awarded the bid, the corporation who is the owner and obligee, then req uires that the
contractor submit a bid bond, the contractor then becomes the principal obligor. He i s then required to
get a reinsurance company to act as surety on the bid bond, and then a performance bo nd is issued
to guarantee cost of material and supplies. The reinsurance company who is acting as surety for the
bid bond also acts as the underwriter through a payment bond. The bid bond is a three  party
obligation with the obligee as the owner of the bid, performance and payment bonds.
The Surety Association of America is a voluntary, nonprofit, unincorporated associatio n of companies
engaged in the business of suretyship. SAA represents more than 500 companies that co llectively
underwrite the vast majority surety and fidelity bonds in the United States, as well a s a number of
foreign affiliates. SAA is licensed as a rating or advisory organization and has been designated as a
statistical agent by all the states except Texas for the reporting of fidelity and sur ety experience. The
National Association of Surety Bond Producers is the international organization of pr ofessional surety
bond producers and brokers. NASBP represents more than 5,000 personnel who specialize  in surety
bonding; provide performance and payment bonds for the construction industry; and iss ue other types
of surety bonds, such as license and permit bonds, for guaranteeing performance. NASB P's mission
is to strengthen professionalism, expertise, and innovation in surety and to advocate  its use
SURETY INFORMATION OFFICE
National Association of Surety Bond producers
5225 Wisconsin Avenue NW, Suite 600,
Washington, D.C. 20015(202) 686-7463 Fax (202) 686-3656
www.sio.org  sio@sio.org
I also believe that the Bid Bonds are being used to purchase commercial items [commer cial paper]
such as court judgments this is done through GSA SF form 1449 contract form and is a rated order
under DPAS [Defense Priorities and Allocations System] see 15CFR 700 this is under th e National
Security Industrial Base Regulations. This is all under the Executive Branch under th e President and
Military.
WORD DEFINITIONS RELATIVE TO BONDS
1. HOLDER = The owner of a security. SEE BONDHOLDER.
2. TRANSFER AGENT = The person or entity that performs the transfer function for an i ssue of
registered municipal securities. This person or entity may be the issuer, an official of the issuer or a
third party engaged by the issuer to act as its agent. The trustee under a trust inde nture often also
acts as transfer agent. Compare: REGISTRAR. See: REGISTEred BOND; TRANSFER; TRUSTEE.
3. REGISTRAR = The person or entity responsible for maintaining records on behalf of the issuer that
identify the owners of a registered bond issue. The trustee under a trust indenture o ften also acts as
registrar. Compare: TRANSFER AGENT. See: BOND REGISTER; TRUSTEE.
4. BOND REGISTER = A record, kept by a transfer agent or registrar on behalf of the i ssuer, that lists
the names and addresses of the holders of the registered bonds. See: BONDHOLDER; REGI STEred
BOND; REGISTRAR; TRANSFER AGENT.
5. ISSUER = A state, political subdivision, municipality, or governmental agency or a uthority that
raises funds through the sale of municipal securities.
6. UNDERWRITER = A Broker - dealer that purchases a new issue of municipal securities  from the
issuer for resale in a primary offering. The underwriter may acquire the securities e ither by negotiation
with the issuer or by award on the basis of competitive bidding. Compare: PLACEMENT A GENT.
See: COMPETITIVE SALE; NEGOTIATED SALE; PRIMARY DISTRIBUTOR; PRIMARY OFFERING;
SUNDICATE.
7. SETTLEMENT = Delivery of and payment for a security. Compare: CLEARANCE. See: DELI VERY
DATE; GOOD DELIVERY.
8. CLEARANCE = The process of delivering securities from a seller to a buyer, either directly or
through their agents. Compare: SETTLEMENT.
9. BOND PROCEEDS = The money paid to the issuer by the purchaser or underwriter of a new issue
of municipal securities. These moneys are used to finance the project or other purpose  for which the
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securities were issued and to pay certain costs of issuance as may provided in the bo nd contract or
bond purchase agreement. See: NET PROCEEDS.
10. BOND PURCHASE AGREEMENT [BPA] - The contract between the underwriter and the issu er
setting forth the final terms, prices and conditions upon which the underwriter purcha ses a new issue
of municipal securities in a negotiated sale. A conduit borrower also is frequently a  party to the bond
purchase agreement in a conduit financing. The bond purchase agreement is sometimes re ferred to
as the "purchase agreement" or, less commonly, the "underwriting agreement." See: NEG OTIATED
SALE; UNDERWRITING AGREEMENT; WRITTEN AWARD.
11. CONDUIT BORROWER = A borrower of bond proceeds in a conduit financing. See: CONDUI T
FINANCING; OBLIGOR.
12. CONDUIT FINANCING = The issuance of municipal securities by a governmental unit ( referred to
as the "conduit issuer" to finance a project to be used primarily by a third party, us ually a for-profit
entity engaged in private enterprise or a 501 (c) (3) organization (referred to as th e "conduit
borrower"). The security for this type of issue is customarily the credit of the cond uit borrower or
pledged revenues from the project financed, rather than the credit of the conduit issu er. Such
securities do not constitute general obligations of the conduit issuer because the co nduit borrower is
liable for generating the pledged revenues. Industrial development bonds, multifamily  housing
revenue bonds and qualified 501 (c) (3) bonds are common type's of conduit financings. See:
HOUSING REVENUE BOND- Multi-family housing revenue bonds; INDUSTRIAL DEVELOPMENT;
PRIVATE ACTIVITY BOND.
13. AWARD = The official acceptance by the issuer of a bid or offer to purchase a new issue of
municipal securities by an underwriter. The date of the award is generally considered  the "sale date"
of an issue. See: BID; BOND PURCHASE AGREEMENT; WRITTEN AWARD. Compare: VERBAL
AWARD.
14. BENEFICIAL OWNER = The person to whom the benefits of ownership of given securitie s
accrue, even though the securities might be held by, or in the name of, another perso n or held in an
account over which another person has investment discretion. For example, a securitie s firm might
hold securities in "street name" in its vaults or at a securities depository, with th e beneficial owners of
the securities only designated on the firm's records. Compare: BONDHOLDER.
15. DEPOSITORY = A registered clearing agency that provides immobilization, safekeepi ng and
book-entry clearance and settlement services to its participants. Compare: CLEARING
CORPORATION. See: REGISTEred CLEARING AGENCY.
16. BOOK-ENTRY ONLY (BEO) or BOOK-ENTRY SECURITY = A security that is not available t o top
purchasers in physical form. Such a security may be held either as a computer entry o n the records of
a central holder (as is the case with certain U.S. Government securities) or in the f orm of a single,
global certificate. Ownership interests of, and transfers of ownership by, investors a re reflected solely
by appropriate books and record entries. Most municipal securities issued in recent y ears have been
in book-entry only form. Compare: CERTIFICATED SECURITY; IMMOBLIZED SECURITY. See:
GLOBAL CERTIFICATE.
17. GLOBAL CERTIFICATE = A single certificate sometimes referred to as a "jumbo certifi cate",
representing an entire maturity of an issue of securities. Such certificates are often  used in book-entry
systems. The issuer issues a global certificate that is then lodged in the facilities of a depository or
other book-entry agent and kept safely by the agent until maturity. The securities ar e available to
beneficial owners only in book-entry form, and no certificates can be obtained. Compare :
IMMOBLIZED SECURITY. See: BOOK-ENTRY ONLY.
18. IMMOBILIZED SECURITY = A physical security that is held in a central depository f or the account
of its beneficial owner but that may be withdrawn from the depository in physical form . Immobilized
securities may be transferred when sold by entries on the records of the depository o r by withdrawal
of actual certificates. Compare: BOOK-ENTRY ONLY; GLOBAL CERTIFICATE.
19. 501(c)(3) ORGANIZATION = An organization recognized by the Internal Revenue Servi ce as a
not-for-profit organization. A 501 (c) (3) organization can borrow funds to finance pro jects on a
tax-exempt basis through a conduit issuer. Examples include not-for-profit colleges an d universities,
hospitals, museums and retirement communities. See: CONDUIT BORROWER; PRIVATE ACTIVIT Y
- Qualified 501 (c) (3) bonds.
20. MUNICIPAL SECURITIES = A general term referring to securities issued by local gov ernmental
subdivisions such as cities, towns, villages, counties, or special districts, as well  as securities issued
by states political subdivisions or agencies of states. A prime feature of these secu rities is that interest
or other investment earnings on them usually are excluded from gross income of the ho lder for
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federal income tax purposes. Issuers of municipal securities are exempt from most fed eral securities
laws. Compare: TAXABLE MUNICIPAL SECURITY.
21. REGISTEred CLEARING AGENCY = An organization, registered with the Securities and
Exchange Commission pursuant to section 17 A of the Securities Exchange Act of 1934, that provides
specialized systems for the confirmation, comparison, clearance and settlement of secu rities
transactions. See: NATIONAL SECURITIES CLEARING CORPORATION.
22. NATIONAL SECURITIES CLEARING CORPORATION (NSCC) = A clearing corporation. See:
CLEARING CORPORATION; DEPOSITORY TRUST AND CLEARING CORPORATION.
23. CLEARING CORPORATION = A registered clearing agency that provides specialized
comparison, clearance and settlement services for its members. A clearing corporation  typically offers
services such as automated comparison systems and transaction netting systems. Compar e:
DEPOSITORY. See: NATIONAL SECURITIES CLEARING CORPORATION; REGISTEred
CLEARING AGENCY.
24. DEPOSITORY TRUST AND CLEARING CORPORATION (DTCC) = The entity formed by the
merger of Depository Trust and National Securities Clearing Corporation. DTCC facilit ates the
clearance and settlement of securities transactions.
25. AUTHORITY = A unit or agency of government, or a separately established not-for-p rofit entity
formed on behalf of a governmental entity, established to perform specialized functio ns. In some
cases, authorities have the power to issue debt that is secured by the lease rental p ayments made by
a governmental unit using the facilities constructed with bond proceeds. In other cas es, authorities
issue private activity bonds for the purpose of making the proceeds available to qual ified private
entities for use as permitted under the federal tax laws. Examples of such conduit au thorities include
health facilities authorities, Industrial development authorities and housing finance authorities. An
authority may function independently of other governmental units, or it may depend up on other units
for its creation, funding or administrative oversight. Authorities, other than condui t authorities, usually
are financed by service charges, fees or tolls, although they also may have taxing po
26. CONDUIT ISSUER = An issuer of municipal securities in a conduit financing. See: AU THORITY;
CONDUIT FINANCING.
27. PRIVATE ACTIVITY BOND (PAB) = A municipal security the proceeds of which are used  by one
or more private entities. A municipal security is considered a private security bond if it meets either of
two sets of conditions set out in section 141 of the Internal Revenue Code. A municip al security is a
private activity bond if, with certain exceptions, more than 10% of the proceeds of t he issue are used
for any private business use (the "private business use text") and the payment of the  principal of or
interest on more than 10 % of the proceeds of such issue is secured by or payable fro m property
used for a private business use (the "private security or payment test"). A municipal  security also is a
private activity bond if, with certain exception, the amount of proceeds of the issue  used to make
loans to non-governmental borrowers exceeds the lesser of 5 % of the proceeds or $ 5 million (the
"private loan financing test"). Interest on private activity bonds is not excluded fro m gr
28. Exempt facility bonds - Private activity bonds issued to finance various types of facilities owned or
used by private entities, including airports, docks, and certain other transportation -related facilities;
water, sewer, and certain other local utility facilities; solid and hazardous waste d isposal facilities;
certain residential rental projects (including multifamily housing revenue bonds); an d certain other
types of facilities. Enterprise zone bonds are also considered exempt facility bonds.  See:
ENTERPRISE ZONE BOND; HOUSING REVENUE BOND- Multiple-family housing revenue bonds.
29. Qualified 501(c)(3) bonds = Private activity bonds issued to finance a facility own ed and utilized
by a 501 (c) (3) organization. Qualified 501 (c) (3) bonds are not subject to the fede ral alternative
minimum tax.
30. Qualified mortgage bonds = Private activity bonds issued to fund mortgages to finan ce owner-
occupied residential property. Qualified mortgage bonds are often referred to as singl e family
mortgage revenue bonds. See: HOUSING REVENUE BOND - Single family mortgage revenue
bonds.
31. Qualified redevelopment bonds = Private activity bonds issued to finance certain ac quisition,
clearance, rehabilitation and relocation activities for redevelopment purposes by a g overnmental
entity in designated blighted areas. Qualified redevelopment bonds are payable from ge neral taxes or
from tax increment revenues. See: TAX INCREMENT BOND.
32. Qualified small issue bonds = Private Activity bonds issued to finance manufacturin g facilities.
Qualified small issue bonds may be issued on a tax-exempt basis in an amount up to $1 million,
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taking into account certain prior issues, or an amount up to $10 million, taking into  account certain
capital expenditures incurred during the three years prior and the three years follow ing the issuance
of such bonds.
33. Qualified student loan bonds = Private activity bonds issued to finance student loa ns for
attendance at higher education institutions.
34. Qualified veterans' mortgage bonds = Private activity bonds that are general oblig ations of a state
issued to fund mortgage loans to finance owner-occupied residential property for veter ans. The ability
of states to issue new and refunding qualified veterans' mortgage bonds on a tax-exemp t basis is
limited.
INTERNATIONAL BILL OF EXCHANGE
In the Open Market Trading Desk in the Investing Trading Glossary, A bill of exchange  is defined as a
"General Term for a document demanding payment". This says it all if you have wisdom and
understanding, sometimes the obvious escapes everybody.
The word Bill is an alteration of the Latin word Bulla in its mediaeval sense. In cla ssical Latin bulla
was "a bubble, a boss, a stud, an amulet for the neck"; whence in mediaeval Latin "a seal" especially
the seal appended to a charter etc.; thence, transferred sense, "a document furnished  with a seal",
e.g. a charter, a papal bull, and, by extension, any official or formal document, "a b ill, schedule,
memorandum, note, paper". It was in these later senses that bulla became in England b illa, bille.
Being a word of common use, bulla was probably pronounced with u, passing into Englis h y, i; though
no direct evidence of this has been found. So the Oxford English Dictionary. This exp lanation is not
convincing, nor would it be even if 'bill' and 'bull' had originally conveyed the sam e or similar
meanings. At least up to the end of the fourteenth century the two words almost alway s carried
meanings that were respectively inconsistent with each other. A 'bull' was a sealed d ocument.
Under Title 18 sections 513 (A) the term security as defined in the Electronic Fund tr ansfer Act under
916 (c) has been amended and moved to Title 15 section 78 (c) subsection 10, where it  says that any
currency, note, draft, bill of exchange, or banker's acceptance which has a maturity at the time of
issuance of not exceeding nine months, exclusive of days of grace, or any renewal the reof the
maturity of which is likewise limited is not included in this definition of a security .
Acceptance 4. Black's Law Dictionary Eighth Edition a negotiable instrument, especial ly a bill of
exchange, that has been accepted for payment.
There are three elements of an acceptance -- 1. Honor 2. Value 3. Consideration. An a cceptance for
honor is an undertaking not by a party to the instrument, but by a third party, for t he purpose of
protecting the honor or credit of one of the parties, by which the third party agrees  to pay the debt
when it becomes due if the original Drawee does not. This type of acceptance inures t o the benefit of
all successors to the party for whose benefit it is made. Also termed acceptance supra  protest;
acceptance for honor supra protest. [Cases: Bills and Notes key 71. C.J.S. Bills and Notes; Letters of
Credit section 37]. "'Acceptance for honor supra protest' is an exception to the rule  that only the
Drawee can accept a bill. A bill which has been dishonored by non-acceptance and is n ot overdue
may, with the consent of the holder, be accepted in this way for the honor of either the drawer or an
indorser (i.e., to prevent the bill being sent back upon the drawer or
U.C.C. §3-303 Value and Consideration
(a) An Instrument is issued or transferred for value if:
(1) The instrument is issued or transferred for a promise of performance, to the exte nt the promise
has been performed;
(2) The transferee acquires a security interest or other lien in the instrument other  than a lien obtained
by judicial proceeding.
(3) The instrument is issued or transferred as payment of, or as security for, an ant ecedent claim
against any person, whether or not the claim is due;
(4) The instrument is issued or transferred in exchange for a negotiable instrument; or
(5) The instrument is issued or transferred in exchange for the incurring of an irrev ocable obligation to
a third party by the person taking the instrument.
(b) "Consideration" means any consideration sufficient to support a simple contract. T he drawer or
maker of an instrument has a defense if the instrument is issued without consideratio n. If an
instrument is issued for a promise of performance, the issuer has a defense to the ex tent
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performance of the promise is due and the promise has not been performed. If an instr ument is
issued for value as stated in subsection (a), the instrument is also issued for consi deration.
The definition of "negotiable instrument" defines the scope of Article 3 since Section 3-102 states:
"This Article applies to negotiable instruments." The definition in Section 3-104 (a) incorporates other
definitions in Article 3. An instrument is either a "promise," defined in Section 3-103 (a) (12), or "order,"
defined in Section 3-103 (a) (8). A promise is a written undertaking to pay money sign ed by the
person undertaking to pay. An order is a written instruction to pay money signed by t he person giving
the instruction. Thus the term "negotiable instrument" is limited to a signed writing  that orders or
promises payment of money. Money is defined in section 1-201(24) and is not limited to  United States
dollars. It also includes a medium of exchange established by a foreign government or  monetary units
of account established by an intergovernmental organization or by agreement between t wo or more
nations. [UNICTRAL CONVENTION ON INTERNATIONAL BILLS OF EXCHANGE OR INTERNATIO
In Clearfield Trust Co. v. United States, 318 U.S. 363 (1943), the court held that if the United States is
a party to an instrument, its rights and duties are governed by federal common law in  the absence of
a specific federal statute or regulation. In United States v. Kimbell Foods, Inc., 440  U.S. 715 (1979),
the court stated a three prong test to ascertain whether the federal common law rule should follow the
state rule. In most instances courts under the Kimbell test have shown a willingness to adopt the
U.C.C. rules in formulating federal common law on the subject. In Kimbell the Court a dopted the
priorities rules of Article 9.
In 1989 the United Nations Commission on International Trade Law [UNICTRAL] completed  a
convention on International Bills of Exchange and International Promissory Notes. If the United States
becomes a party to this convention, the convention will preempt state law with respec t to international
bills of exchange and notes governed by the Convention. Thus, an international bill o f exchange or
promissory note that meets the definition of instrument in section 3-104 will not be g overned by Article
3 if it is governed by the Convention. That Convention applies only to bills and note s that indicate on
their face that they involve cross-border transactions. It does not apply at all to c hecks. Convention
Articles 1(3), 2(1), 2(2). Moreover, because it applies only if the bill or note spec ifically calls for
application of the Convention, Convention Article 1 there is little chance that the C onvention will apply
accidentally to a transaction that the parties intended to be governed by
U.C.C. §3-104.Negotiable Instrument.
(a) Except as provided in subsections (c) and (d), "negotiable Instrument" means an u nconditional
promise or order to pay a Fixed amount of money, with or without interest or other Ch arges Described
in the promise or order, if it:
(1) Is payable to bearer or to order at the time it is issued or first comes into poss ession of a holder;
(2) Is payable on demand or at a definite time; and
(3) Does not state any other undertaking or instruction by the person promising or or dering payment
to do any act in addition to the payment of money, but the promise or order may conta in
   (i) An undertaking or power to give, maintain, or protect collateral to secure pay ment,
   (ii) an authorization or power to the holder to confess judgment or realize on or dispose of collateral
or
   (iii) a waiver of the benefit of any law intended for the advantage or protection o f an obligor.
(b) "Instrument" means a negotiable instrument.
(c) An order that meets all of the requirements of subsection (a), except paragraph ( 1), and otherwise
falls within the definition of a "check" in subsection (f) is a negotiable instrument and a check.
(d) A promise or order other than a check is not an instrument if, at the time it is issued or first comes
into possession of a holder, it contains a conspicuous statement, however expressed, to the effect
that the promise or order is not negotiable or is not and instrument governed by this  Article.
(e) An instrument is a "note" if it is a promise and is a "draft" if it is an order. If an instrument falls
within the definition of both "note" and "draft," a person entitled to enforce the ins trument may treat it
as either.
(f) "Check" means (i) a draft, other than a documentary draft, payable on demand and drawn on a
bank or (ii) a cashier's check or teller's check. An instrument may be a check even t hough it is
described on its face by another term, such as "money order."
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(g) "Cashier's check" (i) means a draft with respect to which the drawer and drawee a re the same
bank or branches of the same bank.
(h) "Teller's check" means a draft drawn by a bank (i) on another bank, or through a bank.
(i) "Traveler's check" means an instrument that (i) is payable on demand, (ii) is dra wn on or payable at
or through a bank, (iii) is designated by the term "traveler's check" or by a substan tially similar term,
and (iv) requires as a condition to payment, a countersignature by a person whose spe cimen
signature appears on the instrument.
(j) "Certificate of deposit" means an instrument containing an acknowledgment by a ban k that a sum
of money has been received by the bank and a promise by the bank to repay the sum of money. A
certificate of deposit is a note of the bank.
Instruments are divided into two general categories: drafts and notes. A draft is an instrument that is
an order. A note is an instrument that is a promise. Section 3-104(e). The term "bill  of exchange" is
not used in Article 3. It is generally understood to be a synonym for the term "draft ". Subsections (f)
through (j) define particular instruments that fall within the categories of draft or note. The term "draft,"
defined in subsection (e), includes a "check" which is defined in subsection (f). "Chec k" includes a
share draft drawn on a credit union payable through a bank because the definition of b ank (Section
4-105) includes credit unions. However, a draft drawn on an insurance company payable  through a
bank is not a check because it is not drawn on a bank. "Money orders" are sold both b y banks and
non-banks. They vary in form and their form determines how they are treated in Articl e 3. The most
common form of money order of money order sold by banks is that of ordina
The definitions in Regulation CC section 229.2 of the terms "checks," "cashier's check ", "Teller's
check", and "Travelers check" are different from the definitions of those terms in Art icle 3.
Certificates of deposit are treated in former Article 3 as a separate type of instrume nt. In revised
Article 3, Section 3-104 (j) treats them as notes.
There are some differences between the requirements of Article 3 and the requirements  included in
Article 3 of the Convention on International Bills of Exchange and International Prom issory Notes.
Most obviously the Convention does not include the limitation on extraneous undertaki ngs set forth in
Section 3-104 (a)(3), and does not permit documents payable to bearer that would be p ermissible
under Section 3-104 (a)(1) and Section 3-109. See Convention Article 3. In most respe cts, however,
the requirements of 3-104 and Article 3 of the Convention are quite similar.
Bankers Acceptance: Title 12 Section 372
(a) Institutions; drafts and bills of exchange; types any member bank and any Federal  or State branch
or agency of a foreign bank subject to reserve requirements under section 3105 of thi s title
(hereinafter in this section referred to as "institutions"), may accept drafts or bil ls of exchange drawn
upon it having not more than six months' sight to run, exclusive of days of grace -
   (i) which grows out of transactions involving the importation or exportation of go ods;
   (ii) which grow out of transactions involving the domestic shipment of goods; or
   (iii) which are secured at the time of acceptance by a warehouse receipt or other document
conveying or securing title covering readily marketable staples.
(b) Ratio limit of bills to unimpaired capital stock and surplus Except as provided i n subsection (c) of
this section, no institution shall except such bills, or be obligated for a participa tion share in such bills,
in an amount equal at any time in the aggregate to more than 150 per centum of its pa id up and
unimpaired capital stock and surplus or, in the case of a United States Branch or age ncy of a foreign
bank, its dollar equivalent as determined by the board under subsection (h) of this s ection.
(c) Authorization for special ratio limit; foreign banks The Board, under such condit ions as it may
prescribe, may authorize, by regulation or order, any institution to accept such bill s, in an amount not
exceeding ay any time in the aggregate 200 per centum of its paid up and unimpaired c apital stock
and surplus or, in the case of a United States Branch or agency of a foreign bank, it s dollar equivalent
as determined by the Board under subsection (h) of this section.
(d) Ratio limit for domestic transactions Notwithstanding subsections (b) and (c) of this section, with
respect to any institution, the aggregate acceptances, including obligations for a pa rticipation share in
such acceptances, growing out of domestic transactions shall not exceed 50 per centum  of the
aggregate of all acceptances, including obligations for a participation share in such  acceptances,
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authorized for such institution under this section.
(e) Ratio limit for single entity; foreign banks security no institution shall accept  such bills, or be
obligated for a participation share in such bills, whether in a foreign or domestic t ransaction, for any
one person, partnership, corporation, association or other entity in an amount equal at any time in the
aggregate to more than 10 per centum of it's paid up and unimpaired capital stock and  surplus, or, in
the case of a United States branch or agency of a foreign bank, its dollar equivalent  as determined by
the board under subsection (h) of this section, unless the institution is secured eit her by attached
documents or by some other actual security growing out of the same transaction as the  acceptance.
(f) Exception for participation agreements with respect to an institution which issue s an acceptance,
the limitations contained in this section shall not apply to that portion of an accep tance which is issued
by such institution and which is covered by a participation agreement sold to another  institution
(g) Definitions by board in order to carry out the purposes of this section, the board  may define any of
the terms used in this section, and, with respect to institutions which do not have c apital or capital
stock, the board shall define an equivalent measure to which the limitations contained  in this section
shall apply.
(h) Dollar equivalent of foreign bank paid-up capital stock and surplus.
Any limitation or restriction in this section based on paid up and unimpaired capital  stock and surplus
of an institution shall be deemed to refer, with respect to a United States branch or  agency of a
foreign bank, to the dollar equivalent of the paid-up capital stock and surplus of th e foreign bank, as
determined by the board, and if the foreign bank has more than United States Branch o r agency, the
business transacted by all such branches and agencies shall be aggregated in determin ing
compliance with the limitation or restriction.
Bills of Exchange have not been discontinued or done away with they are called drafts , in a recent
conversation with Walker Todd exchief and legal counsel for the Federal Reserve, he d ivulged to me
that Reserve requirements were waived under Title 12 section 3105. Prior to this on t ime deposit
accounts [these are accounts where the funds cannot be withdrawn for a fixed period of  time and then
only after notice] were given an exemption as a reserve requirement and this exemptio n was used or
tendered through a Bill of Exchange, and was one of the instruments for loaning money . Guess what
replaced the reserve requirements under time deposits? Your exemption as the Principa l on the
private side. All monetized debt has to have a Principal from which Capital and Inter est circulates, this
capital and interest is called accruals under GAAP. This is where the accrual method of accounting is
derived from, under this method of accounting the debits and credits have to be in ba lance, thi
The Social Security # on the front of your Social Security Card is assigned to the de btor or straw man,
the red number on the back of the card is your exempt priority prepaid account number  and is
assigned to one of the 12 Federal Reserve Banks, designated by the letter in front of  the number.
There are 12 letters and 8 numbers after the letter. These letters designate which Fe deral Reserve
district or bank is handling your account, the 8 digit # is your account number, all charge backs should
be to this bank and not the Secretary of the Treasury, who in reality is the Secretar y of the Treasury of
Puerto Rico. The office of the Secretary of The Treasury of the United States was done  away with in
1926; I have the legislative documentation of this. The International Monetary Fund h as replaced the
office of the Secretary of the Treasury of the United States, which was or is being ch aired by Nicholas
Brady. The letters below designate which district or bank is handling your account
A: Boston / B: New York / C: Philadelphia / D: Cleveland
E: Richmond / F: Atlanta / G: Chicago / H: St.Louis
I: Minneapolis / J: Kansas City / K: Dallas / L: San Francisco
The whole problem and nothing else is that the public and national debt or deficit is not being
redeemed on the public side through your exemption on the private side. This is the r eason you have
run away inflation and wars in the public realms.
The reason wars are fought is to kill or execute people to cancel the debt. You will find out that under
Title 12 section 1811 and section 3104 [insurance of deposits] every demand deposit a ccount
including checking, savings and credit card accounts are insured under the FDIA [Fede ral Depository
Insurance Act] through the FDIC [Federal Depository Insurance Corporation] Title 12 s ection 1811 (a).
When they execute the debtor to eliminate the debt, they also collect the insurance m oney; you are
actually worth more dead [debt] than alive. Why do you think the police are so quick to shoot people?
This executes or eliminates both the debtor and the debt, in one swift action or exec ution. This is all
Karmic and involves the laws of Karma, which in physics involves the Laws of Cause an d Effect. This
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is also the occult or hidden meaning of the scriptures in regard to salvation and red emption.
Any body who tries to run from the police is called an absconding debtor in admiralty  maritime law
and may be shot or captured under the law of Prize. Read the case of J. MANRO v. Jose ph ALMEIDA
23 U.S. 473, 10 Wheat 473, 6 Led. 473, this is one of the best cases I have ever read  on the
Admiralty and Civil Law and how it is being applied in the courts. Another excellent case is RAMSAY
v. ALLEGRE U.S. MD. 25 U.S. 611, 12 Wheat 611, 6 L.ED. 746, another excellent case is  LINDO v.
RODNEY, 2 DOUGLAS. 613, this is an extremely difficult case to find and research. This case is
quoted in LE CAUX v. EDEN Volume 99 English Reports Pg. 375 or at 2 DOUGLAS 595, this  case
was decided the 7th day of February, 1781, by Lord Mansfield possibly one of the great est jurist of
admiralty whoever sat on the Kings Bench. "An action will not lie at common law for f alse
imprisonment, where the imprisonment was merely in consequence of taking a ship as pr ize, although
the ship has been acquitted. Lord M
Another excellent case is THE CARTONA 297 Federal Reporter 1st series pg. 827. This c ase says
you have to have a interest or a lien before you can intervene with a claim in Admira lty under rule 24
of the F.R.C.P.
In the United States everything started with the Civil War and the Insurrection and R ebellion Acts of
August 6, 1861 and July 17, 1862, which are still current law today under title 50 se ctions 212, 213,
we have been under a military, provisional, occupational government since 1861. This is why the
United States has been divided into Internal Revenue Districts under title 26 section  7621 by the
president of the United States and is what the zip code designates.
What Franklin Delano Roosevelt did in June of 1933, is he sold more gold contracts th at the treasury
had gold, this created a marine peril or peril of the sea, because of the run on the treasury, do to the
foreign gold contracts. To avert the loss of gold, due to this run, Roosevelt outlawe d gold and gold
contracts to avert the apparent peril or loss of gold in the Treasury. In admiralty a ny time cargo [gold]
is sacrificed to avert the peril, everybody who is a passenger on the ship or vessel [ the United States]
has to pay for the loss or sacrifice through the doctrine of Contribution. They had to  insure or
indemnify their losses through a maritime insurance policy, they accomplished this th rough FICA
[Federal Insurance Contribution Act], which is the insurance policy under Social Secu rity. Everybody
who has a SS number is a Co-debtor or Co-surety for the loss of the gold or money und er the public
policy of H.J.R. 192 and title 31 section 5118 (2) (d). The origins of indemnity a
Every State has passed or adopted the Joint-Tort-Feasors Act under the doctrine of Co ntribution. This
is basically all insurance, which is of admiralty maritime law. This is called genera l average
contribution in admiralty maritime law. DAWSON v. CONTRACTORS TRANSPORT CORP. 467 F. 2D
727 (1972). CIA ATLANTICA PACIFICA, S.A. v. HUMBLE OIL REFINING CO. 274 F. SUPP. 884
(1967) is an excellent case on general average contributions. Grant Gilmore the co-au thor of the Law
of Admiralty wrote Article 9 of the U.C.C. on secured transactions. This should tell you something.
Another thing that most people are not aware of is that everybody is a merchant at la w under Article
2-104 (1), because they use commercial paper in their every day transactions and hold  themselves by
occupation as having knowledge or skill peculiar to the practices or goods involved i n the transaction
or to which the knowledge or skill may be attributed. This is one of the reasons the court never tells or
disclose
This is why in title 26 section 6305 says "upon receiving a certification from the Sec retary of Health
and Human Services, under section 452 (b) of the Social Security Act with respect to any individual,
the Secretary shall assess and collect the amount certified by the Secretary of Health  and Human
Services, in the same manner, with the same powers, and (except as provided in this s ection) subject
to the same limitations as if such amount were a tax imposed by subtitle C." The infe rence here is that
the Secretary is collecting an insurance premium as though it were a tax, why? Becaus e there is no
money everything is insurance and you can't pay a tax with a debt instrument. We as P rincipals own,
hold, and control both sides of the accounting ledger; the private, debit or asset si de and the public,
credit or debt side.
An offender is defined or called a debtor in admiralty maritime law, read the case of CONTINENTAL
ILLINOIS NATIONAL BANK TRUST CO. v. CHICAGO, ROCK ISLAND PACIFIC RY. CO. 294 U.S.
648. Page 668 of this case a debtor is referred to has an offender.
All of your state criminal statutes have this term in their statutes or codes. In Ohi o it is in title 29
section 2951.07. "If the offender [debtor] under community control ABSCONDS or otherw ise leaves
the jurisdiction of the court without permission from the probation officer, the proba tion agency, or the
court to do so, or if the offender [debtor] is confined in any institution for the com mission of any
offense, the period of community control ceases to run until the time that the offend er [debtor] is
brought before the court for its further action." An absconding debtor is defined in B lack's Law
Dictionary 8th edition as a "A debtor who flees from creditors to avoid having to pay a debt.
Absconding from a debt was formerly considered an act of bankruptcy." The word Abscon d means
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"To depart secretly or suddenly, especially to avoid arrest, prosecution, or service of process. 2. To
leave a place usually hurriedly, with another's money or property.
Under Title 26 section 163 all prepaid interest is tax deductible. When you don't use  your exemption
in exchange for the debt or deficit they execute on you to eliminate the debt, in the prisons or credit
facilities as they are really called, this is called the death or debt penalty. Isn't  murder a Capital
Offense and isn't Capital interest or accruals from you as the Principal? An exemptio n is intellectual
property under international law, if you don't use it, it becomes abandoned property and the
corporations use it on a 1096 tax return as prepaid interest to get your deduction an d pass the tax on
to you. A tax is nothing but a return of capital and interest back to the principal t hat is why a return is
called a tax return. This is what you are paying every time you make a purchase at th e retail level on
a retail contract under the truth in lending. If you look at any 1099 OID [original i ssue discount] or
1099 INT [interest] or 1099 PTR [patron] which are issued by banks to
All merchandise is prepaid before it leaves the factory, what merchants are collectin g at the retail level
is the tax, capital, interest, accrual or revenue on you as the principal, because yo u have abandoned
your exemption as the Principal. They cannot execute on a contract under the common l aw, because
there is no money that is why they have to do an exchange using your exemption for th e debt to
discharge, redeem or effectuate post settlement and closure of your account. This is why the banks
never close your account after you have withdrawn all your money.
When you are refused access to a credit card by alleged bad credit they [the bank] ar e making a
claim on your account by using your exemption. They are assuming ownership of your na me as the
principal; if they release the account they are giving you your deduction for the pre paid account as the
principal. The bottom line to all this is that you only have what you lay claim to. R emember that rights
are defined under 1-201 (34) of the UCC as remedies.
The Jewish Passover is just an exchange of the future to the past or the past to the future. In other
words your treasury Bill is exchanged for a Treasury Bond making the Bill a future ev ent or Futures
Contract.
This comes from a Federal Reserve Report which says that 15 % of 100 = 85, 15 % of 85  = 72.25 etc.
total 100, 85, and 72.25 and so on you get 666. Gold held in reserve is 15 % based on  $100 deposit =
666, 20 % = 500 this is commodities and 10 % = 1000 and Franklin Delano Roosevelt sol d more Gold
Contracts than the Treasury had Gold and was the reason for the passage of the Federa l Reserve Act
and why they had to take gold and silver out of circulation to cover up the fraud. Th is is why they
passed HJR 192 [Title 31 section 5118 2 (d)] and goes into the 33 % that provides fun ds for funding
the public municipalities.
THE PRACTICE AND JURISDICTION OF THE COURT OF ADMIRALTY
IN THREE PARTS by John E. Hall, Esquire Date: 1809
This practice was used by Proctors in the Vice Admiralty Courts in the Colonies prior  to the American
Revolution and was delivered to the clerk of the Maryland district court, Phillip Moo re on the 4th day
of October, 1809. The first edition was printed in 1679, a third edition was published  in the year 1722
and a new edition in 1791 of which this is a exact and faithful copy of which Lord Ha rdwicke
considered of "unquestionable character". This practice is quoted in Waring v. Clarke  5 Howard, [46
U.S.] 454.
This practice was written for private viewing only and not public as evidenced by its  substance.
First Part Historical Examination of Admiralty
Second Part Translation of the Praxis [practice] Supremae Curiae Admiralitalis [The H igh Court of
Admiralty], by Francis Clerke, who was registrar of the Court of Arches during the re ign of Queen
Elizabeth:
Arches Court = In English Ecclesiastical Law a Court of Appeal belonging to the Archb ishop of
Canterbury, the judge of which is called the "The Dean of Arches" because his court w as anciently
held in the church of Saint Mary Le-Bow. [Sancta Maria de - Arcubus]. So named from t he steeple,
which is raised upon pillars built arch wise 3 BL Commentary 64.
The court was formerly held in the hall belonging to the College of Civilians, common ly called
"Doctor's Commons." It is now held in Westminster Hall. It's proper jurisdiction is o nly over the thirteen
peculiar parishes belonging to the Archbishop in London, but the office of the Dean of  the Arches,
having been for a long time united with that of the Archbishop's principal official, T he judge of the
Arches, in right of such added office, it receives and determines appeals from the sen tences of all
inferior Ecclesiastical Courts within the province.
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Civilian = One who is called or versed in the Civil Law, a doctor, professor, or stud ent of the Civil Law.
Also a private citizen, as distinguished from such as belong to the Army and Navy or [in England] the
church.
Register = An officer authorized by law to keep a record called a "Register" or Regist ry" as the
Register for the Probate of Wills.
CURIA = In old European Law. A court. The palace, household, or retinue of a sovereig n. A judicial
tribunal or court held in the Sovereign's palace. A court of justice The civil power,  as distinguished
from the Ecclesiastical. A manor; a nobleman's house; the hall of a manor. A piece of  ground attached
to a house; a yard or courtyard. Spelman. A Lord's court held his manor. The tenants who did suit and
service at the lord's court. A manse, Cowell.
In Roman Law
A division of the Roman people, said to have been made by Romulus. They were divided into three
tribes, and each tribe into ten curiae, making thirty curiae in all. Spelman. The pla ce or building in
which each curia assembled to offer sacred rites. The place of meeting of the Roman s enate; the
senate house. The senate house of a province; the place where the decuriones assemble d. Cod. 10,
31, 2.
DECURIO = Latin. A decurion In the provincial administration of the Roman Empire, the  decurions
were the chief men or official personages of the large towns. Taken as a body, the dec urions of a city
were charged with the entire control and administration of its internal affairs; havi ng powers both
magisterial and legislative. See 1 Spence, Eq. Jur. 54.
Some of the courts were called admiralty, others were called consular courts. The jud ges were called
consuls and the code which they operated by was called the consulate of the sea. Thes e consuls
were civil judges. The district courts today possess the authority and jurisdiction o f the High Court of
Admiralty. The Lords commissioners of the Admiralty, who possess the same jurisdictio n as the Lord
High Admiral. The Lord High Admiral grants the office of Registrar of the Admiralty fo r life. In this
country the clerks of the District Courts of the United States are appointed by the C ourts respectfully
in which they Act, and hold their offices at will. The term Registrar is almost synony mous with
Register does this ring a bell. The Civil Law distinguishes between a Letter and a Wa rrant of Attorney.
The former is called a procuration, proxy, procuracy, or procuratory with the Proxy o r Procuratory ad
lites, in Ecclesiastical causes. This is the same manner in which papers are filed and  aut
Bonds were referred to as Fidejussory Security. Fidejussores were the guarantors for payment of the
Defendant [Debtor] debts. A defendant needs at least two Fidejussores, who should be bound to the
plaintiff, in the sum for which the action was instituted. A Letter Rogatory were cal led a patent writ
[open writ one not sealed or closed] close writ [a royal writ sealed because the cont ents were not
deemed appropriate for public inspection.
The Plaintiff is also obliged to find Fidejussores to these effects, viz. for the pros ecution of the suit; for
the payment of the defendant's costs if the plaintiff fail in his cause, and for the production of the
plaintiff personally as often as he may be called. As all civil and maritime cause is  summary, the mode
of proceeding and the final sentencing are the same as in Ecclesiastical cases.
The commercial Courts or Tribunals on the continent of Europe were formerly called Co nsuls. In
France, Judges and Consuls; In Spain Priors and Consuls; In Italy, Maritime Consuls. Hence the most
ancient work, which is extant, on maritime and commercial law is called, the Consulat e of the sea.
Commercial agents who are sent from one country to another are called Consuls, becaus e they
formerly had a consular jurisdiction, or cognizance of all commercial and maritime ca uses between
subjects of their own nations. To these commercial and maritime Courts, therefore, co mmissions sub
mutuoe or letters rogatory were, in our authour's time, usually directed; and at this  day it seems that
they might with propriety be directed to the Court or Judge, of the place to which th ey are sent,
exercising admiralty and maritime jurisdiction.
"Before making the seizure, a full proof of the debt is to be made to the Judge accor ding to his
discretion." "If he be declared in contumacy [contempt] Scacc. n. 5. the judges of ou r day, according
to custom, decree a sequestration [removal of property from debtor] at the instance o f the creditor
alone, without the existence of any suspicion. Scacc. n. 11. If nothing is proved to the Judge and
nothing is sworn by the creditor, the attachment is granted upon the simple assertion  of the creditor.
Default mentioned above, "commonly signifies an offence in omitting that which we ough t to do, yet
here it is taken as a non appearance in Court at a day assigned" If you don't make an  appearance
and pay the debt, you are in "contumacy [contempt] and in pain of their contumacy[con tempt] be
decreed to have incurred the first default." A loan is a maritime contract, a juratory  caution in maritime
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law is a court's permission for an indigent to disregard filing fees an court costs A suit upon juratory
caution is the equivalent of a suit in forma pauperis. The right was first recognized in United States
admiralty courts in Bradford v. Bradford, 3 F. Case 1129 (1878).
Four defaults are to be pronounced against the defendant, if he does not appear withi n the term
assigned to him by the Judge, before the Judge shall decree the plaintiff to be put i n possession of
the goods of the defendant, which is contrary to the ancient usage of the Court of Ad miralty.
" It often happens, and especially in time of war or commotion, that your goods or ve ssel are taken by
enemies or pirates, and afterwards brought to this kingdom; or are possessed or detai ned by others in
some other manner; or the factor or agent of your correspondents in parts beyond seas , may consign
certain goods to your use or benefit, and they are detained unjustly possessed by some  person. In
such cases you may obtain a Warrant to arrest the goods after this matter as your pro per goods: and
also a citation as well against those in particular thus occupying or detaining, as a gainst all others in
general, who have or pretend to have any interest in them, to answer you in a certain  cause of a civil
and maritime nature. Which Warrant being executed and returned as above, in Tit. 33, if no one
appears, the proceedings are to be in all things as above, Tit 31, and after the four th default, the
goods are to be adjudged to you; not for a debt as in the former
The purpose of attachment of debtor's goods was to compel an appearance to obtain qua si in
personam jurisdiction over the Res. The fact is that until the 44th year of Elizabeth , the prize
jurisdiction was not vested in the High Court of Admiralty, but in a board of Commiss ioners, called
"The Commissioners for causes of depredations [plundering or pillaging]." At the time  this work was
authored the Admiralty Court was merely a Civil Court of Instance. There were argumen ts brought on
various grounds such as infra praesidia [within the defenses] this is the internation al doctrine that
someone who captures goods will be considered the owner of the goods if they are brou ght
completely within the Captor's power. This term is a corruption of the Roman-law term  intra praesidia,
which referred to goods or persons taken by an enemy during war. Under the principle of
postliminium, the captured person's rights or goods were restored too prewar status w hen the
captured
The oath to hold bail was an oath of calumny [oath to support plaintiff or defendant' s good faith and
belief that there was a bone fide claim].
Instruments are for the most part two-fold either publick or private
Publick Instruments are:
1. Instrument drawn under the hand of a Notary Public, or other publick person, eithe r in or out of
Court.
2. That which is sealed with some publick or authentick seal, (though written by a pr ivate) as of a
Prince, City, University or College.
3. All writings whatsoever (though private) which are exemplified by the authority of the Judge or
Magistrate.
4. All such writings as are taken out of public registries, c. or those made at publi ck acts; [that is to
say, matters of record.]
5. Those writings which are subscribed by the person and witnesses. And this is publi ck as to its
effects.
Private Instruments are such as are made without any solemnity; and they are either:
1. Accounts
2. Private Inventories or Registers.
3. Private letters betwixt one friend and another, one tradesman and another.
An appeal of an interlocutory decree may be done either viva voce [orally or by word of mouth] before
the Judge or apud acta [recorded in writing and to appeals taken orally in front of t he judge] when he
delivers the sentence or interlocutory decree, or before a notary and witnesses withi n the 15 days
which are allowed by the statutes of the kingdom for bringing appeals.
Consetio's Practice of the Ecclesiastical Courts, London, 1708. This essay, although it relates to the
practice of the Ecclesiastical Court, is equally applicable to the Admiralty Courts. In respect of the
subject matter of the libel, there are only two sorts in use [pg. 123], one of which is conventional or
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civil, [a conveniendo, from convening] the other criminal, [a crimine seu querimonia] .
Jean B. Keating
CUSIP Identifier
 Jean Keating:  workshop notes , October 1
NOTICE: Jean B. Keating is not affiliated with Freedom School.
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Securitization 1 
 
Jean Keating Transcript – not for re-sale 
 
“Securitization is Illegal”, 30pg, by Michael Magugu, CPA, www.ssrn.com/abstract=hh3300 - It 
is only illegal for private corporations.  
 
Securitization: The process of homogenizing financial instruments into fungible securities, so 
that they are sellable on the securities market.  
 
When you sign a mortgage note it comes under UCC Article 3 . After securitization, it comes 
under Article 8. Under US l aw securitization is illegal because it is fraudulent. Instruments such 
as loans, credit cards and receivables, are securitized. Enron was involved in securitization and 
someone brought charges against them. But almost all large corporations are doing it a s usual 
business. However, the banking system and the government are also doing it. 
 
Jean Keating brought a RICO suit against a bank, but it was thrown out. But he would have done 
better now that he knows more about it.  
 
It is all accounting, whether it i s banking, civil or criminal court. I submitted the FASB 
regulations – FAS125 securitization accounting, FAS140 Offsetting of financial assets and 
liabilities, FAS133 derivatives on hedge accounts, FAS5, FAS95. These are the resource 
materials for understanding this process. The note is not under a negotiable instrument any more, 
it is a security. All the banks follow these standards. They set up GAAP, generally accepted 
accounting principles. The banks are mandated by Title 12 USC to follow GAAP and GAAS. 
They have a local FASB and an international IFASB. They also cover derivatives. FAS 140 
relates to UCC 3 -305, 306. If you want to instruct them on how to do offsets, you have to refer 
them to FAS 133. If you don’t know the accounting regulations, you can’t  give them the proper 
instructions for settling and closing. What you really want is recoupment.  
 
Recoupment – (1) The recovery or regaining of expenses Applying the setoff  so you can get 
back what you gave and what you are entitled to. (2) The withholding for the equitable part or all 
of something that is due. This is all equitable action in admiralty style instruments.  
 
Blacks: 
IOU – a memorandum acknowledging a debt. See also a due bill.  
DUE BILL – See IOU  
SIGHT DRAFT – A draft that is due on the bea rers demand; or on proper presentment to 
the drawer. Also termed a demand draft. A draft is an unconditional order signed by one 
person, the drawer directing another person, the drawee, to pay a certain sum of money 
on demand or at a definite time to a person, the payee, or to bearer.  
 
 
This is colorable. Who is holding the debt?  A due bill is like a sight draft. They are not saying 
from which perspective it is a debt, from theirs or yours. The party receiving the IOU is the 
debtor, because the IOU is an asset. It is an instrument, and you are the originator. You have 

monetized their system with your signature. An IOU is an asset instrument, not a liability 
instrument. This is one of the places where you have your perspective changed.  
 
Under the constitut ion, the government was not given authority to create money. It is a power 
reserved by the people. Article I, section 10 restricted the states from making gold coins. So the 
corporate government has to rely on the deception of people to create money . So th e way 
money is created is to have people sign an IOU, or promissory note. It is not a debt instrument 
to the one who created it; it is actually an asset . The creator can pass it on for someone else to 
use. It is negotiable unless it includes terms and cond itions as part of a contract. The property 
belongs to the creator, and the holder is merely using it and any proceeds that come from it 
should be restored to the creator.  
 
That is the power we have if we realize we have the authority to do this. The inten t is to 
understand the regulations and to see how they are trying to deceive us to believe we are the 
debtor and the slave and they are the creditor at all times. This is not true.  
 
We are looking for recoupment. Once we, the creator of the promissory note have signed it and 
others are using it, recoupment means we want our property back  or have the account set off. 
Recoupment in practice is a counterclaim in a civil procedure. That is how one does a 
recoupment. We did a counterclaim on the grounds that; w ith the county, you can do a setoff. 
You can use the financial liability of the accounting ledger to offset the financial asset if you 
have the right to do that. But you have the right to do that if you are the creditor on the liability 
side and the bank or lending institution is the debtor on the liability side.  
 
There is a duality here. The bank is the creditor on the receivable side or their asset side that is 
the receivable. You are the creditor on the liability side or the accounts payable. You can us e 
your accounts payable as an offset or counterclaim to the financial asset side  that is the 
receivable. The bank or the court is using the receivable side of the accounting ledger. That is 
what they are charging you with. On the receivable side, you have to pay the debt, because that is 
where the charge is coming from since they are claiming to be the creditor like a bank collecting 
the mortgage. The mortgage side of the bank ledger is the banks asset and their receivable. But 
on the liability side, because they sold our gold… 
 
We have the actual gold contract where they did this. This is not my opinion, we have eleven $50 
million gold bonds sold from the DeBeers Diamond Company. They sold America’s gold under 
contract to the Bank of China. This is not my o pinion. The U.S. did not go bankrupt in 1933. 
What they did was sell all the gold under a gold contract to the Chinese government . So the 
U.S. had to give us an account payable as a cash receipt. FAS 95 tells us that when they do a 
credit to a transactiona l account, which is a liability account, on which we are the creditor, they 
give a cash receipt to the customer and a cash payment to the bank, because it is cash proceeds. 
In intermediate accounting, when you give them a promissory note.  
 
I gave a promis sory note to a publisher for $1700. They accepted it because I gave them the 
proper accounting instructions. I did another one to another publisher for over $3000. They 
accepted initially, and then hired a collection attorney in one of the biggest collecti on agencies in 
the state of Ohio. They didn’t send the note back because a payment tendered and refused is 

discharged. Also, any form of viable payment must be accepted . Almost anyone that you send 
a note to is going to be making a mistake if they send it back. There is someone here that sent a 
transaction to the IRS on a closed checking account. He got the cancelled check back from the 
IRS. They said the check is no good because it is a closed account. But the transactional marks 
on the back of the check say otherwise.  
 
If it is a note put into a bank, it is a cash receipt to the depositor  and a cash payment to the 
Bank. So when the bank processed that closed check, the IRS got a cash receipt and the bank got 
cash payment. Then the IRS sent it back, so it is evidence that the transaction is accepted, but 
then colorably and publicly claim it is no good.  
 
The publisher accepted the note and hired an attorney. I sent them a letter and they dropped the 
matter since they know that I know what the accounting is.  Under FAS 140, you get your setoff. 
When you make a deposit, it is a cash receipt, a cash proceed. Everything becomes a cash 
proceed in commercial law under Article 9. They show it as a cash proceed. They give you a 
credit to your account that is actually  a cash receipt to you the customer or the borrower. Then 
they do a cash payment to the bank. The bank they sell the note. They do a HELOC, home equity 
line of credit, and sell it to warehouse lending institution. This is the same as a credit card. Even 
on a mortgage loan…  
 
A HELOC is different than warehouse lending. I got this from their mortgage department. They 
take the proceeds from the promissory note and pay off the warehouse lender. So the debt on the 
real estate is extinguished from the books (is that why they call it closing). They are required to 
file an FR 2046. This is a balance sheet. Under 12 USC 248 and 347  they are required to file a 
balance sheet. They are required on a quarterly or weekly basis. They file these balance sheets 
with the Federal Reserve Board. I talked to the head of the FRB. They file a balance sheet with 
the board. The balance sheet shows the assets and liabilities that they use in the accounting. The 
liabilities would be your promissory note. It is a liability because it is an asset to you.  
 
Securitization is the process of transferring all the liabilities off the balance sheet . They can 
do this because you never ask for them. They have everybody conned into believing we are 
debtors instead of creditors and do not know to ask for our assets. We never ask for recoupment. 
So why carry the payables on the books if they have been abandoned. Why not write them off 
and sell them for more cash.  
 
The government has such complicated books it is impossible to figure out what is going on.  
 
If you give a bank a promissory note, they are required to give you a cash receipt. They owe 
you that money under a recoupment or asset. If you take the receipt back, they should give you 
some money. They call it an offset in accounting, but in the  UCC it is called a recoupment. 
Unless you do ask or do a defense in recoupment under UCC 3 -305, and a claim under 3 -306, 
you have a possessory and property claim against the cash proceeds under the liability side of the 
ledger. UCC 3 -306, there cannot be a holder in due course on a promissory note after they 
deposit it. They do an off balance sheet entry. This means they take your note after they sell it, 
instead of showing it on their balance sheet, they move over to some other entities balance sheet. 
It is no longer on the banks books. This is called off balance sheet bookkeeping . The head of 

the FASB said that I was correct. They are not showing the liability side of the ledger or the 
accounts payable because it has been moved over to someone else’s balance sheet.  
 
The IRS does the same thing when you tender them a negotiable instrument . They accept it 
and never return it. But don’t adjust the account. They pretend like nothing happened. They 
move them off the books that the collection agent is looking a t. He is only looking at the 
accounts receivable ledger.  
 
You tender a note to the bank to stop a foreclosure, and they ignore it . The agent at the bank 
claims she never got any payment. The agent only sees the receivable side of the books. He is 
being honest. It is up to us to make a claim for them to look at their other set of books. You have 
to learn how the system works so you can explain it to them. We need to know how to get them 
to produce the missing documents. They are only going to produce the do cuments that support 
their claim. The American and English litigation system is adversarial. They only have to present 
the evidence that supports their claim.  
 
When a strawman is charged with speeding, he is given a charging instrument. It is the same as a 
claim by the bank that shows that someone has failed to make mortgage payment. It is a 
commercial entry from a corporation showing that there is a liability on your part that is an 
account receivable and they are in the capacity of a creditor and making you appear in the 
capacity as a debtor . So the clerk has an accounting charge against the strawman but you are 
operating the account. It is your responsibility to bring in recoupment in behalf of the real party 
of interest which is you because you are the ultimate creditor if you raise that claim against the 
liability side of the account.  
 
People have a right to travel. So they have the right of recoupment to offset any charges against 
the strawman in an attempt to restrict the right of travel of living pe ople. Civil and criminal court 
procedure operates the same as the bank.  
 
What is the substantive principal involved in this that allows them to avoid fraud?  The 
government does everything correctly. They never make a mistake. The government is involved 
in securitization that appears to be a fraud. There is immunity for people who understand the 
procedure. Only the unlearned are fooled into voluntarily entering into fraudulent contracts. It 
does not work if you get frustrated and angry at the fraudulent results of your own ignorance.  
 
When you sign a promissory note to create the mortgage with a bank to b uy your house, at 
closing, they have already sold your note to the warehousing institution . The warehousing 
institution brought money into the bank when th ey bought the note. At closing, they take the 
money and closes out the account on one side. The bank forgot to tell you that you don’t have a 
liability on their receivable side any more.  
 
Why do they keep taking your money? They have become the servicer f or the account; they 
are not paying principal and interest. The payments are profit to the holder of the note. This is 
not stealing if we knew how to make a claim for recoupment. They are using the note to 
expand the money supply.  
 

 
Under Title 12 USC 181 3(L)(1) when you deposit a promissory note, it becomes a cash 
item. It becomes the equivalent of cash because I have a cash receipt. I talked to Walker Todd, 
one the heads of the Cleveland FRB. He has been a government witness in court cases regarding 
BOE. He said that I am correct that we are the creditor on the payables side of the ledger. The 
bank owes you the money. No one is bringing up recoupment as a defense. You waive the 
defense and they go to collection on the receivables.  
 
Under civil rule 13, y ou fail to bring a mandatory counterclaim , which is based on the same 
transaction. Under the rules you have waived it because you were ignorant of the rules of 
procedure.  
 
I just filed a motion in a court case. I took portions of Statement 95 incorporated  it into a 
memorandum. These reports are filed on OMB forms in which the public has a right to 
disclosure under the privacy act. If they shift the assets off the books, they have to report to the 
FRB where it went, so you can follow it. In the memorandum, it shows that they are mandated to 
give a cash receipt on any deposit. It is a demand deposit account. They are required to show it 
on their books, but they are not doing that. They are doing an offset entry. This is not going to 
trial because we are going to subpoena the auditor. Auditors keep track of where the assets went. 
These are special auditors.  
 
We have asked for all this information in discovery under civil rule 36 if they don’t answer, they 
have admitted them. This is so powerful in this foreclo sure that the banks attorney is saying that 
discovery and records from auditors do not constitute admissions. Ha! Are you telling the court 
that the banks records kept in the due course of business are not admissions? They are hurting.  
 
So in our motion for summary judgment I put in admissions that they admitted by non-response. 
So now we have them in a dilemma. The other side is scrambling. They have come out with an 
affidavit of a lost note or destroyed instrument.  
 
Under UCC 3-309 you have to show four elements to claim a lost instrument:  
1) you were in possession at the time it was lost; | 
2) you have the right of enforcement of the note;  
3) you have to show that the obligor on the note is indemnified by you against and future claims; 
4) the loss was not due to a transfer.  
 
They are trying to maintain the allusion that they are still holding your paperwork because you 
are still paying them. The allusion is that there is a debt that is due.  
 
I’ve got the S3 registration statement. That is the form th e bank filed that they sold the note that 
is a transfer. The attorney lied when he put in a claim that the instrument was lost.  
 
We have the 424(b)(5) prospectus. The bank we are dealing with is Bank One that is owned by 
JP Morgan and Chase. They sold it in 1997 right after they got our loan they sold it. They are 
doing a HELOC. Most banks do warehouse lending. As soon as they get the note, they borrow 
the money from a warehouse lender. They bank does not give you the money or credit. They get 

it from a warehouse lender. Then they pay off the warehouse lender with the note that they sell to 
them. Then they make derivatives out of this note by a bookkeeping entry.  
 
The balance sheet, a 2046, 2049, and 2099, have OMB numbers on them that are subject to 
disclosure under the privacy act, Title 5 USC 552(b)(4). They have to give it to you if you ask 
for it. At closing and settlement, the reason they actually call it closing is because they pay off 
the loan in its entirety. The debt is actually extinguished.  
 
Patriots say they didn’t lend any money. But that doesn’t rebut the receivable. There is no 
money. But we loaned them the note. So we started the process, so we have to help resolved the 
problem.  
 
They do the accounting appropriately, but there is two sets of books. But if you don’t ask to see 
the books, it is your problem. This is also what they are doing in the courtroom. The clerk has 
the receivable side for the corporation and the judge has the payables. The judge is holding 
accounts payable under HJR 192 for all the people that come before him if he has the SSN . 
The judge is not required to be a witness or bring pleadings to the court. He is a referee. The 
receivables are the charges against the strawman. The party aware of the payables is not the same 
party handling the receivables. People don’t bring in an offsetting claim under the rules of 
procedure.  
 
The judge does not have to do the setoff unless you raise the issue or defense. We have the right 
to waive it. So the judge is the priest receiving the sacrifice for the corporation.  
 
 
Securitization 2 
 
Levy on Paycheck 
Employer filed Form 1096 to pay Corp income tax with employee’s salary and using accounts 
payable Direct Treasury Account.  
 
Use Form 1099-OID, corrected box checked, Form 1096 and 1040, for refund.  
 
Keating’s letter to bill collector law firm 
 
Dear Mr. Doe, 
 
I am writing regarding your recent letter in regard to your client XYZ CORP, being the alleged 
creditor in the amount of $1100. Your alleged client has waived their status as a cred itor when 
they accepted my tender of payment under UCC §§3 -409(a)&(b) and UCC §3 -604(a). They did 
not adjust their accounting ledger to reflect settlement and closure of the accounts receivable side 
of the accounting ledger.  
 
By way of review, I sent the woman in the credit department of the creditor, a negotiable 
instrument on April 24th in the form of a commercial note draft, as an order to pay under UCC 3 -

104(e). This may be treated either as a promise to pay or an order to pay. Since she has not 
returned the instrument to me she has obviously chosen the latter; an order to pay. Under §3-
104(f) of the UCC a draft is the equivalent of a check and may be securitized or monetized by 
direct deposit in a commercial checking, time, thrift or savings account un der Title 12 of the 
United States code, Section 1813(L)(1) and when deposited it becomes the equivalent of money 
as outlined under Section 1813(L)(1). 
 
The collection manager from the credit department of the creditor did, however, send me a letter 
saying that she did not accept promissory notes. She is, however, precluded by public policy 
HJR-192 and Title 31 of the United States Code Section 5118(d)(2), and the Fair Debt Practices 
Act, aka, Consumer Protection Act at 15 USC §1601 and §1693 from demanding payment in any 
specific coin or currency of the United States, even though she has not done so. Section (d)(2) of 
Title 31 USC §1518 states that an obligation governed by gold coin is discharged on payment 
dollar for dollar, by United States coin or curren cy that is a legal tender at the time of payment. 
The narrow view that money is limited to legal tender is rejected under Section 1 -201(24) of the 
UCC. It is not limited to United States dollars. See official comments under section 3 -104 of the 
UCC under the definition of money.  
 
The woman at the creditor has failed to perform her duty as fiduciary trustee of the account. I 
have done a Notorial protest against her and the account for non -acceptance and payment under 
sections 3 -501 and 3 -505(a)(b) of the UC C, which creates the evidence or presumption of a 
dishonor. She is knowingly or unknowingly become the debtor and myself the creditor by 
operation of commercial and administrative law. Also worthy of note, if she is going to treat the 
note as a liability instrument, she has to present it to me for payment, make me chargeable under 
3-501 of the UCC, which she has also failed to do. To the extent that she is in dishonor for non -
acceptance and non payment by Notorial protest on the administrative side, … there  has been a 
discharge of the debt in its entirety under the Fair Debt Collection Practices Act within the 30 
day time frame as mandated by law.  
 
I have been teaching and studying commercial banking law and intermediate and advanced 
accounting for 36 years . I have a degree in Commercial Banking law, four years in 
undergraduate study at USC and four years at Hastings School of Law in San Francisco. This is 
for your edification and exhortation.  
 
Since I am reasonably sure that we can come to a peaceful resol ution of this matter, as your 
client does not understand commercial banking law, and the IASB, the FASB and GAAP 
principles as they apply to commercial banking. I do a lot of trading and purchasing in 
commodities and securities exchange market where the us e of a revocable standby letters of 
credit, documentary drafts, international bills of exchange, or promissory notes are used 
exclusively under the UNICITRAL convention.  
 
Your client is not applying the correct accounting entries under GAAP. She is treati ng the 
account as a trade receivable through securitization as an off balance sheet financing technique. 
Since she has accepted the instrument that I have tendered, I have a claim or possessionary right 
in the instrument and its proceeds under 3 -306 of the  UCC. Any defense and any claim in 
recoupment under section 3-305 of the UCC, which I shall exercise at my option, if she does not 

credit my account. The 1099 -OID will identify who the principal is from, which capital and 
interest were taken, and who the r ecipient or who the payer of the funds are, and who is holding 
the account in escrow and unadjusted.  
 
Since I am solution oriented, and want to show good faith, there are two ways of resolving this 
matter. Since you client has already accepted my tender o f payment and has not returned it, you 
can instruct her to credit my account for the sum said in full for settlement and closure. Or, 
instruct her to return the original instrument to me, unendorsed, and I will make an alternative 
form of payment. Otherwise, I will consider this matter settled and closed.  
 
END OF LETTER   
 
 
Jack’s Comments 
 
The woman at the creditor can’t send the promissory note back because she has already 
negotiated the instrument. No one ever gets promissory notes or BOE’s returned bec ause a 
debt tendered and refused is discharged.  She kept the note, and wrote a letter saying that she 
doesn’t accept promissory notes. But her actions speak louder than words. She accepted it. So 
it has already gone in to the corporate liability account, b ut it didn’t go into the corporate asset 
account for ledger. A debt tendered and refused is a debt paid.  
 
We sent an IBOE to a bank and they negotiated it and said they returned it. But they didn’t return 
it. They deposited it and it became cash proceeds.  So whenever you send them the note or BOE, 
they keep it in their deposit system and it becomes a cash item. They get a cash receipt for the 
deposit. If you don’t understand accounting, they get away with the theft of your instrument. In 
reality, you gave them the instrument to settle and close the account. Your instrument is an asset 
to you. It appears that you created a debt instrument, but the opposite is true. The government 
has no authority under the constitution to create money. So only the people can  create money. So 
we are the originator of money, so we are the creditors . But they make you believe you are 
the debtor as if they are the creator of money.  
 
The only way you have an accounting of the instrument is in the bookkeeping. And they are 
keeping the account on the off balance sheet ledger. If they know you know what they are doing, 
they won’t try to hide it. When they go to a collection agency, they are selling the account as a 
trade receivable from the asset side of the banks ledger. If the bank is trying to collect money, the 
evidence of that debt owed on their books is on their asset ledger, accounts receivable. If you 
gave them a promissory note, they have to record a debt to you on their liability ledger. When the 
US citizens became enemies o f the state in 1933, they were not required to notify them of their 
assets. They are not required to notify enemies of their assets during times of war . They are 
not required to return enemies of their assets. So they are kept on hidden books.  
 
When you s end the collection agency the above letter it creates a fiduciary duty for them to go 
back to the principal to check the off balance sheet liability ledger to determine if the account has 
been paid and if your claim is correct.  
 

This principle applies to the IRS and the courts . They only want to discuss what you owe 
them, and ignore what you pay them. The reason they tell you that your negotiable instrument is 
no good, is that under the Trading With the Enemy Act, they cannot allow you to create your 
own n egotiable instruments or use your own assets. All they have done is keep the ledgers 
separate. The receivables book has not been ledgered. That is why the collection agent says they 
have not given you credit and you still owe the money.  
 
The debt collector buys the account receivable in good faith without evidence of its accuracy. It 
is like a charging instrument. The attorney says pay up or we are coming after you. Under civil 
rules of procedure, rule 13, commerce is adversarial, so they are not required to tell you the 
whole truth. It is mandated that the defendant return a counterclaim with facts proving that the 
charge is untrue, which is an affirmative defense. A claim is an account that has matured for debt 
collection. You must show you are a creditor . The charge is a presumptive claim with no 
evidence.  
 
A notice of lien or levy has no evidence of a claim . It is just a charge. A notice is a claim of 
jurisdiction. A counterclaim is not a dispute or argument. Disputes are not permitted. If the 
merchant had brought a claim, it would have be a fraud, because you already paid it. So they just 
give you a presumptive notice. It is an unsupported charge. There is probable cause with no 
evidence. You have to respond to it because it will become valid if you don ’t. It is just a notice 
of interest. It can mature to a claim with your failure to respond. You have to accept it and return 
it with your notice of interest, which is a counterclaim, within 10 days, according to admiralty 
rules. Failure to do a specific ne gative averment of the facts alleged (rule 9) constitutes an 
acceptance of this fact as far as the courts are concerned. A notice of interest matures to 
agreement of the parties that they have a valid claim so they do not have to prove it.  
 
An unsupported notice of interest becomes an agreed claim. They are not guilty of fraud, deceit 
or trickery. Your failure to respond is the problem. Our responsibility is to rebut the assumptions 
and presumptions under the rules of evidence.  
 
Jean did everything he nee ded to do in -law and at -law to resolve the issue. The merchant 
handling the books was only handling the accounts receivable books for the corporation and was 
not privy to their accounts payable books, which are their liability books. The reason the 
corporations separate their bookkeeping is they can bring this woman in with a straight face and 
no knowledge that the other books exist, swear in court that she’s been handling these books for 
years and the account still has an $1100 balance. You sent in an inst rument that had nothing to 
do with affecting the balance on the books she handles. When that corporation did a deposit of 
your promissory note, or BOE as a cash item receipt, that went into the other set of books 
that she doesn’t see. She can use her affidavit and swear that this account is still open. Whereas 
if you knew the accountant on the other set of books, and subpoenaed those books, you would 
find something on the ledger over there and there hasn’t been a transfer or exchange of 
information between the two sets of books.  
 
You need to bring the knowledge of that forward to a data integrity board hearing. “I don’t 
disagree with anything that this lady is saying, however, if you would go over to the corporate 
liability off balance sheet ledgers, you wo uld find that there has been a set off deposited there 

and if you could see both sets of books, you would see there is a set off, which is a claim under 
civil rule 13, which I am timely invoking and I am asking you to look at both sets of books and 
do the offset balance and do the settlement and closure in this matter.  
 
Remember, the firm hired an attorney collection firm. The collector came with the charge to 
Jean. How many times has Jean been charged by different entities in this case? Twice, so they 
can have two or more witnesses. The first time he said to the receivables lady with the merchant, 
here is a promissory note. She made a determination that she is not going to accept it. But, the 
note didn’t come back. So now the corporation sells the account to an attorney and the attorney 
writes a letter to Jean. Jean raised a rule 13 affirmative defense in his letter back. Showing by the 
accounting what the problem was and describing the claim he would make in court.  
 
This attorney’s company is the second set of witnesses acting as the data integrity board trying to 
find out why you haven’t paid. So you should give them your records so they can compare your 
records with the corporation’s records and decide whose records are correct. Let him know that, 
ONE, you did not get the note back, so they are a holder, so they are liable on it . TWO, this 
was meant as a set off on the corporate liability books because they kept my note. They should 
have given him a cash receipt  for the note. The woman in receivables is o nly looking at the 
corporate asset ledger. That is an affirmative defense and a set off claim that the law can 
recognize.  
 
The attorneys company can either go back to the corporation and close the case or else, if it goes 
to court, this is going to be my affirmative defense and my counterclaim in court because I have 
an asset that the corporation is holding of mine, that they failed to give me credit for. Where they 
made their mistake, is that they are likely carrying my asset on a liability ledger of bala nce from 
their accounts receivable. What I am asking you to do, as a data integrity board is to investigate 
to determine which one of us has the most sustainable evidence.  
 
The attorney firm was put there as an opportunity for you to have a second witness  to look into 
the matter and settle the account. They don’t usually have to investigate the information that is 
sold to them by the corporation. They don’t have any probable cause to believe different. In an 
adversarial system, it is up to you to tell your  side of the story. Every debt collector writes in his 
letter that; “If you have any reason to dispute this debt, let us know.” You have to send them 
your claim within 10 or 30 days. Do not argue or create a dispute . Simply give them the facts 
of your defense.  
 
Jean put in his note: A promise to pay, an order to pay and a notice of tender of payment and 
asked them to credit it to the accounts receivable. He should also have asked for a cash receipt. It 
would be fraud if the corporation kept after Jean , so they sell the receivable to a third party 
that doesn’t know the whole story. They are a new party. When a new party comes after you, 
they have no standing under the UCC to do it. But if you argue , it causes a new controversy. 
All you do is present your cla im that shows you are the creditor in the transaction. The new 
holder has to be the data integrity board. So he is your best opportunity to settle and close. 
Don’t ignore him.  
 

The IRS has a notice of lien or levy . It is a charge or notice of interest. Do n’t argue with them. 
You should rebut it under civil rule 13. Otherwise it stands as fact and they don’t have to prove 
anything. The government and their agents are here to test us. If we want to pass the test, we 
should have a claim for set off. We must act like creditors, not debtors . Jesus paid for all our 
debts.  
 
Jean did the Notorial protest on the note . It becomes the evidence that you put in your claim. 
It is critical that you register the note on a UCC3, to make it a public record. Victoria used a note 
to discharge her parole. However, she did not register the note on her UCC3. So it was never 
recognized in the public to settle and close the matter. So her charge was sold to a Hong Kong 
company who requires a wanted notice maintained on her as their notice of interest.  
 
You don’t need any evidence to issue a notice of interest . IRS notices of lien or levy are just 
notices of interest. You have 10 to 30 days to respond with a counterclaim. If you don’t respond, 
they have a claim by default. Arguing c reates the IRS claim by default. We are a creditor when 
we discharge the debt, but we never respond timely with a counterclaim to show we are a 
creditor. Since the IRS is just a debt collector, they are the best place to have a data integrity 
board hearing to settle and close the matter.  
 
Arguments about the law are not counterclaims . If we don’t bring a claim, we lose. If we 
discharge the debt, and they keep the note, we have a claim as a creditor. The note cannot be 
introduced as evidence of the claim. I f they kept the note without giving a receipt, your record is 
the UCC registration of the note. Don’t put the invoice AR4V on the UCC. It is a liability not an 
asset. The BOE becomes a registered security under UCC article 8 , which are superior to other 
UCC articles. The court will not look at any security that is not registered in the public.  
 
You should register your bank mortgage note on your UCC 3 , to establish a claim. The 
mortgage note is a security and it is never registered. The finance system is d ealing in 
unregistered securities. They cannot take an unregistered mortgage note into a court for 
foreclosure. They never produce a note in a foreclosure  because it is evidence of their liability 
and not cognizable in court. We are the creditor on the mor tgage note, so we should register it. 
As soon as we register the mortgage note, we become the creditor in the foreclosure case 
with the highest interest.  
 
If we tendered a BOE to settle and close a criminal case, it should be registered. The clerk never 
gave us an accounting for credit. So they will ignore it because we didn’t make a rule 13 
counterclaim. We must register the BOE on a UCC3 and bring a UCC11 in as a counterclaim . 
All other arguments do not matter because all law is an allusion. They convert ed everything to a 
commercial transaction at the beginning of the case.  
 
People have filed UCC liens listing the bank as the debtor. The debtor should be the prepaid 
account at the Secretary of Treasury of Puerto Rico. The strawman should be a third party  
creditor because he is a bailee on another filing. The living man does not appear in their system, 
so the strawman has to be the creditor. All parties on a UCC filing have to be a fiction, not 
living. The SSN is the account number. The living man is responsible for all transactions.  
 

When Jean sent his claim to the collection agency, they had the fiduciary responsibility to 
go back to the corporation and ask to see the off balance sheet liabilities ledger to check out 
the claim. When you give them notice,  they have to go to discovery under civil rule 11. He has 
to find out who is responsible for the accounts payable ledger and what did you do with the cash 
receipt for his deposit. I want to see your 1099 -OID, statement 95 cash flow statement and your 
balance sheet. Jean will not likely hear from these people again. Jean presented a credible 
counterclaim. The note was an asset to him and a liability to the corporation and they didn’t 
account for it.  
 
The debt collector can’t resell the receivable now, becau se he has had notice . The sale would 
not have been in good faith. The woman in the original company was operating in ignorant good 
faith. She only saw half the books. You may have to go through the administrative procedure 
against him if he ignores your cl aim. After he has seen both sides of the books, he would be 
operating in fraud . The Enron executives that got in trouble were the ones that saw both sides 
of the books. Securitization is fraud.  
 
Some companies pass the receivable on to fourth of fifth par ties so they could have clean hands. 
But no one ever told them about the second set of books. We have not given them a registered 
security. There is no evidence in the public record. They can carry the allusion that your 
instrument is worthless, forever. I f we do not understand that the collection agent only sees the 
receivables and not the payables, we will fail to state a claim. This puts us into commercial 
dishonor, which gives them the option to take us into court to force us to pay in Federal Reserve 
notes. So the first court case is actually an appeal from the administrative process. One is not 
allowed to introduce a new claim in an appeal. The factual hearing was with the collection 
agency. We are foreclosed from bringing our claim.  
 
One must raise t he claim at the appropriate time, or you have not exhausted your administrative 
remedies. We need to get a data integrity review hearing or a secondary hearing because we have 
new evidence to be adjudicated.  
 
The Truth-in-lending act (TILA), section 226.2 3, which is regulation Z, gives one the right to 
rescind any commercial debt contract  or agreement entered into. All commercial contracts 
for credit or loan provides for 72 hours to do a rescission. That can be extended for three 
years from the date that o ne discovers that one did not have full disclosure. In Appendix H, 
it says that this regulation Z does not apply to residential mortgage transactions. However, once 
foreclosure has been initiated on a mortgage, one can rescind it if;  
(a) they did not disclose  the right to rescind at closing under Appendix H.  They never 
give the proper notice at closing.  So one could rescind every mortgage contract at 
foreclosure. They give this option because one could have registered the note on a 
UCC, one would be the credi tor anyway, and so they can’t foreclose. Rescission 
completely discharges the security agreement (the mortgage deed and the mortgage 
contract). One can ask for the entire amount of the mortgage note returned in the 
form of cash.  
 
They should have given yo u the cash for your note at closing and closed the whole transaction 
without continuing payments. The house was paid for at closing with your negotiable instrument 

on one set of books. They didn’t give you credit for the note because you didn’t register th e note 
and show a claim. If you don’t register the note, they will not give you your property back. They 
can’t give you the note back because they sold it. So, they should give all your payments back.  
 
God has given us a prepaid account so we never have t o go into debt, if we are honorable. We 
should pay for everything with a promissory note.  
 
All homes are legally abandoned because no one has made their claim for the money that was 
owed to them. One should have claimed the house at closing because the no te paid it for. The 
bank has no claim. There is a third party that bought the note from the bank and holds an interest 
in the note.   
 
Foreclosure is damage, so they have to give notice and the right to rescind. The notice of 
rescission is sent by certifie d mail. As soon as we do that they try to claim that Reg. Z doesn’t 
apply to residential mortgages.  In the In Re: Maxwell case, the owner repeatedly asked for 
disclosure. We used this case as a foundation for our case on the ground that the mortgage 
transaction was an unconscionable act. Whenever there is a lack of disclosure, one has an offset 
available. This is dangerous to the entire mortgage industry, however, a few cases is not going to 
cause a big problem. If most people want to be ignorant, and be s laves to the banking system, 
they have the right to do that. No attorney will make this type of claim because it jeopardizes the 
system that he works for. Nor was the attorney told what to do by the client.  
 
Regulation Z shows the form in which the bank i s required to give notice of rescission. They 
never give you notice in that form. They awarded the owner, $475,000 in punitive and actual 
damages from the bank. Plus, they rescinded the contract. They said the contract was 
unconscionable under UCC 2-302.  
 
One also had the right to rescind if the property is on a flood plain that was not disclosed. Many 
new flood plains have been declared. The whole state of Ohio is surrounded by navigable waters 
under USC Title 33 and is a flood plain. Where the high water  mark goes, one is subject to 
admiralty maritime law providing Federal jurisdiction. It is caused a hazard area under Title 42 
USC 4012(a). FEMA defines the flood plain. There was no flood insurance on the property when 
the loan was originated. It is not p ossible to take out a loan in a flood plain area without flood 
insurance. That voids the contract.  
 
The claim or affirmative defense is that this is another ground for rescission. They never 
disclosed that the property was in a flood hazard area and there  was no flood hazard insurance. 
That is a violation of UCC 3-407, a material alteration to the original contract.  
 
The government is trying to expand the definition of wetlands and flood plains. This is related to 
securitization in which they transform ne gotiable instruments into securities. They move them 
from UCC article 3 to article 8. Ohio code section 1707.01(b) a promissory note is defined as a 
security. So one can use rescission on it also. Under Ohio code 1707 -261 one has the right to 
restitution and rescission when they sell an unregistered security. As soon as the bank gets your 
mortgage note, they sell it. Banks register mortgage deeds, not mortgage notes.  
 

Victoria gave a note to the county do discharge her criminal case. The county likely depo sited it 
in a bank and received a cash receipt. The bank likely sold it as an unregistered security. This 
provides Victoria with another remedy. But she needs to register it on a UCC3 before it can be 
used as a claim.  
 
END OF SEPTEMBER 18 MEETING 
 
  
Securitization 3 
 
Banks securitize mortgages by selling them to a SPV (a special purpose vehicle, a trust). Then 
they create bonds of trust assets to sell to DTC. The bank cannot foreclose on the note, because 
they are not a holder and lack standing. However, t he mortgage contract requires payments. This 
makes the note non-negotiable. They are foreclosing on the contract under common law, not the 
note. The bank claims to be holder in due course, but that is not possible for there to be a holder 
in due course of a non negotiable instrument. Non -negotiable instruments are governed by 
common law, not the UCC.  
 
SPV- A special purpose vehicle, an organization constructed for a limited purpose and life. 
Frequently these SPV’s serve as conduits or pass through organizations or corporation in relation 
to securitization. The entity that hold the legal rights over the asset transferred by the originator.  
 
The originator of a mortgage is the living man. If he is the originator, the SPV becomes the legal 
holder when the dee d is signed. The bank is acting in the capacity as a servicer. When you are 
involved in a foreclosure case, the strawman creates an allusion. No party is real. So the real 
parties in interest are not involved in the court. The bank may be named as the plai ntiff on the 
foreclosure is the servicer. The real party in interest is the SPV.  
 
Patriots usually ask the plaintiff to produce the note. The note is not a negotiable note because it 
has terms and conditions associated with the instrument which could lead  to a question as to 
whether the terms and conditions have been met. A negotiable instrument can have no 
restrictions, terms or conditions.  
 
One, the note is non -negotiable. Two, it is never registered in the public. These instruments 
cannot appear in a court. If it was brought into court, the judge would see that it is not registered, 
and would claim he has no subject matter jurisdiction over your claim. Secondly, it is not 
negotiable, so it does not come under the UCC negotiable instruments act. Conseque ntly it 
comes under contract obligations, so the appearance of the note is immaterial and irrelevant. 
Especially since it was never registered in the public.  
 
The next problem is, since the note is not registered, what standing does the plaintiff, bank, h ave 
to be there. Under the UCC, the plaintiff has no standing if he is not a holder in due course. The 
plaintiff is not there on the note for several reasons. It is also shows that the bank is liable and the 
originator is the creditor. The note is an asset  to the defendant, which is a counterclaim for 
recoupment. It does not support the banks case.  
 

Before closing the note goes into an SPV which now has legal title to these issues and it creates a 
new instrument in the place of the note. They create securi ties and bonds, which are registered. 
The plaintiff is representing the registered security and bond at closing. They are hiding the pea 
under several shells so you don’t know where it is. This keeps the patriots from making the 
proper claims.  
 
Jean Keating 
The statute says you have a right to restitution and rescission if they sell an unregistered security, 
Ohio statute 1707 -261. Is the note an unregistered security? It is a non -negotiable instrument. 
When they convert it into a security, it takes it out of UCC Article 3. It could be under UCC 
article 4 because it is deposited in a bank. But eventually, after it has gone into the SPV, and 
been securitized, it is moved to UCC Article 8 and Article 9 is applicable to the remedy. They 
have to give you the rig ht to rescission because it is unregistered. So, they ledger that you no 
longer have a liability by giving you the setoff. So they are following the law. But they are 
keeping the records in two different sets of books like the Mafia.  
 
We are following the letter of the law and showing them what they are doing. We have a right to 
rescind and restitution, which is also part of recoupment. We can go to the NASD, the national 
association of securities dealers, they have an arbitration and resolution board loca ted in NYC. 
They have tribunals in each state for hearings. You can go to arbitration and have the contract 
rescinded and get restitution because they are selling unregistered securities. I have examples of 
four recent cases from 2005 and 2006. People have  purchased promissory notes and found out 
they were unregistered securities. There is case law on this. This is money laundering or RICO.  
 
But there is a statute protecting us. Since, as soon as they sell the unregistered security, we are 
entitled to setoff to settle the claim. We are raising this claim; we have not waived it. They have 
not addressed our claims or defenses, so we have grounds for appeal. The law requires them to 
do this because they have raised it. One can stop any mortgage on this basis.  
 
They would be better off if the judge gave you a remedy on other grounds. We have given them 
several grounds for rescission. They can also allow rescission because the property is in a flood 
plain. Their attorney said that if what we are saying is true, it would destroy the mortgage 
market. We had an attorney say the same in her pleadings fifteen years ago, and then she was 
taken off the case. I don’t think they like attorneys saying those things in public.  
 
Federal court through out our RICO complaint i nitially. I brought up the FASB and IASB 
standards and regulations in appellate court. I corrected them from stating that the bank is the 
creditor. That is only true on the receivable side of the ledger. We are the creditor and they are 
the debtors on the liability ledger. That provides a remedy. The G7 has endorsed it. Now we are 
getting into international law, with the IASB standards that they have adopted. These standards 
say we have a right to setoff.  
 
So, like the Mafia, they always have a second set of books that are not available to the public. 
They only use the public books when they make a claim against us to determine how much we 
know about our claims available on the other side of the accounting. It is up to us to bring this 

claim or waive our re medy. Most CPA’s are not familiar with these issues, because they don’t 
have to deal with them.  
 
Bank One uses KPMG to audit their books; others use Price Waterhouse. They are international 
auditing services. They are expert at auditing off balance sheet accounts. There is off balance 
sheet financing, payables and receivables. These auditors are the only ones that are aware of 
these issues. Scott Taub is the chief accountant for the SEC and his assistant. They confirmed my 
information. The SEC is also the enforcement agent for this practice, because it involves 
securities. He admitted that this is their practice. He wanted to know who I was, but I did not tell 
him.  
 
One bank auditor wanted to know why I was asking these questions. What does why I am asking  
have to do with question. “Are going to tell me what you are going to do with my note? Don’t I 
have a right to know what you are doing with my note if I go into business with you? “ 
Everybody thinks a note is a liability, but it is not. Under UCC 4(a), 10 4(c), it says that the 
originator is the sender of the first fund transfer. We are the first funds transferor. UCC 3 -
105(a)(c), subsection (a) talks about issue and (c) talks about issuer. It defines the issuer as the 
transferor of the first fund transfer, which is the drawer and the maker.  
 
UCC 8-102 (12), (15) and (9) that defined what an entitlement holder is. UCC 8-105 that says we 
are identified as the person with securities and entitlement right on the books of a banking 
intermediary. They call them intermediaries under Article 8. This practice is all under Article 8 
because it involves securities. That is how they are hiding their practices. They are treating these 
notes as securities and not Article 3 paper. Under Article 8 we are the holders of ent itlement and 
possessory rights to the proceeds of the transaction because we are the originator of the first 
funds transfer on the accounts payable side of the ledger. We are entitled to the funds.  
 
A promissory note is an asset to us. When we give it to a beneficiary and he deposits it, it 
becomes a cash item to the bank. They issue a cash receipt to the depositor. The bank gets a cash 
receipt that is the equivalent of money. It is what passes for money in the society. They will tell 
us that our note is n ot cash. But after it is deposited it looks as if we deposited money in an 
account.  
 
This is a cash proceed under Title 12 of the USC. We are the creditor and we are not bringing 
this up as a defense. This is why there cannot be a holder in due course.  
 
UCC 3-302 defines a holder in due course. It says in the first paragraph that this section a holder 
in due course is subject to 3 -106(d). That says that where an instrument is involved, there cannot 
be a holder in due course. The reason they can’t is becau se they are taking it subject to the 
defenses and claims that the drawer and maker as the originator of the first funds transfer can 
bring against the payee, which is the bank. The reason there can’t be a holder in due course is 
because we are the creditor  and we can trump any claim that a holder might have on that 
instrument.  
 
The claim that the originator and maker can make is setoff because they sold an unregistered 
note. They cannot be a holder in due course because they are taking it subject to admini strative 

and commercial claims, every time there is a clause in the instrument. They create a mortgage 
purchase loan (16 CFR 433.1). This whole process is not about mortgages at all, because they 
sold the note and received the funds and closed the account by assuming they have repaid the 
originator on the loan. If they already repaid the originator on the loan, the living man who 
signed the note, then the whole thing is closed. We got our money back.  
 
We did not receive the money or ask for the note back . So the bank transaction on the 
payables side shows that we brought the money in, they credited it our account so they paid it 
back, we don’ have a claim against the bank. It stayed in the account, because we didn’t claim it. 
So they assume it has been aban doned. A trustee of abandoned assets would normally invest 
these assets to make money on them. They are expecting rent for this property from us. We are 
not paying monthly payments of principal and interest, is because the loan has been paid off.  
 
We are paying rent for the asset we failed to collect. The SPV is taking all the payments as 
profit. It is under contract and has nothing to do with notes and contracts it ends when the 
original contract is finished.  
 
If you stop making payments, no one has been  damaged. The only reason the banks continue to 
collect for 30 years is because you are a fool. We are responsible for agreeing to this contract. 
We don’t have a claim for fraud.  
 
We did the first funds transfer that they transferred to the receivables as  an asset to the bank. 
When they didn’t give the note back, the bank sold it or deposited it as a cash item. UCC 1 -204 
says we are considered as merchants at law, who know what we are doing. We act as though we 
are experts at negotiable instruments. That i s how they get around the defense of fraud in the 
inducement.  
 
To prove fraud in the inducement, one has to prove he didn’t know what they were doing, and 
didn’t have sufficient time to find out. But in order to prove that, you have to learn how to do it 
right first.  
 
They call their process de -recognition. But most of the time that is not true. If they pass the 
reward and the risk, a complete sale of the asset, it is de-recognition. De-recognition is defined in 
accounting as not recognizing it on their b ooks any more, or removed it of the balance sheet. 
This means they extinguished the loan from the books. We are asking for the balance sheet in 
discovery. The balance sheet will show that the loan has been extinguished. They are trying to 
collect on a note that they have no right title or interest in.  
 
Pimpco on Bonds, using the real estate is not the mortgage loan. It is used to securitize the 
commodities and securities exchange. They are not using mortgages to attach property, because 
it only appears tha t they got an interest to attach the property. We have the priority. Their real 
intent is to create derivatives to create a security and bond market to finance all commercial and 
corporate activity. Tying up the land is a profitable by product, because nob ody understands that 
they don’t have a claim for it. They are called beneficial interest holders (BIHS). Those are the 
organizations with an account with the DTC to buy the mortgage -backed bonds, which are the 
pooled assets from the HELOC or trust.  

 
END OF JEAN TRANSCRIPT 
 
Victoria Conversation 
There is no difference between a civil case, a criminal case or a mortgage deed and mortgage 
loan purchase. Victoria had a couple traffic cases back in early 1990’s. Victoria was in jail for a 
while. She was jailed for six months in 2001 based on a personal complaint, but they discovered 
an old warrant for her arrest. She attempted to get the feds to prosecute the county under Title 42 
because the judge had said that the warrants had expired. She settled and closed t he probation 
with a note.  
 
But she recently found an old warrant poster on her on the Internet. She found out that a Hong 
Kong investment company purchased her criminal case bond. It is possible that she didn’t have 
standing to ask for a Title 42 lawsuit,  because she had not filed a bailee/bailor agreement and 
therefore, she was not a creditor. One must be a creditor to make a claim. Everyone today is 
presumed to be an enemy of the state, a U.S. citizen. This game is played in admiralty maritime 
commercial law. When you file a UCC1 bailor/bailee you are saying that I want to be a creditor. 
A creditor in an admiralty transaction is the same as a sovereign with inalienable rights in 
common law.  It is a way of colorably stating that I have standing as a creditor to get a remedy.  
 
You are the creditor in their payables books. As a slave, you can only plead guilty. But with out 
the UCC1, you didn’t have any documents to show that you could come in as the creditor on the 
liability account of the corporation. If you can come in where the defacto government owes you 
instead of having the defacto government claim you owe them, you have a counterclaim for a set 
off. Patriots want to use the common law, but the government is focusing on you as a debtor by a 
voluntary contract of servitude. The government treats you like a slave unless you know enough 
to understand how a slave can pay off his debt and get his liberty and freedom. They are 
speaking in a different language so we don’t understand, asking for our liberty pr esuming we 
don’t have a debt. We languish in a foreign jail because we cannot understand the remedy.  
 
How do I get them to acknowledge this so I can come in with standing as a creditor? Do I send a 
precipe to the clerk seeking his acknowledgment  and his a ppointment of this attorney. She has 
not received an answer back from the Secretary of State of Puerto Rico acknowledging her filing. 
If there is no filing number, what document do I have to show there is a B/B agreement to give 
me standing in the court to  direct the Title 42 action to appoint an attorney to go after the state 
for its unlawful actions against the strawman because they didn’t have a valid warrant.  
Once you do your B/B filing showing the relationship, then you can bring that document in. Jus t 
like the collateral being the note in a foreclosure case, the collateral in the criminal case has to be 
our signature on our note that we gave them in the criminal case for the settlement and closure. 
That is your claim in that criminal case. The note we  gave the bank was the claim in the 
foreclosure case. That is you asset. One should not put the indictment in the collateral on the 
UCC, because it is a liability to you and an asset to the corporation. It is their account receivable. 
The IBOE that you sent them is your asset and it constitutes your claim.  
 
Victoria gave them an IBOE to settle the case. They have not returned the note or settled the 
account. This is just like the bank mortgage. The mortgage deed is still recorded after you gave 

them the note. But when you gave them the note, they closed the account. But then they sold the 
note for other investments to other corporations off the balanced sheet in the background. How 
can you show them that you have an ongoing interest in that note to settle t hat account? Have 
you been making monthly payments to show an ongoing interest in the note? 
 
For an example: you purchased real estate. They give you a deed. They recorded the deed. You 
got the mortgage deed, you got the mortgage note and you got the mortg age contract. The 
mortgage deed is superimposed on top of the deed. The mortgage deed has priority because it 
was filed last and it is sequenced with the same party that is on the deed. The public looks at the 
mortgage deed and it appears to be a legal, lien hold interest in the property. It is not a negotiable 
note.  
 
A Federal Reserve note is a negotiable note that is registered as a security. So the FRN passes in 
the public. If you deposit a FRN with a deposit slip in the bank, the bank accepts the depos it as a 
cash item and they give you a cash receipt. They do not that when you give them your note, 
because it is non -negotiable and not registered in the public. So the transaction does not appear 
on the public side of the books because there is no public registration. It does appear on the 
private side of the account because the note is private. When your note comes in to the bank, 
they offset the private side of the account, but they can’t offset the public side because it isn’t 
registered. So it cannot appear in the public side to offset the public side of the accounting.  
 
We use monthly payments to show the public that we have interest in that property. Legal title to 
the note has been transferred to the SPV. So you no longer have legal title to the pro perty. We 
must use the monthly payments to show we have claim to the property, because it was our own 
note. We make monthly payments on the mortgage and the utilities and yearly payments on 
taxes. If we were not paying those, we would have no receipts to s how that we had any 
continuing interest in the property.  
 
If we filed an interest in the property as a creditor, we would not have to make all those monthly 
payments in the property. We can chose to be a creditor or debtor. But if you are a debtor and 
stop making payments, the presumption will be that you are abandoning your interest in the 
property for possession and use. You already abandoned the legal title. The bank can step in and 
take over because of another level of abandonment  
 
When the mortgage d eed is still recorded in the register but when you gave them the note they 
closed out the account. Then they sold the note for other investments to other corporations off 
the balance sheet in the background.  How do they prove that you have an ongoing inte rest in 
that note that you gave them to settle that account. That is why you make monthly payments on 
that note that you abandoned to show that you have an ongoing interest.  
 
You have to provide an application with a name, address and an SSN to sign up fo r a utility on 
the property. The SSN is the trust account that is prepaid. So you sign up for your utilities with 
your prepaid account. Within 30 days, instead of giving them a BOE on the prepaid account, you 
keep coming in with liability notes to keep sho wing a debtor interest rather than a prepaid 
interest on the account because you fail to register. The application for the utilities is the 
equivalent of signing a negotiable instrument or a private note, because your unrestricted 

signature with the accoun t name and number is equivalent authority for the utility to keep 
drawing off of your prepaid account to run their corporate utility business. You show a 
continuing monthly interest by your bill paying with liability notes. If you try to pay with a BOE, 
you should register the original contract you signed because that is the equivalent of the 
unlimited credit access to the prepaid account. That is your asset in that transaction. If it is not 
registered, you can’t show that the public should settle the publi c side of that accounting. If you 
send them a BOE that is unregistered, they will not accept it. They cannot see any public side to 
your BOE.  
 
Victoria has not been making monthly payments and she put the three criminal cases on a UCC 
filing. The BOE that you gave them in the criminal case is collateral. The case is not an asset; the 
case is a forum to settle the transaction. The note should be put on the UCC. The criminal case is 
not settled because you have not made a claim. You have not put the note as collateral on the 
UCC.  
 
You are like a person in a mortgage foreclosure case that stops making payments and has not 
shown a continuing interest in the property by any filing in the public. Monthly payments would 
have been a monthly filing of a notice of i nterest. A notice of interest will expire if you don’t 
renew it. The bank is foreclosing on you for presumed abandonment of the property. You didn’t 
record your asset, which is your mortgage note that you gave them to begin with. The mortgage 
note is an as set to you and a liability to the bank and you didn’t record the note, to make it a 
security registered in the public. Therefore it is not cognizable by the public court system to give 
you a remedy when the bank did not close the full accounting with you a t your escrow closing 
when you brought the property and when the note was closed off the banks books on their 
liability side, you have no public claim.  
 
How can you claim the note as an asset when you give it to them? The note is an asset, like a 
lawnmower. If you give it to somebody, they owe you something back. You are the creditor in 
the transaction. You were the originator in the transaction. When you buy a house, you sign a 
mortgage note to the bank. You are the creditor. Did you give the court a BOE to settle the 
account in the current case? That was an original instrument therefore you are the creditor. They 
owe you a receipt or a canceled check. Like Roger Elvick use to say, you should receive a check. 
They didn’t give the BOE back to you, because f irst, they closed the account on one side 
otherwise they would be involved in fraud. But you didn’t ask for the note back and they 
presume you didn’t make a claim, it is a valuable asset, so they sell it to someone else. So 
someone else has a claim on that  note that Vic used to settle her criminal case. Somebody is 
holding it. They bought it from the state.  
 
But they closed your account, the charges in criminal court; but only on one side. The case isn’t 
settled because they haven’t applied the funds from the note to the other side. They have not 
given you credit for your asset on your liability to close the full account. You have not made a 
claim. The receivables side is still open because the note does not show any public registration. 
They closed the pri vate side that you gave them the note for, but you didn’t get it back, because 
you didn’t claim it so therefore, they sold it again. So they are still trying to collect the 
receivables, they sold her asset to another company that holds her asset, so she do esn’t hold it 
and they are using the asset to create even more funding to run the corporations with.  

 
This is because they didn’t ask them to give the note back and you didn’t show that you have a 
public claim. You can ask the bank all you want to give yo ur note back. The bank is not going to 
listen to you, because they assume that you are a debtor and they have no document of standing 
to show you are a creditor to ask for the note back. If we had registered it, we could certify it out 
of a public office, which they are required to accept.  
 
Just like you told the lady in the foreclosure suit, put the note that you gave to the bank that they 
are using in the foreclosure, as collateral on the UCC filing. When she showed the filing to the 
judge, it shows I ha ve a continuing public interest in the property. If you are not making the 
monthly payments, you have to have a instrument that shows you are still making a claim on the 
property. I am a creditor; I have this UCC lien. It shows that I am a creditor with th e property as 
collateral. I am the highest -level creditor on the property. The judge said, “Ok, it looks like you 
have priority.”  
 
The reason they still have a wanted sign for Victoria is because you gave them the note, they 
settled the private side, so s he doesn’t owe them any more for the crime. They settled on the 
private side, they didn’t give her the note back, we held it, she didn’t show she had a claim to get 
it, but we have settled the substance of the criminal charges. So they settled the one side  which is 
their liability side, which means they don’t owe her any more, which means they recognize the 
substance of what she gave them. But if they gave it back to her, none of the rest of the 
transactions could continue, because everything is based on he r credit line. So they had to create 
a presumption that they didn’t have to give it back to her. One, she doesn’t have a registration 
that shows she is a creditor and because it isn’t registered, we can’t close out the public side. 
Since we can’t close out  the public side, we may as well not give her, her note back and we will 
sell that note to another corporate entity that can use it again anyway because she doesn’t know 
to ask for it.  
 
They closed the one side just like the bank did the mortgage at closi ng in escrow. They don’t 
want to hold any money any more. This whole thing is done, but she never came and asked for 
her money with standing, ie, the note that got cancelled, so consequently we will sell this liability 
to some other corporation as their as set. Now you have the right to make the claim that you are 
the ultimate claim on the closing on the criminal account. I want the case settled and I want the 
wanted poster down.  
 
They cannot take the wanted poster down yet, because there is a silent party in the background 
that holds the note. You don’t hold it. Someone else holds it, so someone else has a claim, an 
account ready for collection as a creditor. The company in Hong Kong that bought the account 
receivable is the creditor with a claim in this ca se. The wanted poster is still up to show the 
investor’s public interest in Victoria to give public notice that they have a claim. If you don’t 
show a public interest that you have a claim, you have abandoned it and they are going to come 
in for collection  in court. If Vic isn’t making the probation monthly reports, the Hong Kong 
company will bring her in. They are not going to show up in court. The county will show up in 
court to press charges as the servicing bank on the account that was purchased by an S PV. The 
SPV is the conduit to funnel the money to the Hong Kong investment corporation. But the 
investor is the true moving party.  

 
Edgar Bradley was federal probation in which he tendered a note to settle and close. Ed kept 
telling them he was the credit or, why haven’t you closed the account. The probation officer 
reported to the court that Bradley was not meeting the monthly probation requirements, and 
asked to revoke his parole. He was brought in briefly to a magistrate in which they adopted the 
recommendation of the parole office and he was going to submit it to the judge. At that point he 
had the opportunity to rebut, do affirmative defenses or counterclaims. The judge agreed with the 
magistrate, and told Bradley to report back into federal prison for three months because of parole 
violations.  
 
Edgar Bradley had already sent an IBOE to the feds to settle and close the account. He had not 
registered his BOE. So he failed to make a claim. So they settled the private side, but because he 
can’t show standing they did not settle the public side of the account. Since they couldn’t settle 
the receivable side, they had to sell it to a foreign investor to avoid fraud. When they cancelled 
the probation, the new investor in the background was the moving party.  
 
I assume that they put him in for 90 days to see if anyone was going to prove a claim. When 
nobody proved the claim, they let him out again, with three more years of probation. This is 
likely the security to protect the investment interest of the purchaser of the public account 
receivable. This is caused by the failure to register the note and file a security interest in the 
public sector to settle and close the account.  
 
Admiralty maritime only has authority for execution of sentences for contempt for fail ure to pay 
a debt. He did not record his note in the public so the accountants can settle their claim.  
 
There is another guy in similar situation as Pete with the state tax authorities.  The state hired an 
attorney to collect the accounts receivable after  he tendered a BOE. The state needed to sell the 
account because Pete gave them the substance for closing. But Pete is in contempt because Pete 
did not register his instrument to allow the account to settle and close. Therefore, the punishment 
is to sell h e account to a third party investor for collection. They have to put up some notice of 
interest to protect the investor, which will appear to interfere with your rights and privileges as 
punishment for you for not allowing us to settle the account. They ar e not punishing anyone for 
violating the law. They are not concerned about monthly payments.  
 
They cannot take the wanted poster down because there is a silent party in the background that 
holds the note. The wanted poster is the collateral they are using  to support their claim. If you 
want the poster taken down, settle the claim. They can make a claim with an unregistered 
security, but they don’t have a defense if you bring a registered claim. That is why they are not 
picking you up, so that you will not make that claim. Your claim will close that account down. 
They want that investor to keep it open and enjoy the return. They won’t pick you up but they 
have the public notice of interest. A notice of interest does not have to be proven unless there is a 
claim against it.  
 
Victoria has been trying to buy a house in Australia, but is hasn’t settled and closed yet, because 
she hasn’t registered the payment in the public. She is concerned about a bad credit rating. They 
give you bad credit ratings when you don ’t pay your bills because you don’t know how the 

system works. No one in the USA should have a bad credit rating because they have a 
prepaid account.  
 
 
 
 
 
 
 
 
 
 
 
 
 
 

COURT SURVIVAL GUIDE 
 IMPORTANT NOTICES 
 1. This Survival Guide is offered as educational material only, and is by no means complete nor 
all-inclusive. There is a wealth of information here which can be applied to any case where a 
government agency is bringing a criminal action against a Citizen, such as traffic and IRS cases, 
the information in total may or may not apply to you. And there will always be more details and 
knowledge which applies to your case, and you are obliged to collect as much information as 
there exists for your purposes, from all sources. There are just too many parameters in the legal 
process, to adequately cover all possible scenarios for a given situation, in one manual. Hence, 
this guide is general at best, and cannot be expected or be held to suffice as 'legal advice' at the 
level expected from 'licensed' attorneys. The main advantage here, however, is that the guide 
tends to illuminate much of what the judges and attorneys do not want you to know. You can cut 
right to the chase, if you want, and eliminate considerable time and confusion to win your case. 
 2. If you have successfully followed the guidelines in the Vehicle Survival Kit and/or the 
Citation Refusal Kit, you may not need a Court Survival Kit, by virtue of not having to appear in 
court on some phony traffic charge. 
 3. There is a lot to this guide, because each case is different; however you may focus on the easy 
and quick method which requires only 1 court appearance. The rest of the guide covers other 
cases that have somehow slipped thru the cracks. 
 4. We get a lot of calls from people who first get themselves into a traffic court, and then decide 
to find out about Sovereignty (i.e. the cart before the horse). So we have published this guide to 
offer help with these cases as well. 
 5. The fact that you have obtained this guide, suggests that something has gone awry in your path 
of Sovereignty. Either you have not been able or allowed to follow the procedures which keep 
you out of court, such as found in the Vehicle Survival Kit (VSK) or the Citation Refusal Kit 
(CRK), or someone you know has managed to get into a jam before establishing your 
Sovereignty. This guide addresses cases such as these, to help empower the People who are 
coming from an obviously disadvantaged legal position, as there is no completely fool-proof 
technique to always beat the system. So here we are attempting to improve the odds considerably. 
 6. The purpose of the Court Survival Kit is to help you effectively handle any court confrontation 
in which you risk losing more of your rights, money, freedom, and/or property. It is assumed that 
you are somehow obliged to appear in court for something, and you want to protect whatever 
rights you have left. This guide contains techniques that can help in any traffic case, tax/IRS case, 
or any case brought against you by a government agency. 
 7. Although much of the information herein may also help in cases where you are the 
plaintiff/prosecutor who has filed a Common Law Suit against a public official, this guide is 
instead written from the perspective of defending yourself against a prosecutor who is going after 
you, because of charges that you know are inherently fraudulent. 
 8. If you really want to minimize your total risk, and be done with your case ASAP, then you 
might consider just acting sorry and poor, and plead guilty to the charges This is what the court 

expects, and this is what it is designed for. The only problem is that you will be obliged to re-
integrate yourself back into the oppressive system of traffic slave laws that put you in court to 
begin with; you will be expected or perhaps even ordered to abide by the rules of the system. You 
will lose the game by not standing up for your rights, but you will have minimized your 
immediate cost, financial and emotional. So, in this guide, we assume that you want to WIN your 
case. If you haven't much to lose, then you have an advantage over the court, which has much 
more to lose than you do. 
 9. Keep your Court Survival Guide in a safe place where you can easily get to it when you need 
it. Maintaining a complete kit is vital for showing up in court as fully prepared as you can 
possibly be. This Survival Guide is intentionally written as briefly as possible so that you can 
easily access and use it. Knowledge of the Truth is a great tool here, but the more skillfully you 
can apply it in court, the more empowered you will be, in any case that challenges your freedom. 
Remember, this is a situation in which the knowledge alone is not enough. You must also be able 
to perceive things as they are happening, and to think on your feet, so that you will instantly know 
what options are yours to use, when you have the opportunity. 
 10. MOST IMPORTANT: Mere knowledge of these techniques and Truths will not be 
enough. Just by mentioning such things in court will not, of itself, help you win your case. A 
piece of paper is not by itself an automatic shield. You cannot depend on the court to police 
and correct itself. It is up to us, We the People to detect and demand correction to the 
court's errors and fraud. You must be able to think on your feet and stay on top of each 
argument as it comes down, so that you can logically steer the judge into a corner. You will 
be going head-to-head with judges who are very slippery, or who may be ignorant as to the 
real law, and how fraudulent their system of 'justice' is; you will have to do your 
homework.  
MAINTAINING COMPLETE INVENTORY 
 Your Complete Court Survival Kit consists of: 
 0. THE FLAG - (you provide) A small U.S, Flag on a stand (BUT NO GOLD FRINGE). This is 
your basic proof and exercise of your status and rights in court. You would bring it with you and 
set it on each table or bench where you stand, whenever you are going to directly challenge 
jurisdiction. 
 1. YOUR PERSONAL LICENSED COURT RECORDER - (highly recommended) You must 
make sure that all of the court conversations are recorded without risk of being erased by the 
judge, so that the evidence which floats to the surface, can never be denied. Bring your own 
rather then rely upon the court to preserve the Truth. If this is not possible, make sure you bring 
people.  
2. LEGAL COUNSELOR(S) - (not licensed attorneys) These are your personal helpers or 
counselors to sit behind you in the courtroom, to help you stay aware of and record what's 
happening and your options, while you are dealing with your emotions. More is better. 
 3. True copy or Original Paperwork - All legal documents or evidence you can find, which relate 
to your case status, tickets, receipts, depositions, invoices, notices, letters, warrants, names, dates, 
places, etc. 

 4. Copies of All Relevant Laws that apply to your case -- Photocopies of the statutes, codes, 
laws, and Constitutions, which back your position and defense. 
 5. COURT SURVIVAL GUIDE (provided by F.R.P. ) 
 6. Pen and paper. 
 7. Pocket tape recorder- For your own protection and cost savings, to be concealed, and not to be 
used as 'admissible evidence'. Use this as a backup for your own licensed court recorder. 
 REPRESENTING YOURSELF AS A SOVEREIGN CITIZEN 
 You should represent yourself always 'in propria persona' (in your own person, or 'pro per'). This 
alone qualifies you as 'an attorney in fact', according to Black's Law Dictionary. By asserting 
your Sovereign Right to represent yourself in legal matters, you are establishing your status as 
your own attorney, without being misled, trapped, and overcharged by a 'licensed' defense 
attorney, who would only bind you into the very system which is dedicated to making you pay. 
Do not hire a licensed attorney if you intend to keep your rights and your money. There is no law 
which requires anyone to hire an attorney. If anyone tries to intimidate you or deny your rights by 
asking you if you are an attorney, you can always reply "In fact, I am". Bring your flag with you 
wherever you appear in court, to show your Sovereignty. By representing yourself, you are free to 
expose any of the many fraudulent deceptions and procedures being used against you. 
 The court can assign a public defender to you, if you want to just pay some money and get out. 
But remember, the public defender is just an officer of the court, trained to only reduce the fines 
in exchange for pleading guilty. If you do this, you will not be allowed to expose the corruption, 
you will lose your case and your money, and you will have a conviction record. 
 So in order to effectively represent yourself and your interests, your 'mission' is to proceed 'in 
propria persona' (or 'pro per'). This is what you must sign on every court document next to your 
name. This means that you are not only the legal counsel representing the defense, but you are 
also the accused whom you are representing, in person. Do not represent yourself any other way 
.This also means that the judge cannot lawfully hold you responsible for conducting yourself or 
your case, as a licensed attorney, nor can he/she force you to hire one. You are free to proceed as 
you see fit, as a sovereign citizen. Your legal counselors are just that, counselors. And there is no 
law preventing your friends from consulting with you during any court proceeding.  
Some judges and prosecutors will expect you to proceed 'pro se', another method of representing 
yourself. Do not let this happen, because 'pro se' means that you are legally representing yourself 
as your own attorney, which the court can then pervert to mean that you can be told by the court 
how to proceed with your case, and the Judge may try to impose the same standards upon you, as 
are imposed on a licensed attorney. The court would be allowed to treat you, as your own 
attorney, differently than it would treat you, as the accused. So don't let this happen. You will 
know when to declare your pro per status. 
 USING LEGAL COUNSELORS 
 This is the single most helpful element of your survival in court. Some people have a natural 
ability as legal eagles, to know the laws and court procedures cold, and to argue law logic with 
the best of them, and eventually win their case. Such people are born fighters and can masterfully 

find their opponents' weak spots, and outwit them, many times by pure attrition. If you are one of 
this rare breed, you probably don't need any legal counselors with you in court. More power to 
you, and heaven help the lawyers that get in your way. 
 However, most of us regular folks have made it a point not to get involved with the legal details, 
not to learn any court procedure, and to avoid anything to do with the legal system altogether. 
Let's face it, most of us have gladly left the boring and/or offensive drudgery to the lawyers, just 
to stay out of court. So, it makes a lot of sense to keep the company of legal counselors, and to 
have them around you in your time of need. It really pays to have extra opinions and to be made 
aware of options when you need them. 
 The fact is, the courtroom environment is naturally oppressive, intimidating, and humbling AT 
BEST. And most people are sensitive to such an environment, to the point of dealing with more 
emotions than they need at the moment. So the purpose of your counselors, who are worth their 
weight in gold, is to keep the logical thinking process going, and to keep you aware of your legal 
options, while you are conducting your defense immersed in your own emotions. Although your 
own judgment may become occasionally cloudy or confused, your counselors' will be 
maintaining a much clearer understanding of the facts, the law, your rights; and they will be 
carefully watching the judge and prosecutor for signs and indicators. You will be able to pause 
the case, at any time to confer with your counselors. 
 THE BASIC STRATEGY IN COURT APPEARANCES 
 We always try to use the best, most effective, and direct strategy, up front at the 1st court 
appearance, so that the case is dismissed (i.e. we win), and we never have to go back. So the 
balance of this court survival guide applies only to other cases that have slipped thru the cracks. 
 You guessed it. It's another game; no more, no less. Very much like poker. The stakes are 
essentially your Freedom, Money, and Property vs. the court's false Authority and Power over 
you (for lack of a better expression). Much of your power comes from invoking your Common 
Law rights. And since all have received sealed orders from the U.S. Attorney General, to change 
over to Article III Common Law jurisdiction, you may soon not need to work so hard to retain 
your rights. 
 OBJECT OF THE GAME: To get out of the court system as soon as possible, by getting the 
case dismissed or thrown out; and the system is rife with glaring opportunities for doing so. The 
longer you stay in the court system, the longer you are at risk, and the more money you will lose. 
 The judge's OBJECT is to convict you quickly and collect your money, while maintaining the 
illusion of Authority and Power over you. The prosecutor's OBJECT is to prove the conviction 
that you are guilty, at any cost (even lying), and make an psychological example of you to 
intimidate others. 
 THE PLAYERS: You, the Judge, the Prosecutor, the Jury (if any), the Officer, the other 
Witnesses (if any), and your Counselor(s). The Judge and the Prosecutor are both experienced 
players, and extremely slippery. Neither can be trusted to tell the Truth, and they will most 
assuredly give the impression that their words are absolute Truth and Law. In addition, you can 
depend on the prosecutor to be unfair, devious, fraudulent, and conniving in his/her efforts to win 
the game. Lawyers, in general, have absolutely no respect for the real law. They consider 
themselves smarter than the People, using their private exclusive membership in the Bar 

Association to manipulate court procedures, in order to steal money from others. Just look in the 
phone book and see the disproportionate number of people in this profession vs. the other 
professions in your area.  
THE PLAYING FIELD: You are in a rigged game; you are the visitor, and playing without the 
home field advantage. You can forget about Truth and Justice, as these have been eliminated. The 
only way you will win is by embarrassing the court. This is a 'cash register’ court, with absolutely 
no vested interest in proving your innocence. They just want your money, and your obedience to 
the rules which take your money. The deck is already stacked against you, just by your showing 
up and being there. You are already convicted and presumed to be GUILTY. You have already 
been treated as GUILTY by the arresting officer, and you have proven your GUILT by signing 
the ticket. The judge and prosecutor are both playing together against you. They have both taken 
a secret oath to work as agents for the foreign banks, in their efforts to maintain control over you 
and your money. The game, as a minimum, will be interesting, challenging, and educational. 
PLAYING THE GAME: There are many strategies, tricks, maneuvers, and legal points to 
'argue' about, that are good to know. Currently, we would go for the best strategy at the first 
appearance, getting a quick dismissal, and avoid having to fall back on the rest of them And how 
you play the game will affect how your opponents play, and vice versa. Since their jurisdiction 
over you is conveniently implied by your unspoken consent, it must be challenged right up front, 
so that you will be able to stand on the Constitution, and maximize your chances of early 
Dismissal. Otherwise very few of your other strategies will work well. Not all of the factors will 
come into play in every court appearance, especially in the initial stages of your case, some of 
these rules apply to some hearings, and some will apply to others, as you will see; but here are 
some basics that you really should understand for any such appearance. 
 0. RIGHTS (which they will try to cheat you out of) These are some of your rights that are good 
things to know in general, the lower courts do not recognize most of them, since they are not 
Common Law courts. To argue most of the Constitutional rights, you would need to appeal to a 
higher or district court. Depending on how far into your case you get, you may wish to address a 
few of these: 
 - You have the right to be informed of the nature and cause of the crime (6th Amendment). 
* 
- You have the right to specifically reserve any or all of your rights 
- You have the right to remain silent (to stand mute) (5th Amendment) 
- You have the right to say what you want and to be heard (1st Amendment) 
- You have the right to represent yourself 'pro per' 
- You have the right to object to any statement by the judge and/or prosecutor. 
- You have the right to Recluse (dismiss) the judge 
- You have the right to call Witnesses to assist your defense (6th Amendment) 

- You have the right to have legal Counsel for your defense (6th Amendment) 
- You have the right to conduct your defense 'pro per', free from the professional restrictions 
imposed upon licensed attorneys. 
- You have the right to submit Motions 
- You have the right to a fair trial 
- You have the right to change your Plea any time before trial 
- You have the right to Appeal any judicial decision 
- You have the right to a speedy and fair trial by an impartial jury (6th Amendment) 
- You have the right to waive court and transcript costs, on the basis of pleading 'in forma 
pauperis' (no money) 
- You have the right to due process of the law (trial), before you are deprived of any liberty, 
property, or money (5th Amendment) 
- You have the right to a face the inured party claiming damages (Article III and 6th Amendment) 
- You have the right to face your accuser and witnesses against you (6th Amendment), 
- You have the right to inform the jury of the Truth, their rights, and their duties (1st and 6th 
Amendments) 
- You have the right to put the judge on notice of your intent to preserve your rights 
- You have the right to put the judge on notice of your intent to Appeal any ruling or decision 
during the case 
- You have the right to Protest and Object if any of your rights or demands are not being met 
- You have the right to demand that the court place in evidence, any unrevealed contract, statute, 
law, rule, or information being used against you (6th Amendment) 
- You have the right to challenge all relevant laws in this trial in terms of their intent, 
interpretation, fairness, enforcement, and whether they Serve and Protect the People of your State 
- You have the right to personal liberty under the 13th Amendment 
- You have the right to challenge the jurisdiction of this court 
- You have the right to argument of recourse and remedy, under UCC 1-103 & UCC 1-203 
- You have the right to demand that the code be construed in Harmony with the Common Law. 

- You have the right to require translation of any citation of law or procedure into plain English 
 As you can see, there are a lot of details and procedure to learn. So if you are not planning 
to take on this level of preparation, or if you simply want to minimize your exposure to the 
court system, then we would suggest using the strategy mentioned herein that stands on the 
6th Amendment and backs the judge into a corner. And for whatever portions of this guide 
you find useful, you would do well to learn those areas of choice, front wards and 
backwards, so that you cannot be out maneuvered. 
 Here are a few general psychological tips: 
 1. You are Mr. Nice Guy, always polite, diplomatic, and courteous. If you lose your temper or 
clean language, you lose the case. You are a very smart sheep going into wolf territory. 
 2. You can say anything you want in court, under the 1st Amendment. But the more you say, the 
more you risk. Better to ask questions. And whenever a judge hears something from you that 
blatantly challenges or threatens his/her position as a judge, you risk the 'contempt of court' 
charge. 
 3. The judge and prosecutor are working together against you. You will see how they cover each 
other's butt. The Judge is supposed to be just a referee. Sometimes you can catch the prosecutor 
coaching the judge along and trying to control the judge's answers. 
 4. Whenever the judge or prosecutor is overly polite to you, it means that they want something 
from you very much. Beware. They are probably wanting you to agree to or say something that 
gives away more of your rights. A dead giveaway is when the prosecutor proposes a motion and 
speaks very fast so that you cannot understand. 
 5. The judge will always try to make you believe that you only have the options that he/she is 
presenting to you. Do not trust for 1 millisecond that the judge is telling the Truth or quoting the 
real Law. You know better. 
 6. The judge and prosecutor both know that, although the hearings are taped, only the transcribed 
written record is admissible as evidence in a later hearing You can suspect they will try to get you 
to believe something or communicate some lie or manipulation that will not appear on the written 
transcript (Oh, they are just so clever). 
 7. The judge is conditioned to hear grossly distorted versions of reality, from opposing 
viewpoints from the attorneys (liars); who in turn expect the judge to rule in their favor, by 
making the other attorney appear to be a bigger liar. 
 8. Exaggerations, false premises, and false conclusions are the primary tools of the prosecutor. 
And they will both interrupt you while you are talking. Learn to object immediately and limit 
their abuse. 
 9. If the judge determines you to be a fighting loudmouth patriot radical, with a bone to pick, 
he/she will probably make things more difficult for you. You will not be allowed to make very 
many (if any) Constitutional claims or arguments. 

 10. Know the psychology. If you let the prosecutor walk all over you, the judge will assume that 
you don't know very much. They will both take advantage of any weakness you show. 
 11. The judge will be watching and listening to you, to see how much you know about your 
rights, and the law. This tells him/her just how much they can get away with in court. The less 
they think you know, the more they will let their guard down, and the more fraud they will 
attempt to perpetuate.  
12. The judge and prosecutor are very slick in their technique. They will both be playing 
according to what they think you know. If you impress them as being very knowledgeable as your 
own defense counsel, they will tend to be very careful not to expose themselves on the record. 
They've been pulling this stuff off for over 150 years, in their 'refined' and corrupted system. 
 13. The judge and prosecutor must, by definition, violate the Law in order to win the game. They 
do it all the time, and they are good at it. But they seldom run up against People with your 
knowledge of the Truth. And there is always a way to expose the violations, as they happen. The 
trick is to do so without being charged with 'contempt of court' (heavy fine$) You will be sliding 
them into it. 
 14. The judge is very good at avoiding questions when you put him/her on the spot .So you must 
be even better at steering the judge with your questions, into a corner. 
 15. The judge will try to convince you that you are in some 'regional court of Statutory 
jurisdiction' or other such nonsense. This is entirely false, in this case, the court is operating 
'under color of law' (i.e. phony), because it is using another name for its obvious Admiralty 
military jurisdiction (Just look at the gold fringe on the flag). It is also fraudulent because it is 
operating outside of its geographical Venue, defined as the 10 miles square region of the District 
of Columbia. The only 3 legal jurisdictions allowed by the Constitution are summarized below 
with their respective basic properties. 
COMMON EQUITY ADMIRALTY 
Type of Penalties Criminal Civil Civil/Criminal 
Basis of Law, God/Constitution Contract International Contract 
Compliance with Law Life/Liberty/Pursuit ... Compelled Performance Compelled Performance 
Required proof of crime Injured Party Violated Contract Violated International Contract 
'Colorable' means phony, bogus, and not genuine. Chances are, if your court hasn't yet converted 
over to Article III Common Law yet (as per sealed executive orders from the U.S. Attorney 
General), then it is fraudulently operating as a "STATUTORY COURT OF COMMERCE WITH 
INTERNATIONAL JURISDICTION". By holding the court to a legal jurisdiction, you will 
automatically expose their fraud. 
 WINNING THE GAME: You win the game by getting a judge or Jury (if it gets that far) to 
dismiss or throw the case out. There is enough Truth and strategy herein to hang them with your 
first appearance. But based on your level of skill, preparation, and/or your personal goals, you 

may need to go all the way to Appeal, in order to win. Some masochistic patriots are eating this 
stuff up just to get the full courtroom experience. Alternately, if you are the prosecutor going after 
some public official, you win the game by getting the judge or jury to find the accused GUILTY 
as charged. This is much harder; and this is why there are Title 42 classes available, so that the 
People can learn the procedure that the courts do not want anyone else to know about. Thirdly, 
for a traffic or tax case against you, the judge and prosecutor wins by the judge or jury ruling that 
you have indeed done something wrong, ie GUILTY as charged. 
 DEFENSIVE TECHNIQUES: 
 Once you have decided how to proceed with your strategy, you will be faced with having to 
adapt and make adjustments as you go, in order to make your plan succeed. How you use your 
knowledge, perceptions, and skills against the tyranny imposed by the judge and prosecutor, will 
determine whether you win or lose. And there are as many adaptations for you as there are 
judges, because of psychology. It will inevitably be a psychological contest between you and the 
judge. 
But as long as you can perceive what the judge's game plan is from a psychological viewpoint, 
you will have the upper hand, because the judge's game depends on your ignorance. Fortunately, 
the judge can only use a few basic strategies because of the laws of court procedure and his/her 
duty to follow them. The prosecutor's strategy can only follow one basic plan "You are guilty, 
you did this or that, this clearly violates the code, you are guilty, rewind, playback; rewind; 
playback, etc., etc., ad nauseum." 
 So here are a few more general factors and guidelines in preparation for playing your 
winning strategy: 
 1. MAKE SURE THAT YOU ARE IN A COURT OF RECORD, before you say anything else. 
Just ask the judge if the recorder is on. This will put them on notice that you mean business and 
you will not be hoodwinked.  
2 IF THEY ASK YOU IF YOU UNDERSTAND, SAY 'NO'. This is a sure-fire way to control 
the case, and to employ the best strategy described herein. If you answer YES, you are giving up 
your 6th Amendment liberties. So just say NO, and use this opportunity to embarrass the judge 
into admitting more of the Truth, the Law, or the judicial decisions relating to your 'lack of 
understanding'.  
3 ADMIT NOTHING; ASK QUESTIONS. Every question you answer in court, digs you deeper 
and deeper into the jurisdiction hole. Your answers automatically give your implied consent to 
the court's jurisdiction and authority over you. And everything you say is already being used 
against you. They are trained, just like the officer to get you to admit things that incriminate you. 
So, it is in your favor to admit nothing, and keep asking questions. This way you will control 
where the discussion and evidence is going. 
 4. ACT DUMB, PLAY SMART. From the above game rules, you can easily see that it is to your 
advantage to lull the judge into a comfortable position, so that he/she will more likely expose or 
admit some 'mistake' on the record. So one of the most powerful ways for you to play, is to act 
dumb at first, and then quietly go for the throat when they slip up, expose themselves, or find 
themselves stuck in a lie. Most of the examples in the details below are of this strategy. 

 5. SMILE, GIVE THANKS, APOLOGIZE, AND ASK. This is one of the most successful 
strategies in the initial appearances, consistent with #4 above. It works because the judge will 
form a favorable opinion about your honesty, innocence, and sincerity, and then grant your 
request without suspecting anything (see details below). 
 6. BAIT, STEER, AND CORNER. This is the main tactic to use for manipulating the judge into 
dismissing the case. The idea is to bait the court with questions concerning your 'confusion', and 
then steer the Judge into providing answers which force him/her to make a judicial determination 
or ruling, which exposes his/her mistake or fraud. It's like painting the judge into a corner from 
which there is no legal way out that allows them to continue the case against you. A classic 
cornering question to ask is "OK now, just so I understand you precisely, has Your Honor 
made a judicial determination that _____ ?" (You fill in the blank with the only option left, 
something which clearly incriminates the judge) (Examples below). 
 7 KNOW YOUR OPTIONS; PAUSE WHENEVER NECESSARY. Always maintain your 
awareness, with the help of your counselors, of what your choices are. If you become confused, 
ask for clarification or time to consult your counselors. You have everything to gain, and nothing 
to lose. If the judge or prosecutor becomes uneasy in their haste to win, they will tend to make 
mistakes.  
8. KNOW YOUR MOTIONS. A motion is a formal request to 'move' the court into an agreement 
or understanding on how to proceed. Know what your 'menu' of motions is at each stage of your 
case. You may even opt to have a Motions Hearing if your case is not dismissed right away. Go 
to a law library and look up 'Motions' in the reference manual, and learn what each is for and 
when to use it. This will be your most challenging homework assignment. A few of the more 
useful motions are;  
- MOTION TO DISMISS THE CASE (for any of many good reasons) 
- MOTION TO DECLARE MISTRIAL (because of obvious error in procedure) 
- MOTION TO PROVE JURISDICTION (* dangerous, and uncommon) 
- MOTION FOR DISCOVERY (to produce ALL information against you) 
- MOTION TO MAKE EVIDENCE (to place missing information in evidence) 
- MOTION TO RECUSE THE JUDGE (for obvious bias or prejudice against you) 
- MOTION TO FIND THE PROSECUTOR IN CONTEMPT (for contemptible or rude behavior) 
- MOTION FOR FACT FINDING (to expose their fraud and the real legal issues) 
- MOTION FOR TRIAL BY JURY OF 12 (to let the People decide, and up the costs) 
- MOTION TO SUBPEONA WITNESSES (to assist in your defense) 
- MOTION TO REFUSE THE JURY FOR CAUSE (because of impartiality or ignorance) 

- MOTION FOR CONTINUANCE (to move the case to the next stage) 
- MOTION FOR RETRIAL (to re-try the case based on particular court defects) 
 The Motions to Dismiss and to Declare Mistrial should be the highest priority. And you should 
find every reason, and every occasion, that there is to use it. Even better is to maneuver the 
prosecutor to ask for Dismissal, or the judge to simply declare it. Valid reasons are: lack of 
jurisdiction, unlawfully obtained evidence, failure of the officer to appear, lack of evidence, 
evidence of extreme bias against the Defense, failure of the court to uphold the Constitution, 
failure of the court to uphold your Constitutional rights, failure of the court to maintain a fair 
hearing or trial, and jury tampering (failure to maintain an impartial jury). 
 9. DON'T LET THEM RUSH YOU THROUGH ANYTHING. If they try this, they are up to 
something crooked. Stop and confer with your counselors to deduce what it is. They can just be in 
a rush to collect your money, in the process of violating your rights. Try to expose their fraud 
using strategy #6 above. 
 10. DON'T AGREE TO ANYTHING THAT YOU DON'T UNDERSTAND. This is where they 
would quickly take advantage of you So ask for clarification and/or legal consultation with your 
counselors, for anything that you don't understand. 
 11. OBJECTION, OBJECTION, OBJECTION this is how you record the court's unfairness on 
the court record. If the judge denies your Motion, OBJECT and give your reason. If the 
prosecutor asks for a Motion, OBJECT and give your reason. If the judge makes any decision or 
ruling that you disagree with, OBJECT and give your reason. If the prosecutor says anything to 
violate your case, or the Truth, then OBJECT and give your reason. Regardless of how the case 
goes, you thus have the evidence on record that validates an Appeal. 
 12. DON'T LET THE JUDGE OR PROSECUTOR GET AWAY WITH INTERRUPTING 
YOU. They are just trying to intimidate you into submission and silence. Take exception to their 
rude behavior. You might use strategy #6 to expose their injustice, and complete what you were 
saying; e.g. "Has the court made a judicial determination that I am not allowed to defend 
myself, or that I cannot have Freedom of Speech in this courtroom?" Put them on the spot. If 
the prosecutor interrupts out of turn, Motion the judge to find him/her in contempt. 
 13. DON'T LET THE PROSECUTOR OR JUDGE GET AWAY WITH RUDE OR 
OFFENSIVE BEHAVIOR. These are grounds to dismiss the case for the cause of Bias and or 
Misconduct. If you let them get away with any offensive behavior, even a demeaning tone of 
voice, Object and get it on the record as to how it adversely affects your mood and composure. 
Rub the intimidation right back into their faces.  
14. KNOW WHEN THE PROSECUTOR OR JUDGE IS ATTEMPTING TO DEPRIVE YOU 
OF YOUR RIGHTS. This comes from paying attention to what is happening, and what is being 
said; this is why you have your counselors sitting behind you. You will get much better at this 
with practice. 
 15. LEARN TO NULLIFY THE JUDGE'S LAME EXCUSES. You might hear the judge say 
"Well, I don't have it (the law or the evidence) here in front of me... ", when you attempt to 
state legal proof. This is the judge's childish attempt to ignore the law or the evidence supporting 
your defense. So take your copy up and put it right under his/her nose, so that there will be no 

more excuse. The judge may even laugh off your embarrassing question, and call a recess, in a 
display of false authority, in an attempt to change the subject when the court re-convenes. Don't 
let it pass. Keep the issue in his/her face until it is adequately resolved. Do not move on until you 
get the answers. 
 16. MORE LAME EXCUSES. You might get "I'm sorry, you'll have to talk to the legislators 
about that, as I only enforce the law...", or "You'll have to talk to a licensed attorney about 
that, because I can't give you legal advice...", or "This is not the proper Forum for 
addressing that question...", or "That issue is not relevant to this case... “This is what you 
will often get when the judge knows that he cannot answer your question without incriminating 
himself/herself. You must not let them get away without giving an answer or making a legal 
determination .Some award-winning comebacks are: 
 "Your Honor, I am not contesting the law as you suggest, I am merely demanding that you 
interpret it in accordance with your own Oath of Office. And I am asking you to do your 
job as referee, and to identify the source of the law you are interpreting. Now please answer 
the question... "  
"Your Honor, you and I both know that the legislators and you are all part of the same 
Legislative Branch, operating provisionally under Article I, Section 8, Clause 17; and there 
are no legislators here to identify the law and arbitrate a fair case; this is your job, and I am 
simply asking you to do your job. Now please answer the question... " 
 "Your Honor, I am not asking you for legal advice. I have my legal counselors for that. I 
am simply asking you to kindly identify yourself, the court's legal jurisdiction, and the 
nature and cause of the accusation. I am asking you to identify the code of written law 
which supports your ruling. I am asking you to do your job. Now please answer the 
question... " 
 "Your Honor, if this is not the Forum for addressing this issue, then how can you now 
legally apply the issue for the first time to this case? If this is not the proper Forum, then I 
Motion the court to provide the Forum required to resolve this issue, before we proceed." 
 17. ALWAYS ASK 'WHY?'. You may not always get an answer, but you deserve one, especially 
if your Motion is denied or over-ruled. And your asking will notify the judge that all the 'linen is 
likely to be aired out' in your case. The judge may risk exposing some embarrassing Truth, and 
choose to dismiss your case.  
18. CATCH THEM IN THE ACT. This is the most important reason for taking your time, and 
thinking things through, with a clear head; and with your counselors. Every violation of your 
rights, every abuse of power, every incidence of Misconduct, every disparaging remark, every 
subtle threat to your well-being, is an opportunity to record evidence in your favor. Catching 
them at it, as it happens, can easily get your case thrown out, because they have been getting 
away with all this fraud for so long, that they will be surprised when they are suddenly challenged 
on it. Here are a few more tips to keep in mind. 
 - The Judge is NOT the Prosecutor; If he/she acts like one, this is misconduct. 
- The Prosecutor is NOT allowed any more rights in legal procedure than you are 

- The burden is on the PROSECUTOR to prove Guilt beyond reasonable doubt. 
- Police powers (law enforcement officers, sheriffs) are NOT intended for sources of REVENUE. 
They are there for the protection of the citizens and their property, PERIOD! 
- When a judge prevents the accused from introducing evidence tending to establish a defense, the 
judge is making a mixed determination of Fact (i. e what happened) and Law (i.e. is it legal?). 
This is also unfair. 
 19. USE THE SEMANTICS IN YOUR FAVOR. Once you have done your research and 
homework, you will see that the entire legal system and statutes are rife with ambiguous, 
deceptive, and contradictory terms and definitions. You can use your knowledge of those terms 
which apply to your case, in your maneuver and cornering techniques described above. All 
statements, rulings, and directives issued by the judge are subject to your careful scrutiny, 
interpretations, and legal implications don’t budge away from it until it is completely resolved to 
your satisfaction, with a judicial determination, Hang them with it. 
 20. ADDITIONAL USEFUL INFORMATION - Know your rights and Constitution, to 
empower your confidence and authority (not to argue about). 
 Declaration of Independence, Par2. Governments derive their JUST powers from the consent of 
the governed. Without the People's consent, the law is UNJUST. 
Declaration of Independence, Par2. When a government becomes destructive, it is the right of the 
People to alter it. 
Allowable Jurisdictions, given by the U S. Constitution, Article III, Section 2 "The Judicial 
Power shall extend to all cases ... in Law (Common Law), Equity, and Admiralty 
jurisdictions." 
Also applicable is the general statement made in Article VI, Clause 2, of the U.S. Constitution. 
"The Constitution and the laws of the United States (which shall be made in pursuance 
thereof)... shall be the Supreme Law of the land; and the judges in every state shall be 
bound thereby any Thing in the Constitution." i.e. NO LAW PASSED CONTRARY TO 
THIS CONSTITUTION SHALL HAVE ANY VALIDITY (If there is a conflict, the State 
LOSES) 
Amendment 1. "Congress shall make no law abridging the Freedom of Speech, the right to 
peaceful assembly, and the right to petition the Government for a redress of grievances." 
Amendment 8: "Excessive fines and penalties shall not be imposed." 
Amendment 11 "The Judicial power of the united States shall not be construed to extend to 
any suit in Law or Equity, commenced or prosecuted against one of the States ... by citizens 
or subjects of any foreign state." 
*Note: This means that once you can prove that the prosecutor and/or judge are citizens of a 
foreign state under title of nobility, the case cannot be prosecuted against you as the State, i. e. a 

member of the Sovereign Body of We the People. You can show that the court is operating 
outside of its geographical venue (i. e District of Columbia), and is therefore a foreign state 
UCC (Uniform Commercial Code) 1-103.6 commands the court to retain Common Law rights 
and remedies, and the statutes must then be "construed in harmony with the Common Law". 
"The code is complimentary to the Common Law which remains in force except where 
(explicitly) displaced by the code." 
THERE IS A LAW (somewhere) stating. the question of JURISDICTION may be raised at any 
point during the case, even from prison (no data yet). 
 FACING THE JUDGE AND PROSECUTOR: ATTITUDE CHECK 
 Continue with your breathing Remind yourself that you are Sovereign, intelligent, well-
informed, courteous, polite, responsible, honest, and free. You are a smart sheep prepared to 
outwit a corrupted wolf. You are here to help the Court recognize the errors of their ways, but 
only in the process of your getting out of the system ASAP. You are politely, calmly, but 
steadfastly standing up for your rights, despite their efforts to strip them away from you. 
 By your efforts to keep asking questions, you are committed to Truth, Justice, and your sincerity 
to heal the old system. Try to keep your thoughts and vibrations as positive and well-wishing as 
possible, but sternly asserting your rights. 
 You are not here to buy into and react to any Guilt trip or shame or wrong-doing that the nice 
prosecutor or judge may try to establish. Better for you to raise up the condition of the Court, than 
for the Court to drag you down to a lower vibration. 
 It will probably take some practice, before you master this. Not to worry. No one is expected to 
perform perfectly their first time out. Many patriots and Sovereigns are effectively using the 
lower traffic courts, for the experience and education, preparing them to win bigger cases in the 
higher courts. For now, you can thank the court and your information sources for your valuable 
education, while you get 'on-the-job experience'. 
 THE SEQUENCE OF COURT APPEARANCES 
 Remember, unless you are the prosecutor/plaintiff going after a public official, your first priority 
is to get the case dismissed (or thrown out) with the fewest court appearances. Ideally, you would 
like the judge to dismiss your case with your first few questions, such that he/she will never have 
to see you in court again. There is no reason to personally go through all of the issues and 
arguments, unless you want the experience. So it is generally best to bail out with your 'win' as 
early as possible.  
If you go all the way to Trial, you must be prepared to formally prove your innocence (or 
disprove your guilt), possibly in front of a jury. If you then lose the case, you will have to go all 
the way to Appeal, in order to win the game.  
Therefore, for the record, the full range of sequences (of appearance) is represented by : 
 MAXIMUM MINIMUM 

Arraignment (required) Arraignment 
Special Appearance* 
Plea Bargain, Hearing (required) 
Motions Hearing* 
Pre-Trial Conference (required) 
Trial (required) 
Sentencing (required) 
Retrial Motions Hearing* 
Appeals Hearing* 
 * Half of the appearances are ones which you would initiate yourself, because the court does not 
want to drag out your case. All the court is interested in is Arraignment, your Plea, Trial, and 
Sentence. Sometimes, 2 or more of these appearances is combined. The court simply wants your 
money with the least amount of time and expense on their part. 
If you have difficulties asserting your rights and following the guidelines, and/or if the Judge and 
prosecutor are par1icularly shrewd in manipulating you and your case, then you will probably 
have to go all the way to Appeal, in order to win your case. Rest assured that the Appeals Hearing 
is the most difficult to prepare for (cost-wise and paperwork-wise), but certainly not too difficult 
to handle by yourself with your counselors. Still, it is much better to win right away, and not have 
to go thru it.  
The following descriptions of sequential court appearances contain applications of the General 
guidelines listed above. We hope you enjoy them. We sure did. Where applicable we have 
included examples of some of the paperwork you would need to generate on your WP (word 
processor), PC (personal computer), or other Freedom Machine. 
 FIRST COURT APPEARANCE: ARRAIGNMENT 
This is the most important step to take, and hopefully the only appearance you will need to make. 
The court is required by its own rules to hold an arraignment. If they conveniently 'forget', then 
you must demand to hold one. If they deprive you of this procedure, and begin prosecution, they 
have committed a much more serious crime, beyond the scope of this guide. 
 PURPOSE: This is the initial appearance written on your citation or 'summons/complaint' form 
from the officer. Somehow, you have agreed to appear to answer to the officer's charges against 
you. The purpose of the Arraignment is to present the charges and find out how you intend to deal 
with them; they are testing whether you will stand up for your rights, or act guilty and afraid like 
most people. The court is set up to make it REAL EASY for you to plead guilty, pay your fines, 
and then leave in fear and ignorance. However, there are still many ways you can win the game. 

 WHAT TO EXPECT: During this proceeding, the judge will politely ask you to stand up and 
identify yourself, and if you recognize your signature on the citation. Then you will be carefully 
informed of the charges against you, and the judge will attempt to steer your into entering a plea. 
The judge will also make it a point to find out if you intend to hire an attorney (i.e. if you have 
money), or if you intend to represent yourself. You will notice that the officer, who cited you, is 
present; and you will be able to sense their attempt to process you like a head of cattle on the way 
to the cash register slaughterhouse. They will try to make you believe that you have to do exactly 
what the judge tells you to do, and that you have no other options. CAREFUL: As soon as you 
open your mouth to answer their questions, you are allowing them to have jurisdiction over you if 
you enter a Plea; you will be giving over your formal implied consent that you are under their 
Jurisdiction. 
 WHAT TO DO: You have many options at this stage. If you intend to win in court, it is 
recommended that you challenge jurisdiction right away, because if you don't, they will deny you 
another chance. Below are a few strategies that we have learned, some of which you may feel 
comfortable using, all of which are designed to assert and exercise your legal rights. 
 STRATEGY 0: HIRE YOUR OWN LlCENSED COURT REPORTER - Use this basic 
regardless of, and in addition to, any other strategy you use. Hire your own licensed court 
reporter, if at all possible. He/she should not be connected with the court you are going into; there 
must be no risk of record-tampering by the judge. If this is not possible, be sure to bring plenty of 
friends with tape recorders. There is no law which prohibits bringing your own court reporter or 
tape recorder. When your case is called, just announce that there is an undoubtedly need to appeal 
and that you want the record to start NOW; and you insist on using your own court reporter. If the 
judge tries to weasel out of it, then re-assure the court that your reporter is licensed by the State, 
and the judge has already established a court of record. There should be no legitimate objection. 
Shoot down any lame excuses. Make a stand here. There is a good chance that the judge will 
dismiss the case right here, when he/she realizes that they can't lie if they need to, and then get 
away with it by altering the court record. 
 STRATEGY 1: STAND ON THE 6TH AMENDMENT AND EXPOSE THE TRUTH -  This 
is by far the most effective and successful strategy we have seen. And it is simple enough for 
anyone to master; but there are some details that you will have to KNOW COLD. Here, you are 
using the fact that they can't reveal their own fraudulent Admiralty jurisdiction. It is their most 
important secret to protect and keep off the record. Most of them are in fear of losing their 
licenses and jobs, for they have all been secretly sworn by the Bar never to reveal it in open court. 
But with this strategy, they have to reveal it, just to proceed with the case against you, because 
you must have answers to your questions. It is the duty of the court to inform you of the nature 
and cause of the accusation (6th Amendment), and this is your greatest strength. 
 When they ask you if you understand the charges against you, you must say: "NO!" You 
will be standing on your 6th Amendment right to be informed of the 'nature and cause of the 
accusation'. Then you will be steering the judge thru a very careful series of questions about the 
nature, cause, and jurisdiction. You are going to force the judge to expose the court's fraud in 
order to proceed with the case against you. The judge will have to dismiss the case. There is 
simply no other way for them to deal with this strategy, provided you stand your ground. And you 
are going to be real polite and courteous. 
 THE SETUP. They have to ask you if you understand the charges. There is no way around it. 
They cannot legally proceed against you until you acknowledge the charges (explicitly) and their 

jurisdiction (implicitly). The 6th Amendment says that you have a right to know, and the 
authority to require the court to explain, and the court has the duty to explain. So, by your 
declaring that YOU DO NOT UNDERSTAND THE CHARGES you will steer the judge (court) 
into a legal position where he/she must answer all of your questions. Then you will hang the 
judge up on the questions, using his/her own rules of procedure. This is where the sheep outsmart 
the wolves.  
THE PLAN The following diagram is a 'picture' showing a summary of this strategy and several 
'paths of argument' that it may take. Since every judge is different, and there are some decisions 
and answers to be made, there are going to be several possible ways for this to go. We suggest 
you study this plan until it becomes crystal clear, so that you completely understand how it all 
works. It must make sense to you from all angles, so that you will always be able to out-think the 
judge. You will be able to see and respond to the fraud in his/her every move, when you are so 
clear that you don't even have to stop to think about your own moves. The judge will try to evade 
your plan by not really answering, or by outright lying. So you must steer him/her back into the 
plan. Follow and study the logic described below according to the diagram: 
 STEP 1 - FORCING THE JUDGE TO ANSWER QUESTIONS: When the judge asks if you 
understand the charges against you, you say "NO!". The judge will then probably try to 
intimidate you by explaining them again in a condescending or stern voice, or by implying that 
you are lying. Here is where you must politely present your need to have answers so that the 
judge must decide to answer your questions. The judge will have to ask you exactly what it is 
that you do not understand. No problem. Just reply: 
 ANNOUNCEMENT 1. 
"Your Honor, the 6th Amendment to the united States Constitution grants me the right to 
know the nature and cause at this action you are bringing against me, and it grants you, the 
court, the duty to tell me. I do not understand the nature and cause of this action which has 
been brought against me." The judge will have to allow you to ask him/her your questions. No 
exceptions. The judge will probably say: "What is it that you would like to know?" 
ARRAIGNMENT: 
 start here -- J: DO YOU UNDERSTAND THE CHARGES? 
 "No!" 
 J: WHAT DON'T YOU UNDERSTAND? 
ANNOUNCEMENT 1: "You’re Honor, the 6th Amendment grants me ...etc." 
 Judge agrees to answer questions 
 J: OK, WHAT IS IT YOU WOULD LIKE TO KNOW? 
 QUESTION 1: "Is this a criminal or civil action ...?" 
 criminal civil 

 
"Objection! 
"LET THE RECORD SHOW ... criminal action." Wrong Court ...etc." DISMISSED 
MOTION TO DISMISS 
QUESTION 2. "The Constitution grants 2 criminal jurisdictions ... etc. Which one is this ?" 
judge panics! judge stalls judge tells truth judge lies 
DISMISSED PLAN A ALTERNATE 
 
PLAN B "LET THE RECORD SHOW 
criminal action under 
J: GO SEE ATTORNEY "LET THE RECORD SHOW common law jurisdiction ...' 
action comprising condition of contract under criminal aspects of Admiralty..." 
ANNOUNCEMENT 2: "Objection! No evidence, "...oath of office...etc. injured party, or 
sworn complaint…" 
QUESTION 4: "You must know... 
J. I TOLD YOU TO Will you instruct the 
GO SEE ATTORNEY prosecuting attorney to place the "MOTION TO DISMISS" 
Interrogational contract in evidence ...?" 
DISMISSED 
"LET THE RECORD SHOW ...failure to perform duty, DISMISSED secret jurisdiction...etc." 
 DISMISSED more stalling "LET THE RECORD SHOW court has declared the criminal action 
J: ALRIGHT, IT'S STATUTORY to be a condition of international contract 
 JURISDICTION. Under Admiralty jurisdiction..." DISMISSED 
 "LET THE RECORD SHOW 
...criminal action under ANNOUCEMENT 3 "...Law Merchant, 

statutory jurisdiction... etc." deny valid contract, no interest, etc. ..." 
 DISMISSED DISMISSED 
 QUESTION 3: "Will you show QUESTION 5: "...since America only owes 
me the Statutory Rules of debt by an invalid contract, how am I 
Criminal Procedure...etc.?" compelled to perform to it under the 
Admiralty jurisdiction of this court ...'! 
 DISMISSED  
Prosecutor moves to dismiss. DISMISSED 
 OK. 
 STEP 2 - STEERING WITH THE QUESTIONS: Now that the judge has agreed to answer 
your questions, he/she must answer all of them, until you are satisfied that you are fully 
informed of the 'nature and cause'. If he/she tries to back out of this decision, then you must point 
out that the agreement has already been made and you intend to keep it. Start out with a simple 
and indirect question about the nature and type of the case. You will lead the judge into a corner. 
 QUESTION 1 - "Is this going to be a CIVIL action or a CRIMINAL action?" If the judge 
answers that it is a CIVIL action (not likely), then you must immediately object, and then move 
for dismissal. The reason here is that you are now IN THE WRONG COURT; the State cannot 
bring a case against you and Judge its own case, it cannot be both party to, and judge of, their 
own action. On the other hand, if the Judge answers that it is a CRIMINAL action (most likely), 
then you can make the following announcement on the record. 
 "Thank you Your Honor, LET THE RECORD OF THIS COURT THEN SHOW that this 
action against _______________ (you) is a CRIMINAL ACTION. Now I have another 
question: ..." 
 QUESTION 2 - "Your Honor, the Constitution grants this court 2 different criminal 
jurisdictions: One is a criminal jurisdiction under a Common Law, and the other is a 
criminal action that constitutes a condition of contract under the criminal aspects of a 
colorable Admiralty jurisdiction. Under which of these 2 jurisdictions does court intend to 
try this criminal action?" 
 Not wanting to answer this, the judge might just dismiss the case now, but most will still try to 
go ahead with it The only choices now are to admit to which jurisdiction applies, or to avoid 
answering. Get an answer. If the Common Law criminal jurisdiction were to be declared, then 
you win by default of no sworn complaint by an injured party, and no injured party present. There 
is no evidence at all of your interfering with anyone's Life Liberty, or Property. The case must be 
dropped. If instead, the Admiralty criminal jurisdiction were to be declared (foolishly), then you 
must be prepared to follow ALTERNATE PLAN B (below). Therefore, most likely, here is 
where the judge will probably start squirming and just try to avoid answering, by advising 

you to get a licensed attorney for such 'legal advice'. So here is where you would make a stand 
by saying : 
 ANNOUNCEMENT 2. 
"Thank you your Honor, but I don't think that you'd be violating your Oath of Office if you 
did your duty under the Constitution. You see I am not seeking legal advice; what I want to 
know is your legal intent; and I have the right to represent myself 'in my own person' 
without a licensed attorney. And in order to intelligently defend myself, I have to know the 
jurisdiction that this court is operating under; because the Rules of Criminal Procedure 
under a Common Law jurisdiction are very different from the Rules under an Admiralty 
jurisdiction. I need to know which jurisdiction you intend to try me under, in order for me 
to proceed with this case. Now the 6th Amendment grants me the right to know the 
jurisdiction being applied, and it grants you the duty to inform me; and I don't think you'd 
be violating your Oath of Office for doing so. So please answer the question." 
 The judge might dismiss the case here, but will probably continue stalling. He/she is most likely 
to reprimand or threaten you for not getting a licensed attorney. The judge will imply that only 
licensed attorneys have this information, that you have to go see a licensed attorney in order 
to get the question answered. When this happens, say: 
 "Thank you Your Honor, LET THE RECORD OF THIS COURT THEN SHOW that I 
_______________ the accused in this criminal action against me, have asked this court to 
divulge the nature and cause of the accusation, upon the authority of the 6th Amendment, 
and that this court HAS FAILED in its duty to inform me of the nature and cause of the 
action. Furthermore, LET THE RECORD ALSO SHOW that this court intends to bring 
this criminal action against me UNDER A SECRET JURISDICTION, THAT IS KNOWN 
ONLY TO LICENSED ATTORNEYS." 
 OOPS! Here is where a lot of judges will dismiss the case for whatever phony excuse. But there 
are still some diehards asking for more embarrassment. If the judge is still onto the case here, 
he/she will have to come up with an answer for Question 2. He/she will probably make something 
huffy up like: "This will be a statutory jurisdiction and I hope you're satisfied!" So now, you 
reply : 
 "Thank you Your Honor, LET THE RECORD OF THIS COURT THEN SHOW that it 
intends to conduct a criminal action against me, _______________ , under STATUTORY 
JURISDICTION. But the problem is that I have never heard of such a thing as a criminal 
action under statutory jurisdiction. I would be happy to accept this, Your Honor, if you 
could please tell me where I can find the published Rules of Criminal Procedure under 
Statutory Jurisdiction." 
 Most judges are likely to give up and dismiss the case here, but some might still be hanging on. 
If your case isn't dismissed yet, then you might ask: 
 QUESTION 3- "Do you have a copy of the Rules of Criminal Procedure under Statutory 
Jurisdiction in your office that I could borrow? Where does this nature, cause, and 
jurisdiction information exist? Do you know of a law library anywhere that has a copy of 
these rules? Since I am defending myself pro per, isn't it your duty to specify which Rules of 

Criminal Procedure will be used, so that I may conduct a fair defense in a fair trial? You 
must tell me where I can access a copy of the Rules." 
 This is where you will win, the judge must either lie or dismiss. The Truth is that they have just 
committed to a statutory jurisdiction, and there is no such thing, not to mention no official 
published rules to use. In some cases the judge will make faces at the prosecutor, and the 
prosecutor will motion to dismiss, for some other phony reason. Either way, you win. 
 SEE DIAGRAM 
ALTERNATE PLAN B: This is where the judge has actually answered truthfully back at 
Question 2, and however unlikely this may be, you must be prepared to go the distance. The 
judge has now admitted that the criminal action will be brought as a condition of contract under 
the criminal aspects of Admiralty jurisdiction. Here is where you will be digging into the very 
origins of the fraudulent Admiralty jurisdiction, ie. the fraudulent international money contract 
that Roosevelt signed back in 1933. So picking it up at the 3rd outcome to Question 2, you would 
then say : 
 "Thank you Your Honor, LET THE RECORD OF THIS COURT THEN SHOW that this 
court intends to proceed with a criminal action against me, _______________ , as a 
condition of contract under the criminal aspects of a colorable Admiralty jurisdiction. " 
 Still not dismissed yet?  
QUESTION 4 
"Your Honor, you must realize that no courts in America have Admiralty jurisdiction 
without also having valid international contract in dispute. And I'm not aware of having 
entered any international contract. So I deny that any such contract exists. Now will you 
instruct the prosecuting attorney to inform this court that there is a valid international 
contract in dispute, if there is one; and to place this alleged international contract in 
evidence, if it exists; and explain how I can be a party to it, if I am; and how I am compelled 
to perform under it, if I am?" 
 .. This is an opportunity for the judge to bail out, and let the prosecutor go down in flames. 
Technically it is the prosecutor who must prove jurisdiction once it is challenged, so now he/she 
is in the hot seat. At this point the judge will probably dismiss, or the prosecutor will move to 
dismiss, or you may get a smart (but foolish) full historical explanation of Admiralty 
jurisdiction from the prosecutor. He/she might unwittingly spill the beans and get fired later, 
because this is the big secret that they don't want the People to know. They can't afford to let us 
know that our country has been bankrupt since 1938, that the bankers own everything, and that 
we are all held compelled to perform under Admiralty, in default of paying off the phony debt 
that Roosevelt racked up. No problem, they are going down for the full count. If this happens, 
you can reply: 
 "Fine. LET THE RECORD OF THIS COURT THEN SHOW that this court has declared 
that a criminal action against me, 
_______________ , is a condition of international contract, under the criminal aspects of an 
Admiralty jurisdiction." 

 Still not dismissed yet? ... 
 ANNOUNCEMENT 3 
Now Your Honor, according to the Law Merchant Codes, the very law that this contract 
was made under, there are certain things that constitute a valid vs an invalid contract. You 
must realize, that no court has the authority to enforce an invalid contract; and I deny the 
validity of the contract that Roosevelt entered into with the international bankers. He 
borrowed bank credit on the promise to redeem in gold coin. Creating credit out of thin air, 
the bankers had no risk and no interest, because they didn't loan anything of value, and 
thus had no interest in the loan being paid: it was a 'no interest 'contract, and thus void by 
the international law of Nations. Therefore America owes no legal debt." 
 QUESTION 5; "... And now since America only owes the debt by an invalid contract, how 
am I as an American Citizen, legally compelled to perform to an invalid contract under the 
Admiralty jurisdiction of this court?" 
 Get the answer and/or get dismissed. 
 STAYING WITH THE PLAN: You must contain the discussion within the plan. When you get 
to a 'corner' question that the judge answers improperly (i. e. away from the plan or issue), you 
must repeat or emphasize the issue that gets the argument back into the plan. This is where you 
defeat any of the judge's lame excuses, and keep him/her in a corner. This is where you adapt 
your questions to stay in control. This is why you must know this strategy inside/out to a point 
where you really KNOW how it works. 
 ACCEPTING THE WIN: When the case is dismissed, by whatever means it is achieved, you 
have won. It doesn't matter that they lied about it, or made up phony excuses for dropping the 
case, it doesn't matter that you have been insulted or that Justice wasn't truly served. It is a win, 
and it doesn't get any better than this with the current system. Smile and leave quietly. 
 STOP HERE: If you understand what you have read up to this point in the guide, then you 
know that the rest (below) might not apply to your case. We are offering the remainder for 
the sake of completion, and to document or share our own personal experience. You should 
be able to win your case with the mastery of what is given above. If you are strongly 
interested in the remainder of this guide, then we presume your case has already proceeded 
past arraignment, and you are flailing for solutions; or you are a hard-core patriot 
masochistically immersed in the court system for the education and experience. 
 STRATEGY 2: JUDICIAL CONFERENCE - This is a way (albeit less successful) to soften 
up the judge before the hearing, so that you will appear more personable and less confrontational 
in court, and so that the judge gets a small idea of what he/she is up against, before being put on 
the spot (i. e. on the court record). This also gives him/her another way out of bringing formal 
charges against you. Here, you deliberately schedule some friendly quality time in conference 
with the judge, at your request, to discuss some 'questions about the upcoming hearing'. You are 
going to politely inform the judge that he/she is at grave risk in allowing the case against you to 
continue. You could be bluffing, but the judge needn't know that. This way, the judge has ample 
opportunity to find a way to dismiss your case without losing face, and his/her illusion of 
authority. 

 Make an appointment to see the judge privately; oftentimes they are happy to receive any visitors 
beyond 'business as usual'. Ask the judge to read the last sentence of U.C.C. 1-103.6 which says 
that the code cannot be read to preclude a Common Law section. Mention, with thoughtfulness, 
that the judge may even be open to a liable suit for violating your rights under Common Law, by 
using the wrong statutes against you. 
 At this point the judge will know that you have a remedy of recourse, and all you need to do is 
make a Reservation of Rights, as described below, once you get into court. So now you say 
something like: "Your Honor I will be exercising that remedy and you will have to construe 
the U.C.C. in harmony with Common Law, and you will have to come forth with a damaged 
party ... or you will be personally liable for damages." 
 This could admittedly be a bluff on your part; you may not even consider suing the judge. But 
this is only a small glimpse of the embarrassment the judge could face, and he/she may easily get 
the message to dismiss your case at once. 
 STRATEGY 3: WIN BY DEFAULT - In any appearance, if your accuser (the officer) does not 
show up, you automatically win. The judge will have to dismiss the case, because there is no 
witness against you. All you have to do is point out the officer's absence, you go home free, and 
the officer gets yelled at (not your problem). But since the courts makes millions of dollars on 
traffic cases, you cannot always depend on using this strategy. The officer usually shows up. 
 STRATEGY 4: CHALLENGE JURISDICTION (2nd best plan) - This is a good strategy to 
use, right up front, as you open your mouth for the very 1st time in court, before you even 
mention anything else. Here, you are going to challenge the court's authority to even hear the 
case, according to the body of law which the court is legally allowed to govern. This technique 
will allow you to take, if necessary, the case into a district court where you will be allowed to 
argue Constitutional issues. But ideally, the court will want to dismiss the case before it gets that 
far. As always, there is a risk of being charged with 'contempt of court’, because the judges have 
all taken a secret oath never to reveal the true jurisdiction of the court, i. e Admiralty jurisdiction. 
But then you can always come back with "What Court? I'm sorry, but I recognize no 
authority here but my own." But it is better to be very polite about it . So here is the time and 
place to use the next best general strategy. Here's the drill. 
 When you appear to supposedly enter a Plea, you instead walk right up, place your American 
flag on its stand, and present the judge with 2 written Notices (see Appendix). One notice is a 
Notice of Special Visitation and of Foreign Law, which establishes you as a foreign entity to their 
fraudulent system of Law, and your God-given right to argue Constitutional issues, the 2nd 
Notice is a Judicial Notice of Military Flag and Challenge of Jurisdiction, which is a direct 
challenge to the fringed flag (military symbol of authority), and the military jurisdiction that they 
are trying to pull over on you. The prosecutor has the burden of proving jurisdiction, and he/she 
will have to lie, cheat, and or violate something to do it. Nail them. 
 You will have to modify the example forms (names, dates, numbers), and do a little research, 
such as finding your State's equivalent of C.R.C.P. 44 1 (e.g. Colorado Rules of Criminal 
Procedure) and C.R.S. Title 24 (e.g. Colorado Revised Statutes). You must present these notices 
and enter them into the court record before you say anything about your particular case. Make 
your stand on these two Notices, by insisting that neither your case, nor the Law, nor the 
accusations may be heard until these two overriding issues are resolved. Sit on them. 

 You will not speak of anything nor participate in your case until the Prosecutor has legally and 
completely proven that the court even has jurisdiction over you. Of course you already know that 
this is impossible, and they will just try to intimidate and disempower you for challenging their 
false authority; and they will try to haul you off to a private room (off the Record), so that know 
one else will hear the Truth of their fraud. So you can tell them you are prepared to go to Trial on 
these 2 issues alone, that you insist on putting them into the court Record, and that you will 
present as much evidence as it takes to expose them. Make them sweat and embarrass them into 
dismissing your case. 
 Make a photocopy of the 2 example Notices mentioned above, and doctor them up with your 
name, case number, and other such details. Be sure that there is nothing falsely stated on these 
Notices when you present them. You should only have to appear once; but if you are not 
dismissed right away, repeat this Strategy every time you appear in court. If all goes well, you 
will not have to 'dig in' any further, nor do anymore with your dismissed case.  
Prepare and modify your 2 Notices similarly to those shown in the Appendix. The 1st Notice 
establishes your legal basis for arguing any Constitutional issue in the next higher (district) court; 
the 2nd Notice specifically challenges the fraudulent nature of the court's jurisdiction. All further 
strategies will depend on this one, so make it good. Set your flag up where everyone can see it, in 
the judge's face if you have to. Gung Ho! 
 Here are some backup notes, for your 'artillery shells' 
 HAGANS vs LAVINE (415 US 533 N-3,note 5): "Once JURISDICTION is challenged it 
must be proven by the Plaintiff." 
 OWENS vs CITY OF INDEPENDENCE (100 SCt. 1398, 1980): "The mere good faith 
assertions of power and authority (jurisdiction) have been abolished." 
 You can also use the missing plaintiff argument to further expose the court's error. If the 
Prosecutor attempts to bluff his/her way through by shooting down your written evidence with 
lame verbal excuses, remind the judge that the Prosecutor still has not proven anything. Motion, 
ask, and/or demand the judge to order the Prosecutor to prove jurisdiction with hard evidence, or 
drop the charges against you. Get the case dismissed (i.e. Motion for Dismissal) because 
jurisdiction has not been proven. 
 STRATEGY 5: REFUSE TO RECOGNIZE THE PLAINTIFF - This is perhaps a fallback 
strategy, if Strategy #1 above is not working. Here, you simply stand on your 6th Amendment 
right to know the nature and cause of the accusation against you. So when they ask you if you 
understand the charges, you say : "No, in fact, I'm not even sure that the Plaintiff is present." 
Or, if the judge asks you if you are 'ready to proceed', at any court appearance, repeat those words 
again. 
The point is, these cash register courts and DAs all fraudulently impose their laws and 
accusations upon us, under the 'color of law' (bogus). They presume to represent the People of 
your State, they hide behind that title, and then expect you to feel intimidated and guilty for 
offending the People. In reality, they represent the corporate State (banks) under the false 
extension of the corporate United States (foreign banks), it is you who really represent the People, 
because the charges arise from laws which require the People's compliance without their consent. 

After all, weren't you simply minding your own business to begin with, without injuring any 
party. The system is deliberately dysfunctional, and the People are paying for it. 
 So in this strategy, you must also stand on your 11th Amendment right to be protected from their 
foreign jurisdiction, because they are certainly not representing We the People, and it is you that 
is a member of the Sovereign Body of the State, as a de jure member of We the People. Study the 
Constitution and the Black's Law Dictionary definitions of 'plaintiff, 'inured party', 'foreign state', 
'State', 'foreign interest', 'nature and cause', etc. Then you will really understand how their whole 
illusion and ball game rests on giving your consent to their fraudulent representation of the case 
against you. Bring photocopies of everything to court, and demand that the prosecutor produce a 
legal and legitimate Plaintiff or else the case must be dismissed. 
  
STRATEGY 6: CHALLENGE THE TICKET - Use this if you know that there is some 
technical error in the way the ticket is filled out. Ask to compare the original with your copy. For 
instance, something could be spelled wrong, a number could just one digit different, the date or 
time of the stop could be wrong, you may have written something onto it that renders it null and 
void, the original may have been altered after you signed it. The officer may have filled in false or 
misleading information. such as entering "phone number: refused" instead of "none". Your 
correct address could be misrepresented. The officer may have written something on the back of 
the original, evidence which has been withheld from you. Be a good detective. Any such mistake 
renders the ticket null and void for cause. 
 STRATEGY 7: PLEAD IGNORANCE - This is the one of the easiest overall methods we've 
learned to date, because of its simplicity, effectiveness, and minimal confrontation . Here, when 
you are asked to enter a plea, you say "Your Honor, I thank the court for extending an 
opportunity to get an attorney, but I will defend myself 'pro per'; and I apologize for my 
confusion, but I just don't know what my rights are; so I ask (demand) that my birth 
certificate be placed in evidence, so that I may proceed according to my rights." 
 This puts the judge on notice, and saves his/her face on the record. Of course, you realize that 
you must be willing to follow up on whatever the judge rules. By law, the judge must allow your 
birthrights and birthdate to be admitted into court, now that you have requested (demanded) it, 
because so far there is no written proof of the court's jurisdiction over you. The judge may try to 
intimidate you by warning you that a jury is required to establish birthright evidence. Of course, 
this is just what you want, and the judge will have to bluff in some other way, to avoid doing this. 
The judge now has an opportunity to dismiss the case in order to prevent you from exposing the 
Truth and the court's fraud in front of a jury. 
 If a trial date is set, then you have plenty of time to file a series of Notice and Demand letters, or 
other legal instruments, requiring jurisdictional compliance; and then recuse the judge for not 
complying (Details in the following section(s)). At the very least, you may postpone the trial date 
to greater than 6 months from the date of citation. This entities you to dismiss the case on the 
basis of violating the 'speedy trial' clause in the 6th Amendment. 
 STRATEGY 8: CHALLENGE THE JUDGE'S STATUS (low probability of success, but 
possible) - This is a strategy to use when the judge asks you about getting a licensed attorney, but 
before you decide to represent yourself 'pro per'. The fact is that there really are no such licenses: 
the judge is merely trying to intimidate you into losing the game and/or paying more into the 

'system' by paying the attorney's fees. All attorneys and judges, including the court appointed 
defender, are members of a Bar Associations, which are nothing more then elitist clubs ordained 
by the foreign banks under foreign titles of nobility. Strictly speaking, unless they have renounced 
their Bar membership and title of nobility, they are all foreign agents committing treason against 
the Citizens of the united States. So, you can use this in your favor as follows. 
 "Thank you for upholding my right to hire a licensed attorney, Your Honor; but I have 
failed in my extensive search to find an attorney with a license; so that in order for me to 
comply with the court's advisement, may I please see your license, so that I will know what 
an attorney's license looks like." 
 The Judge will surely be sweating bullets now, and may even dismiss the case outright. Or you 
may get some excuse that the judge is not obliged to show you anything. If this happens, just 
politely hang in there and carefully shoot down the judge's lame excuses with more questions, 
like; 
 "Oh really, has the court made a judicial determination that the judge may preside over 
my case without being a licensed attorney?" OR "Oh really, has the court made a judicial 
determination to deny my 6th Amendment right to a licensed defense attorney?" OR 'Will 
the court kindly place in evidence, ANY valid attorney's license so that I may know how to 
identify a licensed attorney?" OR "Has the court made a judicial determination that I must 
find a licensed attorney according to the court's rules without the court's first defining what 
an attorney's license is?" 
 OK. You get the idea? Good. Be nice, but don't let the judge off the hook easily. The only risk 
you take here is the 'contempt of court' ruling from the judge. Be prepared to deal with this factor, 
just in case. 
 STRATEGY 9: CHALLENGE UNDER COMMON LAW (marginally successful) - You 
would also use this at the very beginning, when you first open your mouth, before you even give 
your name. This strategy indirectly implies that the court's jurisdiction is out of order. And you 
have to combine this with another strategy which forces the court to identify or prove 
jurisdiction. You essentially assume Common Law jurisdiction with your questions, up front, 
and then carefully watch how this assumption fails. Your purpose is to dismiss the case by 
exposing WHY the court is failing to comply with Common Law jurisdiction. 
 You would start by asking. "Where is the injured party?" Ask the judge if he/she is the inured 
party. Ask the officer. Ask the prosecutor. Ask anyone in the courtroom to come forth as an 
injured party. Embarrass them into a default. Verify with the judge that you in fact stand accused 
of being a criminal. Then announce "Well then, Your Honor, by the rule of 'corpus delecti', I 
move that the case be dismissed for lack of injured party." Some prosecutors might argue that 
the State, or People of the State of ______________ is the inured party. This is where you must 
argue that the corporate State of ________________ cannot lawfully participate as an inured 
party in this case; then demand the evidence supporting the prosecutor's claim. Then you can 
point out that you yourself represent the People in this case, because it is the People that are held 
liable for the statutes in question, and you can inform the judge that since the prosecutor is falsely 
claiming to represent the People, then his/her claim against you is void for fraud. Then ask the 
case to be dismissed for the cause of fraud. 

 STRATEGY 10: ENTER NO PLEA - Here you are setting yet another trap for the court 
(judge) to fall into, and you will have several options with which to win. You can use these 
options at the time when the judge is demanding that you enter a plea. 
10A - You can always start with "But your Honor, under the rules of this court, am I 
required to enter a plea before discovery of all the facts?" (The Law states that a plea cannot 
be required before the rule of discovery is allowed) When you get a NO, then Motion for 
Dismissal based on the rule of corpus delecti. If the judge denies your motion, then ask for 
continuance based on the request for Discovery. 
 10B - The court will always try to enter a plea for you, if you refuse to pick one of their options 
(How nice they are!). And you gamble (or prefer) that the judge will default you to NOT 
GUILTY, and try to set a trial date. Good Here's where you immediately ask: "But your Honor, 
isn't that practicing law from the bench? Isn't entering a plea my job or my attorney's 
job?" You have distracted the judge with this question. Now whatever the answer was (and if the 
judge has not yet changed your plea of NOT GUILTY), then quickly ask " ... So are you making 
a judicial determination?" If NO, then the judge is now caught in a contradiction of error, 
which you can detect, follow up on, and ask for resolution (But a NO is unlikely, because they 
don't like to admit having made an error). 
If the judge then says YES to the above question, then say your thanks and leave. You have won. 
You will then turn around, the next day, and file a Notice of Default, holding the court to its 
judicial determination that you are NOT GUILTY. The court, in this case, has made a technical 
mistake, because if the court enters your plea of NOT GUILTY, then it has ruled that you really 
are not guilty, regardless of its decision to continue the case against you. You win. 
10C - If the judge enters a plea for you of NO CONTEST (which is more likely), then you could 
protest that the ruling is unfair because you do not understand the nature of the charges, nor have 
you decided whether to contest the charges. You must also protest that the ruling is not 
acceptable, because the court will treat you with your NO CONTEST, as if you are GUILTY. 
Point out that you demand the court to comply with the law which guarantees that you are 
INNOCENT until proven GUILTY. All this because you want the judge to enter your 'no plea' as 
a plea of NOT GUILTY. Stick to it. If necessary, point out that the court is deliberately 
constraining you to unfair plea choices, and that they have no right to constrain you. Not to 
worry. You can always change your plea before the trial, so even with the NO CONTEST, you 
will then turn around, the next day, and file a Notice of Special Appearance, to change your plea 
and outmaneuver the court (see details below). 
 10D - Another elegant option is to simply not enter any plea, and silently let the judge enter any 
plea that he/she wants, but without giving your permission to do so. They are not really doing you 
any favors, in fact this is just satisfying a phony court requirement to con you out of your rights. 
You can then silently go home, turn around the next day, and file a Notice and Demand, and a 
Motion to Dismiss the case, because of judicial misconduct. Because you have not given the 
judge your power of attorney to enter a plea on your behalf, he/she is illegally practicing law from 
the bench, and defrauding you out of your power of attorney. And if the judge then ignores or 
overrules your Motion, you now have legal grounds for Recusing (dismissing) the judge before 
Trial. 
 STRATEGY 11: PLEAD CONFUSION (NO PLEA) - You can also use this strategy 
whenever the judge is asking you to enter a plea, AND whenever the judge asks you if you 

understand the charges. Here, you are setting another trap by exercising your 6th Amendment 
rights to be informed of the nature of the charges. If you don't understand the charges, then the 
court cannot legally continue the case against you. So if the judge asks you if you understand the 
charges, you say: "NO." You can then get right in asking more questions relating to the 
contradictions that you already see with the case as it is being presented to you. 
 If you appear too confused to enter a plea, or if the judge believes you don't understand the 
charges, you can easily get the standard speech about getting a licensed attorney; the judge may 
even give you more time to consider getting one. You can even change your mind about how to 
defend yourself. In addition to one of the above strategies, you might even corner the judge with 
his/her own speech. If the judge becomes impatient or irritable enough with your non-compliance 
with his/her directions, he/she may actually threaten or command you to get an attorney. This is 
the perfect time to ask: "Has the court made a judicial determination that I do not have the 
right to represent myself?" You see, this puts their fraud right on the record, and the judge will 
have to either dismiss the case, or retract the threat or command. If there are any such 
contradictions left unanswered by the judge, be sure to ask why. 
 So then if the judge insists on entering your Plea, i.e. making a decision for you, you can then 
turn around the next day file a Notice and Demand, and a Motion for Dismissal because of 
judicial misconduct, because the judge has acted upon your defense without properly written and 
signed 'power of attorney' (i e your permission). There are so many ways they are cheating, it's 
hard to believe they can still get away with it. 
 STRATEGY 12: ? 
 SPECIAL APPEARANCE 
 This is a court appearance that is not required by the court itself; you must file the request 
yourself, because you have a specific reason for doing so, such as a change of plea, or change of 
status. Special Appearance (or Special Visitation) may occur any time up until the Trial. 
 This is especially good for delaying your whole case with an additional hearing, to address issues 
which must be resolved. If the judge has refused to file and process your Notice of Special 
Visitation and of Foreign Law, and your Judicial Notice of Military Flag and Challenge of 
Jurisdiction, then now is a good time to file these notices, with certified mail, thereby forcing the 
court to respond and schedule a special hearing date. 
 If you wish to make a formal Reservation of Rights, using the Special Appearance hearing, then 
you can follow the example given in the Appendix. 
 Whatever Notice and Demand paperwork you serve upon the court, must also be served upon the 
prosecutor. Make sure that they receive their copies well ahead of anything else scheduled for 
your case, so that the court has time to re-schedule if necessary. 
 SECOND COURT APPEARANCE: PLEA BARGAINING 
With any skill and luck at all, you will no longer have to appear, by virtue of having won at the 
arraignment by dismissal. So this section applies to cases which have slipped thru the cracks, or 
have already got past you. 

 PURPOSE: This usually follows the initial arraignment right away. Because you have pleaded 
NOT GUILTY, the court is graciously providing you yet another opportunity to change your 
mind, plead GUILTY, and pay up. They will try to bargain some of the penalties in exchange for 
your guilt and obedience. Beyond getting you to submit to fear, fraud, and control, there is no 
other purpose. So your purpose, by this time, is to minimize your liabilities (fines), and/or to 
create more opportunities for the judge to dismiss your case. 
WHAT TO EXPECT: They will probably even offer to reduce the charges against you, thereby 
reducing your fines, if you will only bend over and submit to the system. They may even graduate 
you to facing the District Attorney, in place of the Deputy District Attorney, in a flagrant attempt 
to intimidate you. This is not such a bad deal, other than losing the game. Because the court has 
given you a chance to lower your fines, they are acknowledging that you are not going to be 
completely taken advantage of by their fraudulent system. They are aware that you know 
something about your rights, and they are prepared to collect less money from you than they had 
originally tried to get away with. But rest assured, they know exactly how much money they will 
get from you, even with reduced charges; and it will be more than the court has invested in 
convicting you.  
 If you hold to your plea of NOT GUILTY, they will try to assign you a trial date as quickly as 
possible, without giving you a chance to contest any of the procedure, rules, or options. 
 WHAT TO DO: Generally, you want to take every advantage of your knowledge and 
preparation, to expose the judge's and/or the prosecutor's fraud. Using same of the strategies listed 
in the previous sections, you must focus on cornering the judge with your legitimate questions, to 
get the case dismissed. You will have fewer options now, because you have already allowed 
jurisdiction over you from the previous arraignment hearing. Keep in mind that you can possibly 
let the case go to trial, but it will be much harder to win there, because of the ways that the trial 
and jury are rigged. So it is better to win the game before trial. 
 STRATEGY 1: REPEAT A STRATEGY FROM THE PREVIOUS SECTION (such as refusing 
to acknowledge the plaintiff, or challenging jurisdiction, etc.). 
 STRATEGY 2: DEMAND A MOTIONS HEARING -- This is one of the best ways to buy more 
time, so that you can maximize your opportunities to win your case, before trial. Before the judge 
gets around to setting a trial date, demand to instead have a Motions Hearing. The judge will 
probably look surprised that you even know about this and may attempt to discourage you. Just 
explain that you wish to exercise your 'pro per' right to present several Motions relating to critical 
issues relevant to, and directly affecting, your case. You must resolve some pivotal and key legal 
issues in your case in order to continue. You will need to type up your motions and send them to 
the court and prosecutor ahead of time, as described in the next section. 
 STRATEGY 3: MOTION FOR DISCOVERY - This is to force the court to place in evidence, 
every last bit of information, including unrevealed government contracts (such as the driver's 
license) that the prosecutor is using against you. (no data yet). 
 STRATEGY 4: GENERAL - Review the available strategies from your first appearance 
(arraignment). Pick out 1 or more that still apply to your situation. Use any technique you can 
find to embarrass the judge into dismissing the case, Motion for Dismissal at every available 
opportunity. 

 STRATEGY 5: MOTION TO WITHDRAW YOUR PLEA -- This is a slick trick to temporarily 
remove your implied consent to the court's jurisdiction. By vacating your plea of Not Guilty, 
technically the venue and Jurisdiction is removed. So here is where you can again use the Notice 
of Special Visitation and of Foreign Law, and the Judicial Notice of Military Flag and Challenge 
of Jurisdiction (see Appendix). Make sure the court agrees to vacate your previous Plea, before 
you say anything more. Before you are required to enter a new Plea, present these 2 notices and 
demand the resolution of jurisdiction. 
 Now the court will now be up against the wall, because it must stop everything and make a legal 
determination as to whether the court even has jurisdiction. Because it no longer has your plea, it 
no longer has your consent to their implied and assumed jurisdiction. 
Immediately Motion for Dismissal for lack of jurisdiction, as soon as they try to dance around it. 
If the judge doesn't dismiss the case now, then Object, or Recuse (dismiss) the Judge for obvious 
bias against you, and place him/her on notice of your intent to Appeal his/her judicial error. This 
is their mistake for sure. 
 STRATEGY 6: BARGAIN YOUR PLEA - This is a strategy to use only if you have changed 
your mind about standing up for your rights and/or you find that being in court is just too stressful 
to deal with. The best news is that, although you must change you plea to GUILTY, at least you 
have reduced and minimized your fines, and you have terminated the game so that you will no 
longer be in court. You have settled for a partial win. 
 STRATEGY 7: RESERVE YOUR RIGHTS -- This is what you should do when it looks like 
they're just going to roll right over you and continue with the case against you, regardless of your 
motions to dismiss based on the other strategies you have tried. Now make sure the court recorder 
is ON, you can make a speech similar to: 
 "Your Honor, I'm sorry to take up so much of your valuable time but I still do not 
understand the NATURE (not Letter) of the Law being charged against me. You have 
either refused or denied that this court is of Common Law, Equity, or Admiralty, so by now 
you must have made a judicial determination that this court is operating under Article I, 
Section 8, Clause 17 of the Constitutions. Therefore, you must be sitting Ministerially and 
NOT Judicially, and that it is actually the Corporate State of _____________ which is 
bringing this case against me. And since the State of ____________ discharges its debts with 
negotiable instruments instead of gold and silver, then this court must therefore be 
operating under the negotiable laws codified into the Uniform Commercial Code. Further, 
this means that there must exist a contract, and my obligation to that contract must 
comprise the statute(s) brought against me. ARE THESE DETERMINATIONS 
CORRECT?" (If, NO then ask which are correct, and which aren't). 
 If YES, then thank the judge for clarifying your understanding, and then make a formal Notice of 
Reservation of Rights "Under U.C.C. 1-207, I reserve the following rights: ... " (Then just list 
all of the rights you want to reserve) Then demand the court to place in evidence, all such 
contracts mentioned above. 
 The judge may fake ignorance, and ask you what you mean by using the U C C reservation, this 
is an attempt to deny your rights. Simply reply: 

 "Your Honor, my exercise of reserving my rights under U.C.C. 1-207 shows on the record, 
that I have exercised the U.C.C. remedy for reserving my Common Law rights, including 
personal Liberty under the 13th Amendment, not to be compelled to perform under any 
contract or commercial agreement that I have not entered into Knowingly, Voluntarily, 
Intentionally, and with Informed Consent; and that notice is served upon all corporate 
government agents, that I have not, and will not accept the liability associated with the 
'compelled benefit' of any unrevealed contract or commercial agreement." 
STRATEGY 8: ? 
 MOTIONS HEARING 
If you're still into it this far…  
PURPOSE: The court has no vested interest in your Motions Hearing, because there is nothing 
for the court to gain. In the event your case hasn't been dismissed yet, you are exercising this 
additional appearance in order to contest the very nature of the case itself, and/or the statutes in 
question, jurisdiction, procedure, and/or to contest the court's interpretation of the laws that have 
targeted you as a criminal. This is where you are going to have the ball in your court, because 
once the judge has agreed to hear your motions, he/she must admit all of them into the court 
record, and then must make a judicial determination on each one. Your purpose is to maneuver 
the court into a more favorable position to dismiss or to hear the case in trial. And this is your last 
good chance to challenge jurisdiction and/or procedure, and get the case dismissed. 
 WHAT TO EXPECT: Both the judge and prosecutor stand to be sweating bullets and/or losing 
sleep over what you have in store. They simply don't expect and don't want People to know how 
to do this. The judge will probably try to railroad you into presenting all of your motions up front, 
and then rule on all of them at once. Don't let this happen. Explain to the judge that each motion 
stands on its own and must be treated and ruled separately from the rest. Do not proceed any 
further until the judge agrees. The prosecutor will obviously try to shoot down all of your motions 
that he/she feels will threaten the case against you. Not to worry; since the case against you is 
held together with fraudulent bandaids to begin with, it is relatively easy to shoot more holes in it. 
Make very sure that you are in a COURT OF RECORD before you say anything about your 
motions.  
WHAT TO DO: Type up your motions ahead of time (well before the scheduled hearing), and 
make sure the court, and the prosecutor, each get a copy. Everybody involved must get a copy of 
any paperwork you generate. Each motion should be separately typed and numbered, and should 
completely describe the issue that you are dredging up to the surface. Study your motions and 
strategies the night before you appear, so that you will be able to think clearly. Sample Motions 
are included with the Appendix. 
 PREPARING MOTIONS - Make a list of all of the things that are wrong with your case. You are 
simply going to present your requests to resolve these issues, and state why the court should 
honor each request. Such things to consider are: proving jurisdiction, placing applicable contracts 
in evidence, placing your birthrights in evidence, questioning the unlawful actions of the officer, 
violations committed by the officer, introducing statue law that defends your position, legal 
definitions of terms used in the accusation, etc. Look at the example Motions in the Appendix. 
You will need to think about how to present your requests, and in which order. You will also need 
to use a letterhead containing your court's proper title and address. Also, each Motion needs to be 

followed by its own judicial ORDER form, with just the letterhead, and space for the judge to 
write and sign. Be sure to include your case number. Get out your PC or Freedom Machine and 
crank out the Motions. Here are a few ideas: 
 STRATEGY 0: DEFAULT - Again, if the officer doesn't show up, or if it has already been 6 
months since your citation was issued, you win by default. 
 STRATEGY 1: CHALLENGE JURISDICTION - (using previous strategies) 
 STRATEGY 2: RESERVE YOUR RIGHTS (same as before) 
 STRATEGY 3: CHALLENGE THE TICKET - Use this (if you haven't already done so in your 
previous appearance) Motion to Dismiss as a first priority, to take formal advantage of any 
possible error written onto the ticket (See Vehicle Survival Kit), but only if you know that there is 
some technical error in the way the ticket is filled out. Ask to compare the original with your 
copy. For instance, something could be spelled wrong, a number could just one digit different, the 
date or time of the stop could be wrong, you may have written something onto it that renders it 
null and void, the original may have been altered after you signed it. The officer may have filled 
in false or misleading information, such as entering "phone number: refused" instead of "none". 
Your correct address could be misrepresented. The officer may have written something on the 
back of the original, evidence which has been withheld from you. Be a good detective. Any such 
mistake renders the ticket null and void for cause. Consequently, this motion should be a Motion 
to Dismiss based on error or Mistrial. 
 STRATEGY 4 CHALLENGE THE OFFICER'S ACTIONS - This Motion to Dismiss is perhaps 
the biggest can of worms to expose, because they all want you to believe that the officer is always 
in the right. You can formally type up logical arguments (separate 
motions), showing that the officer has broken some law, violated your rights, and/or violated 
his/her own Oath to Office by not upholding the Constitution. The list of offenses against you are 
potentially extensive, such as, use of excessive force, unlawful procurement of evidence against 
you, failure to state or prove probable cause for the stop, violation of 5th Amendment rights to 
remain silent, illegal search and seizure (without a 4th Amendment warrant), failure to show 
identification as an officer, failure to show commission, intent to harass and/or intimidate a free 
Citizen, failure to protect and serve, failure to produce an inured party with a sworn complaint, 
treating the suspect as criminal before due process (e.g. lying in wait), depriving you of Liberty 
and/or Property without due process of law (violating your 5th Amendment rights), failure to 
show probable cause by not showing evidence (contracts or status) that you are liable for the 
statutes you are charged of violating, etc. All of these challenges are Motions to Dismiss because 
of Mistrial or illegal Procedure against you. 
 STRATEGY 5 CHALLENGE THE PROSECUTION - Use this Motion to Dismiss to inform 
them that you are aware of their fraud, and that you are poised ready to expose their game. 
Declare that you recognize no legal plaintiff in your case, and demand that the prosecutor produce 
a legitimate plaintiff or drop the charges. They all pretend that the District Attorney (DA) or the 
Deputy (DDA) and the officer represent the People of the State of _____________ as the plaintiff 
(accuser), filing charges against you, the accused. The main problem with this picture is that there 
is (most likely) no inured party, no motive, no criminal intent, and yet you stand accused of 
committing a crime! In fact, you were probably just minding your own business, with the officer 
lying in wait for you, poised ready to violate your rights, instead of serving and protecting you. 

In reality, you are the one who actually represents the People, defending yourself against 
fraudulent agents of the government who actually represent the banks and the corporations hidden 
behind them. So your purpose is to logically present these contradictions, and Motion to Dismiss 
because the case is misrepresented (Mistrial), or Motion to Dismiss for Cause of Fraud. You can 
see that they will not want you to win the game here, because this is the basis for their whole 
gameplan, and they will not want to let the word get out. So just be sly as a fox and hang in there, 
watch them try to squirm around the real issues and offer lame excuses (See the strategies stated 
above). You may just prove the DA's or DDA's fraud simply by asking to see his/her 'license' to 
practice law, his/her certificate of title of nobility, or his/her green card. 
 STRATEGY 6 CHALLENGE THE LAW - This Motion to Dismiss is where you dig into your 
State's statutes and find all the holes that they are entrapping you with. Look up the definitions 
used and established in the beginning of the chapter(s). The statutes are deliberately written to 
deceive us into a fraudulent state of agreement and compliance; so you must get into the 
semantics. Find a logical relationship between the statutes and the definitions of terms, to 
construct a deductive conclusion that the statutes that you are charged with, cannot possibly apply 
to you, or that there is insufficient evidence to support the charges, such as no inured party, no 
contract binding you to the statutes, no property damages, or no evidence of your status as a 
government slave. 
 You may get several Motions out of this strategy. Make sure that each written motion completely 
describes, in detail, your logical reasoning and references where you are quoting the statutes 
from. Also, make a photocopy of each legal reference from the law library, so that you can place 
it in the judge's face. (The judge will try to ignore the legal evidence you present in person, on the 
basis of not having the statutes in front of him, or being too pressed for time to hear your entire 
presentation; so be ready to shoot down the lame excuses, and walk the judge through every 
argument, definition, and conclusion. Use these motions to support your resulting verbal Motion 
to Dismiss, in person). 
 Also, to reinforce your logical arguments, you may decide to quote several cases, court 
decisions, and legal documents, that say the same things you are claiming to be true. This will 
oblige the judge to acknowledge the decisions of other judges, and to rule in your favor. You 
must have each referenced case typed separately at the top of each page, include these with each 
Motion that you are using them for. In this fashion, you may just be able to swamp the judge with 
so much evidence, that he/she just gives up and dismisses the case. Here are a few more 
Constitutional, traffic, and travel-related sources you can use. 
 SUPREME COURT: "Constitutional rights may be claimed by a belligerent claimant in 
person (PRO-PER)."  
Hertado vs California (110 U.S. 516): "The State cannot diminish the rights of the People." 
 Many people automatically make the assumption that these statute laws are passed to 
restrict the rights of only the BAD GUYS. WRONG! EVERYBODY'S RIGHTS ARE 
LIMITED.  
Chicago Motor Coach vs Chicago (337 Ill.200, 169 NE 22, 66 ALR 834.): 
- Ligare vs Chicago (139 Ill.46, 26 NE 934.): 

- Boone vs Clark (214 SW 607, 25 AM JUR (1st) Highways, Sec. 163): "the use of the 
highway for the purpose of travel and transportation is not a mere privilege but a common 
and fundamental right of which the public and individuals cannot be rightfully deprived." 
 Sherar vs Cullen (481 F.2d 946): For a crime to exist, there must be an injured party. 
"There can be no sanction or penalty imposed on one because of this exercise of 
Constitutional rights." 
 Kent vs Dulles (357 U.S. 116, 125): "The right to travel is part of the Liberty of which the 
citizen cannot be deprived without due process of law under the Fifth Amendment." 
 Miranda vs Arizona (384 U.S. 436, 125): "Where rights secured by the Constitution are 
involved, there can be no rule-making or legislation which would abrogate them." 
 Miller vs U.S. (230 F 2nd 486,489): "The claim and exercise of a Constitutional right 
cannot be converted into a crime." 
 Mugler vs Kansas (123 U.S. 623, 659-60): "Under our system of government upon the 
individuality and intelligence of the citizen, the state does not claim to control him/her, 
except as his/her conduct to others, leaving him/her the sole judge as to all that affects 
himself/herself."  
Declaration of Independence, Par.2: "Governments derive their just powers from the 
consent of the governed."  
Thompson vs Smith (154 SE 579): "The right of a citizen to travel upon the public highways 
and to transport his/her property thereon, either by carriage or automobile, is not a mere 
privilege which a city may prohibit or permit at will, but a common right which he/she has 
under the right to Life, Liberty, and the Pursuit of Happiness." 
 STRATEGY 7: DEMAND THE EVIDENCE - When it is your turn to introduce evidence and 
testimony, this is where you are bluffing the court into exposing their fraudulent jurisdiction over 
you. It is your driver's license and application (i.e. a government contract) which binds you to the 
traffic statutes. So given that you haven't yet rescinded your contract, then this is what's really 
holding you liable for complying with the statutes. Of course, they don't want to reveal that to 
anyone. So here you must simply declare that the court has yet to prove its jurisdiction over you 
(under the insidious 14th Amendment), and demand that the court place in evidence the contract 
that they must be using to enforce laws upon you without your consent or knowledge. Do this 
especially if you have reserved your this right, explicitly, at the beginning of the hearing. When 
the judge refuses, then Motion to Dismiss because of failure to make evidence to establish 
jurisdiction. If they refuse to budge, object and ask the judge if he/she has made a judicial 
determination that violates your (reserved) right to introduce evidence relating to your case. 
 STRATEGY 8: MOTION FOR RECUSAL - This is perhaps your last chance to avoid going to 
trial. You can use this strategy now (at plea bargaining) or anytime up until the Trial (see below). 
Because the judge has steamrolled over all your previous attempts to educate the court in its 
errors, you are demanding the judge to dismiss himself/herself from the case. Here's the drill : 
 "The accused feels that this court is not only wholly prejudice against the accused, but is so 
totally uninformed and ignorant to its Nature, authority, responsibility, application of 

Remedy and of Law, and specifically with respect to jurisdictional fact, as to make any 
further hearing of this matter before the court - extrajurisdictional - and therefore makes 
any subsequent verdict of guilty, by this court or by jury, subject to immediate reversible 
error in Appeal." 
If the judge accepts this, then you get to start all over with a new judge, with your new and 
improved technique and strategies. 
 STRATEGY 9: MOVE FOR A FINDING OF FACT - This is for any time you have successfully 
cornered the judge into making a questionable judicial determination of some 'rule' or issue 
affecting your case. You are sure that he/she is trying to hide something (such as evading your 
questions) that is fraudulent, and you are prepared to expose it whether the finding is "YES"  or 
"NO". One way, you are exposing the judge's lie, mistake, or fraud, the other way, you are 
reclaiming one of your rights that will prove your Defense. Either way, you can't lose; you can 
only embarrass them toward Dismissal. Dig into the details of the real Law and the real issues. 
 STRATEGY 10: MOTION TO SUBPEONA WITNESSES - This is your reserve plan to buy 
more time before trial (if any), and to summon 'hostile' witnesses for you to question during trial. 
You have the right to call any witness to the stand during trial, but if there is someone who does 
not want to be there for you, you need to formally identify who they are, and their addresses, and 
explain that their testimony is vital to your defense. The court must then issue the warrants, as a 
result of the Motions Hearing, and serve them from the sheriff's department. They cost about $15 
each. The judge may try to deceive you into believing that you somehow aren't allowed to do this 
(like intimidation), so just get it all on record, corner the judge, and/or explain that you will not 
let him/her cheat you out of your 6th Amendment rights. 
 STRATEGY 11: PUT JUDGE ON NOTICE TO APPEAL - You must use this courtroom 
strategy every time the judge rules against your (presumably valid) Motion, any of them. The 
judge will try to intimidate you by ignoring the legal issues you present with your motions. So 
here is where you verbally put the judge on notice that you intend to Appeal his/he; ruling, 
because you know that he/she is violating your rights, or the law, and/or is committing fraud. The 
main purpose is to OBJECT to the ruling, and state ON THE RECORD why you believe the 
judge has made an error, thereby recording useful evidence against him/her. 
 STRATEGY 12: AGREE TO NOTHING -- This is an absolute must, to use with all of the above 
strategies, just in case the Prosecutor attempts to pull a fast one. If the Prosecutor should EVER 
propose a "Motion In Limime" or anything "in limime", you must flat out OBJECT and 
REFUSE. This is an attempt to prevent you from introducing your evidence and properly 
defending yourself, on equal footing. Do not agree to any such motions by the prosecutor. In fact, 
do not agree to anything that the Prosecutor deliberately says fast so that you do not understand. 
Better yet, the Motions Hearing is your show. Do not agree with anything or any motion that the 
Prosecutor has to offer. 
OBJECT  
STRATEGY 13 ? 
 ADDITIONAL STRATEGIES: There are some procedural options that you can motion for, such 
as Motion to Trial by Jury, Motion for Jury of 12 (instead of 6), Motion to Participate in the Jury 
Selection, Motion for the Court to Pay for Costs (because you are broke), etc. Just remember that 

you are now swimming upstream and dealing with particulars of your case, now fully under the 
fraudulent statutory jurisdiction, by now you are probably at risk of losing the chance to challenge 
jurisdiction in the eyes of the judge. So you should make this your highest priority. And make 
sure to read up on your general rights in the courtroom, as described in the beginning of this 
guide, and you should do just fine, all things considered. And again, be sure to bring all your 
friends and personal legal counselors with you to the Motions Hearing. They're going to know 
who you are! 
 THE TRIAL (including Pre-Trial Conference) 
 PURPOSE: The official purpose of the Trial is to test and determine if a crime has indeed been 
committed, and whether you are indeed guilty of that crime. Of course, you already know that 
they have already decided you are guilty, have already harassed you, threatened you, intimidated 
you, insulted you, and treated you as being guilty. Your vehicle may have already been 
impounded, and you may already have been arrested as a criminal. So mostly, this big to-do about 
the trial is to make a grand showing to the People, to 'prove' just how dangerous and evil you are 
for standing up for your rights, thereby threatening the system and the racket. So your purpose, 
since you have sunk into it this far, is to get the case dismissed before the jury (or judge) makes a 
formal decision on your guilt.  
WHAT TO EXPECT: The longer your case is in court, the more it will feel that the legal system 
is some large corporate beaurocratic nutcracker, and more firmly clasped to some most delicate 
part of your anatomy. The prosecutor will attempt to deceive everyone into believing his/her 
illusions. The judge will pretend to be a fair referee during the entire trial, which will consist of 
Conference, Jury Selection, Jury Instructions, Opening Statement, Testimony, Final Statement, 
and Deliberation, as follows: 
 Pre-Trial Conference - in the judge's office, they will tell you that there are important 'matters' 
to agree on before the jury selection, such as your list of possible witnesses. You are there only 
because they need and want something from you. Here is where they will politely try to con you 
out of your rights, the juries rights, and then politely threaten you off-the-record. They are just 
testing if you know how to defeat them, and sizing you up to see just how much they can get 
away with. Here is where you will see just how vital is for them to control you, the jury, the 
procedure, and the final decision. The judge will probably attempt to hold you responsible for 
conducting your case as a licensed attorney (hah hah). You may just decide to put the prosecutor 
on the stand, to explain the nature and cause of the accusations. 
 Jury Selection - (If you have chosen to have a jury) You will agree on the procedure, and then 
interview prospective jurors, one-by-one, to determine whether you want them to decide your 
case. You will ask them specific questions, relating to how they feel about the issues relating to 
your case. This is called "voir dire", which means you want some idea of how they intend to 
perceive your case. You will be able to dismiss some of those that you feel will decide against 
you. Then you will be politely asked to "Pass the Jury for Cause", which means you accept the 
jury, as is stands, to rule on your case. They will not tell you that you can Refuse the Jury for 
Cause. 
 Jury Instructions - (If you have a jury) - You, the judge, and the prosecutor, all have the right to 
propose formal instructions for the jury to have copies of. They WILL be dictating to the jury 
EXACTLY what they want them to know about, and ONLY what they want them to know; so 
you should also prepare some jury instructions ahead of time. (See strategy below) 

 Opening Statement - This is where the judge and jury (if any) hear from both sides, why they 
are here, why you are here, what they intend to show, and what they can expect to hear as 
evidence and testimony. So you need to have this typed up ahead of time, summarizing the 
essential understanding of why your defense is superior to the prosecutor's offense. 
 Testimony - This is where both sides take turns calling witnesses to testify on their behalf to 
establish their respective positions. You will be asking your own witnesses specific questions that 
you have prepared ahead of time. After the prosecutor asks his witnesses questions, then you can 
shoot down their evidence by asking them your own questions during your cross-examination. 
 Final Statement- Here is where you summarize what has happened in court, what you have 
logically shown, what the witnesses have clearly established, what conclusions have obviously 
been revealed, and why the judge (or jury) must therefore reach a verdict of NOT GUILTY. If 
you have a jury, this is where you must emphasize and re-emphasize your few basic points. Here 
you must also remind them of your jury instructions and their duty to bring the justice into court 
which is representative of the People. 
 Deliberation - Nothing to do here but wait. You're done, the judge or jury is deciding your case. 
Whatever you left un-addressed in court is now just hypothetical history. 
 WHAT TO DO: Know your stuff; know your rights, work out your plan ahead of time, be 
prepared, take every opportunity to win, expose, embarrass, and keep the prosecutor, and the 
judge, from getting away with fraud and abuse. Try to win the case before the trial; if not possible 
try to win before Deliberation; the closer you get to that, the less likely your chances of winning. 
Here's a few more ideas: 
 STRATEGY 0: MOTION TO DISMISS BY DEFAULT, BEFORE TRIAL - Use this if the 
current date, before your trial date, is already more than 6 months after the citation date. Send in 
this motion with a Notice of Default, stating that the court has already violated your 6th 
Amendment right to a speedy trial, thereby voiding the case against you. You win. 
 STRATEGY 1: RECUSE THE JUDGE, BEFORE TRIAL - (They really don't want you to know 
about this one) This is a delay tactic, in which you are dismissing the judge, several days before 
the scheduled trial, because you have discovered something about him/her that compromises the 
trial being fair, such as obvious bias against you, violation of his/her Oath to Office, failure to 
record such an Oath with the proper office, misconduct in a previous hearing, a known record of 
hostility toward the accused, failure to show evidence of status (e.g. green card, title of nobility, 
attorney's license, and/or certificate of status). Guess at this if you have to. These judges are all so 
crooked, you're bound to hit a tender spot. This strategy gives you more time to prepare for trial, 
and a chance to try for the previous Strategy 1 again. 
 STRATEGY 2: CALL THE BLUFF IN CONFERENCE - Here is where you are turning their 
own addiction to power and control against them. Bring your hidden pocket tape recorder with 
you into the Conference, the morning of your trial; and have it in record mode (with a fresh tape 
and batteries) as soon as you walk into the judge's office. You are going to let their implicit 
conversation (and their hidden real intentions) unfold and develop. When they try to threaten you 
with Contempt of Court, and/or warn you not to tell the jury certain "things", and/or to deceive 
you into giving away your rights (such as trying to hold you to conduct your case as a licensed 
attorney), here is where you make your stand. You are off the court record, so you can say 
anything you want, and however you want (After all, that's what they're doing). 

So, if they try to pull any of this fraud, expose it immediately, and shoot down their lame excuses. 
Get it all on tape. Tell them that there is no law which compels you to waive your Constitutional 
rights. Tell them that there is no law which compels you to obey any of their rules which apply to 
licensed attorneys because you have no such license or Oath to the Bar Association. You are 
going to conduct your case according to how you see fit, as your own 'pro per' defense counsel. 
Tell them that there is no law which prohibits the Jury from being informed of the Truth, their full 
rights, and their power of authority. If they want you to even think that there are such laws, they 
will have to show you the written law. 
If they put up a fuss, demand to see their licenses, green cards, or titles of nobility, now that they 
are trying to use their secret treasonous tricks against you. If they insist they are right and that you 
have to obey the rules that the judge dictates to you, then demand to see such rules, to back up 
their bluff with legal evidence. Otherwise, tell them they can forget it. Ask them what they are 
attempting to hide. They may avoid your questions by stating that they have no time to answer 
them, no problem, just tell them that you have no time to conduct your defense until your 
questions are answered; sit on them. You can wait longer than they can, it's your trial and your 
neck on the line! You have infinite time. 
Then look at them straight in the eyes and tell them that what they are doing is fraudulent and 
illegal, and that now they know that you know. Tell them that you will expose their fraud in 
court, ON THE RECORD, if they even dare threaten you with Contempt of Court for exercising 
your rights. Tell them that they both could easily be facing charges of Treason, and Conspiracy to 
Commit Fraud and Treason. When all the Truth has been exposed, then tell them that the entire 
conversation is on tape, and watch them sweat for a change. The judge or prosecutor may then 
offer to dismiss the case right there. Just make sure you give your hot tape to a friend for safe 
keeping, when you walk out of the judge's office. Oh, they're going to regret being in court with 
you. 
 STRATEGY 3: RESERVE ALL OF YOUR RIGHTS UP FRONT - This is your insurance 
policy against any attempt, by judge or prosecutor, to force you to waive your rights. So all you 
do is reserve them up front, when you first enter the court for jury selection, and ON THE 
RECORD. This way you can still eventually win the game, even if you go all the way to Appeal. 
Then, when it's your first turn to speak, you just get up and announce your intent to make a 
reservation of rights. Just read your list of every right that you feel applies to the conduction of 
your Defense. Use the list at the beginning of this guide as a start. Use the Constitution if you 
have to. Make sure to include Freedom of Speech, the right to a Fair Trial, the right to an 
Unbiased Jury, the right to Legal Counsel, the right to be informed of the Nature and Cause of the 
accusations, the right that all Evidence being used against you, including Contracts, be Placed in 
Evidence by the court, the right to Call Witnesses, the right to Introduce Evidence, the right to 
Travel, and the right to Life, Liberty, and the Pursuit of Happiness. This way, it the judge should 
instruct you not to do something, i e waive your right to do it, you can then remind the judge that 
you have already reserved your rights, and then force him/her to make a judicial determination 
whether you have those rights or not. You just catch them in the act, on record. Get it? 
OK. Your valid and explicit reservation of rights removes any implied consent, so if they still 
want to pursue the case against you, then you must demand that the court now place in evidence, 
a document, nexus, or some legal instrument which 'binds you to the state of the forum' (e.g. a 
contract that you signed, as required by U.C.C. 3-401, which requires your compliance). If you 
are not bound to the 'state of the forum', you are basically a 'non-resident' to the court's 

jurisdiction. So if they don't cough up the evidence, then Motion for Dismissal by default. If you 
motion is denied, then Motion for Discovery to place the missing document(s) in evidence. Make 
them work for it. Tooth and nail. Tooth and nail. 
 STRATEGY 4: INFORM THE JURY BY CLEVER QUESTIONING -- This is where you 
carefully construct your 'voir dire' questions so that they inform the jury of their true and full 
rights, their true function m the courtroom, and knowledge of their full authority and power; yet 
so cleverly that you are not charged with Contempt of Court. You want to select a jury that can 
understand the real issues, and see that you really represent them as the People. You see, the 
problem is that the judge and prosecutor cannot afford to let the jury know what their rights are, 
or their true power of authority. Because, then they would lose their control and false authority 
over them. They want the jury to be just as fearful and ignorant as possible, so that they will just 
do what they're told, find you guilty, and be all done and home in time to make dinner. Another 
problem is that there is a relatively large amount of information to convey, and a small amount of 
time to do it, plus they will be nowhere near as knowledgeable of the Truth as you are. So the best 
way to use this strategy is to ask every juror, one by one, all of your questions, so that they will 
all hear the information contained in the questions at least 12 times each. Make a box diagram of 
2x6, i e 2 rows of 6 boxes, so you can write in the names of the jurors when they are introduced, 
you will them know them and address them by name. You want to establish a good rapport. Here 
are a few good questions : 
 1. "Mrs. _______________ , as a juror, do you feel you are an instrument of the court or an 
instrument of the People?" 
 2. "Mrs. _______________ , are you here because you feel a civic duty to vote your 
conscience, or are you here because you feel threatened by the law if you don't comply the 
court's wishes?" 
 3. "Mrs. _______________ , are you aware that, as a juror representing the People, you are 
empowered to vote completely independently from the rest of the jurors?" 
 4. "Mrs. _______________ , are you aware that, as a juror representing the People, that 
your single vote of NOT GUILTY is enough to acquit me of the charges?" 
 5. "Mrs. _______________ , are you aware that, as a juror representing the People, you are 
empowered to vote your conscience, regardless of anyone else's coercion or instructions, 
including the judge." (The prosecutor is likely to OBJECT) 
 6. "Mrs. _______________ , How do you feel about jury duty? (service, duty, honor, 
drudgery)" 
 7. "Mrs. _______________ , Do you know your full rights and power in this court?" 
 8. "Mrs. _______________ , Do you know that you are entitled to, and authorized to vote 
your conscience? according to your own sense of right and wrong?" 
 9. "Mrs. _______________ , Do you know that your decisions override the judge? more 
power?" 

 10. "Mrs. _______________ , Do you know that you are above the law? not constrained to 
law or facts ? ... that you have the right to judge the justice of the law?" 
 11. "Mrs. _______________ , Do you know that you have the right to acquit and NULLIFY 
any law that-you feel is unjust? morally wrong? or not serving the People?" 
 *Note above, that the 1st question deliberately puts each juror on the spot for questioning and 
deciding their true purpose as a juror. Unfortunately very few have any idea that they are duped 
into being mere instruments of the court, thereby proving the jury to be robot extensions at the 
judges orders. Why have a jury at all if they are programmed to do what the judge would do on 
his/her own without a jury? The answer is that, although the jury was originally intended to bring 
the Conscience and Jurisprudence into the court as a check against the tyranny, the court still 
needs them to make a showing, a political appearance. 
So, if you observe from the questions above (especially the 1st one), that the jury simply does not 
really know what their true function is, or what their full rights are, you now have every reason to 
Refuse the Jury for Cause, because they are not your peers, they don't understand the issues as 
well as you do; they don't even know what their civic responsibilities are why they are there. If 
anyone complains, you may ask. 
 "Why should the People of _______________ , represented by the jury, believe only what 
the judge tells them? The judge is only a government employee, working for the People. 
How can we possibly guarantee that the judge is telling the Truth and the Whole Truth, and 
nothing but the Truth?" 
Also note how all of these questions inform the jury that something is very wrong with what they 
have been told by the courts. Your jury will be deciding your case, but unless you educate them, 
they will just follow the judge's fraudulent directions to vote according to the laws dictated to 
them. This is why you need an informed jury. There are many 'Informed Jury pamphlets and 
reference books to utilize for this, and we suggest you find everything you can on the subject, so 
that you walk into court with your questions fully prepared. 
You will have to word the questions such that you don't upset the judge enough to charge you 
with Contempt.  
STRATEGY 4A: BAIT THE PROSECUTOR WITH YOUR JURY QUESTIONS -- This 
strategy, combined with #4 (above) gets right down to the heart of their fraud. It is complicated 
because it is your most powerful general technique, and because it undermines the very critical 
foundation of their tyrannical control of the jury and outcome; so you must study this carefully. It 
could easily win your case regardless of the charges, and they are not going to give up easily. 
This could be your most skillful technique still available, in cornering the judge. 
1. When the prosecutor OBJECTS to question 11 above (It WILL happen. The prosecutor will 
choke on the word NULLIFY, because he/she can't afford for the jury to know their rights), 
you must immediately challenge their efforts to silence you. You must MOTION TO 
DISMISS on the grounds that  
"The Prosecution has compromised the accused's 6th Amendment right to an independent 
jury, taken from the cross-section of the community, which reflects the norms and values of 

the community. The Denial of an independent jury infringes upon the procedural due 
process of the 5th Amendment." 
 2. If your Motion is denied, explain to the judge that THERE IS NO LAW which prohibits the 
jury from knowing their right to acquit and nullify laws that they disagree with, according to 
conscience. Press the judge into explaining why he/she is deliberately keeping the jury ignorant. 
OBJECT if the judge evades the question. 
 3. If the judge orders you to discontinue this line of questioning, then ask the judge, for 
clarification, if he/she has indeed made a judicial determination that the jury is prohibited from 
knowing about their rights to acquit and NULLIFY the law. If "NO" then the case must be 
Dismissed because of the Prosecutor's objection (above). If "YES" then Motion for a Finding of 
Fact, to prove or disprove the judge's bluff. He/she must now place legal proof in evidence that 
somehow justifies the fraud. Corner the tyrant. The judge is trying to deceive everyone that his 
Word is Law because he/she says so. 
 4. If the case is not dismissed (motion denied), then look the Judge straight in the eye and 
OBJECT. Put him/her on notice that this is a treasonable judicial error and that you intend to 
Appeal it. Then move for Dismissal because the jury is now obviously no longer impartial, as 
required by the 6th Amendment. If this doesn't work then Refuse the Jury for Cause, because of 
their obvious bias against your defense. 
 5. If judge then tries to PASS THE JURY FOR CAUSE, essentially ignoring your Motions, 
inform the judge that he/she may be Practicing Law From the Bench. Then MOTION FOR A 
FINDING OF FACT to determine if the judge can legally get away with it. 
 STRATEGY 4B: MAKE A 1st AMENDMENT POLITICAL JURY SPEECH -- This is also a 
trap that you set for the Prosecutor, used in conjunction with Strategy 4 above. As soon as you 
start informing the jury, without questions, the Prosecutor will OBJECT. 
 1. When the prosecutor objects, then Motion for the Judge to make a Legal Determination as to 
whether the political speech of jury nullification is a direct, disruptive influence on the judicial 
matter at hand. If "YES", then call the bluff and MOVE FOR A FINDING OF FACT. Make the 
judge squirm to Justify his/her fraud if "NO", then say "Thank you; Also, your honor, I 
reserve my right, as politically protected speech, to inform the jury during opening 
statement, closing statement, and trial, to disregard the substance of the law in the matter at 
hand, pursuant to the 6th Amendment guarantee that the jury be the judges of fact AND of 
the law." 
 2 If your Motions are DENIED, then REFUSE TO PASS THE JURY FOR CAUSE because of a 
corrupted independence of the jury and BIAS in the favor of the prosecution. 
 3. If judge tries to PASS THE JURY FOR CAUSE, essentially ignoring your Motions, inform 
the judge that he/she may be Practicing Law From the Bench. Then MOTION FOR A FINDING 
OF FACT to determine if the judge can legally get away with it. 
STRATEGY 5: SEED THE JURY BEFORE TRIAL - This is an arrangement you can work out 
ahead of time, but only if you know someone on the jury list. The definition of "jury of peers" 
includes "people who know you in the community". The problem comes when the judge and 
prosecutor unfairly violate this, by dismissing jurors who admit to knowing you. What's even 

worse is when a juror admits knowing you, the prosecutor then proceeds to insult and abuse their 
honesty by asking about intimate and personal details, unrelated to the case. They just aren't 
playing fair, so neither should you. Your friend selected for jury duty might just want to show up 
and pretend not to know you and then vote NOT GUILTY, simply because he/she knows the 
Truth, and this is the one sure way to neutralize the court's fraud. The truth is that there is NO 
LAW which prohibits jurors from knowing the accused, and NO LAW which prohibits any juror 
from knowing that they can vote NOT GUILTY, for the purposes of acquittal and/or revoking a 
bad law. 
 STRATEGY 6: SUBMIT YOUR OWN JURY INSTRUCTIONS - This is where you place the 
Truth in front of the judge and prosecutor, and then watch them squirm out of allowing the jury to 
read it. You and your apposition will be formally reviewing and agreeing on each of the 
instructions the jury is going to be allowed to read. It's another phase of the game that's rigged 
against you, but you can make sure that all of their fraud and bias against you gets onto the 
record. Make sure your instructions are each typed up on separate pages, and make copies 
available for the judge and prosecutor. If you have not had enough time to review the prosecutor's 
instructions, then say so. Demand and Motion to postpone the trial until you have been given 
adequate time to review the prosecutors instructions. It's your pro-per right as your own Defense 
counsel. Don't let them railroad over you. 
 1. Ladies and Gentlemen of the Jury, you are instructed that: "No juror can ever be punished 
for his/her vote. God and the juror's own conscience is the only authority." 
 2 Ladies and Gentlemen of the Jury, you are instructed that: "Never yield your sacred vote in 
favor of peer pressure or majority. Your own conscience is more important. You are not 
here to simply agree. You are not a rubber stamp." 
 3. Ladies and Gentlemen of the Jury, you are instructed that: "The only power the judge has 
over the Jury is the power of intimidation and what he doesn't tell you. It's not real power. 
Don't give yours away." 
 4. Ladies and Gentlemen of the Jury, you are instructed that: "A single final vote of NOT 
GUILTY is all it takes to nullify an unjust or questionable law." 
 5. Ladies and Gentlemen of the Jury, you are instructed that: "This is where the People have 
more power than the President, and your decision is IRREVERSIBLE and 
IRREPROACHABLE." 
 6. Ladies and Gentlemen of the Jury, you are instructed that: "The prosecutor must prove to 
YOU guilt beyond any Reasonable Doubt. This means that if you suspect that ANYTHING 
is wrong with the picture as presented to you, I must be innocent." 
 7. Ladies and Gentlemen of the Jury, you are instructed that: "The jury gets to decide what 
reasonable doubt means." 
 8 Ladies and Gentlemen of the Jury, you are instructed that: "The jury is the acid test of 
whether the government system is really doing its job, OF THE PEOPLE, BY THE 
PEOPLE, FOR THE PEOPLE." 

9. Ladies and Gentlemen of the Jury, you are instructed that: "The Judge may NOT instruct 
and pressure the Jury that they MUST reach a unanimous decision SOON (with some false 
concern for burdening the taxpayers)." 
 10 Ladies and Gentlemen of the Jury, you are instructed that: "THINK: If the jury was 
constrained to the Letter of the Law as dictated by the judge, we wouldn't need a jury to 
begin with: that's the judge's job." 
 11. Ladies and Gentlemen of the Jury, you are instructed that: "There is NO LAW or COURT 
DECISION that has decided that jurors DO NOT HAVE the power to acquit and nullify, 
despite the law or the facts of the case. This would comprise TYRANNY, and destroys the 
purpose of the Jury." 
 12. Ladies and Gentlemen of the Jury, you are instructed that: "The jury has IRREVERSIBLE 
power to acquit and nullify the law, for whatever reason it deems appropriate." 
 13. Ladies and Gentlemen of the Jury, you are instructed that: "Jurors not only have the right, 
but also the DUTY to nullify bad laws by voting NOT GUILTY." 
 14. Ladies and Gentlemen of the Jury, you are instructed that: "No juror should, in principle, 
vote against his conscience, and later have misgivings and/or apologies for the accused." 
 15. Ladies and Gentlemen of the Jury, you are instructed that: "The writers of our constitution 
DEFINED a jury as group of citizens who were to judge the rightness of the law, as well as 
the facts in any case, according to their own conscience. JOHN JAY, THOMAS 
JEFFERSON, JOHN ADAMS, ALEXANDER HAMILTON, JAMES MADISON." 
 16. Ladies and Gentlemen of the Jury, you are instructed that: "Our constitution has set up 5 
tribunals with the power to veto any Law: Senate, House of Representatives, Executive, 
Judicial, and the JURY. The Jury has the final say in the letter of the Law." 
 17. Ladies and Gentlemen of the Jury, you are instructed that: "Our forefathers intended the 
jury to serve as one of the tests a law must pass before it assumes enough popular authority 
to be enforced."  
18 Ladies and Gentlemen of the Jury, you are instructed that: "The base of all governmental 
power was established with, and always intended to remain with WE THE PEOPLE. 
Remember: Of the People, By the People, and For the People." 
 19. Ladies and Gentlemen of the Jury, you are instructed that: "If a juror accepts as Law that 
which the judge states, then the juror has accepted the absolute authority of a 
GOVERNMENT EMPLOYEE, and thereby has surrendered the power which is meant for 
THE PEOPLE."  
20 Ladies and Gentlemen of the Jury, you are instructed that: "Remember, that it was bad laws, 
forced martial laws, corrupted courts, taxes without consent, and deprivation of rights that 
brought our ancestors to this country to begin with." 

 21 Ladies and Gentlemen of the Jury, you are instructed that from: Chicago Motor Coach vs 
Chicago (337Ill.200, 169 NE 22, 66 ALR 834.): 
- Ligare vs Chicago (139 Ill.46, 28 NE 934.): 
- Boone vs Clark (214 SW 607, 25 AM JUR (1st) Highways, Sec. 163): 
"The use of the highway for the purpose of travel and transportation is not a mere privilege 
but a common and fundamental right of which the public and individuals cannot be 
rightfully deprived."  
22 Ladies and Gentlemen of the Jury, you are instructed that from: Sherar vs Cullen (481 F.2d 
946): For a crime to exist, there must be an injured party. "There can be no sanction or 
penalty imposed on one because of his exercise of Constitutional rights." 
 23 Ladies and Gentlemen of the Jury, you are instructed that from: Kent vs Dulles (357 U.S. 
116, 125): "The right to travel is part of the Liberty of which the citizen cannot be deprived 
without due process of law under the Fifth Amendment." 
 24. Ladies and Gentlemen of the Jury, you are instructed that from Miranda vs Arizona (384 U.S. 
436, 125): "Where rights secured by the Constitution are involved, there can be no rule-
making or legislation which would abrogate them." 
 25. Ladies and Gentlemen of the Jury, you are instructed that from Miller vs U.S. (230 F 2nd 
486,489): "The claim and exercise of a Constitutional right cannot be converted into a 
crime." 
 26. Ladies and Gentlemen of the Jury, you are instructed that from. Mugler vs Kansas (123 U.S. 
623, 659-60): "Under our system of government upon the individuality and intelligence of 
the citizen, the state does not claim to control him/her, except as his/her conduct to others, 
leaving him/her the sole judge as to all that affects himself/herself." 
 27. Ladies and Gentlemen of the Jury, you are instructed that from: Declaration of Independence, 
Par.2: "Governments derive their just powers from the consent of the governed." 
 28 Ladies and Gentlemen of the Jury, you are instructed that from Thompson vs Smith (154 SE 
579): "The right of a citizen to travel upon the public highways and to transport his/her 
property thereon, either by carriage or automobile, is not a mere privilege which a city may 
prohibit or permit at will, but a common right which he/she has under the right to Life, 
Liberty, and the Pursuit of Happiness." 
 The prosecutor will submit some instructions and you will submit some, and they will try to 
discredit and dismiss yours in favor of the prosecutors. When they try to dismiss each one of 
yours, demand to hear specific legal justification for doing so. Don't let them get away with any 
vague or generic excuses. If there is nothing particularly wrong with an instruction, the jury must 
be allowed to read it. If the judge tries to dismiss an instruction because of not being relevant, 
then Motion for a Finding of Fact to determine the definition of 'relevant' and whether the 
instruction is relevant to your case. Make them work for their corruption. 

If you have an objection to what they are trying to pull off, you must Object to each instruction 
separately, and you must present specific argument and/or evidence that proves specific 
violations of law. Here are some more backup quotations, that you may use for evidence and/or 
instructions. 
 Thomas Jefferson: "I consider trial by jury as the only anchor yet imagined by man, by 
which a government can be held to the principles of its constitution." 
 John Adams: "It is not only the juror's right, but his duty to find the verdict according to 
his own best understanding, judgment, and conscience, though even in direct opposition to 
the direction of the court."  
John Jay (1st chief Justice US Supreme, 1789): "The jury has a right to judge both the law 
as well as the fact in controversy." 
 U.S. vs Doherty (473 F.2d 1113 1139, 1972): "The jury has an unreviewable power to 
acquit in disregard of the instruction on the law given by the trial judge." 
 U.S. vs Moylan (427 F2.d 1002 4th Cir. 1969): "We recognize the undisputed power of the 
jury to acquit, even if its verdict is contrary to the law as given by the judge and contrary to 
the evidence ... If the jury feels that the law under which the accused is accused is unjust, or 
that the exigent circumstances justified the actions of the accused, or for any reason which 
appeals to their logic or passion, the jury has the power to acquit and the lower courts must 
abide by that decision."  
State of Georgia vs Brailsford,( et a1 3 Da11. 1): "The Jury has the right to take it upon 
themselves to judge both the law and the facts of the case, as well as any fact in 
controversy."  
Abraham Lincoln: "The People are the masters of both Congress and the Courts, not to 
overthrow the constitution, but to overthrow the men who pervert it" 
 George Washington: "The preservation of the sacred fire of Liberty and the Republican 
model of government is entrusted to the hands of the American People." 
 STRATEGY 7: OPENING STATEMENT PLANT - OK, somehow, you're still on for trial, and 
you are now going to make your Opening Statement. This strategy is just a way to expose the 
prosecutor's strategy, negatively planted in the minds of the jury (or judge). You can easily use 
this if you can present evidence or testimony that contradicts or exposes the fraud in the 
prosecutor's case against you. So with the format given at the beginning of this section, you can 
add something like  
"You will see, People, that the prosecutor's argument and accusations are STUCK; STUCK 
in an unfair system of contradictions. You will see that all he/she can do is a kind of 
REWIND AND PLAYBACK: ..well you did this or that, and it says here that this is a crime, 
etc.; without also showing you the other evidence and laws that apply, and without asking 
you to even think about the contradictions. However, that because of these contradictions 
and evidence that the prosecutor does not want you to see, you will see from my Defense, the 
statutes I stand accused of CANNOT POSSIBLY APPLY to this case, and I want you to 
remember this point: No statute can lawfully be enforced where it does not apply." 

 Keep it simple and to the point, but be emphatic. Remember to include in your opening statement 
a strong reminder that you are not obliged to prove innocence, it is instead the prosecutor's 
responsibility to prove guilt. All you are obliged for is to show reasonable doubt as to the validity 
of the prosecutor's accusations. 
 STRATEGY 8: DEMAND THE EVIDENCE - When it is your turn to introduce evidence and 
testimony, this is where you are bluffing the court into exposing their fraudulent jurisdiction over 
you. It is your driver's license and application (i e a government contract) which binds you to the 
traffic statutes. So given that you haven't yet rescinded your contract, then this is what's really 
holding you liable for complying with the statutes. Of course, they don't want to reveal that to 
anyone. So here you must simply declare that the court has yet to prove its jurisdiction over you 
(under the insidious 14th Amendment), and demand that the court place in evidence the contract 
that they must be using to enforce laws upon you without your consent or knowledge. Do this 
especially if you have reserved your this right, explicitly, at the beginning of the hearing. When 
the judge refuses, then Motion to Dismiss because of failure to make evidence to establish 
jurisdiction. If they refuse to budge, object and ask the judge if he/she has made a judicial 
determination that violates your (reserved) right to introduce evidence relating to your case. 
 STRATEGY 9: ADMISSION OF TRUTH BY TESTIMONY - This is perhaps the best way to 
educate and inform the jury, as well as getting evidence against the judge and prosecutor on 
record. Here you are going to call some of your friends, perhaps even your legal counselors, to 
the stand, for the sole purpose of 'spilling the beans' with their testimony. All you have to do is 
work out ahead of time, with each of your witnesses your plan of questions and answers. You are 
going to ask questions relating to your case, your actions, the statutes, the officers actions, how 
they feel about the law, what they would do if they were the judge or jury, etc. If necessary, you 
may even ask them about the court procedure itself as its going down. You can bet your life that 
the prosecutor has already made such arrangements with the officer. So here's your chance to 
even the score. The main purpose is to admit all the evidence which supports your defense 
arguments (including law), educates the jury of their rights, and corners the judge into a 
fraudulent legal determination. If they try to silence your witness, you can OBJECT tell them 
they are out of order, the witnesses have the right to say whatever they want, and they are sworn 
to tell the whole Truth, not just what the court wants to hear. They are faithfully answering the 
questions put to them, and testimony cannot be denied. Your witnesses can even reprimand the 
judge:  
"Your Honor, I have sworn to tell the Truth, the whole Truth, and nothing but the Truth, 
and unless you can legally defraud this me, and this court, out of my Oath of Truth, then 
this is exactly what I intend to do." 
 Instruct your witnesses to verbally defend themselves against any insult, offensive remark, 
insinuation, or intimidation by the prosecutor or judge. 
 STRATEGY 10: PLAY LEGAL COUNSEL - During the Testimony, this is just you conducting 
your brilliant defense as planned, and described in the Motions strategies (previous section), to 
outwit, outmaneuver and back the judge into an embarrassing position of having to make a 
determination. Use any of the still-available strategies to keep the prosecutor on a short leash. 
You are not going to let anything get by you this time. Your tools are your intelligence, your self-
esteem, the Truth, your evidence, your witnesses, the court record, your knowledge, your 
strategies, and your legal counselors. 

 STRATEGY 11: HALFTIME MOTION TO DISMISS - This is a freebee, after the testimony. 
You are allowed to Motion the court to Dismiss the case, at this time, because of lack of evidence 
against you. Do it. 
 STRATEGY 12: FINAL STATEMENT PLANT - This is your last chance to win the trial part of 
the game (if you are still in the game). Just as in the opening statement, you are going to plant a 
negative perception of the prosecutor in the minds of the jury (or judge). The prosecutor gets the 
last word in, and you can bet that he/she will be shooting your case down also. So what you'll 
want to do here is to remind the court (jury) of exactly what you asked them to look for in your 
opening statement. Sum up the results of your defense as you have so brilliantly presented it. 
Remind them of how your defense actually shows that you actually represent the People, the jury, 
and anyone wanting fair laws. Then remind them of the prosecutor's feeble attempt to 
rewind/playback his/her illusion. Keep it simple and emphatic. 
Then make a guess at which illusion he/she will try to shoot down this final statement with. It 
could go something like: "Just look at what has happened here today. Our alleged 
prosecuting attorney, CLAIMING TO REPRESENT YOU, the People of the State of 
_______________ has just demonstrated his/her choice to INSTEAD HARASS AND 
INTIMIDATE ALL OF US into obeying laws which are forced upon us, as slaves, without 
our vote, without our consent, without our approval, nor injured party. In fact the only 
things that they have from us, to force these laws, is our money and our lack of resistance. 
Think about this... 
What's wrong with this picture? The prosecutor may even stoop so low as to claim that I am 
guilty because _______________ , or that you People are, by my minding my own business, 
somehow injured by _______________ . If you can possibly believe (fall) for this illusion, 
then how can _______________ (some obvious contradiction) be true?" 
Convince them that has been more then enough 'reasonable doubt' presented that the accusations 
are unfounded, that they have too many holes in them to prove guilt beyond doubt; and that we 
are INNOCENT until proven guilty beyond doubt. 
Finally, make sure each juror understands that each can vote NOT GUIILTY, for any valid reason 
they see fit, independent of the others, the vote does not need to be unanimous. Stick to your 
convictions. Tell them that the only fully-informed and fully responsible vote possible, in light of 
what we have all seen and heard, is NOT GUILTY. 
 *Final Notes: Remember to use all of the general strategies at the beginning of this guide, as 
your survival tools, in order to deal with the prosecutor and judge. Review your entire courtroom 
plan the day before the trial. Get plenty of sleep the night before, knowing that you are well 
prepared to defend your rights and expose as much of their fraud as necessary to win your case. 
Sleep and rest is much more valuable than staying up late cramming. 
 STRATEGY 13? 
 THE SENTENCING 
 PURPOSE: The Sentencing is just a formal slapping of your hand, because you have been 
'naughty'. They are teaching you a 'lesson' that the People will soon learn about, so that everyone 
will abide by the rules which enslave them. Because you have been found guilty, you must 'pay' 

some penalty back to the corporate State. Your purpose should be to either minimize your 
expenses, or to defer the case to Retrial or Appeal. 
 WHAT TO EXPECT: The judge will make a condescending speech to make you feel guilty or 
'responsible' for what they did to you. Pay careful attention. During this hearing, the judge will 
politely and cleverly ask for your consent to pronounce sentence against you. Then the judge will 
ask you questions about how guilty you feel and how much money you have. They all want to 
know how stiff they can make the fines, in order to bring more money into the 'cash register' 
court. The prosecutor will try to make the judge believe that you have been a particularly vile and 
contemptible criminal, and ask for maximum penalties. 
 WHAT TO DO: You must decide whether to continue standing up for your rights, or to bail out 
and cut your losses. The rationale should be based an how you feel, and what you can hope to 
gain either way. You must weigh your pluses against your minuses. If you haven't paid them 
anything yet, and you can tolerate the waiting period, then you might as well stand firm, because 
many cases are won back in Appeal. 
STRATEGY O: EXERCISE YOUR RIGHT OF ALLOCUTION - This will absolutely be your 
last chance to win without going to Retrial or Appeal. You are essentially going to refuse giving 
your implied consent to the Sentencing, and then go with the flow of how the judge responds. 
Speak with conviction. When the judge asks you "Can you think of any reason why I should 
not sentence you now?", or "Do you have any Objections to being sentenced now?", you 
immediately say YES!. 
This is where you can make a concise speech: "Yes, Your Honor, I Object to the sentencing at 
this time because, although the facts of the case may have been decided, the real issues of 
Law are still in question; and I give notice to this court that if I am sentenced at this time, I 
will raise my Objection to the appellate court, in the Nature of a writ of error." 
The Judge might try to shoot you down by saying that writs of error have been abolished. So then 
you would respond. "Yes I know; that's why I will raise my Objection in the NATURE of a 
writ of error; this makes my Objection a colorable writ, acceptable to a colorable court..." 
Then say finally: "... And as I'm sure you're aware, that upon the acceptance of my 
Objection, the transcript of this case shall be brought forth by this court, at its own expense, 
and that each and every legal determination shall be reviewable because of my preservation 
of the legal issues at hand." 
This should intimidate the judge into reversing the verdict and acquitting you of the case. If, and 
only if they still want to pronounce Sentence you can continue your Objection as follows: 
 Logically argue that what they have perpetrated upon you is not only an insult, but also a moral 
and civil crime against We the People, and that they could easily soon be facing charges of 
Treason, fines, and prison. Tell them you are aware of their controlling manipulations of 
procedure to create the appearance of being above the law, and under color of law, but because of 
the extent of their fraud and corruption, there is just no way to conceal it all completely from any 
reasonable investigation. Then tell them that the only power they have over you is that what you 
have freely given them. Thank them for the education, but now you know the Truth about them, 
and there is nothing more which you can possibly learn by virtue of their harassing and penalizing 

you. And the only way to prevent the People from knowing the God's Truth that you have 
discovered is to murder YOU. 
As you can see, this is a 'desperation' strategy, because you have already allowed them to take 
advantage of your inexperience, innocence, and/or ignorance, they have forced the judgment of 
Guilty upon you, using the corruptions of the system against you. Let the judge know that you 
will not give your consent to being sentenced, and that he/she is obliged to instead find a 
legitimate procedure to resolve the charges against you. The judge will be thinking twice about 
pronouncing sentence. You might even win by getting the case suspended indefinitely, because 
you have exposed the fraud that they must use to penalize you. 
 STRATEGY 1: PLEAD BROKE -- This helps you regardless of which way you decide to go. 
Tell them up front that you are sorry, but you have no money to give them. You are indigent; and 
you simply cannot afford to pay any of their fines or tributes. Tell them that you understand that 
the whole exercise, from the very start, has always been about taking your money under color of 
law. This lets them know that they have very little to gain by harassing you at penalizing you any 
further. They know that you know how fraudulent they are. 
 STRATEGY 2: ASK FOR RETRIAL - This is a what to try for if you feel you could do much 
better to win the game a 2nd time, and you can definitely identify and document specific defects 
in how the court handled your case. When you ask for or Motion the court for Retrial, it may not 
be granted, but it's worth a try, because of the extra time, and because you might finally win. You 
may have to schedule a separate Motions Hearing just to present your reasons why you should 
have a Retrial. Make sure one of the motions asks for a 'stay of execution' on your Sentence and 
Fines. This is a strategy to be used before you decide to appeal. 
STRATEGY 3: APPEAL THE CASE - This is your best plan if you want to hang in there and 
win the game, especially if you feel you have a good chance to expose the unfair treatment you 
received by the lower court. The good news is that you can defer the payment of your Sentence 
and Penalties for a long time, until your Appeal is resolved. And this makes the court work even 
harder to steal your money; plus, because of all the fraud in the lower courts, you are more likely 
to win in your Appeal. This is because you will be placing in evidence, at the very least, all of the 
appealable issues you placed the judge on notice for during the trial. 
Once you decide to Appeal, you do not need permission; it is your right. The judge will give you 
some time to give your notice. Just make sure that you Motion the court for a 'stay of execution' 
on your Sentence and Penalties until the resolution of your Appeal. The judge may force you to 
make bail as collateral for showing up in court when they call you. You can hire a bail bond 
person to guarantee you appearance. 
When the court hears your motion, the judge will try to intimidate you with the 'transcript costs' 
and filing fees, because they will insist that you need a written transcript of your trial, in order to 
Appeal. When this happens, remind them that you have no money, but that you will still be 
appealing your case; you do not need a written transcript, and the court's original taped transcript 
will do perfectly for your needs, and that you give your permission for the district judge to listen 
to it. 
The judge will be unnerved when you resist paying the stiff fees for the written transcript, and for 
filing, but only because they want to make sure that you lose money every step of the way. Then 
you can politely explain that since the original tape has more accurate information, and that since 

it is the court (not you), which requires an additional written transcript, then it is obviously the 
court which should pay for it, because you prefer that the district judge listen to the obviously 
superior original tape. 
If the judge refuses to cooperate further, then you can file a formal Notice and Demand and/or a 
separate Motion for Transcript Provided by the Court, in order to expose this tyranny (more time) 
before your case can be finally resolved. You will first have to write up an Affidavit of Poverty, 
and get it witnessed or notarized. Then use the appropriately labeled information in the Appendix 
for your 'Notice and Demand for Natural Right to Court Transcript' and/or your 'Motion for 
Transcript Provided by the Court'. Insist that your right to appeal is being denied its Due Process 
unless the court complies. 
 STRATEGY 4: PLEAD SORRY AND PAY UP - This admits defeat, but helps you to cut your 
losses and aggravation. The downside is that if you had really wanted to cut your losses, you 
should have pleaded guilty up front at the plea bargain; because they tend to make you pay less if 
you confess right away, without taking up their time. They always try to penalize you for standing 
up for your 
rights. But this way, at least you're not facing the additional court costs, transcript fees, emotional 
stress, and the risk of losing, if you abort the mission now. At least it gets you out of the legal 
system. 
 STRATEGY 5: ? 
 NOTICE TO APPEAL 
 Your notice to appeal, from Strategy 3 above, is just a single page notice, that you send with the 
same type of letterhead as any of your Motions, that states you intent to file for Appeal. Be sure 
to include your case number. The court will send you back confirmation that they acknowledge 
your intent, and the judge will give you so many days to somehow get a copy of your trial 
transcript and submit your Appeal Brief. 
The challenge is to type up your Appeal Brief without paying the cost of the written transcript 
(see above). The law says that you must refer to the trial proceedings 'with particularity' when you 
describe the court's defects and the judge's decisions that you are contesting in your Appeal Brief. 
This means that you need to be able to quote ward-for-word exactly what was said during the 
trial. 
Your first preference should be to exercise your natural right to have the court provide the 
transcript and fees, as described above. A second preference is to use the court tape recordings 
and notes, made by you and your counselors at the trial, to work out your Appeal strategy. Then 
you can estimate where on the court record tape to find the exact conversations involved. Then 
you can Motion the court to allow both you and the district judge listen to the tape, under 
supervision, so that you can get the exact conversations used into your Appeal Brief. It is possible 
to play the court record into a portable tape recorder; and it would not take too long for you and 
the bailiff to find the portions you are looking for, once you have estimated where to find them. If 
this becomes too much trouble, for either you or the court, then just pay the stenographer the fee 
for the written transcript and get it over with. 
 WRITING AND SUBMITTING THE APPEAL BRIEF 

 This is the most effort you will need to put out to finally win your case, because of alt the typing 
involved. But if you, or a friend have a personal computer (Freedom Machine), then you can 
easily copy, cut, and paste the common and repeated sections. The good news is that if this is 
your first appeal in this particular court system, they wi11 not expect you to know how to write 
the Appeal Brief, let alone a good one, because all the lawyers carefully guard the knowledge of 
how to do it, just as they try keep all of the standard legal information secret and 'proprietary'. 
The Appendix provides an outline and samples for you to follow. Naturally you will have to 
develop your Arguments and customize your Brief to the details involved with your case, and the 
issues that you are appealing. 
The Cover Letter simply states your intentions and reasons for submitting the appeal. The Table 
of Contents is self-explanatory. The Table of Authority simply lists the legal documents you are 
using to make your points and conclusions with. The Statement of the issues section simply 
summarizes the relevant legal questions implicated and raised by each issue. Each issue is then 
summarized in a Statement of Case, which briefly explains why the issue is in question. Finally, 
under each Statement of Case, is the detailed Argument supporting your case, followed by its 
own Conclusion. You may even include an optional Opposing Argument, to cover both sides. 
The Argument is a step-by-step legal and logical description of how the judge's or court's decision 
is in error, beginning with a list of legal references (i e. laws and case decisions). The Conclusion 
is a brief statement of which of the judge's decisions has been contested by the previous 
discussion, and what ruling you expect from the district court of Appeals. This should be 
REVERSAL (Not Guilty), RETRIAL (try again), or ACQUITTAL (cancel the whole show). And 
the last page of your appeal brief should be an Order form, just like in your Motions, but with the 
new case number issued by the district court. 
Your Appeal Brief must be as factual as you can make it. Do not exaggerate or imply anything, 
and do not use any offensive or subjective language. Your logic should be emotionless, but very 
complete, concise, and exacting. You are carefully leading the district judge to the same obvious 
deductive conclusions that you have reached. You are dispassionately exposing the Truth. 
When you submit your appeal to the court (and the prosecutor), the lower court will assemble 
prepare a list of all the paperwork they think or want the district judge to see, as your appeal 
package. They will give you so many days to review the list and/or contest it. So make sure that 
every last shred of court records and paperwork, that you want the district judge to see, is on that 
list. You may need to send them or file a Letter of Deficiency and Demand, to let them know 
which missing items need to be included. Make sure all of your written Motions and notices are 
included.  
FOLLOWING UP THE APPEAL 
 Now it is their turn to sweat. You have faithfully exercised your duty as an American Citizen to 
stand up for your rights in the face of civil injustice. The district court now faces all your 
evidence of the corruptions and fraud of the lower court, and they must resolve all of the issues 
and court decisions which have been placed in evidence. Many of the county judges have very 
little grasp of how crooked the entire legal system really is; and it is the district Appeals court's 
job to rectify most of the fraud and corruption. They have all gambled that you would never have 
the sense, inclination, or wherewithal to bring the case all the way to Appeal; now they must deal 
with their false assumption. 

It's just a matter of waiting for a decision, once you submit your appeal. Some courts make you 
wait a long time, sometimes indefinitely, before they decide what to do with your case. 
Sometimes, there is just too much embarrassment for their expected payoff, for them to be 
interested in, and you may be perfectly willing to leave your case in limbo, as long as your 
sentence and fines are indefinitely suspended. 
You may also have available the following bonus option: Some States' statutes impose a time 
limit on how long the district judge may sit on your case before deciding. In Arizona, it's 90 days; 
and if the judge exceeds this time limit, he/she is supposed to forfeit his/her salary for that quarter 
in which the 90 days expired. The rationale is that since the judge's salary is based on hearing so 
many cases per year, they should not be paid the full amount if they haven't earned it, by ignoring 
your case. Find out what your State statutes say about Judges and their limitations. Rest assured, 
they do not want you to know about this one. If you file a Notice of Default and Demand 
requesting the judge to forfeit his/her salary, you have nothing to lose; because even if the judge 
were to now rule against you, it would be in extreme Bias against you, and you can then Recuse, 
invalidate the decision, and demand another judge, and repeat the process. Taking advantage of 
such a limitation on the judge, could be a guaranteed ruling in your favor. Happy trails. 
 BEING IN THE RIGHT 
 You already know that you are in the right, and that the system is unfair and stacked against you. 
But the fact remains that it is still your system as much as anyone's, and that you are in it, left to 
play by whatever rules you are allowed by those who are in control. So there is no point in 
arguing or becoming militant You do not need to prove anything relating to Ego. By focusing on 
the Truth and standing in it, you maximize your chances of inspiring favorable responses in those 
around you. And you will soon be a master at this when you can consistently steer the officers, 
attorneys, and judges with your 'innocent' but revealing questions, so that they will eventually 
figure it out for themselves that you are in the right. If you beat them over the head with it, they 
will shut you down and become more militant. But if you can appeal to their sense of worth and 
respect, eventually they see that you have helped them learn something of value, in how they are 
dealing with the People. 
RESOLUTION 
 So when you are finally done with your case, take pride in whatever the outcome. You have 
taken on a brave mission to stick up for your rights in the face of unfairness, corruption, abuse of 
power, and tyranny. You deserve congratulations for having the courage to stand up for your 
rights with integrity, purpose, and compassion for all People involved and affected. 
You have played your cards in the poker game, to the best of your ability, with the strategy of a 
chess game, doing your best to cover your risks at every step. You are most likely sharing your 
Knowledge and Experience with a smile, and the opposition is most likely coming away with 
their Illusion partially dismantled, with a heck-of-an education. You have done your homework. 
You have done well in your efforts to win the game, even if you have been forced to lose. 
 PREPARATION 
 Congratulations You have done well to come into and embrace this knowledge. Know this 
Survival Guide inside and out. Make notes as necessary to clarify exactly what you want to adopt 
as your techniques, for each situation. Brush up on your knowledge of its contents periodically to 

refresh your memory. Better yet, get your hands on everything you can find that relates to your 
case. Spend some quality time in a law library, 'browsing' and finding answers and info. Also, be 
sure to question and verify everything in this guide. Everyone has a different idea how best to do 
something, and a different understanding of law. Make use of it. Know your procedure and what 
your options are at every step, without having to stop to look them up, before you make any court 
appearance. You know that you will be facing professional vultures. You will be prepared 
whenever the time comes. Pleasant and powerful journeys. You deserve it. 

 
Zero your account NOW! 
Stop being a tax delinquent 
FUGITIVE! 
 
Latest revision March 18, 2007. NOTICE: We are not attorneys nor are we acting in any capacity as legal counsel. The information provided within these pages is 
intended for the edification of the reader only (for entertainment purposes only) and while we believe this information to be true and correct it is not offered in any way 
as legal advice. Therefore, it is entirely up to the reader to seek appropriate legal advice before acting upon any information contained in these pages. 
 
 1

Study Material ONLY, think and draw your own conclusion. 
Everything in life is a voluntary process, take RESPONSIBILITY for it!! 
Life is what we make it. Always has been, always will be. -Grandma Moses
A republican form of government is not a spectator sport. 
Vengeance: the best manner of avenging ourselves is by not resembling him who has injured us. By Jane Porter 
 
#1 = is TAXES        #2 = is CONTRACT LAW 
 
Taxes supercede Contract law, because of your        1) Oral Contract, written contract and  
Treasury direct account (your SS#) due to the            PERFORMANCE Contract. 
Bankruptcy.  
 
Always address every issue in (COURT) as a        2) Performance Contract is the most damaging  
TAX ISSUE!!! You’re not in law.               to us. If we act like defendant and argue Law or                                      
 YOU’RE IN TAX COURT.              resist zeroing our account, we are in Commercial  
                   Dishonor. 
 
   ↓         ↓        ↓       ↓ 
THERE’S NO MONEY “ONLY TAXES”.                  “YOUR TOAST” AND MAY GO TO JAIL.  
 
A Bill is a Money Order, from them.  ----------------------------------------------------------------- 
 Forms to be ordered   
 1-800-829-3676 
 1099 O.I.D. 
 1096 
 Order forms for years 2001 and current year Because 
if you run out of the forms you need (current year) the 1 can 
be changed into any number you need. 
We never make anyone offers. 
We let them make the offer. 
They get the originals back! You make copies for yourself!! 
YOU DON’T GO TO JAIL FOR FILING YOUR TAXES!!! 
Latest revision March 18, 2007. NOTICE: We are not attorneys nor are we acting in any capacity as legal counsel. The information provided within these pages is 
intended for the edification of the reader only (for entertainment purposes only) and while we believe this information to be true and correct it is not offered in any way 
as legal advice. Therefore, it is entirely up to the reader to seek appropriate legal advice before acting upon any information contained in these pages. 
 
2

 
 
 
HJR-192, JUNE 5, 1933 =debt instrument           FEDERAL GOV’T                      STATE GOV’T                       CORPORATIONS 
                                                                                Debtor                                            Debtor                                       Debtor    
 
3
 
 
 
 
     ♀ ♂ 
 
               ─────── 
               “CREDIT” 
Treasury Direct Account =   Your Credit                   =      All debtors had to use your credit to pay all their bills so they could function 
SS# is your Treasury Direct Account  in Commerce   
And your Name.        
 
Your Credit, when used by anyone (you or them)          HJR-192                   
Has to be reported as your (taxable) income on a   the product is already paid for because they used your credit to build  
1040 and 1099 O.I.D.,1096 and 1040-Vto the IRS every year   and pay for it, however, the Bill is a new offer, and it tells us how much of            
our credit they used 
 
Your Treasury Direct Account must be kept at ZERO,              
just like your checkbook. 
This is why you have to file your taxes 
 
Latest revision March 18, 2007. NOTICE: We are not attorneys nor are we acting in any capacity as legal counsel. The information provided within these pages is 
intended for the edification of the reader only (for entertainment purposes only) and while we believe this information to be true and correct it is not offered in any way 
as legal advice. Therefore, it is entirely up to the reader to seek appropriate legal advice before acting upon any information contained in these pages. 
 

 
HJR-192 automatically extended the privilege to renege on debts to every person using the Federal Reserve banking system; 
however, never forget that when you operate on a privilege, you have to respect the ruler of the giver of that privilege. 
Furthermore, in the case of Great Falls Mfg. Co. v. Attorney General, 124 U.S. 581, the court said: "The court will not pass upon 
the constitutionality of a statute at the instance of one who has availed himself of its benefits."  
 
Thus, if you avail yourself of any benefits of the public credit system you waive the right to challenge the validity of any statute 
pertaining to, and conferring "benefits" of this system on the basis of constitutionality 
 
 
Sample: The States figured out the easiest way too use our Credit to pay their bills, build roads, schools, courthouses, etc.  
They decided that the easiest way was to use Block(ed) Grants.  A Block (Ed) Grant = they block us from using our 
Credit, but they use it! All merchants use Blocked Grants against us when they don’t send a check. 
                    When anyone uses our Credit, (you & them), we as owners (Principal) of our Treasury Direct Account (our SS# 
and your Name) have to report this taxable income every year on a 1040, 1099 O.I.D. and 1096, 1040-V. 
                    The County Attorney in every State writes a check for the entire county’s needs, and signs your name to it, by 
assumption. 
                    By signing your name it looks like you have income in the amount of the check.  All income has to be reported to 
the IRS on a 1040, 1099 O.I.D., 1096 and 1040-V.  All governments and Corporations use this method.  The only way 
we know who is definitely using our credit is when we get a bill in the mail or receipt from them.   
   Once you file your yearly 1040, 1099 O.I.D., 1096 and 1040-V., the IRS will pull all of your credit from everyone 
who has used it under your (Trust Account) Treasury Direct Account # (your SS #), even the ones you do not know 
about.  If you do not file every year, your Treasury Direct Account shows you didn’t declare all your taxable income 
(credit); therefore you are a tax delinquent fugitive, which is a CRIMINAL charge.   
File your taxes to get your Credit back = REFUND 
Why this is not Fraud  
On their first offer to us, it may be an offer to enable us to obtain our Credit back on the 1040, 1099 O.I.D., 1096 and 
1040-V forms. (Contract Law). 
 Having assumed the use of our Credit is not Fraud. The only error by them is that they assume that our income 
Latest revision March 18, 2007. NOTICE: We are not attorneys nor are we acting in any capacity as legal counsel. The information provided within these pages is 
intended for the edification of the reader only (for entertainment purposes only) and while we believe this information to be true and correct it is not offered in any way 
as legal advice. Therefore, it is entirely up to the reader to seek appropriate legal advice before acting upon any information contained in these pages. 
 
4

(Credit) that they use is tax exempt. It’s not tax-exempt until we tax it by filing our 1040, 1099 O.I.D., 1096 and 1040-V. 
 
Things to watch for and to do:  Once you’re up-to-date with filing your yearly taxes. 
 
ATTENTION: KEEP THE ENVELOPES. THEY ARE YOUR FIRST OFFER FROM THEM. IE THE I.R.S. 
 
1. This Red Postage Stamp is also a Bill/Money Order = $300.00 penalty for private use. 
2. Red Postage Stamp or Black under who sent it = $600.00 (penalty for private use) + red postage fee.  This is a new 
offer to offset your original offer.  Once you have filed your 1040, 1099 O.I.D., 1096 and 1040-V with the IRS, 
and if they send you a new offer with the red postage statement on it, write on the envelope:  “Pay to the United 
States Treasury” and attach a 1040-V for the $300.00 + the postage fee and if there is red and black penalty for 
private use it’s $600.00 + the postage fee if any.  Return the envelope and 1040-V and their copy of the 1099 
O.I.D. back to whomever sent it to you. 
3.  OPEN THE ENVELOPE.  Check for dupli cate offers in the envelope. (See # 6) 
4. The only way they can get out of this is to try to contract with us by making us new offers to offset their original 
offer. 
5. Whoever answers last “wins” –we always answer  their offers in 10 days.  (Truth in lending) 
6. Don’t forget to write your account # (your SS#) on the e nvelope and your name. See page 9 for the money order. 
7. If there are 2 or 3 identical offers in one envelope it means that its 2 x $600.00 = $1200.00 plus postage fee. Put a 
real persons name on the money order on the envelope i.e.. The head of the agency if there are no names in the 
envelope. Do the 1040-V for the amount of the postage.  
8. They need the penalty for privat e use to do private business with us. 
 
Things we NEVER do: 
1. We don’t sue for damages. 
2. We don’t make them offers. 
3. We don’t argue any issue, we just zero out the account for settleme nt and closing in exchange.                    
Treasury Direct # your SS#) 
 
We don’t file lawsuits, because you would be making them an offer. 
   
 
Latest revision March 18, 2007. NOTICE: We are not attorneys nor are we acting in any capacity as legal counsel. The information provided within these pages is 
intended for the edification of the reader only (for entertainment purposes only) and while we believe this information to be true and correct it is not offered in any way 
as legal advice. Therefore, it is entirely up to the reader to seek appropriate legal advice before acting upon any information contained in these pages. 
 
5

 
 
Who is the dept. of the Treasury, Internal Revenue Service? 
 
 They are the bookkeepers for your credit, your Treasury Direct Account (your SS#).  Your Treasury Direct 
Account is just like your checkbook.  It must be kept within a reasonable balance.  The IRS will send you a bill if it gets 
to far on the taxable income side, out of balance.  The 1040, 1099 O.I.D., 1096 and 1040-V is filed every year brings 
your Treasury direct Account back to ZERO. 
 It is your account and your responsibility to keep  your account within reason.  YOUR CREDIT IS TAXBLE 
INCOME = YOU HAVE TO DECLARE YOUR INCOME!!  The use of your credit has to be reported, weather you use 
it or they use it. 
If you don’t keep your Treasury Direct Account at zero yearly, they may charge you with “criminal charges” and hold 
your body as collateral until you zero out your Treasury Direct Account, because you are a tax delinquent FUGITIVE! 
. 
 
ALL TAXES ARE FEDERAL TAXES; there is no such thing as a State tax. 
 
 The truth on your tax return can only be agreed to by another 1040 or 1040-V. If anyone tries to invent a false 
claim on a 1040 or 1040-V, it would be perjury. Otherwise all he/she could do is agree with you, and that makes it a civil 
matter. That’s why any assumed agreement must go on a 1040 or 1040-V to compel someone to commit perjury. 
 
 Debts cannot be written off until they have been charged ASSESSED as a tax on the 1040 or 1040-V, The 
Corporations cannot charge or assess taxes. They can collect them, but they can’t write off tax loses because they cannot 
assess them. They need the accused person to NOT ASSESS the tax, which is a commercial Protest/Dishonor/Default. 
 
 
 
 
 
 
 
 
Latest revision March 18, 2007. NOTICE: We are not attorneys nor are we acting in any capacity as legal counsel. The information provided within these pages is 
intended for the edification of the reader only (for entertainment purposes only) and while we believe this information to be true and correct it is not offered in any way 
as legal advice. Therefore, it is entirely up to the reader to seek appropriate legal advice before acting upon any information contained in these pages. 
 
6

 
 
 
 
                CREDIT SIDE                                                      DEBIT SIDE     
           
 
             C o l o r  o f  l a w  
             D e f a c t o  g o v e r n m e n t  
             Bankruptcy side 
7
  
       Private Contract is closed to the public, closed to public policy        
  Private Side         Public Policy  
Debits are (private) 
IRS tax issue = Federal Taxes ONLY 
Ø your account 
Prove your claim in fact by 
Providing Judge with a copy 
of your 1040, 1099 O.I.D.,1096 and 1040-V 
filing. And a copy to the Prosecutor. 
Your filing is the Court of Record 
Always use a persons name on Money Order 
Credits are public (debt). 
Corporation by-Laws 
Fake Corp-Constitution 
Court of equity, = “No Record” 
Judge decides if he’ll let you win 
so you can tell everyone else and keep
the Court in business so they can 
make Money (FRN’S) off of us. 
“Keep using our Credit” 
 
“Watch out for anyone trying to make a claim against you.”
         
 
 
 
 
 
 
 
 
 
Latest revision March 18, 2007. NOTICE: We are not attorneys nor are we acting in any capacity as legal counsel. The information provided within these pages is 
intended for the edification of the reader only (for entertainment purposes only) and while we believe this information to be true and correct it is not offered in any way 
as legal advice. Therefore, it is entirely up to the reader to seek appropriate legal advice before acting upon any information contained in these pages. 
 

 
 
 When using the Pay to the United States Treasury on a Bill along with the 1040-V, this is the streamlined version. This means you have 
to assessed/charged the tax/account and it goes to zero. The 1040-V is a tax return which assesses/charges the account. It replaces the long 
1040 form, and is used for a particular issue. 
 
 MONEY ORDER, when using the money order on a bill along with the 1040-V. Send the originals to IRS along with the original   
1040-V. Send copy to whomever sent the bill. You have the option of doing the 1099 O.I.D. and 1096. 
 
1099 O.I.D. Identifies me as the sponsor of the credit that funded the treasury “bill” in the first place, and is also taking the bill to exempt 
status. (Use for any $ claims) 
 
1040 used for your yearly, quarterly tax return along with the 1099 O.I.D., 1096 and 1040-V 
 
1040-V used for a particular issue (bill) through out the year, but you can use this for every bill you get. Study the transcript on this. 
Both the 1040 and the 1040-V are a tax  return which charges/assess the bill/tax for a refund/ return to source. The Bill/account has to be 
“charged: on a 1040 or 1040-V for a return to source. These (2) documents assess the taxable income that is in any/all accounts. The 1040 
assessment is the charge to zero the account. ASSESSED AND CHARGED AS A TAX, BECAUSE THERE IS NO MONEY. Only 
debt/credit. 
 
 The 1040-V, statement you send with your Check or money Order for any balance due on the “Amount owed”. (For any Bill the 
SURETY (strawman). Make money order payable to the United States treasury. 
 
1. The original offer. 
 
Do the 1040-V for the amount of the money offer, do the Money Order on their Bill and any envelope that has the fee Penalty 
for private use on it. 
 
EXAMPLE 
                               Money Orde
8
r             Date: 
              Pay   (print out the dollar amount) $XXX.XX 
              Pay to the United States Treasury and  
             Charge the same to (to their name) 
             Address you are sending it to. 
             Memo Account: XXX-XX-XXX      Authorized Representative By: Your name 
 
Note: Always sign your name on the right hand side of the money order this is the Creditor/principal side 
 
Latest revision March 18, 2007. NOTICE: We are not attorneys nor are we acting in any capacity as legal counsel. The information provided within these pages is 
intended for the edification of the reader only (for entertainment purposes only) and while we believe this information to be true and correct it is not offered in any way 
as legal advice. Therefore, it is entirely up to the reader to seek appropriate legal advice before acting upon any information contained in these pages. 
 

(You can do the 1099 O.I.D. it’s up to you.) If your not in a Court Case, send the Original documents to the IRS and send a 
copy to the person who sent the bill, the treasury will pull your credit from whoever made the original offer. Don’t worry 
about your copy when you are in court…it’s your account so you can handle your private matters how you want to. 
 
2. I would suggest that you take care of your Federal and State Tax bills by doing the yearly 1040 long form filing first to cl ean 
up your account, but these are private decisions that you must make yourself. 
 
++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 
THE SIMPLE VERSION 
EXAMPLE 
                               Money Orde
9
r             Date: 
              Pay   (print out the dollar amount) $XXX.XX 
              Pay to the United States Treasury        
             Memo Account: XXX-XX-XXX      Authorized Representative By: Your name 
And do the 1040- V 
+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++ 
 
“IF WE DECIDE TO PAY THE BILL DURING THE YEAR” 
 
Write the Money Order on their bill/envelope 
Do a 1040-V for amount of the bill/envelope 
Do a 1099 O.I.D. for amount of the bill/envelope 
Do a 1096 for amount of the bill/envelope 
 
1. They (whoever made the offer) gets back their original bill, original 1040-V and copy of the 1099 O.I.D. 
 
2. Send IRS Kansas city, MO 64999 (if you live in Michigan) 
The Red 1099 O.I.D. 
The red 1096. 
1040-V. 
Their offer. 
 
“KEEP and MAKE COPIES FOR YOURSELF ” 
Latest revision March 18, 2007. NOTICE: We are not attorneys nor are we acting in any capacity as legal counsel. The information provided within these pages is 
intended for the edification of the reader only (for entertainment purposes only) and while we believe this information to be true and correct it is not offered in any way 
as legal advice. Therefore, it is entirely up to the reader to seek appropriate legal advice before acting upon any information contained in these pages. 
 

Your address 
Town , MI  484XX 
Date:    
 
 
Department of the Treasury 
IRS 
Kansas City, MO  64999 
 
Dear Senior Supervisor, 
 
The enclosed 2006 Federal Tax form 1040, 1099 O.I.D., and 1096 is filed to the best of 
my knowledge.  The 1099 O.I.D. and 1040 form is to identify me as the sponsor for the 
credit that funded the Treasury Bill in the first place; proof that a federal tax debt exists; 
and proves pre-payment using my credit. 
 
Since the I.R.S. is the tax expert and knows the I.R.S. tax laws, in the event you feel this 
is a fictitious or frivolous filing, please notify me within 10 days and please inform me 
how to file correctly to claim my credit for return to source for settlement and closing in 
exchange, Treasury Direct # XXX-XX-XXXX. 
 
Sincerely, 
 
 
Your Name  
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Department of the Treasury 
Internal Revenue Service 
Kansas City, MO  64999 
 
 
 
 
Dear Senior Supervisor, 
 
 I did file all the Federal Tax Forms 1040/1099 O.I.D. and 1096 that I have records 
for, But I have lost most documents pertaining to tax filings. I request that you prepare 
and file my Federal tax forms 10400/1099 O.I.D. and 1996 returns that are due. 
 
 Please file the liabilities as taxable income to me, but to omit filing or posting 
deductions against the taxable income to me making adjustments to dilute the liability on 
taxable income, as that is a conflict of interest. This request is for return to the source for 
settlement and closing in exchange treasury direct  
#XXX-XX-XXXX 
 
 Also, in the 1099 O.I.D. the correction box at the top should be checked and also 
the Treasury Direct number #XXX-XX-XXXX is to be placed as the Account Number at 
the bottom of the 1099 O.I.D. under Recipient to prevent identity theft and the account 
being intercepted and diverted (deferred) if left open. 
 
        R e s p e c t f u l l y ,  
        Y o u r  N a m e  
        #XXX-XX-XXXX 
        By:___________________ 
         #XXXXXXXXX 
 
        Y o u r  A d d r e s s  
        T o w n  M I  4 8 4 X X  
        D a t e :  
         

TLS, have you
transmitted all R
text files for this
cycle update?
Date
Action
Revised proofs
requested
Date Signature
O.K. to print
T:FP:F
O.K. to print
Responsible
scan organization
CORRECTEDVOID
OMB No. 1545-0117PAYER’S name, street address, city, state, ZIP code, and telephone no. Original issue discount
for 2006
1
Original Issue
DiscountOther periodic interest2
RECIPIENT’S identification numberPAYER’S federal identification number Federal income tax withheld4Early withdrawal penalty3
Original issue discount on U.S. Treasury obligations6
RECIPIENT’S name
Street address (including apt. no.)
City, state, and ZIP code
2nd TIN not.Account number (see instructions)
Department of the Treasury - Internal Revenue ServiceForm 1099-OID
$
$
$$
9696
Page 1 of 6 Form 1099-OID (Page 2 is Blank)
Cat. No. 14421R
3
The type and rule above prints on all proofs including departmental
reproduction proofs. MUST be removed before printing.
Form 1099-OID
Do Not Cut or Separate Forms on This Page — Do Not Cut or Separate Forms on This Page
Investment expenses7
Description5
$
$
INK: Red, J-6983 Separation for 2000 Form 1099-OID Page 1
INK: Black Separation for 2000 Form 1099-OID Page 1
Copy A
For
Internal Revenue
Service Center
File with Form 1096.
For Privacy Act
and Paperwork
Reduction Act
Notice, see the
2006 General
Instructions for
Forms 1099, 1098,
5498, and W-2G.
2006

2
I.R.S. SPECIFICATIONS TO BE REMOVED BEFORE PRINTING
DO NOT PRINT — DO NOT PRINT — DO NOT PRINT — DO NOT PRINT
TLS, have you
transmitted all R
text files for this
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Date
INSTRUCTIONS TO PRINTERS
FORM 1096, PAGE 1 of 2
MARGINS: TOP 8 mm (
2⁄6 "), CENTER SIDES. PRINTS: HEAD to HEAD
PAPER: OCR Bond, SUB. 20 INK: BLACK & Red Flint J-6983
FLAT SIZE: 203 mm (8") /H11003 279 mm (11") (or exact match)
PERFORATE: NONE
6969Do Not Staple
OMB No. 1545-0108
Annual Summary and Transmittal of
U.S. Information Returns
Form 1096
Department of the Treasury
Internal Revenue Service
FILER’S name
Street address (including room or suite number)
City, state, and ZIP code
For Official Use OnlyTelephone number
()
Total number of
forms
31 Employer identification number 5 Total amount reported with this Form 10964 Federal income tax withheld2 Social security number
$$
Enter an “X” in only one box below to indicate the type of form being filed. If this is your final return, enter an “X” here /H17075
1098-T
83
1098-E
84
1099-OID
96
1099-SA
94
1099-MISC
95
1099-LTC
93
1099-H
71
1099-G
86
1099-DIV
91
1099-B
79
1099-A
80
1098
81
W-2G
32
Under penalties of perjury, I declare that I have examined this return and accompanying documents, and, to the best of my knowl edge and belief, they are true,
correct, and complete.
Date /H17075 Title /H17075 Signature /H17075
Return this entire page to the Internal Revenue Service. Photocopies are not acceptable.
Instructions
Purpose of form. Use this form to transmit paper Forms 1099,
1098, 5498, and W-2G to the Internal Revenue Service. Do not
use Form 1096 to transmit electronically or magnetically. For
magnetic media, see Form 4804, Transmittal of Information
Returns Reported Magnetically; for electronic submissions, see
Pub. 1220, Specifications for Filing Forms 1098, 1099, 5498, and
W-2G Electronically or Magnetically.
Preaddressed Form 1096. If you received a preaddressed Form
1096 from the IRS with Package 1099, use it to transmit paper
Forms 1099, 1098, 5498, and W-2G to the Internal Revenue
Service. If any of the preprinted information is incorrect, make
corrections on the form.
If you are not using a preaddressed form, enter the filer’s
name, address (including room, suite, or other unit number), and
TIN in the spaces provided on the form.
Who must file. The name, address, and TIN of the filer on this
form must be the same as those you enter in the upper left area
of Forms 1099, 1098, 5498, or W-2G. A filer includes a payer; a
recipient of mortgage interest payments (including points) or
student loan interest; an educational institution; a broker; a
barter exchange; a creditor; a person reporting real estate
transactions; a trustee or issuer of any individual retirement
arrangement, a Coverdell ESA, an HSA, an Archer MSA
(including a Medicare Advantage MSA); certain corporations;
certain donees of motor vehicles, boats, and airplanes; and a
lender who acquires an interest in secured property or who has
reason to know that the property has been abandoned.
For more information and the Privacy Act and Paperwork Reduction Act Notice,
see the 2006 General Instructions for Forms 1099, 1098, 5498, and W-2G.
Form 1096 (Rev. 7-2006)
1099-C
85
5498-ESA
72
5498
28
1099-S
75
1099-R
98
1099-PATR
97
Name of person to contact
()
Email address Fax number
Alaska, California, Colorado, District of
Columbia, Hawaii, Idaho, Illinois, Indiana, Iowa,
Kansas, Maryland, Michigan, Minnesota,
Missouri, Montana, Nebraska, Nevada, North
Dakota, Oklahoma, Oregon, South Carolina,
South Dakota, Tennessee, Utah, Washington,
Wisconsin, Wyoming
Kansas City, MO
64999
Alabama, Arizona, Arkansas, Connecticut,
Delaware, Florida, Georgia, Kentucky,
Louisiana, Maine, Massachusetts,
Mississippi, New Hampshire, New Jersey,
New Mexico, New York, North Carolina,
Ohio, Pennsylvania, Rhode Island, Texas,
Vermont, Virginia, West Virginia
Austin, TX 73301
Where To File
Use the following
Internal Revenue
Service Center
address
If your principal business,
office or agency, or legal
residence in the case of an
individual, is located in
/H17074/H17074
Except for Form 1098-C, send all information returns filed on
paper with Form 1096 to the following:
When to file. File Form 1096 as follows.
Cat. No. 14400O
Separation 1: Red (Flint J-6983 or exact match)
Separation 2: Black
1099-Q
31
5498-SA
27
1099-INT
92
1099-CAP
73
Action
Revised proofs
requested
Date Signature
O.K. to print
T:FP:F
O.K. to print
Responsible
scan organization
1098-C
78
2006
Version B
● With Forms 1099, 1098, or W-2G, file by February 28, 2007.
● With Forms 5498, 5498-ESA, or 5498-SA, file by May 31, 2007.

Amount you are
paying by check
or money order
 
3
 
Cat. No. 20975C
 
Form 1040-V (2006)
 
What Is Form 1040-V and Do You Have To
Use It?
 
How To Prepare Your Payment
 c Make your check or money order payable to the
“United States Treasury.” Do not send cash.
 c Make sure your name and address appear on your
check or money order.
 c Enter “2006 Form 1040,” your daytime phone
number, and your SSN on your check or money order.
If you are filing a joint return, enter the SSN shown first
on your return.
 
How To Fill In Form 1040-V
 
Line 2. If you are filing a joint return, enter the SSN
shown second on your return.
 
c Detach Form 1040-V along the dotted line.
 c Do not staple or otherwise attach your payment or
Form 1040-V to your return or to each other. Instead,
just put them loose in the envelope.
 c Mail your 2006 tax return, payment, and Form
1040-V in the envelope that came with your 2006 Form
1040 instruction booklet.
 
Form 1040-V
 
Department of the Treasury
 Internal Revenue Service
 
Line 4. Enter your name(s) and address exactly as
shown on your return. Please print clearly.
 
Detach Here and Mail With Your Payment and Return
 
Cat. No. 20975C
 
Ä
 
Ä
 
It is a statement you send with your check or money
order for any balance due on the “Amount you owe” 
line of your 2006 Form 1040. Using Form 1040-V
allows us to process your payment more accurately
and efficiently. We strongly encourage you to use Form
1040-V, but there is no penalty if you do not.
 
Paperwork Reduction Act Notice. We ask for the
information on Form 1040-V to help us carry out the
Internal Revenue laws of the United States. If you use
Form 1040-V, you must provide the requested
information. Your cooperation will help us ensure that
we are collecting the right amount of tax.
 You are not required to provide the information
requested on a form that is subject to the Paperwork
Reduction Act unless the form displays a valid OMB
control number. Books or records relating to a form or
its instructions must be retained as long as their
contents may become material in the administration of
any Internal Revenue law. Generally, tax returns and
return information are confidential, as required by
Internal Revenue Code section 6103.
 The average time and expenses required to
complete and file this form will vary depending on
individual circumstances. For the estimated averages,
see the instructions for your income tax return. If you
have suggestions for making this form simpler, we
would be happy to hear from you. See the instructions
for your income tax return.
 
How To Send In Your 2006 Tax Return,
Payment, and Form 1040-V
 
Note. If you do not have that envelope or you moved
or used a paid preparer, mail your return, payment, and
Form 1040-V to the Internal Revenue Service at the
address shown on the back that applies to you.
 
OMB No. 1545-0074 
Form 1040-V 
Department of the Treasury
Internal Revenue Service
 
Payment Voucher 
Your social security number (SSN)
 
2
 
1
 
Your first name and initial
 
© Do not staple or attach this voucher to your payment or return.
 
Home address (number and street)
 
City, town or post office, state, and ZIP code
 
(99)
 If a joint return, SSN shown second
on your return
 
4
 
c To help process your payment, enter the amount on
the right side of your check like this: $ XXX.XX. Do not
use dashes or lines (for example, do not enter
“$ XXX—” or “$ XXX ”).
 
Line 1. Enter your social security number (SSN). If you
are filing a joint return, enter the SSN shown first on
your return.
 
Line 3. Enter the amount you are paying by check or
money order.
 
If a joint return, spouse’s first name and initial
 
Last name
 
Last name
 
Apt. no.
 
Dollars
 
Cents
 
 
100
 
xx
 
2006 
2006 

Form 1040-V (2006)
 
Page 2
 
IF you live in . . .
 Alabama, Delaware, Florida, Georgia, North Carolina,
Rhode Island, South Carolina, Virginia
 
District of Columbia, Maine, Maryland,
Massachusetts, New Hampshire, New York, Vermont
 
Kentucky*, Pennsylvania*
 
Colorado, Idaho, Minnesota, Montana, Nebraska,
New Mexico, North Dakota, South Dakota, 
Utah, Washington, Wyoming
 
P.O. Box 105017
Atlanta, GA 30348-5017
 
P.O. Box 37002
Hartford, CT 06176-7002
 P.O. Box 80101
Cincinnati, OH 45280-0001
 
P.O. Box 802501
Cincinnati, OH 45280-2501
 
Atlanta, GA
39901-0102
 
Fresno, CA
93888-0102
 
Philadelphia, PA
19255-0102
 
Andover, MA
05501-0102
 
THEN use this address if you:
 
Prepared your
own return . . .
 
Used a paid
preparer . . .
 
Arkansas, Connecticut, Illinois, Indiana, Iowa,
Michigan, Missouri, New Jersey, Ohio, Wisconsin
 
P.O. Box 970011
St. Louis, MO 63197-0011
 
Kansas City, MO
64999-0102
 
Kansas, Louisiana, Mississippi,
Oklahoma, Tennessee, Texas, West Virginia, 
APO and FPO addresses
 
P.O. Box 660308
Dallas, TX 75266-0308
 
Austin, TX
73301-0102
 
* If you live in Kentucky or Pennsylvania and file your return after June 30, 2007, use: Internal Revenue Service Center, Kansas City, MO 64999-0102 (if you
prepared your own return); or Internal Revenue Service Center, P.O. Box 970011, St. Louis, MO 63197-0011 (if you used a paid preparer).
 
American Samoa, nonpermanent residents of Guam or
the Virgin Islands**, Puerto Rico (or if excluding
income under Internal Revenue Code section 933),
dual-status aliens, a foreign country: U.S. citizens and
those filing Form 2555, 2555-EZ, or 4563
 
Austin, TX
73301-0215 USA
 
P.O. Box 660335
Dallas, TX 75266-0335 USA
 
Alaska, Arizona, California, Hawaii, Nevada, Oregon
 
Fresno, CA
93888-0102
 
P.O. Box 7704
San Francisco, CA 94120-7704
 
** Permanent residents of Guam or the Virgin Islands should not use Form 1040-V.
 

Department of the Treasury —Internal Revenue Service 
1040 U.S. Individual Income Tax Return 
OMB No. 1545-0074 For the year Jan. 1–Dec. 31, 2006, or other tax year beginning , 2006, ending , 20 
Last name Your first name and initial Your social security number 
(See
instructions
on page 16.)
 
L
A
B
E
L
H
E
R
E
 
Last name Spouse’s social security number If a joint return, spouse’s first name and initial 
Use the IRS
label.
Otherwise,
please print
or type.
 
Home address (number and street). If you have a P.O. box, see page 16. Apt. no. 
City, town or post office, state, and ZIP code. If you have a foreign address, see page 16. 
Presidential
Election Campaign ©
 1 Single
 Filing Status
 
Married filing jointly (even if only one had income)
 
2 
Check only
one box.
 
3 
Qualifying widow(er) with dependent child (see page 17)
 6a Yourself. If someone can claim you as a dependent, do not check box 6a
 Exemptions
 
Spouse
 
b 
(4) if qualifying
child for child tax
credit (see page 19)
 
Dependents:
 
c (2) Dependent’s
social security number
 
(3) Dependent’s
relationship to
you
 
(1) First name Last name
 
If more than four
dependents, see
page 19.
 
d
 
Total number of exemptions claimed
 7
 
Wages, salaries, tips, etc. Attach Form(s) W-2
 
7
 8a
 
8a
 
Taxable interest. Attach Schedule B if required
 
Income
 8b
 
b
 
Tax-exempt interest. Do not include on line 8a
 
Attach Form(s)
W-2 here. Also
attach Forms
W-2G and
1099-R if tax
was withheld.
 
9a
 
9a
 
Ordinary dividends. Attach Schedule B if required
 
10
 
10
 
Taxable refunds, credits, or offsets of state and local income taxes (see page 24)
 11
 
11
 
Alimony received 
 12
 
12
 
Business income or (loss). Attach Schedule C or C-EZ
 
Enclose, but do
not attach, any
payment. Also,
please use
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13
 
13
 
Capital gain or (loss). Attach Schedule D if required. If not required, check here ©
 14
 
14
 
Other gains or (losses). Attach Form 4797
 15a
 
15b
 
IRA distributions
 
b
 
Taxable amount (see page 25)
 
15a
 16b
 
16a
 
Pensions and annuities
 
b
 
Taxable amount (see page 26)
 
16a
 17
 
17
 
Rental real estate, royalties, partnerships, S corporations, trusts, etc. Attach Schedule E
 18
 
18
 
Farm income or (loss). Attach Schedule F
 19
 
19
 
Unemployment compensation 
 20b
 
20a
 
b
 
Taxable amount (see page 27)
 
20a
 
Social security benefits
 21
 
21
 22
 
Add the amounts in the far right column for lines 7 through 21. This is your total income ©
 
22
 
25
 
IRA deduction (see page 31)
 
23
 
27
 
33
 
One-half of self-employment tax. Attach Schedule SE
 
29
 
Self-employed health insurance deduction (see page 29)
 
34
 
30
 
26
 
Self-employed SEP, SIMPLE, and qualified plans
 
31a
 
27
 
Penalty on early withdrawal of savings
 
32
 
29
 
Alimony paid  b Recipient’s SSN ©
 
36
 
Add lines 23 through 31a and 32 through 35
 
28
 
Subtract line 36 from line 22. This is your adjusted gross income ©
 
30
 
Adjusted
Gross
Income
 
37
 
If you did not
get a W-2,
see page 23.
 Form
 
Married filing separately. Enter spouse’s SSN above
and full name here. ©
 
Cat. No. 11320B
 
% 
Label 
Form 1040 (2006)
 
IRS Use Only—Do not write or staple in this space.
 
Head of household (with qualifying person). (See page 17.) If
the qualifying person is a child but not your dependent, enter
this child’s name here. ©
 
Other income. List type and amount (see page 29)
 
Moving expenses. Attach Form 3903 
 
32
 
26
 
For Disclosure, Privacy Act, and Paperwork Reduction Act Notice, see page 80.
 
Boxes checked
on 6a and 6b
 No. of children
on 6c who:
 
Dependents on 6c
not entered above
 
Add numbers on
lines above ©
 
c lived with you
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you due to divorce
or separation
(see page 20)
 
31a
 
34
 
Student loan interest deduction (see page 33)
 
33
 
36
 
Checking a box below will not
change your tax or refund.
 Check here if you, or your spouse if filing jointly, want $3 to go to this fund (see page 16) © Spouse You 
(99)
 
Jury duty pay you gave to your employer
 
37
 
4 
5 
23
 
Archer MSA deduction. Attach Form 8853
 
9b
 
b
 
Qualified dividends (see page 23) 
 
24
 
Certain business expenses of reservists, performing artists, and 
fee-basis government officials. Attach Form 2106 or 2106-EZ
 
24
 25
 
Health savings account deduction. Attach Form 8889
 
28
 
35
 
Domestic production activities deduction. Attach Form 8903
 
35
 
¶
 
¶
 
You must enter
your SSN(s) above.
 
2006 

Married filing
jointly or
Qualifying
widow(er),
$10,300
 Head of
household, 
$7,550
 
Itemized deductions (from Schedule A) or your standard deduction (see left margin)
 
Add lines 64, 65, 66a, and 67 through 71. These are your total payments © 
Page 2 Form 1040 (2006) 
Amount from line 37 (adjusted gross income)
 
38 38 
Check
if:
 
39a 
Tax
and
Credits
 
39a 
Single or
Married filing
separately,
$5,150
 
If your spouse itemizes on a separate return or you were a dual-status alien, see page 34 and check here ©
 
b 39b 
40 40 
41 Subtract line 40 from line 38
 
41 
42 
If line 38 is over $112,875, or you provided housing to a person displaced by Hurricane Katrina, 
see page 36. Otherwise, multiply $3,300 by the total number of exemptions claimed on line 6d
 
42 
43 Taxable income. Subtract line 42 from line 41. If line 42 is more than line 41, enter -0- 
 
43 
44 44 
49 
53 
Education credits. Attach Form 8863  
48 
47 
56 
57 
Add lines 47 through 55. These are your total credits
 Subtract line 56 from line 46. If line 56 is more than line 46, enter -0- ©
 
56 
Self-employment tax. Attach Schedule SE
 
57 
Other
Taxes
 
58 
73 
Social security and Medicare tax on tip income not reported to employer. Attach Form 4137
 60 Additional tax on IRAs, other qualified retirement plans, etc. Attach Form 5329 if required 
 
59 
61 
Add lines 57 through 62. This is your total tax ©
 
62 62 
Federal income tax withheld from Forms W-2 and 1099
 
64 64 
65 2006 estimated tax payments and amount applied from 2005 return
 
65 
Payments 
66a 
69 Amount paid with request for extension to file (see page 60) 
68 
67 Excess social security and tier 1 RRTA tax withheld (see page 60)
 
69 
72 
Payments from:
 
70 
74a 74a 
75 75 
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76 76 
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Refund 
77 
Amount of line 73 you want applied to your 2007 estimated tax ©
 
Estimated tax penalty (see page 62)  
Under penalties of perjury, I declare that I have examined this return and accompanying schedules and statements, and to the best of my knowledge and
belief, they are true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
 
77 
You were born before January 2, 1942,
 
Blind.
 Spouse was born before January 2, 1942,
 
Blind.
 
a
 
Form 2439
 
b
 
Form 4136
 
60 
Household employment taxes. Attach Schedule H
 
61 
70 
Amount
You Owe
 
Sign
Here
 
Date Your signature 
Keep a copy
for your
records.
 
Date Spouse’s signature. If a joint return, both must sign. 
Preparer’s SSN or PTIN Date Preparer’s
signature
 
Check if
self-employed
 
Paid
Preparer’s
Use Only
 
Firm’s name (or
yours if self-employed),
address, and ZIP code
 
EIN 
Phone no. 
© 
© © 
Your occupation
 
Tax (see page 36). Check if any tax is from:
 
Amount you owe. Subtract line 72 from line 63. For details on how to pay, see page 62 ©
 
b
 
Direct deposit?
See page 61
and fill in 74b,
74c, and 74d,
or Form 8888.
 
Routing number
 Account number
 
c
 
Checking
 
Savings
 
a 
 
Form(s) 8814
 
Form 4972
 
b 
d 
©
 ©
 
72 
54 
Retirement savings contributions credit. Attach Form 8880
 
58 
59 
Advance earned income credit payments from Form(s) W-2, box 9
 
73 
©
 
Child tax credit (see page 42). Attach Form 8901 if required
 Credits from:
 
52 
Additional child tax credit. Attach Form 8812
 
67 
68 
Standard
Deduction
for—
 
Joint return?
See page 17.
 
Daytime phone number
 
( )
 
Earned income credit (EIC) 
 
Credit for the elderly or the disabled. Attach Schedule R 
 
45 
46 
Alternative minimum tax (see page 39). Attach Form 6251 
 Add lines 44 and 45 ©
 
Credit for child and dependent care expenses. Attach Form 2441
 
50 
If you have a
qualifying
child, attach
Schedule EIC.
 
45 
46 
66a 
Spouse’s occupation
 
( )
 Form 1040 (2006)
 
c People who
checked any
box on line
39a or 39b or
who can be
claimed as a
dependent,
see page 34.
 c All others:
 
Designee’s
name
 
©
 
Do you want to allow another person to discuss this return with the IRS (see page 63)?
 Third Party
Designee
 
Phone
no.
 
©
 
( )
 
Yes. Complete the following. No 
Personal identification
number (PIN)
 
©
 
55 
Foreign tax credit. Attach Form 1116 if required
 
55 
a
 
Form 8396
 
b
 
Form 8839
 
51 
Residential energy credits. Attach Form 5695  
63 63 
Type:
 
c
 
Form 8885
 
Total boxes
checked ©
 
$ % 
51 
49 
53 
48 
47 
54 
52 
50 
66b Nontaxable combat pay election ©
 
b 
c
 
Form 8859
 Other credits:
 
a
 
Form 3800
 
b
 
Form 8801
 
c
 
Form
 
71 Credit for federal telephone excise tax paid. Attach Form 8913 if required
 
71 

 
 
 
 
 
 
 
 
 
 
Dear Whomever,       Date: xxxxx 
 
  As the Principal and owner of Treasury Dir ect Account #XXX-XX-XXXX, Your name  I request 
you file the Federal tax forms 1040/1099 O.I.D. and 1096 for tax period(s)Year(s) in question and any 
other returns that are due for me. 
 
 Please file the liabilities as taxable income to me, but omit filing or posting deductions against the 
taxable income to me or making adjustments to dilute the liability on taxable income as, that is a conflict 
of interest. This request is for return for settlement and closing in exchange Treasury Direct Account # 
XXX-XX-XXXX. 
 
 On the 1099 O.I.D. the correction box at the top should be checked and also the Treasury Direct 
Number #XXX-XX-XXXX is to be placed as the account number at the bottom of the 1099 O.I.D. form 
under Recipient to prevent identity theft and the account being intercepted and diverted (deferred) if left 
open. 
 
 
         By:____________________________ 
         A u t h o r i z e d  R e p r e s e n t a t i v e   
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

The Exemption 
by Moses G. Washington 
revised on 10/19/2004 
 
 
 
Disclaimer 
The material in this essay is for educational purposes only and not to be construed as legal 
advice about what you should or should not do. Th e information herein is to assist you in 
performing your own due diligence before implem enting any strategy.  Formal notice is hereby 
given that:  
You have 10 days after reviewing any material on this web site to notify Truth Sets Us Free 
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law.  
 
 
In this essay we will examine the evidence that the government owes each American a huge debt 
and that this debt can be used as an altern ative to using Federal Reserve Notes (FRN) to 
discharge our debts. In order to  best understand the material in this essay, you should have 
already read the articles on “U . S. Bankruptcy,” “Federal Re serve,” and “Meet Your Straw 
Man”. 
Throughout this document we will be quoting various  sources. The quotes will be shown in blue 
ink and a “ sans serif” font. The regular text of this essa y and comments in the midst of quoted 
text will be shown in black ink and a “serif” font. I will also occasionally underline certain text 
to draw your attention to key phrases. 
Constitutional Money 
We will begin our study of this subject with a re view of what the Constitution has to say about 
money.  
[Congress shall have Power] To coin Money, regulate t he Value thereof, and of foreign Coin … [Article 1, 
Section 8, clause 5] 
No State shall … make anything but gold and silver Coin a Tender in payment of Debts… [Article 1, 
Section 10, clause 1]  
From these quotes we can conclude that the pe ople have delegated power to Congress to coin 
money, and set its value. The States also formed an agreement agreeing that only gold and silver 
coins would be valid payment of debts. This con cept of paying a debt will be very important to 
our discussion, so let’s see how “pay” is defined. 

Pay. To discharge a debt by tender of payment due; to deliver to a creditor the value of a debt, either in 
money or in goods, for his acceptance. [Black’s Law Dictionary 5th Edition] 
While the above definition uses the word “dis charge,” we do not believe that “pay” and 
“discharge” carry the same meaning. You will no tice that pay ca rries with it the concept of 
“deliver to the creditor the value of a debt, either in money or in goods.” This means that “pay” 
includes the concept of “exchange.” 
Exchange. To barter; to swap. To part with, give or transfer for an equivalent… [Black’s Law Dictionary 5th 
Edition] 
So the idea of an exchange is one in which two parties transfer items one to the other for like 
value. We conclude from this definition that an exchange pays a debt in full. Both parties 
received something of equal value. Now let’s look at the definition for “discharge.” 
Discharge. To release; liberate; annul; unburden; disencumber; dismiss.  To extinguish an obligation; …  
[Black’s Law Dictionary 5th Edition] 
It is clear from this definition th at “discharge” is very different from “pay”. It is evident that 
there is no exchange of equal value occurring when a debt is discharged.  
The system that was set when our republic wa s founded allowed people to “pay” their debts. 
Gold and silver both are substa nces that have been recognized to have intrinsic value for 
thousands of years. If someone wanted to buy a cow and a price of $20 was agreed to between 
the buyer and the seller, an exch ange takes place between the pa rties when the buyer exchanges 
the $20 gold piece for the cow.  
Our concept of money has changed from the fou nding of our country from being gold and silver 
coins to paper money not backed by gold (fiat money). These concepts began to change after the 
Civil War. 
Legal Tender Cases 
During the Civil War, the US government issued “green backs” which was money backed by 
nothing, fiat money. This was a sign ificant change from the system s that was established in the 
Constitution. These green backs were very similar to our current Federal Reserve Notes. There 
were a number legal cases that ruled on the constitu tionality of the green back currency.  In each 
of the initial cases, the courts ruled that the green backs were unconstitutional. But the Knox v. 
Lee case reversed the prior decisions of the Supreme Court. This case decided that the 
government could issue “legal tender” that is not  backed by gold and silver thus paving the way 
of the Federal Reserve Bank in 1913 and the “confiscation” of the gold in 1933.  
The following excerpts are taken from the case. In order to understand this decision, it is 
important to realize that the Supreme Court wa s acting as a Court of Equity, which operates 
under different rules than a common law court. The presumption in a court of equity is that the 
government is sovereign, owning everything, and th at the defendant and the plaintiff are US 
citizens. As citizens, they are both viewed as debtors to the sovereign government. The court that 
covers actions between two debtors in the US is  an admiralty court which operates under equity 
rules. Given this presumption, it is perfectly vali d for the court to make decisions regarding who 

owes who what debt. The court is acting like a parent who re solves disputes between two 
children over who has the right to a toy that both ch ildren want. The court believes it is right and 
fitting for them to tell the parties what the s overeign (government) wants done with the assets 
that they (the plaintiff and defendant) are using. The argument presented by the Attorney General 
Akerman reflects this attitude of sovereignty resting with the government. Akerman suggests 
why the national government should be able to issue paper currency that is not backed by gold.  
Congress … to exercise a power conferred by the Constitution, [then] the means which it selects are 
constitutional, whatever may be the opinion of the court of its practical wisdom, because the decision, 
whether practically conducive to the end proposed, is a political and administrative question, and not a 
judicial one ... If the government needed gold, and it was in the possession of A, it could take it from him, 
as they could take his personal service, against his will, or could batter down his house, if it stood in the 
way of military operations. [Much of what is done that seems to violate the Constitution is done 
under the “law of necessity” which derives its authority from military or martial law. This case 
was after the Civil War had concluded but the Attorney General is arguing as if the war was still 
being fought.] If A had said, “I owe this gold to B, and am on my way to pay him my debt,” the officers of 
the government could accompany him to his creditor, and when the payment was made, seize it from 
him. What difference does it make whether it was the form in which it was done, or whether it was taken 
from A, and there was furnished him certifies that the money belonged to B, and intended for him, was 
taken by the government, which would he responsible to B for its payment? [Attorney General Akerman; 
Knox v. Lee, 79 U.S. 287, 304, 12 Wall. 457-681 (1870)] 
Akerman is suggesting that since the government has the right to take the gold, it doesn’t matter 
if they take it from person “A”,  the debtor, or if the take it  from person “B”, the creditor. 
Akerman’s presumption is that the government has the right to the gold. If the government does 
have the right to the gold, then they can just give “A” a piece of paper, a certificate or legal 
tender, that “A” can give to “B”. Ackerman s uggests there is no difference. If the government 
took the gold and other substance based money, th en the government would be responsible for 
all debts because they took the substance base d money out of circulation. The government is 
giving a certificate in its place. Since the governme nt removed the ability of the people to pay, 
the government is responsible for the debt. If the government took the gold out of circulation, it 
would be responsible for all debts because the government is the only one with the ability to pay. 
No one else has anything of substance with whic h to pay. You have heard it said that “he who 
had the gold makes the rules.” But it can also be said that “he who has the gold pays.” 
The following excerpt from the Knox v. Lee case  shows how the composition of the court was 
changed in order to get the desired ruling. 
A majority of the court five to four, in the opinion which has just been read, reverses the judgment 
rendered by the former majority of five to three,  in pursuance of an opinion formed after repeated 
arguments, at successive terms, and careful consid eration; and declares the legal tender clause to be 
constitution; that is to say, that an act of Congress ma king promises to pay dollars legal tender as coined 
dollars in payment of pre-existing debts is a me ans appropriate and plainly adapted to the exercise of 
powers expressly granted by the Constitution, and not prohibited itself by the Constitution but consistent 
with its letter and spirit. And this reversal, unprecedented in the history of the court, has been produced by 
no change in the opinions of those who concurred in the former judgment. One closed an honorable 
judicial career by resignation after the case ha d been decided, after the opinion had been read and 
agreed to in conference, and after the day when it would have been delivered in court, had not the 
delivery been postponed for a week to give time for the preparation of the di ssenting opinion. The court 
was then full, but the vacancy caused by the resign ation of Mr. Justice Grier having been subsequently 
filled and an additional justice having been appointed und er the act increasing the number of judges to 

nine, which took effect on the first Monday of December, 1869, the then majority find themselves in a 
minority of the court as now constituted, upon the question. [The CHIEF JUSTICE, Chase, dissenting; 
LEGAL TENDER CASES Knox v. Lee, 79 U.S. 287,319 (1870)] 
But it has been claimed to be a proper regulation of commerce, for Congress to provide a uniform 
national currency; and that these legal tender notes were, in effect, a mortgage on the whole property of 
the nation [This is very similar what was said during testimony on the emergency banking 
legislation passed on March 9, 1933. See the quote below.] and therefore, the best secured and 
most uniform currency the nation could have. Although, in truth, the security for this or any national debt 
is exactly the extent to which the people will consent to contribute through taxation to its payment. [Knox 
v. Lee, 12 Wall. 287,298, (1870)] 
The Knox v. Lee case set the stage for what happ ened in 1913 (Federal Reserve Act was passed, 
see the Federal Reserve article) and in 1933 when the country was taken off the gold standard. 
Events of 1933 
You may recall from the U.S. bankruptcy article  that shortly after Fr ank D. Roosevelt was 
inaugurated, he called a special session of Co ngress. He asked Congress to pass emergency 
banking legislation. On, March 9, 1933, Congress passed the em ergency measure that FDR 
requested declaring a banking holiday. The funda mental nature of the banking systems was 
changed in this legislation. As a result of the legislation, all banks had to become members of the 
Federal Reserve system. This act further made the Federal Reserve Note the only paper currency 
valid in the US. The Federal Reserve Notes (F RN) were no longer going to be backed by gold 
but only by the credit of the pe ople and their property. A quote from the Congressional Record 
that occurred during the debate on the bill demonstrates this fact. 
The money will be worth 100 cents on the dollar because it is backed by the credit of the Nation. It will 
represent a mortgage on all the homes and other  property of all the people in the Nation . [Congressional 
Record, March 9, 1933, emphasis added] 
This language sound very similar what was said in the Knox v. Lee case shown above.  
The next major change that occurred, was an  Executive Order issued on April 5, 1933. This 
order required all “individuals, part nerships, associations and corpor ations” to turn in their gold. 
In the essay, “Meet Your Straw Man”, we have al ready seen that “partnerships, associations and 
corporations” are “legal fic tions” created by the civil gove rnment. However, the term 
“individual” and “person” are used in the order. What do these terms mean? 
“Individual. As a noun, this term denotes a single person as distinguished from a group or class, and also, 
very commonly, a private or natural person  as distinguished from a pa rtnership, corporation, or 
association; but it is said that this restrictive signification is not necessarily inherent in the word, and that it 
may, in proper cases, include artificial persons. See also Person.” [Black's Law Dictionary, 5th Edition] 
“Person. In general usage, a human being (i.e. natural person), though by status term may include a firm, 
labor organizations, partnerships, associations, corporat ions, legal representatives, trustees, trustees in 
bankruptcy, or receivers.” [Black's Law Dictionary, 5th Edition] 
Natural person. Any human being  who as such is a legal entity as di stinguished from an artificial person, 
like a corporation, which derives its status as a legal entity from being so recognized by law. [296 NY 395, 
72 NE2d 716. Radin, Law Dictionary (1955)] 

… natural persons, members of the body politic owing allegiance to  the State. [Pembina v. Penn. 125 
U.S. 181, 189 (1888)] 
human. 1. Belonging to man or mankind… 3. Profane; not sacred or divine. [American Dictionary of the 
English Language, Noah Webster, 1928] 
human being. See Monster . [2 Bl. Com. 24. Law Dictionary with  Pronunciations by James Ballentine, 
1948 Edition] 
monster. A human-being by birth, but in some part resembling a lower animal… [2 Bl. Com. 24. Law 
Dictionary with Pronunciations by James Ballentine, 1948 Edition] 
Our conclusion is that “person”, and “individual” are terms referring to legal fictions, or a straw 
man. Both of these words are also said to be “natural persons” and as such are “members of the 
body politic owing allegiance to the State.” These entities are created in and exist in the civil 
society that we call “the public”. As such they  are subject to the ru les established by their 
creators, the civil government. Me n, on the other hand, are outside  of “the public”. You might 
think of “the public” as if it were a “box” that contains only legal fictions and men live outside of 
this box. Since the Executive Order applies to individuals and persons, by necessity, it did not 
apply to men.  
Below is the complete text of the Executive Order with some imbedded comments. 
Executive Order Of April 5,1933 
UNDER EXECUTIVE ORDER OF THE PRESIDENT 
Issued April 5, 1933 
All persons [The order applied to persons which did not include men. So when men turned in their 
gold, they did so voluntarily.] are requited to deliver ON OR BEFORE MAY 1, 1933, all GOLD COIN, 
GOLD BULLION, AND GOLD CERTIFICATES now owned by them to a Federal Reserve Bank, branch or 
agency, or to any member bank of the Federal Reserve System. 
EXECUTIVE ORDER 
FORBIDDING THE HOARDING OF GOLD COIN, GOLD BULLION,  
AND GOLD CERTIFICATES 
By virtue of the authority vested in me by Section 5(b) of the Act of October 6, 1917 as amended by 
Section 2 of the Act of March 9, 1933, entitled “An Act to Provide Relief in the Existing Emergency in 
Banking, and for other purposes” 
[The “state of emergency,” due to the “law of necessity,” was 
used as an excuse for issuing the order.]  in which Amendatory Act Congress declared that a serious 
emergency exists, I, Franklin D. Roosevelt, President of the United States of America, do declare that 
said national [The use of the word “national” seems to signify the civil government acting as 
sovereign while under the original intent of the Constitution the people were viewed as sovereign 
and the source of all authority.]  emergency still continues to exist, and pursuant to said Section do 
hereby prohibit the hoarding of gold coin, gold bullion, and gold certificates within the continental United 
States by individuals, partnerships, associations and corporations , [The order only applies to these 
entities, but men were excluded from the order.]  and hereby prescribe the following regulations for 

carrying out the purposes of this Order. 
Section 1. For the purposes of th is regulation the term “hoarding” means the withdrawal and withholding 
of gold coin, gold bullion or gold certificates from the recognized and customary channels of trade. The 
term “person” means any individual, pa rtnership, association or corporation . [Again, the order applies 
only artificial entities and not to men.] 
Section 2. All persons ar e hereby required to deliver on or before May 1, 1933 , to a Federal Reserve 
Bank or branch or agency  thereof or to any member bank of the Federal Reserve System all gold coins, 
gold bullion or gold certif icates now owned by them  or coming into their ownership on or before April 23, 
1933, except the following: 
(a) Such amount of gold as may be required for legitimate and customary use in industry, 
professions, or art within a reasonable time, excluding gold prior to refining and stocks of gold in 
reasonable amounts for the usual true requirements of owners mining and refining such gold. 
(b) Gold coins and gold certificates in an amount not exceeding in the aggregate $100 belonging 
to any one person; and gold coin having a recogni zed special value to collectors or rare and 
unusual coins. 
(c) Gold coin and bullion earmarked or held in trust for a recognized foreign government  [Men 
are foreign to the government , they are outside “the box”  or outside “the public.”.]  (or 
foreign central bank or the Bank for International Settlements). 
(d) Gold coin and bullion licensed for other proper transactions (not involving hoarding) including 
gold coin and bullion impo rted for re-export or held pending  action on application for export 
license. 
Section 3. Until otherwise ordered by any other person becoming the owner of any gold coin, gold bullion 
or gold certificates after April 23,1933, shall within three days after receipt thereof, deliver the same in the 
manner prescribed in Section 2: unless such gold coin, gold bullion or gol d certificates ore held for any of 
the purposes specified in paragraphs (a), (b), or (c ) of Section 2: or unless such gold coin, or gold bullion 
is held for purposes specified in paragraph (d) of Section 2 and the person holding it is, with respect to 
such gold coin or bullion, a licensee or applicant for license pending action thereon. 
Section 4. Upon receipt of gold coin, gold bullion or gol d certificates delivered to it in accordance with 
Section 2 or 3, the Federal Reserve Bank or member bank will pay therefore an equivalent amount of any 
form of coin or currency coined or is sued under the laws of the United States . [The value of gold had 
been arbitrarily held to a fixed value by the Fe deral government. It was not permitted to float in 
value as it is today. If someone turned in  $10,000 worth of gold, the banks would give an 
equivalent amount of currency. On  the surface, it would appear that value ($10,000 in gold) was 
given for value ($10,000 in currency). However, the gold had real intrinsic value while the 
currency was worthless paper. This was not  an exchange  but rather a transf er of the gold from 
men to the government.] 
Section 5. Member banks shall deliver  all gold coin, gold bullion and gold certificates owned or received 
by them (other than as exempted under the provisions of Section 2) to the Federal Reserve Banks of their 
respective districts and receive credit or payment therefore . [This indicates that the Federal Reserve 
Banks are holding the credits for the gold.] 
Section 6. The Secretary of the Treasury, out of t he sum made available to the President by Section 301 
of the Act of March 9, 1933, will in all proper cases pay the reasonable costs of transportation of gold 
coin, gold bullion or gold certificates delivered to a member bank or Federal Reserve bank in accordance 
with Section 2, 3,or 5 hereof, including the cost of insurance, protection, and su ch other incidental costs 
as may be necessary, upon production of satisfactory evidence of such costs. Voucher forms for this 
purpose may be procured from Federal Reserve Banks. 

Section 7. In cases where the delivery of gold coin, gold bullion or gold certificates by the owners thereof 
within the time set for the above will involve extraord inary hardship or difficulty, the Secretary of the 
Treasury may, in his discretion, extend the time within which such delivery must be made. Applications for 
such extensions must be made in writing under oath, addressed to the Secretary of the Treasury and filed 
with a Federal Reserve Bank. Each application must st ate the date to which the extension is desired, the 
amount and location of the gold coin, gold bullion and gold certificates in respect of which such 
application is made and the facts showing extension to  be necessary to avoid extraordinary hardship or 
difficulty. 
Section 8. The Secretary of the Treasury  is hereby authorized and empowered to issue such further 
regulations as he may deem necessary to carry out t he purpose of this order and to issue licenses there 
under, through such offices or agencies as he may designate, including licenses permitting the Federal 
Reserve Banks and member banks of the Federal Rese rve System, in return for an equivalent amount of 
other coin, currency or credit, to deliver, earmark or hold in trust  [This is a vitally important concept. 
The Federal government set up a trust where the Secretary of the Treasury is acting as the 
trustee. The people voluntarily transferred thei r gold to the government. The gold and perhaps 
was other things are the assets of the trust. Th e people would also be th e beneficiaries of this 
trust.] gold coin and bullion to or for persons showing his need for the same for any of the purposes 
specified in Paragraphs (a), (c) and (d) of Section 2 of these regulations. 
Section 9. Whoever willfully violates any provision of this Executive Order or of these regulations or of any 
rule, regulation or license issued there under may be fi ned not more than $10,000, or if a natural person, 
may be imprisoned for not more than ten years, or both and any officer, director or agency of any 
corporation who knowingly participates in any such vi olation may be punished by a like fine, imprisoned, 
or both. 
This order and these regulations may be modified or revoked at any time. 
FRANKLIN D. ROOSEVELT 
THE WHITE HOUSE 
April 5, 1933 
Further Information Consult Your Local Bank 
GOLD CERTIFICATES may be identified by the wo rds “GOLD CERTIFICATE” APPEARING THEREON. 
The serial number and the Treasury seal on the face of a GOLD CERTIFICATE are printed in YELLOW. 
Be careful not to confuse GOLD CERTIFICATES with other issues which are redeemable in gold but 
which are not  GOLD CERTIFICATES. Federal Reserve Notes and United States Notes are redeemable 
in gold but are not “GOLD CERTIFICATES” and are not required to be surrendered. 
Special attention is directed to the exceptions allowed under 
Section 2 of the Executive Order 
CRIMINAL. PENALTIES FOR VIOLATIONS OF EXECUTIVE ORDER 
Our conclusion after analyzing the order, is that men voluntarily gave up their gold, a substance 
with intrinsic value, for worthless paper. The gold was held in trust for the people by the 
government. The Secretary of the Treasury acts as the trustee of this trust. The people, and by 
extension their children and heirs, are the beneficiaries of this trust. This means we have a 
beneficial interest in the assets of the trust. We will see later that other assets were also given to 
the government. 
The next major step was making it illegal to require gold as a valid form of payment for debts. 

This was done by House Joint Resolution (HJR) 192. Below is the complete text of HJR 192.  
 
JOINT RESOLUTION TO SUSPEND THE GOLD 
STANDARD AND ABROGATE THE GOLD CLAUSE 
JUNE 5, 1933 
H.J. Res. 192, 73rd Cong. 1st Session 
Joint resolution to assure uniform value to the coins and currencies of the United State 
Whereas the holding of or dealing in gold affects t he public interest, and therefore subject to the proper 
regulation and restriction; and 
Whereas the existing emergency [Again an “emergency” was used as the excuse for the action.] 
has disclosed that provisions of obligations which purport to give the obligee a right to require payment in 
gold or a particular kind of coin or currency of the United States, or in an amount in money of the United 
States measured thereby, obstruct the power of the Congress to regulate the value of the money of the 
United States, and are inconsistent with the declared policy [Congress is setting a public policy which 
is defined as “principles and standards regarded by the legislature or by the courts as being of 
fundamental concern to the state and the whole society.” Black’s Law Dictionary 7th Edition..] of 
the Congress to maintain at all times the equal power of every dollar, coined or issued by the United 
States, in the markets and in the payment of debts, 
Now, therefore, be it Resolved by the Senate and House of Representatives of the United States of 
America in Congress assembled, that 
(a) every provision contained in or made with respect to any obligation which purports to give the obligee 
a right to require payments in gold or a particular kind of coin or currency [Currency would include all 
of M1, M2 and M3 money as defined by the Federal Reserve.], or in an amount in money of the 
United States measured thereby, is declared to be against public policy; and no such provision shall be 
contained in or made with respect to any obligation hereafter incurred. [This clause makes it contrary 
to public policy for any creditor to require payment in any particular form. This means that no 
creditor can ask for payment by check, cash, or cashiers check. It also means that they are not 
permitted to dishonor a valid form of payment.] Every obligation, heretofore or hereafter incurred, 
whether or not any such provision is contained therein or made with respect thereto, shall be discharged 
[You could no longer “pay off” a debt. You can only discharge a debt.] upon payment, dollar for 
dollar, in any coin or currency which at time of payment is legal tender for public and private debts. [Any 
valid form of “legal tender” must be accepted to discharge a debt. The debt must be discharged 
“dollar for dollar” which means that we discharge the exact amount shown on a charging 
instrument (bill or invoice).] Any such provision contained in any law authorizing obligations to be 
issued by or under authority of the United States, is herby repealed, but the repeal of any such provision 
shall not invalidate any other provision or authority contained in such law. 
(b) As used in this resolution, the term 'obligation' means any obligation (including every obligation of and 
to the United States, excepting currency) payable in money of the United States ; and the term 'coin or 
currency' means coin or currency of the United States, including [The term “including” means that 
what follows is a partial list and it implies that ot her things may also belong in the list. The term 
“includes”, on the other hand is a limiting term that indicates only the specific items listed may 
be included.]  Federal Reserve notes and circulating notes  of Federal Reserve banks and national 
banking associations. 

Sec. 2 The last sentence of paragr aph (1) of subsection (b) of secti on 43 of the Act entitled “An Act to 
relieve the existing national economic emergency by increasing agricultural purchasing power, to raise 
revenue for extraordinary expenses incurred by reason of such emergency, to provide emergency relief 
with respect to agricultural indebtedness, to provide for the orderly liquidation of joint-stock land banks, 
and of other purposes”, approved May 12, 1933, is amended to read as follows: 
"All coins and currencies of the United Stated (including [Due to the use of the word “including,” 
other things may also be valid currency.] Federal Reserve notes and circulating notes of the Federal 
Reserve banks and national banking associations) heretofore or hereafter coined or issued, shall be legal 
tender [Just because other forms of payment are not listed does not exclude them from being 
valid forms of legal tender. You will notice that checks and credit cards are accepted but these 
instruments are not listed.] for all debts, public and private, public charges, taxes, duties, and dues, 
except that gold coins, when below the standard weight and limit of tolerance provided by law for the 
single piece, shall be legal tender only at valuation in proportion to their actual weight.' 
Approved, June 5, 1933, 4:40 p.m. 31 U.S.C.A. 462, 463 
House Joint Resolution 192, 73d Congress, Sess. I, Ch. 48, June 5, 1933 (Public Law No. 10 )  
One sample court case that ruled on the legality of HJR 192 was GUARANTY TRUST CO. OF 
NEW YORK v. HENWOOD, 307 US 247 (1939). This case held that HJR 192 was lawful. 
Some interesting excerpts are included below. 
… Analysis of the terms of the Resolution discloses, first, the Congress declared certain types of 
contractual provisions against public policy in terms so broad as to include then existing contracts, as well 
as those thereafter to be made. In addition, future use of such proscribed provisions was expressly 
prohibited, whether actually contained in an obligation payable in money of the United States or 
separately ‘made with respect thereto.’ This proscription embraced ‘every provision’ purporting to give an 
obligee a right to require payment in (1) gold; (2) a particular kind of coin or currency of the United States; 
or (3) in an amount of United States money measured by gold or a particular kind of United States coin or 
currency. 
… Congress – apparently to obviate any possible misunderstanding as to the breadth of its objective - 
ended, with studied precision, a catchall second sentence sweeping in ‘every obligation’, existing or 
future, ‘payable in money of the United States’, irrespective of whether or not any such provision is 
contained therein or made with respect thereto. ’The obligations hit at by Congress were those ‘payable in 
money of the United States.’ All such obligations were declared dischargeable ‘upon payment, dollar for 
dollar, in any coin or currency (of the United States) which at the time of payment is legal tender for public 
and private debts.’ 
… That which the Joint Resolution made dischargeable was the debt - the monetary obligation to pay. 
… Congress sought to outlaw all contractual provisions which require debtors, who have bound 
themselves to pay United States dollars, to pay a greater number of dollars than promised. The 
Resolution intended that debtors under obligation to pay dollars should not have their debts tied to any 
fixed value of particular money, but that their entire obligations should be measured by and tied to the 
actual number of dollars promised, dollar for dollar. 
… The enacting part of the resolution proscribes ‘every provision ... which purports to give the obligee a 
right to require payment in gold or a particular kind of coin or currency, or an amount in money of the 
United States measured thereby’, and declares ‘Every obligation, heretofore or hereafter incurred, 
whether or not any such provision is contained therein or made with respect thereto, shall be discharged 
upon payment, dollar for dollar, in any coin or currency which at the time of payment is legal tender …’ 
‘Obligation’, it states, ‘means an obligation ... payable in money of the United States’. Thus the resolution 
proclaims that it is aimed at gold clauses and declares, if language is to be taken in its plain and most 

obvious sense, that provisions requiring payment in gold dollars or measured by gold are illegal and that 
every promise or obligation payable in money of the United States’ shall be discharged ‘dollar for dollar’ in 
legal tender currency. 
As a result of HJR 192, the people can no longer pay  their debts. They have nothing of value to 
give in exchange for the goods and services they need. According to HJR 192, we can only 
discharge our debts. This was a huge change in our society. But very few people realized what 
had occurred.  
The following diagram shows what happened wh en HJR 192 was passed. You will notice that 
some entities are inside a box. These are what we are calling “the public.” Men contributed their 
gold and other assets and became beneficiaries of  a public trust but “persons” are considered 
impostors. So knowing ones status wh en attempting to access the bene fits of the trust is vital. 
Everything inside the box either serves as a fiduciary or a manage r of the trust. The Secretary of 
the Treasury also serves as the trustee and the receiver of the U.S. bankruptcy. The person in this 
position is the only individual who can see both inside the box, the public, and outside the box. 

EXEMPTION
Creator: UNITED STATES Congress
HJR 192, June 5, 1933
Man (substance)
Acting as Principles  
and Creditors
In possession of:
silver, earth
houses, cars &
businessesNo possession of:
gold
EXCHANGERS (PERSON)
FIDUCIARIES
FEDERAL RESERVE BANKS
  (gold - United States script)
DEPT OF MOTOR VEHICLES
  (car registration applications -titles)
COUNTY RECORDERS
  (loan applications - deeds of trust)
  (recording applications - cert. Copy)
  (title insurance application - policy)
CORPORATION COMMISSION
  (corporation registration application - 
   confirmations)
CITY or STATE
  (business license application - license)
  (protection)
  (public schools enrollment - diploma)
DEPT OF TREASURY
JOHN SNOW
RECEIVER
SECRETARY
TRUSTEE
TRUST MANAGEMENT TEAM
INTERNAL REVENUE SERVICE
DEPARTMENT OF JUSTICE
FEDERAL & STATE COURTS
SECURITIES & EXCHANGE COMM.
DEPT. OF ECONOMIC SECURITY
DEPT. OF THE INTERIOR
DEPT. OF COMMERCE
SECRET SERVICE
etc.
Beneficiaries
IMPOSTORS (PERSONS)
He who has the gold, pays the bills
 - OR - 
provides an exemption!

 
Title to Property 
We have alluded to the fact that other items we re donated to “the public” to serve as collateral 
for the U.S. bankruptcy. The quote from the congre ssional record indicate s that “all the homes 
and other property of all the people in the Na tion” would be mortgage d. Beginning in 1933 or 
earlier, a system was set up to accomplish this objectiv e. To understand this concept, we will 
have to explore the meaning of the word “ti tle.” To accomplish this, we will examine various 
kinds of title. 
Title. Real Property Title. Title is the means whereby the owner of lands [or any other tangible assets 
such as a car] has the just possession of his property. The union of all the elements which constitute 
ownership. Full independent and fee ownership. The right to or ownership in land; also, the evidence of 
such ownership…. [Black’s Law Dictionary, 5th Edition] 
Absolute title. As applied to title to land, an exclusive title, or at least a title which excludes all others not 
compatible with it. An absolute title to land cannot exist at the same time in different persons or in different 
governments. [This suggests that various aspects of title can be held by different parties.] See also 
Fee simple. [Black’s Law Dictionary, 5th Edition] 
Fee simple. Absolute. A fee simple absolute estate limited absolutely to a man and his heirs and assigns 
forever without limitation or condition. An absolute or  fee-simple estate is one in which the owner is 
entitled to the entire property, with unconditional power of disposition during his life, and descending to his 
heirs and legal representatives upon his death interstate. Such estate is unlimited as to duration, 
disposition, and descendibility. [Black’s Law Dictionary, 5
th Edition] 
A term which is very similar to “fee simple” is allodium.  
Allodium. Land held absolutely in one’s own right, and not of any lord or superior; land not subject to 
feudal duties or burdens. An estate held by absolute ownership, without recognizing any superior to 
whom any duties is due on account thereof. [Black’s Law Dictionary, 5th Edition] 
From the above definitions, we see that th ere are multiple “elements which constitute 
ownership.” Title can be divided into two distinct parts: “equitable title” and “legal title.” 
Legal title. One cognizable or enforceable in a court of law, or on which is complete and perfect so far as 
regards the apparent right of ownership and possession , but which carries no beneficial interest in the 
property, another person being equitably entitled thereto; in either case, the antithesis of “equitable title.” 
…  [Black’s Law Dictionary, 5th Edition] 
Equitable title. A right to  the party to whom it belongs to have t he legal title transferred to him; or the 
beneficial interest of one person whom equity regards as the real  owner, although the legal title is vested 
in another. See also Equitable ownership. [Black’s Law Dictionary, 5th Edition] 
Equitable ownership. The ownership interest of one who has equitable as contrasted with legal ownership 
of property as in the case of a trust beneficiary. Ow nership rights which are protected in equity. See also 
Equitable interest. [Black’s Law Dictionary, 5th Edition] 
Equitable interest. The interest of a beneficiary under  a trust is considered equitable as contrasted with 
the interest of the trustee which is a legal interest because the trustee has legal as contrasted with 
equitable title. [Black’s Law Dictionary, 5th Edition] 

The above definitions make it clear that the right  to property is divided between equitable and 
legal title. The legal title porti on is the “right of … possession but  which carries no beneficial 
interest in the property”. The equi table title portion carri es the beneficial interest portion of the 
title. Based upon these definitions, we would s uggest that when we buy property we are only 
given the legal title and therefore only have the right of possession. This means when we buy 
land and a house we can live on the land and in the house. But we suggest that the county where 
it exists and is registered acts as the trustee to ho ld the equitable title, or beneficial interest, for 
the beneficiaries (the people). Th e county is the trustee over the equitable interest and we pay 
trustee fees to the county in the form of property taxes. One who holds property as fee simple or 
in allodium would pay no propert y taxes. In the early 1900s, virt ually all property was held in 
allodium and no property taxes were paid. 
We would suggest that these same principles of tit le apply to virtually all other things of value. 
We hold the right of possession and the government at some level (county, state, federal) acts as 
trustee to hold the equitable in terest. In the article about the straw man, we saw that your birth 
certificate is registered when you are born. This means the governme nt holds title to your straw 
man’s name. When you get married, you get a marriage license that is registered with the state. 
Some have suggested that this gives the state trusteeship over the equitable interest in the fruit of 
the marriage, the children. That is why the state,  through child protective services, can take your 
children whenever they deem it appropriate. When you buy a car,  the title is registered to the 
state. We pay trustee fees to the state every year in the form of license plate fees.  
So we see that the government, as trustees, holds equitable interest in your  (forefather’s) gold, 
your home, your children, and your cars.  This leads us to ask a critical question. What were we 
given in exchange for all of these assets? Our parents, gr andparents or great grand parents were 
given paper money for their gold but this was not an exchange . The gold had real value but the 
paper money was worthless. The government needed  the gold and your other assets as collateral 
against their bankruptcy. But what have we, the pe ople, been given in exchange for all of these 
things? We were certainly due something of substance.  
We would suggest that we, the peop le, have been placed in the position of be ing the creditors to 
the government. We are owed a h uge debt because the governme nt has used our property and 
substance to help with their bankruptcy. We  have been duped into believing that we are 
responsible to repay the national debt. But we have, in fact, been  the surety for the debt. The 
following quote sheds some light on the idea of a debtor. 
Debtors are also principles and surety; the principal debtor is bound as between him and his surety to pay 
the whole debt, and if the surety pay it, he will be entit led to recover against the principal. [Bouvier’s Law 
Dictionary 1856] 
This quote indicates that there is a difference be tween the principal debtor (the government) and 
the surety (the people). It plainl y says the principal debtor is re sponsible to pay back the debt. 
But if we, as the surety, do pay the debt, the surety is entitled to recover the cost from the debtor. 
We have been paying the debt with our property, our labor and our  taxes. We are owed a great 
deal.  
Another way of looking at our monetary system is to say that everything in our society is pre-
paid. All money is backed by the people and th eir property. Without us , there would be no 

money in our current system. Everything in societ y has been paid for at the manufacturing level 
with the money that was created from us and our  property. Therefore, everything in existence in 
our society is an extension of what we are owed and therefore everything is pre-paid by us and 
for us. 
How much are we owed for all that we have give n? One way to answer this is to see how much 
“money” was created from each of us. One person tried to find the answer to this question by 
sending a FOIA (Freedom of Information Act) request. This person asked how much money had 
been created from his/her social security numbe r. A letter was returned explaining that the 
government could not provide a full list of the Fede ral Reserve Notes that had been created from 
the social security number unle ss the person was willing to send them $2800, at 10¢/page, to 
provide a copying cost. This means there were  a total of 28,000 pages. A few pages were 
attached to the le tter that listed Federal Reserve Note serial numbers and value of each note. 
Based upon this information, let’s see if we can cr eate a model to estimate the amount of money 
this 28,000 pages would represent. Let’s assume th at each page contained two columns of note 
numbers and denominations and that there were two columns per page, a total of 60 notes per 
page. Let’s further assume the there is an even  distribution of the following note denominations 
evenly distributed across all the pages: $1, $5, $10, $20, $50, and $100. This would mean that 
280,000 notes of each denomination would be liste d. These assumptions would yield a total of 
$52,080,000. This is just an estimate,  but it should give you some  idea that the government has 
created an enormous amount of money from each of us. 
The Exemption – What We Are Owed 
What do we get in exchange for all that has been  created from us? We would suggest that what 
the people are owed is manifest  in two ways: the people are beneficiaries in the trust and the 
people have been given an exemption . In the broadest terms, we call what is owed us an 
exemption. 
Exemption. Freedom from a general duty or service; immunity form a general burden, tax or charge. 
Immunity from certain legal obligations … [Blacks Law Dictionary 5th Edition] 
We have been given an exemption  from having to pay  our debts. We now have the ability to 
discharge our debts. Do you suppose there is a way to use this exemption to discharge our debts 
by accessing what is owed to us and held in trust? We believe this is quite possible. 
To begin to understand how we might access this exemption, we need to look at various forms of 
payment. We already know that that “all coins and currencies of the United States (including 
Federal Reserve notes … ) … shall be legal tender.” But it appears that there are other forms of 
payment which are also valid that are not included in those listed above. A quote from the 
Uniform Commercial Code (UCC) will illustrate this point 
§ 2.304. Price Payable in Money, Goods, Realty, or Otherwise 
(a) The price can be made payable in money or otherwise. If it is payable in whole or in part in goods 
each party is a seller of the goods which he is to transfer. 

This quote makes it clear that we may discharge our debts in something other than money, 
goods, or realty. What could this mean? A quote from a Federal Reserve publication will shed 
some light on this question. 
Modern monetary systems have a fiat base – literally money by decree – with depository institutions, 
acting as fiduciaries, creating obligations against themselves with the fiat base acting in part as reserves. 
The decree appears on the currency notes: “This note is legal tender for all debts, public and private.” 
While no individual could refuse to accept such money for debt repayment, exchange contracts could 
easily be composed to thwart its use in everyday commerce. However, a forceful explanation as to why 
money is accepted is that the federal government requires it as payment for tax liabilities. Anticipation of 
the need to clear this debt creates a demand for the pure fiat dollar. [“Money, Credit and Velocity,” 
Review, May, 1982, Vol. 64. No. 5, Federal Reserve Bank of St. Louis, p. 25] 
The Federal Reserve is saying that the people could easily replace the use of Federal Reserve 
Notes in daily life by using exchange contracts. This is amazing news. It means that we can use 
exchange contracts to discharge out debts. We will leave the discussion of what an exchange 
contract is and how it might be used for another essay. 
For now, let’s turn our attention to what we currently use for money or call money, Federal 
Reserve Notes. What is a note? 
Note. An instrument containing an express and absolu te promise of signer (i.e. maker) to pay to a 
specified person or order, or bearer, a definite sum of money at a specified time… [Black’s Law Dictionary 
5th Edition] 
So a note is a promise to pay. The definition says that the note must be signed. If you look at a 
FRN you will notice there are two signatures (two witnesses) promising to pay, the Treasurer of 
the United States and the Secretary of the Treasury. So a FRN is a pledge on the part of the 
government to pay a debt. This means that an FRN is a liability and not an asset. It means that 
every FRN, currency, that is in circulation is actually a liability.  
Accounting 
If our currency is a liability, then there must also be some assets to balance the books. So it is 
apparent that we need to understand some basic accounting. First, let’s first see how accounting 
and account are defined. 
Accounting. An act or system of  making up or settling accounts ; a statement of account, or a debit and 
credit in financial transaction… Rendition of an account, either voluntarily or by order of a court. In the 
latter case, it imports a rendition of a judgment from  the balance ascertained to be due. the term may 
include payment of the amount due… Major accoun ting methods are the cash basis and the accrual 
basis. [Black’s Law Dictionary 5th Edition] 
Account. A detailed statement of the mutual demands in the nature of debit and credit between parties, 
arising out of contract or some fiduciary relation. A statement in writing, of debits and credits, or of 
receipts and payments; a list of items of debits and credits, with their respective dates. … Any account 
with a bank; including a checking, time, interest or saving account. … Account means any right to 
payment for goods sold or leased or for services r endered which is not evidenc e by an instrument or 
chattel paper, whether or not it has been earned by performance… [Black’s Law Dictionary 5th Edition] 

These definitions suggests that an account is some thing to keep track of debits and credits and 
accounting would be the practice of keeping track of debits and credits. Accounts are only 
needed when payment of goods and services are not  made in full at the time of purchase. When 
you buy something on credit (house, cr edit card, car), an account is established to keep track of 
how much you owe. You open a checking account when you no longer want to pay for 
everything with cash. The checking account allows the bank to keep track of how much “money” 
you have. Black’s 7 th edition lists a number of  different kinds of accounts, but for our purposes, 
there are three that are particularly interesting. 
closed account. An account that no further credits or debits may be added to but that remains open for 
adjustment and setoff. [Black’s Law Dictionary, 7th Edition] 
offset account. One of two accounts that balance a gainst each other and cancel each other out when the 
books are closed. [Black’s Law Dictionary, 7th Edition] 
open account. 1. An unpaid or unsettled account. 2. An account that is left open for ongoing debit and 
credit entries and that has a fluctuating balance until each party finds it convenient to settle and close… 
[Black’s Law Dictionary, 7th Edition] 
From these definitions it becomes clear that so long as there is still activity occurring, an account 
remains open but once all public activity (debit and credit) has ceased, the account is closed. 
When you make the final payment on a loan, th e account is closed. When you no longer need a 
checking account, you withdrawal all the funds and close it. Bu t a closed account remains open 
for two types of transactions, adjustments and setoffs. The idea of an offset account suggests that 
when two parties owe one another, setoffs can be used to cancel out opposing debts. The 
definition of setoff will give us another clue on how to use our exemption. 
setoff. … 2. A debtor’s right to reduce the amount of a debt by any sum the creditor owes the debtor; the 
counterbalancing sum owed by the creditor. … Set-off signifies the subtraction or taking away of one 
demand from another opposite or cross demand, so as to distinguish the smaller demand and reduce the 
greater by the amount of the less… [Black’s Law Dictionary, 7th Edition] 
It appears that if two parties owe one another opposing sums, a por tion of the larger debt can be 
discharged by the amount of the smaller debt. The one who is owed  the larger amount is called 
the creditor and the one who owes  the smaller amount is the debtor. We have already seen that 
we are the creditor over the government, who is th e debtor, and that it owes us vast sums. Since 
we are the creditor, it would appear that there should be some method of using what the 
government owes us to setoff what we owe to ot her creditors. We have already been introduced 
to the concept of a bill of exchange. Various pe ople and groups have researched how a bill of 
exchange and other instruments might be used to  access our exemption in order to discharge our 
debts. They have discovered that these instruments can be effective.  
Our goal is to eventually discover how a man can use bills of exchange or other instruments to 
discharge all of his debts. The implications of such a discovery would be staggering. It would 
mean complete financial freedom for those who discover and learn to apply these principles.  
It is beyond the scope of  this essay to cover the exact mechan isms for using these instruments to 
discharge debts. Our purpose here was to demons trate that “We the People” are the creditors and 
that the government owes us a huge debt which we call our exem ption. Another essay will cover 

exactly how to gain control over our straw man and then when can see the mechanics of how to 
use our exemption.  
Spiritual Applications 
There is only one additional topic that we need to c over. This topic is only of interest to those of 
you who are spiritual and specifically those who are Christians. For these, we want to conclude 
this essay with a spiritual view of the material that we have covered.  
In chapter 2 of Genesis, we see a picture of an ideal existence where man lived in harmony with 
the Creator, God. In this setting, all of man’s needs were met. Adam had an abundance of food 
(Gen. 2:8-9). God had told Adam that he could eat of any tree in garden except the tree that was 
in the midst of the garden, the tree of the knowledge of good and evil (Gen 2:16-17). Adam did 
not have to work to make a living, there was not sickness, no disease, no death, no debt, and no 
taxes. There was not money because there was not debt and there was no accounting system 
since there was no debt. All was right with the world. 
Then Adam disobeyed God and sinned (Gen. 3:1-6). At this point, Adam and Eve recognized 
that they were naked (v.7). God covered their nakedness with skins of animals (v.21). This was 
not done without the shedding of blood, which gives us a clue into God’s economy. This 
introduced the first debt into the world. God had already told Adam that if he ate of that one tree 
that he would die. So Adam owed God his life. Adam’s sin disrupted the perfect fellowship he 
had enjoyed with God. The sin also disrupted the complete provision for his need that he had 
enjoyed. Adam was told that he would have to work (by the sweat of his brow) to meet his own 
needs (v.17-19). He was also removed from the provision and abundance of the garden (v.23-
24).  
As we reflect on these events, we see that mankind owed God the first debt. Adam’s sin was the 
first debt that existed on earth. By extension, this means that all debt that exists derives from this 
debt to God. God is the original creditor and all men are debtors under him. One of the great 
themes in the scriptures is the payment of this debt. 
As the story of God’s relationshi p with man unfolds in the Old Te stament, we see that God had 
an economy for the payment of debt that man ow ed him. God required the blood of animals to 
pay for sin. We get an early g limpse of this in Gen. 4:3-5 in the offering of Abel and Cain. 
Abel’s offering of blood was ac ceptable to God but Cain’s offering of fruit was not acceptable. 
Later in Genesis, we see that Abraham offered a ram to God (Gen. 22:13). Then in Leviticus the 
understanding of God’s economy for the payment of sins becomes very clear. In Leviticus 4:1-
35, detailed instructions are given about how the blood of anim als would atone for sins. But 
Leviticus makes it clear that the blood of anim als was only a temporary payment for sins. A 
single offering of blood would not atone for all future sin. Offeri ng of blood had to be repeated 
often to cover new sin.  
But God had a better plan in mind. God’s plan  from the beginning of creation was to buy 
mankind back from his debt of si n. He had planned to offer the blood of His own son to redeem 
(buy us back) from sin (1 Peter 1:19-20). The blood of Jesus, was a payment that was far 
superior to the blood of animals. Jesus only had to offer up his blood once for all time (Heb 7:27; 

9:11-14; 10:10-12). Jesus has paid all the debt (for all of our past sin and for any sin that we have 
yet to commit) that each of us owed to the Father. For those who accept the sacrifice of Jesus, all 
of your past debts to God are paid and all of y our future debts to God are pre-paid. Not just 
spiritual debts but economic as well. Remember th at God was the original creditor and that all 
debt was owed to Him. When the Father was paid  in full by the sacrifice of the Son, all debts 
were paid for those who accept the sacrifice of Jesus on their behalf.  
Those who are in Christ have returned to a plac e of perfected fellowship with the Father. Jesus 
promises us that if we seek first His kingdom and His righteousness that all of our needs would 
be met (Matt. 6:32-33). He also promised that He came so that we may have and enjoy life in 
abundance (John 10:10). Though Jesus was rich in heaven, yet for our sakes He became poor on 
earth so that through His poverty we might become ri ch (2 Cor. 8:9). The Father has promised to 
supply all that we need through to  the riches of glory, which are in Christ Jesus (Phil. 4:19). 
Jesus said to John that  the “sons are exempt ” (Matt 17:24-27), which reminds us of our 
exemption. These verses do not remind us of lack  but of plenty and abundance. These promises 
are not for the sweet by and by when  we get to heaven. They are for here and now while we are 
on this earth. It is my firm conviction that the de ath of Christ has spiritually placed us back into 
the Garden of Eden with the Father. All of our needs are met a nd we have an abundance to share 
with others.  
The sacrifice of Jesus  is the spiritual foundation of the earthly reality of the exemption. Jesus has 
paid all our debts. In fact, our debts are pre-paid. He supplies ev erything we need. We 
appropriate this provision and bounty by accepting th e gift He offers us. This means that the 
exemption is a physical reflection of a spiritual reality. It also suggests that the exemption may 
well be God’s provision to accomp lish in the physical realm what  Christ accomplished in the 
spiritual realm.  
At this point we should explore bondage at a national level. In the Old Testament, we see 
multiple examples of a period of bondage lasting 70 years. The bondage was at a national level 
for rebelling against God. For exampl e, the Israelites were in bondage  in Egypt for three sets of 
70 years, or 210 years. There was another period of bondage for Israel in Babylon. This one also 
lasted for 70 years (Jer. 25:11). Daniel, the prophet , read the law and foun d that the people were 
supposed to be coming out of captivity. He prayed  about it and God sent an angel who told him 
he was right. When the 70 years in Babylon were fulfilled and the Jews were free, only a handful 
chose to leave captivity. Those wanted to be  free understood and app lied the law and chose 
freedom.  
A more recent example of 70 years of bondage can  be seen in Russia which was enslaved to 
communism in 1917. Seventy years later, in 1987, the communist block in Europe fell apart. You 
cannot keep a nation in compelled servitude longer  than 70 years. Everyone in the Soviet Union 
did not leave slavery.  
We, in this country, have also been in a peri od of bondage for 70 years. I believe this bondage 
began no later than March 9, 1933, when Congress passed the emergency banking legislation and 
later took the gold away. We are now in a time where we too can choose to be free. You can 
choose to embrace freedom principles and walk away from bondage. The choice is yours. I pray 
that you will choose wisely. 

If you choose to be financially free, then we should  also talk about the fact that freedom is found 
in Jesus. The scriptures tell us that where the Spir it of the Lord is there is freedom (2 Cor. 3:17). 
It also tells us to  no longer take on the yoke of (economic) slavery (Gal. 5:1). It further instructs 
us not to turn our freedom into an opportunity for the flesh but rather to serve our brothers (Gal. 
5:13). The Apostle Peter warns us to not use our freedom for evil but to continue as bondservants 
of Christ. These scriptures lead us to some  questions which I will ask you to prayerfully 
consider. 
If we can successfully use our exemption to discharge all of debts, then we have no need to work 
to earn a living. If that were true, then why should we work? The scripture is very clear about the 
need to work. The Old Testament says that man is  under a curse because of our sin and that we 
must work to eat (Gen 3:17-19). I believe that Jesus fully satisfied the requirement of the law 
under the old covenant. However, the New Testamen t (the covenant for those who are in Christ) 
says that if a man does not work he should not eat  (2 Thess. 3:10). I believe that even under the 
new covenant that we are commanded to work. But that leaves the question of what kind of 
work. There are two kinds of work: work you do to  be paid and work you do to serve others. If 
there is no need to work to be paid, since al l of your needs can be met through the exemption, 
then we are free to work to serve others.  
What kind of service should we render to our  brothers? What would you do with your life if you 
did not have to worry about earning money to support yourself and your fa mily? What interests 
and desires has God placed within your heart? I believe God has created each one of us with 
unique gifts, abilities and interests. I believe that we will be most fulfilled when we are doing the 
thing for which we were created. I would encour age you to begin a jour ney of discovery with 
God to learn what He has placed within you. As k the Lord to show you what you are to do with 
your life and your time to serve Him and others. 
Further Study 
We have not covered the exact mechanism of how to use a bill of exchange to discharge a debt 
nor what must be done to get into a position to be able to issue a bill of exchange. The next 
article that should be revi ewed is entitled Redemption , which covers how to regain control of 
your straw man. Then you should study the article, Using Your Exemption. 

Using Your Exemption 
by Moses G. Washington 
 
 
Disclaimer 
The material in this essay is for educational purposes only and not to be construed as legal 
advice about what you should or should not do. Th e information herein is to assist you in 
performing your own due diligence before implem enting any strategy.  Formal notice is hereby 
given that:  
You have 10 days after reviewing any materi al on this web site to notify Truth Sets 
Us Free (TSUF) in writing of  any word, phrase, reference or statement which is 
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Introduction 
The Exemption essay discussed the concept of having an exemption from having to “pay” for 
anything because there is no money of substance w ith which to “pay”.  The exemption can also 
be thought of as an accounting of what they govern ment owes us for everything they have taken 
from our parents and us without giving valuable consideration in return.  That essay did not, 
however, discuss how to use or access the exempti on.  This essay will discuss how one might be 
able to use the exemption to discharge debt.  The implications of discovering how to use the 
exemption would be staggering.  It would mean the ability to get out from under the debt that is 
crushing so many people. 
You could say that the current economic system ha s been set up for our benefit, to repay us as 
the beneficiaries of the trust (The Exemption essay introduced the concept of the trust).  Our goal 
is to determine how to effectively use this system without destroying it. 
There have been many kinds of instruments (i.e., checks on closed bank accounts, banker’s 
acceptance and sight drafts) that people have tried to use to access the exemption.  Many of these 
have not been successful, and some have even gone to jail because of their use.  That’s not to say 
that the instruments are morally wrong.  It is quite  possible that the people who went to jail just 
didn’t know what they were doing.  I suspect th at the reason these instruments got people in 
trouble is because they attempted to use some asp ect of the private Federal Reserve system, such 
as bank routing numbers or account numbers.  T hose kinds instruments will not be discussed 
further here since so many negative stories has been heard about them.  
We will focus our discussion on tw o kinds of instruments: bills of exchange (BOEs) and bonds. 
When referring to these as a group, they will be called “instruments”. 

There Is No Money 
Before we get into the main topic, I want to sa y a bit about money.  I take the position that there 
is no “money” or at least no money of substa nce in our current economic system.  You may 
disagree with this position and there is certainly r oom for debate.  But, for the sake of clarity, I 
will elaborate why I feel my position is has some merit. 
One definition of money is a “medium of exchang e”.  If you want to use this definition, then I 
would have to say that there is money in our  economic system.  We certainly do exchange 
money or Federal Reserve Notes (FRNs) to get th e goods and services that we need.  But this 
definition begins to reveal the problem with what we call “money”. 
The word “exchange’ means a situation in which e qual value is given betw een two parties.  If 
there is money of substance, then an exchange can take place.  By “money of substance”, I mean 
something that has intrinsic value of its own, such as gold and silver.  
Let me illustrate this concept of an exchange.  Let’s say it is 1900 and you own a clothing store. 
You are selling men’s suits for $20.  If someone were to give you a $20 gold piece for a suit, an 
exchange would have taken place.  Both the su it and gold have intrinsic value so both parties 
received equal value. 
Now, let’s update the story to modern times.  Y ou have a clothing store and are selling a suit for 
$300.  Someone comes in and give you $300 in FRNs.  A FRN is a note.  But w hat is a note? 
Note. An instrument containing an express and absol ute promise of signer (i.e. maker) to pay to a 
specified person or order, or bearer, a definite sum of money at a specified time… [Black’s Law Dictionary 
5th Edition] 
So, a note is a promise to pay at some future date.  It is a debt instrument.  An FRN is a pledge 
on the part of the government to pay a debt.  This means that every FRN in circulation is actually 
a liability of the federal government.  It might app ear to be an asset to the one holding it, but it 
just means the government will pay off the debt so me day when there is substance.  FRNs are 
backed by the “full faith and credit” of the UNITED STATES.  But where is the government 
going to get assets to pay off all these liabilities?  The government is an artificial entity that has 
no source of wealth on it its own.  The only source the government has is “We the People”.  The 
natural resources of the earth are the source all wealth.  But, without people, natural resources 
have no value.  Gold, silver, oil, coal, plati num, diamonds, timber, livestock, and crops are all 
products of the earth.  None of these have any value until people put their ideas and labor into 
converting the raw materials into something of greater value.  So, in one sense, FRNs are only as 
good as the willingness of the businesses and people to accept them.  
Now back to the clothing store illustration. Did the storeowner get anything of intrinsic value 
when he received the $300 in FRNs?  No!  The FRN is just paper with no intrusive value.  The 
owner got a promise for payment at some point in the future by the government.  No one can 
determine when the promise of payment might be fulfilled.  Since the FRN is a debt instrument, 
the debt for the purchase of the suit was not paid.  You can’t pay a debt w ith a debt; can you?  I 
don’t think so. All you can do with an FRN is discharge a debt.  

While we are talking about money, we also need to  discuss the concept of credit.  Credit is the 
ability of a person to borrow “money” or obtain goods on time based upon the perception that the 
debt will be repaid in the future.  All peopl e posses the potential of virtually unlimited credit 
because all people have the potential to pay back  a virtually unlimited amount of debt.  A man, 
through his own labor, might be able to make a sizable fortune by panning for or mining gold or 
any other business venture.  In the same way, an inventive man’s ideas might create a vast 
fortune.  Rather than laboring for gold, a man mi ght invent machines and processes that could 
mine vast quantities of gold form the earth.   
If the labor or ideas of people can create a vast  amount of wealth, then it could reasonably be 
said that people have unlimited amount of credit.  This unlimited credit does not apply to just 
special people.  It applies to everyone.  No one can predict who might be the next person to come 
up with a idea, invention, song, book, theory or whatever that might make a huge fortune. 
This concept of unlimited credit does not hold true  for artificial entities, like corporations and 
governments.  Artificial entities are not aliv e and cannot produce one product or idea except 
through the efforts of people.  If a banker is willing to give a corporation a large amount of 
credit, it is only because the banker is convinced that the corporation has organized their people 
is such a way that they can creat e the amount of wealth necessary to repay the debt.  In fact, one 
could say that artificial entities can only create debt.  It takes no creative power to create debt.  It 
does, however, take creative power to repay debt. 
When a company issues a person credit, is the company really risking any of its own resources to 
give the credit?  Research has lead me to the conclusion that the answer is no!  A careful study of 
Modern Money Mechanics, a publication of the Federal Reserve Bank of Chicago, makes it clear 
that banks don’t have any money of their own to lend and are forbidden from lending their 
depositors’ “money” when they issue you credit.  What they do is exchange (an even swap of 
value) your promise to pay for credit in an  account, FRNs, that you can use to buy goods and 
services.  Since there was an even exchange, you don’t owe them anything.  They got the note, 
(your promise to pay) as an asset and you got FRNs in an account that you could spend.  Since 
they didn’t loan you anything in the first pl ace, the idea of calling them a creditor seems 
misleading.  So when we use the term “creditor” in this essay, we will put it in quotes to remind 
you that they didn’t loan you anything other than your own credit.  We, the living souls, are the 
real ultimate creditors because it is only through our  labor and ideas that any wealth is created. 
What we have always called “creditors” in the past are really just fictional organizations 
(“persons” created by the government) to whom we issue some of our own credit. 
So, to summarize the points that have been made here, the only kind of “money” in our 
economic system is credit or promises to pa y.  When you use a credit card, you are using credit 
which is a promise to pay.  When you write a check, you are promising that your bank will honor 
it and transfer credits from your account to th e account of the party to whom you wrote the 
check.  When you give FRNs for goods and serv ices, you are giving a promise to pay made by 
the federal government.  So, all we really have is a promise to pay.  There is no lawful money of 
substance in our economy. 

Setoff 
Since all we have is prom ises to pay, that means you can never actually pay for anything.  The 
word “pay” im plies an exchange of equal valu e.  Since there is no substance backing up our 
FRNs, you can’t pay for anything.  All you can do is discharge the debt. 
If it is true that we can’t pay for anything, then  how can a BoE or bond discharge a debt?   It is 
done with setoffs.  
setoff. … 2. A debtor’s right to reduce the amount of a debt by any sum the creditor owes the debtor; the 
counterbalancing sum owed by the creditor. … Set-off signifies the subtraction or taking away of one 
demand from another opposite or cross demand, so as to distinguish the smaller demand and reduce the 
greater by the amount of the less… [Black’s Law Dictionary, 7th Edition] 
When we issue one of the instrum ents we are discussing, bookkeeping entries should be made to 
reduce the am ount of m oney owed to our “credito r”.  Let’s use an exam ple to clarify this 
“ledgering”.  Let’s say that Bill obtained a $100,000 loan from Corey, and Corey got $1,000 loan 
from Adam.  The three balance sheets shown below reflect the initial situation. 
Asset Liability
Adam
Asset Liability Asset Liability
Bill Corey
100,000
cash from
Corey
100,000
owe Corey
1,000
cash
1,000
owe Adam
1,000
receivable
from Corey
1,000
paid Corey
cash
100,000
receivable
from Bill
100,000
paid Bill
cash
 
Now, let’s say that Corey wants to discharge his debt to Adam  by using a draft.  A draft is a 
three-party instrument where party A (drawer), asks party B (drawee) to pay party C (payee).  
So, in our exam ple, Corey (drawer) is going to issue a $1,000 draft where Bill (drawee) is 
instructed to pay $1,000 to Adam  (payee).  In esse nce, the draft would cause setoff transactions 
in the balance sheet of  Adam , Bill and Corey.  No real “m oney” needs to trade hands to 
accomplish the discharge of the debt.  The balance sheets below show the result for each person. 
Asset Liability
Adam
Asset Liability Asset Liability
Bill Corey
99,000
cash
99,000
owe Corey
0 0 99,000
receivable
from Bill
99,000
paid Bill
cash  
Now, let’s change the nam es of the players.  Let’ s say that Adam is one of your “creditors”, Bill 
is the federal governm ent, and Corey is you.  The am ount of debt owed by the federal 
government is very large because of your exem ption. The sam e concept applies with this new 
scenario.  The governm ent and your creditor coul d do setoff transactions to rem ove your debt. 
The actual mechanism would be somewhat more complicated because the creditor’s bank would 
get involved, but the principles and ledgering entries are the same. 
When we use a BoE or a bond, we are asking the government to discharge our debt for us out of 
the “m oney” that they owe us (exem ption).  The payee for these transactions would be the 

Secretary of the Treasury, who is also the trus tee for the U.S. bankruptcy.  As such, he is 
responsible for distributing all funds, just like a ny other trustee in a bankruptcy proceeding.  So, 
we ask him to be our banker and discharge our de bts for us.  This is what HJR 192 of June 5, 
1933 says the government will do: The government will discharge our debts “dollar for dollar”. 
Other than FRNs, most of “money” that flow s in our economy is just bookkeeping entries or 
digits in various computers.  When debts are discharged, no real money flows.  The only thing 
that happens is that bookkeeping entries are made on various computer systems.  When you write 
a check to a merchant, eventually the mercha nt’s checking account will be credited with the 
amount of the check, and your checking account w ill be debited with the same amount. When 
you use a debit card, the same thing happens. The only thing that is different is that no check is 
written; it’s all done electronically. 
Debts That Can Be Discharged 
Now we’ll describe what kinds of  debts can be discharged with these instruments. BoEs and 
bonds can only be used to discharge public debts - not private debts.  But what is public debt and 
what is a private debt?  I define private debt as debt between two living souls (man to man, man 
to woman, etc) and public as debt to any legal fiction or any entity created by or authorized by 
the government.  This means the “public” w ould include any government entity (municipal 
corporation), any corporation (S  Corp or C Corp), limited liability company or partnership, 
statutory trust, partnerships or DBA (doing business as).  All “public” entities have made 
application and received permission to exist. 
In order to discharge a public debt, there woul d have to be a charging instrument or a bill 
itemizing the debt.  The charging instrument w ould show how much was owed and to whom it 
was owed. The charging instrument could be a regular monthly bill or it could be a pay-off 
statement.  You can only discharge the amount  found on the charging instrument, nothing more. 
That means you can’t write an instrument fo r $2000 when only $1000 was owed and expect to 
get a refund of $1000 in cash.  This also means that you can’t do a charitable donation with one 
of these instruments since there is no debt owed and no charging instrument.  If you want to give 
to charity, it will have to be by some means such  as using a credit card or taking a cash advance 
on a credit card or getting them to bill you for a pledge. 
At this point, it appears that the easiest and most successful type of public debt to discharge is 
unsecured debt.  This would include any debt in  which the “creditor” or claimant (the one 
making the claim you owe them money) does not have  any collateral.  Perhaps the best example 
of this kind of debt would be credit card debt. 
You can use your exemption to discharge the de bts of others. There is nothing to prevent you 
from paying a bill for someone using your check or credit card.  So the same rules apply to using 
your exemption to discharge the public debt of another man, woman or a charitable organization. 
However, I would suggest that you not attempt to discharge the debt of others.  The reason I take 
this position is that the person whose debt you are discharging probably does not have the 
knowledge to handle any difficulties that may arise from your actions, so they will then have to 
rely on you to fix the problem.  There are some  things you simply cannot do for someone else. 

They will just have to do it themselves.  So, I belie ve it is better to not even attempt to discharge 
the debts of others.  
Some have wondered if there is a mechanism to simply “withdraw” all the “money” the 
government owes you.  At this point, I do not belie ve that such a mechanism exists.  The reason 
is that, according to HJR 192 of June 5, 1933, the government will discharge the debts “dollar for 
dollar”.  HJR 192 doesn’t say anything about “withdr awing” funds.  I also believe it would be ill 
advised for people to “withdraw” all their funds ev en if it were possible.  When you discharge a 
debt with your exemption, you actually remove m oney from circulation because the debt is a 
liability that is offset by the asset of your exem ption.  So, if everyone were able to “withdraw” 
their full exemption at one time, there would be  no FRN’s left in circulation.  All of the 
economic collapses in our nation’s history, prior to  1920, can be directly traced to a shortage in 
the amount of money in circulation.  If ever yone were to “withdraw” their “money”, it would 
lead to massive economic upheaval and chaos in our society.  
Debts That Cannot Be Discharged 
Private debt, between two living souls, cannot be discharged using these instruments and it is ill-
advised to attempt to use these instruments on de bt secured by collateral.  The best example of 
this kind of debt is a car loan.  If you were to discharge a car loan using these instruments, the 
“creditor” would probably eventually have  the car repossessed.  Even though it would 
technically be stealing the car, if you were to call the police about the theft of the car, they would 
likely say it is a civil matter. This is just a way of saying they aren’t going to get involved. 
Direct purchases also cannot be made with these instruments.  You cannot just walk into a store 
and offer an instrument to obtain what you want.  HJR 192 just says debts will be discharged 
dollar for dollar; it doesn’t say anything about buying goods.  Many people have tried to use one 
of these instruments to buy expensive items like cars and houses, and many have heard the 
stories about those people being arrested and goi ng to prison.  This does not mean that it is 
impossible to use these instruments to buy items or  that the instruments are not valid.  It may 
mean that the people who tried to use them in  this way didn’t know what they were doing and 
therefore got themselves in trouble. So at this point, I would simply suggest that you not try to 
use these instruments to buy products. For now, it w ould appear to be a better strategy to charge 
items on a credit card and then discharge the credit card with an instrument. 
Some Words of Caution  
It is recommend that if you want to tr y to utilize these instruments, go slowly .  Try using these 
instruments on debt that you already have and may be having trouble pa ying off.  You won’t 
have much to lose by trying these techniques on existing, unsecured debt.  
It is also suggested that you not issue very many of these instruments within a short period of 
time.  Again, take it slowly.  Learn what you are doing.  Try issuing just one of two and see how 
the “creditors” respond.  Dealing with creditor w ho may not like your instrument (more on this 
later) can be very time consuming and emotionally  draining.  I have heard of people, who were 
in serious financial trouble, who issued a dozen  instruments within a few weeks and quickly 

became overwhelmed just dealing with paperwork of all the creditors. Even if you are in very 
serious financial trouble, go slowly and tread softly.  
It would definitely be a bad policy to go out and create a lot of new debt or attempt to buy 
everything you ever wanted using these techniques.  Prove the concept to as workable for 
yourself first.  It would be a real tragedy to creat e a lot of new debt that you might not be able to 
“pay” (or discharge) if you can’t make the concepts work.   This is also a philosophical issue that 
stems from my belief system.  There is a fine distinction between what you want and what you 
need. The human heart or spirit (depending upon th e terms you use) can be very deceptive.  We 
can easily convince ourselves that we need a 6,000 square foot house when the needs of our 
family could easily be met by a 2,000 square foot  house.  Examine your motives when you want 
to use these instruments.  I believe it is all right  to get the things you need to survive; but, when 
you start trying to get all the things you simply want, you can damage to your own spiritual well-
being. 
The Right Mind Set 
Many people have successfully used these instrument to discharge debts, but that doesn’t mean 
that you will be able to achieve the same results.  The outcome you achieve depends largely upon 
you
.  In order for any remedy to work, you need more than information, you need understanding, 
which only you can provide.  It is not enough to  merely use the information.  You must 
understand what you are doing and why you are doi ng it.  You must provide the understanding, 
determination, persistence and courage to apply the information correctly.  In other words, you 
must have the personal character necessary to make any solution work.  You must “own” 
(internalize) the knowledge and be able to effectively use and apply it to be truly successful. 
So, how can you develop your own understanding a nd character?  Only you can answer that 
question.  Each person must follow their own path to develop understanding and character.  I 
would propose you undertake this journey with  a long-term commitment to honesty, truth, 
integrity and justice.  These are matters of th e heart and/or spirit.  The heart can easily be 
deceived by selfish desires.  So, I recommend that you use something other than your own 
wishes as the plumb line by which you judge your heart.  I propose that you use the Bible for this 
purpose (although you may be more comfortable with some other standard).  I would also 
advocate that you find others with a similar belie f system whom you give permission to ask the 
tough, probing questions about your motives and intent, to help guard you against self-deception.  
You must guard against a desire for quick personal advantage or getting something for nothing.  
If you use the information provided here (and in greater detail elsewhere) and you lose in a given 
situation, this will not mean the war is over or  that your efforts went unrewarded.  The failed 
attempt may well be part of your journey towa rd the understanding and character that you will 
require to eventually win the war and gain greater personal freedom.  Personal freedom is well 
worth fighting for, so be determined and not give up at the first setback or unexpected result.   
Bill of Exchange  
Now we will turn our attention to the bill of exchange.  You might be wondering where people 
got the idea of using a bill of exchange.  The idea came from a Federal Reserve publication. 

Modern monetary systems have a fiat  base – literally money by decr ee – with depository institutions, 
acting as fiduciaries, creating obligations against themse lves with the fiat base acting in part as reserves. 
The decree appears on the currency notes: “This note is  legal tender for all debts, public and private.” 
While no individual could refuse to accept such  money for debt repayment, exchange contracts could 
easily be composed to thwart it s use in everyday commerce . However, a forceful explanation as to why 
money is accepted is that the federal government requires it as payment for tax liabilities. Anticipation of 
the need to clear this debt creates a demand for the pure fiat dollar. [“Money, Credit and Velocity,” 
Review, May, 1982, Vol. 64. No. 5, Federal Reserve Bank of St. Louis, p. 25] 
The Federal Reserve is saying that the people could easily replace the use of Federal Reserve 
Notes in daily life by using exchange contracts.  Th is is very interesting idea.  It means that we 
can use exchange contracts to discharge out debts.  So what is an exchange contract?  The legal 
dictionaries do not give a definition for “exchange  contract.” So, let’s see what the words mean 
individually. 
Contract. An agreement between two or more persons which creates an obligation to do or not to do a 
particular thing. It’s essential are competent parties, subject matter, a legal consideration, mutuality of 
agreement, and mutuality of obligation. … [Black’s Law Dictionary 5th Edition] 
Exchange. To barter; to swap. To part with, give or transfer for an equivalent… [Black’s Law Dictionary 5th 
Edition] 
exchange. … 2. The payment of a debt using a bill of exchange  or credit rather than money… [Black’s 
Law Dictionary 7th Edition] 
Taking these two words together, it seems reasonable to conclude that an “exchange contract” is 
a contract in which equivalent value is tran sferred between two parties under the terms of a 
contract. Black’s 7th edition also indicates that an exchange  can include a bill of exchange.  So, 
what is a bill of exchange? 
Bill of exchange. A three party instrument in which first party draws an order for the payment of a sum 
certain on a second party for payment to a third party  at a definite future time. Same as “draft” under 
U.C.C. A check is a demand bill of exchange. See also Ad vance bill; Banker’s acceptance; Blank bill; 
Clean bill; Draft; Time bill. [Black’s Law Dictionary 5th Edition] 
So a bill of exchange is also called a draft, but what is a draft? 
Draft. A written order by the first party, called the drawer, instructing a second party, called the drawee 
(such as a bank), to pay a third party, call the payee. An order to pay a sum certain in money, signed by a 
drawer, payable on demand or at a definite time, and to  order or bearer. … An unconditional order drawn 
by a drawer on drawee to the order of the pay ee; same as a bill of exchange. U.C.C. § 3-104 . See also 
Check; Documentary draft; Redraft; Sight draft; Trade acceptance. [Black’s Law Dictionary 5th Edition] 
So, a bill of exchange is the same as a draft and a check is a demand bill of exchange.  We are all 
familiar with a check, which is just a special form of a bill of exchange.  It appears to be possible 
to use a bill of exchange to access what the government owes us:  our exemption.  
Before you can issue a BoE, there are several steps that should be completed.  These include: 
copyrighting your straw man name as a trade name/trademark, signing a security agreement 
between you and your straw man, filing a UCC-1 with both your birth state and your state of 
residence, and establishing an account with Secret ary of the Treasury.  Each of these pieces is 
critical and they must be done in a specific order.  

It appears that the straw man was created by the government.  Therefore, based upon the 
principle that someone who creates an entity owns the entity, the government owns the straw 
man.  It is not clear exactly what kind of entity the straw man is. Some have suggested that it is a 
trust while others say it is a corporation sole (a corporation of one).  For our purposes, it does not 
matter.  What does matter is that we must take  control of the straw man, both its name and its 
finances and assets.  We can take control without taking ownership. 
By copyrighting your straw man’s name as a trade name/trademark, you will take control of the 
use of the straw man’s name, but not the entity.  A common law copyright is the type of 
copyright we use for this purpose.  You have the right to copyright the straw man’s name 
because it was created from your true name, whic h is your full birth name printed in with upper 
and lower case characters, e.g. John Quincy Pub lic.  The names that you would copyright would 
include all spelling variations of your true name except the true name itself, e.g. JOHN QUINCY 
PUBLIC; john quincy public; JOHN Q. PUBLIC ; John Q. Public; JOHN Q PUBLIC; John Q 
Public; JOHN PUBLIC; John Public; J. Q. PUBL IC; J. Q. Public; J Q PUBLIC; J Q Public; 
PUBLIC, JOHN QUINCY; Public, John Quincy; PUBLIC, JOHN Q.; Public, John Q.; PUBLIC, 
JOHN Q; Public, John Q.  The true name itself can’t be copyrighted.  The copyright notice is 
either recorded with a county recorder in your state or published in a newspaper once a week for 
four weeks.  The copyright name has to be established before you can file the UCC-1 because the 
filing is done using the copyrighted name as the debtor on the UCC-1. 
Corporations and the government can only deal with legal fictions.  So, all contracts and official 
records are in the straw man’s name.  Title to all property, bank accounts, stock accounts, 
licenses and permits, and everything else is all held in the straw man’s name.  Once the straw 
man’s name has been copyrighted, you can create a security agreement.  The security agreement 
is a contract between you, the living soul, and th e straw man.  This contract pledges everything 
that the straw man now owns or will ever own to you.  This is reasonable because, without you, 
the living soul, the straw man would own nothing. 
After the security agreement has been execute d, you can file a UCC-1.  In order for a UCC-1 
filing to be legal, there must be an agreement be tween the parties. The s ecurity agreement is the 
contractual evidence upon which the UCC-1 filing is  based.  The UCC-1 filing is a public record 
of a lien that exists upon all the assets of the st raw man to secure the debt the straw man owes 
you for your labor.  The priority of this lien is ba sed upon “first in time is first in line”.  This 
means the first lien filed has priority over all subsequent liens.  Anyone who has a lien with 
lower priority can’t get paid until the first prio rity lien holder is satisfied.  Since you, the living 
soul, have a lien on everything the straw man will ever own, this effectively means that anyone 
else who files a lien after yours will never get paid.  So, the UCC-1 can be a very powerful 
defense against all who would attack the finan ces of the straw man, including but not limited to 
IRS liens. 
A UCC-1 should first be filed in the your birt h state (if you were born in another country, it 
would be where you were naturalized) because that is where the straw man was created.  Your 
birth certificate was recorded with the county record er and, within 14 days, then sent to the State 
Department and monetized. A UCC-1 should also be filed in the state where you reside, if 
different from your birth state, and any state in  which the straw man ow ns real property.  The 
UCC-1 lists the copyrighted name as the debtor and the living soul’s name as the secured party. 

This allows you to differentiate between the stra w man and the living soul.  If the state where 
you file the UCC-1 thinks the debtor and the s ecured party are the same person or entity, the 
state will refuse to file the UCC-1.  Some states are extremely difficult to file UCC-1’s in.  If that 
is the case, you may record within your UCC Region. 
Once the UCC-1 is filed in the birth state, you can establish a personal UCC Contract Trust 
Account with the Secretary of the Treasury.  This is accomplished by sending the Secretary a 
cover letter, an initial BoE, a copy of the UCC-1 from your birth state and other documents.  The 
Secretary will send these documents to the UCC Department of the IRS.  If all of these 
documents are properly prepared, the IRS UCC Department will establish the UCC Contract 
Trust Account; however, you will not receive a ny notification whether your documents were 
correct or even if the UCC Contract Trust Account is set up and operational.  So, you must know 
what is required and take it upon yourself to co rrectly follow each step and have every detail 
perfected. The Secretary and the IRS won’t he lp you.  Only after the UCC Contract Trust 
Account has been established can you successfully  issue BoEs.  If you issue a BoE before the 
account is established, the Secretary will dishonor and refuse to do the ledgering for your BoE. 
Obviously, there is a tremendous amount of deta iled information about how to accomplish all of 
these steps that has not been covered here.  All this detail and exactly how to prepare and issue a 
BoE is beyond the scope of this essay.  But I would strongly advise that you not attempt to 
perform all of these steps without some help by someone who knows what they are doing.  There 
is simply too much that can go wrong. 
At this point, you are no doubt wondering what a Bo E looks like.  The next page contains a 
sample.  Notice that there are several sections of text in green ink.  These are variables that must 
be customized.  When sending a BOE, the origin al charging instrument that has been accepted 
for value (A4V) must be included and it must be  sent by certified mail.  A copy of the entire 
package must also be sent to the Secretary of the Treasury so he will know that you have 
authorized the BoE. 
The BoE package to the creditor must have att ached the original presentment (bill) with an 
accepted for value wording written on it and signed.  There are many variations of the A4V  
wording, but here is the wording that I recommend: 
Non-Negotiable Non-Transferable Charge Back Office Holder - Secretary of 
the Treasury I accept for value all related endorsements in accordance with 
UCC 3-419, HJR 192 and Public Law 73-10. Charge my Private UCC  
Contract Trust Account Employer Identification # <ein> for the registration  
fees and command the memory of account #<ein> to charge the same to  
the Debtor’s Order, or your Order. Employer Identification # <ein> –  
Bond # <bond-num> – Pre-Paid – Preferred Stock – Priority  
Exempt from Levy – Posted: Certified Account 
Invoice #___________________ Date __________ 
________________________________________ 

$<discharge-amt> $<discharge-amt> 
BONDED BILL OF EXCHANGE ORDER 
Bill of Acceptance – Time Draft - #<BOE-num> 
NOT A SECURITY – NOT FOR DISCHARGE OF PUBLIC DEBT 
<true-name>, Secured Party—Drawer Date: <current-date> 
c/o <mail-street> 
<mail-city-st-zip> 
 
To:   Secretary of the Treasury, Department of the Treasury Bank – ABA Ledger #000000518 
No later than 15 days after receipt, please Credit the account for <account-name> at <creditor-name> 
 
<discharge-amt-text>  --------------------------------------------------------- $<discharge-amt> 
 
Personal Treasury UCC Contract Trust Account # <ucc-contract-num> 
 
The obligation of the Drawee (acceptor), Secretary of the Treasury, through the bailee (authorized agent) of 
Claimant’s financial institution, TTL Department, hereof ar ises out of the want of consideration for the pledge 
and by the redemption of the pledge under Public Resolution HJR-192, Public Law 73-10 and Guaranty Trust Co. 
of NY v. Henwood et al , 307 U.S. 247 (FN3), represented by the attached claim Accepted for Value and bearing 
the account number # <creditor-acct-num>. 
 
This claim document Order complies with UCC 3-104, the terms of the original contract, hereby surrendered as 
said pledge is redeemed (discharged) by the drawer through the attached document by acceptance for value and 
exempted from levy.  Federal regulations require Claima nt’s financial institution to accept this bill, sign and 
present directly via Certified or Registered mail, Return Receipt to the Secretary of the Treasury — Department of 
the Treasury on Drawer’s UCC Contract Trust Account.  Un less the original Negotiable Instrument is dishonored 
in writing within 15 days of receipt by the Secretary of the Treasury Claimant’s financial institution is to release 
the credit on hold to the payee (Claimant) within the time stipulated by Regulation “Z”, Truth in Lending Act or 
on the date designated, whichever is later.  The amount of this accepted draft is to be ledgered by Claimant’s 
financial institution, TTL Department, to the designated account for the discharge of this claim (Regulation Z).   
Bond # <bond-num> These are Certified Funds. 
NOTICE:  The law relating to principal and agent applies. 
 
by ______________________________________________ 
       Bailee’s signature (authorized bank TTL agent) w/o prejudice 
 
Accepted at __________________________ (city), _______________ (state) on __________ (date) 
Document Copies filed with the DTB 
 _____________________________________ 
 Drawer, Secured Party-Creditor; Without Recourse 
To be processed as a check – Do not present for collection 
$<discharge-amt>Bonded Negotiable Instrument - Void Where Prohibited By Law. $<discharge-amt> 

There are rumors and reports that the FBI and/or  the Secret Service are harassing those who use 
BoEs.  There are also rumors that say the Federa l Reserve or the Department of the Treasury is 
telling banks not honor BoEs.  This would obviously  affect to the ability of the “creditor” to 
process the BoE and thereby get “paid”. It is very  difficult to substantiate these stories and to 
find out the details of what happened in each case.  It is quite possible that the people who used 
the BoEs in these cases did something wrong in the process of establishing the UCC Contract 
Trust Account or made some other error.  It is also possible that the stories are disinformation put 
out by “creditors” to discourage people form using the BoEs.  In either case, you should carefully 
consider what you are doing before using BoEs.  
At his point in time, I would recommend the use of bonds rather than BoEs.  This is based upon 
complexity of the steps required before a BoE can be issued and the disturbing stories about BoE 
usage.  
Bonds  
If you look up “bond” in Black’s, you will find many definitions and many kinds of bonds.  You 
are probably familiar with bonds such as  government bonds, corporate bonds, junk bonds, 
municipal bonds, bail bonds, U.S. savings bonds and treasury bonds.  The one thing all bonds 
have in common is that a bond is also a “promise to  pay”.  In this sense, a bond is very similar to 
a note.  The kind of bond that will be discussed here does not have a maturity date or interest. 
Bonds are usually backed up by something like a mortgage on property.  The bond that we will 
be discussing is backed by your exemption.  
Since the bond is nothing more than a promise to pa y, it should be a very safe instrument to use. 
There shouldn’t be any of the confusion that has resulted when other kinds of instruments have 
been used.  Typical responses to other instruments include: 
• It is a fraudulent instrument. – Anyone can  make a promise to pay.  If the bond is 
fraudulent then so is every note that anyone ever signed. 
• It is using the banking system. – Many of the other instruments that have been issued in 
an attempt to access the exemption have used the banking system numbers such as a bank 
routing number or an account number. The private Federal Reserve System controls 
everything in the banking system. We don’t ha ve any authority to use their system 
without their permission.  The bond doesn’t use anything from the banking system. 
• You can’t just create money out of thin ai r. – The government has licensed the banking 
cartel, called the Federal Reserve Systems, to  create money out of thin air. They don’t 
think anyone else has the right to do this.  Bu t the money they create is on the liability or 
debt side of the ledger.  The bond is on the a sset side of the ledge because it is backed by 
real assets (all of the property they are holdi ng for us in trust).  Many of the instruments 
that people have tried to use are on the on the liability side, and this could be the reason 
they have cause trouble. 
One of the reasons that the bond seems to be such a powerful concept is b ecause a great deal of 
what goes on in this country is backed up by bonds.  Government bonds (U.S. savings bonds, 
treasury bonds) are the instruments that back Federal Reserve Notes.  A bond is issued against 
the birth certificates of every ch ild born in America.  All elected officials are bonded when they 

take office.  Judges and court cases are bonded.  If  a person wanted to get out of jail while they 
await trial, they obtain a bail bond.  Corpora tions raise money by selling bonds.  The federal 
government raises money by selling bonds.  Cities and counties raise money for roads, schools, 
and other projects by selling municipal bonds.  Bonds are very pervasive in our society. 
Researchers in the freedom movement were looki ng for an instrument that could be used to 
discharge debts without incurring the risk that is associated with other kinds of instruments.  
They were thinking about the idea of a bond a nd were looking for a template for a bond that 
anyone could use.  They found what they were l ooking for in Mississippi stat utes.  In fact, they 
found two different versions.  
Mississippi Code of 1972 as amended in §11-33-65 contains a form of bond to discharge debt 
that is not due. 
I,  (Your Name), principal, as surety, is held and bound to pay (Example THE STATE OF GEORGIA) the 
sum of ____ dollars, unless the said (Example De fendant  YOUR NAME) shall satisfy any judgment 
which may be recovered against him by the said (Exa mple Plaintiff, THE STATE OF GEORGIA) in his 
attachment suit against the said (Example Def endant  YOUR NAME)  for ____ dollars, returnable before 
the circuit court of ____ County,  (State)  on the ____ day of  (Month)  A. D. 200__. 
 By me,  (Your Name), a man holder in due course, principal.  
Mississippi Code of 1972 as amended in §11-33-61 contains another form of bond to discharge 
debt that is due. 
We, ____ principal, and ____ and ____ sureties, are held and bound to pay ____ the sum of ____ 
dollars, unless ____ shall well and truly pay ____ the sum demanded by him as plaintiff is his attachment 
suit for a debt not due, the sum of ____, dollars, on or before the ____ day of  ____, A. D. ____, and pay 
the costs of said suit, which is pending in the circ uit court of ____ County, Mississippi. This the ____ day 
of ____, A. D. 200__. 
_____________________________ 
_____________________________ 
_____________________________ 
The bond is not for payment or discharge of a de bt for the straw man.  We, as living souls, 
created by the Creator, are sovereign.  We have unlimited authority over ourselves and the things 
we create.  As sovereigns, we ar e using the bond to tell a “creditor” that the living soul is not the 
straw man or the security for the straw man.  One party can’t be held accountable for the debt of 
another without his permission, just like one man can’t be held accountable for the crimes of 
another.  The bond is telling the “creditor” that, if they can provide proof of  a lawful contract or 
debt that the living soul is responsible for, then they can use the cred it of the living soul to 
discharge the debt and settle the account.  Said a nother way, the bond is an offer to contract with 
the “creditor” to discharge the straw man’s debt if the creditor can't get the payment from the 
straw man.  After the living soul has tendered the bond, any further attempt the “creditor” makes 
to get you to “pay” is double jeopardy. 
Bonds have been used to successfully to discharge all kinds of debts: 

• IRS – Bonds have been used to discharge federal income taxes, penalties and interest.  
IRS Publication 1450 clearly states that the IRS accepts bonds to discharge tax debts.  
See http://www.irs.ustreas.gov/prod/cover.html for the publication.   
• State income taxes 
• Property taxes – Bonds have been used to discharge these taxes when they were due and 
even in cases where the property was about to be repossessed for back taxes. 
• Traffic tickets, and fines 
• Citations by various municipal “code enforcers” 
• Mortgages on homes 
• Credit card debt 
• Getting back property that has been seized by the government 
• Discharge debt from a bankruptcy 
• Discharge debt from a court case that you lost 
There are fewer pre-requisites before a bond can be issued than a BoE and it takes much less 
time to set up what is required.  Just like prep aring to issue a BoE, you should copyright the 
straw man’s name.  This will make it clear that  you and the straw man are two separate legal 
entities.  But, unlike the BoE, there is no requireme nt to establish a security agreement, file a 
UCC-1 or establish a UCC Contract Trust Account .  I do suggest that you prepare and record a 
notice of competency which says that you are competent to handle your own affairs.  
A concept that is closely related to the bond is that of a voucher.  A voucher is 10% of the value 
of the bond that may be required to activate the bond.  For example, if a person requests a bail 
bond to get out of jail, they pay the bail bondsma n 10% of the face value of the bond.  This 10% 
is the voucher.  If someone wants to argue (further negotiate the contract) about the bond you 
issue to them, you tell them to send you the voucher.  In many cases, they will back off. 
When you issue the bond, don’t tell the creditor how to process the bond.  At first, this may seem 
strange. But if you give a creditor a check, m oney order or FRNs, you don’t tell them how to 
process theses forms of “payment”:  It is th e “creditor’s” responsibility to know what to do with 
the bond.  They have a wide variety of options  including, but not limited to, applying it against 
their taxes due the government, exchange it with other corporations, hold it as an asset, and 
hypothecate it. 
When a “creditor” receives a bond, they only have tw o choices.  The first choice is to keep the 
bond, thereby accepting it.  If they accept it, the debt  is discharged.  The second choice is to 
dishonor the bond and send it back to you.  This action would place them in commercial 
dishonor (more on this later).  If a “creditor” were to send the bond back, write this following 
across the face of their presentment, “Thank you for your dishonor.  I accept your dishonor and 
I'm returning it to you for closure in this matter”.  Then send the presentment back to them. 
Every bond must have a charging instrument: a bill or payoff statement.  When you send the 
bond, you always send the original charging instrument back to the “creditor”. Write across the 
face of the charging instrument in red, blue or any color other than black, something similar to 
the following: 

“Accepted for value and returned to you for discharge,  
closure and settlement by attached registered bond #________”. 
By: _______________________ Date: ___________ 
Then you sign it after “By”, with your regular si gnature, and write the date you signed it. The 
bond number that goes in the blank space is the num ber from a registered mail sticker that is 
used to mail the bond to the “creditor”.  The bond is always sent to the “creditor” via U.S. 
registered mail with return receipt requested.  Many court cases have ruled that sending funds via 
registered mail makes the funds a registered security.  
At the same time you send the original bond to the “creditor”, send a copy to the Secretary of the 
Treasury to show that you are authorizing the bond.  If the bond is relating to real property, you 
might also want to send a copy of the Sheriff of  your county so that, if someone wants to seize 
the property for non-payment, the Sheriff will have  notified that the debt has been discharged. 
These bond copies are stamped “COPY” because there can only be one original bond.  The bond 
copies should also have a copy of the charging inst rument attached.  It is a good idea to send the 
bond copies using certified mail with return receipt requested. 
It is a good idea to send the bond and the bond copi es by having someone else mail packets for 
you.  This person can then fill out a certificate of  service for each packet.  The certificate of 
service says they mailed the packet for you and lis ts their name, the contents of the packet, the 
method each packet was mailed, the date it was ma iled, the party to whom it was mailed, and the 
name and address of the person who mailed the packet.  The packet itself doesn’t have to contain 
a certificate of service.  You just need the certif icate of service for your records.  The certificate 
provides you with a third party witness to the conten ts of the envelope.  You can use this a proof 
should the “creditor” ever dispute the fact that th ey were paid.  The certif icate of service shows 
what was in the envelope and the return receipt proves that they received the packet. 
I also suggest that you send them a copy of th e copyright of the straw man’s name.  The 
copyright should be a self-execu ting contract which says that, if anyone continues to use your 
copyrighted material after they have been gi ven notice of the copyright, they owe you a sum 
certain for each unauthorized use of your copyright ed material.  This may discourage them from 
harassing you after you discharge the debt.  How to  collect on this copyright violation is the 
subject of a separate essay. 
The next page shows a sample bond with a number of variables to customize in green.  

BOND 
 
Registered Mail <reg-mail#-bond-num>  
 
Registered Promise to Pay to the Order of: 
AGENT 
<claimant-name> 
<claimant-street> 
<claimant-city-st-zip> 
 
EQUALITY UNDER THE LAW IS PARAM OUNT AND MANDATORY BY LAW.  I, <true-
name>, a Titled Sovereign do hereby declare: 
 
There appearing no bond, contract or title of record entered by claimant to initiate the matter 
alleged by <claimant-name> regarding claim number <account-number>;  
 
I, issue this bond to discharge all debt in the matter of claim number <account-number> 
dischargeable to <claimant-name> as mandated by public policy through the Bureau of 
Public Debt.  In that no lawful money of account exists in circulation and in consideration 
thereof, I have suffered dishonor by <claimant-name> regarding the matter of alleged 
creditor’s claim number <account-number>. 
 
I, <true-name>, principal, as surety, am held and bound to pay <claimant-name> the sum of 
$<discharge-amt>, unless the alleged debtor <account-name>© shall satisfy any debt which 
may be recovered against it by the alleged creditor <claimant-name> for the attachment of 
alleged debtor <account-name>© for the sum certain $ <discharge-amt>, returnable to 
<claimant-name>, <claimant-street>, <claimant-city-st-zip> on <due-date>.  I, <true-name>, 
underwrite with my private exemption any and all obligations of performance/loss/costs 
sustained by <claimant-name>. 
 
Done this ___ day of ___________, 200__ in the county of <res-county>, <res-sate> by me 
<true-name>, a Titled Sovereign, owner, principal, surety, the <gender>. 
 
debtor’s signature: <account-name>   copyrighted fiction 
 
By: ______________________________________________ 
<true-name> 
 
ORDER 
Negotiate this discharge item through the back office for settlement via the pass through account 
at the treasury window under public policy for di scharge of debts in accordance HJR 192 June 5, 
1933; 73 rd Congress, 1 st Session and all associated policies.   Charge exempt account number 
<ssn>. 
 
This ____ day of _____________, 200__. Owner _______________________________ 
 
 seal: 
 
Attachment(s):Acceptance (Presentment from AGENT) 

People always want to know if bonds “work”.  To answer this question, we first have to 
define the term “work”.  What most people are really asking is the debt settled and does 
the “creditor” go away and leave them alone.  The answer, in most cases, will probably 
be no.  But I would suggest that this is the wrong question.  
The more appropriate question to ask relates to the legitimacy of the instrument.  It is not 
appropriate to evaluate the legitimacy of an  instrument based upon the reaction of those 
receiving it.  Just because the one receiving the bond is full of greed and an insatiable 
appetite for more “money” doesn’t mean that what the bond didn’t “work” or is 
illegitimate.  The answer to the question a bout the legitimacy of the bond is a resounding 
“yes”, the bond is legitimate!  The bond is nothing more than a promise to pay.  That’s all 
anyone of us has to use as “money” in our cu rrent system.  The bond is just as legitimate 
a form for a promise to pay as any other form that anyone else can give. 
So, now that we have settled the question of  the legitimacy of the bond, let’s go discuss 
to issue of how creditor might respond.  
How Creditors Might Respond  
The first thing I should say is that I don’t know  of a single instance in which anyone has 
been arrested or gone to prison for issuing a properly executed BoE or bond to discharge 
a debt.  But I must also say that, in many cas es, “creditors” either pretend or may in fact 
not know what a BoE or bond is.  It is not your job to educate them.  Even if the 
“creditor” knows what the instrument is, they may not like receiving it or even ignore it.  
The reason most “creditors” won’t like your in strument is because they have been 
accustomed to receiving a lot of interest and principal payments on “loans” they made to 
you when, in reality, they loaned you your ow n credit.  Said another way, they have 
pretended to “loan” us money, then ask us to pay back the principal with interest when, in 
fact, they loaned us nothing from their own assets and had no risk.  When we use the 
instrument to discharge the purported debt, we cut off the supply of all the profits that 
they think they deserve.  
If you are going to have any trouble with “cr editors” accepting your instrument, the first 
and most important issue you must resolve in your own mind is “Did my instrument 
really discharge the debt?”  When you can an swer this in the affirmative, then you will 
have taken a major step.  I would also suggest that the answer should be “yes”.  Let’s use 
an example to illustrate this point. 
Let’s say you owed someone $100 and that you sent them a $100 FRN to discharge the 
debt.  Let’s also say that you had a certificat e of service and a return receipt so you know 
they received your “money” but then they acted as if the debt was still owed.  In this case, 
was the debt discharged?  Of course, the answ er is yes!  The only question remaining in 
your mind should be, “Are these instruments va lid?”  You should not use these kinds of 
instruments until you are comfortable that they are valid. 

Many “creditors” will pretend they didn’t recei ve the instrument, will not process it or 
will act dishonorably.  These “creditors” will do all kinds of things to get you to “pay” 
again or re-contract with them.  They may say, “we only accept U.S. funds or U.S. 
currency”.  You must be resolute in your ow n mind that the debt has already been paid. 
Every attempt on the “creditor’s” part to get you to “pay” again is the action of a third-
party trying to extract more credit from you.  I say they are third parties because the 
original contract or debt has already been sa tisfied and is no longer parties to the contract 
with you because the contract has been fulf illed.  If a complete stranger came up to you 
demanding money and you knew that you had ne ver entered a contract with them, you 
would know that they had no legitimate clai m against you. You will have to treat the 
“creditors” in the same way when they want  you to “pay” after you have given them a 
valid instrument. 
At this stage in the use of these instrument s, it is hard to predict exactly how every 
“creditor” will respond.  You need to be prepared for the possibility that they will act as if 
you never “paid” them.  If you are discharging credit card debt, they may close or cancel 
the account, turn your account over to a collection agency, and put negative information 
on your credit report.  This does not mean that your instrument was invalid, illegal or 
fraudulent.  It just means the “creditor” doesn’t like it. 
How To Deal With Uncooperative Creditors 
If the creditor doesn’t like your instrument, it is quite possible that the “creditor” will 
continue to send you presentments that reflect  that the instrument was never posted to 
your account.  This is a matter of ongoing research and for one or more additional essays. 
But we can give you some ideas about how you might respond. 
First, you must respond to each and every presentment you receive.  If you are convinced 
that your instrument was good, then the debt has been discharged.  This means that every 
communication from the “creditor” is an a ttempt to re-contract with you.  If you don’t 
respond, you are, by your silence, agreeing that  you still owe a debt.  There is a basic 
principle of commerce that says if you argue with them or you are silent (don’t respond to 
a presentment) then you are in dishonor. If you are in dishonor, then you are 
automatically the loser in the dispute.  If the dispute goes to court, arbitration or some 
other administrative process, you will lose . So, whatever you do, you must remain in 
honor.  
There are only two ways to remain in honor: accept their presentment, or conditionally 
accept their presentment.  Let’s talk about an acceptance strategy first. 
A full acceptance would be to accept their pr esentment without any conditions.  Then 
treat your acceptance of their new presentment as a new contract to which you are going 
to add your own terms.  On the face of any presentment they send you after you have 
discharged the debt, write in red, blue or any color other than black, something similar to 
the following: 
Accept and returned for closure, discharge and settlement of this accounting.  
See attached copy of Registered Bond # __________.  You are using my 

exemption.  Send me the voucher immediately.  Equality under the law is 
paramount and mandatory.  I am competent to handle my affairs.  If you 
think you are representing me in this matter, you and your 
heirs/assigns/agents are hereby declared to be incompetent and are fired.  
Without prejudice and without recourse. 
Date __________________ By ________________________ 
Here is an explanation of each phrase in the respons: 
• “Accept” – By accepting the presentment, you remove any controversy and 
remain in honor.  This also has the eff ect of making you the holder in due course 
of their presentment.  You are creating a contract and you can add your own 
conditions to it.  So, the rest of the text is the conditions that you are adding. 
• “and returned for closure, discharge and settlement of this accounting” – You are 
ordering them to settle the matter.  This  means they should deduct the amount of 
the instrument from you balance. 
• “See attached copy of Registered Bond # __________” – You are reminding them 
that you have already discharged the debt with a bond.  If you used a BoE, then 
obviously this phrase would have to be adjusted. 
• “You are using my exemption” – Your exemption is what is standing behind the 
BoE or bond and what makes the instrument good. 
• “Send me the voucher immediately” – If th ey want to argue or discuss the matter 
further, they will need to send a voucher.   The voucher would be a check for 10% 
of the value of the bond.  They won’t do this, but it is a way to “mess with them” 
if they want to “mess with you”.  This  phrase would only apply if you issued a 
bond. 
• “Equality under the law is paramount and mandatory” – You are reminding them 
that whatever they demand of you, you can demand of them.  You are also stating 
that they must treat you and your instrument equitably. 
• “I am competent to handle my affairs”  – They are assuming that you are not 
competent to handle your own affairs,  so you are documenting that you are 
competent. 
• “If you think you are representing me  in this matter, you and your 
heirs/assigns/agents are hereby declared to  be incompetent and are fired” – They 
may be presuming that they can repres ent you and make legal determinations on 
your behalf so you are telling them that you are granting then no such authority. 
• “Without prejudice” – This phrase comes form UCC 1-207 and means you are 
reserving all of your law rights in the contract. 
• “without recourse” – This phrase come s from UCC 3-414(e)  and 3-415(b) and 
means, if the recipient dishonors the “c ontract” (the presentment they sent you 
with your additions), then you, as the endorser, are not liable to “pay”. 
• By signing your regular signature after “By”, you are signing as the living soul 
rather than as an accommodation party. 

The creditor may send you a bill that doesn’t show a reduction in the account balance 
after you discharged the debt.  If this occurs , send them a Notice of Error. The letter can 
be based upon the Truth In Lending Act, found at Title 15 USC §§ 1601 – 1667e (there 
are parallel regulations in the Code of Federal Regulations for Title 12 Part 226 §§ 226.1-
226.16).  Section 1666 specifically deals with “C orrecting Billing Errors”.  Under this 
section, you have the right to give the “creditor”  a notice of error within 60 days after the 
“creditor” sends the presentment, which contai ns an error.  Subsection (b) lists seven 
reasons that you can send a notice of error, in cluding the fact that they did not properly 
reflect your “payment”.  The letter s hould contain your name, account number, a 
statement that you believe there is a billing error, the amount of the billing error, and the 
reason you believe there is a billing error.  You can ask the “creditor” to provide copies 
of documentary evidence of your indebtedne ss, and you can also ask for an accounting.  
The creditor has 30 days to respond to your billing error. 
It is possible that the “creditor” will not provi de an adequate or a responsive answer to 
you Notice of Error. In such cases, the “creditor” may continue to send you presentments. 
This can become quite a nuisance.  If th is happens, you can change your strategy from 
full acceptance to a conditional acceptance. Y ou would start the process by sending the 
“creditor” a Conditional Acceptance and Ne gative Averment or Affidavit.  The 
Conditional Acceptance is a letter in which you state that you will accept the “creditor’s” 
claim if they can prove the claim.  The points in this letter are stated  in the positive.  For 
example, you could demand that they provi de “documentation validating Respondent’s 
presumption that the bond that was tendered as payment was an invalid instruments and 
incapable of discharging the debt”. The Negativ e Averment or Affidavit states all of the 
demands you made for documentation in the Conditional Acceptance portion in have not 
been met.  For example, you could say “Affian t has not seen or been presented with any 
documentation verifying that the bond is an invalid instrument and incapable of discharge 
the debt, and believes that no such verified  documentation exists”. In commerce, an 
unrebutted affidavit stands as the truth of th e matter.  The only valid way for the creditor 
to respond to your affidavit is to send an affi davit of their own in which they respond to 
each point you have made.  So, be sure to ask for evidentiary-quality, verified 
documentation of things that you know the “cr editor” can’t produce or that will prove 
your position.  The typical Conditional Acceptan ce will contain eight to  twelve of these 
points.  
If the “creditor” does not respond in affidavit form within 21 days after you mailed the 
Conditional Acceptance/Negative Averment, you w ill want to begin a Notarial Protest.  
Notarial Protest is an administrative proce ss in which you a notary acts as a third party 
witness to the “Creditor’s” dishonor (lack of response).  To begin this process, you will 
give a notary an affidavit describing the even ts with the “creditor” up to this point. You 
will prepare three sets of documents which th e notary will mail out at 11 day intervals: a 
Notice of Dishonor, a Second Notice of Dishonor or a Notice of Protest, and a Certificate 
of Certificate of Non-Response and Dishonor or Breach.  If the “creditor” never responds 
to any of the notary’s notices, the notary w ill issue a Certificate of Non-Response and 
Dishonor or Breach against the “creditor” a nd provide you with an original.  This 
certificate can be used to help clear any negative information the creditor puts on your 

credit report because it provides proof through a third party witness that the creditor has 
not validated the debt.   
I have heard about another process that can follow behind the Notarial Protest that will 
give you a remedy through a court. This process is called a Judicial Review and will be 
the subject of another essay. 
It is possible that the “creditor” has adde d negative information on your creditor report. 
There are two approaches to removing this bad information.  One is to do it yourself by 
writing letters to the credit reporting agencies.  The other approach is to hire a credit 
repair agency that specializes in credit repair.  I suggest the second approach because 
there is much to know about credit repair, it can be a very time consuming process, ad 
most agencies have an attorney on staff and the credit reporting companies seem to 
respond to letters from attorneys more readily than from individuals. 
Conclusion 
I hope this essay has assisted you in learning about the use of BoEs and bonds as possible 
means of accessing your exemption and discharging debt.  It was meant as an 
introduction to this topic. It has not been my intent to tell you everything you will need to 
know to actually issue these instruments.  There is simply too much information to 
convey in essay format.  Do not
 attempt to issue these instruments using the information 
provided herein because far too many of the crucial details were not addressed.  If you 
decide that you want to pursue the use of thes e instruments to discharge debts, I strongly 
advise that you seek the assistance of so meone who has personal experience utilizing 
these instruments. One potential source for this  information is the “Remedies” section of 
Truth Sets Us Free web site, www.truthsetsusfree.com.  

1 
 
THE MATRIX AND THE U.S. CONSTITUTION  
 
Posted By: Shasta <Send E-Mail> 
Date: Friday, 14-Aug-2009 14:33:13 THE MATRIX AND  
THE U. S. CONSTITUTION  
By: no name (hidden for his safety)  
 
INTRODUCTION:  
 
During my twelve years service as a Judge, I always insi sted on the 
truth and placed justice above law and order. I could have prepared 
this article indicia of a research paper; however, people tend to lose 
interest when articles of this nature become too technical. Science 
has taught us that “For every action there is a positive reaction.” If 
your life on earth resembles a Matrix, it is because you‟re seeing 
things for the first time, with eyes wide open, but you feel confused! 
That feeling of confusion is appropriate because the information you 
are now digesting, contradicts much of the information you have been 
spoon fed throughout your life! I named this paper after the movie 
“The Matrix” written by the Wachowsi brothers. After reading this, 
watch the movie and you will notice many similarities.  
 
In 2002, my brother ran into a problem with the IRS and to help him 
out, I began to research the Tax Code. One thing led to another and 
suddenly I was uncovering information about our government, which 
was directly in conflict with the U. S. Constitution and what I h ave 
been led to believe throughout my life. In time I began to interface 
with people from every state in the Republic, who were doing the 
same thing I was doing, some for the same reason and others for 
different reasons. We began to trade our research and the facts I 
uncovered were totally in contradiction to the history of America 
which had been taught to us in public school and the principals of law 
I had absorbed during my service as a Judge. I began to assist 
people to prepare and file suits in the cour ts and I filed several of my 
own. At one point, because of the information I‟m about to provide to 

2 
 
you, I became extremely depressed. After about three months, I 
eventually shook it off and continued on with my research.  
 
My hope in writing this is to help you, the reader, make sense of it all, 
which will require you to wash your mind clean of the brainwashing 
you were subjected to by our government, our government -controlled 
public schools and churches and reeducate yourself. When you 
understand the actio ns, the reactions will make sense, and it should 
anger you! Eventually, you will have a choice to make; a choice that 
will define “How to survive life in The Matrix?” In „The Matrix‟ nothing 
is real; however, your mind has been conditioned to believe it is  real! 
The Matrix is far too big to defeat; no one can escape it, and we 
haven‟t the means or intelligence to beat those in control! Through 
my research, I discovered that America is a society of functional 
illiterates! I remind you that this is not my opi nion; I‟m just the 
messenger!  
 
The people in charge of the Matrix represent the most powerful and 
intelligent humans on earth. When gifted children appear in the public 
schools of the world, they are courted with scholarships, money and 
eventually memberships into secret societies. They will be introduced 
to very persuasive intellectuals, who will convince these young gifted 
people that it is their place and duty to be a part of the elite who rule 
the world‟s population because the rest of the world‟s popu lation is 
too stupid to make decisions for themselves (their comment - not 
mine). When the “New World Order” is officially and openly in control, 
only the extremely intelligent will be allowed to propagate. Everyone 
else will be sterilized or murdered through staged pandemics, used to 
eliminate excessive populations. Every foreign revolution, the World 
Wars, the Depression, Prohibition, Korea, Vietnam, the Middle East 
conflict and the influenza epidemic during World War I were planned 
and orchestrated by these people.  
 
Many early writers researched much of this history and were forced to 
fund their own publication and the distribution of their work. Most 

3 
 
never received the acclaim they deserved and never knew our 
government was responsible for their failure s! I am prepared to 
supply anyone interested with mounds of research in support of what 
I have written herein!  
 
When I‟ve conveyed parts of this information in court documents, the 
opposition‟s lawyer responds to their clients that “I‟m just crazy,” and 
if the judge is within earshot of that comment, he will nod his head in 
judicial agreement. Well, I guess that caps it! If a lawyer and a lawyer 
judge, both contend that I am crazy, then I must be crazy! They 
wouldn‟t lie to you .......... or would they?  
 
THE motive of our Founding Fathers was totally self -centered. It was 
their personal greed that inspired them to accept the task of writing 
the Constitution of the United States and not patriotism. In actuality, 
the United States is not a land or a place: „ It is a corporation, a legal 
fiction that existed well before the Revolutionary War.‟ [See: 
Republica v. Sween, 1 Dallas 43 and 28 U. S. C. 3002 (15)].  
 
The Constitution of the United States was written in secret by the 
Founding Fathers and was never pres ented to the Colonists for a 
vote. Surely, any document as important as this demanded the 
approval of the people it governed! Well, it wasn‟t presented for a 
vote because the Constitution wasn't created for "We the People;" it 
was created by and for the Fo unding Fathers, their family, heirs and 
their posterity. The Constitution is a business plan and any reference 
contained within it that appears to be the safeguard of a „Right‟ is 
there because none of the Founding Fathers trusted each other. The 
safeguards were intended to prevent any one or group of them from 
cutting out the others, proving that “There‟s no honor among thieves.” 
Americans are not unlike all other humans who inhabit the earth. All 
human beings possess malleable minds, which are minds that can be 
shaped and controlled; and when government shapes and controls a 
mind, it‟s called “brainwashing.” Brainwashing causes the subject to 
become „functionally illiterate.‟ In America, our functional ignorance 

4 
 
excels in the areas of history, government a nd law, which really are 
one in the same. Ninety -eight percent of the officials in public office 
are lawyers and these so-called representatives set policy and create 
the laws that govern this society. Their use of Greek and Latin terms 
in law and the habi t of changing definitions and usage of common 
words is intentional. The intent is to confound and confuse the 
general public and to hide the treason they are implementing and so 
that members of the public are forced (or decide) to hire a lawyer out 
of frustration, rather than try to represent themselves in our „fictional 
courts of law.‟ As you read on I‟ll explain to you why and how, our 
courts and laws are fictional.  
 
There has never been a law on the books created by the Congress 
which made it illegal fo r a common man to practice law. Every Judge 
of a District, Circuit or Appeal Court, except Justices and Magistrates, 
is a lawyer and a member of the Bar. These Judges have the 
authority to establish local rules of court and those mentioned have 
created a l ocal rule that prevents common people from representing 
any other person in their court or „to practice law without a license.‟ A 
license requires that you produce your Bar Association number. For 
those who don‟t know, the Bar Association is simply a „Lawy ers 
Union‟; and when lawyers are accepted into the Bar, they are 
required to swear allegiance to a foreign power! The American Bar 
Association is a branch of a national organization titled “The National 
Lawyers Guild Communist Party” and can be found recor ded in the 
United States Code at: 28 U. S. C. 3002, section 15a. They have 
become so big and entrenched that they no longer fear reprisal!  
 
Whenever I tell people that there is no actual law that makes it a 
crime to represent another person in court, thei r reaction is, “liar!” I 
remind them that Abraham Lincoln and Clarence Darrow never went 
to law school or passed the Bar, but their reaction is understandable 
because the Bar is a very powerful organization and its members 
have infiltrated every niche of American life and business. How many 
times in your life have you heard, “You can‟t practice law without a 

5 
 
license?” I‟ve heard it said in numerous movies spanning one 
hundred years, in my mother‟s soaps and by comedians in jokes and 
in theatrical skits. I‟v e seen the phrase in print in newspaper articles, 
magazines and heard it on the radio. Before I learned the truth about 
this fact, even my personal lawyer made that comment to me. We all 
have been brainwashed to believe a lie and because we‟ve heard it 
so often from people we trust, and who are supposed to have our 
best interest at heart; we all just assume it must be true. How many 
other lies have you assumed “must be true?”  
 
Our America society has been lied to by their (sic) government and 
lawyers more times than you will sign your name in your lifetime, and 
we have been indoctrinated - “brainwashed” - to believe that the 
Constitution was created for “We the People.” The purpose behind 
these lies is to make you believe that you are free, safe, protected 
and secure, and it is all an hallucination. How many of you have 
studied each line of the Constitution, the Statutes at Large and the 
Articles of Confederation, armed with a reputable dictionary or a law 
dictionary from that era? If you take the time to do this, you will soon 
discover that the true purpose of the Constitution was to create a 
business plan and to establish a Military Government for the 
protection of the Founding Fathers, the King‟s commerce, protection 
of his Agents and the future control of his subject Slaves! Even the 
preamble of the U. S. Constitution is a clue to the lie and which 
states, “...to ourselves and our posterity!” If you never saw the title 
“The Constitution” and you were never told what this document was 
about, what do you think would be your first impression upon hearing 
or reading: “...to ourselves and our posterity?”  
 
The CONSTITUTION is not for “We the People” and AMERICA is a 
Matrix of misinformation. In the eyes of those in control, America is 
nothing more than a large Pl antation and “We the People” are the 
Slaves. In many U. S. and World Treaties, the term “high contracting 
powers” is used to define your Masters; everyone else is considered 
by them to be their Slaves.  

6 
 
 
All of the Founding Fathers had two things in common . They all 
shared the gift of a good education or were gifted individuals, and 
they all came from families of business and/or substance. These men 
all suffered from “visions of grandeur!” They viewed America as their 
one opportunity to make themselves powe rful and wealthy “..........to 
ourselves and our posterity!” Initially, their plan was to steal America 
away from the King, despite the fact that King George funded the 
exploration of the New World, which legally gave him first claim to all 
new continents discovered. The seizure of the Americas by the King‟s 
explorers was not as it has been depicted in our history books, 
presented to us by our government, in our government -controlled 
public schools. Native Americans (the Indians) were murdered, their 
villages burned, many were enslaved, infected by diseases brought 
from England and their lands taken by force and the threat of force by 
these early explorers! The Indians were labeled savages by these 
immigrant explorers from England, but the true savages were our 
English ancestors!  
 
One thing the Founding Fathers did not know, was that all of the 
King‟s lands and all future acquisitions such as the AMERICAS, had 
been given and pledged by King John to Pope Innocent III and the 
Holy Roman Church by the Treaty of 1213. After that fact was proven 
to the Founding Fathers, King George and representatives from the 
Vatican decided to use the Constitutional draft created by the 
Founding Fathers to further their plan to control the Colonists. Control 
attained by bringing the Colonists to their knees in debt. Any way you 
read it, the Constitution was never written with the intent of benefiting 
the American people. Did you know that 98% of the Law Schools in 
America and England do not include Constitutional Law as a part of  
their law curriculum? The reason for this phenomenon is because 
Constitutional Law does not apply to, or affect, the enforcement of 
statutes, codes or administrative regulations, which have replaced 
constitutional law, the common law, public law and penal  law and 
which have been designed to control you. For example, Constitutional 

7 
 
Law is taught as an elective at Harvard, Yale and Cambridge, and 
only for students of law who are planning a future career in 
government. This should make sense to you as you read on.  
 
In the true History of America, neither side WON the Revolutionary 
War. At first, the appearance of English troops in the Colonies was 
simply a show of force by King George, intended to intimidate the 
Colonists and force them to pay him taxes. Fact ually, back in 
England, English soldiers refused to take up arms against the 
Colonists because they were English citizens and relatives.  
 
Mr. Mayer Amschel Bauer, founder of the Rothschild Banking Empire, 
by this time owned the King. Mr. Bauer had extende d unlimited credit 
to the King and arranged contracts with him, which permitted the 
Rothschild Tax Collectors to represent and collect the King‟s tax from 
the King‟s subjects. [This is the origin of the concept behind the 
establishment of the IRS]. It was Bauer who suggested to King 
George that he enforce a tax against the Colonists in the New World, 
since the tax being collected in England was barely enough to pay 
the interest on the King‟s loans. When English soldiers refused to 
fight, Mr. Bauer negotiate d a contract with unemployed 
Russian/Germanic soldiers to fight for King George at a cost of 50¢ a 
day. Bauer then informed King George that he had hired these 
soldiers in the King‟s name, but at a cost of $1.00 a day!  
 
King George utilized these soldiers , dressed them in English soldier 
uniforms and ordered his career Officers to command them. When 
his show of force in the Colonies failed, Mr. Bauer suggested that 
King George finance the Colonists in their War efforts against him, 
and bring the Colonists to their knees in debt! The King succeeded in 
accomplishing this through his appointed civilian figureheads in 
charge of his government of France. Mr. Bauer wanted to expand his 
Banking Empire into the Colonies. He discovered that the Colonists 
didn‟t trad e in gold or silver but used script as the basis of their 
economy. The script money used were promissory notes printed by 

8 
 
the Colonists. All the Colonists agreed that they would consider these 
notes the lawful currency of the colonies. Mr. Bauer wanted gol d or 
silver and induced the King to demand that his Tax in the Colonies be 
paid in gold or silver. It was that condition “that broke the camel‟s 
back” and caused the “Boston Tea Party.” “Whoever controls the 
money - controls the country!” [Rothschild]  
 
Surreptitiously, King George infiltrated the Colonies and their feudal 
[futile?] attempt to form a new government, using spies composed of 
English lawyers and English aristocrats loyal to him. The spies‟ 
assignment was to infiltrate the new government, carry out the plan to 
defeat the Colonists through debt and establish regular reports to the 
King. The Church also had its appointed representative in place to 
protect and ensure that its interest was being observed. Much of the 
loans received from the French went into the pockets of the Founding 
Fathers. The Founding Fathers eventually conceded to King George 
and the Holy Roman Church‟s demands, by and through the 
intervention and persuasiveness of the King‟s spies.  
 
Ironically, the common denominator or glue that eventually bound 
King George, the Founding Fathers, the English lawyers and English 
aristocrats together was a secret society called the “Illuminati.” Even 
Paul Revere and Benjamin Franklin, were members of the Illuminati. 
This secret society had a cr iminal and deadly past in Europe, and in 
America they were eventually renamed “The Free and Accepted 
Masons.” The majority of the regular membership of the Free and 
Accepted Masons do not know about the “Illuminati influence” within 
their rank and file. Th e Illuminati members operate out of special 
secret societies separate from the regular Masonic membership and 
are found in every branch of the Free and Accepted Masons of the 
World. Think about the Colonists whom we have been taught to 
revere by our public  school system! All of these individuals were 
members of this secret society and all were Traitors. Our history 
books also instruct us to apotheosize the Founding Fathers; but don't 

9 
 
hold them in reverence, hold them in contempt! By and through their 
intervention, “Slaves you are and  
Slaves you will ever be!"  
 
An example of a man in history we have been taught to revere is 
Benjamin Franklin. Would it shock you to learn that he was on the 
King‟s payroll and his many trips to England were actually to report 
on the colonial government to King George? The Declaration of 
Independence is another story omitted from our American history 
books. Of the fifty-one men involved in the creation of the Declaration 
of Independence, twenty -one were actually (traitors) and o n the 
King‟s payroll. During the Revolutionary War, English Officers were 
provided the names, addresses and family members of the thirty 
loyalists involved in the creation and signing of the Declaration of 
Independence. The English soldiers had been ordere d to hunt down 
and murder all thirty loyalists, their wives, children and all relatives, 
with further instructions to burn their bodies inside their homes. The 
soldiers were to leave no trace of these men and their families, to 
wipe out their existence for an eternity! The history of civilizations has 
taught us all that martyrs are dangerous to men of power and King 
George didn‟t want to leave any martyrs. It is pretty obvious who 
provided the detailed information about the thirty (loyalists), their 
family and addresses.  
 
At first glance, it appeared that Guy Madison of Virginia was so 
concerned about lawyers holding any position in American 
government that he championed the 13th Amendment, which barred 
lawyers from holding any public office in government. The 13th 
Amendment was ratified, but never made it into print in our 
government-controlled school books and public classrooms. The 
Amendment was surreptitiously removed and replaced by the 14th 
Amendment. The 15th Amendment became the 14th and so on. 
Madison‟s efforts appear admirable, but his later actions as a 
member of the 1st Congress suggest that his only real concern was 

10 
 
to block lawyers from undermining the theft that he and his 
compatriots had planned for America.  
 
Once the cost of the Revolutionar y War sufficiently placed the 
Colonists in debt, the English soldiers were ordered to dispense with 
their efforts, recover their arms and within the next eight years they 
eventually returned to England. The Colonists were so glad to see the 
fighting stop that they allowed the soldiers to retreat and exit America 
peacefully. There is an old legal Maxim that states: “The first to leave 
the field of battle - loses.” Pursuant to this Maxim the Founding 
Fathers proclaimed the Colonists the victors! A Maxim is a legal truth 
that is time honored and incorruptible.  
 
In reality, the War was just a diversion. The Colonists had no chance 
of succeeding in their efforts. Examine the facts for yourself. During 
this era, England had the largest Army and Navy in the world.  King 
George owned England, Ireland and France, having a combined 
population of about 60 million subjects. The Colonists were poorly 
educated, poorly armed and composed of farmers, tradesmen, 
bonded slaves, women and children, and boasted a total populatio n 
of only 3 million subjects. And considering the undermining that was 
occurring to their nation by the King‟s spies and the Founding 
Fathers, the Colonists didn‟t have a prayer of defeating the English! 
Americans have been indoctrinated by our federal and  state 
governments and through government -controlled public schools and 
literature, government -controlled media and government -controlled 
churches [YES, EVEN THE CHURCHES] to believe that America 
defeated the English. We celebrate that victory and our so -called 
Independence each year on the 4th of July; and it is all a bunch of 
propaganda, a carrot to lead the horse and keep this society stupid 
and passive. We boast today that our country represents the finest 
schools in the world, but in reality, we‟re no smarter than the first 
Colonists. We only know more about other things because of new 
technology developments during the last 250 years and yet the 
average IQ of America is 70.  

11 
 
 
Documented proof that the Constitution was not for us can be found 
at Padelfo rd, Fay & Co. v. The Mayor and Aldermen of the City of 
Savannah, [14 Georgia 438, 520]. This was a Court case wherein the 
Plaintiffs sued the City of Savannah for violating what they believed 
were their constitutionally-protected rights. The decision of th e Judge 
says it all: "But indeed, no private person has a right to complain, by 
suit in Court, on the ground of a breach of the Constitution, the 
Constitution, it is true, is a compact but he [the private person] is not 
a party to it!" [Emphasis added]  
 
The United States Constitution was converted into a Trust and the 
legal definition of a Trust is: “A legal obligation with respect to 
property given by one person (donor), to another (trustee), to the 
advantage of a beneficiary (Americans).” The property in  this Trust 
includes all land, your personal possessions that you believe you own 
and your physical body. The donor of the Trust is the King of England 
and the Holy Roman Church. The Trustees are all federal and state 
public officials, which means that the y truly are Agents of a foreign 
power: the King and the Vatican.  
 
The reason the Constitution was converted into a Trust is because, 
as a non -trust business plan, The Constitution completely bound the 
hands of our government officials. By their converting  it into a Trust, 
our public officials were then free to make any changes they desired 
to this government without their constituents‟ knowledge. The rules of 
a Trust are secret and no trustee can be compelled to divulge those 
rules; and the rules can be ch anged by the trustees without notice to 
the beneficiary.  
 
The one pitfall confronting them and their plan was the fact that by 
converting the Constitution into a Trust, our public officials had to 
legally assign a beneficiary; and the beneficiary chosen c ould not 
offend or be in contrast to the numerous International Treaties that 
were in force. Our public officials wanted to stay in control of the Trust 

12 
 
as the trustees; however, a trustee cannot also be a beneficiary. So 
even though the Constitution was n ever designed or written for the 
Sovereign American people, they unknowingly became the 
beneficiary of this secret Trust and hence, the creation of the 
“propaganda” regarding our Constitutional Rights!  
 
All high -ranking public officials, lawyers and judge s laugh at the 
ignorance of people who claim that their Constitutional Rights have 
been violated. Lawyers are actually taught to treat the members of 
the general public as inferior individuals. This also explains the „air of 
arrogance‟ that most lawyers convey in their demeanor and speech.  
 
The more powerful Agents of the states and the federal government, 
however, have been stealing the benefits from the Trust through 
numerous maneuvers that have the appearance of being lawful. In 
their defense, many form er public officials (Agents) were not corrupt 
to begin with but, by accepting bribes or as the result of enjoying an 
arranged extramarital relationship, they became victims of an 
extortion plot and succumbed to the threat to expose the bribe or their 
elicit affair to their constituents. By becoming an Agent, all was 
forgiven and forgotten. The people who arranged the bribes also 
arranged the situations, and applied the pressure to force honest men 
to become dishonest. An example of this could be a sudden de mand 
by a bank to pay off a loan, based upon a hidden clause in the loan 
contract and which could result in a foreclosure, bankruptcy and 
scandal.  
 
There are no remaining public federal employees in America. All 
employees whom you believe to be a part of America‟s government 
are actually agents of a foreign government, and this definition 
includes the President. The federal elections are a joke on us! All of 
the candidates have been jointly pre -selected and pre -screened by 
the National Boards of the Republ ican and Democratic Parties well 
before the election process. All of our federally elected officials, 
appointed administrators, federal police and judges receive their 

13 
 
paychecks through the Office of Personnel Management. OPM is a 
division of the Internati onal Monetary Fund, which is owned by the 
Rockefeller and Rothschild families and their Banking Empires, which 
operate in tandem with the United Nations. The IRS and Interpol are 
owned by the International Monetary Fund, which has been identified 
in an ear lier version of the U. S. Army Manual as a Communist 
Organization.  
 
Those Americans who do not know how to assert their beneficiary 
status are treated by the government and its courts as corporate 
fictions! The corporate governments and their courts have jurisdiction 
only over corporations. Corporations have no rights or jurisdiction 
over living people and are only provided considerations, which have 
been pre-negotiated in contracts by their directors. Otherwise, they‟re 
governed totally by commercial law and so are you.  
 
At this point, I believe I should address a “corporate fiction” for you by 
creating a situation you can relate to.  
SITUATION: You‟ve decided to go into business for yourself and you 
thought up a clever name for your business. Everything you‟ve read 
and the advice received from a lawyer or friend suggests that you 
should incorporate your business. To incorporate is to create a 
business on paper. It isn‟t real; it is a business in theory, which makes 
it a fiction. The lawyer or accountant y ou hired to prepare your 
corporation records your business with the state as a state 
corporation and identifies you as president of the board of directors, 
not the owner. Your business is now “a corporate fiction” and by 
recording the business as a state c orporation, you no longer own it, 
the state owns it. You just gave your business away and made 
yourself an employee!  
 
Our presumed government representatives have done the same thing 
to each of us. They changed each of us from “a sovereign” into “a 
corporate fiction.” Your corporate name is easily identifiable in that it 

14 
 
is expressed in all capital letters on all your documents and all 
communications received from every government agency.  
 
The reason for converting every Sovereign American into a corporat e 
fiction dates back to the Principal of Law under the King. The King is 
a Sovereign Monarch and dictator who, by his authority, creates the 
laws that govern his subjects. He is the Source of Law and therefore 
the law cannot be enforced against him. In Ame rica, the Source of 
Law is the Sovereign People and therefore no laws can be enforced 
against the Source, except for those specifically agreed to or defined 
by the original Constitution. Those laws are defined as Theft, Assault 
and Criminal Mischief; but s ince the Colonists never voted on the 
Constitution, none of these offenses are enforceable against a living 
Sovereign. They are enforceable, however, against a corporation or 
corporate fiction.  
 
In theory and according to the common law, before any Sovere ign 
can be arrested for one of these crimes a complaint must be filed with 
the elected Sheriff. The Sheriff, by his own authority, assembles a 
common law jury of the accused Sovereign‟s immediate neighbors, 
called a Grand Jury. The neighbors hear the compl aint and evidence 
presented to them by the complainant. They are permitted to ask 
questions of any witness and can subpoena anyone else who can 
shed light on the allegations. A majority must then decide if the 
accused Sovereign is to be tried by a court. A ll of this is done without 
a judge or prosecutor in attendance. This is a real Grand Jury 
proceeding, which is far removed from the joke perpetrated by our 
corporate government and courts today! What happened to our 
Grand Jury rights of old? The Bar Association has successfully stolen 
that right away from the Sovereign people, little by little, through 
rewrites of the Judiciary Act, so that now the American public 
believes that the Grand Jury is an instrument subject to the 
jurisdiction, right and whim of t he prosecuting attorney. The 
prosecuting attorney controls the entire proceeding and who testifies. 

15 
 
The judge then tells the jury what the law is and the members of the 
panel are always denied the opportunity to view the written law.  
 
All of our governmen ts are corporations and are responsible for the 
creation of about 800 thousand laws called statutes, which are 
designed to control the Sovereign people of America. Just like the 
King, these statutes cannot be enforced against the Source of Law, 
which are the living, breathing, flesh and blood Sovereign people. All 
of the Agents in power beginning with the King, the Vatican, the 
Founding Fathers and now our presumed public officials, wanted to 
obtain power and control over America, and the Constitution prett y 
much prohibited them from achieving those ends. So they began to 
devise ways to change the Sovereign Americans into corporate 
fictions.  
 
These Agents also decided and reasoned that they cannot educate 
the masses without exposing their treachery, and so our private and 
public education must be controlled. Without any real Constitutional 
basis, the U. S. Department of Education was created. The 
Constitution made it the responsibility of each state to educate its 
people and several states challenged the Congress in the courts. The 
matter was eventually heard by the U. S. Supreme Court, which has 
never been a Constitutional Article III Court from its inception, which I 
will explain. The Supreme Court ruled that the federal government 
was entitled to oversee t he educational requirements of “United 
States Citizens” by virtue of their Constitutional powers to regulate 
Commerce! Bad law is bad law, no matter how you turn the paper 
and that ruling gave the federal government the green light to initiate 
its “brainwashing” process of the American public.  
 
Let me explain how the Court arrived at its ruling because these are 
not ignorant men. On every form you file to receive “government 
benefits” and even the “voter registration form” there is a question 
that asks: Ar e you a United States Citizen? YES / NO and everyone 
circles the YES answer. Didn‟t you? Now look up the definition of a 

16 
 
“United States Citizen” in a reputable law dictionary. You will discover 
that a United States Citizen is a phrase designed to identify a 
“corporate fiction.” Clever, isn‟t it? You and every other American had 
no idea that you were admitting you were a corporate fiction when 
you circled that YES answer, and you did it under penalty of perjury!  
 
The sovereign states had been abolished in 1 790 by the adoption of 
Article 1 of the Statutes at Large, which converted all the sovereign 
states into federal districts and gave the federal government lawful 
jurisdiction everywhere. In consideration of the fact that the federal 
government is a corpora tion and that corporations can lawfully own 
other corporations and all the American subjects to be educated have 
admitted under penalty of perjury that they are corporations, the 
Supreme Court ruled in favor of the corporate federal government. 
[See how sneaky and tricky lawyers can be? And all the more reason 
why lawyers should never be allowed to serve in government or in 
judgment of us.]  
 
Under our corporate governments no Sovereign can lawfully be tried 
or convicted of any statutory crime. I recently discovered how to avoid 
prosecution under the Trust when a Sovereign is taken before a 
corporate prosecuting attorney or a judge:  
 
First: “the Sovereign must inquire if we are on the record, and if not, 
insist upon it! Say nothing, sign nothing and answer no questions until 
you are convinced that the proceedings are being recorded!”  
 
Secondly: all a Sovereign has to say for the record is: “I am a 
beneficiary of the Trust, and I am appointing you as my Trustee.”  
 
Thirdly: the Sovereign then directs his Tru stee to do his bidding! “As 
my Trustee, I want you to discharge this matter I am accused of and 
eliminate the record.”  
 

17 
 
Fourthly: if the Sovereign suffered any damages as a result of his 
arrest, he can direct that the Trust compensate him from the 
proceeds of the Court by saying; “I wish to be compensated for [X] 
dollars, in redemption.”  
 
This statement is sufficient to remove the authority and jurisdiction 
from any prosecuting attorney or judge. The accused will be 
immediately released from custody with a check, license or claim he 
identifies as a damage. It doesn‟t matter what the action involves or 
how it is classified by the corporate law as a civil or criminal action. It 
works every time! All of the Codes, Statutes and Regulations 
throughout the Unite d States are a Will from the Masters to their 
Slaves. A Will is defined as, “An express command used in a 
dispositive nature.” When individuals in America are charged with a 
crime and warehoused in a jail, it is because they went against the 
Will of the Ma sters and not because they harmed another person. 
Remember that: The Will demands from us all that we are; keeps us 
in check; and promises us nothing!  
 
The police officer who arrested you has been “brainwashed” into 
believing that he is doing the right th ing, when in fact he is nothing 
more than an “armed slave acting as a henchman” and hired to bully 
and intimidate all other Slaves into submission of the Masters‟ Will! 
This statement will probably offend most police officers, but this is 
fact and it is no t their fault. Most police officers believe they are 
performing a public service and doing the right thing in the 
performance of duty. They have been lied to by the government and 
in most cases police officers are pumped full of lies more so than 
anybody else. Recently, the Police have all been ordered to complete 
paramilitary training and were told that this is essential because of the 
new threat of Terrorism! The people responsible for this training and 
brainwashing are the same people and foreign Agents who have 
been controlling all of us since our birth. NOTE: I‟ll bet that nobody 
told these police officers that these suspected Terrorists may come at 
them from their very own government officials. So now our 

18 
 
government officials have our police officers t raining to act as a 
military unit. [e.g.] Follow our orders and don‟t think! They have 
succeeded in placing these officers on edge, so that their every 
reaction will be an over -reaction to the situation, just like Hitler‟s 
Gestapo.  
 
Near the end of this p aper, I will disclose to the reader about a 
situation that has been planned by our government officials and is 
soon to unfold. The police paramilitary training and their extensive 
brainwashing have been implemented specifically for this event. It is 
expected that police officers will over -react and begin killing innocent 
Americans, and once they are no longer of use, the officers and their 
families will all be ordered to receive vaccinations that will kill all of 
them. My guess is that, after this planned m ass genocide has 
occurred, the Russian and Chinese military will replace them in the 
field.  
 
Part of the Fraud perpetrated against “We the People” by this Will is 
the fact that there are actually no criminal laws in America. The Rules 
of Procedure used by  every Local, State and Federal Court are Civil 
Rules, not Criminal. Court officials simply substitute the word criminal 
for civil, depending upon the case at hand. Rule 1 of the Rules of Civil 
Procedure reads: “There shall be but one form of action, a civ il 
action.” This means that the “criminal laws” promulgated and 
enforced by the police and our corporate governments are all civil 
and are being fraudulently enforced against our “corporate fictions” as 
criminal.  
 
When anyone goes to jail, it is for a civil infraction of the Masters‟ Will. 
That makes all of our jails, debtors prisons. “Does that Ring a 
Constitutional Bell?”  
 
Title 18, Federal Crimes and Offenses: was never voted on by the 
Congress, which means that these federal laws are NOT positive law 
in America. Now, if you were a part of a government conspiracy to 

19 
 
destroy America and soon to commit a mass genocide of its 
population, would you really want to vote Title 18 into positive law? 
My belief is that the Congress intentionally omitted its passa ge so 
that members of Congress could use that as a defense should they 
be caught and tried for Treason!  
 
Do you believe the lawyers hired or appointed to represent all the 
individuals accused of federal crimes, knew about this fact? You bet 
they know! Armed with this fact, now look at the number of convicted 
people sitting in federal prisons who believe they have been lawfully 
convicted of violating a federal crime. How many do you imagine 
have been put to death? How many were shot and killed during the 
arrest? How many were killed attempting to escape from their illegal 
confinement?  
 
The Internal Revenue Code relies upon Title 18 to convict people of 
Tax Evasion, which applies only to corporations. Look at all the 
people sitting in federal prisons who wer e convicted of this so -called 
crime. What makes it worse is the fact that the Queen of England 
entered into a Treaty with the federal government for the taxing of 
alcoholic beverages and cigarettes sold in America. The Treaty is 
called The Stamp Act and in  this Act the Queen ordained that her 
subjects, the American people, are exonerated of all other federal 
taxes. So the federal income tax and the state income taxes levied 
against all Americans are contrary to an International Treaty and 
against the Sovereign Orders of the Queen! Like it or not, the Queen 
is our Monarch and Master. The Tax is illegal and still people have 
been prosecuted and imprisoned, contrary to law.  
 
One hundred percent (100%) of the people sentenced and held in all 
American jails have  either been convicted of crimes that are not 
positive law or were convicted of civil crimes and are being detained 
there by their consent. That‟s Right! The lawyers and judges 
representing our legislature and judicial system created maneuvers to 
insure that anyone who is accused of a so-called crime and posts bail 

20 
 
signs a contract to appear and consents by that contract to the 
proceedings scheduled. Anyone who applies for a public defender, 
signs the same contract without knowing it and anyone who privatel y 
hires a lawyer to represent him in a Court proceeding consents to the 
same contract upon the lawyer filing a “Notice of Appearance.” When 
you hire a lawyer, you sign a Power of Attorney. He is required to file 
his Notice of Appearance in that case and th at Notice of Appearance 
offers your consent and binds your appearance to the proceedings. 
Absent these aforementioned contracts, the Court cannot proceed 
against you. When that occurs, the Judge and the Prosecutor attempt 
to trick and intimidate you into g iving your consent. If you know how 
to invoke your Sovereignty and you take what they throw at you and 
stand your ground, they will be forced to release you after 72 hours 
has elapsed. I‟m not a bleeding heart liberal who believes that we 
should open up the jails and let everyone out. There are people in our 
jails who need to be there, despite the fact that they have been 
incarcerated illegally. My vote is to leave that hornets nest alone.  
 
We Americans are so proud of the fact that we live in a Democracy!  
Now look up the word “Democracy” in a reputable Law Dictionary and 
see the legal meaning. Democracy is defined as: “A Socialist form of 
government and another form of Communism.”  
 
Do you remember the lies that President Reagan, the Congress and 
the Media  told America? The lie was that, “The Iron Curtain fell 
without a shot being fired!” The truth is that the Iron Curtain came 
down because Communist Europe found an ally in the West and 
there was no longer a need for walls. PS/ Your Federal Taxes 
constructed the World‟s largest automated vehicle and munitions 
plant for the Soviet Union during the dismantling of the Berlin Wall. 
PPS/ The attempt to assassinate President Reagan occurred 
because he had disclosed to the American people that: “None of the 
federal income tax paid by the American people is ever deposited into 
the United States Treasury and is being deposited into the Federal 
Reserve Bank for its use and benefit.” Shortly after making that 

21 
 
statement, Reagan was shot by John Hinkley, who was quickly 
declared insane so that there never would be a public trial. If you 
recall, President Reagan was never the same after that incident. The 
Masters don‟t play around - they eliminate problems or radically curve 
attitudes!  
 
On September 17, 1787, twelve State delegates of the Thirteen State 
Colonies approved the United States Constitution, not the Colonists, 
and by their doing so, the States became “constitutors.” A 
“constitutor” is defined under civil law as “One who by simple 
agreement becomes responsible for  the payment of another‟s debt.” 
[See: Blacks Law Dictionary, 6th Edition].  
 
Many early immigrants to the United States arrived here as bonded 
slaves. A person of wealth or substance became the payor by 
offering to pay or promising to pay or bond the debt s of another 
person, and usually paid the cost of his or her voyage to America. 
This made the payor a constitutor and gave him title as master over 
the debtor [slave] by written contract. A “Bonded Slave” is a corporate 
fiction. The payor‟s new title and p ower as the “Bond Master” of the 
debtor causes the immigrant to become “a Bond Slave” and the 
property of the Master until such time he is paid back his investment 
by the Bond Slave or by someone else. This means that the Bond 
Master can buy and sell these  contracts. If a Bonded Slave were 
mistreated by his Bond Master, the law did not represent him 
because the Bond Slave (a corporate fiction) had no human rights 
afforded to him by any law. Corporate fictions have no rights. If the 
Bonded Slave desired righ ts, he was obligated to negotiate them in 
his contract with the Bond Master before accepting the contract. If the 
Bonded Slave runs away from his abusive Bond Master, the law in 
place, however, attached a bounty, hunted him down and returned 
him to the Bon d Master. Remember also that the first slaves in 
America were (Indian) and then Caucasian, of English, French, Irish 
and German ancestry.  
 

22 
 
The Constitution is not for “We the People”  
As mentioned before, the Colonists were never presented the 
Constitution to vote on its passage and approval because the 
Constitution was never written for them and has been rewritten two 
more times since then, but only our government officials know about 
that. And now, so do you!  
 
1) Article ONE of the Constitution allows t he Congress to borrow 
against the full faith and credit of the American people without end. It 
keeps us eternally in debt and makes all loans the government 
received from the King or any other entity, valid and enforceable 
against “We the People.” How is that good for us?  
 
2) Article ONE, Section EIGHT, Clause (15) of the Constitution reads 
that it is the Militia‟s job to execute the laws of the Union. The Militia 
is a military unit something like the Police or National Guard, and is 
composed of members of  our local community. The new State 
Constitutions, however, make Militias illegal except in time of war and 
authorizes the Police to arrest the members of a Militia should they 
attempt to reform their ranks. How is that good for us?  
 
3) Article ONE; Section EIGHT of the Constitution gives the Congress 
complete power over the Military. What do we do when it‟s the 
Congress we need to have arrested for Treason and Peonage? How 
is that good for us? President Obama has changed the Military Oath. 
Soldiers no lon ger swear to support or defend the Constitution but 
rather to support and defend the President! Now, isn‟t that 
convenient?  
 
4) Article SIX, Section ONE of the Constitution is the law that makes 
American Citizens responsible to file income tax returns, and not Title 
26 of the United States Code. Parts of our flawed history, taught to 
you by our government -controlled school system, accurately 
described that the English people had been taxed into a state of 
poverty by King George and that was one of the reas ons the 

23 
 
Colonists fled Europe for the New World. So how is this good for us? 
The IRS is not a U. S. Government Agency; they are Agents of a 
Foreign Power operating under a private contract and your obligation 
to pay and file federal taxes is a scam! Only f ederal employees and 
persons born in Washington, DC and the federal territories were ever 
obligated to pay and file prior to The Stamp Act, but we were never 
informed of that fact. Our government has brainwashed us into 
believing that the National Debt is all our responsibility, and that we 
have a patriotic responsibility to pay our “fair share.” Here‟s the Truth 
about that subject: the National Debt is a Federal Debt and always 
has been. The name change was the clever use of “propaganda” 
intended to invoke  our civil patriotic pride. The foreign Agents in 
charge of our government have been borrowing funds to line their 
pockets, to buy influence, make business deals and seal Treaties 
with communist Third World Countries and Dictators, which will never 
benefit “We the People.” They have lied to us, enslaved us, 
imprisoned us and sold our gold to the Vatican in 1933 and invested 
the proceeds for themselves. The money they have been borrowing 
since 1933 is not real money but “negotiable debt instruments,” which 
is the same thing as monopoly money. This means that, in order to 
pay off the Federal/National Debt, all they ever had to do was print a 
money order without any account numbers on it for the entire debt, 
sign it and present it to the lender [The Federal Res erve Bank] and 
the debt is paid in full!  
 
The foreign agents who purport to be our public officials are 
responsible for eliminating the strength of the American Labor 
Unions, the elimination of our jobs, the erosion of our inalienable 
rights, and have ins tigated every war or conflict we have ever 
become involved with in history and they convinced us that it was the 
other guy‟s fault! They have converted us into corporate fictions and 
sold us as securities to foreign corporate investors and have denied 
us o ur heritage. Everything they have been doing is designed to 
undermine our freedom, liberty and representative form of 
government. Their goal and final blow against, “We the People” is our 

24 
 
mass genocide and the total conversion of our government to 
communism!  
 
5) The SIXTEENTH AMENDMENT to the Constitution, regardless of 
the dispute of how it was adopted, permits the Federal Government 
to assess and collect a direct tax against “We the People.” Most 
Americans do not know that the Federal Government is and a lways 
has been financially self sufficient, the result of tariffs imposed upon 
imports, exports and commerce. Not one penny of the Direct Federal 
Income Tax, paid through the IRS, is ever for or deposited into the 
United States Treasury. Those taxes are de posited into the Federal 
Reserve Bank for the Masters‟ use. So how is this direct tax good for 
us?  
 
You may be wondering about now how the United States government 
can collect taxes from “We the People” when we are slaves, own 
nothing and are not a party to the Constitution. Despite its legality, it 
is done under a process known as “debt collection” through private 
contractors, the IRS, and through a private contract, the United 
States Constitution. The IRS belongs to the International Monetary 
Fund, which also owns the Federal Reserve Bank. The IMF holds the 
controlling interest in all the banks in America. The IMF is the 
Rockefeller and Rothschild Empires, along with the eleven wealthiest 
families in the World. When you see or hear of a bank closing - it is a 
diversion and is intended to injure and panic the public. The condition 
of the economy in the world today is being manipulated by these 
people. Their schedule for the adoption of the New World Order is 
close at hand and these public agents need to sca re us into believing 
that this new form of government is our salvation! Factually, it will 
only be good for them and it will be our ruin.  
 
6) Article 12 of the Articles of Confederation promises the full faith 
and credit of the American people to repay al l loans made by the 
United States government. The money borrowed by the United States 
to finance the Revolutionary War came from France. Who owned 

25 
 
France? (King George!) Who was the opposition in the Revolutionary 
War? (England.) Our Founding Fathers promi sed our labor, equity, 
full faith and credit, to repay those debts that will, in theory, never 
come to an end. So how is that good for us?  
 
 
7) The Bill of Rights was not for your protection. They‟re laws that 
represent one man‟s ability, with the assista nce of the State, to 
control another man‟s actions, and since they‟re included under the 
U. S. Constitution, they‟re not for you! So how is that good for us?  
 
8) The Thirteenth Amendment barred lawyers from ever holding a 
seat in public office. The Amendm ent was ratified; however, during 
the second secret writing of the Constitution, this Amendment was 
dropped and replaced by the 14th Amendment and the 14th 
Amendment was replaced by the 15th Amendment and so on. The 
replacement wasn‟t done by a Constitutio nal Convention, it was 
simply omitted! The original Constitution is the Law of the Land and 
was designed to regulate our government! The 13th Amendment still 
is positive law but now about 98% of our public officials are lawyers; 
so if we filed motions to r emove them from office, who would sign 
them? Wasn‟t that convenient for them?  
 
9) On August 4, 1790 Article ONE of the U. S. Statutes at Large, 
pages 138 - 178, abolished the States of the Republic and created 
Federal Districts. In the same year the forme r States of the Republic 
reorganized as Corporations and their legislatures wrote new State 
Constitutions, absent defined boundaries, which they presented to 
the people of each State for a vote! Why this time? Because the new 
State Constitutions fraudulent ly made the people “Citizens” of the 
new Corporate States. A Citizen is also defined by law as a 
“corporate fiction.” The people were bound to the Corporate State 
and the States were bound to the Corporate United States and 
fraudulently obligated all of us  to pay the debts of the Federal 
Government owed to the King! This was necessary because the 

26 
 
United States was officially bankrupt on January 1, 1788 and the 
politicians (our Founding Fathers) who benefited the most by these 
Revolutionary loans required a guarantee to present to the King. 
Absent that guarantee, they were personally obligated to repay the 
debts!  
 
The state constitutions were rewritten again during the Clinton 
Administration, except now they are called the Constitutions of 
Interdependence! These Constitutions read just like the Declaration 
of Independence except that “We the People” have been eliminated. 
This is the Magna Carta of the public officials, to protect them under 
The New World Order Communist Government. The public was never 
informed of this, like everything else and the media never reported 
any of the fraud being perpetrated against Americans by their public 
officials.  
 
I could go on and on, discussing Articles and Amendments of the 
Constitution, but suffice it to say that the „be nefits‟ the government 
dangled in front of our “naive noses” have been used as an 
inducement for us to volunteer; and that all of these „benefits‟ are 
received by us at a terrible cost. When we apply for government 
benefits, the foreign government in charg e converts our living 
sovereign person into a corporation and then records our person as 
“government asset property.” The States used to provide protection, 
stability and security for the people, but over time the focus of their 
attention has changed to th e control of our minds, bodies, spirit and 
assets. To take a loyalty oath to support, defend and obey the 
Constitution now is to swear an oath to your Masters to be ever loyal 
to them! "Slaves you are and slaves you will ever be!"  
 
More evidence of our Slavery is as follows:  
a) The primary control and custody of infants is with the corporate 
state government through the filing of government -issued Birth 
Certificates, which are held in a State Trust and therein each 
applicant is recorded under the Departme nt of Transportation as a 

27 
 
State-owned Vessel and financial asset. A government -issued Birth 
Certificate was never needed as proof of birth because a baptismal 
record or a family bible entry of birth was and is an exception to 
hearsay and constitutes legal proof of birth. Had your parents never 
applied for a government-issued Birth Certificate, none of the Federal 
or State Statutes, Codes or Regulations in place would be 
enforceable against you; and no government official or agency could 
ever tell you how to  raise your children, declare you an unfit parent, 
or take your children away from you. We all made fun of the Amish of 
Pennsylvania and yet the government cannot touch them because 
they do not participate in anything these corporate governments have 
to offer. The title to their land is recorded as an Ecclesiastical Trust. 
The Vatican (the Holy Roman Church) actually owns all the land, 
territories and insular possessions called America and, as long as the 
Amish remain an Ecclesiastical Trust and remain a pa ssive Christian 
Society, the Vatican will protect them. The Holy Roman Church 
possesses the power to protect or crush anyone and anything! [See: 
Tillman v. Roberts, 108 So. 62 [and] Title 26 U. S. C. 7701 [and] 18 
U. S. C. Section 8].  
 
b) Social Security is not a Trust or Insurance policy or Insurance 
against disability. The U. S. Supreme Court has ruled that Social 
Security is a government giveaway program funded by a government 
tax, which is why and how the Congress can periodically dip into the 
assets of the fund anytime they want and never have to pay it back. 
The back of the Social Security card states that the card is the 
property of the government and not yours. Your birth name appears 
on the front of that card and has been modified the same way as your 
birth certificate - from upper and lower case letters to all capital 
letters, pursuant to the U. S. Government Printing Manual, which 
instructs government agencies on how to subtly convert a living man 
into a corporation. The actual Director of our Soc ial Security Fund 
and Administration is the Queen of England and from which she is 
paid a generous salary. Your Social Security Card is issued by the 
United Nations through the International Monetary Fund and your 

28 
 
Social Security Number is actually your In ternational Slave Number. 
On the reverse side of that card is an “E” letter followed by eight 
numbers. That is a “cusip” number, which is required on all securities. 
Yes! You have been converted into a marketable security, like a 
bond, and your person was offered for sale and sold to domestic and 
foreign corporate investors.  
 
c) A Marriage License Application is a request to your “Masters” for 
permission to marry. If you ever had any claim of sovereignty before 
that date, you lost it completely when you ap plied for and married 
under a marriage license. Sovereignty means: “To assert one‟s 
independence and to claim to be self -governing.” The license isn‟t 
necessary and never has been because a marriage has always been 
just a contract, witnessed by God, betwee n a man and a woman. 
Who told you that you must apply for a license? It is the official you 
chose to conduct your ceremony. The official just happens to be a 
licensed government official and his license prevents him from 
conducting marriage ceremonies with out the issuance of a marriage 
license. Did Moses or Jesus ever say or profess that a marriage is 
not recognized by God, without a license?  
 
Here‟s the Fraud behind the License:  
Those who apply for and marry pursuant to a marriage license have 
now added a third party to their marriage contract. The third party is 
the Master by and through his Agent, the Corporate State. The 
marriage license bestows the State with the legal right to decide the 
fate of the husband, wife and the possessions they procured dur ing 
their marriage, should the marriage fail. Their divorce must now be 
decided by and through the State‟s Corporate Court by a Corporate 
Judge, and the Judge‟s first and foremost concern is the “interest of 
the State.” The interest of the bride and groom is now secondary. 
[See: VanKosten v. VanKosten, 154 N.E. 146]. A comment by the 
Judge deciding this divorce says it all! “The ultimate ownership of all 
property is the State: individual so -called ownership is only by virtue 
of government, [i.e.] laws amoun ting to mere use must be in 

29 
 
accordance with law and subordinate to the necessities of the state.” 
[Also See: Senate Document No. 43 of the 73rd Congress, 1st 
Session] and [Brown v. Welch, U. S. Superior Court].  
 
d) The term “license” is defined in law as “A permit to do something 
illegal.” [See: Blacks Law Dictionary, 6th or 7th Edition]. Therefore, all 
licenses are permits to violate the only real law. Inalienable rights are 
the rights bestowed upon all living men by God at birth. All other laws 
are subordinate to God‟s law. The controlling government wants us to 
rely on their laws, so they demand that we apply for a license. 
Another example is a “Driver‟s License.” It is your God -given right to 
travel the roadways of this nation and no government has any right to 
restrict, tax or license your pursuit of happiness. The only exception is 
a Driver of a Commercial Vehicle. The governments have a right to 
regulate Commerce, which means trade. Anyone operating a vehicle 
in Commerce must be licensed, but all othe rs are absolutely free to 
travel without one. The foreign Agents in power have changed the 
common meanings of words to encapsulate and control every 
Sovereign. They succeed in this intimidation through the corporate 
courts and police enforcement by officer s who have been 
brainwashed and reinforced by mandatory training programs.  
 
e) The use of “Trusts” by the Masters and their Agents is for a good 
reason. A Trust by law is secret and neither the Masters nor their 
agents, the Corporate Government and Courts , can be compelled to 
expose the rules or regulations of the Trust and those regulations can 
change with the wind, without notice to the participants! [See: The 
Law of Trusts].  
 
f) Slaves cannot own property. Look at the Deed to your home. You 
are identified as the Tenant of the property and never the Owner, and 
your Local and State land tax is actually a “rent or use fee” assessed 
by the State for the lease on the land. You gave them the land after 
closing via your Lawyer. Did he ever tell you that? After  closing, your 
Lawyer recorded the deed with the Court. The law only suggests 

30 
 
recording the deed, it doesn‟t mandate it. Upon recording, you gave 
the land back to the State, which then leases it back to you for as 
long as you live there. Isn‟t that where y ou have constructed your 
home, your castle? I‟m paying for it, doesn‟t that make the land mine, 
you ask? If you fail to pay the State‟s assessed “rent or use fee,” 
which has been cleverly disguised as a direct state tax, you will be 
evicted from your castle and land, and the state will take title and sell 
your home under commercial law. Commercial Law ordains that, 
"Anything permanently attached, is retained by the owner!” Who is 
the owner of the land? Why the State, because you so graciously 
donated it to them. Oh, I almost forgot: your lawyer receives a fee 
from the State for recording your deed for their use and benefit! How 
do you feel about your lawyer now? Didn‟t you pay him to represent 
“your interests” at the closing? Now you see why lawyers are the 
brunt of numerous jokes and have such a poor reputation. It‟s 
because they deserve it!  
 
g) Foreclosures are nothing more than evictions, based on a different 
kind of fraud: the illusion of a debt (mortgage) that never existed. No 
individual or family has been foreclosed on and evicted from their 
home in the United States legally. The only exception to this is owner-
financing. Other than owner -financing, the people who purchased 
their homes through a mortgage company, actually owned their 
homes “completely” on the day of the closing. The real legal definition 
of a “closing” means that all legal interest as to title is concluded. 
[See: any reputable Dictionary from the 1800‟s]. The definition has 
been changed by our government lawyers to conceal the fraud.  
 
[Explanation of the above statement]  
First you must know that the federal government took America off the 
gold standard in1933, during a staged bankruptcy called the “Great 
Depression” and replaced the gold with an economic principle known 
as "Negotiable Debt Instruments." [YES, THE GREAT DEPRESSION 
WAS STAGED!] The government needed to create a catastrophe to 
implement standards that were designed to steal your possessions 

31 
 
and God -given rights. The process of creating a catastrophe was 
discovered by behaviorists. Take away a person‟s food, comfort and 
safety long enough and they won‟t care or question the illusion 
provided, as long as their stomach is full, they have shelter, a 
comfortable bed and the means (real or imagined) to keep or 
continue their comf ort. President Roosevelt unconstitutionally 
collected America‟s gold by Executive Order and sold it to the Vatican 
by way of China to conceal its true ownership. The gold in Fort Knox 
belongs to the Vatican and not the United States. Absent a gold base, 
Commerce now essentially trades in “debts.” So if you borrowed 
money for a mortgage and there‟s no gold or real value to support the 
paper called U. S. Currency, what did you actually borrow? Factually, 
you borrowed debt. The mortgage company committed the u ltimate 
fraud against you because they loaned you nothing to pay off the 
imaginary balance, not even their own debt instruments. They then 
told you that you owe them the unpaid balance of your home and that 
you must pay them back, with interest, in monthly installments.  
 
Here‟s how they did it. At your closing, the mortgage company had 
you sign a “Promissory Note” in which you promised your sweat, your 
equity, full faith and credit against an unpaid balance. Then without 
your knowledge, the mortgage compan y sold your Promissory Note 
(your credit) to a warehousing institution such as Fannie Mae or 
Freddie Mac. The warehousing institution uses your Promissory Note 
(your credit) as collateral and generates loans to other people and 
corporations, with interest.  Collateral is essential to a corporation 
because corporations have no money or credit. They‟re not real, 
they‟re a fiction and require the sweat, the equity, the full faith and 
credit of living individuals to breathe and sustain the life of the 
corporation. Corporate Governments operate under the same 
principle. The warehousing institution makes money off the 
“Promissory Note” (your credit) and even though the profits made are 
nothing more than new Negotiable Debt Instruments, those 
instruments still have buying power in a Negotiable Debt Economy. 
These debt instruments are only negotiable because of the human 

32 
 
ignorance of the American people and the human ignorance of 
people in other countries of the world, who have all been lied to, told 
this has value, and the people don‟t know the difference. Did you ever 
give your permission to the mortgage company to sell your credit? So 
where is your cut of the profits? If the mortgage company invested 
nothing of their own in the purchase of your home, why are you 
making a monthly mortgage payments to them with interest? And 
where do they get off foreclosing on or against anyone or threatening 
to foreclose? They do it by fraud and the Masters and their Agents 
(the governments, the courts and the banks) all know it! Eve rything 
done to us and against us is about sustaining their lives, the lives of 
the corporate governments they command and to keep “We the 
People” under their complete control. They accomplish this control by 
taking away or threatening to take away your co mfort and 
independence. They all use fraudulent means, disguised as law.  
 
Note: When you applied for a mortgage, the mortgage company ran a 
credit check on you and if you had a blemish on your credit record, 
they charged you points (money) to ease their p ain and lighten the 
risk (a credit risk) of their loaning you a mortgage. More Fraud! Why 
are you paying points, when they never loaned you a dime? The 
credit report is just another scam. If you have a high credit report, the 
government and banks identify you as an “Obedient Slave” and yet 
your “Promissory Note” sold for the same value as the “Promissory 
Note” endorsed by the man who is “a credit risk.” Credit didn‟t matter. 
The fact that you are a living person is what matters!  
 
More Fraud: The mortgage c ompany maintains two sets of books 
regarding your mortgage payments. The local set of books is a record 
that they loaned you money and that you agreed to repay that money, 
with interest, each month. The second set of books is maintained in 
another State of fice, usually a bank because the mortgage 
companies usually sell your loan contract to a bank and agree to 
monitor the monthly payments in order to conceal the fraud. In the 
second set of books, your monthly mortgage payment is recorded by 

33 
 
the bank as a sa vings deposit because there is no real loan. When 
you pay off the fraudulent mortgage, the bank waits 90 days and then 
submits a request to the IRS. The request states that: “Someone, 
unknown to this facility, deposited this money into our facility and has  
abandoned it. May we keep the deposit?” The IRS always gives their 
permission to the bank to keep the deposit and your hard -earned 
money just feathered the nest of the Rockefellers, Rothschilds and 
eleven other wealthy families in the world!  
 
Equity Law, which once controlled America‟s Corporate Courts, has 
been replaced with Admiralty/Maritime Law, pursuant to Title 28 of 
the United States Code and the Judiciary Act of 1789. This is the Law 
of Merchants and Sailors. Under Admiralty/Maritime Law, the cour ts 
presume you owe the mortgage or the tax or that you committed a 
crime defined as a Criminal Statute and it is your obligation to prove 
you‟re innocent! This means, you‟re guilty until you prove you‟re 
innocent, which is the same standard and procedure u sed in a 
Military Court Martial. Haven‟t we always been told that “You are 
innocent until proven guilty?” Lies, Lies and more Lies! We are not 
free men; we are slaves, and bound to our Masters by adhesion 
contracts and secret Trusts. The goal of the Masters and their agents, 
our elected officials, is to keep the people oppressed and subservient 
to them. As the Masters‟ agents, they utilize propaganda techniques 
through government -controlled schools, churches, the media and 
mind control by force and or the threat of force through the courts and 
police enforcement. Police officers in America have been pumped full 
of more bullshit than a manure spreader and because of their trust, 
public school conditioning and training, they haven‟t the ability to see 
what is going on. Many have been conditioned by previous military 
service not to think for themselves but just follow orders, which 
makes many of them as dangerous as a Terrorist! Now ask yourself - 
who are the real Terrorists in America? Guess what? The 
Constitution isn‟t for the Police either, and still they are forced to 
swear an oath to defend it. The more regulations, statutes and codes 
created, and the greater the number of regulatory officers and 

34 
 
agencies created to enforce them, the greater the Masters‟ con trol 
over their slaves; and that is mind control by force and threat of force, 
by the very people we rely on, to protect and serve!  
 
At some point in history the foreign Agents in control of our Federal 
Government, decided that they needed to create Feder al Police 
Agencies to protect them. I can‟t blame them! If I were a part of a 
conspiracy that could result in the American people hanging me for 
Treason, I‟d want bodyguards, too. Now, if you are one of these 
public officials, how do you justify the employ ment and expense of 
bodyguards, when nobody is trying to injure you, and you don‟t want 
anyone to know that you are committing Treason? Instead of 
confessing your motives, you must find a way to accomplish your 
objective and blame it on someone else.  
 
HENCE, the birth of a bad law: The Volstead Act and the beginning of 
“Prohibition!” Enterprising people began to make money and others 
organized. Those who organized became mobs and when the mobs 
began killing each other, the free lance boot -leggers and innoc ent 
people in drive -by shootings, our federal officials sat back and 
enjoyed the show! They did absolutely nothing until the public was 
literally breaking down the doors of the Capitol Building: Just like they 
had planned it!  
 
The FBI existed before this time. They were a small investigative unit 
under the Attorney General‟s Office. The agents had no arrest 
powers and were prohibited from carrying guns. Their only authority 
was to investigate federal employees and make reports to the 
Attorney General, who then decided if the matter was serious enough 
to concern the government and whether to prosecute the employee. 
The FBI was eventually armed, expanded and provided national 
jurisdiction to fight the gangsters! None of which would have been 
necessary had it not been for The Volstead Act. Slowly, the agency 
has grown into the giant it is now; ironically, the Legislature never 
authorized their expansion. Everything was done by the AG 

35 
 
administratively! Where does it say in the Constitution that a federal 
employee has the authority to create law, create a police authority or 
expand a current one? Do you see how our government has 
circumvented the restrictions placed upon them by the Constitution 
and manipulated the American people? Every catastrophe, calamity 
or d isaster has been planned and financed by our so -called public 
representatives with an ulterior motive in mind. The creation of 
Homeland Security was done in the same way. A Terrorist attack was 
staged by hired men having connections to the Middle East. I‟m  not 
going to go into the conspiracy, other than to say that President Bush 
and the FBI were as guilty as the men who high -jacked the 
commercial airplanes. The director of the FBI confessed to the 
Congress of his Agency‟s involvement under Presidential Ord er. He 
was relieved of his position and Congress took no action against 
President Bush; and the media did not report any of this to the 
American people. Treason charges were filed against President 
Bush, Vice-President Cheney and the FBI by a two-star General from 
the Pentagon and no action has ever been taken and nothing was 
ever reported to the American public, upon the orders of President 
Obama.  
 
This was just another government catastrophe designed to make you, 
the public, beg the government to come to  your aid and protect you. 
Each time one of these catastrophes are staged, our representatives 
steal more of our liberty and freedom from us, but America doesn‟t 
care because now they feel safe once again. And that‟s what these 
foreign Agents want us to believe and feel.  
 
We complain today that government has eroded our rights. It‟s true 
because we were lied to directly and indirectly and told to believe 
something other than truth. The correct term here is "Propaganda" 
and all government -controlled entities and institutions mentioned are 
quite expert in the use of it. When I was a child during a period 
labeled “the Cold War,” I remember my teachers telling the class how 
expert the Communists are in the use of “propaganda.” I can say now 

36 
 
with absolute certai nty that no one is as expert as the American 
government. In fact, I believe that our government officials taught the 
World. I don‟t blame my teachers. Most of them were subjected to 
and spoon-fed the same propaganda under direction of these foreign 
Agents and corporate entities that now employ them. Our teachers 
are simply spoon-feeding our children with the same propaganda that 
was fed to them. Naturally, if a teacher becomes too creative and 
steps outside the box, or thinks outside the box, the penalty fo r such 
creativity is the termination of their employment, their future 
profession and benefits. Generally, the reason used for termination is 
“Failure to adhere to the established curriculum and/or meet the 
needs of this establishment.” Who established the  needs and 
curriculum? Why, the government agents under the U. S. Department 
of Education, acting through the foreign agents representing the 
Masters.  
 
During the Bush Administration, a treaty called the North American 
Alliance was negotiated and signed, but the content was not reported 
to the American public. The treaty guarantees that the boundary lines 
dividing Mexico, the United States and Canada will dissolve and 
become one country to be called North America, upon the installation 
of the New World Order Government. The currency for North America 
is being manufactured by the United States Mint. They are gold coins 
called AMEROS. I have pictures of these coins being minted, that 
were taken by an employee and smuggled out.  
 
Everything in your life has be en controlled from birth and you‟re still 
being controlled. The free -thinkers of the world have either been 
murdered or institutionalized in asylums. Freethinkers are a detriment 
to the Masters and their agents. They have the potential to become 
Martyrs, especially if the populace begins to pay attention to what the 
free-thinkers have to say or teach. Look at what happened to Jesus, 
John Kennedy, Bobby Kennedy, John Kennedy, Jr. and Martin Luther 
King, Jr. If you believe John Kennedy, Jr. was an accidental death, 

37 
 
then you probably believe that on 911, the attack on the twin towers 
was a real Terrorist attack!  
 
[If you still think this way, after what you have read, please stop 
reading; put your thumb in your ass and close your eyes! You are 
much too gullibl e, ignorant and brain dead to be helped and you 
deserve the treatment you and your family are certain to receive!]  
 
Contrary to popular belief, nothing has changed since the days of 
Jesus. If Jesus were alive today, he would be declared a Terrorist 
and locked up in an asylum and slowly poisoned to death through the 
use of drug combinations that are designed to slowly consume life 
instead of heal. As long as free -thinkers profess their thoughts, they 
will be institutionalized until their death. Society will  be told that these 
men are dangerous and or they will be classified as Terrorists!  
 
The entire World is a „Slave Plantation‟ and is set up under this same 
principle by the Masters, “the high contracting powers,” who have 
been identified in certain Intern ational Treaties as the Pope/Vatican, 
the United Nations, the King/Queen of (England or United Kingdom) 
and principals of the International Monetary Fund. The coming of a 
“One World Government,” which public representatives and the 
media have been talking about, actually began in 1790 with the 
passage of the Articles of Confederation! These Articles and the 
principles therein, were first suggested in the Magna Carta and later 
became the foundation of the U. S. Constitution but “they‟re not for 
you!”  
 
The Capitol City of the World has been identified as New York City, 
according to the United States Code. The United Nations with the 
blessings of the Vatican keeps the World divided and in flux under the 
principle of "Divide and Conquer," and all religious orde rs within the 
United States are instructed to keep us passive. People, populations, 
economies, religions and political agendas of every country on earth 

38 
 
are manipulated by the Masters, which keep each country in a 
euphoric flux against the other.  
 
Partial proof of such Power:  
We are presently living under the Babylonian Talmud, which was 
introduced to England in 1066 and has been enforced by the Pope, 
various kings and every religious order since. This Babylonian 
Talmud represents total and relentless mind control in that people are 
taught to believe in fictions, things that do not exist [e.g.] Private 
International Law is now Commercial Law, which only deals in 
fictions: “fictions called persons, money, politics, government and 
authority.” The Uniform Com mercial Code, known as the Law of 
Merchants, which is 6000 years old, was derived from ancient 
Babylon and is now Private International Law. [See: The Uniform 
Commercial Code, section 1 -201]. PS/ Human rights do not exist in 
fictions. Prior to 1066, many of the King‟s subjects [Lords and Dukes] 
held allodial deeds to land, which are land grants from the King or 
past kings and which prevented the present King or his agents from 
taxing, trespassing or enforcing his will upon those subjects. Land 
protected by an allodial deed and improved by a home, made the 
subjects Sovereigns in their own right and the kings of their castles. 
In 1066, William the Conqueror defeated England and stole the 
King‟s Title, his lands and the lands belonging to his subjects. From 
William I (1066) to King John (1199), England found itself in dire 
straights because it was bankrupt. During this span of time, 
parishioners routinely passed their land on to their family or to the 
church without the King‟s permission. So the King invoked the ancient 
“Law of Mortmain,” also known as “the dead man‟s hand,” which is 
our modern day probate law.  
 
The Pope and the Vatican objected to the “Law of Mortmain” because 
the King owed the Vatican a lot of gold he had borrowed, and this law 
now prevented t he Church from receiving gifts of land. In 1208, 
England was placed under Papal Interdiction (prohibition) and King 
John was excommunicated. King John was ignorant of the teachings 

39 
 
of the Bible and was made to believe by Pope Innocent III that the 
Pontiff was the “Vicar of Christ,” the ultimate owner of everything on 
earth, and the only one who could grant the King absolution for his 
sins - providing the King make a suitable gesture of repentance to the 
Pope and the Holy Roman Church. The word “VICAR” is de fined in 
Webster‟s 1828 English Dictionary, to mean, “A person deputized or 
authorized to perform the function of another, a substitute in office,” 
and thereafter, all of the popes since Pope Innocent III, pretend to be 
Jesus Christ on earth. In his attemp t to regain his stature, King John 
offered the Pope and the Holy Roman Church his kingdom, plus 1000 
gold marks each year as payment of a lease on the land, and he 
accepted the Pope‟s appointed representative [appointed ruler] and 
swore submission and loya lty to Pope Innocent III and the Holy 
Roman Church. In 1213, a Treaty was entered into between the King 
and the Pope. The treaty made the King a tenant of his former 
kingdom and a trustee to the Pope and the Holy Roman Church. The 
king‟s ancestors were lat er appointed Treasurer of the Vatican Bank 
and continue to serve in that capacity to -date. [See: Treaty of 1213; 
and the Papal Bulls of 1455 to 1492; and The Selected Letters of 
Pope Innocent III concerning England from 1198 - 1216, Thomas 
Nelson and Sons, Ltd. 1956].  
 
In 1215, the Barons of England reacted to the loss of their rights and 
privileges they once enjoyed before the 1213 Treaty, and so they 
revolted against King John and stormed the castle. Under the threat 
of death, they forced him to sign a d ocument that recognized their 
stature and spelled out their individual rights. The document was 
named the Magna Carta. When Pope Innocent III was informed by 
King John about the barons‟ revolt and the Magna Carta, the Pope 
condemned the document and declared it null and void. In his written 
declaration to the barons, the Pope stated that “The Declaration of 
Human Rights embodied in the Magna Carta violated the tenets of 
the Church.” (Imagine that--- a church that does not believe in human 
rights --- but has a prohibition against abortion. I believe that is called 
an oxymoron!) [See: The Selected Letters of Pope Innocent III 

40 
 
concerning England 1198 - 1216, Thomas Nelson and Sons, Ltd. 
1956].  
 
The Treaty of 1783, known as the Treaty of Peace, signed [in France] 
subsequent to the Revolutionary War was a treaty between King 
George, the Holy Roman Church and the representatives of the 
Corporate United States. The opening statement is written in Olde 
English and when interpreted means: “The King claims that the Po pe 
is the Vicar of Christ and that God gave the King the power to declare 
that no man can ever own property because it goes against the 
tenets of his Church, the Vatican/The Holy Roman Church and 
because he is the Elector of the Holy Roman Empire.” [This is why no 
person or company can ever own real estate in America.] And the 
Founding Fathers agreed to that Declaration.  
 
The Treaty of Verona, which took place on November 22, 1822, was 
another treaty between the King of England, the Pope and the “high 
contracting powers” of the World and exemplifies the power that the 
Pope and the Vatican wield in the World and magnifies their interest 
in the Republic of the United States. It also explains what has 
happened to us in America.  
 
The Treaty of Verona:  
Article I: Basically states that the “high contracting powers” [the 
Masters] agree and decree that all representative forms of 
government and governments that recognize the individual 
sovereignty of ordinary people, is incompatible with “divine right” and 
all agr ee to use all of their efforts to bring an end to such 
governments, wherever they may be found or exist. [Isn‟t the United 
States supposed to be a representative form of government, which 
recognizes individual sovereignty? At least that‟s what the 
Declaration of Independence promised.]  
 
Article 2: That the “high contracting powers” agreed and decree that 
freedom of the press is a detriment to their existence and all promise 

41 
 
to adopt measures to suppress the press in all of Europe. If 
Americans want to know what is happening in the United States, they 
need to tune into the Foreign News Service because the American 
Press is suppressed beyond belief, ever since the Nixon 
administration and the Watergate scandal. America‟s Press, however, 
will talk badly about other countries and the Foreign Press 
reciprocates the favor. Do you remember my earlier comment about 
“Divide and Conquer?” If you want to know what is happening in 
America, you need to watch and listen to the Foreign Press.  
 
Article 3: Convinced that re ligion contributes powerfully to keep the 
people in a state of passive obedience, all of the “high contracting 
powers” agree to take measures to insure its continuation and a 
written accolade is directed to the Pope for his efforts to create and 
continue t hose measures. An example of the measures they are 
speaking of involves the King James Bible. The King James Version 
of the Bible was concocted by the King under the guidance of Pope 
Innocent III. [This is the same King who was convinced by the Pope, 
that the Pope was God‟s representative on earth.] This collaboration 
was kept secret to conceal the truth of their manipulation of the 
prophets‟ written word. If you can locate an ancient manuscript of the 
Bible, which predates the King James Version, you will discover that 
during the crucifixion of Christ, it is written in the ancient text that 
Jesus said: “Forgive them NOT, for they know what they do!” In the 
King James Version, it is written that Jesus said: “Forgive them 
Father, for they know NOT what they d o.” The King James 
interpretation represents a passive version and is in keeping with the 
purpose and the accolade mentioned in Article 3 of the Treaty of 
Verona. The King James Version of the Bible is the most popular 
version today and is presented to the  masses by all government -
controlled Christian religions.  
 
Passive obedience however is not taught or practiced in the Muslim 
religion. What was the lie our government used to explain the 
involvement of the Armed Forces of the United States and England in 

42 
 
the Middle East? I remember Muslim leaders screaming that this was 
a “Jihad,” (a holy war) and our so -called leaders denied the 
allegations. When the American people were later questioned by the 
media, they responded with disdain and disbelief. Is there a ny 
wonder why there are now Muslim paramilitary camps being formed 
on American soil? And when our government officials were 
questioned why they permit these paramilitary camps to exist, their 
response was - The U. S. Constitution protects their right to ex ist! I 
remind you that this is the same Constitution that we are not a party 
to; has been circumvented by our government officials; and fails to 
protect any rights of “We the People.” The reason the foreign agents 
posing as our federal representatives are not concerned by the 
formation of these camps is because of the mass genocide planned 
for the American population in the fall.  
 
Korea is now in the news for testing nuclear weapons. Our 
government is making Korea look like the aggressor when, in fact, 
Korea does not want to be a part of the New World Order government 
and they are reacting out of fear. They simply want to live their lives 
as they see fit and our government officials and the United Nations 
are trying to bully them into submission.  
 
The following further exemplifies the power of the Vatican in America:  
 
“If the Sovereign Pontiff should nevertheless, insist on his law being 
observed, he must be obeyed.” [Bened. XIV, De Sgn Dioec., lib., ix, c 
vii, n 4. Prati., 1844].  
“Pontifical laws moreove r become obligatory without being accepted 
or confirmed by secular rulers.” [Syllabus, prop. 28, 29, 44].  
“Hence, the jus nationale, (Federal Law) or the exceptional 
ecclesiastical laws prevalent in the United States; may be abolished 
at any time by the S overeign Pontiff.” [Elements of Ecclesiastical 
Law, Volume I, pages 53 and 54]. [This passage is saying that the 
government has no authority to abolish or change ecclesiastical law 
in America and that only the Pope has the power to do that].  

43 
 
 
Keys to the Conspiracy:  
 
“Alice in Wonderland” a famous children‟s story written by Leo J. 
Carroll, which was his pen name. The author‟s true profession was 
that of a lawyer, a lawyer who had a conscience, “another oxymoron!” 
Leo J. Carroll was English and was privy to the early scheme and 
conspiracy to destroy all the World‟s governments and eventually 
replace them with a “One World Government.” So he instituted his 
own plan to inform the World‟s population about this nefarious 
conspiracy by writing about it in a chi ldren‟s story. He figured that 
parents would buy his book, read the story to their children and, when 
the real conspiracy began to unfold, the parents would identify with 
his story and rise up against this evil. Kudos to Leo J. Carroll, but 
unfortunately his plan was too quick and the pace of the conspiracy 
was too slow and methodical for anyone to make the connection.  
 
Consider this information:  
 
1) During my research, I discovered a Congressional Record from the 
1930s, which was a report compiled by an expert in counter -
intelligence hired by the British Parliament. The report detailed a plan 
or method to be employed by Parliament and the United States 
government for the complete take -over and destruction of the U. S. 
representative form of government. Th e report was sent to our 
Congress for review, and then there was an argument from certain 
members of Congress who insisted that the report be recorded as 
“Top Secret” out of a fear of reprisal, should the American people 
discover its existence. The opposit ion members of Congress argued 
that the American people are functionally illiterate and too 
preoccupied with their own personal comfort to be concerned about 
what we do. The report was entered into the open record of Congress 
and was never discovered until  2002! I have this Congressional 
Record in my computer documents.  
 

44 
 
WARNING: BEWARE AMERICA!  
 
2) I met a man who was once employed by Military Intelligence. He is 
now diseased. We became close friends and over time he confided in 
me something that had bee n bothering his conscience for many, 
many years. During his employment in the military he happened upon 
a scientific report by MI, prepared for the Congress. The report 
detailed a plan titled “How to reduce the population of the United 
States.” The conclus ion reached in the report was through mass 
vaccinations to cure a fictitious pandemic!  
 
NOTE: As of June 2009, a former scientist, once employed by a large 
pharmaceutical company in the United States has disclosed that 
before resigning from his employer, former President Bush signed 
legislation that defers and eliminates the Federal Food and Drug 
Administration‟s mandatory product testing; defers and eliminates 
disclosure of possible dangers to the public; and defers and 
eliminates civil liability on the part of the FDA and the pharmaceutical 
company.  
 
NOTE: This scientist revealed that the President and Congress are 
expected to order mass vaccinations for a fictitious swine flu 
pandemic in the fall of 2009 and that the vaccine to be used contains 
small am ounts of bird guano, a substance known to cause serious 
illness and death, and in several tests killed the lab animals that were 
injected. This scientist suggested that most of the soldiers who have 
died in the Middle East conflict, have died from these va ccinations, 
but no one is talking!  
 
NOTE: The people who have died of “swine flu” so far died because 
they were vaccinated with the vaccine that is planned to be given to 
the American population in the fall of 2009 and half of the World‟s 
population. The World Health Organization is expected to declare a 
pandemic and will request that President Obama and Congress order 
mandatory vaccinations in the United States. Anyone who refuses to 

45 
 
take the “death vaccine” will be arrested as a Terrorist and will be 
committed into internment camps. As a Terrorist, no one is permitted 
a lawyer, a hearing or a judge, pursuant to the new Patriot Act 
passed by Congress after 911. The World Health Organization is 
owned by and is under the direction of the Rockefeller and Rothschild 
families. Do you now see the pattern unfolding?  
 
NOTE: Police officers, Sheriff‟s Deputies, U. S. Military personnel and 
their families will not escape this mass genocide! All will be compelled 
to take the “death vaccine” right along with the rest of the general 
public. My guess is that the federal or state governments will install 
another police authority to replace our Police, Sheriff‟s Deputies and 
Military. My belief is that they will be using Army personnel of the 
USSR and China. These armies a re now occupying former military 
bases in each state that were closed down under the guise of budget 
cuts. Fort Dix in New Jersey is now occupied by a battalion of the 
Russian Army. I don‟t know which bases are being occupied in the 
other states.  
 
NOTE: O ne closed military base in each state, has also been 
converted into an “Internment Camp.” The Halliburton Corporation 
was hired by the federal government to modify each base and install 
maximum security buildings. Why would the United States require so 
many large Internment Camps? One camp should be sufficient. 
Because these camps are expected to receive thousands of innocent 
Americans who simply refuse to submit to the “death vaccine.”  
 
NOTE: Homeland Security is in charge of these camps and, since 
911, t hey have been training personnel to man these facilities. 
According to one informant, the personnel have been told that those 
committed into their custody are members of a home -grown terrorist 
organization suspected of inflicting biological warfare upon Am erica. 
The innocent people shot or interned will be blamed for the planned 
mass genocide being committed by our own government leaders. 
The “want ads” in the newspapers and on the internet by Homeland 

46 
 
Security, seeking to employ people to help fight Terror ism, are the 
jobs they are attempting to fill at these internment camps.  
 
What I don‟t understand is why the members of the Press continue to 
follow orders by not reporting anything when, from what my group of 
Internet Researchers have been able to determ ine, only members of 
the Congress, the Bar, Federal Police and their families will be 
protected and exempt from these vaccinations. The members of the 
press will be forced to submit to this “death vaccine” the same as 
everyone else.  
 
NOTE: I have pictures  of hundreds of thousands of plastic coffins 
purchased by our government, which are being stockpiled in New 
Jersey. These coffins are for the burial of dead Americans during this 
planned mass genocide. I also have the statement by the scientist. 
He has been making radio announcements from a pirate radio station 
in Chicago, attempting to warn the public of this planned mass 
genocide. And I have copies of a complaint and restraining order, 
recently filed with the FBI by an Australian Journalist, charging that  
the FDA, the World Health Organization and the U. S. Federal 
Government are planning a world pandemic against the population of 
the earth and that the United States population is expected to be 
decimated! [BEWARE - BEWARE]  
 
3) I met an elderly gentleman while living in Virginia. Somehow our 
conversation moved from the weather to the death of JFK and then 
the death of Franklin D. Roosevelt. I confessed to the gentleman that 
I had located Executive Orders signed by President Kennedy six 
months before his as sassination, and that in those Executive Orders 
President Kennedy disclosed that he and his brother Bobby, the 
Attorney General, had uncovered evidence that the Federal Reserve 
Bank was instituting a plan to undermine the American Economy. 
President Kennedy “ordered” the dismantling of the Federal Reserve 
Bank by these Executive Orders and “ordered” that the U. S. Mint 
begin printing and circulating Silver Certificates to replace the Federal 

47 
 
Reserve Notes in circulation. These facts were never presented to 
the special commission appointed to investigate JFK‟s assassination 
and these Executive Orders were never repealed. However, the 
Federal Reserve was never dismantled, and after JFK‟s 
assassination the U.S. Mint ceased the printing of Silver Certificates. 
In the years to follow, the Federal Reserve Bank attempted to remove 
all of those Silver Certificates from circulation and destroy them. Only 
coin collectors possess any of the original Silver Certificates. The 
collectors can trade or sell them between amon g themselves, but 
they are prohibited now by law from circulating them back into the 
American economy. Imagine that, the Congress passed a law 
prohibiting the circulation of lawful currency!  
 
4) This same elder gentleman told me that when he was a child of 12, 
his father was a mortician in Washington, DC and his family resided 
at the funeral home where his father was employed. This funeral 
home was eventually engaged by the White House to embalm the 
corpse of President Franklin D. Roosevelt upon his death.  The elder 
gentleman then asked me, “Do you know why FDR‟s funeral was a 
closed casket, when he died of natural causes?” I didn‟t know the 
answer. Then the elder gentleman responded, “Because my father 
didn‟t know how to hide a bullet hole to the head!” Th e man went on 
to elaborate how the Secret Service and FBI had visited the funeral 
home during this timeframe and made everyone swear under threat 
of death not to reveal what they saw or knew! Nothing was ever 
reported to the public or printed about it in t he history books and he 
said, “I‟m too old now to give a shit about their threats!” Just in case 
the old guy was simply trying to best my research on JFK, I wrote 
down the name of the funeral home and his last name once I entered 
my vehicle. Later that afternoon I began to research FDR‟s death and 
burial and discovered that the name of the funeral home matched. I 
then found a census report for Washington, DC of that year and 
discovered that the old gentleman‟s father was, in fact, a mortician 
and he resided at the funeral home with his wife and two children.  
 

48 
 
5) Not knowing as much then as I do today, I telephoned the 
Washington Post and spoke to Bob Woodward, who was one of the 
two famous investigative reporters responsible for bringing down the 
Nixon Administration. I told Mr. Woodward about the possibility that 
FDR had been assassinated in office and [it] was covered up. I gave 
him what information I could and told him that I hoped he would be 
able to solve this incident as well. This was seven years ago and 
nothing was ever printed, discussed in the Post or was ever released 
by any news service. Two years ago I found the evidence of the 
Treaty of Verona and many other details discussed herein, which 
strongly suggests that freedom of the press no longer ex ists in 
America (if it ever did).  
 
Some of you “Doubting Thomases” may want to argue with me that, 
“If this is such a huge conspiracy, how is it that you and your internet 
friends can research everything on computers and write about it?” 
The answer is tha t our Masters and their government agents are 
quite full of themselves. They have intelligence, wealth, influence and 
absolute power and control over everything and everyone on this 
earth, but they are human and suffer the same common frailties that 
every powerful leader has endured since the beginning of time - 
“fame and the desire for recognition.” They can‟t talk or brag about 
their conspiratorial accomplishments while they are alive, out of a fear 
of retaliation, which is in direct conflict with their human egos. So they 
are forced to settle for their accomplishments to be recorded in 
expectation that one day the MATRIX will be revealed and they will 
be recognized, revered and ogled by future generations of their kind!  
 
THE END  
 
  
 
 

THE UCC CONNECTION 
Bigger text (+) | Smaller text (-) 
FOREWORD 
This is slightly condensed, casually paraphrased transcript of tapes of a seminar given in 1990 by 
Howard Freeman. It was prepared to make available the knowledge and experience of Mr. Freeman 
in his search for an accessible and understandable explanation of the confusing state of the 
government and the courts. It should be helpful to those who may have difficulty learning from such 
lectures, or those who want to develop a deeper understanding of this information without having to 
listen to three or four hours of recorded material. 
The frustration many Americans feel about our judicial system can be overwhelming and often 
frightening; and like most fear, eventually, with the seemingly tyrannical power of some governmental 
agency and the mystifying and awesome power of the courts. We have been taught that we must "get 
a good lawyer," but that is becoming increasingly difficult, if not impossible. If we are defending 
ourselves from the government, we find that the lawyers quickly take our money, and then tell us as 
the ship is sinking, "I can't help you with that - I'm an officer of the court." 
  
Ultimately, the only way for us to have even a "snowball's chance …" is to understand the RULES OF 
THE GAME, and to come to an understanding of the true nature of the Law. The attorney lawyers 
have established and secured a virtual monopoly over this area of human knowledge by implying that 
the subject is just too difficult for the average person to understand, and by creating a separate 
vocabulary out of English words of otherwise common usage. While it may, at times, seem hopelessly 
complicated, it is not that difficult to grasp - are lawyers really as smart as they would have us 
believe? Besides, anyone who has been through a legal battle against the government with the aid of 
a lawyer has come to realize that lawyers learn about procedure, not about law. Mr. Freeman admits 
that he is not a lawyer, and as much, he has a way of explaining law to us that puts it well within our 
reach. Consider also that the framers of the Constitution wrote in language simple enough that the 
people could understand, specifically so that it would not have to be interpreted. 
So again we find, as in many other areas of life, that "THE BUCK STOPS HERE!" It is we who must 
take the responsibility for finding and putting to good use the TRUTH. It is we who must claim and 
defend our God-given rights and our freedom from those who would take from us. It is we who must 
protect ourselves, our families and our posterity from the inevitable intrusion into our lives by those 
who live parasitically off the labor, skill and talents of others. 
To these ends, Mr. Freeman offers a simple, hopeful explanation of our plight and a peaceful method 
of dealing with it. Please take note that this lecture represents one chapter in the book of his 
understanding, which he is always refining, expanding, improving. It is, as all bits of wisdom are, a 
point of departure from which to begin our own journey into understanding, that we all might be able 
to pass on to others; greater knowledge and hope, and to God: the gift of lives in peace, freedom and 

praise. 
"I send you out as sheep in the midst of wolves, be wise as a serpent and harmless as a dove." 
INTRODUCTION 
I was asked to testify in a tax case as an expert witness. After many days of preparation, I felt 
confident of my research. I spent over 30 minutes presenting many Supreme Court decisions that 
supported the defendant's position. The prosecution concluded his statements, and to my 
amazement, the judge told the jury that they could only consider certain facts, none of which were the 
facts I had given. 
  
As soon as the trial was over I went around to the judge's office and he was just coming in through his 
back door. I said, "Judge, by what authority do you overturn the standing decisions of the United 
States Supreme Court. You sat on the bench while I read that case law. Now how do you, a District 
Judge, have authority to overturn decisions of the Supreme Court?" He says. "Oh, those were old 
decisions." I said, "Those are standing decisions. They have never been overturned. I don't care how 
old they are; you have no right to overturn a standing decision of the United States Supreme Court in 
a District Court." 
  
PUBLIC LAW V. PUBLIC POLICY 
He said, "Name any decision of the Supreme Court after 1938 and I'll honor it, but all the decision you 
read were prior to 1938, and I don't honor those decisions." I asked what happened in 1938. He said, 
"Prior to 1938, the Supreme Court was dealing with Public Law; since 1938, the Supreme Court has 
dealt with Public Policy. The charge that Mr. S. was being tried for is a Public Policy Statute, not 
Public Law, and those Supreme Court cases do not apply to Public Policy." I asked him what 
happened in 1938? He said that he had already told me too much - he wasn't going to tell me any 
more. 
1938 AND THE ERIE RAILROAD 
Well, I began to investigate. I found that 1938 was the year of the Erie Railroad v. Tompkins case of 
the Supreme Court. It was also the year the courts claim they blended Law with Equity. I read the Erie 
Railroad case. A man had sued the Erie Railroad for damages when he was struck by a board 
sticking out of a boxcar as he walked along beside the tracks. The district court had decided on the 
basis of Commercial (Negotiable Instruments) Law: that this man was not under any contract with the 
Erie Railroad, and therefore he had no standing to sue the company. Under the Common Law, he 
was damaged and he would have had the right to sue. 

  
This overturned a standing decision of over one hundred years. Swift v. Tyson in 1840 was a similar 
case, and the decision of the Supreme Court was that in any case of this type, the court would judge 
the case on the Common Law of the state where the incident occurred - in this case Pennsylvania. 
But in the Erie Railroad case, the Supreme Court ruled that all federal cases will be judged under the 
Negotiable Instruments Law. There would be no more decisions based on the Common Law at the 
federal level. So here we find the blending of Law with Equity. 
This was a puzzle to me. As I put these new pieces together, I determined that all our courts since 
1938 were Merchant Law courts and not Common Law courts. There were still some pieces of the 
puzzle missing. 
A FRIEND IN THE COURT 
Fortunately, I made a friend of a judge. Now you won't make friends with a judge if you go into court 
like a "wolf in black sheep country." You must approach him as though you are the sheep and he is 
the wolf. If you go into court as a wolf, you make demands and tell the judge what the law is - how he 
had better uphold the law or else. Remember the verse: I send you out as sheep in wolf country; be 
wise as a serpent and harmless as a dove. We have to go into court and be wise and harmless, and 
not make demands. We must play a little dumb and ask a lot of questions. Well, I asked a lot of 
questions and boxed the judges into a corner where they had to give me a victory or admit what they 
didn't want to admit. I won the case, and on the way out I had to stop by the clerk's office to get some 
papers. One of the judges stopped and said, "You're an interesting man, Mr. Freeman. If you're ever 
in town, stop by, and if I'm not sitting on a case we will visit.  
AMERICA IS BANKRUPT 
Later, when I went to visit the judge, I told him of my problem with the Supreme Court cases dealing 
with Public Policy rather than the Public Law. He said, "In 1938, all the higher judges, the top 
attorneys and the U.S. attorneys were called into a secret meeting and this is what we were told: 
America is a bankrupt nation - it is owned completely by its creditors. The creditors own the 
Congress, they own the Executive, they own the Judiciary and they own all the state governments. 
Take silent judicial notice of this fact, but never reveal it openly. Your court is operating in an 
Admiralty Jurisdiction - call it anything you want, but do not call it Admiralty. 
ADMIRALTY COURTS 
The reason they cannot call it Admiralty Jurisdiction is that your defense would be quite different in 
Admiralty Jurisdiction from your defense under the Common Law. In Admiralty, there is no court 
which has jurisdiction unless there is a valid international contract in dispute. If you know it is 
Admiralty Jurisdiction, and they have admitted on the record that you are in Admiralty Court, you can 
demand that the international maritime contract, to which you are supposedly a party, and which you 

supposedly have breached, be placed into evidence. 
No court has Admiralty/Maritime Jurisdiction unless there is a valid international maritime contract 
that has been breached. 
So you say, just innocently like a lamb, 
“Well, I didn't know that I got involved with an international maritime contract, so, in good faith, I deny that 
such a contract exists. If this court is taking jurisdiction in Admiralty, then, pursuant to section 3-501 of your 
UCC, (Presentment), the prosecutor will have no difficulty placing the [alleged] contract into evidence, so 
that I may examine and [possibly] challenge the validity of the contract.” 
What they would have to do is place the national debt into evidence. They would have to admit that 
the international bankers own the whole nation, and that we are their slaves. 
NOT EXPEDIENT 
But the bankers said it is not expedient at this time to admit that they own everything and could 
foreclose on every nation of the world. The reason they don't want to tell everyone that they own 
everything is that there are still too many privately owned guns. There are uncooperative armies and 
other military forces. So until they can gradually consolidate all armies into a WORLD ARMY and all 
courts into a single WORLD COURT, it is not expedient to admit the jurisdiction the courts are 
operating under. When we understand these things, we realize that there are certain secrets they 
don't want to admit, and we can use this to our benefit. 
JURISDICTION 
The Constitution of the United States mentions three areas of jurisdiction in which the courts may 
operate: 
Common Law 
Common Law is based on God's law. Anytime someone is charged under the Common Law, there 
must be a damaged party. You are free under the Common Law to do anything you please, as long 
as you do not infringe on the life, liberty, or property of someone else. You have a right to make a fool 
of yourself provided you do not infringe on the life, liberty, or property of someone else. The Common 
Law does not allow for any government action which prevents a man from making a fool of himself. 
For instance, when you cross over the state lines in most states, you will see a sign which says, " 
BUCKLE YOUR SEAT BELTS - IT'S THE LAW. " This cannot be Common Law, because who would 
you injure if you did not buckle up? Nobody. This would be compelled performance. But Common 
Law cannot compel performance. Any violation of Common Law is a CRIMINAL ACT , and is 
punishable. 

Equity Law 
Equity Law is law which compels performance. It compels you to perform to the exact letter of any 
contract that you are under. So, if you have compelled performance, there must be a contract 
somewhere, and you are being compelled to perform under the obligation of the contract. Now this 
can only be a civil action - not criminal. In Equity Jurisdiction, you cannot be tried criminally, but you 
can be compelled to perform to the letter of a contract. If you then refuse to perform as directed by 
the court, you can be charged with contempt of court, which is a criminal action. Are our seatbelt 
laws, Equity Laws? No, they are not, because you cannot be penalized or punished for not keeping to 
the letter of a contract. 
Admiralty/Maritime Laws 
This is civil jurisdiction of Compelled Performance which also has Criminal Penalties for not adhering 
to the letter of the contract, but this only applies to International Contracts. Now we can see what 
jurisdiction the seatbelt laws (all traffic codes, etc) are under. Whenever there is a penalty for failure 
to perform (such as willful failure to file), that is Admiralty/Maritime Law and there must be a valid 
international contract in force. 
However, the courts don't want to admit that they are operating under Admiralty/Maritime 
Jurisdictions, so they took the international law or Law Merchant and adopted it into our codes. That 
is what the Supreme Court decided in the Erie Railroad case - that the decisions will be based on 
commercial law or business law and that it will have criminal penalties associated with it. Since they 
were instructed not to call it, Admiralty Jurisdiction, they call it Statutory Jurisdiction. 
COURTS OF CONTRACT 
You must ask how we got into this situation where we can be charged with failure to wear seatbelts 
and be fined for it. Isn't the judge sworn to up hold the Constitution? Yes, he is. But you must 
understand the Constitution, in Article I, § 10, gives us the unlimited right to contract, as long as we 
do not infringe on the life, liberty or property of someone else. Contracts are enforceable, and the 
Constitution gives two jurisdictions where contracts can be enforced - Equity or Admiralty. But we find 
them being in Statutory Jurisdiction. This is the embarrassing part for the courts, but we can use this 
to box the judges into a corner in their own courts. We will cover this more later. 
CONTRACTS MUST BE VOLUNTARY 
Under the Common Law, every contract must be enter into knowingly, voluntarily, and intentionally by 
both parties or it is void and enforceable. These are characteristic -it must be based on substance. 
For example, contracts used to read, "For one dollar and other valuable considerations, I will paint 
your house, etc. That was a valid contract - the dollar was a genuine, silver dollar. Now, suppose you 
wrote a contract that said, "For one Federal Reserve Note and other considerations, I will paint your 
house...." And suppose, for example, I painted your house the wrong color. Could you go into a 
Common Law court and get justice? No, you could not. You see, a Federal Reserve Note is a 
"colorable"1 dollar, as it has no substance, and in a Common Law Jurisdiction, that contract would be 

unenforceable. 
colorABLE MONEY - colorABLE COURTS 
The word "colorable" means something that appears to be genuine, but is not. Maybe it looks like a 
dollar, and maybe it spends like a dollar, but if it is not redeemable for lawful money (silver or gold) it 
is "colorable." If a Federal Reserve Note is used in a contract, then the contract becomes a 
"colorable" contract. And "colorable" contracts must be enforced under a "colorable" jurisdiction. So 
by creating Federal Reserve Notes, the government had to create a jurisdiction to cover the kinds of 
contracts which use them. We now have what is called Statutory Jurisdiction, which is not a genuine 
Admiralty jurisdiction. 
1 colorable: That which is in appearance only, and not in reality, what it purports to be, hence 
counterfeit,  
feigned have the appearance of truth. Black's Law Dictionary, Sixth Edition. 
It is " colorable " Admiralty Jurisdiction the judges are enforcing because we are using " colorable 
money ." colorable Admiralty is now known as Statutory Jurisdiction. Let's see how we got under this 
Statutory Jurisdiction. 
UNIFORM COMMERCIAL CODE 
The government set up a "colorable" law system to fit the "colorable" currency. It used to be called the 
Law Merchant or the Law of redeemable Instruments, because it dealt with paper which was 
redeemable in something of substance. But, once Federal Reserve Notes had become 
unredeemable, there had to be a system of law which was completely "colorable" from start to finish. 
this system of law was codified as the Uniform Commercial Code , and has been adopted in every 
state. This is "colorable" law, and it is used in all the courts. 
I explained one of the keys earlier, which is that the country is bankrupt and we have no rights. If the 
master says "Jump!" then the slave had better jump, because the master has the right to cut off his 
head. As slaves we have no rights. But the creditors/masters had to cover that up, so they created a 
system of law called the Uniform Commercial Code. This "colorable" jurisdiction under the Uniform 
Commercial Code is the next key to understanding what happened. 
  
CONTRACT OR AGREEMENT 
  
One difference between Common Law and the Uniform Commercial Code is that in Common Law, 
contracts must be entered into (1) knowingly, (2) voluntarily, and (3) intentionally. 
Under the U.C.C., this is not so. First of all, contracts are unnecessary. Under this new law, 
"agreements" can be binding, and if you only exercise the benefits of an "agreements," it is presumed 

or implied that you intend to meet the obligations associated with those benefits. If you accept a 
benefit offered by government, then you are obligated to follow, to the letter, each and every statute 
involved with that benefit. The method has been to get everyone exercising a benefit , and they don't 
even have to tell the people what the benefit is. Some people think it is the driver's license, the 
marriage license or the birth certificate, etc. I believe it is none of these. 
COMPELLED BENEFIT 
I believe the benefit being used is that we have been given the privilege of discharging debt with 
limited liability, instead of paying debt. When we pay a debt, we give substance for substance. If I buy 
a quart of milk with a silver dollar, that dollar bought the milk, and the milk bought the dollar - 
substance for substance. But if I use a Federal Reserve Note to buy the milk, I have not paid for it. 
There is no substance in the Federal Reserve Note. It is worthless paper given in exchange for 
something of substantive value. Congress offers us this benefit : 
Debt money, created by the federal United States, can be spent all over the United States of America, 
it will be legal tender for all debts, public and private, and the limited liability is that you cannot be 
sued for not paying your debt. 
So now they have said, "We going to help you out, and you can just discharge your debts instead of 
paying your debts." When we use this "colorable" money to discharge our debts, we cannot use a 
Common Law court. We can only use a "colorable" court. We are completely under the UCC, using 
non-redeemable negotiable instruments and we are discharging debt rather than paying debt. 
  
REMEDY AND RECOURSE 
Every system of civilized law must have two characteristics: Remedy and Recourse. Remedy is a 
way to get out from under that law, and you recover your loss. The Common Law, the Law 
Merchants, and even the Uniform Commercial Code all have remedy and recourse, but for a long 
time we could not find them. If you go to a law library and ask to see the Uniform Commercial Code, 
they will show you a shelf of books completely filled with the Uniform Commercial Code. When you 
pick up one volume and start to read it, it will seem to have been intentionally written to be confusing. 
It took us a long time to discover where the Remedy and Recourse are found in their UCC. They are 
found right in the first volume, at 1-308 (old 1-207) and 1-103. 
REMEDY 
The making of a valid Reservation of Rights preserves whatever rights the person then possesses, 
and prevents the loss of such rights by application of concepts of waiver or estoppel. (UCC 1-308 (old 
1-207).7) 
It is important to remember when we go into a court that we are in a commercial international 
jurisdiction. If we go into court and say, " I DEMAND MY CONSTITUTIONAL RIGHTS ," the judge will 

most likely say, "You mention the Constitution again, and I'll find you in contempt of court !" Then we 
don't understand how he can do that. Hasn't he sworn to uphold the Constitution? The rule here is: 
you cannot be charged under one jurisdiction, and defend under another. For example, if the French 
government came to you and asked where you filed your French income tax in a certain year, do you 
go to the French government and say, "I demand my Constitutional Right?" No. The proper answer is: 
THE LAW DOESN'T APPLY TO ME - I'M NOT A FRENCHMAN. You must make your reservation of 
rights under the jurisdiction in which you are charged - not under some other jurisdiction. So in a UCC 
court, you must claim your reservation of rights under (pursuant to) the [their] U.C.C. 1-308 (old 1-
207). 
UCC 1-308 (old 1-207) goes on to say: 
When a waivable right or claim is involved, the failure to make a reservation thereof, causes a loss of 
the right, and bars its assertion at a later date . (UCC 1-308 (old 1-207).9) 
You have to make your claim known early. Further, it says: 
The Sufficiency of the Reservation - Any expression indicating an intention to reserve rights, is sufficient, 
such as "WITHOUT PREJUDICE." (UCC 1-308 (old 1-207).4) 
Whenever you sign any legal paper that deals with Federal Reserve Notes (FRNs) -in any way, 
shape or manner - under your signature write: Without Prejudice UCC 1-308 (old 1-207). This 
reserves your rights. You can show, at 1-308 (old 1-207).4 that you have sufficiently reserved your 
rights. 
It is very important to understand just what this means. For example, one man who used this in 
regard to a traffic ticket was asked by the judge just what he meant by writing "without prejudice UCC 
1-308 (old 1-207)" on his statement to the court. He had not tried to understand the concepts 
involved. He only wanted to use it to get out of the ticket. He did not know what it meant. When the 
judge asked him what he meant by signing in that way, he told the judge that he was not prejudiced 
against anyone .... The judge knew that the man had no idea what it meant, and fined him an 
additional $25.00 for a frivolous defense. You must know what it means. 
WITHOUT PREJUDICE 
pursuant to UCC 1-308 
When you see "Without Prejudice" UCC 1-308 in connection with your signature, you are saying: 
"I reserve my right not to be compelled to perform under any contract, commercial agreement or bankruptcy 
that I did not enter knowingly , voluntarily , and intentionally . And furthermore, I do not and will not accept 
the liability of the compelled benefit of any unrevealed contract or commercial agreement or bankruptcy." 
Actually, it is better to use a rubber stamp, because this demonstrates that you had previously 
reserved your rights. The simple fact that it takes several days or a week to order and get a stamp 

shows that you had reserved your rights before signing the document. 
What is the compelled performance of an unrevealed commercial agreement? When you use Federal 
Reserve Notes instead of silver dollars, is it voluntary? No. There is no lawful money , so you have to 
use Federal Reserve Notes - you have to accept the benefit. the government has given you the 
benefit to discharge your debts with limited liability, and you don't have to pay your debts. How nice 
they are! But if you did not reserve your rights under 1-308 (old 1-207).7, you are compelled to accept 
the benefit, and are therefore obligated to obey every statute , ordinance and regulation of the 
government, at all levels of government - federal, state and local. 
If you understand this, you will be asked to explain it to the judge when asks. And he will ask, so be 
prepared to explain it to the court. You will also need to understand UCC 1-103 - the argument and 
recourse. 
If you want to understand this fully, go to a law library and photocopy these two sections from the 
UCC. It is important to get the Anderson [Anderson, Uniform Commercial Code, Lawyers Cooperative 
Publishing Company]edition. Some of the law libraries will only have the West Publishing version, and 
it is very difficult to understand. In Anderson, it is broken down with decimals into ten parts, and most 
importantly, it is written in plain English. 
RECOURSE 
The Recourse appears in the Uniform Commercial Code at 1-103.6, which says: 
The Code is complimentary to the Common Law, which remains in force , except where displaced by 
the code. A statute should be construed in harmony with the Common Law, unless there is a clear 
legislative intent to abrogate the Common Law . 
This is the argument we use in court: 
The Code recognizes the Common Law. If it did not recognize the Common Law, the government 
would have had to admit that the United States is bankrupt, and is completely owned by its creditors. 
But, it is not expedient to admit this, so the Code was written so as not to abolish the Common Law 
entirely. 
 Therefore, if you have made a sufficient, timely, and explicit reservation of your rights at 1-308 (old 1-
207), you may then insist that the statutes be construed in harmony with the Common Law. 
If the charge is a traffic, you may demand that the court produce the injured person who has filed a 
verified complaint. If, for example, you were charged with failure to buckle your seatbelt , you may ask 
the court who was injured as a result of your failure to "buckle up." 
However, if the judge won't listen to you and just moves ahead with the case, then you will want to 
read to him that last sentence of 1-103.6 which states: 

The Code cannot be read to preclude a Common Law action. 
Tell the judge: 
"Your Honor, I can sue you under the Common Law, for violating my right under the Uniform 
Commercial Code." I have a remedy, under the, UCC to reserve my rights under the Common Law. I 
have exercised the remedy, and now you must construe this statute in harmony with the Common 
Law, you must come forth with the damaged party." 
If the judge insists on proceeding with the case, just act confused and ask this question: 
"Let me see if I understand, Your Honor. Has this court made a judicial determination that the 
sections 1-308 (old 1-207) and 1-103 of the Uniform Commercial Code, which is the system of law 
you are operating under, are not valid law before this court?"  
Now the judge is in a jamb! How can the court throw out one part of the Code and uphold another? If 
he answers, "yes," then you say: 
"I put this court on notice that I am appealing your judicial determination." 
Of course, the higher court will uphold the Code on appeal. The judge knows this, so once again you 
have boxed him into a corner. 
PRACTICAL APPLICATION - TRAFFIC COURT 
Just so we can understand how this whole process works, let us look at a court situation such as a 
traffic violation. Assume you ran through a yellow light and a policeman gave you a traffic ticket. 
1. The first thing you want to do is to delay the action at least three weeks. This you can do by being 
pleasant and cooperative with the officer. Explain to him that you are very busy and ask if he could 
please set your court appearance for about three weeks away. 
[At this point we need to remember the government's trick: "I'm from the government, and I'm here to 
help you." Now we want to use this approach with them). 
2. The next step is to go the clerk of the traffic court and say: 
"I believe it would be helpful if I talk to you, because I want to save the government some money (this 
will get their attention). I am undoubtedly going to appeal this case. As you know, in an appeal, I have 
to have a transcript, but the traffic court doesn't have a court reporter. It would be a waste of 
taxpayer's money to run me through this court and then to have to give me a trial de novo in a court of 
record. I do need a transcript for appealing, and to save the government some money, maybe you 
could schedule me to appear in a court of record."  
You can show the date on the ticket and the clerk will usually agree that there is plenty of time to 
schedule your trial for a court of record. Now your first appearance is in a court of record and not in a 

traffic court, where there is no record. 
3. When you get into court, the judge will read the charges: driving through a yellow light or whatever, 
and this is a violation of ordinance XYZ. He will ask, " Do you understand the charges against you ?" 
4. It is very important to get it read into the record, that you do not understand the charges. With that 
in the record, the court cannot move forward to judge the facts. This will be answered later. 
5. "Well, Your Honor, there is a question I would like to ask before I can make a plea of innocent or 
guilty. I think it could be answered if I could put the officer on the stand for a moment and ask him a 
few short questions. 
Judge: "I don't see why not. Let's swear the officer in and have him take the stand." 
 "Is this the instrument that you gave me?" (Handing him the traffic citation). 
Officer: "Yes, this is a copy of it. The judge has the other portion of it." 
"Where did you get my address that you wrote on that citation?" 
Officer: "Well, I got it from your driver's license." 
(Handing the officer your driver's license) "Is this the document you copied my name and address 
from?" 
Officer: "Yes, this is where I got it." 
"While you've got it in your hand, would you read the signature that's on that license? (The officer 
reads the signature). "While you're there, would you read into the record what it says under the 
signature?"  
Officer: "It says, "Without Prejudice, UCC 1-308." [old 1-207] 
Judge: "Let me see that license!" (He looks at it turns to the officer). "You didn't notice this printing 
under the signature on this license, when you copied his name and address onto the ticket?" 
Officer: "Oh, no, I was just getting the address - I didn't look down there." 
Judge: "You're not very observant as an officer. Therefore, I'm afraid I cannot accept your testimony 
in regards to the facts of this case. This case is dismissed." 
6.a. you had reserved your Common Law rights under the UCC; 
b. you had done it sufficiently by writing "Without Prejudice, UCC 1-308 (old 1-207)" on your driver's 
license; 

c. the statute would now have to be read on harmony with the Common Law, and the Common Law 
says the statute exists, but there is no injured party; and 
d. since there is no injured party or complaining witness, the court has no jurisdiction under the 
Common Law. 
5. If the judge tries to move ahead and try the facts of the case, then you will want to ask him the 
following question: 
"Your Honor, let me understand this correctly, has the court made a judicial determination that it has 
authority under the jurisdiction that it is operating under, to ignore two sections of the Uniform 
Commercial Code which have been called to its attention? If he says, yes, tell him that you put the 
court on notice that you will appeal that judicial determination, and that if you are damaged by his 
actions, you will sue him in Common Law action - under the jurisdiction of the U.C.C."  
QUESTIONS AND REVIEW 
Note: These are some of the questions asked after the main lecture. Some are restatements of 
material presented earlier, but they contain very valuable information which is worth repeating. 
COURTROOM TECHNIQUES 
Question: How did you "box in" the judge? 
This is easy to do if you don't know too much. I didn't know too much, but I boxed them in. You must 
play a little ignorant. 
If you are arrested and you go to court, just remember that in a criminal action, you have to 
understand the law or it is a reversible error for the court to try you. If you don't understand the law, 
they can't try you. 
In any traffic court case or tax case you are called into court and the judge reads the law and then 
asks, 
 "Do you understand the charges?" 
Defendant: No, (Your Honor,) I do not! 
Judge: 
Well, what's so difficult about that charge? Either you drove the wrong way on a one-way street or 
you didn't. You can only go one way on that street, and if you go the other way, it's a fifty dollar fine. 
What's so difficult about this that you don't understand?" 
D: Well, Your Honor, it's not the letter of the law, but rather the nature of the law that I don't 

understand. The Sixth Amendment of the Constitution gives me the right to request the court to 
explain the nature of any action against me, and upon my request, the court has the duty to answer. I 
have a question about the nature of this action. 
J: Well, what is that - what do you want to know? 
Always! Ask them some easy questions first, as this establishes that they are answering. You ask: 
D: Well, Your Honor, is this a Civil or Criminal Action?" 
J: It is criminal. (If it were a civil action there could be no fine, so it has to be criminal). 
D: Thank you, Your Honor, for telling me that. Then the record will show that this action against 
___(Straw Man Name)___ is a criminal action, is that right? 
J: Yes. 
D: I would like to ask another question about this criminal action. There are two criminal jurisdictions 
mentioned in the Constitution; one is under the Common Law , and the other deals with International 
Maritime Contracts , under an Admiralty Jurisdiction . Equity is Civil, and you said this is a Criminal 
action, so it seems it would have to be under either the Common Law, or Maritime Law. But what 
puzzles me, Your Honor, is, there is no Corpus Delicti here that gives this court a jurisdiction over my 
person and property under the Common Law. Therefore, it doesn't appear to me that this court is 
moving under the Common Law. 
J: No, I can assure you this court is not moving under the Common Law. 
D: Well, thank you, your Honor, but now you make the charge against me even more difficult to 
understand, the only other criminal jurisdiction would apply only if there was an International Maritime 
Contract involved and I was a party to it, it had been Breached, and the court was operating in an 
Admiralty Jurisdiction. 
I don't believe I have ever been under any International Maritime Contract, so I would deny that one 
exists. I would have to demand that such a contract, if it does exist, be placed into evidence, so that I 
may contest it, but surely, this court is not operating under an Admiralty Jurisdiction. 
You just put words in the judge's mouth. 
J: No, I can assure you, we're not operating under an Admiralty Jurisdiction. We're not out in the 
ocean somewhere - we're right here in the middle of the State of North Carolina, No, this is not an 
Admiralty Jurisdiction. 
D: Thank you, Your Honor, but now I am more puzzled than ever. If this/these charge/s is/are not 
under the Common Law, or under Admiralty - and those are the only criminal jurisdictions mentioned 
in the Constitution - what kind of jurisdiction could this court be operating under? 

J: It's Statutory Jurisdiction. 
D: Oh, thank you, Your Honor. I'm glad you told me that. But I have never heard of that jurisdiction. 
So, if I have to defend under that, I would need to have the Rules of Criminal Procedure for Statutory 
Jurisdiction. Can you provide me with the location of a copy? 
  
THE END!